ELSS (ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ് സ്കീം) ധാരാളം പണം ലാഭിക്കാൻ നിങ്ങളെ സഹായിക്കുന്ന മികച്ച നികുതി ലാഭിക്കൽ ഓപ്ഷനുകളിലൊന്നാണ്ആദായ നികുതി സമ്പാദിക്കുന്നതിനൊപ്പംമൂലധനം നിക്ഷേപങ്ങളിൽ വിലമതിപ്പ്.
ടാക്സ് സേവിംഗ് ELSS ഫണ്ടുകൾ 1,50 രൂപ വരെ നികുതി ഇളവുകൾ അനുവദിക്കുന്നു,000 കീഴിൽസെക്ഷൻ 80 സി യുടെവരുമാനം നികുതി നിയമം. അതിനാൽ, വഴിനിക്ഷേപിക്കുന്നു ഈ നികുതി ലാഭിക്കുന്നതിൽമ്യൂച്വൽ ഫണ്ടുകൾ, 30% എന്ന ഉയർന്ന നികുതി ബ്രാക്കറ്റിലുള്ള നിക്ഷേപകർക്ക് പോലും ഒരു പ്രത്യേക സാമ്പത്തിക വർഷത്തിൽ ഏകദേശം 46,000 രൂപ നികുതി ഇളവുകളും നല്ല വരുമാനം നേടാനും കഴിയും.
ELSS ആണ്വിപണി-ലിങ്ക്ഡ് നിക്ഷേപങ്ങൾ, ദീർഘകാലാടിസ്ഥാനത്തിലുള്ള നഷ്ടങ്ങളും അപകടസാധ്യതകളും ഒഴിവാക്കുന്നതിനായി ഈ ഫണ്ടുകളിലെ നിക്ഷേപങ്ങൾ വിവേകപൂർവ്വം നടത്താൻ നിങ്ങളോട് നിർദ്ദേശിക്കുന്നു.
മുകളിൽ സൂചിപ്പിച്ച എല്ലാ ഘടകങ്ങളും ELSS-നെ മികച്ച നികുതി ലാഭിക്കൽ ഓപ്ഷനുകളിലൊന്നാക്കി മാറ്റുന്നു.
നിങ്ങൾ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുകയാണെങ്കിൽ, SIP (സിസ്റ്റമാറ്റിക്നിക്ഷേപ പദ്ധതി) അതിലൊന്നാണ്പണം നിക്ഷേപിക്കാനുള്ള മികച്ച വഴികൾ ELSS ൽ. പതിവ് നിക്ഷേപ ശീലം നിങ്ങളുടെ പോർട്ട്ഫോളിയോയെ അച്ചടക്കത്തോടെയും സന്തുലിതമായും നിലനിർത്തുന്നു. കൂടാതെ, നികുതി കലണ്ടറിന്റെ അവസാന നിമിഷത്തിൽ ഒരു തുകയ്ക്ക് പണം ക്രമീകരിക്കാനുള്ള ബുദ്ധിമുട്ട് ഇല്ലാതാകുന്നു. എസ്ഐപിയിൽ, നിങ്ങൾക്ക് നിക്ഷേപ തുക നിശ്ചയിക്കാം, അത് 2000 രൂപ വരെയാകാം. 500, നിങ്ങളുടെ പണം നിങ്ങളിൽ നിന്ന് സ്വയമേവ കുറയ്ക്കുന്ന തീയതിയുംബാങ്ക് ELSS ഫണ്ടുകളിലേക്ക് അക്കൗണ്ട്.
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നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക
രേഖകൾ അപ്ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!
