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നികുതി സീസൺ അടുത്തിരിക്കുന്നതിനാൽ, നിക്ഷേപം നടത്തുന്ന നിക്ഷേപകർELSS എല്ലായ്‌പ്പോഴും മികച്ച പ്രകടനം നടത്തുന്ന ഫണ്ടുകളിലേക്ക് നോക്കുകവിപണി. പല നിക്ഷേപകരും ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കുന്നത് ബുദ്ധിമുട്ടുള്ളതിനാൽ, ELSS വിഭാഗത്തിലെ ചില മികച്ച പ്രകടനം നടത്തുന്നവരെ നിർദ്ദേശിക്കാൻ ഞങ്ങൾ ഇവിടെയുണ്ട്.
നിക്ഷേപകർക്ക് ഈ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാനും ഓരോ വർഷവും 1.5 ലക്ഷം രൂപ വരെ ലാഭിക്കാനും കഴിയുംസെക്ഷൻ 80 സി യുടെആദായ നികുതി നിയമം 1961. ELSS സ്കീമുകൾക്ക് കുറഞ്ഞത് 3 വർഷത്തെ ലോക്ക്-ഇൻ കാലയളവ് ഉണ്ട്. ഞങ്ങൾ ശുപാർശ ചെയ്യുന്ന ഏറ്റവും മികച്ച നികുതി ലാഭിക്കൽമ്യൂച്വൽ ഫണ്ടുകൾ AUM പോലെയുള്ള ചില പ്രധാന പാരാമീറ്ററുകൾ ഏറ്റെടുത്തുകൊണ്ട് ശ്രദ്ധാപൂർവ്വം ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ മുതലായവ.
അങ്ങനെ, നിക്ഷേപകർക്ക് അവരുടെ നികുതി ലാഭം എളുപ്പത്തിൽ ആസൂത്രണം ചെയ്യാൻ കഴിയുംനിക്ഷേപിക്കുന്നു ഈ ഫണ്ടുകളിൽ.
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മികച്ച പ്രകടനം കാഴ്ചവെക്കുന്ന ടാക്സ് സേവിംഗ് മ്യൂച്വൽ ഫണ്ടുകൾ
The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Research Highlights for Sundaram Diversified Equity Fund Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Research Highlights for Invesco India Tax Plan Below is the key information for Invesco India Tax Plan Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Bandhan Tax Advantage (ELSS) Fund Growth ₹156.183
↑ 0.80 ₹6,899 2.6 8.7 0.5 16.3 23.4 13.1 Tata India Tax Savings Fund Growth ₹45.4737
↑ 0.37 ₹4,472 2.1 9.4 -0.2 16.2 19.7 19.5 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Sundaram Diversified Equity Fund Growth ₹224.068
↑ 1.16 ₹1,461 1.1 7.5 2 13.5 18.4 12 Invesco India Tax Plan Growth ₹128.55
↓ -0.30 ₹2,787 0.8 9.4 -0.8 18.4 18.7 25.2 Kotak Tax Saver Fund Growth ₹117.924
↑ 0.41 ₹6,201 1.4 8.9 -1.1 16.7 20.4 21.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Oct 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Bandhan Tax Advantage (ELSS) Fund Tata India Tax Savings Fund HDFC Long Term Advantage Fund Sundaram Diversified Equity Fund Invesco India Tax Plan Kotak Tax Saver Fund Point 1 Highest AUM (₹6,899 Cr). Upper mid AUM (₹4,472 Cr). Bottom quartile AUM (₹1,318 Cr). Bottom quartile AUM (₹1,461 Cr). Lower mid AUM (₹2,787 Cr). Upper mid AUM (₹6,201 Cr). Point 2 Established history (16+ yrs). Established history (11+ yrs). Established history (24+ yrs). Oldest track record among peers (25 yrs). Established history (18+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 23.45% (top quartile). 5Y return: 19.67% (upper mid). 5Y return: 17.39% (bottom quartile). 5Y return: 18.44% (bottom quartile). 5Y return: 18.66% (lower mid). 5Y return: 20.43% (upper mid). Point 6 3Y return: 16.28% (lower mid). 3Y return: 16.22% (bottom quartile). 3Y return: 20.64% (top quartile). 3Y return: 13.52% (bottom quartile). 3Y return: 18.44% (upper mid). 3Y return: 16.70% (upper mid). Point 7 1Y return: 0.54% (upper mid). 1Y return: -0.24% (lower mid). 1Y return: 35.51% (top quartile). 1Y return: 2.01% (upper mid). 1Y return: -0.81% (bottom quartile). 1Y return: -1.10% (bottom quartile). Point 8 Alpha: -3.02 (bottom quartile). Alpha: -1.62 (bottom quartile). Alpha: 1.75 (top quartile). Alpha: 1.24 (upper mid). Alpha: 1.58 (upper mid). Alpha: -0.41 (lower mid). Point 9 Sharpe: -0.87 (bottom quartile). Sharpe: -0.71 (bottom quartile). Sharpe: 2.27 (top quartile). Sharpe: -0.52 (upper mid). Sharpe: -0.52 (upper mid). Sharpe: -0.63 (lower mid). Point 10 Information ratio: 0.02 (upper mid). Information ratio: -0.22 (bottom quartile). Information ratio: -0.15 (lower mid). Information ratio: -0.68 (bottom quartile). Information ratio: 0.36 (top quartile). Information ratio: 0.04 (upper mid). Bandhan Tax Advantage (ELSS) Fund
