4 മികച്ച നികുതി ലാഭിക്കൽ ELSS മ്യൂച്വൽ ഫണ്ടുകൾ FY 22 - 23

Updated on October 27, 2026 , 11679 views

ELSS (ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ് സ്കീം) ധാരാളം പണം ലാഭിക്കാൻ നിങ്ങളെ സഹായിക്കുന്ന മികച്ച നികുതി ലാഭിക്കൽ ഓപ്ഷനുകളിലൊന്നാണ്ആദായ നികുതി സമ്പാദിക്കുന്നതിനൊപ്പംമൂലധനം നിക്ഷേപങ്ങളിൽ വിലമതിപ്പ്.

ടാക്സ് സേവിംഗ് ELSS ഫണ്ടുകൾ 1,50 രൂപ വരെ നികുതി ഇളവുകൾ അനുവദിക്കുന്നു,000 കീഴിൽസെക്ഷൻ 80 സി യുടെവരുമാനം നികുതി നിയമം. അതിനാൽ, വഴിനിക്ഷേപിക്കുന്നു ഈ നികുതി ലാഭിക്കുന്നതിൽമ്യൂച്വൽ ഫണ്ടുകൾ, 30% എന്ന ഉയർന്ന നികുതി ബ്രാക്കറ്റിലുള്ള നിക്ഷേപകർക്ക് പോലും ഒരു പ്രത്യേക സാമ്പത്തിക വർഷത്തിൽ ഏകദേശം 46,000 രൂപ നികുതി ഇളവുകളും നല്ല വരുമാനം നേടാനും കഴിയും.

ELSS ആണ്വിപണി-ലിങ്ക്ഡ് നിക്ഷേപങ്ങൾ, ദീർഘകാലാടിസ്ഥാനത്തിലുള്ള നഷ്ടങ്ങളും അപകടസാധ്യതകളും ഒഴിവാക്കുന്നതിനായി ഈ ഫണ്ടുകളിലെ നിക്ഷേപങ്ങൾ വിവേകപൂർവ്വം നടത്താൻ നിങ്ങളോട് നിർദ്ദേശിക്കുന്നു.

FY 22 - 23 ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന്റെ പ്രയോജനങ്ങൾ

ELSS മ്യൂച്വൽ ഫണ്ടുകൾ 1,50,000 രൂപ വരെ നികുതി ഇളവുകൾ നൽകുന്നു.
മറ്റുള്ളവ നൽകുന്ന റിട്ടേണുകളേക്കാൾ വളരെ കൂടുതലാണ് റിട്ടേണുകൾനികുതി ലാഭിക്കൽ നിക്ഷേപം ഓപ്ഷനുകൾ.
ELSS-ന് 3 വർഷത്തെ ഏറ്റവും കുറഞ്ഞ ലോക്ക്-ഇൻ കാലയളവ് ഉണ്ട്, ഇത് മറ്റ് നികുതി ലാഭിക്കൽ നിക്ഷേപങ്ങളെ അപേക്ഷിച്ച് താരതമ്യേന വളരെ കുറവാണ്.
ELSS ഫണ്ടുകൾ വഴി നിക്ഷേപിക്കാനുള്ള ഒരു ഓപ്ഷൻ വാഗ്ദാനം ചെയ്യുന്നുഎസ്.ഐ.പി, അതിനാൽ നിക്ഷേപകർക്ക് പ്രതിമാസം ചെറിയ തുക നിക്ഷേപിച്ച് അവരുടെ ELSS നിക്ഷേപം എളുപ്പത്തിൽ കൈകാര്യം ചെയ്യാൻ കഴിയും.

മുകളിൽ സൂചിപ്പിച്ച എല്ലാ ഘടകങ്ങളും ELSS-നെ മികച്ച നികുതി ലാഭിക്കൽ ഓപ്ഷനുകളിലൊന്നാക്കി മാറ്റുന്നു.

