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2022 కోసం టాప్ 10 మ్యూచువల్ ఫండ్‌లు

Updated on December 16, 2025 , 44066 views

2022లో పెట్టుబడి పెట్టడానికి అత్యుత్తమ మ్యూచువల్ ఫండ్ కోసం చూస్తున్నారా? కాగాపెట్టుబడి పెడుతున్నారు లోమ్యూచువల్ ఫండ్స్, పెట్టుబడిదారులు తమకు స్థిరమైన రాబడిని ఇచ్చే ఫండ్‌ను ఎంచుకోవడంలో తరచుగా ఇబ్బంది పడుతుంటారు.

అన్ని అవాంతరాలను పరిష్కరించడానికి, మీరు పెట్టుబడి పెట్టడానికి ఇష్టపడే టాప్ 10 మ్యూచువల్ ఫండ్ పథకాల జాబితాతో మేము ముందుకు వచ్చాము. ఈ ఫండ్‌లు AUM వంటి నిర్దిష్ట పారామితులను చేపట్టడం ద్వారా షార్ట్‌లిస్ట్ చేయబడ్డాయి,కాదు, గత ప్రదర్శనలు, పీర్ సగటు రాబడులు మొదలైనవి. మీరు ఈ పథకాలలో రెండు మార్గాల్లో పెట్టుబడి పెట్టవచ్చు- ఒక తీసుకోవడం ద్వారాSIP మార్గం లేదా మొత్తం మార్గం.

మొత్తం పెట్టుబడి విధానంలో, పెట్టుబడిదారులు స్కీమ్‌లో గణనీయ మొత్తాన్ని వన్-టైమ్ డౌన్ పేమెంట్‌గా పెట్టుబడి పెట్టవచ్చు, అయితే SIP మోడ్‌లో, పెట్టుబడిదారులు నెలవారీ, త్రైమాసికం మరియు వార్షికంగా ఉండే సాధారణ వ్యవధిలో పెట్టుబడి పెట్టవచ్చు. ఒకే మొత్తంలో కనీస పెట్టుబడి మొత్తంపరిధి INR 1000-5000 నుండి, SIPలో మీరు కేవలం INR 500తో పెట్టుబడి పెట్టడం ప్రారంభించవచ్చు.

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మీరు మ్యూచువల్ ఫండ్స్‌లో ఎందుకు పెట్టుబడి పెట్టాలి?

  • నువ్వు చేయగలవుమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టండి మీ ప్రకారంఅపాయకరమైన ఆకలి. అన్ని రకాల రిస్క్ తీసుకునేవారి కోసం అనేక రకాల పథకాలు ఉన్నాయి. సాంప్రదాయిక పెట్టుబడిదారుల నుండి అధిక-రిస్క్ పెట్టుబడిదారుల వరకు, ప్రతి ఒక్కరూ మ్యూచువల్ ఫండ్ పథకాలలో పెట్టుబడి పెట్టవచ్చు

  • మ్యూచువల్ ఫండ్‌లు మీకు అనేక పన్ను ప్రయోజనాలను అందిస్తాయి

  • మ్యూచువల్ ఫండ్స్ మీకు మెరుగైన రాబడిని అందిస్తాయి మరియునగదు ప్రవాహాలు FDలు మొదలైన ఇతర సాంప్రదాయ పెట్టుబడి ఎంపికల కంటే.

  • మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం ద్వారా మీరు సరైన మొత్తంలో డైవర్సిఫికేషన్‌ను పొందవచ్చు. మీరు మీ పోర్ట్‌ఫోలియోలో వివిధ పథకాల సంఖ్యలను కలిగి ఉండవచ్చు

  • మ్యూచువల్ ఫండ్స్ అందుబాటులో ఉన్నాయి. ఒక SIP ద్వారా INR 500 కంటే తక్కువ మొత్తంతో వారి పెట్టుబడిని ప్రారంభించవచ్చు

