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ഫിൻകാഷ് »മ്യൂച്വൽ ഫണ്ടുകൾ »മികച്ച സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ

2022-ൽ നിക്ഷേപിക്കാനുള്ള 5 മികച്ച സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ

Updated on September 28, 2025 , 4568 views

സെക്യൂരിറ്റി ആൻഡ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ (സെബി) കീഴിൽ 'സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ' എന്ന പുതിയ വർഗ്ഗീകരണം അവതരിപ്പിച്ചുമ്യൂച്വൽ ഫണ്ടുകൾ. ദീർഘകാല ലക്ഷ്യ ആസൂത്രണത്തിന് ഈ ഫണ്ടുകൾ പ്രധാനമാണ്, പ്രത്യേകിച്ച്-വിരമിക്കൽ ആസൂത്രണം ഒരു കുട്ടിയുടെ വിദ്യാഭ്യാസവും. അതിനാൽ, നിങ്ങൾ സമാനമായ ലക്ഷ്യത്തോടെ എന്തെങ്കിലും നോക്കുകയാണെങ്കിൽനിക്ഷേപിക്കുന്നു, എങ്കിൽ നിങ്ങൾ ശരിയായ സ്ഥലത്താണ്. ഈ ഫണ്ടുകൾ വിശദമായി നോക്കാം, ഒപ്പം നിക്ഷേപിക്കുന്നതിനുള്ള ചില മികച്ച പരിഹാര സ്കീമുകളും.

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എന്താണ് സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ?

പ്രധാനമായും റിട്ടയർമെന്റ് ആസൂത്രണവും കുട്ടിയുടെ ഭാവി വിദ്യാഭ്യാസവും ഉൾപ്പെടുന്ന ദീർഘകാല സമ്പത്ത് സൃഷ്ടിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ സഹായകരമാണ്.മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നു. നേരത്തെ, ഈ പ്ലാനുകൾ ഇക്വിറ്റി അല്ലെങ്കിൽ ബാലൻസ്ഡ് സ്കീമുകളുടെ ഭാഗമായിരുന്നു, എന്നാൽ സെബിയുടെ പുതിയ സർക്കുലേഷൻ അനുസരിച്ച്, ഈ ഫണ്ടുകൾ സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾക്ക് കീഴിൽ പ്രത്യേകം തരം തിരിച്ചിരിക്കുന്നു.

കൂടാതെ, ഈ സ്കീമുകൾക്ക് മൂന്ന് വർഷത്തേക്ക് ലോക്ക്-ഇൻ ഉണ്ടായിരുന്നു, എന്നാൽ ഇപ്പോൾ ഈ ഫണ്ടുകൾക്ക് അഞ്ച് വർഷത്തെ നിർബന്ധിത ലോക്ക്-ഇൻ ഉണ്ട്. ഈ നിക്ഷേപ ലക്ഷ്യങ്ങൾ കൈവരിക്കുന്നതിന് നിക്ഷേപകരെ ദീർഘകാലത്തേക്ക് നിക്ഷേപിച്ച് നിർത്തുന്നതിനുള്ള മികച്ച മാർഗമാണിത്. ഇത് നിക്ഷേപങ്ങളിൽ അച്ചടക്കം പാലിക്കുന്നു.

FY 22 - 23 വരെയുള്ള മികച്ച 5 മികച്ച പ്രകടനം നടത്തുന്ന സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
SBI Magnum Children's Benefit Plan Growth ₹109.784
↑ 0.35 		₹129-0.23.12.712.213.317.4
Tata Retirement Savings Fund-Moderate Growth ₹63.4181
↑ 0.43 		₹2,115-4.86.3-3.913.814.519.5
Tata Retirement Savings Fund - Progressive Growth ₹63.8659
↑ 0.48 		₹2,047-6.46.5-7.514.615.421.7
Tata Retirement Savings Fund - Conservative Growth ₹31.6005
↑ 0.11 		₹177-1.43.81.28.27.59.9
ICICI Prudential Child Care Plan (Gift) Growth ₹326.76
↑ 1.94 		₹1,373-3.18.7-0.618.119.216.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25

