8 മികച്ച ELSS നികുതി ലാഭിക്കൽ മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on June 1, 2026 , 65676 views

സാമ്പത്തിക വർഷം അവസാനിക്കാനിരിക്കെ, നിങ്ങളുടേത് ആരംഭിക്കാനുള്ള സമയമാണിത്നികുതി ആസൂത്രണം. ഇന്ത്യയിൽ നിരവധി നികുതി ലാഭിക്കൽ ഓപ്ഷനുകൾ ഉള്ളതിനാൽ,ELSS നികുതി ലാഭിക്കുന്നതിനും അപ്പുറം ആനുകൂല്യങ്ങൾ വാഗ്ദാനം ചെയ്യുന്നതിനാൽ മികച്ചതായി നിലകൊള്ളുന്നു.

ELSS അല്ലെങ്കിൽ ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ് സ്കീമുകൾ 3 വർഷത്തെ ലോക്ക്-ഇൻ കാലയളവിൽ വരുന്നു, ഇത് മറ്റെല്ലാ നികുതി ലാഭിക്കലുമായി താരതമ്യം ചെയ്യുമ്പോൾ ഏറ്റവും കുറഞ്ഞ ഹോൾഡിംഗ് ആണ്. എഴുതിയത്നിക്ഷേപിക്കുന്നു ELSS-ൽ ഒരാൾക്ക് 1,50 രൂപ വരെ കിഴിവുകൾ നേടാം,000 അവരുടെ നികുതിയിൽ നിന്ന്വരുമാനം പ്രകാരംസെക്ഷൻ 80 സി യുടെആദായ നികുതി നിയമം. ഇ‌എൽ‌എസ്‌എസ് ഫണ്ടുകൾ ഇക്വിറ്റി വൈവിധ്യവൽക്കരിക്കപ്പെട്ടതിനാൽ ഫണ്ടിന്റെ ഒരു പ്രധാന ഭാഗം ഇക്വിറ്റിയിലും അനുബന്ധ ഉൽപ്പന്നങ്ങളിലും നിക്ഷേപിക്കുന്നു, അവ ഇക്വിറ്റി റിട്ടേണുകളും നൽകുന്നു. ഇതിനർത്ഥം നിക്ഷേപകർക്ക് അവരുടെ നിക്ഷേപത്തിൽ നിന്ന് ഇക്വിറ്റി വരുമാനം നേടാനും കഴിയും.

ഈ സ്കീമിന്റെ മറ്റ് ചില പ്രധാന സവിശേഷതകൾ നോക്കുന്നതിന് മുമ്പ്, നമുക്ക് മികച്ച ELSS നികുതി ലാഭിക്കൽ പരിശോധിക്കാംമ്യൂച്വൽ ഫണ്ടുകൾ 2022 - 2023 ലേക്ക്.

നികുതി ലാഭിക്കുന്നതിന് ELSS തിരഞ്ഞെടുക്കുന്നത് എന്തുകൊണ്ട്?

ELSS ന്റെ മറ്റ് പ്രധാന നേട്ടങ്ങൾ ഇവയാണ്:

നികുതി രഹിത റിട്ടേണുകൾ

2018 ലെ ബജറ്റ് അനുസരിച്ച്, ELSS ദീർഘകാലത്തേക്ക് ആകർഷിക്കുംമൂലധനം നേട്ടങ്ങൾ (LTCG). ദീർഘകാലാടിസ്ഥാനത്തിൽ നിക്ഷേപകർക്ക് 10% (ഇൻഡക്സേഷൻ ഇല്ലാതെ) നികുതി ചുമത്തുംമൂലധന നേട്ടം നികുതി. ഒരു ലക്ഷം രൂപ വരെയുള്ള നേട്ടങ്ങൾക്ക് നികുതിയില്ല. ഒരു ലക്ഷത്തിന് മുകളിലുള്ള നേട്ടങ്ങൾക്ക് 10% നികുതി ബാധകമാണ്.

ഏറ്റവും കുറഞ്ഞ നിക്ഷേപ തുക

എ എടുക്കുന്നതിലൂടെഎസ്.ഐ.പി റൂട്ടിൽ, നിക്ഷേപകർക്ക് 500 രൂപ വരെ കുറഞ്ഞ തുക നിക്ഷേപിക്കാം. ഇത് ഒരു വ്യക്തിയെ അനുവദിക്കുന്നുപണം ലാഭിക്കുക ഒരു തുകയ്ക്ക് പകരം എല്ലാ മാസവും.

