5 മികച്ച പ്രകടനം നടത്തുന്ന ലംപ് സം നിക്ഷേപങ്ങൾ 2022 - 2023

Updated on November 9, 2025 , 155393 views

ഇന്ത്യയിലെ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ വർഷങ്ങളായി വളർന്നു. തൽഫലമായി, ദിമികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ ൽവിപണി മാറിക്കൊണ്ടിരിക്കുക. ക്രിസിൽ, മോണിംഗ് സ്റ്റാർ, ഐസിആർഎ തുടങ്ങിയ മ്യൂച്വൽ ഫണ്ട് സ്കീമിനെ വിലയിരുത്തുന്നതിന് വിവിധ റേറ്റിംഗ് സംവിധാനങ്ങൾ നിലവിലുണ്ട്.

റിട്ടേണുകൾ പോലുള്ള ഗുണപരവും അളവ്പരവുമായ ഘടകങ്ങളെ അടിസ്ഥാനമാക്കി ഈ സംവിധാനങ്ങൾ ഒരു മ്യൂച്വൽ ഫണ്ടിനെ വിലയിരുത്തുന്നു,സ്റ്റാൻഡേർഡ് ഡീവിയേഷൻ, ഫണ്ടിന്റെ പ്രായം മുതലായവ. ഈ ഘടകങ്ങളുടെയെല്ലാം സംഗ്രഹം മികച്ച പ്രകടനം കാഴ്ചവെക്കുന്നവരുടെ റേറ്റിംഗിലേക്ക് നയിക്കുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ ഇന്ത്യയിൽ.

മൊത്തത്തിലുള്ള മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപത്തിനുള്ള നുറുങ്ങുകൾ

മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള ഒരു മികച്ച മാർഗം, അതിന്റെ ഗുണപരവും അളവ്പരവുമായ അളവുകൾ നോക്കുക എന്നതാണ്:

സ്കീം അസറ്റ് വലുപ്പം

നിക്ഷേപകർ എല്ലായ്പ്പോഴും വളരെ വലുതോ ചെറുതോ അല്ലാത്ത ഒരു ഫണ്ടിലേക്ക് പോകണം. ഫണ്ടിന്റെ വലുപ്പം തമ്മിൽ കൃത്യമായ നിർവചനവും ബന്ധവും ഇല്ലെങ്കിലും, വളരെ ചെറുതും വലുതും ഒരു ഫണ്ടിന്റെ പ്രകടനത്തെ തടസ്സപ്പെടുത്തുമെന്ന് പറയപ്പെടുന്നു. നിക്ഷേപകർ ആരാണെന്നും ഒരു പ്രത്യേക സ്കീമിൽ അവർക്കുള്ള നിക്ഷേപങ്ങളുടെ അളവ് എന്താണെന്നും നിങ്ങൾക്ക് അറിയാത്തതിനാൽ ഏതൊരു സ്കീമിലെയും കുറഞ്ഞ ആസ്തി മാനേജ്മെന്റ് (എയുഎം) വളരെ അപകടകരമാണ്. അതിനാൽ, ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കുമ്പോൾ, വിഭാഗത്തിന് ഏകദേശം തുല്യമായ AUM ഉള്ള ഒന്നിലേക്ക് പോകുന്നത് നല്ലതാണ്.

ഫണ്ട് പ്രായം

മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന്, നിക്ഷേപകർ ഒരു നിശ്ചിത കാലയളവിൽ ഫണ്ടിന്റെ പ്രകടനത്തെക്കുറിച്ച് ന്യായമായ വിലയിരുത്തൽ നടത്തണം. കൂടാതെ, 4-5 വർഷങ്ങളിൽ സ്ഥിരമായി വരുമാനം നൽകുന്ന ഒരു സ്കീമിലേക്ക് പോകാൻ നിർദ്ദേശിക്കുന്നു.

മികച്ച മ്യൂച്വൽ ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

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രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

മികച്ച ലംപ്‌സം ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ 2022 - 2023

ഏറ്റവും ഉയർന്ന റാങ്കുള്ള ഫണ്ടുകൾ ചുവടെയുണ്ട്ഇക്വിറ്റി വലിയ, ഇടത്തരം, ചെറുകിട, മൾട്ടി-ക്യാപ് ഫണ്ടുകൾ പോലെയുള്ള വിഭാഗം,ELSS മേഖലാ ഫണ്ടുകളും.

