4 മികച്ച പ്രകടനം നടത്തുന്ന ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ 2022

Updated on October 17, 2025 , 10081 views

ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ ഹൈബ്രിഡ് വിഭാഗത്തിൽ പെടുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ. ഇതാണ് ഏറ്റവും പുതിയ തരംഅസറ്റ് അലോക്കേഷൻ മ്യൂച്വൽ ഫണ്ടുകൾ 2014 അവസാനത്തോടെ അവതരിപ്പിച്ചു. ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ ആർബിട്രേജ്, ഇക്വിറ്റി, ഡെറ്റ് എന്നിവയിൽ നിക്ഷേപിക്കുന്നു. ഈ ഫണ്ട് അതിന്റെ മൊത്തം ആസ്തിയുടെ 65 ശതമാനമെങ്കിലും ഇക്വിറ്റികളിലും (അതിൽ ഭൂരിഭാഗവും ആർബിട്രേജിലും) ബാക്കി ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കും, എന്നാൽ കടത്തിലെ ഏറ്റവും കുറഞ്ഞ നിക്ഷേപം 10 ശതമാനമായിരിക്കണം. ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന അതേ സമയം സുരക്ഷിതരായിരിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്കിടയിൽ ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ ജനപ്രിയമാവുകയാണ്. അതിനാൽ, നിക്ഷേപിക്കാൻ മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന ചില ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾക്കൊപ്പം ഈ ഫണ്ടിനെക്കുറിച്ച് പഠിക്കാം.

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ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകളെക്കുറിച്ചുള്ള ഒരു അവലോകനം

ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ സ്ഥിരത സൃഷ്ടിക്കാൻ ശ്രമിക്കുന്നുവരുമാനം വഴിനിക്ഷേപിക്കുന്നു ഡെറ്റ് ഇൻസ്ട്രുമെന്റുകളിലും ഇക്വിറ്റി നിക്ഷേപങ്ങളിലൂടെ ഉയർന്ന വരുമാനം നേടാനുള്ള ലക്ഷ്യങ്ങളിലും. അതിനാൽ, ഈ ഫണ്ടുകൾ അപകടസാധ്യതയും റിട്ടേണും തമ്മിലുള്ള സന്തുലിത സമവാക്യമായി പ്രവർത്തിക്കുന്നു.

മികച്ച രീതിയിൽ, പണത്തിലും ഡെറിവേറ്റീവുകളിലും ഓഹരികളുടെ വിലയിലെ വ്യത്യാസം ആർബിട്രേജ് പ്രയോജനപ്പെടുത്തുന്നുവിപണി. ഡെറിവേറ്റീവുകളുടെ ഉപയോഗം നെറ്റ് ഇക്വിറ്റി എക്സ്പോഷർ കുറയ്ക്കുന്നു (അതായത്, 20-40 ശതമാനം, ഇത് ഫണ്ടിനനുസരിച്ച് വ്യത്യാസപ്പെട്ടിരിക്കാം) കൂടാതെ സാധാരണയായി പരിരക്ഷിക്കുന്നുനിക്ഷേപകൻ അസ്ഥിരമായ വരുമാനത്തിൽ നിന്ന്.

ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾക്ക് ഇക്വിറ്റി എക്സ്പോഷറിന്റെ 65 ശതമാനം ഉള്ളതിനാൽ (ഡെറിവേറ്റീവുകൾ പരിഗണിക്കാതെ)ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ നികുതി. ഹ്രസ്വകാലത്തേക്ക് അതായത് 1-3 വർഷത്തേക്ക് നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന യാഥാസ്ഥിതിക നിക്ഷേപകർക്ക് അനുയോജ്യമായ നിക്ഷേപ ഓപ്ഷനായി ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ കണക്കാക്കപ്പെടുന്നു.

ഈ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർ എഎസ്.ഐ.പി റൂട്ട്, ഇത് വിപണിയുടെ സമയത്തെക്കുറിച്ചുള്ള ആശങ്ക ഒഴിവാക്കുന്നു. പോസ്റ്റ്-വിരമിക്കൽ ആനുകാലിക ഇടവേളയിൽ മുൻകൂട്ടി നിശ്ചയിക്കുന്ന പിൻവലിക്കലുകൾ പ്രവർത്തനക്ഷമമാക്കാൻ നിങ്ങൾക്ക് SWP (സിസ്റ്റമാറ്റിക് പിൻവലിക്കൽ പദ്ധതി) ഓപ്ഷൻ ഉപയോഗിക്കാം.

