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The Monthly Income Plan is an open-ended Mutual Fund that predominantly invests its assets in fixed Income instruments. Typically, monthly income plan is a combination of debt and equity assets, in which more 65% of the assets are invested in Fixed Income yielding instruments. However, the remaining assets of the monthly income scheme are invested in equity-linked instruments, like shares and stocks, that provide Market-linked returns. The basic objective of the monthly income plan is to provide regular income to people. Also, a MIP Mutual fund offers an option of monthly as well as quarterly income, that people can choose according to their convenience. If you want to invest in monthly income plan, it is advised to consider a list of best monthly income plan offered by various Mutual Fund companies.
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Fund NAV Net Assets (Cr) 2023 (%) 2022 (%) 2021 (%) 2020 (%) 2019 (%) DSP BlackRock Regular Savings Fund Growth ₹54.8553
↑ 0.23 ₹175 12 3.5 7.8 9.3 6.9 ICICI Prudential MIP 25 Growth ₹70.517
↑ 0.24 ₹3,355 11.4 5.1 9.9 10.9 9.6 Aditya Birla Sun Life Regular Savings Fund Growth ₹62.0661
↑ 0.26 ₹1,397 9.6 5.3 13.4 9.2 5.8 Baroda Pioneer Conservative Hybrid Fund Growth ₹30.2092
↑ 0.02 ₹33 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Jul 24
(Erstwhile DSP BlackRock MIP Fund) The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India. DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Regular Savings Fund Returns up to 1 year are on The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan) An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus. Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Regular Savings Fund Returns up to 1 year are on (Erstwhile Baroda Pioneer MIP Fund) To generate regular income through investment in debt and money market instruments and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. Baroda Pioneer Conservative Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 8 Sep 04. It is a fund with Moderate risk and has given a Below is the key information for Baroda Pioneer Conservative Hybrid Fund Returns up to 1 year are on 1. DSP BlackRock Regular Savings Fund
CAGR/Annualized
return of 8.8% since its launch. Ranked 22 in Hybrid Debt
category. Return for 2023 was 12% , 2022 was 3.5% and 2021 was 7.8% . DSP BlackRock Regular Savings Fund
Growth Launch Date 11 Jun 04 NAV (26 Jul 24) ₹54.8553 ↑ 0.23 (0.41 %) Net Assets (Cr) ₹175 on 30 Jun 24 Category Hybrid - Hybrid Debt AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.18 Sharpe Ratio 2.04 Information Ratio 0.1 Alpha Ratio 2.21 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,303 30 Jun 21 ₹11,881 30 Jun 22 ₹11,910 30 Jun 23 ₹13,158 30 Jun 24 ₹14,921 Returns for DSP BlackRock Regular Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 2% 3 Month 4.7% 6 Month 8% 1 Year 14.2% 3 Year 8.3% 5 Year 9% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 12% 2022 3.5% 2021 7.8% 2020 9.3% 2019 6.9% 2018 -5.3% 2017 11% 2016 10.7% 2015 4.8% 2014 18.5% Fund Manager information for DSP BlackRock Regular Savings Fund
Name Since Tenure Kedar Karnik 1 Jul 23 1 Yr. Jay Kothari 16 Mar 18 6.3 Yr. Abhishek Singh 31 May 21 3.09 Yr. Data below for DSP BlackRock Regular Savings Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 2.55% Equity 21.53% Debt 75.63% Other 0.3% Equity Sector Allocation
Sector Value Financial Services 9.36% Health Care 3.22% Consumer Cyclical 2.6% Technology 1.58% Basic Materials 1.43% Consumer Defensive 1.21% Utility 0.69% Energy 0.63% Communication Services 0.62% Industrials 0.19% Debt Sector Allocation
Sector Value Government 56.3% Corporate 19.33% Cash Equivalent 2.55% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -13% ₹23 Cr 2,200,000 07.02 Goi 2031
Sovereign Bonds | -9% ₹15 Cr 1,500,000 Power Grid Corporation Of India Limited
Debentures | -6% ₹11 Cr 100 7.1% Govt Stock 2029
Sovereign Bonds | -6% ₹10 Cr 1,000,000 7.06% Govt Stock 2028
Sovereign Bonds | -6% ₹10 Cr 1,000,000 Rec Limited
Debentures | -6% ₹10 Cr 100 Indian Oil Corporation Limited
Debentures | -6% ₹10 Cr 100 Power Finance Corporation Limited
Debentures | -4% ₹7 Cr 250 Export Import Bank Of India
Debentures | -3% ₹5 Cr 50 7.37% Govt Stock 2028
Sovereign Bonds | -3% ₹5 Cr 500,000 2. ICICI Prudential MIP 25
CAGR/Annualized
return of 10.1% since its launch. Ranked 2 in Hybrid Debt
category. Return for 2023 was 11.4% , 2022 was 5.1% and 2021 was 9.9% . ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (26 Jul 24) ₹70.517 ↑ 0.24 (0.34 %) Net Assets (Cr) ₹3,355 on 30 Jun 24 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,542 30 Jun 21 ₹12,108 30 Jun 22 ₹12,733 30 Jun 23 ₹14,081 30 Jun 24 ₹16,030 Returns for ICICI Prudential MIP 25