മികച്ച 5 ലംപ് സം ലാർജ് ക്യാപ് ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	5,000	9.2	12.5	15.4	21.9	12.6
Nippon India Large Cap Fund Growth	₹93.0926 ↑ 0.21	₹45,012	5,000	4	9.9	6.9	18.5	22.7	18.2
ICICI Prudential Bluechip Fund Growth	₹113.88 ↑ 0.75	₹71,840	5,000	4.6	8.6	7.9	17.6	19.8	16.9
DSP TOP 100 Equity Growth	₹482.069 ↑ 1.57	₹6,398	1,000	4	5.6	5.4	17.4	16.8	20.5
Invesco India Largecap Fund Growth	₹71.41 ↑ 0.36	₹1,555	5,000	5.3	9.8	6.1	17	17.8	20
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	DSP TOP 100 Equity	Invesco India Largecap Fund
Point 1	Bottom quartile AUM (₹655 Cr).	Upper mid AUM (₹45,012 Cr).	Highest AUM (₹71,840 Cr).	Lower mid AUM (₹6,398 Cr).	Bottom quartile AUM (₹1,555 Cr).
Point 2	Established history (13+ yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Oldest track record among peers (22 yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.61% (bottom quartile).	5Y return: 22.67% (top quartile).	5Y return: 19.80% (upper mid).	5Y return: 16.81% (bottom quartile).	5Y return: 17.83% (lower mid).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 18.47% (upper mid).	3Y return: 17.64% (lower mid).	3Y return: 17.42% (bottom quartile).	3Y return: 16.95% (bottom quartile).
Point 7	1Y return: 15.39% (top quartile).	1Y return: 6.90% (lower mid).	1Y return: 7.93% (upper mid).	1Y return: 5.43% (bottom quartile).	1Y return: 6.14% (bottom quartile).
Point 8	Alpha: 2.11 (upper mid).	Alpha: 2.49 (top quartile).	Alpha: 1.67 (bottom quartile).	Alpha: -0.52 (bottom quartile).	Alpha: 1.96 (lower mid).
Point 9	Sharpe: 1.09 (top quartile).	Sharpe: -0.40 (upper mid).	Sharpe: -0.51 (bottom quartile).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.50 (lower mid).
Point 10	Information ratio: 0.14 (bottom quartile).	Information ratio: 1.96 (top quartile).	Information ratio: 1.64 (upper mid).	Information ratio: 0.83 (lower mid).	Information ratio: 0.70 (bottom quartile).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹45,012 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 22.67% (top quartile).
3Y return: 18.47% (upper mid).
1Y return: 6.90% (lower mid).
Alpha: 2.49 (top quartile).
Sharpe: -0.40 (upper mid).
Information ratio: 1.96 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹71,840 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.80% (upper mid).
3Y return: 17.64% (lower mid).
1Y return: 7.93% (upper mid).
Alpha: 1.67 (bottom quartile).
Sharpe: -0.51 (bottom quartile).
Information ratio: 1.64 (upper mid).

DSP TOP 100 Equity

Lower mid AUM (₹6,398 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.81% (bottom quartile).
3Y return: 17.42% (bottom quartile).
1Y return: 5.43% (bottom quartile).
Alpha: -0.52 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.83 (lower mid).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,555 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.83% (lower mid).
3Y return: 16.95% (bottom quartile).
1Y return: 6.14% (bottom quartile).
Alpha: 1.96 (lower mid).
Sharpe: -0.50 (lower mid).
Information ratio: 0.70 (bottom quartile).