  • మీరు పెట్టుబడి పెట్టే డబ్బు నిపుణుల బృందంచే నిర్వహించబడుతుంది. వారికి నిజ-సమయ యాక్సెస్ ఉందిసంత మరియు వారు అత్యంత ఖర్చుతో కూడుకున్న స్థాయిలో ట్రేడ్‌లను అమలు చేయగలరు

  • మీ మ్యూచువల్ ఫండ్ పెట్టుబడులు సురక్షితమైన చేతుల్లో ఉన్నాయి. ప్రతి మ్యూచువల్ ఫండ్ నియంత్రిస్తుందిSEBI (సెక్యూరిటీస్ అండ్ ఎక్స్ఛేంజ్ బోర్డ్ ఆఫ్ ఇండియా), కాబట్టి మీరు పెట్టుబడి పెట్టే ఫండ్ అంతా పారదర్శక పద్ధతిలో నడుస్తుంది మరియు సురక్షితంగా ఉంటుంది.

2022లో పెట్టుబడి పెట్టడానికి టాప్ 10 మ్యూచువల్ ఫండ్‌లు

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP US Flexible Equity Fund Growth ₹74.9027
↓ -0.76
₹1,0916.721.928.622.916.917.8
Franklin Asian Equity Fund Growth ₹34.7273
↓ -0.06
₹2973.114.819.711.12.414.4
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹63.25
↑ 0.09
₹3,6063.64.412.214.815.18.7
ICICI Prudential Banking and Financial Services Fund Growth ₹137.33
↑ 0.08
₹10,5932.13.112.114.41611.6
DSP Natural Resources and New Energy Fund Growth ₹96.217
↑ 0.15
₹1,4744.198.619.121.413.9
Axis Credit Risk Fund Growth ₹22.2
↓ 0.00
₹3671.93.78.57.96.78
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00
₹390.64.48.434.2
UTI Banking & PSU Debt Fund Growth ₹22.5599
↑ 0.00
₹8041.42.67.87.377.6
Aditya Birla Sun Life Savings Fund Growth ₹564.823
↑ 0.15
₹22,3891.53.17.47.56.27.9
Aditya Birla Sun Life Money Manager Fund Growth ₹381.17
↑ 0.05
₹29,8821.437.47.56.27.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Dec 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP US Flexible Equity FundFranklin Asian Equity FundAditya Birla Sun Life Banking And Financial Services FundICICI Prudential Banking and Financial Services FundDSP Natural Resources and New Energy FundAxis Credit Risk Fund PGIM India Credit Risk FundUTI Banking & PSU Debt FundAditya Birla Sun Life Savings FundAditya Birla Sun Life Money Manager Fund
Point 1Lower mid AUM (₹1,091 Cr).Bottom quartile AUM (₹297 Cr).Upper mid AUM (₹3,606 Cr).Upper mid AUM (₹10,593 Cr).Upper mid AUM (₹1,474 Cr).Bottom quartile AUM (₹367 Cr).Bottom quartile AUM (₹39 Cr).Lower mid AUM (₹804 Cr).Top quartile AUM (₹22,389 Cr).Highest AUM (₹29,882 Cr).
Point 2Established history (13+ yrs).Established history (17+ yrs).Established history (12+ yrs).Established history (17+ yrs).Established history (17+ yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (11+ yrs).Oldest track record among peers (22 yrs).Established history (20+ yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Low.
Point 55Y return: 16.92% (top quartile).5Y return: 2.41% (bottom quartile).5Y return: 15.11% (upper mid).5Y return: 16.02% (upper mid).5Y return: 21.38% (top quartile).1Y return: 8.55% (lower mid).1Y return: 8.43% (lower mid).1Y return: 7.75% (bottom quartile).1Y return: 7.40% (bottom quartile).1Y return: 7.39% (bottom quartile).
Point 63Y return: 22.91% (top quartile).3Y return: 11.12% (upper mid).3Y return: 14.80% (upper mid).3Y return: 14.45% (upper mid).3Y return: 19.10% (top quartile).1M return: 0.40% (upper mid).1M return: 0.27% (lower mid).1M return: 0.27% (upper mid).1M return: 0.38% (upper mid).1M return: 0.40% (top quartile).
Point 71Y return: 28.64% (top quartile).1Y return: 19.68% (top quartile).1Y return: 12.21% (upper mid).1Y return: 12.12% (upper mid).1Y return: 8.60% (upper mid).Sharpe: 2.49 (upper mid).Sharpe: 1.73 (upper mid).Sharpe: 1.56 (upper mid).Sharpe: 3.40 (top quartile).Sharpe: 2.97 (top quartile).
Point 8Alpha: 3.17 (top quartile).Alpha: 0.00 (top quartile).Alpha: -3.75 (bottom quartile).Alpha: -2.18 (bottom quartile).Alpha: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Sharpe: 1.31 (lower mid).Sharpe: 1.41 (lower mid).Sharpe: 0.38 (bottom quartile).Sharpe: 0.44 (bottom quartile).Sharpe: 0.14 (bottom quartile).Yield to maturity (debt): 8.08% (top quartile).Yield to maturity (debt): 5.01% (upper mid).Yield to maturity (debt): 6.50% (upper mid).Yield to maturity (debt): 6.81% (top quartile).Yield to maturity (debt): 6.37% (upper mid).
Point 10Information ratio: -0.28 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.26 (top quartile).Information ratio: 0.26 (top quartile).Information ratio: 0.00 (upper mid).Modified duration: 2.15 yrs (bottom quartile).Modified duration: 0.54 yrs (bottom quartile).Modified duration: 1.54 yrs (bottom quartile).Modified duration: 0.47 yrs (lower mid).Modified duration: 0.46 yrs (lower mid).

DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,091 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 16.92% (top quartile).
  • 3Y return: 22.91% (top quartile).
  • 1Y return: 28.64% (top quartile).
  • Alpha: 3.17 (top quartile).
  • Sharpe: 1.31 (lower mid).
  • Information ratio: -0.28 (bottom quartile).

Franklin Asian Equity Fund

  • Bottom quartile AUM (₹297 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 2.41% (bottom quartile).
  • 3Y return: 11.12% (upper mid).
  • 1Y return: 19.68% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.41 (lower mid).
  • Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,606 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 15.11% (upper mid).
  • 3Y return: 14.80% (upper mid).
  • 1Y return: 12.21% (upper mid).
  • Alpha: -3.75 (bottom quartile).
  • Sharpe: 0.38 (bottom quartile).
  • Information ratio: 0.26 (top quartile).

ICICI Prudential Banking and Financial Services Fund

  • Upper mid AUM (₹10,593 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 16.02% (upper mid).
  • 3Y return: 14.45% (upper mid).
  • 1Y return: 12.12% (upper mid).
  • Alpha: -2.18 (bottom quartile).
  • Sharpe: 0.44 (bottom quartile).
  • Information ratio: 0.26 (top quartile).

DSP Natural Resources and New Energy Fund

  • Upper mid AUM (₹1,474 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.38% (top quartile).
  • 3Y return: 19.10% (top quartile).
  • 1Y return: 8.60% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.14 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

Axis Credit Risk Fund

  • Bottom quartile AUM (₹367 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.55% (lower mid).
  • 1M return: 0.40% (upper mid).
  • Sharpe: 2.49 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.08% (top quartile).
  • Modified duration: 2.15 yrs (bottom quartile).

PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (lower mid).
  • 1M return: 0.27% (lower mid).
  • Sharpe: 1.73 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (bottom quartile).

UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹804 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.75% (bottom quartile).
  • 1M return: 0.27% (upper mid).
  • Sharpe: 1.56 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.50% (upper mid).
  • Modified duration: 1.54 yrs (bottom quartile).

Aditya Birla Sun Life Savings Fund

  • Top quartile AUM (₹22,389 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.40% (bottom quartile).
  • 1M return: 0.38% (upper mid).
  • Sharpe: 3.40 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.81% (top quartile).
  • Modified duration: 0.47 yrs (lower mid).

Aditya Birla Sun Life Money Manager Fund

  • Highest AUM (₹29,882 Cr).
  • Established history (20+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.39% (bottom quartile).
  • 1M return: 0.40% (top quartile).
  • Sharpe: 2.97 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.37% (upper mid).
  • Modified duration: 0.46 yrs (lower mid).

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,091 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 16.92% (top quartile).
  • 3Y return: 22.91% (top quartile).
  • 1Y return: 28.64% (top quartile).
  • Alpha: 3.17 (top quartile).
  • Sharpe: 1.31 (lower mid).
  • Information ratio: -0.28 (bottom quartile).

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (17 Dec 25) ₹74.9027 ↓ -0.76   (-1.01 %)
Net Assets (Cr) ₹1,091 on 31 Oct 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 1.31
Information Ratio -0.28
Alpha Ratio 3.17
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹12,181
30 Nov 22₹11,920
30 Nov 23₹13,602
30 Nov 24₹16,600
30 Nov 25₹22,112

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month 1.9%
3 Month 6.7%
6 Month 21.9%
1 Year 28.6%
3 Year 22.9%
5 Year 16.9%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Jay Kothari1 Mar 1312.68 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Technology33.83%
Financial Services15.55%
Communication Services14.86%
Health Care10.2%
Consumer Cyclical9.26%
Industrials5.95%
Basic Materials2.62%
Energy2.29%
Asset Allocation
Asset ClassValue
Cash5.4%
Equity94.56%
Debt0.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
99%₹1,080 Cr1,994,958
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹13 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹3 Cr

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

  • Bottom quartile AUM (₹297 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 2.41% (bottom quartile).
  • 3Y return: 11.12% (upper mid).
  • 1Y return: 19.68% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.41 (lower mid).
  • Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (17 Dec 25) ₹34.7273 ↓ -0.06   (-0.17 %)
Net Assets (Cr) ₹297 on 31 Oct 25
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.54
Sharpe Ratio 1.41
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹9,748
30 Nov 22₹8,267
30 Nov 23₹8,125
30 Nov 24₹9,344
30 Nov 25₹11,467

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹323,701.
Net Profit of ₹23,701
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month -0.2%
3 Month 3.1%
6 Month 14.8%
1 Year 19.7%
3 Year 11.1%
5 Year 2.4%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.4%
2023 0.7%
2022 -14.5%
2021 -5.9%
2020 25.8%
2019 28.2%
2018 -13.6%
2017 35.5%
2016 7.2%
2015 -4.6%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Sandeep Manam18 Oct 214.04 Yr.
Shyam Sriram26 Sep 241.1 Yr.

Data below for Franklin Asian Equity Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Technology29.12%
Consumer Cyclical21.82%
Financial Services20.16%
Industrials6.99%
Communication Services5.68%
Health Care4%
Real Estate3.43%
Basic Materials2.95%
Consumer Defensive1.56%
Utility1.13%
Asset Allocation
Asset ClassValue
Cash2.61%
Equity97.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
10%₹29 Cr67,000
↓ -4,000
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
6%₹17 Cr23,500
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK
5%₹16 Cr162,069
↑ 18,827
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
5%₹14 Cr20,911
↑ 1,932
SK Hynix Inc (Technology)
Equity, Since 30 Jun 20 | 000660
4%₹12 Cr3,567
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | ICICIBANK
4%₹11 Cr82,151
↓ -10,395
Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 09988
4%₹10 Cr55,304
↓ -1,600
Contemporary Amperex Technology Co Ltd Class A (Industrials)
Equity, Since 30 Apr 24 | 300750
3%₹9 Cr18,100
MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 2454
3%₹8 Cr21,000
Hyundai Motor Co (Consumer Cyclical)
Equity, Since 31 Aug 22 | 005380
2%₹7 Cr4,114

3. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,606 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 15.11% (upper mid).
  • 3Y return: 14.80% (upper mid).
  • 1Y return: 12.21% (upper mid).
  • Alpha: -3.75 (bottom quartile).
  • Sharpe: 0.38 (bottom quartile).
  • Information ratio: 0.26 (top quartile).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (18 Dec 25) ₹63.25 ↑ 0.09   (0.14 %)
Net Assets (Cr) ₹3,606 on 31 Oct 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio 0.38
Information Ratio 0.26
Alpha Ratio -3.75
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹12,650
30 Nov 22₹13,995
30 Nov 23₹16,045
30 Nov 24₹18,893
30 Nov 25₹21,671

