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ഫിൻകാഷ് »മ്യൂച്വൽ ഫണ്ടുകൾ »മികച്ച സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ

2022-ൽ നിക്ഷേപിക്കാനുള്ള 5 മികച്ച സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ

Updated on September 1, 2025 , 4545 views

സെക്യൂരിറ്റി ആൻഡ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ (സെബി) കീഴിൽ 'സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ' എന്ന പുതിയ വർഗ്ഗീകരണം അവതരിപ്പിച്ചുമ്യൂച്വൽ ഫണ്ടുകൾ. ദീർഘകാല ലക്ഷ്യ ആസൂത്രണത്തിന് ഈ ഫണ്ടുകൾ പ്രധാനമാണ്, പ്രത്യേകിച്ച്-വിരമിക്കൽ ആസൂത്രണം ഒരു കുട്ടിയുടെ വിദ്യാഭ്യാസവും. അതിനാൽ, നിങ്ങൾ സമാനമായ ലക്ഷ്യത്തോടെ എന്തെങ്കിലും നോക്കുകയാണെങ്കിൽനിക്ഷേപിക്കുന്നു, എങ്കിൽ നിങ്ങൾ ശരിയായ സ്ഥലത്താണ്. ഈ ഫണ്ടുകൾ വിശദമായി നോക്കാം, ഒപ്പം നിക്ഷേപിക്കുന്നതിനുള്ള ചില മികച്ച പരിഹാര സ്കീമുകളും.

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എന്താണ് സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ?

പ്രധാനമായും റിട്ടയർമെന്റ് ആസൂത്രണവും കുട്ടിയുടെ ഭാവി വിദ്യാഭ്യാസവും ഉൾപ്പെടുന്ന ദീർഘകാല സമ്പത്ത് സൃഷ്ടിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ സഹായകരമാണ്.മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നു. നേരത്തെ, ഈ പ്ലാനുകൾ ഇക്വിറ്റി അല്ലെങ്കിൽ ബാലൻസ്ഡ് സ്കീമുകളുടെ ഭാഗമായിരുന്നു, എന്നാൽ സെബിയുടെ പുതിയ സർക്കുലേഷൻ അനുസരിച്ച്, ഈ ഫണ്ടുകൾ സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾക്ക് കീഴിൽ പ്രത്യേകം തരം തിരിച്ചിരിക്കുന്നു.

കൂടാതെ, ഈ സ്കീമുകൾക്ക് മൂന്ന് വർഷത്തേക്ക് ലോക്ക്-ഇൻ ഉണ്ടായിരുന്നു, എന്നാൽ ഇപ്പോൾ ഈ ഫണ്ടുകൾക്ക് അഞ്ച് വർഷത്തെ നിർബന്ധിത ലോക്ക്-ഇൻ ഉണ്ട്. ഈ നിക്ഷേപ ലക്ഷ്യങ്ങൾ കൈവരിക്കുന്നതിന് നിക്ഷേപകരെ ദീർഘകാലത്തേക്ക് നിക്ഷേപിച്ച് നിർത്തുന്നതിനുള്ള മികച്ച മാർഗമാണിത്. ഇത് നിക്ഷേപങ്ങളിൽ അച്ചടക്കം പാലിക്കുന്നു.

FY 22 - 23 വരെയുള്ള മികച്ച 5 മികച്ച പ്രകടനം നടത്തുന്ന സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
SBI Magnum Children's Benefit Plan Growth ₹109.364
↑ 0.16 		₹12905.63.712.413.117.4
Tata Retirement Savings Fund-Moderate Growth ₹64.083
↑ 0.39 		₹2,1500.314.4-0.914.11519.5
Tata Retirement Savings Fund - Progressive Growth ₹64.856
↑ 0.43 		₹2,085-0.216.1-3.3151621.7
Tata Retirement Savings Fund - Conservative Growth ₹31.5902
↑ 0.10 		₹17806.82.58.27.59.9
ICICI Prudential Child Care Plan (Gift) Growth ₹328.1
↑ 1.61 		₹1,3933.617.42.918.418.816.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentarySBI Magnum Children's Benefit PlanTata Retirement Savings Fund-ModerateTata Retirement Savings Fund - ProgressiveTata Retirement Savings Fund - ConservativeICICI Prudential Child Care Plan (Gift)
Point 1Bottom quartile AUM (₹129 Cr).Highest AUM (₹2,150 Cr).Upper mid AUM (₹2,085 Cr).Bottom quartile AUM (₹178 Cr).Lower mid AUM (₹1,393 Cr).
Point 2Established history (23+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Oldest track record among peers (24 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.07% (bottom quartile).5Y return: 14.99% (lower mid).5Y return: 16.03% (upper mid).5Y return: 7.52% (bottom quartile).5Y return: 18.80% (top quartile).
Point 63Y return: 12.36% (bottom quartile).3Y return: 14.15% (lower mid).3Y return: 15.04% (upper mid).3Y return: 8.15% (bottom quartile).3Y return: 18.41% (top quartile).
Point 71Y return: 3.74% (top quartile).1Y return: -0.87% (bottom quartile).1Y return: -3.31% (bottom quartile).1Y return: 2.46% (lower mid).1Y return: 2.86% (upper mid).
Point 81M return: -0.33% (bottom quartile).1M return: 1.00% (lower mid).1M return: 1.02% (upper mid).1M return: -0.01% (bottom quartile).1M return: 1.27% (top quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.22 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.17 (top quartile).Sharpe: -0.37 (lower mid).Sharpe: -0.41 (bottom quartile).Sharpe: -0.48 (bottom quartile).Sharpe: -0.17 (upper mid).

SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹129 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.07% (bottom quartile).
  • 3Y return: 12.36% (bottom quartile).
  • 1Y return: 3.74% (top quartile).
  • 1M return: -0.33% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.17 (top quartile).

Tata Retirement Savings Fund-Moderate

  • Highest AUM (₹2,150 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.99% (lower mid).
  • 3Y return: 14.15% (lower mid).
  • 1Y return: -0.87% (bottom quartile).
  • 1M return: 1.00% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.37 (lower mid).

Tata Retirement Savings Fund - Progressive

  • Upper mid AUM (₹2,085 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.03% (upper mid).
  • 3Y return: 15.04% (upper mid).
  • 1Y return: -3.31% (bottom quartile).
  • 1M return: 1.02% (upper mid).
  • Alpha: 0.22 (top quartile).
  • Sharpe: -0.41 (bottom quartile).

Tata Retirement Savings Fund - Conservative

  • Bottom quartile AUM (₹178 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.52% (bottom quartile).
  • 3Y return: 8.15% (bottom quartile).
  • 1Y return: 2.46% (lower mid).
  • 1M return: -0.01% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.48 (bottom quartile).

ICICI Prudential Child Care Plan (Gift)

  • Lower mid AUM (₹1,393 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 18.80% (top quartile).
  • 3Y return: 18.41% (top quartile).
  • 1Y return: 2.86% (upper mid).
  • 1M return: 1.27% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.17 (upper mid).

1. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹129 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.07% (bottom quartile).
  • 3Y return: 12.36% (bottom quartile).
  • 1Y return: 3.74% (top quartile).
  • 1M return: -0.33% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.17 (top quartile).
  • Information ratio: 0.00 (top quartile).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan
Growth
Launch Date 21 Feb 02
NAV (03 Sep 25) ₹109.364 ↑ 0.16   (0.15 %)
Net Assets (Cr) ₹129 on 31 Jul 25
Category Solutions - Childrens Fund
AMC SBI Funds Management Private Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 1.21
Sharpe Ratio 0.17
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹12,421
31 Aug 22₹13,152
31 Aug 23₹14,796
31 Aug 24₹17,945
31 Aug 25₹18,601

SBI Magnum Children's Benefit Plan SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month -0.3%
3 Month 0%
6 Month 5.6%
1 Year 3.7%
3 Year 12.4%
5 Year 13.1%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.4%
2023 16.9%
2022 1.9%
2021 18.3%
2020 14.8%
2019 2.6%
2018 0.1%
2017 24.3%
2016 16.1%
2015 7%
Fund Manager information for SBI Magnum Children's Benefit Plan
NameSinceTenure
R. Srinivasan13 Jan 214.64 Yr.
Lokesh Mallya1 Jul 250.17 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash16.57%
Equity17.42%
Debt66.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -		16%₹20 Cr2,000,000
7.38% State Government Of Uttar Pradesh 2036
Sovereign Bonds | -		12%₹15 Cr1,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -		8%₹10 Cr1,000,000
Sundaram Finance Limited
Debentures | -		4%₹5 Cr500
Rajasthan (Government of ) 7.49%
- | -		4%₹5 Cr500,000
LIC Housing Finance Ltd
Debentures | -		4%₹5 Cr500
Nexus Select TRust
Debentures | -		4%₹5 Cr500
Mahindra And Mahindra Financial Services Limited
Debentures | -		4%₹5 Cr500
Gs CG 16/12/2026 - (Strips) Tb
Sovereign Bonds | -		3%₹3 Cr375,000
Muthoot Finance Limited
Debentures | -		2%₹3 Cr300

2. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund-Moderate

  • Highest AUM (₹2,150 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.99% (lower mid).
  • 3Y return: 14.15% (lower mid).
  • 1Y return: -0.87% (bottom quartile).
  • 1M return: 1.00% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.37 (lower mid).
  • Information ratio: 0.00 (upper mid).

