DBS Fixed Deposit Interest Rates 2025

Fixed Deposit, commonly known as FD, is one of the best savings options for risk-averse looking for attractive returns. Development Bank of Singapore (DBS) bank offers various fixed deposit options so that the customers can pick the best as per their saving requirements.

DBS Fixed Deposit offers interest rate ranging from '2.50% to 7.50% p.a.' with a tenure of 7 days to 5 years and above. The DBS online service also offers the freedom of liquidity with a Range of tenures coupled with assured returns on fixed deposits.

DBS FD Interest Rate

The rates of interest applied on the DBS Fixed Deposit schemes are given in the below table.

Note: Simple interest rate will be paid on a fixed deposit below 6 months. For 6 months or above, interest will be compounded quarterly.

DSB NRO Fixed Deposit

Note: Simple Interest rate will be paid on fixed deposits below 6 months. For fixed deposits of 6 months or above, interest will be compounded quarterly.

DBS NRE Fixed Deposits Rates

w.e.f. 18th November, 2022

Note: For interest rates on FDs of Rs. 2 Crore and above, please contact your Relationship Manager or nearest branch.

Types of DBS Fixed Deposit

DBS Bank offers two types of fixed deposit - DBS Bank Fixed Deposit and DBS Bank Flexi Fixed Deposit. Let’s understand the features of these deposits-

1.DBS Bank Fixed Deposit

DBS Bank FD will act as a contingency fund that is able to tackle emergencies and unforeseen circumstances. The bank offers risk-free deposits, which remain safe and unaffected by volatile markets. The features of the DBS FD are as follows:

• A minimum amount to start with an FD is Rs. 10,000
• FD offers higher returns on the deposit of Rs. 2 crores and above
• The duration of the FD ranges from 7 days to 5+ years
• Interest is paid to the depositor on a monthly or quarterly Basis

2. DBS Bank Flexi Fixed Deposit

The Flexi FD has a higher interest rate as compared to normal FDs. You can choose a tenure as per your requirements. Bank premature withdrawal gives you more flexibility to access your funds. The features of the DBS Flexi Fixed Deposit are as follows:

• You can start the account with Rs. 10000 and save in multiples of Rs. 1000 up to a maximum of Rs. 14,99,999 for a period of 364 days

• The balance thresholds for different types of Savings Account linked to your fixed deposit are as follows:

  • savings plus- Rs. 50,000
  • Savings Power Plus- Rs. 2,00,000
  • Treasures Savings- Rs. 5,00,000

Benefits of DBS Fixed Deposit

DBS FD accounts offer various benefits in order to make savings habit easy for you-

• The overdraft Facility is available for the residential customers up to 80% of the deposited amount
• A minimum amount is required for DBS FD is Rs. 10,000
• DBS FD tenure ranging from 7 days to 5 years or above
• The fixed deposit has a tenure of 6 months or more are compounded
• Multiple interest payout options are available- monthly, quarterly and re-investment

Eligibility Criteria to Open FD

The eligibility criteria for opening the DBS fixed deposit are as follows:

• Individuals (Single or Jointly)
• Minors (Under the legally appointed guardian)
• HUF (hindu undivided family)
• Entities

Liquid Funds - An Alternative to Bank Savings Account

• With liquid Mutual Funds one gets the flexibility to invest or withdraw whenever one wants to without any penalty or exit load.
• When investing in Mutual Funds, some fund houses also offer ATM card to withdraw money. This further adds on to your convenience.
• Some of the Best Liquid Funds offer much better interest rate than that of savings account.

Based on certain parameters, we can figure out the difference between Liquid Funds and savings account. Let’s figure out those parameters.

Best Liquid Funds 2025