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month -2%
3 Month 3.6%
6 Month 4.4%
1 Year 12.2%
3 Year 14.8%
5 Year 15.1%
10 Year
15 Year
Since launch 16.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 21.7%
2022 11.5%
2021 16.8%
2020 1.1%
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.19 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Financial Services96.6%
Technology1.14%
Asset Allocation
Asset ClassValue
Cash2.25%
Equity97.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
17%₹629 Cr4,677,929
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
16%₹593 Cr6,008,496
↓ -575,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
8%₹284 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
7%₹255 Cr2,718,689
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
6%₹223 Cr2,137,250
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
4%₹149 Cr709,333
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG
3%₹119 Cr623,906
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 540611
3%₹118 Cr1,346,861
↓ -100,000
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹113 Cr565,076
HDB Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 25 | HDBFS
3%₹105 Cr1,429,781

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Upper mid AUM (₹10,593 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 16.02% (upper mid).
  • 3Y return: 14.45% (upper mid).
  • 1Y return: 12.12% (upper mid).
  • Alpha: -2.18 (bottom quartile).
  • Sharpe: 0.44 (bottom quartile).
  • Information ratio: 0.26 (top quartile).

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (18 Dec 25) ₹137.33 ↑ 0.08   (0.06 %)
Net Assets (Cr) ₹10,593 on 31 Oct 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.44
Information Ratio 0.26
Alpha Ratio -2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹13,072
30 Nov 22₹14,756
30 Nov 23₹16,381
30 Nov 24₹19,617
30 Nov 25₹22,467

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month -1.3%
3 Month 2.1%
6 Month 3.1%
1 Year 12.1%
3 Year 14.4%
5 Year 16%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.6%
2023 17.9%
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.76 Yr.
Sharmila D’mello30 Jun 223.34 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Financial Services94.87%
Health Care1.44%
Technology0.53%
Industrials0.35%
Asset Allocation
Asset ClassValue
Cash2.8%
Equity97.2%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
21%₹2,201 Cr22,294,728
↑ 1,213,571
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
19%₹1,985 Cr14,758,497
↑ 539,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
8%₹865 Cr9,236,666
↓ -253,009
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
8%₹811 Cr6,575,273
↓ -311,414
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE
6%₹607 Cr3,104,315
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK
5%₹523 Cr2,488,791
↓ -149,591
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE
3%₹358 Cr4,884,950
↓ -214,746
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹270 Cr1,355,046
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271
2%₹255 Cr1,649,161
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN
2%₹227 Cr3,967,276
↑ 516,928

5. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

  • Upper mid AUM (₹1,474 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.38% (top quartile).
  • 3Y return: 19.10% (top quartile).
  • 1Y return: 8.60% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.14 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund
Growth
Launch Date 25 Apr 08
NAV (17 Dec 25) ₹96.217 ↑ 0.15   (0.16 %)
Net Assets (Cr) ₹1,474 on 31 Oct 25
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio 0.14
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹14,996
30 Nov 22₹16,716
30 Nov 23₹20,091
30 Nov 24₹26,294
30 Nov 25₹28,032