നിങ്ങൾ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുകയാണെങ്കിൽ, SIP (സിസ്റ്റമാറ്റിക്നിക്ഷേപ പദ്ധതി) അതിലൊന്നാണ്പണം നിക്ഷേപിക്കാനുള്ള മികച്ച വഴികൾ ELSS ൽ. പതിവ് നിക്ഷേപ ശീലം നിങ്ങളുടെ പോർട്ട്‌ഫോളിയോയെ അച്ചടക്കത്തോടെയും സന്തുലിതമായും നിലനിർത്തുന്നു. കൂടാതെ, നികുതി കലണ്ടറിന്റെ അവസാന നിമിഷത്തിൽ ഒരു തുകയ്ക്ക് പണം ക്രമീകരിക്കാനുള്ള ബുദ്ധിമുട്ട് ഇല്ലാതാകുന്നു. എസ്‌ഐ‌പിയിൽ, നിങ്ങൾക്ക് നിക്ഷേപ തുക നിശ്ചയിക്കാം, അത് 2000 രൂപ വരെയാകാം. 500, നിങ്ങളുടെ പണം നിങ്ങളിൽ നിന്ന് സ്വയമേവ കുറയ്ക്കുന്ന തീയതിയുംബാങ്ക് ELSS ഫണ്ടുകളിലേക്ക് അക്കൗണ്ട്.

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ELSS ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

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രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

ഏറ്റവും മികച്ച 4 ടാക്സ് സേവിംഗ് ELSS മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)	Since launch (%)
ICICI Prudential Long Term Equity Fund (Tax Saving) Growth	₹882.45 ↑ 6.42	₹13,498	-5.7	-3.9	-9.3	9.7	7.9	9.9	17.9
Canara Robeco Equity Tax Saver Growth	₹169.95 ↑ 1.26	₹8,167	-4.9	-2.5	-6.2	10.4	7.7	5.3	17.3
BOI AXA Tax Advantage Fund Growth	₹157.45 ↑ 1.45	₹1,366	-3.3	-4.6	-3.9	11.1	9.4	-3.5	16.9
Bandhan Tax Advantage (ELSS) Fund Growth	₹147.974 ↑ 1.43	₹6,596	-4.9	-2.3	-6.1	8.5	8.8	8	16.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	ICICI Prudential Long Term Equity Fund (Tax Saving)	Canara Robeco Equity Tax Saver	BOI AXA Tax Advantage Fund	Bandhan Tax Advantage (ELSS) Fund
Point 1	Highest AUM (₹13,498 Cr).	Upper mid AUM (₹8,167 Cr).	Bottom quartile AUM (₹1,366 Cr).	Lower mid AUM (₹6,596 Cr).
Point 2	Oldest track record among peers (27 yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 7.86% (lower mid).	5Y return: 7.69% (bottom quartile).	5Y return: 9.37% (top quartile).	5Y return: 8.79% (upper mid).
Point 6	3Y return: 9.74% (lower mid).	3Y return: 10.36% (upper mid).	3Y return: 11.14% (top quartile).	3Y return: 8.51% (bottom quartile).
Point 7	1Y return: -9.30% (bottom quartile).	1Y return: -6.19% (lower mid).	1Y return: -3.88% (top quartile).	1Y return: -6.13% (upper mid).
Point 8	Alpha: -2.79 (bottom quartile).	Alpha: -0.20 (lower mid).	Alpha: 3.41 (top quartile).	Alpha: 0.58 (upper mid).
Point 9	Sharpe: -0.48 (bottom quartile).	Sharpe: -0.35 (lower mid).	Sharpe: -0.11 (top quartile).	Sharpe: -0.30 (upper mid).
Point 10	Information ratio: 0.01 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.14 (top quartile).	Information ratio: -0.66 (bottom quartile).