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 1.5% 3 Month 4.2% 6 Month 8% 1 Year 14.3% 3 Year 10.1% 5 Year 10.2% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.4% 2022 5.1% 2021 9.9% 2020 10.9% 2019 9.6% 2018 5.1% 2017 12.9% 2016 10.9% 2015 6.4% 2014 22.5% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Manish Banthia 19 Sep 13 10.79 Yr. Akhil Kakkar 22 Jan 24 0.44 Yr. Roshan Chutkey 2 May 22 2.17 Yr. Sharmila D’mello 31 Jul 22 1.92 Yr. Data below for ICICI Prudential MIP 25 as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 12.78% Equity 22.37% Debt 64.59% Other 0.26% Equity Sector Allocation
Sector Value Financial Services 7.53% Health Care 4.98% Consumer Cyclical 3.41% Communication Services 2.07% Consumer Defensive 1.15% Basic Materials 1.01% Utility 0.87% Industrials 0.63% Technology 0.53% Energy 0.19% Debt Sector Allocation
Sector Value Corporate 46.26% Government 26.44% Cash Equivalent 3.27% Securitized 1.4% Credit Quality
Rating Value A 7.39% AA 33.49% AAA 59.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8% Govt Stock 2034
Sovereign Bonds | -11% ₹361 Cr 35,904,750 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹211 Cr 20,846,850 7.26% Govt Stock 2033
Sovereign Bonds | -5% ₹157 Cr 15,431,800 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹116 Cr 11,500,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹83 Cr 850 360 One Prime Limited
Debentures | -2% ₹75 Cr 7,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK2% ₹66 Cr 536,823 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 24 | HDFCBANK2% ₹65 Cr 397,858 Yes Bank Limited
Debentures | -2% ₹63 Cr 650 Prestige Estates Projects Limited
Debentures | -2% ₹60 Cr 600 3. Aditya Birla Sun Life Regular Savings Fund
CAGR/Annualized
return of 9.4% since its launch. Ranked 4 in Hybrid Debt
category. Return for 2023 was 9.6% , 2022 was 5.3% and 2021 was 13.4% . Aditya Birla Sun Life Regular Savings Fund
Growth Launch Date 22 May 04 NAV (26 Jul 24) ₹62.0661 ↑ 0.26 (0.42 %) Net Assets (Cr) ₹1,397 on 30 Jun 24 Category Hybrid - Hybrid Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 1.47 Information Ratio 0.63 Alpha Ratio -0.12 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,626 30 Jun 21 ₹12,024 30 Jun 22 ₹12,552 30 Jun 23 ₹13,882 30 Jun 24 ₹15,468 Returns for Aditya Birla Sun Life Regular Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 0.9% 3 Month 4.2% 6 Month 7.1% 1 Year 11.3% 3 Year 8.7% 5 Year 9.6% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.6% 2022 5.3% 2021 13.4% 2020 9.2% 2019 5.8% 2018 -2.2% 2017 15.5% 2016 13.1% 2015 5.4% 2014 27.7% Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
Name Since Tenure Dhaval Shah 14 May 20 4.13 Yr. Harshil Suvarnkar 22 Mar 21 3.28 Yr. Dhaval Joshi 21 Nov 22 1.61 Yr. Data below for Aditya Birla Sun Life Regular Savings Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 4.55% Equity 22.1% Debt 73.05% Other 0.31% Equity Sector Allocation
Sector Value Financial Services 5.97% Industrials 4.42% Consumer Cyclical 2.32% Technology 2.21% Health Care 1.87% Basic Materials 1.74% Consumer Defensive 1.27% Communication Services 0.93% Energy 0.74% Real Estate 0.63% Debt Sector Allocation
Sector Value Government 43.45% Corporate 29.59% Cash Equivalent 4.55% Credit Quality
Rating Value AA 4.41% AAA 95.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.17% Govt Stock 2030
Sovereign Bonds | -7% ₹91 Cr 9,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹83 Cr 8,216,000 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹60 Cr 5,900,000 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹46 Cr 4,500,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK2% ₹31 Cr 258,135
↓ -29,000 07.49 Tn SDL 2034
Sovereign Bonds | -2% ₹30 Cr 3,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹30 Cr 300 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | HDFCBANK2% ₹29 Cr 173,853 Rural Electrification Corporation Limited
Debentures | -2% ₹26 Cr 250 7.17% Govt Stock 2028
Sovereign Bonds | -2% ₹25 Cr 2,500,000 4. Baroda Pioneer Conservative Hybrid Fund
CAGR/Annualized
return of 6.5% since its launch. Ranked 44 in Hybrid Debt
category. . Baroda Pioneer Conservative Hybrid Fund
Growth Launch Date 8 Sep 04 NAV (11 Mar 22) ₹30.2092 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹33 on 31 Jan 22 Category Hybrid - Hybrid Debt AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆ Risk Moderate Expense Ratio 2.08 Sharpe Ratio 0.85 Information Ratio -0.38 Alpha Ratio 0.25 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,835 30 Jun 21 ₹11,873 Returns for Baroda Pioneer Conservative Hybrid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month -1.1% 3 Month -1.7% 6 Month -1.2% 1 Year 3.3% 3 Year 9.1% 5 Year 7.8% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for Baroda Pioneer Conservative Hybrid Fund
Name Since Tenure Data below for Baroda Pioneer Conservative Hybrid Fund as on 31 Jan 22
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity