HDFC MF 2022-ന്റെ 4 മികച്ച പ്രകടനം നടത്തുന്ന ബാലൻസ്ഡ് ഫണ്ടുകൾ

Updated on October 20, 2025 , 6875 views

HDFC മ്യൂച്വൽ ഫണ്ട് ഇന്ത്യയിലെ ഏറ്റവും മികച്ച ഫണ്ട് ഹൗസുകളിൽ ഒന്നാണ്ബാലൻസ്ഡ് ഫണ്ട് നൽകിയത്എഎംസി നിക്ഷേപകർ ഏറ്റവും കൂടുതൽ ആവശ്യപ്പെടുന്ന ഒന്നാണ്. ഹൈബ്രിഡ് ഫണ്ടുകൾ എന്നും അറിയപ്പെടുന്ന ബാലൻസ്ഡ് ഫണ്ടുകൾ ഡെറ്റ്, ഇക്വിറ്റി ഉപകരണങ്ങളിൽ പണം നിക്ഷേപിക്കുന്നു.

ഇക്വിറ്റി വഴിയും പതിവ് വരുമാനം വഴിയും ദീർഘകാല സമ്പത്ത് കെട്ടിപ്പടുക്കുന്നതിലൂടെ പോർട്ട്ഫോളിയോ ബാലൻസ് ചെയ്യുന്നതിനായി AMC മാസ്റ്റർ നൽകുന്ന സന്തുലിത ഫണ്ടുകൾഡെറ്റ് ഫണ്ട്. പുതിയ നിക്ഷേപകർമ്യൂച്വൽ ഫണ്ടുകൾ മുൻഗണനനിക്ഷേപിക്കുന്നു സമതുലിതമായ ഫണ്ടുകളിൽ ആദ്യം, അവർ മറ്റ് രണ്ട് മ്യൂച്വൽ ഫണ്ടുകളുടെ രുചി നൽകുന്നു.

അതിനാൽ, മുൻനിര ഫണ്ട് ഹൗസുകളിലൊന്നിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് എച്ച്‌ഡിഎഫ്‌സി മ്യൂച്വൽ ഫണ്ടിന്റെ ഈ മികച്ച പ്രകടനം നടത്തുന്ന ബാലൻസ്ഡ് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കാം. AUM, മുൻകാല പ്രകടനങ്ങൾ മുതലായവ പോലുള്ള ചില മാനദണ്ഡങ്ങളെ അടിസ്ഥാനമാക്കിയാണ് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിരിക്കുന്നത്.

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HDFC മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

മികച്ച റേറ്റിംഗുകൾ: കമ്പനി സ്കീമുകളിൽ പലതിനും CRISIL റേറ്റിംഗ് മൂന്നോ അതിലധികമോ ആണ്.
വൈവിധ്യമാർന്ന ഓപ്ഷനുകൾ: എച്ച്‌ഡിഎഫ്‌സി മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് വിശാലമായി വരുന്നുപരിധി തിരഞ്ഞെടുപ്പുകളുടെ.
നിക്ഷേപകന്റെ ആവശ്യം നിറവേറ്റുന്നു: കമ്പനിക്ക് എല്ലാ തരത്തിലുമുള്ള ഉൽപ്പന്നങ്ങൾ ഉണ്ട്നിക്ഷേപകൻ. ഫണ്ടുകൾ ഹ്രസ്വകാല മുതൽ ദീർഘകാലം വരെയും ഓപ്പൺ-എൻഡ് മുതൽ ക്ലോസ്ഡ്-എൻഡ് ഫണ്ടുകൾ വരെയുമാണ്. നിക്ഷേപകന് ആവശ്യമുള്ളത് ലഭിക്കുന്നുണ്ടെന്ന് കമ്പനി ഉറപ്പാക്കുന്നു. കുറഞ്ഞ, ഇടത്തരം, ഉയർന്ന അപകടസാധ്യതയുള്ള ഉൽപ്പന്നങ്ങളും ഇത് വാഗ്ദാനം ചെയ്യുന്നു.