ഇക്വിറ്റി റിട്ടേൺസ്

ഈ മ്യൂച്വൽ ഫണ്ടുകൾ ഇക്വിറ്റിയുമായി ബന്ധപ്പെട്ട ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കുന്നതിനാൽ, നിങ്ങൾ നിക്ഷേപിക്കുന്ന പണം സ്റ്റോക്കായി വളരുന്നുവിപണി വളരുന്നു. അതിനാൽ, ELSS ഫണ്ടുകളിൽ നേട്ടങ്ങൾ ഉയർന്നതാണ്.

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മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന ELSS നികുതി ലാഭിക്കൽ മ്യൂച്വൽ ഫണ്ടുകൾ FY 22 - 23

Fund	NAV	Net Assets (Cr)	Rating	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹54.1813 ↑ 0.46	₹4,659	Not Rated	12.2	5.4	4.2	22.6	17.6	-9.1
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	☆☆☆	1.2	15.4	35.5	20.6	17.4
JM Tax Gain Fund Growth	₹47.9039 ↑ 0.10	₹220	☆☆☆	3.2	-5.1	2	15.7	13.9	2.5
Nippon India Tax Saver Fund (ELSS) Growth	₹127.673 ↑ 0.33	₹14,742	☆☆☆	-0.2	-2.9	0.8	15.5	13.7	6
BOI AXA Tax Advantage Fund Growth	₹158.89 ↓ -0.27	₹1,403	☆☆☆	0.3	-0.2	0.4	14.9	13.1	-3.5
Tata India Tax Savings Fund Growth	₹44.7181 ↑ 0.05	₹4,519	☆☆☆☆☆	-1.2	-2.8	2.6	14	12.6	4.9
Franklin India Taxshield Growth	₹1,371.17 ↑ 1.48	₹6,106	☆☆	-4.5	-8.5	-6	13.6	12.4	2.1
Bandhan Tax Advantage (ELSS) Fund Growth	₹149.661 ↑ 0.34	₹6,835	☆☆☆☆☆	-2	-5.4	0.6	11.5	12.2	8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Jun 26

Research Highlights & Commentary of 8 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	HDFC Long Term Advantage Fund	JM Tax Gain Fund	Nippon India Tax Saver Fund (ELSS)	BOI AXA Tax Advantage Fund	Tata India Tax Savings Fund	Franklin India Taxshield	Bandhan Tax Advantage (ELSS) Fund
Point 1	Upper mid AUM (₹4,659 Cr).	Bottom quartile AUM (₹1,318 Cr).	Bottom quartile AUM (₹220 Cr).	Highest AUM (₹14,742 Cr).	Lower mid AUM (₹1,403 Cr).	Lower mid AUM (₹4,519 Cr).	Upper mid AUM (₹6,106 Cr).	Top quartile AUM (₹6,835 Cr).
Point 2	Established history (11+ yrs).	Established history (25+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Oldest track record among peers (27 yrs).	Established history (17+ yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 5★ (top quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.61% (top quartile).	5Y return: 17.39% (top quartile).	5Y return: 13.92% (upper mid).	5Y return: 13.66% (upper mid).	5Y return: 13.06% (lower mid).	5Y return: 12.56% (lower mid).	5Y return: 12.42% (bottom quartile).	5Y return: 12.23% (bottom quartile).
Point 6	3Y return: 22.55% (top quartile).	3Y return: 20.64% (top quartile).	3Y return: 15.74% (upper mid).	3Y return: 15.54% (upper mid).	3Y return: 14.87% (lower mid).	3Y return: 14.03% (lower mid).	3Y return: 13.60% (bottom quartile).	3Y return: 11.46% (bottom quartile).
Point 7	1Y return: 4.23% (top quartile).	1Y return: 35.51% (top quartile).	1Y return: 1.96% (upper mid).	1Y return: 0.77% (lower mid).	1Y return: 0.39% (bottom quartile).	1Y return: 2.64% (upper mid).	1Y return: -6.05% (bottom quartile).	1Y return: 0.56% (lower mid).
Point 8	Alpha: 11.45 (top quartile).	Alpha: 1.75 (upper mid).	Alpha: 1.02 (lower mid).	Alpha: 1.23 (lower mid).	Alpha: 4.27 (top quartile).	Alpha: 3.49 (upper mid).	Alpha: -7.09 (bottom quartile).	Alpha: -0.80 (bottom quartile).
Point 9	Sharpe: 0.48 (top quartile).	Sharpe: 2.27 (top quartile).	Sharpe: 0.03 (lower mid).	Sharpe: 0.07 (lower mid).	Sharpe: 0.22 (upper mid).	Sharpe: 0.18 (upper mid).	Sharpe: -0.45 (bottom quartile).	Sharpe: -0.07 (bottom quartile).
Point 10	Information ratio: 0.80 (top quartile).	Information ratio: -0.15 (bottom quartile).	Information ratio: 0.53 (upper mid).	Information ratio: 0.71 (top quartile).	Information ratio: 0.26 (upper mid).	Information ratio: 0.09 (lower mid).	Information ratio: 0.08 (lower mid).	Information ratio: -0.34 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Upper mid AUM (₹4,659 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.61% (top quartile).
3Y return: 22.55% (top quartile).
1Y return: 4.23% (top quartile).
Alpha: 11.45 (top quartile).
Sharpe: 0.48 (top quartile).
Information ratio: 0.80 (top quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

