Union Bank of India fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go.
Checking the Union Bank of India fixed deposit interest rate and making the decisions is now very easy.
Here's the list of Union Bank FD Rates, applicable for deposits of
Tenure | Interest Rates (p.a.) |
---|---|
7-14 Days | 3.00 |
15 -30 Days | 3.00 |
31-45 Days | 3.00 |
46 -90 Days | 4.05 |
91-120 Days | 4.30 |
121-180 Days | 4.40 |
181 Days to <1 Year | 5.25 |
1 Year | 6.30 |
>1 Year to 398 Days | 6.30* |
399 Days | 7.00 |
400 Days to 2 years | 6.30* |
>2 years to less than 3 years | 6.30* |
>3 years | 6.50 |
> 3 years to 5 years | 6.70 |
5 years to 10 years | 6.70 |
*Interest rates are subject to change. Therefore the depositor website will ensure the rates up to the date of deposit
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Investors who are thinking of parking their money for the short term, you can also consider liquid Mutual Funds. Liquid Funds are an ideal alternative to FDs as they invest in low-risk debt and money market securities.
Here are some features of liquid funds you should know:
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Indiabulls Liquid Fund Growth ₹2,541.33
↑ 0.78 ₹328 0.5 1.6 3.4 7.1 6.9 5.4 7.4 PGIM India Insta Cash Fund Growth ₹342.091
↑ 0.05 ₹357 0.5 1.5 3.3 7 7 5.6 7.3 JM Liquid Fund Growth ₹71.6944
↑ 0.01 ₹1,909 0.5 1.6 3.3 6.9 6.9 5.5 7.2 Axis Liquid Fund Growth ₹2,926.02
↑ 0.45 ₹33,529 0.5 1.5 3.4 7.1 7 5.6 7.4 Invesco India Liquid Fund Growth ₹3,611.92
↑ 0.54 ₹12,320 0.5 1.5 3.3 7 7 5.6 7.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Indiabulls Liquid Fund PGIM India Insta Cash Fund JM Liquid Fund Axis Liquid Fund Invesco India Liquid Fund Point 1 Bottom quartile AUM (₹328 Cr). Bottom quartile AUM (₹357 Cr). Lower mid AUM (₹1,909 Cr). Highest AUM (₹33,529 Cr). Upper mid AUM (₹12,320 Cr). Point 2 Established history (13+ yrs). Established history (17+ yrs). Oldest track record among peers (27 yrs). Established history (15+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 7.06% (top quartile). 1Y return: 7.02% (bottom quartile). 1Y return: 6.91% (bottom quartile). 1Y return: 7.05% (upper mid). 1Y return: 7.03% (lower mid). Point 6 1M return: 0.46% (lower mid). 1M return: 0.46% (bottom quartile). 1M return: 0.45% (bottom quartile). 1M return: 0.46% (top quartile). 1M return: 0.46% (upper mid). Point 7 Sharpe: 3.32 (bottom quartile). Sharpe: 3.56 (lower mid). Sharpe: 3.11 (bottom quartile). Sharpe: 3.87 (upper mid). Sharpe: 3.96 (top quartile). Point 8 Information ratio: -1.49 (bottom quartile). Information ratio: -0.92 (lower mid). Information ratio: -2.34 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Point 9 Yield to maturity (debt): 5.87% (bottom quartile). Yield to maturity (debt): 5.90% (lower mid). Yield to maturity (debt): 5.87% (bottom quartile). Yield to maturity (debt): 5.96% (upper mid). Yield to maturity (debt): 6.19% (top quartile). Point 10 Modified duration: 0.16 yrs (bottom quartile). Modified duration: 0.14 yrs (upper mid). Modified duration: 0.13 yrs (top quartile). Modified duration: 0.16 yrs (bottom quartile). Modified duration: 0.15 yrs (lower mid). Indiabulls Liquid Fund
PGIM India Insta Cash Fund
JM Liquid Fund
Axis Liquid Fund
Invesco India Liquid Fund