DSP Natural Resources and New Energy Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month -1.6%
3 Month 4.1%
6 Month 9%
1 Year 8.6%
3 Year 19.1%
5 Year 21.4%
10 Year
15 Year
Since launch 13.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 13.9%
2023 31.2%
2022 9.8%
2021 42.8%
2020 11.5%
2019 4.4%
2018 -15.3%
2017 43.1%
2016 43.1%
2015 -1.7%
Fund Manager information for DSP Natural Resources and New Energy Fund
NameSinceTenure
Rohit Singhania1 Jul 1213.35 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Energy42.43%
Basic Materials40.92%
Utility9.65%
Industrials2.22%
Technology1.93%
Consumer Cyclical0.06%
Asset Allocation
Asset ClassValue
Cash2.79%
Equity97.2%
Debt0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL
9%₹136 Cr7,456,242
↑ 821,666
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 500312
9%₹136 Cr5,326,900
↑ 285,820
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 532286
9%₹133 Cr1,244,187
↑ 67,518
BGF Sustainable Energy I2
Investment Fund | -
6%₹95 Cr443,474
BGF World Energy I2
Investment Fund | -
6%₹90 Cr334,870
↑ 52,039
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO
5%₹81 Cr952,790
↓ -114,790
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 08 | 500547
5%₹79 Cr2,202,861
↓ -409,010
Hindustan Zinc Ltd (Basic Materials)
Equity, Since 31 Mar 09 | 500188
5%₹72 Cr1,516,403
↑ 297,772
Indian Oil Corp Ltd (Energy)
Equity, Since 31 May 25 | IOC
5%₹70 Cr4,202,433
Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA
5%₹67 Cr1,723,136
↓ -522,031

6. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Research Highlights for Axis Credit Risk Fund

  • Bottom quartile AUM (₹367 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.55% (lower mid).
  • 1M return: 0.40% (upper mid).
  • Sharpe: 2.49 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.08% (top quartile).
  • Modified duration: 2.15 yrs (bottom quartile).
  • Average maturity: 2.45 yrs (bottom quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (18 Dec 25) ₹22.2 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹367 on 31 Oct 25
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 2.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.08%
Effective Maturity 2 Years 5 Months 12 Days
Modified Duration 2 Years 1 Month 24 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,625
30 Nov 22₹11,026
30 Nov 23₹11,779
30 Nov 24₹12,750
30 Nov 25₹13,884

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month 0.4%
3 Month 1.9%
6 Month 3.7%
1 Year 8.5%
3 Year 7.9%
5 Year 6.7%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7%
2022 4%
2021 6%
2020 8.2%
2019 4.4%
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 1411.31 Yr.
Akhil Thakker9 Nov 213.98 Yr.

Data below for Axis Credit Risk Fund as on 31 Oct 25

Asset Allocation
Asset ClassValue
Cash3.32%
Equity2.91%
Debt93.29%
Other0.49%
Debt Sector Allocation
SectorValue
Corporate81.55%
Government8.97%
Cash Equivalent3.32%
Securitized2.76%
Credit Quality
RatingValue
A16.82%
AA65.85%
AAA17.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.48% Govt Stock 2035
Sovereign Bonds | -
5%₹18 Cr1,800,000
↑ 1,000,000
Jubilant Bevco Limited
Debentures | -
4%₹16 Cr1,500
Jtpm Metal TRaders Limited
Debentures | -
4%₹15 Cr1,500
Narayana Hrudayalaya Limited
Debentures | -
4%₹15 Cr1,500
Aditya Birla Renewables Limited
Debentures | -
4%₹15 Cr1,500
Altius Telecom Infrastructure Trust
Debentures | -
4%₹15 Cr1,500
Nirma Limited
Debentures | -
4%₹15 Cr1,500
Infopark Properties Limited
Debentures | -
4%₹15 Cr1,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -
4%₹15 Cr1,500
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹12 Cr1,200,000

7. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (lower mid).
  • 1M return: 0.27% (lower mid).
  • Sharpe: 1.73 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (bottom quartile).
  • Average maturity: 0.59 yrs (bottom quartile).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,965

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

8. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

Research Highlights for UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹804 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.75% (bottom quartile).
  • 1M return: 0.27% (upper mid).
  • Sharpe: 1.56 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.50% (upper mid).
  • Modified duration: 1.54 yrs (bottom quartile).
  • Average maturity: 1.76 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (18 Dec 25) ₹22.5599 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹804 on 31 Oct 25
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.54
Sharpe Ratio 1.56
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.5%
Effective Maturity 1 Year 9 Months 4 Days
Modified Duration 1 Year 6 Months 14 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,279
30 Nov 22₹11,324
30 Nov 23₹12,024
30 Nov 24₹12,978
30 Nov 25₹14,023

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month 0.3%
3 Month 1.4%
6 Month 2.6%
1 Year 7.8%
3 Year 7.3%
5 Year 7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 213.92 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Oct 25