To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on (ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of
the scheme will be realized. Research Highlights for Canara Robeco Equity Tax Saver Below is the key information for Canara Robeco Equity Tax Saver Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Research Highlights for BOI AXA Tax Advantage Fund Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns. Research Highlights for Mirae Asset Tax Saver Fund Below is the key information for Mirae Asset Tax Saver Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Since launch (%) ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹939.7
↑ 7.53 ₹14,346 -0.8 8 -3.2 16.6 21.4 16.4 19 Canara Robeco Equity Tax Saver Growth ₹174.67
↑ 1.22 ₹8,744 -2.9 7.6 -5.2 14.8 19.1 17.5 18.7 BOI AXA Tax Advantage Fund Growth ₹157.8
↑ 0.78 ₹1,355 -3.7 4.8 -10.3 17.1 21 21.6 18.1 Mirae Asset Tax Saver Fund Growth ₹48.87
↑ 0.44 ₹26,076 -2.1 9.3 -2.6 17.2 20.7 17.2 17.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25 Research Highlights & Commentary of 4 Funds showcased
Commentary ICICI Prudential Long Term Equity Fund (Tax Saving) Canara Robeco Equity Tax Saver BOI AXA Tax Advantage Fund Mirae Asset Tax Saver Fund Point 1 Upper mid AUM (₹14,346 Cr). Lower mid AUM (₹8,744 Cr). Bottom quartile AUM (₹1,355 Cr). Highest AUM (₹26,076 Cr). Point 2 Oldest track record among peers (26 yrs). Established history (16+ yrs). Established history (16+ yrs). Established history (9+ yrs). Point 3 Rating: 2★ (upper mid). Rating: 1★ (lower mid). Top rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 21.38% (top quartile). 5Y return: 19.09% (bottom quartile). 5Y return: 20.98% (upper mid). 5Y return: 20.66% (lower mid). Point 6 3Y return: 16.62% (lower mid). 3Y return: 14.82% (bottom quartile). 3Y return: 17.06% (upper mid). 3Y return: 17.19% (top quartile). Point 7 1Y return: -3.16% (upper mid). 1Y return: -5.21% (lower mid). 1Y return: -10.30% (bottom quartile). 1Y return: -2.61% (top quartile). Point 8 Alpha: 2.07 (top quartile). Alpha: 0.40 (lower mid). Alpha: -5.42 (bottom quartile). Alpha: 1.86 (upper mid). Point 9 Sharpe: -0.45 (upper mid). Sharpe: -0.61 (lower mid). Sharpe: -0.85 (bottom quartile). Sharpe: -0.32 (top quartile). Point 10 Information ratio: 0.22 (upper mid). Information ratio: -0.35 (bottom quartile). Information ratio: 0.24 (top quartile). Information ratio: 0.05 (lower mid). ICICI Prudential Long Term Equity Fund (Tax Saving)
Canara Robeco Equity Tax Saver
BOI AXA Tax Advantage Fund
Mirae Asset Tax Saver Fund
100 കോടി
ലോഞ്ച്/ആരംഭം മുതലുള്ള വാർഷിക വരുമാനത്തിൽ അടുക്കിയിരിക്കുന്നു.1. ICICI Prudential Long Term Equity Fund (Tax Saving)
ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (01 Oct 25) ₹939.7 ↑ 7.53 (0.81 %) Net Assets (Cr) ₹14,346 on 31 Aug 25 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio -0.45 Information Ratio 0.22 Alpha Ratio 2.07 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹16,864 30 Sep 22 ₹16,609 30 Sep 23 ₹19,278 30 Sep 24 ₹27,206 30 Sep 25 ₹26,346 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.9% 3 Month -0.8% 6 Month 8% 1 Year -3.2% 3 Year 16.6% 5 Year 21.4% Since launch 19% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2024 16.4% 2023 23.2% 2022 2.3% 2021 33.7% 2020 13.6% 2019 8.8% 2018 0.5% 2017 26% 2016 3.9% 2015 4.3% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 1.95 Yr. Sharmila D’mello 31 Jul 22 3.09 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 28.1% Consumer Cyclical 16.8% Health Care 11.98% Industrials 8.46% Consumer Defensive 6.73% Energy 6.5% Communication Services 5.6% Utility 4.16% Basic Materials 3.96% Technology 3.77% Real Estate 1.18% Asset Allocation
Asset Class Value Cash 2.72% Equity 97.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK8% ₹1,087 Cr 7,778,111
↓ -462,280 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK7% ₹985 Cr 10,347,868 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA6% ₹814 Cr 5,105,969
↑ 200,000 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | DMART6% ₹812 Cr 1,708,453 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI5% ₹744 Cr 503,128
↓ -42,769 Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE5% ₹704 Cr 5,185,136 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | AXISBANK5% ₹695 Cr 6,652,223 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL4% ₹604 Cr 3,197,841
↑ 97,841 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT4% ₹590 Cr 1,638,689 NTPC Ltd (Utilities)
Equity, Since 31 Oct 23 | NTPC4% ₹552 Cr 16,848,196 2. Canara Robeco Equity Tax Saver
Canara Robeco Equity Tax Saver
Growth Launch Date 2 Feb 09 NAV (01 Oct 25) ₹174.67 ↑ 1.22 (0.70 %) Net Assets (Cr) ₹8,744 on 31 Aug 25 Category Equity - ELSS AMC Canara Robeco Asset Management Co. Ltd. Rating ☆ Risk Moderately High Expense Ratio 1.69 Sharpe Ratio -0.62 Information Ratio -0.35 Alpha Ratio 0.4 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,924 30 Sep 22 ₹15,826 30 Sep 23 ₹18,008 30 Sep 24 ₹25,275 30 Sep 25 ₹23,957 Returns for Canara Robeco Equity Tax Saver
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.9% 3 Month -2.9% 6 Month 7.6% 1 Year -5.2% 3 Year 14.8% 5 Year 19.1% Since launch 18.7% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2024 17.5% 2023 23.7% 2022 -0.2% 2021 35.1% 2020 27.4% 2019 10.7% 2018 2.7% 2017 32% 2016 0% 2015 0.6% Fund Manager information for Canara Robeco Equity Tax Saver