Tata India Tax Savings Fund
HDFC Long Term Advantage Fund
Sundaram Diversified Equity Fund
Invesco India Tax Plan
Kotak Tax Saver Fund
1. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (20 Oct 25) ₹156.183 ↑ 0.80 (0.51 %) Net Assets (Cr) ₹6,899 on 31 Aug 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio -0.87 Information Ratio 0.02 Alpha Ratio -3.02 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹17,588 30 Sep 22 ₹18,181 30 Sep 23 ₹22,259 30 Sep 24 ₹29,877 30 Sep 25 ₹27,912 Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 0.9% 3 Month 2.6% 6 Month 8.7% 1 Year 0.5% 3 Year 16.3% 5 Year 23.4% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.87 Yr. Ritika Behera 7 Oct 23 1.9 Yr. Gaurav Satra 10 Jun 24 1.22 Yr. Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 32.7% Consumer Cyclical 10.54% Technology 9.57% Basic Materials 9.16% Consumer Defensive 8.97% Energy 7.39% Health Care 5.59% Industrials 4.67% Communication Services 2.46% Real Estate 2% Utility 1.95% Asset Allocation
Asset Class Value Cash 4.72% Equity 95.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹542 Cr 5,700,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE6% ₹448 Cr 3,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK5% ₹349 Cr 2,500,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹285 Cr 925,000
↑ 25,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK4% ₹274 Cr 1,400,000
↑ 50,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | AXISBANK3% ₹199 Cr 1,900,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹198 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN3% ₹192 Cr 2,388,280 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL2% ₹170 Cr 900,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO2% ₹165 Cr 325,000
↓ -25,000 2. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (20 Oct 25) ₹45.4737 ↑ 0.37 (0.82 %) Net Assets (Cr) ₹4,472 on 31 Aug 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.71 Information Ratio -0.22 Alpha Ratio -1.62 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,631 30 Sep 22 ₹15,931 30 Sep 23 ₹18,810 30 Sep 24 ₹26,318 30 Sep 25 ₹24,667 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 1.3% 3 Month 2.1% 6 Month 9.4% 1 Year -0.2% 3 Year 16.2% 5 Year 19.7% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Rahul Singh 1 Jul 25 0.17 Yr. Sailesh Jain 16 Dec 21 3.71 Yr. Data below for Tata India Tax Savings Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 33.62% Industrials 14.3% Consumer Cyclical 14.27% Basic Materials 7.26% Technology 6.33% Energy 5.31% Communication Services 4.28% Health Care 3.33% Utility 2.53% Real Estate 2.26% Consumer Defensive 1.89% Asset Allocation
Asset Class Value Cash 4.62% Equity 95.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹328 Cr 3,450,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK7% ₹297 Cr 2,125,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹183 Cr 1,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL4% ₹178 Cr 940,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹175 Cr 2,175,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹170 Cr 1,160,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | AXISBANK3% ₹136 Cr 1,300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹127 Cr 352,147 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | NTPC3% ₹113 Cr 3,451,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON2% ₹95 Cr 10,200,000 3. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹16,632