മികച്ച HDFC ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Hybrid Debt Fund Growth	₹83.2352 ↑ 0.14	₹3,359	0.9	2.6	4.7	10.7	11.3	10.5
HDFC Equity Savings Fund Growth	₹67.164 ↑ 0.12	₹5,691	2	5	4.5	10.6	12.5	10.3
HDFC Balanced Advantage Fund Growth	₹529.765 ↑ 2.16	₹101,080	1.9	6.8	4	19.4	24.3	16.7
HDFC Multi-Asset Fund Growth	₹74.895 ↓ -0.03	₹4,715	4.9	9	9.6	15.6	15.5	13.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Oct 25

Research Highlights & Commentary of 4 Funds showcased

Commentary	HDFC Hybrid Debt Fund	HDFC Equity Savings Fund	HDFC Balanced Advantage Fund	HDFC Multi-Asset Fund
Point 1	Bottom quartile AUM (₹3,359 Cr).	Upper mid AUM (₹5,691 Cr).	Highest AUM (₹101,080 Cr).	Lower mid AUM (₹4,715 Cr).
Point 2	Established history (21+ yrs).	Established history (21+ yrs).	Oldest track record among peers (25 yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 11.28% (bottom quartile).	5Y return: 12.53% (lower mid).	5Y return: 24.30% (top quartile).	5Y return: 15.53% (upper mid).
Point 6	3Y return: 10.73% (lower mid).	3Y return: 10.58% (bottom quartile).	3Y return: 19.36% (top quartile).	3Y return: 15.62% (upper mid).
Point 7	1Y return: 4.74% (upper mid).	1Y return: 4.53% (lower mid).	1Y return: 3.99% (bottom quartile).	1Y return: 9.64% (top quartile).
Point 8	1M return: 1.21% (upper mid).	1M return: 0.67% (bottom quartile).	1M return: 1.04% (lower mid).	1M return: 2.14% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.84 (bottom quartile).	Sharpe: -0.76 (upper mid).	Sharpe: -0.76 (lower mid).	Sharpe: -0.16 (top quartile).

HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,359 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.28% (bottom quartile).
3Y return: 10.73% (lower mid).
1Y return: 4.74% (upper mid).
1M return: 1.21% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.84 (bottom quartile).

HDFC Equity Savings Fund

Upper mid AUM (₹5,691 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.53% (lower mid).
3Y return: 10.58% (bottom quartile).
1Y return: 4.53% (lower mid).
1M return: 0.67% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.76 (upper mid).

HDFC Balanced Advantage Fund

Highest AUM (₹101,080 Cr).
Oldest track record among peers (25 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.30% (top quartile).
3Y return: 19.36% (top quartile).
1Y return: 3.99% (bottom quartile).
1M return: 1.04% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.76 (lower mid).

HDFC Multi-Asset Fund

Lower mid AUM (₹4,715 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 15.53% (upper mid).
3Y return: 15.62% (upper mid).
1Y return: 9.64% (top quartile).
1M return: 2.14% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.16 (top quartile).

1. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,359 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.28% (bottom quartile).
3Y return: 10.73% (lower mid).
1Y return: 4.74% (upper mid).
1M return: 1.21% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~76%).
High-quality debt (AAA/AA ~98%).
Largest holding 7.34% Govt Stock 2064 (~4.2%).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (20 Oct 25)	₹83.2352 ↑ 0.14 (0.17 %)
Net Assets (Cr)	₹3,359 on 15 Sep 25
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,352
30 Sep 22	₹12,706
30 Sep 23	₹14,340
30 Sep 24	₹16,674
30 Sep 25	₹17,122

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1.2%
3 Month	0.9%
6 Month	2.6%
1 Year	4.7%
3 Year	10.7%
5 Year	11.3%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	13.9%
2022	6%
2021	13.4%
2020	10.2%
2019	6.6%
2018	0.6%
2017	10.8%
2016	13%
2015	3.8%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	18.01 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.72 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Hybrid Debt Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	3.51%
Equity	20.23%
Debt	75.97%
Other	0.29%

Equity Sector Allocation

Sector	Value
Financial Services	8.15%
Energy	2.21%
Technology	1.81%
Health Care	1.74%
Industrials	1.52%
Utility	1.24%
Consumer Cyclical	1.13%
Communication Services	1.01%
Consumer Defensive	0.61%
Real Estate	0.61%
Basic Materials	0.18%

Debt Sector Allocation

Sector	Value
Government	52.59%
Corporate	23.38%
Cash Equivalent	3.51%

Credit Quality

Rating	Value
A	1.7%
AA	7.51%
AAA	90.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹141 Cr	14,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹113 Cr	11,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹104 Cr	10,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹86 Cr	8,500,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹83 Cr	800
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹72 Cr	7,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹71 Cr	7,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹71 Cr	500,000
HDFC Bank Ltd (Financial Services) Equity, Since 15 Dec 21 \| HDFCBANK	2%	₹68 Cr	700,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹67 Cr	6,739,400 ↓ -1,000,000

2. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

Upper mid AUM (₹5,691 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.53% (lower mid).
3Y return: 10.58% (bottom quartile).
1Y return: 4.53% (lower mid).
1M return: 0.67% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.76 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~40%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.7%).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (20 Oct 25)	₹67.164 ↑ 0.12 (0.18 %)
Net Assets (Cr)	₹5,691 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	-0.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,000
30 Sep 22	₹13,395
30 Sep 23	₹14,913
30 Sep 24	₹17,623
30 Sep 25	₹18,042

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	2%
6 Month	5%
1 Year	4.5%
3 Year	10.6%
5 Year	12.5%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	13.8%
2022	6%
2021	16.8%
2020	8.8%
2019	5.8%
2018	0.9%
2017	16.5%
2016	14.1%
2015	2%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure
Anil Bamboli	17 Sep 04	20.97 Yr.
Arun Agarwal	17 Sep 04	20.97 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.72 Yr.
Dhruv Muchhal	22 Jun 23	2.19 Yr.
Nandita Menezes	29 Mar 25	0.42 Yr.

Data below for HDFC Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	40.18%
Equity	37.53%
Debt	22.29%

Equity Sector Allocation

Sector	Value
Financial Services	22.94%
Consumer Cyclical	9.21%
Energy	7.12%
Industrials	5.99%
Health Care	5.59%
Technology	5.11%
Basic Materials	3.24%
Consumer Defensive	2.99%
Utility	2.35%
Communication Services	2.03%
Real Estate	1.6%

Debt Sector Allocation

Sector	Value
Cash Equivalent	38.46%
Corporate	13.36%
Government	10.66%

Credit Quality

Rating	Value
AA	13.58%
AAA	86.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	9%	₹494 Cr	5,186,900
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| ICICIBANK	7%	₹387 Cr	2,771,900
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 15 \| RELIANCE	6%	₹324 Cr	2,388,500
Future on HDFC Bank Ltd Derivatives \| -	6%	-₹315 Cr	3,287,900
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹224 Cr	1,638,500
Future on ICICI Bank Ltd Derivatives \| -	4%	-₹221 Cr	1,569,400
Future on Titan Co Ltd Derivatives \| -	3%	-₹175 Cr	479,325
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 17 \| TITAN	3%	₹174 Cr	479,325
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 16 \| SUNPHARMA	3%	₹170 Cr	1,068,350
Infosys Ltd (Technology) Equity, Since 30 Nov 16 \| INFY	3%	₹166 Cr	1,129,600

3. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹101,080 Cr).
Oldest track record among peers (25 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.30% (top quartile).
3Y return: 19.36% (top quartile).
1Y return: 3.99% (bottom quartile).
1M return: 1.04% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.76 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
High-quality debt (AAA/AA ~98%).
Largest holding HDFC Bank Ltd (~5.3%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (20 Oct 25)	₹529.765 ↑ 2.16 (0.41 %)
Net Assets (Cr)	₹101,080 on 31 Aug 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	-0.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,015
30 Sep 22	₹17,416
30 Sep 23	₹22,053
30 Sep 24	₹29,552
30 Sep 25	₹29,596

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1%
3 Month	1.9%
6 Month	6.8%
1 Year	4%
3 Year	19.4%
5 Year	24.3%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%
2015	0.3%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.09 Yr.
Gopal Agrawal	29 Jul 22	3.09 Yr.
Arun Agarwal	6 Oct 22	2.9 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.09 Yr.
Dhruv Muchhal	22 Jun 23	2.19 Yr.
Nandita Menezes	29 Mar 25	0.42 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	11.21%
Equity	61.54%
Debt	27.25%

Equity Sector Allocation

Sector	Value
Financial Services	21.4%
Industrials	8.02%
Energy	6.87%
Consumer Cyclical	6.68%
Technology	5.84%
Utility	4.1%
Health Care	4.03%
Communication Services	3.5%
Consumer Defensive	2.75%
Basic Materials	1.92%
Real Estate	1.48%