JM Tax Gain Fund

Bottom quartile AUM (₹220 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.92% (upper mid).
3Y return: 15.74% (upper mid).
1Y return: 1.96% (upper mid).
Alpha: 1.02 (lower mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.53 (upper mid).

Nippon India Tax Saver Fund (ELSS)

Highest AUM (₹14,742 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.66% (upper mid).
3Y return: 15.54% (upper mid).
1Y return: 0.77% (lower mid).
Alpha: 1.23 (lower mid).
Sharpe: 0.07 (lower mid).
Information ratio: 0.71 (top quartile).

BOI AXA Tax Advantage Fund

Lower mid AUM (₹1,403 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.06% (lower mid).
3Y return: 14.87% (lower mid).
1Y return: 0.39% (bottom quartile).
Alpha: 4.27 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.26 (upper mid).

Tata India Tax Savings Fund

Lower mid AUM (₹4,519 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.56% (lower mid).
3Y return: 14.03% (lower mid).
1Y return: 2.64% (upper mid).
Alpha: 3.49 (upper mid).
Sharpe: 0.18 (upper mid).
Information ratio: 0.09 (lower mid).

Franklin India Taxshield

Upper mid AUM (₹6,106 Cr).
Oldest track record among peers (27 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.42% (bottom quartile).
3Y return: 13.60% (bottom quartile).
1Y return: -6.05% (bottom quartile).
Alpha: -7.09 (bottom quartile).
Sharpe: -0.45 (bottom quartile).
Information ratio: 0.08 (lower mid).

Bandhan Tax Advantage (ELSS) Fund

Top quartile AUM (₹6,835 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 12.23% (bottom quartile).
3Y return: 11.46% (bottom quartile).
1Y return: 0.56% (lower mid).
Alpha: -0.80 (bottom quartile).
Sharpe: -0.07 (bottom quartile).
Information ratio: -0.34 (bottom quartile).

*ഇഎൽഎസ്എസിന്റെ ലിസ്റ്റ് മുകളിലാണ് -ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ തമ്മിൽ അറ്റ ആസ്തികൾ ഉണ്ട്100 - 15000 കഴിഞ്ഞ 3 വർഷം മുതൽ കോടികളും ആസ്തികളും കൈകാര്യം ചെയ്യുന്നു. കഴിഞ്ഞ 5 വർഷത്തെ റിട്ടേണുകളുടെ അടിസ്ഥാനത്തിൽ ക്രമീകരിച്ചത്വാർഷികം/സിഎജിആർ അടിസ്ഥാനം.

ELSS ഫണ്ടിൽ ആർക്കൊക്കെ നിക്ഷേപിക്കാം?