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Sundaram Diversified Equity Fund
Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (20 Oct 25) ₹224.068 ↑ 1.16 (0.52 %) Net Assets (Cr) ₹1,461 on 31 Aug 25 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio -0.52 Information Ratio -0.68 Alpha Ratio 1.24 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,747 30 Sep 22 ₹16,095 30 Sep 23 ₹18,578 30 Sep 24 ₹24,282 30 Sep 25 ₹23,311 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month -0.1% 3 Month 1.1% 6 Month 7.5% 1 Year 2% 3 Year 13.5% 5 Year 18.4% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 12% 2023 23.3% 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Rohit Seksaria 24 Feb 21 4.52 Yr. Bharath Subramanian 2 Jun 25 0.25 Yr. Data below for Sundaram Diversified Equity Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 24.07% Consumer Cyclical 13.81% Consumer Defensive 9.37% Industrials 9.35% Basic Materials 7.39% Health Care 7.32% Technology 7.24% Energy 6.6% Utility 3.77% Communication Services 3.31% Asset Allocation
Asset Class Value Cash 7.78% Equity 92.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK9% ₹138 Cr 1,448,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK6% ₹81 Cr 583,000
↓ -300,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE5% ₹72 Cr 527,000
↑ 23,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK4% ₹53 Cr 505,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT3% ₹50 Cr 138,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY3% ₹50 Cr 338,000
↑ 32,000 ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 23 | ITC3% ₹50 Cr 1,210,000
↑ 164,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹48 Cr 256,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹48 Cr 595,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 19 | ULTRACEMCO3% ₹40 Cr 32,000 5. Invesco India Tax Plan
Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (20 Oct 25) ₹128.55 ↓ -0.30 (-0.23 %) Net Assets (Cr) ₹2,787 on 31 Aug 25 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio -0.52 Information Ratio 0.36 Alpha Ratio 1.58 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,635 30 Sep 22 ₹14,430 30 Sep 23 ₹17,124 30 Sep 24 ₹24,860 30 Sep 25 ₹23,370 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month -0.6% 3 Month 0.8% 6 Month 9.4% 1 Year -0.8% 3 Year 18.4% 5 Year 18.7% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.2% 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 5 Yr. Deepesh Kashyap 1 Jul 25 0.17 Yr. Data below for Invesco India Tax Plan as on 31 Aug 25
Equity Sector Allocation
Sector Value Consumer Cyclical 24.46% Financial Services 22.27% Industrials 15.7% Technology 10.95% Health Care 8.73% Basic Materials 4.93% Real Estate 4.91% Consumer Defensive 3.94% Communication Services 2.24% Utility 1.55% Asset Allocation
Asset Class Value Cash 0.32% Equity 99.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK6% ₹164 Cr 1,728,162 Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY5% ₹142 Cr 965,480 LTIMindtree Ltd (Technology)
Equity, Since 30 Sep 24 | LTIM3% ₹86 Cr 167,960 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK3% ₹82 Cr 589,056 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | BAJFINANCE3% ₹80 Cr 911,349 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Sep 24 | BECTORFOOD3% ₹75 Cr 540,000
↑ 133,287 Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY3% ₹74 Cr 1,803,333 Blue Star Ltd (Industrials)
Equity, Since 31 Jan 24 | BLUESTARCO3% ₹72 Cr 381,886 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Nov 22 | APOLLOHOSP3% ₹71 Cr 93,000