Debt Sector Allocation

Sector	Value
Government	13.58%
Corporate	13.24%
Cash Equivalent	11.63%

Credit Quality

Rating	Value
AA	0.91%
AAA	97.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	5%	₹5,311 Cr	55,808,702
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹4,012 Cr	28,699,224 ↑ 1,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	3%	₹3,312 Cr	24,405,634 ↑ 840,346
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,165 Cr	16,754,354
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹2,809 Cr	35,000,000
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	3%	₹2,706 Cr	18,414,203
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,369 Cr	6,579,083
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,354 Cr	228,533,300
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| NTPC	2%	₹2,247 Cr	68,585,915
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| AXISBANK	2%	₹2,072 Cr	19,827,457

4. HDFC Multi-Asset Fund

(Erstwhile HDFC Multiple Yield Fund - Plan 2005)

To generate positive returns over medium time frame with low risk of capital loss over medium time frame. However, there can be no assurance that the investment objective of the Scheme will be achieved

Research Highlights for HDFC Multi-Asset Fund

Lower mid AUM (₹4,715 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 15.53% (upper mid).
3Y return: 15.62% (upper mid).
1Y return: 9.64% (top quartile).
1M return: 2.14% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.16 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~27%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Gold ETF (~10.8%).

Below is the key information for HDFC Multi-Asset Fund

HDFC Multi-Asset Fund Growth
Launch Date	17 Aug 05
NAV (20 Oct 25)	₹74.895 ↓ -0.03 (-0.04 %)
Net Assets (Cr)	₹4,715 on 31 Aug 25
Category	Hybrid - Multi Asset
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.85
Sharpe Ratio	-0.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-15 Months (1%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,235
30 Sep 22	₹13,549
30 Sep 23	₹15,442
30 Sep 24	₹19,498
30 Sep 25	₹20,550

HDFC Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for HDFC Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	2.1%
3 Month	4.9%
6 Month	9%
1 Year	9.6%
3 Year	15.6%
5 Year	15.5%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.5%
2023	18%
2022	4.3%
2021	17.9%
2020	20.9%
2019	9.3%
2018	-1.9%
2017	11.8%
2016	8.9%
2015	4.7%

Fund Manager information for HDFC Multi-Asset Fund

Name	Since	Tenure
Anil Bamboli	17 Aug 05	20.05 Yr.
Arun Agarwal	24 Aug 20	5.02 Yr.
Srinivasan Ramamurthy	13 Jan 22	3.63 Yr.
Bhagyesh Kagalkar	2 Feb 22	3.58 Yr.
Dhruv Muchhal	22 Jun 23	2.19 Yr.
Nandita Menezes	29 Mar 25	0.42 Yr.

Data below for HDFC Multi-Asset Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	26.94%
Equity	49.62%
Debt	12.79%
Other	10.65%

Equity Sector Allocation

Sector	Value
Financial Services	21.76%
Consumer Cyclical	8.51%
Energy	6.79%
Technology	6.1%
Consumer Defensive	5.12%
Health Care	4.96%
Industrials	4.95%
Basic Materials	3.25%
Communication Services	2.91%
Real Estate	2.39%
Utility	2.07%

Debt Sector Allocation

Sector	Value
Cash Equivalent	26.42%
Corporate	7.41%
Government	5.9%

Credit Quality

Rating	Value
AA	23.23%
AAA	76.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Gold ETF - \| -	11%	₹510 Cr	57,946,747
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	7%	₹311 Cr	2,225,700
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	6%	₹274 Cr	2,016,500
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 18 \| HDFCBANK	5%	₹246 Cr	2,583,200
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹173 Cr	1,266,500
Future on ICICI Bank Ltd Derivatives \| -	3%	-₹155 Cr	1,099,700
Infosys Ltd (Technology) Equity, Since 31 Jan 16 \| INFY	3%	₹131 Cr	888,800 ↑ 120,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Jun 18 \| BHARTIARTL	3%	₹120 Cr	636,925
Tata Consultancy Services Ltd (Technology) Equity, Since 28 Feb 21 \| TCS	2%	₹90 Cr	291,450 ↑ 20,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Jun 20 \| HINDUNILVR	2%	₹89 Cr	334,300

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