+91-22-48913909Axis Bank FD Rates 2025
Axis Bank, one of the most well-known financial service provider, offers multiple fixed deposit options to their customers to park their surplus savings for a fixed tenure. One can open FD scheme from a period of seven days to 10 years. A fixed deposit can help you save, if you have a lump sum amount. Customers who want to open an FD account with axis can through net banking, mobile banking or by visiting the nearest bank. Here is a list of Axis bank Fixed Deposit Interest Rates for different tenures, you can have a look and plan your FD savings accordingly.
Axis Bank Fixed Deposit Interest Rates For General Citizens
The below rates are applicable for deposits less than INR 5 crore.
w.e.f - 10.10.2022
| Tenure | Below Rs.2 crore | Rs.2 crore to less than Rs.2.30 crore | Rs.2.30 crore to less than Rs.2.40 crore | Rs.2.40 crore to less than Rs.4.91 crore | Rs.4.91 crore to less than Rs.4.92 crore | Rs.4.92 crore to less than Rs.5 crore |
|---|---|---|---|---|---|---|
| 7 days to 29 days | 2.75% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% |
| 30 days to 45 days | 3.25% | 3.75% | 3.50% | 3.75% | 3.50% | 3.75% |
| 46 days to 60 days | 3.25% | 4.00% | 3.50% | 4.00% | 3.50% | 4.00% |
| 61 days to less than 3 months | 3.25% | 4.75% | 3.50% | 4.75% | 3.50% | 4.75% |
| 3 months to less than 6 months | 3.75% | 5.25% | 3.50% | 5.25% | 3.50% | 5.25% |
| 6 months to less than 7 months | 4.65% | 5.50% | 3.50% | 5.50% | 3.50% | 5.50% |
| 7 months to less than 8 months | 4.65% | 5.50% | 3.50% | 5.50% | 3.50% | 5.50% |
| 8 months to less than 9 months | 4.65% | 5.50% | 3.50% | 5.50% | 3.50% | 5.50% |
| 9 months to less than 1 year | 4.75% | 5.80% | 3.75% | 5.80% | 3.75% | 5.80% |
| 1 year to less than 1 year 11 days | 5.45% | 6.50% | 4.25% | 6.50% | 4.25% | 6.50% |
| 1 year 11 days to less than 1 year 25 days | 5.75% | 6.50% | 4.25% | 6.50% | 4.25% | 6.10% |
| 1 year 25 days to less than 15 months | 5.60% | 6.50% | 4.25% | 6.50% | 4.25% | 6.50% |
| 15 months to less than 2 years | 6.15% | 6.50% | 4.25% | 6.50% | 4.25% | 6.50% |
| 2 years to less than 3 years | 5.70% | 6.50% | 4.25% | 6.50% | 4.25% | 6.50% |
| 3 years to less than 5 years | 5.70% | 6.50% | 4.25% | 6.50% | 4.25% | 6.50% |
| 5 years to 10 years | 5.75% | 6.50% | 4.25% | 6.50% | 4.25% | 6.50% |
Figures mentioned in the above table are subject to change without prior information.
Talk to our investment specialist
Axis Senior Citizen FD Interest Rates
w.e.f - 10.10.2022
| Tenure | Below Rs.2 crore | Rs.2 crore to less than Rs.2.30 crore | Rs.2.30 crore to less than Rs.2.40 crore | Rs.2.40 crore to less than Rs.4.91 crore | Rs.4.91 crore to less than Rs.4.92 crore | Rs.4.92 crore to less than Rs.5 crore |
|---|---|---|---|---|---|---|
| 7 days to 29 days | 2.75% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% |
| 30 days to 45 days | 3.25% | 3.75% | 3.50% | 3.75% | 3.50% | 3.75% |
| 46 days to 60 days | 3.25% | 4.00% | 3.50% | 4.75% | 3.50% | 4.00% |
| 61 days to less than 3 months | 3.25% | 4.75% | 3.50% | 5.25% | 3.50% | 4.75% |
| 3 months to less than 6 months | 3.75% | 5.25% | 3.50% | 5.25% | 3.50% | 5.25% |
| 6 months to less than 7 months | 4.90% | 5.75% | 3.75% | 5.75% | 3.75% | 5.75% |
| 7 months to less than 8 months | 4.90% | 5.75% | 3.75% | 5.75% | 3.75% | 5.75% |
| 8 months to less than 9 months | 4.90% | 5.75% | 3.75% | 5.75% | 3.75% | 5.75% |
| 9 months to less than 1 year | 5.00% | 6.05% | 4.00% | 6.05% | 4.00% | 6.05% |
| 1 year to less than 1 year 11 days | 6.20% | 6.85% | 5.00% | 6.85% | 5.00% | 6.85% |
| 1 year 11 days to less than 15 months | 6.35% | 7.25% | 5.00% | 6.85% | 5.00% | 6.85% |
| 15 months to less than 2 years | 6.90% | 7.25% | 5.00% | 7.25% | 5.00% | 7.25% |
| 2 years to less than 3 years | 6.45% | 7.25% | 5.00% | 7.25% | 5.00% | 7.25% |
| 3 years to less than 5 years | 6.45% | 7.25% | 5.00% | 7.25% | 5.00% | 7.25% |
| 5 years to 10 years | 6.50% | 7.25% | 5.00% | 7.25% | 5.00% | 7.25% |
Figures mentioned in the above table are subject to change without prior information.