Research Highlights & Commentary of 5 Funds showcased

CommentarySBI Magnum Children's Benefit PlanTata Retirement Savings Fund-ModerateTata Retirement Savings Fund - ProgressiveTata Retirement Savings Fund - ConservativeICICI Prudential Child Care Plan (Gift)
Point 1Bottom quartile AUM (₹129 Cr).Highest AUM (₹2,115 Cr).Upper mid AUM (₹2,047 Cr).Bottom quartile AUM (₹177 Cr).Lower mid AUM (₹1,373 Cr).
Point 2Established history (23+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Oldest track record among peers (24 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.34% (bottom quartile).5Y return: 14.50% (lower mid).5Y return: 15.36% (upper mid).5Y return: 7.46% (bottom quartile).5Y return: 19.18% (top quartile).
Point 63Y return: 12.18% (bottom quartile).3Y return: 13.85% (lower mid).3Y return: 14.62% (upper mid).3Y return: 8.24% (bottom quartile).3Y return: 18.13% (top quartile).
Point 71Y return: 2.74% (top quartile).1Y return: -3.94% (bottom quartile).1Y return: -7.47% (bottom quartile).1Y return: 1.22% (upper mid).1Y return: -0.60% (lower mid).
Point 81M return: 0.40% (lower mid).1M return: 0.28% (bottom quartile).1M return: -0.10% (bottom quartile).1M return: 0.44% (upper mid).1M return: 0.52% (top quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: -0.19 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.57 (lower mid).Sharpe: -0.56 (upper mid).Sharpe: -0.60 (bottom quartile).Sharpe: -0.78 (bottom quartile).Sharpe: -0.26 (top quartile).

SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹129 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.34% (bottom quartile).
  • 3Y return: 12.18% (bottom quartile).
  • 1Y return: 2.74% (top quartile).
  • 1M return: 0.40% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.57 (lower mid).

Tata Retirement Savings Fund-Moderate

  • Highest AUM (₹2,115 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.50% (lower mid).
  • 3Y return: 13.85% (lower mid).
  • 1Y return: -3.94% (bottom quartile).
  • 1M return: 0.28% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.56 (upper mid).

Tata Retirement Savings Fund - Progressive

  • Upper mid AUM (₹2,047 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.36% (upper mid).
  • 3Y return: 14.62% (upper mid).
  • 1Y return: -7.47% (bottom quartile).
  • 1M return: -0.10% (bottom quartile).
  • Alpha: -0.19 (bottom quartile).
  • Sharpe: -0.60 (bottom quartile).

Tata Retirement Savings Fund - Conservative

  • Bottom quartile AUM (₹177 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.46% (bottom quartile).
  • 3Y return: 8.24% (bottom quartile).
  • 1Y return: 1.22% (upper mid).
  • 1M return: 0.44% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.78 (bottom quartile).

ICICI Prudential Child Care Plan (Gift)

  • Lower mid AUM (₹1,373 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.18% (top quartile).
  • 3Y return: 18.13% (top quartile).
  • 1Y return: -0.60% (lower mid).
  • 1M return: 0.52% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.26 (top quartile).

1. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹129 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.34% (bottom quartile).
  • 3Y return: 12.18% (bottom quartile).
  • 1Y return: 2.74% (top quartile).
  • 1M return: 0.40% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.57 (lower mid).
  • Information ratio: 0.00 (top quartile).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan
Growth
Launch Date 21 Feb 02
NAV (01 Oct 25) ₹109.784 ↑ 0.35   (0.32 %)
Net Assets (Cr) ₹129 on 15 Sep 25
Category Solutions - Childrens Fund
AMC SBI Funds Management Private Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 1.21
Sharpe Ratio -0.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹12,632
30 Sep 22₹13,251
30 Sep 23₹14,959
30 Sep 24₹18,207
30 Sep 25₹18,706

SBI Magnum Children's Benefit Plan SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 0.4%
3 Month -0.2%
6 Month 3.1%
1 Year 2.7%
3 Year 12.2%
5 Year 13.3%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.4%
2023 16.9%
2022 1.9%
2021 18.3%
2020 14.8%
2019 2.6%
2018 0.1%
2017 24.3%
2016 16.1%
2015 7%
Fund Manager information for SBI Magnum Children's Benefit Plan
NameSinceTenure
R. Srinivasan13 Jan 214.63 Yr.
Lokesh Mallya1 Jul 250.17 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash17.16%
Equity18.02%
Debt64.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -		16%₹20 Cr2,000,000
7.38% State Government Of Uttar Pradesh 2036
Sovereign Bonds | -		12%₹15 Cr1,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -		8%₹10 Cr1,000,000
Sundaram Finance Limited
Debentures | -		4%₹5 Cr500
LIC Housing Finance Ltd
Debentures | -		4%₹5 Cr500
Rajasthan (Government of ) 7.49%
- | -		4%₹5 Cr500,000
Nexus Select TRust
Debentures | -		4%₹5 Cr500
Mahindra And Mahindra Financial Services Limited
Debentures | -		4%₹5 Cr500
Gs CG 16/12/2026 - (Strips) Tb
Sovereign Bonds | -		3%₹3 Cr375,000
Muthoot Finance Limited
Debentures | -		2%₹3 Cr300

2. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund-Moderate

  • Highest AUM (₹2,115 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.50% (lower mid).
  • 3Y return: 13.85% (lower mid).
  • 1Y return: -3.94% (bottom quartile).
  • 1M return: 0.28% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.56 (upper mid).
  • Information ratio: 0.00 (upper mid).