മികച്ച 4 മികച്ച ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Equity Savings Fund Growth	₹26.8853 ↓ -0.01	₹8,487	2.7	6.3	6	12.2	11.6	11.7
Edelweiss Equity Savings Fund Growth	₹25.876 ↓ -0.01	₹843	2.4	6.2	8	11.7	11	13.4
SBI Equity Savings Fund Growth	₹24.2069 ↑ 0.12	₹5,703	0	5.4	3.7	11.2	11.7	12
HDFC Equity Savings Fund Growth	₹67.041 ↑ 0.07	₹5,691	1.7	4.8	4.5	10.7	12.6	10.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 4 Funds showcased

Commentary	Kotak Equity Savings Fund	Edelweiss Equity Savings Fund	SBI Equity Savings Fund	HDFC Equity Savings Fund
Point 1	Highest AUM (₹8,487 Cr).	Bottom quartile AUM (₹843 Cr).	Upper mid AUM (₹5,703 Cr).	Lower mid AUM (₹5,691 Cr).
Point 2	Established history (11+ yrs).	Established history (11+ yrs).	Established history (10+ yrs).	Oldest track record among peers (21 yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.56% (lower mid).	5Y return: 11.03% (bottom quartile).	5Y return: 11.72% (upper mid).	5Y return: 12.65% (top quartile).
Point 6	3Y return: 12.17% (top quartile).	3Y return: 11.68% (upper mid).	3Y return: 11.17% (lower mid).	3Y return: 10.71% (bottom quartile).
Point 7	1Y return: 6.04% (upper mid).	1Y return: 8.02% (top quartile).	1Y return: 3.72% (bottom quartile).	1Y return: 4.50% (lower mid).
Point 8	1M return: 0.86% (top quartile).	1M return: 0.80% (upper mid).	1M return: 0.19% (bottom quartile).	1M return: 0.64% (lower mid).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.55 (lower mid).	Sharpe: -0.01 (top quartile).	Sharpe: -0.36 (upper mid).	Sharpe: -0.76 (bottom quartile).

Kotak Equity Savings Fund

Highest AUM (₹8,487 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.56% (lower mid).
3Y return: 12.17% (top quartile).
1Y return: 6.04% (upper mid).
1M return: 0.86% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.55 (lower mid).

Edelweiss Equity Savings Fund

Bottom quartile AUM (₹843 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.03% (bottom quartile).
3Y return: 11.68% (upper mid).
1Y return: 8.02% (top quartile).
1M return: 0.80% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (top quartile).

SBI Equity Savings Fund

Upper mid AUM (₹5,703 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.72% (upper mid).
3Y return: 11.17% (lower mid).
1Y return: 3.72% (bottom quartile).
1M return: 0.19% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.36 (upper mid).

HDFC Equity Savings Fund

Lower mid AUM (₹5,691 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.65% (top quartile).
3Y return: 10.71% (bottom quartile).
1Y return: 4.50% (lower mid).
1M return: 0.64% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.76 (bottom quartile).

*മുകളിൽ മികച്ചവയുടെ ലിസ്റ്റ്ഇക്വിറ്റി സേവിംഗ്സ് മുകളിൽ AUM/നെറ്റ് അസറ്റുകൾ ഉള്ള ഫണ്ടുകൾ100 കോടി. ക്രമീകരിച്ചുകഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേൺ.

1. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Kotak Equity Savings Fund

Highest AUM (₹8,487 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.56% (lower mid).
3Y return: 12.17% (top quartile).
1Y return: 6.04% (upper mid).
1M return: 0.86% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.55 (lower mid).
Information ratio: 0.00 (top quartile).

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (17 Oct 25)	₹26.8853 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹8,487 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹11,722
30 Sep 22	₹12,349
30 Sep 23	₹13,879
30 Sep 24	₹16,695
30 Sep 25	₹17,319

Kotak Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.9%
3 Month	2.7%
6 Month	6.3%
1 Year	6%
3 Year	12.2%
5 Year	11.6%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.7%
2023	15.7%
2022	6.8%
2021	11.1%
2020	10.4%
2019	7.8%
2018	4.2%
2017	14%
2016	6.5%
2015	6.4%

Fund Manager information for Kotak Equity Savings Fund

Name	Since	Tenure
Abhishek Bisen	13 Oct 14	10.89 Yr.
Devender Singhal	1 Apr 21	4.42 Yr.
Hiten Shah	3 Oct 19	5.92 Yr.