Asset Allocation
Asset ClassValue
Cash8.57%
Debt91.1%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate51%
Government40.09%
Cash Equivalent8.57%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹92 Cr900,000,000
Axis Bank Limited
Debentures | -
7%₹56 Cr550
Export Import Bank Of India
Debentures | -
6%₹51 Cr5,000
Small Industries Development Bank Of India
Debentures | -
6%₹51 Cr5,000
Power Finance Corporation Limited
Debentures | -
5%₹41 Cr400
Rural Electrification Corporation Limited
Debentures | -
4%₹36 Cr3,500
National Housing Bank
Debentures | -
4%₹36 Cr3,500
HDFC Bank Limited
Debentures | -
4%₹35 Cr350
National Bank For Agriculture And Rural Development
Debentures | -
4%₹31 Cr3,000
Indian Railway Finance Corporation Limited
Debentures | -
4%₹30 Cr300

9. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

  • Top quartile AUM (₹22,389 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.40% (bottom quartile).
  • 1M return: 0.38% (upper mid).
  • Sharpe: 3.40 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.81% (top quartile).
  • Modified duration: 0.47 yrs (lower mid).
  • Average maturity: 0.56 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (18 Dec 25) ₹564.823 ↑ 0.15   (0.03 %)
Net Assets (Cr) ₹22,389 on 31 Oct 25
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.55
Sharpe Ratio 3.4
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.81%
Effective Maturity 6 Months 22 Days
Modified Duration 5 Months 19 Days
Sub Cat. Ultrashort Bond

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,392
30 Nov 22₹10,859
30 Nov 23₹11,636
30 Nov 24₹12,535
30 Nov 25₹13,491

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month 0.4%
3 Month 1.5%
6 Month 3.1%
1 Year 7.4%
3 Year 7.5%
5 Year 6.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1411.38 Yr.
Kaustubh Gupta15 Jul 1114.31 Yr.
Monika Gandhi22 Mar 214.62 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Oct 25

Asset Allocation
Asset ClassValue
Cash49.2%
Debt50.56%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate47.85%
Cash Equivalent39.2%
Government12.71%
Credit Quality
RatingValue
AA28.73%
AAA71.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram Finance Limited
Debentures | -
3%₹614 Cr60,000
Nirma Limited
Debentures | -
2%₹487 Cr48,500
07.22 GJ Sdl 2028
Sovereign Bonds | -
2%₹376 Cr37,500,000
Muthoot Finance Limited
Debentures | -
2%₹352 Cr35,000
↑ 10,000
Mankind Pharma Limited
Debentures | -
1%₹348 Cr34,500
Bank of Baroda
Debentures | -
1%₹344 Cr7,000
National Bank For Agriculture And Rural Development
Debentures | -
1%₹341 Cr3,400
Avanse Financial Services Limited
Debentures | -
1%₹301 Cr30,000
Power Finance Corporation Limited
Debentures | -
1%₹298 Cr30,000
ICICI Home Finance Company Limited
Debentures | -
1%₹272 Cr27,000

10. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Research Highlights for Aditya Birla Sun Life Money Manager Fund

  • Highest AUM (₹29,882 Cr).
  • Established history (20+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.39% (bottom quartile).
  • 1M return: 0.40% (top quartile).
  • Sharpe: 2.97 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.37% (upper mid).
  • Modified duration: 0.46 yrs (lower mid).
  • Average maturity: 0.46 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (18 Dec 25) ₹381.17 ↑ 0.05   (0.01 %)
Net Assets (Cr) ₹29,882 on 31 Oct 25
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.35
Sharpe Ratio 2.97
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.37%
Effective Maturity 5 Months 16 Days
Modified Duration 5 Months 16 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,382
30 Nov 22₹10,856
30 Nov 23₹11,663
30 Nov 24₹12,565
30 Nov 25₹13,510