ICICI Prudential Long Term Equity Fund (Tax Saving)

Highest AUM (₹13,498 Cr).
Oldest track record among peers (27 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 7.86% (lower mid).
3Y return: 9.74% (lower mid).
1Y return: -9.30% (bottom quartile).
Alpha: -2.79 (bottom quartile).
Sharpe: -0.48 (bottom quartile).
Information ratio: 0.01 (upper mid).

Canara Robeco Equity Tax Saver

Upper mid AUM (₹8,167 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.69% (bottom quartile).
3Y return: 10.36% (upper mid).
1Y return: -6.19% (lower mid).
Alpha: -0.20 (lower mid).
Sharpe: -0.35 (lower mid).
Information ratio: 0.00 (lower mid).

BOI AXA Tax Advantage Fund

Bottom quartile AUM (₹1,366 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.37% (top quartile).
3Y return: 11.14% (top quartile).
1Y return: -3.88% (top quartile).
Alpha: 3.41 (top quartile).
Sharpe: -0.11 (top quartile).
Information ratio: 0.14 (top quartile).

Bandhan Tax Advantage (ELSS) Fund

Lower mid AUM (₹6,596 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.79% (upper mid).
3Y return: 8.51% (bottom quartile).
1Y return: -6.13% (upper mid).
Alpha: 0.58 (upper mid).
Sharpe: -0.30 (upper mid).
Information ratio: -0.66 (bottom quartile).

*ഇതിന്റെ പട്ടികയാണ് മുകളിൽമികച്ച മ്യൂച്വൽ ഫണ്ടുകൾ മുകളിൽ അറ്റ ആസ്തികൾ ഉള്ളത്100 കോടി ലോഞ്ച്/ആരംഭം മുതലുള്ള വാർഷിക വരുമാനത്തിൽ അടുക്കിയിരിക്കുന്നു.

1. ICICI Prudential Long Term Equity Fund (Tax Saving)

To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies.

Research Highlights for ICICI Prudential Long Term Equity Fund (Tax Saving)

Highest AUM (₹13,498 Cr).
Oldest track record among peers (27 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 7.86% (lower mid).
3Y return: 9.74% (lower mid).
1Y return: -9.30% (bottom quartile).
Alpha: -2.79 (bottom quartile).
Sharpe: -0.48 (bottom quartile).
Information ratio: 0.01 (upper mid).

Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving)

ICICI Prudential Long Term Equity Fund (Tax Saving) Growth
Launch Date	19 Aug 99
NAV (29 Oct 26)	₹882.45 ↑ 6.42 (0.73 %)
Net Assets (Cr)	₹13,498 on 30 Sep 26
Category	Equity - ELSS
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.72
Sharpe Ratio	-0.48
Information Ratio	0.01
Alpha Ratio	-2.79
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,849
30 Sep 23	₹11,431
30 Sep 24	₹16,132
30 Sep 25	₹15,622
30 Sep 26	₹15,033

ICICI Prudential Long Term Equity Fund (Tax Saving) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 26

Duration	Returns
1 Month	-1.6%
3 Month	-5.7%
6 Month	-3.9%
1 Year	-9.3%
3 Year	9.7%
5 Year	7.9%
Since launch	17.9%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.9%
2024	16.4%
2023	23.2%
2022	2.3%
2021	33.7%
2020	13.6%
2019	8.8%
2018	0.5%
2017	26%
2016	3.9%

Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)

Name	Since	Tenure
Mittul Kalawadia	18 Sep 23	3.04 Yr.
Priyanka Khandelwal	2 Mar 26	0.58 Yr.
Sharmila D'Silva	31 Jul 22	4.17 Yr.

Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	28.6%
Consumer Cyclical	20.92%
Industrials	9.61%
Health Care	8.67%
Consumer Defensive	6.57%
Energy	5.56%
Basic Materials	5.46%
Utility	3.5%
Communication Services	3.07%
Technology	2.51%
Real Estate	1.52%

Asset Allocation

Asset Class	Value
Cash	4%
Equity	96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	8%	₹1,066 Cr	8,065,055
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 17 \| HDFCBANK	7%	₹978 Cr	13,797,293
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	6%	₹766 Cr	6,250,772
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 29 Feb 20 \| 540376	5%	₹728 Cr	1,915,254
Reliance Industries Ltd (Energy) Equity, Since 31 May 20 \| RELIANCE	5%	₹672 Cr	5,665,349
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| 532343	5%	₹655 Cr	1,596,136
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 17 \| SUNPHARMA	5%	₹636 Cr	3,500,914
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 18 \| LT	4%	₹567 Cr	1,507,451
NTPC Ltd (Utilities) Equity, Since 31 Oct 23 \| 532555	3%	₹451 Cr	13,975,435
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| MARUTI	3%	₹445 Cr	371,642

2. Canara Robeco Equity Tax Saver

(ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Equity Tax Saver

Upper mid AUM (₹8,167 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.69% (bottom quartile).
3Y return: 10.36% (upper mid).
1Y return: -6.19% (lower mid).
Alpha: -0.20 (lower mid).
Sharpe: -0.35 (lower mid).
Information ratio: 0.00 (lower mid).

Below is the key information for Canara Robeco Equity Tax Saver

Canara Robeco Equity Tax Saver Growth
Launch Date	2 Feb 09
NAV (29 Oct 26)	₹169.95 ↑ 1.26 (0.75 %)
Net Assets (Cr)	₹8,167 on 30 Sep 26
Category	Equity - ELSS
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	☆
Risk	Moderately High
Expense Ratio	1.69
Sharpe Ratio	-0.35
Information Ratio	0
Alpha Ratio	-0.2
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,938
30 Sep 23	₹11,309
30 Sep 24	₹15,872
30 Sep 25	₹15,045
30 Sep 26	₹14,728

Canara Robeco Equity Tax Saver SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Canara Robeco Equity Tax Saver

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 26

Duration	Returns
1 Month	0.1%
3 Month	-4.9%
6 Month	-2.5%
1 Year	-6.2%
3 Year	10.4%
5 Year	7.7%
Since launch	17.3%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.3%
2024	17.5%
2023	23.7%
2022	-0.2%
2021	35.1%
2020	27.4%
2019	10.7%
2018	2.7%
2017	32%
2016	0%

Fund Manager information for Canara Robeco Equity Tax Saver

Name	Since	Tenure
Vishal Mishra	26 Jun 21	5.27 Yr.
Shridatta Bhandwaldar	1 Oct 19	7.01 Yr.

Data below for Canara Robeco Equity Tax Saver as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	30.23%
Consumer Cyclical	16.02%
Industrials	13.07%
Health Care	9.1%
Basic Materials	5.73%
Communication Services	4.8%
Consumer Defensive	4.7%
Technology	4.44%
Energy	4.05%
Utility	2.85%
Real Estate	2.78%

Asset Allocation

Asset Class	Value
Cash	2.22%
Equity	97.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	7%	₹557 Cr	4,216,000 ↓ -125,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 08 \| HDFCBANK	6%	₹508 Cr	7,170,168
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 19 \| RELIANCE	4%	₹331 Cr	2,787,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	4%	₹293 Cr	3,055,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 20 \| LT	3%	₹279 Cr	743,119
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 21 \| BHARTIARTL	3%	₹273 Cr	1,555,000
Infosys Ltd (Technology) Equity, Since 31 Jul 18 \| INFY	3%	₹241 Cr	2,428,659
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹231 Cr	1,883,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 May 24 \| DIVISLAB	3%	₹228 Cr	245,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 19 \| 500034	3%	₹223 Cr	2,329,500

3. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Bottom quartile AUM (₹1,366 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.37% (top quartile).
3Y return: 11.14% (top quartile).
1Y return: -3.88% (top quartile).
Alpha: 3.41 (top quartile).
Sharpe: -0.11 (top quartile).
Information ratio: 0.14 (top quartile).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (29 Oct 26)	₹157.45 ↑ 1.45 (0.93 %)
Net Assets (Cr)	₹1,366 on 30 Sep 26
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	-0.12
Information Ratio	0.14
Alpha Ratio	3.41
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,743
30 Sep 23	₹11,953
30 Sep 24	₹17,421
30 Sep 25	₹15,627
30 Sep 26	₹16,000

