+91-22-48913909Union Bank of India FD Rates 2026
Union Bank of India fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go.
Checking the Union Bank of India fixed deposit interest rate and making the decisions is now very easy.
Union Bank of India Fixed Deposit Interest Rates (Deposits <INR 2 Cr)
Here's the list of Union Bank FD Rates, applicable for deposits of
| Tenure | Interest Rates (p.a.) |
|---|---|
| 7-14 Days | 3.00 |
| 15 -30 Days | 3.00 |
| 31-45 Days | 3.00 |
| 46 -90 Days | 4.05 |
| 91-120 Days | 4.30 |
| 121-180 Days | 4.40 |
| 181 Days to <1 Year | 5.25 |
| 1 Year | 6.30 |
| >1 Year to 398 Days | 6.30* |
| 399 Days | 7.00 |
| 400 Days to 2 years | 6.30* |
| >2 years to less than 3 years | 6.30* |
| >3 years | 6.50 |
| > 3 years to 5 years | 6.70 |
| 5 years to 10 years | 6.70 |
*Interest rates are subject to change. Therefore the depositor website will ensure the rates up to the date of deposit
Documents Required to Open FD Account in Union Bank of India
- aadhaar card
- PAN Card
- Form 60 (Mandatory Document)
- Other Identity Proof
- Address Proof
- Photograph
Any other document that proves the identity and address of the applicant
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Investors Looking for Alternative to Banks Savings Account in Mutual Funds
Investors who are thinking of parking their money for the short term, you can also consider liquid Mutual Funds. Liquid Funds are an ideal alternative to FDs as they invest in low-risk debt and money market securities.
Here are some features of liquid funds you should know:
- These funds come with no lock-in period
- The money is invested in money market instruments like a certificate of deposits, commercial papers, treasury bills, and term deposits
- You can exit from the scheme anytime you want. Also, the funds have no entry load and exit loads
- The underlying assets have low maturity period and provide you low-interest rates
- Most times, you may also get returns higher than bank Savings Account
Fund Selection Methodology used to find 5 funds
Best Liquid Funds to Invest 2026
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) PGIM India Insta Cash Fund Growth ₹358.072
↑ 0.06 ₹650 0.4 1.6 3.1 6.2 6.9 6 6.5 Indiabulls Liquid Fund Growth ₹2,659.98
↑ 0.43 ₹162 0.4 1.6 3.1 6.2 6.9 5.9 6.6 JM Liquid Fund Growth ₹74.9667
↑ 0.01 ₹2,567 0.4 1.5 3 6.1 6.8 6 6.4 Axis Liquid Fund Growth ₹3,063.7
↑ 0.50 ₹30,188 0.4 1.6 3.1 6.2 6.9 6.1 6.6 Invesco India Liquid Fund Growth ₹3,780.34
↑ 0.49 ₹11,723 0.4 1.6 3.1 6.2 6.9 6 6.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary PGIM India Insta Cash Fund Indiabulls Liquid Fund JM Liquid Fund Axis Liquid Fund Invesco India Liquid Fund Point 1 Bottom quartile AUM (₹650 Cr). Bottom quartile AUM (₹162 Cr). Lower mid AUM (₹2,567 Cr). Highest AUM (₹30,188 Cr). Upper mid AUM (₹11,723 Cr). Point 2 Established history (18+ yrs). Established history (14+ yrs). Oldest track record among peers (28 yrs). Established history (16+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.18% (lower mid). 1Y return: 6.18% (bottom quartile). 1Y return: 6.07% (bottom quartile). 1Y return: 6.22% (top quartile). 1Y return: 6.18% (upper mid). Point 6 1M return: 0.42% (upper mid). 1M return: 0.43% (top quartile). 1M return: 0.41% (bottom quartile). 1M return: 0.42% (lower mid). 1M return: 0.41% (bottom quartile). Point 7 Sharpe: 2.92 (lower mid). Sharpe: 2.65 (bottom quartile). Sharpe: 2.05 (bottom quartile). Sharpe: 3.16 (top quartile). Sharpe: 3.15 (upper mid). Point 8 Information ratio: -0.02 (lower mid). Information ratio: -0.15 (bottom quartile). Information ratio: -1.47 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Point 9 Yield to maturity (debt): 5.89% (bottom quartile). Yield to maturity (debt): 7.48% (upper mid). Yield to maturity (debt): 6.07% (bottom quartile). Yield to maturity (debt): 7.77% (top quartile). Yield to maturity (debt): 7.46% (lower mid). Point 10 Modified duration: 0.09 yrs (upper mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.10 yrs (lower mid). Modified duration: 0.17 yrs (bottom quartile). Modified duration: 0.18 yrs (bottom quartile). PGIM India Insta Cash Fund
Indiabulls Liquid Fund
JM Liquid Fund
Axis Liquid Fund
Invesco India Liquid Fund
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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