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മികച്ച 5 ലംപ് സം മിഡ് ക്യാപ് ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Midcap 30 Fund Growth	₹103.079 ↑ 0.80	₹34,780	5,000	2	8.3	-1.7	26.2	31.6	57.1
Edelweiss Mid Cap Fund Growth	₹103.751 ↑ 0.41	₹11,297	5,000	5	13.1	6.5	24.7	28.2	38.9
Invesco India Mid Cap Fund Growth	₹183.38 ↓ -0.24	₹8,062	5,000	2.8	18.4	13.1	26.8	27	43.1
ICICI Prudential MidCap Fund Growth	₹310.99 ↑ 2.29	₹6,492	5,000	6.4	17.8	10.2	22.4	26.2	27
Sundaram Mid Cap Fund Growth	₹1,435.58 ↑ 0.78	₹12,501	5,000	5.3	14.6	6.8	24.2	26	32
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Midcap 30 Fund	Edelweiss Mid Cap Fund	Invesco India Mid Cap Fund	ICICI Prudential MidCap Fund	Sundaram Mid Cap Fund
Point 1	Highest AUM (₹34,780 Cr).	Lower mid AUM (₹11,297 Cr).	Bottom quartile AUM (₹8,062 Cr).	Bottom quartile AUM (₹6,492 Cr).	Upper mid AUM (₹12,501 Cr).
Point 2	Established history (11+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).	Oldest track record among peers (23 yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 31.61% (top quartile).	5Y return: 28.18% (upper mid).	5Y return: 27.00% (lower mid).	5Y return: 26.18% (bottom quartile).	5Y return: 25.97% (bottom quartile).
Point 6	3Y return: 26.18% (upper mid).	3Y return: 24.71% (lower mid).	3Y return: 26.79% (top quartile).	3Y return: 22.43% (bottom quartile).	3Y return: 24.24% (bottom quartile).
Point 7	1Y return: -1.72% (bottom quartile).	1Y return: 6.49% (bottom quartile).	1Y return: 13.13% (top quartile).	1Y return: 10.18% (upper mid).	1Y return: 6.77% (lower mid).
Point 8	Alpha: 4.99 (top quartile).	Alpha: 3.95 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 3.29 (lower mid).	Alpha: 2.99 (bottom quartile).
Point 9	Sharpe: -0.18 (upper mid).	Sharpe: -0.28 (lower mid).	Sharpe: 0.14 (top quartile).	Sharpe: -0.32 (bottom quartile).	Sharpe: -0.33 (bottom quartile).
Point 10	Information ratio: 0.57 (top quartile).	Information ratio: 0.39 (upper mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: -0.16 (bottom quartile).	Information ratio: 0.22 (lower mid).

Motilal Oswal Midcap 30 Fund

Highest AUM (₹34,780 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 31.61% (top quartile).
3Y return: 26.18% (upper mid).
1Y return: -1.72% (bottom quartile).
Alpha: 4.99 (top quartile).
Sharpe: -0.18 (upper mid).
Information ratio: 0.57 (top quartile).

Edelweiss Mid Cap Fund

Lower mid AUM (₹11,297 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 28.18% (upper mid).
3Y return: 24.71% (lower mid).
1Y return: 6.49% (bottom quartile).
Alpha: 3.95 (upper mid).
Sharpe: -0.28 (lower mid).
Information ratio: 0.39 (upper mid).

Invesco India Mid Cap Fund

Bottom quartile AUM (₹8,062 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.00% (lower mid).
3Y return: 26.79% (top quartile).
1Y return: 13.13% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.14 (top quartile).
Information ratio: 0.00 (bottom quartile).

ICICI Prudential MidCap Fund

Bottom quartile AUM (₹6,492 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.18% (bottom quartile).
3Y return: 22.43% (bottom quartile).
1Y return: 10.18% (upper mid).
Alpha: 3.29 (lower mid).
Sharpe: -0.32 (bottom quartile).
Information ratio: -0.16 (bottom quartile).

Sundaram Mid Cap Fund

Upper mid AUM (₹12,501 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.97% (bottom quartile).
3Y return: 24.24% (bottom quartile).
1Y return: 6.77% (lower mid).
Alpha: 2.99 (bottom quartile).
Sharpe: -0.33 (bottom quartile).
Information ratio: 0.22 (lower mid).