സാധാരണയായി, നികുതി ആസൂത്രണത്തിനും പണം ലാഭിക്കുന്നതിനുമായി മാർക്കറ്റ്-ലിങ്ക്ഡ് റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള എല്ലാത്തരം നിക്ഷേപകർക്കും ELSS മ്യൂച്വൽ ഫണ്ടുകൾ അനുയോജ്യമാണ്. ആർക്കും അവരുടെ ജീവിതത്തിലെ ഏത് സമയത്തും ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കാം. എന്നിരുന്നാലും, നിങ്ങളുടെ കരിയറിന്റെ പ്രാരംഭ ഘട്ടത്തിൽ നികുതി ലാഭിക്കുന്ന ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ നിർദ്ദേശിക്കുന്നു, അതുവഴി നിങ്ങളുടെ പണം കാലക്രമേണ വളരുകയും മികച്ച വരുമാനം നേടുകയും ചെയ്യുന്നു.

അതിനാൽ, നികുതി ലാഭിക്കുകയും നിക്ഷേപം വഴി ഒരേ സമയം നല്ല വരുമാനം നേടുകയും ചെയ്യുകമികച്ച മറ്റ് ഫണ്ടുകൾ. ELSS ഫണ്ടുകളിൽ നിക്ഷേപിച്ച തുക 3 വർഷത്തേക്ക് ലോക്ക് ചെയ്തിട്ടുണ്ടെന്ന് നിക്ഷേപകർ അറിഞ്ഞിരിക്കണം.

നിക്ഷേപകർക്ക് ELSS മ്യൂച്വൽ ഫണ്ടുകളിൽ SIP (സിസ്റ്റമാറ്റിക്) യുടെ ലംപ്സം (ഒറ്റത്തവണ) ആയി നിക്ഷേപിക്കാംനിക്ഷേപ പദ്ധതി). തുടക്കക്കാർ സാധാരണയായി SIP ഉപയോഗിച്ച് നിക്ഷേപിക്കാൻ നിർദ്ദേശിക്കുന്നു, അത് അവർക്ക് കൂടുതൽ അനുയോജ്യമാണ്.

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Upper mid AUM (₹4,659 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.61% (top quartile).
3Y return: 22.55% (top quartile).
1Y return: 4.23% (top quartile).
Alpha: 11.45 (top quartile).
Sharpe: 0.48 (top quartile).
Information ratio: 0.80 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Multi Commodity Exchange of India Ltd (~7.8%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (04 Jun 26)	₹54.1813 ↑ 0.46 (0.85 %)
Net Assets (Cr)	₹4,659 on 30 Apr 26
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.65
Sharpe Ratio	0.48
Information Ratio	0.8
Alpha Ratio	11.45
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,370
31 May 23	₹12,438
31 May 24	₹19,062
31 May 25	₹22,165
31 May 26	₹22,886

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jun 26

Duration	Returns
1 Month	0.2%
3 Month	12.2%
6 Month	5.4%
1 Year	4.2%
3 Year	22.6%
5 Year	17.6%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-9.1%
2023	47.7%
2022	37%
2021	1.8%
2020	32.1%
2019	8.8%
2018	13.2%
2017	-8.7%
2016	44%
2015	12.5%

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	2.39 Yr.
Ankit Agarwal	16 Mar 26	0.12 Yr.
Rakesh Shetty	22 Nov 22	3.44 Yr.
Atul Mehra	1 Oct 24	1.58 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	28.67%
Industrials	26.59%
Consumer Cyclical	12.9%
Basic Materials	11.92%
Technology	11.78%
Health Care	4.53%
Real Estate	2.9%

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	99.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	8%	₹310 Cr	1,296,040
Piramal Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| PIRAMALFIN	6%	₹238 Cr	1,298,583 ↓ -220,000
Jain Resource Recycling Ltd (Basic Materials) Equity, Since 31 Oct 25 \| JAINREC	6%	₹229 Cr	5,011,074 ↑ 268,009
Apar Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| APARINDS	5%	₹213 Cr	215,645 ↑ 31,279
Waaree Energies Ltd (Technology) Equity, Since 31 Oct 24 \| 544277	5%	₹195 Cr	627,718 ↑ 43,739
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 24 \| AMBER	5%	₹181 Cr	276,357 ↑ 17,351
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Jan 25 \| ONESOURCE	5%	₹180 Cr	1,221,228 ↑ 295,191
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 30 Nov 25 \| GROWW	4%	₹176 Cr	11,710,407 ↑ 768,996
Ather Energy Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| ATHERENERG	4%	₹174 Cr	2,301,469 ↑ 170,179
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Jun 25 \| 533398	4%	₹173 Cr	546,874

2. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jun 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹220 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.92% (upper mid).
3Y return: 15.74% (upper mid).
1Y return: 1.96% (upper mid).
Alpha: 1.02 (lower mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.53 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~3.7%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (04 Jun 26)	₹47.9039 ↑ 0.10 (0.21 %)
Net Assets (Cr)	₹220 on 30 Apr 26
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	0.03
Information Ratio	0.53
Alpha Ratio	1.02
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,765
31 May 23	₹12,451
31 May 24	₹18,062
31 May 25	₹19,117
31 May 26	₹19,514

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jun 26

Duration	Returns
1 Month	1.3%
3 Month	3.2%
6 Month	-5.1%
1 Year	2%
3 Year	15.7%
5 Year	13.9%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.5%
2023	29%
2022	30.9%
2021	0.5%
2020	32.2%
2019	18.3%
2018	14.9%
2017	-4.6%
2016	42.6%
2015	5.2%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.58 Yr.
Asit Bhandarkar	31 Dec 21	4.33 Yr.
Ruchi Fozdar	4 Oct 24	1.57 Yr.
Deepak Gupta	11 Apr 25	1.05 Yr.

Data below for JM Tax Gain Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	27.31%
Consumer Cyclical	16.83%
Technology	10.39%
Industrials	9.65%
Basic Materials	8.99%
Health Care	8.6%
Consumer Defensive	3.73%
Energy	3.67%
Real Estate	3.12%
Communication Services	3%
Utility	1.04%

Asset Allocation

Asset Class	Value
Cash	3.67%
Equity	96.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	4%	₹7 Cr	98,262
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	4%	₹7 Cr	53,400
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹6 Cr	18,447
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	32,950
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	3%	₹6 Cr	48,500
Lupin Ltd (Healthcare) Equity, Since 31 May 25 \| 500257	3%	₹6 Cr	25,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 590003	3%	₹6 Cr	199,000
Travel Food Services Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| TRAVELFOOD	3%	₹5 Cr	41,598 ↓ -4,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Oct 25 \| 500295	3%	₹5 Cr	75,500
Jindal Steel Ltd (Basic Materials) Equity, Since 30 Apr 25 \| 532286	2%	₹5 Cr	41,300

4. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Highest AUM (₹14,742 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.66% (upper mid).
3Y return: 15.54% (upper mid).
1Y return: 0.77% (lower mid).
Alpha: 1.23 (lower mid).
Sharpe: 0.07 (lower mid).
Information ratio: 0.71 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~7.1%).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (04 Jun 26)	₹127.673 ↑ 0.33 (0.26 %)
Net Assets (Cr)	₹14,742 on 30 Apr 26
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	0.07
Information Ratio	0.71
Alpha Ratio	1.23
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,975
31 May 23	₹12,347
31 May 24	₹17,562
31 May 25	₹19,045
31 May 26	₹19,343

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jun 26

Duration	Returns
1 Month	-1%
3 Month	-0.2%
6 Month	-2.9%
1 Year	0.8%
3 Year	15.5%
5 Year	13.7%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	17.6%
2022	28.6%
2021	6.9%
2020	37.6%
2019	-0.4%
2018	1.5%
2017	-20.7%
2016	46%
2015	4.2%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	4.84 Yr.
Ritesh Rathod	19 Aug 24	1.7 Yr.
Kinjal Desai	25 May 18	7.94 Yr.
Amber Singhania	11 Mar 26	0.14 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	34.58%
Consumer Cyclical	11.81%
Industrials	11.13%
Consumer Defensive	9.96%
Utility	7.89%
Health Care	6.06%
Energy	5.52%
Technology	4.37%
Communication Services	4.34%
Basic Materials	2.6%

Asset Allocation

Asset Class	Value
Cash	1.74%
Equity	98.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	7%	₹1,049 Cr	8,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹941 Cr	12,200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| 532215	4%	₹621 Cr	4,900,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| 532555	4%	₹559 Cr	14,000,000
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	4%	₹524 Cr	4,900,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	3%	₹486 Cr	3,400,000 ↓ -250,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹464 Cr	38,319,861
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	3%	₹449 Cr	3,800,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	3%	₹432 Cr	2,290,000
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Nov 22 \| 532810	3%	₹409 Cr	9,111,111

5. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Lower mid AUM (₹1,403 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.06% (lower mid).
3Y return: 14.87% (lower mid).
1Y return: 0.39% (bottom quartile).
Alpha: 4.27 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~4.5%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (04 Jun 26)	₹158.89 ↓ -0.27 (-0.17 %)
Net Assets (Cr)	₹1,403 on 30 Apr 26
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	0.22
Information Ratio	0.26
Alpha Ratio	4.27
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,526
31 May 23	₹12,217
31 May 24	₹18,824
31 May 25	₹18,578
31 May 26	₹18,770

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jun 26

Duration	Returns
1 Month	-2.3%
3 Month	0.3%
6 Month	-0.2%
1 Year	0.4%
3 Year	14.9%
5 Year	13.1%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.5%
2023	21.6%
2022	34.8%
2021	-1.3%
2020	41.5%
2019	31.2%
2018	14.6%
2017	-16.3%
2016	57.7%
2015	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	4.01 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	25.57%
Industrials	19.91%
Basic Materials	15.58%
Consumer Cyclical	9.77%
Consumer Defensive	6.46%
Utility	5.23%
Technology	3.43%
Communication Services	3.16%
Energy	2.3%
Health Care	1.89%
Real Estate	0.1%

Asset Allocation

Asset Class	Value
Cash	3.56%
Equity	96.32%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹62 Cr	584,286 ↑ 32,286
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	4%	₹49 Cr	114,000
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 31 Jul 25 \| QPOWER	3%	₹45 Cr	324,293
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹44 Cr	235,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	3%	₹42 Cr	335,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹42 Cr	1,041,000
Power Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 26 \| 532810	3%	₹40 Cr	885,000 ↑ 85,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹39 Cr	510,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Apr 25 \| ADANIPORTS	3%	₹37 Cr	224,000 ↑ 10,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹37 Cr	142,759

6. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Lower mid AUM (₹4,519 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.56% (lower mid).
3Y return: 14.03% (lower mid).
1Y return: 2.64% (upper mid).
Alpha: 3.49 (upper mid).
Sharpe: 0.18 (upper mid).
Information ratio: 0.09 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~6.2%).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (04 Jun 26)	₹44.7181 ↑ 0.05 (0.12 %)
Net Assets (Cr)	₹4,519 on 30 Apr 26
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	0.18
Information Ratio	0.09
Alpha Ratio	3.49
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,871
31 May 23	₹12,215
31 May 24	₹16,051
31 May 25	₹17,815
31 May 26	₹18,393

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jun 26

Duration	Returns
1 Month	-0.6%
3 Month	-1.2%
6 Month	-2.8%
1 Year	2.6%
3 Year	14%
5 Year	12.6%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	4.37 Yr.

Data below for Tata India Tax Savings Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	34.54%
Industrials	13.63%
Consumer Cyclical	13%
Basic Materials	7.18%
Health Care	6.4%
Communication Services	6.22%
Energy	5.77%
Technology	5.29%
Utility	3.13%
Real Estate	1.84%
Consumer Defensive	1.06%

Asset Allocation

Asset Class	Value
Cash	1.95%
Equity	98.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	6%	₹254 Cr	1,426,428 ↑ 1,426,428
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹253 Cr	2,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	6%	₹251 Cr	3,425,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	5%	₹200 Cr	2,040,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹181 Cr	1,350,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹128 Cr	3,451,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹123 Cr	352,147
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹107 Cr	10,200,000
Cummins India Ltd (Industrials) Equity, Since 31 Dec 20 \| 500480	3%	₹104 Cr	230,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	2%	₹102 Cr	816,081

7. Franklin India Taxshield

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Research Highlights for Franklin India Taxshield

Upper mid AUM (₹6,106 Cr).
Oldest track record among peers (27 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.42% (bottom quartile).
3Y return: 13.60% (bottom quartile).
1Y return: -6.05% (bottom quartile).
Alpha: -7.09 (bottom quartile).
Sharpe: -0.45 (bottom quartile).
Information ratio: 0.08 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.4%).