Name Since Tenure Vishal Mishra 26 Jun 21 4.18 Yr. Shridatta Bhandwaldar 1 Oct 19 5.92 Yr. Data below for Canara Robeco Equity Tax Saver as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 28.14% Consumer Cyclical 15.46% Industrials 12.52% Technology 7.39% Health Care 6.95% Consumer Defensive 6.2% Energy 5.61% Basic Materials 5.54% Utility 3.62% Communication Services 3.15% Real Estate 1.78% Asset Allocation
Asset Class Value Cash 3.62% Equity 96.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK8% ₹678 Cr 7,125,168
↑ 100,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK7% ₹610 Cr 4,361,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 19 | RELIANCE4% ₹341 Cr 2,512,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY4% ₹326 Cr 2,216,310
↑ 75,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 21 | BHARTIARTL3% ₹276 Cr 1,460,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹250 Cr 694,369 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN3% ₹241 Cr 3,000,000
↑ 175,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 29 Feb 24 | GVT&D2% ₹211 Cr 758,847
↓ -7,218 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 19 | BAJFINANCE2% ₹204 Cr 2,329,500 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | AXISBANK2% ₹183 Cr 1,753,000 3. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (01 Oct 25) ₹157.8 ↑ 0.78 (0.50 %) Net Assets (Cr) ₹1,355 on 31 Aug 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio -0.85 Information Ratio 0.24 Alpha Ratio -5.42 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹16,581 30 Sep 22 ₹16,155 30 Sep 23 ₹19,818 30 Sep 24 ₹28,886 30 Sep 25 ₹25,911 Returns for BOI AXA Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 1.7% 3 Month -3.7% 6 Month 4.8% 1 Year -10.3% 3 Year 17.1% 5 Year 21% Since launch 18.1% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.35 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 22.09% Industrials 19.52% Basic Materials 16.48% Utility 8.47% Technology 7.27% Consumer Defensive 7.05% Consumer Cyclical 6.05% Health Care 2.85% Communication Services 2.8% Real Estate 2.64% Energy 1.36% Asset Allocation
Asset Class Value Cash 3.42% Equity 96.57% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | VEDL4% ₹59 Cr 1,412,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹57 Cr 328,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹53 Cr 664,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹46 Cr 330,000
↑ 100,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC3% ₹46 Cr 1,120,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL3% ₹45 Cr 105,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹42 Cr 437,532 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹40 Cr 285,350
↓ -32,450 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL3% ₹38 Cr 201,000
↑ 15,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹37 Cr 132,407 4. Mirae Asset Tax Saver Fund
Mirae Asset Tax Saver Fund
Growth Launch Date 28 Dec 15 NAV (01 Oct 25) ₹48.87 ↑ 0.44 (0.90 %) Net Assets (Cr) ₹26,076 on 31 Jul 25 Category Equity - ELSS AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating Risk Moderately High Expense Ratio 1.16 Sharpe Ratio -0.32 Information Ratio 0.05 Alpha Ratio 1.86 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹16,430 30 Sep 22 ₹15,893 30 Sep 23 ₹18,952 30 Sep 24 ₹26,262 30 Sep 25 ₹25,577 Returns for Mirae Asset Tax Saver Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 1.5% 3 Month -2.1% 6 Month 9.3% 1 Year -2.6% 3 Year 17.2% 5 Year 20.7% Since launch 17.5% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2024 17.2% 2023 27% 2022 0.1% 2021 35.3% 2020 21.5% 2019 14.1% 2018 -2.3% 2017 47.9% 2016 14.8% 2015 Fund Manager information for Mirae Asset Tax Saver Fund
Name Since Tenure Neelesh Surana 28 Dec 15 9.68 Yr. Data below for Mirae Asset Tax Saver Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 32.87% Consumer Cyclical 16.04% Industrials 9.85% Health Care 9.35% Technology 9.2% Basic Materials 6.99% Energy 4.39% Consumer Defensive 4.34% Communication Services 2.74% Utility 2.62% Real Estate 1.29% Asset Allocation
Asset Class Value Cash 0.32% Equity 99.68% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK10% ₹2,441 Cr 25,653,504
↑ 810,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹1,190 Cr 8,511,929
↑ 1,180,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | AXISBANK4% ₹1,093 Cr 10,456,860 State Bank of India (Financial Services)
Equity, Since 31 Dec 15 | SBIN4% ₹1,082 Cr 13,480,700
↑ 100,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY4% ₹1,054 Cr 7,172,785 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | ITC4% ₹925 Cr 22,573,025
↑ 1,600,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE4% ₹904 Cr 6,664,299 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Dec 15 | TCS3% ₹873 Cr 2,828,631 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 16 | LT2% ₹638 Cr 1,770,482
↑ 120,956 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 15 | MARUTI2% ₹632 Cr 427,460
↑ 8,714
Research Highlights for ICICI Prudential Long Term Equity Fund (Tax Saving)