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate
Growth
Launch Date 1 Nov 11
NAV (01 Oct 25) ₹63.4181 ↑ 0.43   (0.68 %)
Net Assets (Cr) ₹2,115 on 31 Aug 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 2.02
Sharpe Ratio -0.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹13,658
30 Sep 22₹13,337
30 Sep 23₹15,398
30 Sep 24₹20,487
30 Sep 25₹19,679

Tata Retirement Savings Fund-Moderate SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 0.3%
3 Month -4.8%
6 Month 6.3%
1 Year -3.9%
3 Year 13.8%
5 Year 14.5%
10 Year
15 Year
Since launch 14.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 25.3%
2022 -1.9%
2021 20.5%
2020 15.1%
2019 8.6%
2018 -3.6%
2017 38.8%
2016 6.7%
2015 7.7%
Fund Manager information for Tata Retirement Savings Fund-Moderate
NameSinceTenure
Murthy Nagarajan1 Apr 178.42 Yr.
Sonam Udasi1 Apr 169.42 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash4.76%
Equity80.75%
Debt14.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -		6%₹126 Cr12,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK		5%₹116 Cr1,214,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE		4%₹77 Cr567,900
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS		4%₹77 Cr55,455
↑ 4,300
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO		4%₹76 Cr266,500
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 543320		4%₹76 Cr2,412,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC		3%₹66 Cr1,613,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS		3%₹65 Cr211,500
BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE		3%₹62 Cr297,000
Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | 539957		2%₹42 Cr333,000

3. Tata Retirement Savings Fund - Progressive

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund - Progressive

  • Upper mid AUM (₹2,047 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.36% (upper mid).
  • 3Y return: 14.62% (upper mid).
  • 1Y return: -7.47% (bottom quartile).
  • 1M return: -0.10% (bottom quartile).
  • Alpha: -0.19 (bottom quartile).
  • Sharpe: -0.60 (bottom quartile).
  • Information ratio: -0.12 (bottom quartile).

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive
Growth
Launch Date 1 Nov 11
NAV (01 Oct 25) ₹63.8659 ↑ 0.48   (0.76 %)
Net Assets (Cr) ₹2,047 on 31 Aug 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 2.02
Sharpe Ratio -0.6
Information Ratio -0.12
Alpha Ratio -0.19
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹14,202
30 Sep 22₹13,568
30 Sep 23₹15,797
30 Sep 24₹22,078
30 Sep 25₹20,428

Tata Retirement Savings Fund - Progressive SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month -0.1%
3 Month -6.4%
6 Month 6.5%
1 Year -7.5%
3 Year 14.6%
5 Year 15.4%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.7%
2023 29%
2022 -3.9%
2021 23.3%
2020 14.4%
2019 11.5%
2018 -6.1%
2017 49.1%
2016 3.1%
2015 7.8%
Fund Manager information for Tata Retirement Savings Fund - Progressive
NameSinceTenure
Murthy Nagarajan1 Apr 178.42 Yr.
Sonam Udasi1 Apr 169.42 Yr.

Data below for Tata Retirement Savings Fund - Progressive as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash5.83%
Equity94.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK		7%₹133 Cr1,400,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE		4%₹89 Cr657,000
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS		4%₹88 Cr63,635
↑ 5,500
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 543320		4%₹85 Cr2,718,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC		4%₹76 Cr1,853,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS		4%₹75 Cr243,000
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO		3%₹71 Cr249,600
BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE		3%₹68 Cr324,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | NAM-INDIA		2%₹47 Cr603,000
Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | 539957		2%₹47 Cr378,000

4. Tata Retirement Savings Fund - Conservative

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund - Conservative

  • Bottom quartile AUM (₹177 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.46% (bottom quartile).
  • 3Y return: 8.24% (bottom quartile).
  • 1Y return: 1.22% (upper mid).
  • 1M return: 0.44% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Below is the key information for Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative
Growth
Launch Date 1 Nov 11
NAV (01 Oct 25) ₹31.6005 ↑ 0.11   (0.36 %)
Net Assets (Cr) ₹177 on 15 Sep 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating ☆☆☆☆
Risk Moderately High
Expense Ratio 2.18
Sharpe Ratio -0.79
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,391
30 Sep 22₹11,301
30 Sep 23₹12,280
30 Sep 24₹14,159
30 Sep 25₹14,331