മികച്ച 5 ലംപ് സം സ്മോൾ ക്യാപ് മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Small Cap Fund Growth	₹142.305 ↓ -0.04	₹36,294	5,000	2.6	17.2	2.4	22.2	29.5	20.4
Franklin India Smaller Companies Fund Growth	₹169.775 ↓ -0.27	₹13,302	5,000	2.1	7.5	-3.5	21.5	27.4	23.2
Sundaram Small Cap Fund Growth	₹264.099 ↓ -0.08	₹3,282	5,000	5.3	13.9	2.2	20.9	26.9	19.1
IDBI Small Cap Fund Growth	₹29.9927 ↓ -0.01	₹604	5,000	2.8	10.7	-8.1	17.2	26.6	40
ICICI Prudential Smallcap Fund Growth	₹86.75 ↑ 0.04	₹8,441	5,000	0.6	11.2	-0.8	16.9	26.5	15.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Small Cap Fund	Franklin India Smaller Companies Fund	Sundaram Small Cap Fund	IDBI Small Cap Fund	ICICI Prudential Smallcap Fund
Point 1	Highest AUM (₹36,294 Cr).	Upper mid AUM (₹13,302 Cr).	Bottom quartile AUM (₹3,282 Cr).	Bottom quartile AUM (₹604 Cr).	Lower mid AUM (₹8,441 Cr).
Point 2	Established history (17+ yrs).	Established history (19+ yrs).	Oldest track record among peers (20 yrs).	Established history (8+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 29.48% (top quartile).	5Y return: 27.40% (upper mid).	5Y return: 26.90% (lower mid).	5Y return: 26.63% (bottom quartile).	5Y return: 26.55% (bottom quartile).
Point 6	3Y return: 22.16% (top quartile).	3Y return: 21.53% (upper mid).	3Y return: 20.93% (lower mid).	3Y return: 17.24% (bottom quartile).	3Y return: 16.85% (bottom quartile).
Point 7	1Y return: 2.45% (top quartile).	1Y return: -3.49% (bottom quartile).	1Y return: 2.18% (upper mid).	1Y return: -8.14% (bottom quartile).	1Y return: -0.81% (lower mid).
Point 8	Alpha: 0.00 (lower mid).	Alpha: -5.08 (bottom quartile).	Alpha: 0.97 (top quartile).	Alpha: -4.61 (bottom quartile).	Alpha: 0.15 (upper mid).
Point 9	Sharpe: -0.33 (top quartile).	Sharpe: -0.76 (bottom quartile).	Sharpe: -0.47 (upper mid).	Sharpe: -0.70 (bottom quartile).	Sharpe: -0.49 (lower mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.02 (top quartile).	Information ratio: -0.47 (lower mid).	Information ratio: -0.82 (bottom quartile).	Information ratio: -0.58 (bottom quartile).

HDFC Small Cap Fund

Highest AUM (₹36,294 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 29.48% (top quartile).
3Y return: 22.16% (top quartile).
1Y return: 2.45% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.33 (top quartile).
Information ratio: 0.00 (upper mid).

Franklin India Smaller Companies Fund

Upper mid AUM (₹13,302 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 27.40% (upper mid).
3Y return: 21.53% (upper mid).
1Y return: -3.49% (bottom quartile).
Alpha: -5.08 (bottom quartile).
Sharpe: -0.76 (bottom quartile).
Information ratio: 0.02 (top quartile).

Sundaram Small Cap Fund

Bottom quartile AUM (₹3,282 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 26.90% (lower mid).
3Y return: 20.93% (lower mid).
1Y return: 2.18% (upper mid).
Alpha: 0.97 (top quartile).
Sharpe: -0.47 (upper mid).
Information ratio: -0.47 (lower mid).

IDBI Small Cap Fund

Bottom quartile AUM (₹604 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 26.63% (bottom quartile).
3Y return: 17.24% (bottom quartile).
1Y return: -8.14% (bottom quartile).
Alpha: -4.61 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: -0.82 (bottom quartile).

ICICI Prudential Smallcap Fund

Lower mid AUM (₹8,441 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.55% (bottom quartile).
3Y return: 16.85% (bottom quartile).
1Y return: -0.81% (lower mid).
Alpha: 0.15 (upper mid).
Sharpe: -0.49 (lower mid).
Information ratio: -0.58 (bottom quartile).

