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HDFC Child Plans: Which One is Ideal for You?

Updated on July 16, 2024 , 3473 views

While you might be busy achieving professional goals, securing the future of your child(ren) might not look like a priority, is it? However, one thing that you must note here is that financial crisis can knock your door anytime.

HDFC Child Plan

Thus, to prevent any significant damage, it is essential that you remain cautious since the beginning. To make sure that your child doesn’t suffer during your financial crunch, secure their future today.

This post has covered the top HDFC child plans for you to evaluate. Read their details here and discover the best one for your child.

Types of HDFC Child Plans

1. HDFC Life YoungStar Udaan Plan

This HDFC Life YoungStar Udaan plan is a traditional Child Insurance Plan that allows you to create an assured corpus for your child. This policy comes with three different options – Aspiration (an endowment-oriented coverage), Academia and Career (money-back options that offer assured sum in instalments during the policy term). The chosen option will comprehend how your plan is going to benefit you.


  • Premiums payable for a specific time period under this YoungStar udaan plan
  • Money-back benefits in the last 5 years of the policy plan
  • Monthly instalments available for money-back benefits
  • Death benefit available for the insured
  • premium rebate option for a high sum assured level
Eligibility Criteria Requirements
Entry age 30 days – 60 years
Age at maturity 18 - 75 years
Policy tenure 15 - 25 years

2. HDFC SL YoungStar Super Premium Plan

This HDFC life child plan is a unit-linked plan that allows you to save a significant amount for your child through Market-linked return benefits. Under this policy, you find two different coverage options, such as Life Option that provides death benefits and Life & Health Option that covers critical illnesses along with other benefits.


  • Two different options to receive a death benefit
  • Future premiums waived option upon the insured person’s death
  • Four different types of investment funds to choose from
  • Medical questionnaire to be filled to buy the policy
  • Lump-sum benefit in case of the sudden death
Eligibility Criteria Requirements
Entry age 18 year – 65 years
Age at maturity Up to 75 years
Policy tenure 10 - 20 years
Sum assured 7 – 40 times the annual premium
Premium amount Rs. 15000 – unlimited

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3. HDFC Life Click 2 Wealth Plan

This HDFC child education plan is a unit-linked insurance policy that doubles up as a child policy plan as this one comes with a premium waiver option. Hence, parents can purchase this policy to plan the future of their child. In case there is a premature death, the premium waiver benefit will help waive off the future premiums while keeping the policy ongoing.


  • Three different plan options, such as Invest Plus, Premium Waiver and Golden Years Benefit
  • Online plan available on the HDFC Life Insurance website
  • Minimal mortality and fund management charges
  • 1% of the annual premium is added to the fund value in the initial 5 years of the plan as the guaranteed benefits
  • Mortality charges deducted will be returned, if the premium waiver option is chosen, upon maturity
Eligibility Criteria Requirements
Entry age 30 days – 65 years
Age at maturity 18 years - 99 years
Policy tenure 10 - 40 years
Sum assured Single premiums: 1.25 times of the single premium to as permitted by the insurance company. Regular or limited premiums: 10 times the annual premium to as permitted by the insurance company
Premium amount Rs. 24000 – unlimited

Required Documents

Whether you buy any of the HDFC Investment plan for child offline or online, there are certain documents that you would have to submit, such as:

  • Age proof of the insured person
  • Age proof of the child
  • Identity proof of the insured person as well as the child
  • Address proof of the insured person
  • Photographs of the child as well as the insured person
  • Completely filled and signed application form
  • Income proof of the insured person

How to Make a Claim for HDFC Child Plan?

With HDFC, it is easy to make money-back and maturity claims. All you would have to do is visit your nearest HDFC child plan and ask for a claim form. Fill it up cautiously and attach the required documents; submit the same with the representative. And then, after evaluating your application, the company will deposit the benefit directly into your Bank account, within 30 working days.

HDFC Child Insurance Customer Care

To buy a new policy, you can Call on 1800 266 9777

You can also give a missed call @ 1800 315 7373.

Whatsapp @ +91 8291 890 569.

There is an SMS option - SMS LIFE to 56161.

Alternatively, you can also e-mail at

All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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