Data below for Kotak Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	46.06%
Equity	37.27%
Debt	15.79%
Other	0.88%

Equity Sector Allocation

Sector	Value
Financial Services	18.29%
Consumer Cyclical	11.9%
Communication Services	10.17%
Basic Materials	5.52%
Energy	4.32%
Industrials	3.91%
Technology	3.87%
Utility	3.85%
Consumer Defensive	3.64%
Health Care	0.94%
Real Estate	0.36%

Debt Sector Allocation

Sector	Value
Cash Equivalent	44.44%
Corporate	9.74%
Government	7.67%

Credit Quality

Rating	Value
AA	10.81%
AAA	89.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 30 Apr 24 \| SBIN	7%	₹569 Cr	7,090,789
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	6%	₹482 Cr	2,550,780 ↑ 58,425
Kotak Liquid Dir Gr Investment Fund \| -	5%	₹441 Cr	820,551
Bharti Airtel Ltd-SEP2025 Derivatives \| -	4%	-₹336 Cr	1,767,000 ↑ 1,767,000
STATE BANK OF INDIA-SEP2025 Derivatives \| -	4%	-₹328 Cr	4,077,750 ↑ 4,077,750
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| INDUSTOWER	4%	₹306 Cr	9,028,198
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 14 \| MARUTI	4%	₹297 Cr	200,988 ↑ 25,000
Cnx Nifty-Sep2025 - \| -	3%	-₹295 Cr	120,000 ↑ 120,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 14 \| RELIANCE	3%	₹269 Cr	1,981,952 ↑ 424,500
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 May 22 \| HEROMOTOCO	3%	₹265 Cr	520,000 ↑ 20,000

2. Edelweiss Equity Savings Fund

(Erstwhile Edelweiss Equity Savings Advantage Fund)

"The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments"

Research Highlights for Edelweiss Equity Savings Fund

Bottom quartile AUM (₹843 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.03% (bottom quartile).
3Y return: 11.68% (upper mid).
1Y return: 8.02% (top quartile).
1M return: 0.80% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for Edelweiss Equity Savings Fund

Edelweiss Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (17 Oct 25)	₹25.876 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹843 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.59
Sharpe Ratio	-0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,011
30 Sep 22	₹12,128
30 Sep 23	₹13,429
30 Sep 24	₹15,795
30 Sep 25	₹16,729

Edelweiss Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Edelweiss Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	2.4%
6 Month	6.2%
1 Year	8%
3 Year	11.7%
5 Year	11%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.4%
2023	12.9%
2022	3.2%
2021	11.7%
2020	13%
2019	7%
2018	3.8%
2017	15.1%
2016	4.6%
2015	5.3%

Fund Manager information for Edelweiss Equity Savings Fund

Name	Since	Tenure
Bhavesh Jain	1 Oct 21	3.92 Yr.
Bharat Lahoti	18 Sep 17	7.96 Yr.
Rahul Dedhia	1 Jul 24	1.17 Yr.
Pranavi Kulkarni	1 Aug 24	1.08 Yr.

Data below for Edelweiss Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	61.83%
Equity	26.4%
Debt	11.73%
Other	0.03%

Equity Sector Allocation

Sector	Value
Financial Services	18.71%
Basic Materials	10.82%
Energy	6.85%
Industrials	5.88%
Consumer Cyclical	5.77%
Communication Services	5%
Health Care	4.75%
Technology	4.12%
Consumer Defensive	1.82%
Utility	1.54%
Real Estate	1.53%

Debt Sector Allocation

Sector	Value
Cash Equivalent	57.03%
Government	8.36%
Corporate	8.18%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Edelweiss Money Market Dir Gr Investment Fund \| -	9%	₹75 Cr	23,697,253 ↑ 18,928,713
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 21 \| RELIANCE	5%	₹45 Cr	331,251 ↑ 14,500
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| HDFCBANK	4%	₹36 Cr	377,114 ↑ 40,700
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹35 Cr	260,000 ↑ 14,500
Edelweiss Low Duration Dir Gr Investment Fund \| -	4%	₹35 Cr	340,264
UPL Ltd (Basic Materials) Equity, Since 31 May 25 \| UPL	4%	₹35 Cr	489,155 ↑ 471,540
Future on UPL Ltd Derivatives \| -	4%	-₹35 Cr	489,155 ↓ -17,615
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹26 Cr	2,500,000
Future on HDFC Bank Ltd Derivatives \| -	3%	-₹25 Cr	265,100 ↑ 152,900
Hdb Financial Services Limited Debentures \| -	3%	₹25 Cr	2,500,000

3. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

Research Highlights for SBI Equity Savings Fund

Upper mid AUM (₹5,703 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.72% (upper mid).
3Y return: 11.17% (lower mid).
1Y return: 3.72% (bottom quartile).
1M return: 0.19% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.36 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund Growth
Launch Date	27 May 15
NAV (16 Oct 25)	₹24.2069 ↑ 0.12 (0.51 %)
Net Assets (Cr)	₹5,703 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.28
Sharpe Ratio	-0.36
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,511
30 Sep 22	₹12,807
30 Sep 23	₹14,625
30 Sep 24	₹16,933
30 Sep 25	₹17,419