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

DurationReturns
1 Month 0.4%
3 Month 1.4%
6 Month 3%
1 Year 7.4%
3 Year 7.5%
5 Year 6.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.8%
2021 3.8%
2020 6.6%
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 1114.31 Yr.
Anuj Jain22 Mar 214.62 Yr.
Mohit Sharma1 Apr 178.59 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Oct 25

Asset Allocation
Asset ClassValue
Cash90.08%
Debt9.69%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent70.4%
Corporate19.2%
Government10.17%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
2%₹770 Cr77,000,000
↑ 500,000
India (Republic of)
- | -
2%₹493 Cr50,000,000
↑ 50,000,000
India (Republic of)
- | -
1%₹248 Cr25,000,000
7.59% Govt Stock 2026
Sovereign Bonds | -
1%₹241 Cr24,000,000
364 Days T-Bill - 06nov2026
Sovereign Bonds | -
1%₹237 Cr25,000,000
↑ 25,000,000
India (Republic of)
- | -
1%₹222 Cr22,500,000
↑ 22,500,000
India (Republic of)
- | -
1%₹215 Cr22,500,000
↑ 22,500,000
Canara Bank
Domestic Bonds | -
1%₹197 Cr4,000
↑ 4,000
Gs CG 12/12/2025 - (Strips) Tb
Sovereign Bonds | -
1%₹189 Cr19,009,500
08.16 KA Sdl 2025
Sovereign Bonds | -
1%₹180 Cr18,000,000

బెస్ట్ పెర్ఫార్మింగ్ మ్యూచువల్ ఫండ్‌ని ఎలా ఎంచుకోవాలి?

మంచి ఫండ్‌ను మీరే గుర్తించడానికి ఉత్తమ మార్గం దాని గుణాత్మక మరియు పరిమాణాత్మక చర్యలను చూడటం-

ఫండ్ పనితీరు

పెట్టుబడిదారులు కొంత కాలం పాటు ఫండ్స్ పనితీరును సరసమైన అంచనా వేయాలి. 4-5 సంవత్సరాలకు పైగా స్థిరంగా దాని బెంచ్‌మార్క్‌ను అధిగమించే ఫండ్‌ను ఎంచుకోవాలని సూచించబడింది.

AUM

AUM అనేది నిర్వహణలో ఉన్న ఆస్తి. చాలా పెద్దది కాని లేదా పరిమాణంలో చాలా చిన్నది కాని ఫండ్‌కు ఎల్లప్పుడూ వెళ్లాలి. ఫండ్ పరిమాణం మధ్య ఖచ్చితమైన నిర్వచనం మరియు సంబంధం లేనప్పటికీ, చాలా చిన్నది మరియు చాలా పెద్దది రెండూ ఫండ్ పనితీరుకు ఆటంకం కలిగిస్తాయని చెప్పబడింది.

ఫండ్ మేనేజర్

తన కెరీర్‌లో స్థిరంగా ఉన్న ఫండ్ మేనేజర్‌ను సంప్రదించడం మంచిది. ఫండ్ యొక్క పోర్ట్‌ఫోలియో కోసం పెట్టుబడి నిర్ణయాలు తీసుకోవడానికి ఫండ్ మేనేజర్ బాధ్యత వహిస్తాడు, అనుభవజ్ఞుడైన ఫండ్ మేనేజర్ ద్వారా నిర్వహించబడే ఫండ్‌ను పరిగణనలోకి తీసుకోవడం చాలా ముఖ్యం.

ఫండ్ హౌస్ కీర్తి

ఫండ్ హౌస్ నాణ్యత & కీర్తిని ఎల్లప్పుడూ చూడటం ముఖ్యం. బలమైన స్థిరమైన ట్రాక్ రికార్డ్‌తో కూడిన ఫండ్ హౌస్, స్టార్ట్ ఫండ్స్/మంచి పనితీరు ఉన్న ఫండ్‌లు మొదలైన వాటిలో పెట్టుబడి పెట్టాలి.

మ్యూచువల్ ఫండ్ ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?

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ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.
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Excellent , posted on 13 Jul 23 4:42 PM

Helpful topic

Rangnath Kondaji Khaire, posted on 23 Nov 21 10:42 AM

It is completely guidelines

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