Below is the key information for Franklin India Taxshield

Franklin India Taxshield Growth
Launch Date	10 Apr 99
NAV (04 Jun 26)	₹1,371.17 ↑ 1.48 (0.11 %)
Net Assets (Cr)	₹6,106 on 30 Apr 26
Category	Equity - ELSS
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.81
Sharpe Ratio	-0.45
Information Ratio	0.08
Alpha Ratio	-7.09
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,837
31 May 23	₹12,385
31 May 24	₹17,551
31 May 25	₹19,446
31 May 26	₹18,325

Franklin India Taxshield SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Franklin India Taxshield

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jun 26

Duration	Returns
1 Month	-1.5%
3 Month	-4.5%
6 Month	-8.5%
1 Year	-6%
3 Year	13.6%
5 Year	12.4%
10 Year
15 Year
Since launch	19.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.1%
2023	22.4%
2022	31.2%
2021	5.4%
2020	36.7%
2019	9.8%
2018	5.1%
2017	-3%
2016	29.1%
2015	4.7%

Fund Manager information for Franklin India Taxshield

Name	Since	Tenure
R. Janakiraman	2 May 16	10 Yr.
Rajasa Kakulavarapu	1 Dec 23	2.42 Yr.

Data below for Franklin India Taxshield as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	32.37%
Industrials	14.07%
Technology	8.8%
Consumer Cyclical	8.76%
Basic Materials	8.01%
Consumer Defensive	5.94%
Health Care	4.71%
Utility	4.33%
Communication Services	3.57%
Energy	3.48%
Real Estate	1.24%

Asset Allocation

Asset Class	Value
Cash	4.72%
Equity	95.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	8%	₹477 Cr	6,520,834
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	7%	₹398 Cr	3,297,903
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	5%	₹302 Cr	860,648 ↓ -23,205
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	5%	₹288 Cr	2,477,634
State Bank of India (Financial Services) Equity, Since 31 Aug 15 \| SBIN	5%	₹277 Cr	2,833,344
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	4%	₹235 Cr	1,876,441
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 07 \| BHARTIARTL	4%	₹203 Cr	1,139,052 ↓ -53,251
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹198 Cr	1,472,922
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 21 \| HCLTECH	3%	₹196 Cr	1,462,587
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Nov 17 \| KOTAKBANK	3%	₹176 Cr	4,981,055

8. Bandhan Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for Bandhan Tax Advantage (ELSS) Fund

Top quartile AUM (₹6,835 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 12.23% (bottom quartile).
3Y return: 11.46% (bottom quartile).
1Y return: 0.56% (lower mid).
Alpha: -0.80 (bottom quartile).
Sharpe: -0.07 (bottom quartile).
Information ratio: -0.34 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~7.1%).

Below is the key information for Bandhan Tax Advantage (ELSS) Fund

Bandhan Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (04 Jun 26)	₹149.661 ↑ 0.34 (0.23 %)
Net Assets (Cr)	₹6,835 on 30 Apr 26
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	-0.07
Information Ratio	-0.34
Alpha Ratio	-0.8
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹11,100
31 May 23	₹12,823
31 May 24	₹16,847
31 May 25	₹17,909
31 May 26	₹17,906

Bandhan Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Bandhan Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jun 26

Duration	Returns
1 Month	-0.8%
3 Month	-2%
6 Month	-5.4%
1 Year	0.6%
3 Year	11.5%
5 Year	12.2%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	13.1%
2022	28.3%
2021	4.2%
2020	49.2%
2019	18.7%
2018	1.9%
2017	-9.4%
2016	53.4%
2015	0.4%

Fund Manager information for Bandhan Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	9.53 Yr.
Ritika Behera	7 Oct 23	2.57 Yr.
Gaurav Satra	10 Jun 24	1.89 Yr.

Data below for Bandhan Tax Advantage (ELSS) Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	31.63%
Consumer Cyclical	10.14%
Consumer Defensive	9.11%
Technology	8.71%
Energy	8.66%
Health Care	7.65%
Basic Materials	7.13%
Industrials	4.58%
Communication Services	2.7%
Utility	2.68%
Real Estate	1.82%

Asset Allocation

Asset Class	Value
Cash	5.19%
Equity	94.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	7%	₹446 Cr	6,100,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	7%	₹443 Cr	3,300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	5%	₹326 Cr	2,700,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	4%	₹279 Cr	7,900,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	3%	₹201 Cr	850,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	3%	₹174 Cr	1,500,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	2%	₹150 Cr	1,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	2%	₹143 Cr	801,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	2%	₹138 Cr	1,100,000
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	2%	₹132 Cr	1,350,000

ELSS SIP കാൽക്കുലേറ്റർ

Know Your SIP Returns

Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189 Invest Now

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