SBI Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.2%
3 Month	0%
6 Month	5.4%
1 Year	3.7%
3 Year	11.2%
5 Year	11.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12%
2023	17.5%
2022	1.9%
2021	13.2%
2020	11.9%
2019	9.4%
2018	-0.5%
2017	14.6%
2016	6.2%
2015

Fund Manager information for SBI Equity Savings Fund

Name	Since	Tenure
Neeraj Kumar	27 May 15	10.27 Yr.
Nidhi Chawla	1 Jan 22	3.67 Yr.
Mohit Jain	15 May 25	0.3 Yr.
Pradeep Kesavan	1 Jan 24	1.67 Yr.
Vandna Soni	1 Jan 24	1.67 Yr.

Data below for SBI Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	27.64%
Equity	51.38%
Debt	20.98%

Equity Sector Allocation

Sector	Value
Financial Services	24.14%
Consumer Cyclical	12.08%
Basic Materials	10.95%
Industrials	9.68%
Real Estate	5.91%
Energy	5.58%
Health Care	2.31%
Consumer Defensive	1.48%
Utility	1.4%
Communication Services	0.69%
Technology	0.14%

Debt Sector Allocation

Sector	Value
Cash Equivalent	26.61%
Corporate	16.91%
Government	5.1%

Credit Quality

Rating	Value
A	3.18%
AA	37.16%
AAA	59.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 15 \| HDFCBANK	8%	₹457 Cr	4,797,900 ↓ -300,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 15 \| RELIANCE	5%	₹298 Cr	2,194,662 ↑ 13,000
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹294 Cr	3,067,900 ↑ 1,533,950
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| KOTAKBANK	3%	₹169 Cr	863,200 ↓ -67,600
Bharti Telecom Limited Debentures \| -	3%	₹155 Cr	15,000
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| ICICIBANK	2%	₹141 Cr	1,008,200 ↑ 114,000
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 16 \| LT	2%	₹132 Cr	365,275
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹128 Cr	12,500,000
Cube Highways Trust (Industrials) Equity, Since 30 Apr 23 \| 543899	2%	₹119 Cr	9,000,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	2%	₹114 Cr	2,947,558

4. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

Lower mid AUM (₹5,691 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.65% (top quartile).
3Y return: 10.71% (bottom quartile).
1Y return: 4.50% (lower mid).
1M return: 0.64% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.76 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (17 Oct 25)	₹67.041 ↑ 0.07 (0.10 %)
Net Assets (Cr)	₹5,691 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	-0.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,000
30 Sep 22	₹13,395
30 Sep 23	₹14,913
30 Sep 24	₹17,623
30 Sep 25	₹18,042

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	4.8%
1 Year	4.5%
3 Year	10.7%
5 Year	12.6%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	13.8%
2022	6%
2021	16.8%
2020	8.8%
2019	5.8%
2018	0.9%
2017	16.5%
2016	14.1%
2015	2%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure
Anil Bamboli	17 Sep 04	20.97 Yr.
Arun Agarwal	17 Sep 04	20.97 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.72 Yr.
Dhruv Muchhal	22 Jun 23	2.19 Yr.
Nandita Menezes	29 Mar 25	0.42 Yr.

Data below for HDFC Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	40.18%
Equity	37.53%
Debt	22.29%

Equity Sector Allocation

Sector	Value
Financial Services	22.94%
Consumer Cyclical	9.21%
Energy	7.12%
Industrials	5.99%
Health Care	5.59%
Technology	5.11%
Basic Materials	3.24%
Consumer Defensive	2.99%
Utility	2.35%
Communication Services	2.03%
Real Estate	1.6%

Debt Sector Allocation

Sector	Value
Cash Equivalent	38.46%
Corporate	13.36%
Government	10.66%

Credit Quality

Rating	Value
AA	13.58%
AAA	86.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	9%	₹494 Cr	5,186,900
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| ICICIBANK	7%	₹387 Cr	2,771,900
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 15 \| RELIANCE	6%	₹324 Cr	2,388,500
Future on HDFC Bank Ltd Derivatives \| -	6%	-₹315 Cr	3,287,900
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹224 Cr	1,638,500
Future on ICICI Bank Ltd Derivatives \| -	4%	-₹221 Cr	1,569,400
Future on Titan Co Ltd Derivatives \| -	3%	-₹175 Cr	479,325
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 17 \| TITAN	3%	₹174 Cr	479,325
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 16 \| SUNPHARMA	3%	₹170 Cr	1,068,350
Infosys Ltd (Technology) Equity, Since 30 Nov 16 \| INFY	3%	₹166 Cr	1,129,600

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.