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 26

Duration	Returns
1 Month	-2.4%
3 Month	-3.3%
6 Month	-4.6%
1 Year	-3.9%
3 Year	11.1%
5 Year	9.4%
Since launch	16.9%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.5%
2024	21.6%
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	4.43 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	22.44%
Financial Services	22.21%
Basic Materials	11.44%
Consumer Cyclical	8.63%
Consumer Defensive	5.08%
Utility	4.27%
Technology	3.45%
Health Care	3.4%
Communication Services	3.21%
Energy	1.95%
Real Estate	0.12%

Asset Allocation

Asset Class	Value
Cash	11.85%
Equity	88.02%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	5%	₹69 Cr	715,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	4%	₹58 Cr	440,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	4%	₹51 Cr	110,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹44 Cr	250,000
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 31 Jul 25 \| QPOWER	3%	₹43 Cr	272,000 ↓ -52,293
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Apr 25 \| ADANIPORTS	3%	₹40 Cr	224,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| UNOMINDA	3%	₹39 Cr	330,439
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 30 Apr 22 \| BALRAMCHIN	3%	₹38 Cr	579,622
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Oct 24 \| DRREDDY	3%	₹38 Cr	311,000
LG Electronics India Ltd (Technology) Equity, Since 31 Dec 25 \| LGEINDIA	3%	₹37 Cr	217,000

4. Bandhan Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for Bandhan Tax Advantage (ELSS) Fund

Lower mid AUM (₹6,596 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.79% (upper mid).
3Y return: 8.51% (bottom quartile).
1Y return: -6.13% (upper mid).
Alpha: 0.58 (upper mid).
Sharpe: -0.30 (upper mid).
Information ratio: -0.66 (bottom quartile).

Below is the key information for Bandhan Tax Advantage (ELSS) Fund

Bandhan Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (29 Oct 26)	₹147.974 ↑ 1.43 (0.98 %)
Net Assets (Cr)	₹6,596 on 30 Sep 26
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	-0.3
Information Ratio	-0.66
Alpha Ratio	0.58
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,337
30 Sep 23	₹12,656
30 Sep 24	₹16,987
30 Sep 25	₹15,870
30 Sep 26	₹15,699

Bandhan Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Bandhan Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 26

Duration	Returns
1 Month	-0.1%
3 Month	-4.9%
6 Month	-2.3%
1 Year	-6.1%
3 Year	8.5%
5 Year	8.8%
Since launch	16.3%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8%
2024	13.1%
2023	28.3%
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%

Fund Manager information for Bandhan Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	9.95 Yr.
Ritika Behera	7 Oct 23	2.99 Yr.
Gaurav Satra	10 Jun 24	2.31 Yr.

Data below for Bandhan Tax Advantage (ELSS) Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	36.86%
Consumer Defensive	9.95%
Technology	8.36%
Energy	7.83%
Consumer Cyclical	7.52%
Health Care	7.13%
Basic Materials	6.72%
Industrials	4.15%
Communication Services	2.66%
Real Estate	1.96%
Utility	1.88%

Asset Allocation

Asset Class	Value
Cash	4.97%
Equity	95.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	8%	₹556 Cr	7,850,000 ↑ 250,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	7%	₹438 Cr	10,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	6%	₹404 Cr	3,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	5%	₹357 Cr	2,700,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	4%	₹256 Cr	1,250,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	3%	₹196 Cr	1,600,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	3%	₹189 Cr	1,900,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	3%	₹176 Cr	1,000,000 ↑ 50,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| MARUTI	3%	₹174 Cr	145,000 ↑ 10,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 22 \| ITC	3%	₹171 Cr	6,500,000 ↑ 300,000

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.