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate
Growth
Launch Date 1 Nov 11
NAV (03 Sep 25) ₹64.083 ↑ 0.39   (0.61 %)
Net Assets (Cr) ₹2,150 on 31 Jul 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 2.02
Sharpe Ratio -0.37
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹13,703
31 Aug 22₹13,828
31 Aug 23₹15,640
31 Aug 24₹20,649
31 Aug 25₹20,095

Tata Retirement Savings Fund-Moderate SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 1%
3 Month 0.3%
6 Month 14.4%
1 Year -0.9%
3 Year 14.1%
5 Year 15%
10 Year
15 Year
Since launch 14.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 25.3%
2022 -1.9%
2021 20.5%
2020 15.1%
2019 8.6%
2018 -3.6%
2017 38.8%
2016 6.7%
2015 7.7%
Fund Manager information for Tata Retirement Savings Fund-Moderate
NameSinceTenure
Murthy Nagarajan1 Apr 178.42 Yr.
Sonam Udasi1 Apr 169.42 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash7.1%
Equity79.42%
Debt13.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -		6%₹128 Cr12,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK		6%₹123 Cr607,000
↓ -80,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE		4%₹79 Cr567,900
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 543320		3%₹74 Cr2,412,000
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO		3%₹73 Cr266,500
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS		3%₹73 Cr51,155
BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE		3%₹72 Cr297,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC		3%₹66 Cr1,613,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS		3%₹64 Cr211,500
Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | MGL		2%₹45 Cr333,000

3. Tata Retirement Savings Fund - Progressive

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund - Progressive

  • Upper mid AUM (₹2,085 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.03% (upper mid).
  • 3Y return: 15.04% (upper mid).
  • 1Y return: -3.31% (bottom quartile).
  • 1M return: 1.02% (upper mid).
  • Alpha: 0.22 (top quartile).
  • Sharpe: -0.41 (bottom quartile).
  • Information ratio: -0.10 (bottom quartile).

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive
Growth
Launch Date 1 Nov 11
NAV (03 Sep 25) ₹64.856 ↑ 0.43   (0.67 %)
Net Assets (Cr) ₹2,085 on 31 Jul 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 2.02
Sharpe Ratio -0.41
Information Ratio -0.1
Alpha Ratio 0.22
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,303
31 Aug 22₹14,158
31 Aug 23₹16,056
31 Aug 24₹22,193
31 Aug 25₹21,007

Tata Retirement Savings Fund - Progressive SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 1%
3 Month -0.2%
6 Month 16.1%
1 Year -3.3%
3 Year 15%
5 Year 16%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.7%
2023 29%
2022 -3.9%
2021 23.3%
2020 14.4%
2019 11.5%
2018 -6.1%
2017 49.1%
2016 3.1%
2015 7.8%
Fund Manager information for Tata Retirement Savings Fund - Progressive
NameSinceTenure
Murthy Nagarajan1 Apr 178.42 Yr.
Sonam Udasi1 Apr 169.42 Yr.

Data below for Tata Retirement Savings Fund - Progressive as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash6.94%
Equity93.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK		7%₹141 Cr700,000
↓ -54,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE		4%₹91 Cr657,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 543320		4%₹84 Cr2,718,000
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS		4%₹83 Cr58,135
BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE		4%₹79 Cr324,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC		4%₹76 Cr1,853,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS		4%₹74 Cr243,000
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO		3%₹68 Cr249,600
Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | MGL		2%₹51 Cr378,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | NAM-INDIA		2%₹49 Cr603,000

4. Tata Retirement Savings Fund - Conservative

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund - Conservative

  • Bottom quartile AUM (₹178 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.52% (bottom quartile).
  • 3Y return: 8.15% (bottom quartile).
  • 1Y return: 2.46% (lower mid).
  • 1M return: -0.01% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.48 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Below is the key information for Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative
Growth
Launch Date 1 Nov 11
NAV (03 Sep 25) ₹31.5902 ↑ 0.10   (0.30 %)
Net Assets (Cr) ₹178 on 31 Jul 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating ☆☆☆☆
Risk Moderately High
Expense Ratio 2.18
Sharpe Ratio -0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹11,433
31 Aug 22₹11,514
31 Aug 23₹12,364
31 Aug 24₹14,181
31 Aug 25₹14,433