Tata Retirement Savings Fund - Conservative SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Tata Retirement Savings Fund - Conservative

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 0.4%
3 Month -1.4%
6 Month 3.8%
1 Year 1.2%
3 Year 8.2%
5 Year 7.5%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.9%
2023 12.1%
2022 0.1%
2021 7.6%
2020 11.8%
2019 7.6%
2018 0.8%
2017 15.1%
2016 10.6%
2015 6.4%
Fund Manager information for Tata Retirement Savings Fund - Conservative
NameSinceTenure
Murthy Nagarajan1 Apr 178.42 Yr.
Sonam Udasi1 Apr 169.42 Yr.

Data below for Tata Retirement Savings Fund - Conservative as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash10.33%
Equity29.34%
Debt60.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -		20%₹36 Cr3,500,000
7.17% Govt Stock 2030
Sovereign Bonds | -		9%₹16 Cr1,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -		9%₹15 Cr1,500,000
7.36% Govt Stock 2052
Sovereign Bonds | -		6%₹10 Cr1,000,000
7.27% Govt Stock 2026
Sovereign Bonds | -		6%₹10 Cr1,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -		6%₹10 Cr100
8.24% Govt Stock 2027
Sovereign Bonds | -		3%₹5 Cr500,000
Bharti Telecom Limited
Debentures | -		3%₹5 Cr50
8.2% Govt Stock 2025
Sovereign Bonds | -		3%₹5 Cr500,000
** 07.73 % Shivshakti Securitisation Trust - 28/09/2029
Debentures | -		3%₹5 Cr05
↑ 05

5. ICICI Prudential Child Care Plan (Gift)

The primary investment objective of the Study Plan is to seek generation of current income by creating a portfolio that is invested in debt, money market instruments and equity and equity related securities.

Research Highlights for ICICI Prudential Child Care Plan (Gift)

  • Lower mid AUM (₹1,373 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.18% (top quartile).
  • 3Y return: 18.13% (top quartile).
  • 1Y return: -0.60% (lower mid).
  • 1M return: 0.52% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.26 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for ICICI Prudential Child Care Plan (Gift)

ICICI Prudential Child Care Plan (Gift)
Growth
Launch Date 31 Aug 01
NAV (01 Oct 25) ₹326.76 ↑ 1.94   (0.60 %)
Net Assets (Cr) ₹1,373 on 31 Aug 25
Category Solutions - Childrens Fund
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆
Risk Moderately High
Expense Ratio 2.2
Sharpe Ratio -0.26
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹14,257
30 Sep 22₹14,589
30 Sep 23₹17,103
30 Sep 24₹24,193
30 Sep 25₹24,048

ICICI Prudential Child Care Plan (Gift) SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for ICICI Prudential Child Care Plan (Gift)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 0.5%
3 Month -3.1%
6 Month 8.7%
1 Year -0.6%
3 Year 18.1%
5 Year 19.2%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.9%
2023 29.2%
2022 2.6%
2021 24.8%
2020 8.8%
2019 8.5%
2018 -1.9%
2017 25%
2016 6.9%
2015 0.2%
Fund Manager information for ICICI Prudential Child Care Plan (Gift)
NameSinceTenure
Sharmila D’mello30 Jun 223.17 Yr.
Darshil Dedhia22 Jan 241.61 Yr.
Rohit Lakhotia12 Jun 232.22 Yr.
Aatur Shah29 Aug 250.01 Yr.

Data below for ICICI Prudential Child Care Plan (Gift) as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash15.09%
Equity72.34%
Debt12.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 22 | ULTRACEMCO		6%₹84 Cr66,700
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL		5%₹73 Cr384,788
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | M&M		5%₹69 Cr215,743
InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 24 | INDIGO		5%₹65 Cr115,081
6.99% Govt Stock 2034
Sovereign Bonds | -		4%₹60 Cr5,866,260
PB Fintech Ltd (Financial Services)
Equity, Since 31 Jan 25 | 543390		3%₹42 Cr240,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Jun 24 | HAL		3%₹39 Cr90,000
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Dec 22 | HINDALCO		2%₹34 Cr477,186
↑ 100,000
Jindal Stainless Ltd (Basic Materials)
Equity, Since 31 Oct 22 | JSL		2%₹30 Cr393,127
↓ -89,675
Tech Mahindra Ltd (Technology)
Equity, Since 31 Jul 23 | TECHM		2%₹30 Cr200,000
↓ -26,374

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Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.

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