↑ 40,055 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | JUBLFOOD3% ₹70 Cr 1,116,348
↑ 60,000 6. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (20 Oct 25) ₹117.924 ↑ 0.41 (0.35 %) Net Assets (Cr) ₹6,201 on 31 Aug 25 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.63 Information Ratio 0.04 Alpha Ratio -0.41 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,635 30 Sep 22 ₹16,153 30 Sep 23 ₹19,388 30 Sep 24 ₹27,190 30 Sep 25 ₹25,252 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 8.9% 1 Year -1.1% 3 Year 16.7% 5 Year 20.4% 10 Year 15 Year Since launch 13.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.8% 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 10.03 Yr. Data below for Kotak Tax Saver Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 29.67% Industrials 12.79% Consumer Cyclical 10.84% Technology 10.25% Basic Materials 9.87% Energy 6.23% Utility 5.69% Consumer Defensive 4.84% Communication Services 4.38% Health Care 4.31% Asset Allocation
Asset Class Value Cash 1.12% Equity 98.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK9% ₹571 Cr 6,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹363 Cr 2,599,780 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL4% ₹234 Cr 1,239,286 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹220 Cr 1,500,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN3% ₹217 Cr 2,700,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | TECHM3% ₹200 Cr 1,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | AXISBANK3% ₹183 Cr 1,750,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | NTPC3% ₹164 Cr 5,000,000 Bosch Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | BOSCHLTD3% ₹160 Cr 40,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | BRITANNIA2% ₹146 Cr 250,000
ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ് സ്കീമിലെ നികുതി ലാഭിക്കൽ
ELSS ഉപയോഗിച്ചും അല്ലാതെയും നികുതി ലാഭം താരതമ്യം ചെയ്തുകൊണ്ട് നമുക്ക് നികുതി ആനുകൂല്യങ്ങൾ പരിശോധിക്കാം:
| വിശേഷങ്ങൾ | നികുതി ആസൂത്രണം (ELSS) | നികുതി ആസൂത്രണം ഇല്ല |
|---|---|---|
| ആകെ മൊത്തംവരുമാനം | 8,00,000 | 8,00,000 |
| നികുതിയിൽ നിന്ന് ഒഴിവാക്കൽ | 1,50,000 | ഇല്ല |
| ആകെനികുതി ബാധ്യമായ വരുമാനം | 6,50,000 | 8,00,000 |
| അടക്കേണ്ട നികുതി | 32,500 | 62,500 |
| സംരക്ഷിച്ച തുക | 30,000 | ഇല്ല |
അതിനാൽ, ELSS-ൽ നിക്ഷേപിക്കുന്നതിലൂടെ ലാഭിക്കുന്ന ആകെ തുക 30,000 രൂപയാണ്.
നികുതി ലാഭിക്കുന്ന മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന്റെ നേട്ടങ്ങൾ
നികുതി ആനുകൂല്യങ്ങൾക്കൊപ്പം, ELSS നിങ്ങൾക്ക് ഇനിപ്പറയുന്ന നേട്ടങ്ങളും വാഗ്ദാനം ചെയ്യുന്നു:
ഇക്വിറ്റി റിട്ടേൺസ്
ഇ‌എൽ‌എസ്‌എസ് ഇക്വിറ്റിയുടെയും നികുതി ലാഭത്തിന്റെയും സംയോജനമായതിനാൽ, ഓഹരി വിപണി വളരുന്നതിനനുസരിച്ച് നിങ്ങൾ നിക്ഷേപിക്കുന്ന പണവും വർദ്ധിക്കുന്നു. അതിനാൽ, നിക്ഷേപകർക്ക് ഇക്വിറ്റി മാർക്കറ്റിൽ നിന്ന് വരുമാനം നേടാനും കഴിയും. അതിനാൽ, ദീർഘകാല സമ്പത്ത് സൃഷ്ടിക്കുന്നതിനുള്ള ഒരു വഴി കൂടിയാണ് ELSS.
SIP ആനുകൂല്യങ്ങൾ
ഒറ്റത്തവണ തുക നിക്ഷേപിക്കുന്നതിനുപകരം, ഒരു വഴി പ്രതിമാസം നിക്ഷേപിച്ച് നിക്ഷേപകർക്ക് എളുപ്പവഴി തിരഞ്ഞെടുക്കാംഎസ്.ഐ.പി. ഒരു എസ്‌ഐ‌പി ഉപയോഗിച്ച് ഒരാൾക്ക് 500 രൂപ വരെ നിക്ഷേപിക്കാം, ഇത് നിക്ഷേപകർക്ക് ഏറ്റവും താങ്ങാനാവുന്ന നികുതി ആസൂത്രണവും നിക്ഷേപ മാർഗവുമാക്കുന്നു.
ഏറ്റവും കുറഞ്ഞ ലോക്ക്-ഇൻ കാലയളവ്
ELSS-ന് 3 വർഷത്തെ ലോക്ക്-ഇൻ കാലയളവ് ഉണ്ട്, ഇത് മറ്റെല്ലാ നികുതി ലാഭിക്കൽ ഉപകരണങ്ങളിലും ഏറ്റവും കുറഞ്ഞ ലോക്ക്-ഇൻ കാലയളവാണ്.
ELSS ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
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നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക
രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.
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Research Highlights for Bandhan Tax Advantage (ELSS) Fund