Tata Retirement Savings Fund - Conservative SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Tata Retirement Savings Fund - Conservative

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 0%
3 Month 0%
6 Month 6.8%
1 Year 2.5%
3 Year 8.2%
5 Year 7.5%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.9%
2023 12.1%
2022 0.1%
2021 7.6%
2020 11.8%
2019 7.6%
2018 0.8%
2017 15.1%
2016 10.6%
2015 6.4%
Fund Manager information for Tata Retirement Savings Fund - Conservative
NameSinceTenure
Murthy Nagarajan1 Apr 178.42 Yr.
Sonam Udasi1 Apr 169.42 Yr.

Data below for Tata Retirement Savings Fund - Conservative as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash10.92%
Equity28.37%
Debt60.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -		20%₹36 Cr3,500,000
7.17% Govt Stock 2030
Sovereign Bonds | -		9%₹16 Cr1,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -		9%₹15 Cr1,500,000
7.36% Govt Stock 2052
Sovereign Bonds | -		6%₹10 Cr1,000,000
7.27% Govt Stock 2026
Sovereign Bonds | -		6%₹10 Cr1,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -		6%₹10 Cr100
8.24% Govt Stock 2027
Sovereign Bonds | -		3%₹5 Cr500,000
Bharti Telecom Limited
Debentures | -		3%₹5 Cr50
8.2% Govt Stock 2025
Sovereign Bonds | -		3%₹5 Cr500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK		2%₹4 Cr18,000

5. ICICI Prudential Child Care Plan (Gift)

The primary investment objective of the Study Plan is to seek generation of current income by creating a portfolio that is invested in debt, money market instruments and equity and equity related securities.

Research Highlights for ICICI Prudential Child Care Plan (Gift)

  • Lower mid AUM (₹1,393 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 18.80% (top quartile).
  • 3Y return: 18.41% (top quartile).
  • 1Y return: 2.86% (upper mid).
  • 1M return: 1.27% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.17 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for ICICI Prudential Child Care Plan (Gift)

ICICI Prudential Child Care Plan (Gift)
Growth
Launch Date 31 Aug 01
NAV (03 Sep 25) ₹328.1 ↑ 1.61   (0.49 %)
Net Assets (Cr) ₹1,393 on 31 Jul 25
Category Solutions - Childrens Fund
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆
Risk Moderately High
Expense Ratio 2.2
Sharpe Ratio -0.17
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹13,837
31 Aug 22₹14,530
31 Aug 23₹16,647
31 Aug 24₹23,321
31 Aug 25₹23,595

ICICI Prudential Child Care Plan (Gift) SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for ICICI Prudential Child Care Plan (Gift)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 1.3%
3 Month 3.6%
6 Month 17.4%
1 Year 2.9%
3 Year 18.4%
5 Year 18.8%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.9%
2023 29.2%
2022 2.6%
2021 24.8%
2020 8.8%
2019 8.5%
2018 -1.9%
2017 25%
2016 6.9%
2015 0.2%
Fund Manager information for ICICI Prudential Child Care Plan (Gift)
NameSinceTenure
Sharmila D’mello30 Jun 223.17 Yr.
Darshil Dedhia22 Jan 241.61 Yr.
Rohit Lakhotia12 Jun 232.22 Yr.
Aatur Shah29 Aug 250.01 Yr.

Data below for ICICI Prudential Child Care Plan (Gift) as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash2.64%
Equity85.59%
Debt11.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 22 | 532538		6%₹82 Cr66,700
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL		5%₹74 Cr384,788
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | M&M		5%₹69 Cr215,743
InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 24 | INDIGO		5%₹68 Cr115,081
6.99% Govt Stock 2034
Sovereign Bonds | -		4%₹60 Cr5,866,260
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Jul 24 | MCX		4%₹49 Cr64,289
PB Fintech Ltd (Financial Services)
Equity, Since 31 Jan 25 | 543390		3%₹43 Cr240,000
JSW Steel Ltd (Basic Materials)
Equity, Since 31 Aug 22 | JSWSTEEL		3%₹43 Cr409,287
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Jun 24 | HAL		3%₹41 Cr90,000
Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Aug 22 | 500425		3%₹36 Cr613,000

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Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.

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