Features of Axis Bank FD Scheme
- Enjoy attractive interest rates
- Enjoy benefits with a short-minimum tenure
- Transfer funds seamlessly between accounts
- Avoid premature encashment penalties
- Stay compliant with prevalent tax laws
Are you Looking for Alternative to Banks Savings Account in Mutual Funds?
Investors who are thinking of parking their money for the short term, you can also consider liquid Mutual Funds. Liquid Funds are an ideal alternative to FDs as they invest in low-risk debt and money market securities.
Here are some features of liquid funds you should know:
- These funds come with no lock-in period
- The money is invested in money Market instruments like a certificate of deposits, commercial papers, treasury bills, and term deposits
- You can exit from the scheme anytime you want. Also, the funds have no entry load and exit loads
- The Underlying assets have low maturity period and provide you low-interest rates
- Most times, you may also get returns higher than bank Savings Account
Top 5 Liquid Funds to Invest 2025
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Indiabulls Liquid Fund Growth ₹2,544.17
↑ 1.19 ₹328 0.5 1.5 3.3 7 6.9 5.4 7.4 PGIM India Insta Cash Fund Growth ₹342.469
↑ 0.05 ₹357 0.5 1.5 3.3 7 7 5.6 7.3 JM Liquid Fund Growth ₹71.7706
↑ 0.01 ₹1,909 0.5 1.5 3.3 6.9 6.9 5.5 7.2 Axis Liquid Fund Growth ₹2,929.22
↑ 0.44 ₹33,529 0.5 1.5 3.3 7 7 5.6 7.4 Invesco India Liquid Fund Growth ₹3,615.8
↑ 0.55 ₹12,320 0.5 1.5 3.3 7 7 5.6 7.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Indiabulls Liquid Fund PGIM India Insta Cash Fund JM Liquid Fund Axis Liquid Fund Invesco India Liquid Fund Point 1 Bottom quartile AUM (₹328 Cr). Bottom quartile AUM (₹357 Cr). Lower mid AUM (₹1,909 Cr). Highest AUM (₹33,529 Cr). Upper mid AUM (₹12,320 Cr). Point 2 Established history (13+ yrs). Established history (17+ yrs). Oldest track record among peers (27 yrs). Established history (15+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 7.04% (top quartile). 1Y return: 7.00% (bottom quartile). 1Y return: 6.88% (bottom quartile). 1Y return: 7.03% (upper mid). 1Y return: 7.00% (lower mid). Point 6 1M return: 0.46% (top quartile). 1M return: 0.46% (lower mid). 1M return: 0.45% (bottom quartile). 1M return: 0.46% (upper mid). 1M return: 0.46% (bottom quartile). Point 7 Sharpe: 3.32 (bottom quartile). Sharpe: 3.56 (lower mid). Sharpe: 3.11 (bottom quartile). Sharpe: 3.87 (upper mid). Sharpe: 3.96 (top quartile). Point 8 Information ratio: -1.49 (bottom quartile). Information ratio: -0.92 (lower mid). Information ratio: -2.34 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Point 9 Yield to maturity (debt): 5.87% (bottom quartile). Yield to maturity (debt): 5.90% (lower mid). Yield to maturity (debt): 5.87% (bottom quartile). Yield to maturity (debt): 5.96% (upper mid). Yield to maturity (debt): 6.19% (top quartile). Point 10 Modified duration: 0.16 yrs (bottom quartile). Modified duration: 0.14 yrs (upper mid). Modified duration: 0.13 yrs (top quartile). Modified duration: 0.16 yrs (bottom quartile). Modified duration: 0.15 yrs (lower mid). Indiabulls Liquid Fund
PGIM India Insta Cash Fund
JM Liquid Fund
Axis Liquid Fund
Invesco India Liquid Fund
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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