മികച്ച 5 ലംപ് സം ഡൈവേഴ്‌സിഫൈഡ്/മൾട്ടി ക്യാപ് ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ട്

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI Diversified Equity Fund Growth	₹37.99 ↑ 0.14	₹382	5,000	10.2	13.2	13.5	22.7	12
Nippon India Multi Cap Fund Growth	₹302.094 ↑ 0.16	₹46,216	5,000	2.3	11	3.6	21.6	28.1	25.8
Motilal Oswal Multicap 35 Fund Growth	₹62.0864 ↑ 0.47	₹13,679	5,000	3.1	7.9	4.1	21.6	17.9	45.7
HDFC Equity Fund Growth	₹2,060.08 ↑ 6.18	₹81,936	5,000	5.1	9.4	9.3	21.4	26.5	23.5
JM Multicap Fund Growth	₹97.7865 ↑ 0.16	₹5,943	5,000	3	6.3	-5.5	20.7	23.4	33.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Diversified Equity Fund	Nippon India Multi Cap Fund	Motilal Oswal Multicap 35 Fund	HDFC Equity Fund	JM Multicap Fund
Point 1	Bottom quartile AUM (₹382 Cr).	Upper mid AUM (₹46,216 Cr).	Lower mid AUM (₹13,679 Cr).	Highest AUM (₹81,936 Cr).	Bottom quartile AUM (₹5,943 Cr).
Point 2	Established history (11+ yrs).	Established history (20+ yrs).	Established history (11+ yrs).	Oldest track record among peers (30 yrs).	Established history (17+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.03% (bottom quartile).	5Y return: 28.06% (top quartile).	5Y return: 17.90% (bottom quartile).	5Y return: 26.53% (upper mid).	5Y return: 23.44% (lower mid).
Point 6	3Y return: 22.73% (top quartile).	3Y return: 21.64% (upper mid).	3Y return: 21.63% (lower mid).	3Y return: 21.35% (bottom quartile).	3Y return: 20.71% (bottom quartile).
Point 7	1Y return: 13.54% (top quartile).	1Y return: 3.58% (bottom quartile).	1Y return: 4.05% (lower mid).	1Y return: 9.30% (upper mid).	1Y return: -5.47% (bottom quartile).
Point 8	Alpha: -1.07 (bottom quartile).	Alpha: 3.10 (lower mid).	Alpha: 9.76 (top quartile).	Alpha: 4.96 (upper mid).	Alpha: -8.50 (bottom quartile).
Point 9	Sharpe: 1.01 (top quartile).	Sharpe: -0.38 (bottom quartile).	Sharpe: -0.06 (upper mid).	Sharpe: -0.16 (lower mid).	Sharpe: -1.13 (bottom quartile).
Point 10	Information ratio: -0.53 (bottom quartile).	Information ratio: 1.10 (upper mid).	Information ratio: 0.79 (bottom quartile).	Information ratio: 1.74 (top quartile).	Information ratio: 1.09 (lower mid).

IDBI Diversified Equity Fund

Bottom quartile AUM (₹382 Cr).
Established history (11+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.03% (bottom quartile).
3Y return: 22.73% (top quartile).
1Y return: 13.54% (top quartile).
Alpha: -1.07 (bottom quartile).
Sharpe: 1.01 (top quartile).
Information ratio: -0.53 (bottom quartile).

Nippon India Multi Cap Fund

Upper mid AUM (₹46,216 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 28.06% (top quartile).
3Y return: 21.64% (upper mid).
1Y return: 3.58% (bottom quartile).
Alpha: 3.10 (lower mid).
Sharpe: -0.38 (bottom quartile).
Information ratio: 1.10 (upper mid).

Motilal Oswal Multicap 35 Fund

Lower mid AUM (₹13,679 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.90% (bottom quartile).
3Y return: 21.63% (lower mid).
1Y return: 4.05% (lower mid).
Alpha: 9.76 (top quartile).
Sharpe: -0.06 (upper mid).
Information ratio: 0.79 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹81,936 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 26.53% (upper mid).
3Y return: 21.35% (bottom quartile).
1Y return: 9.30% (upper mid).
Alpha: 4.96 (upper mid).
Sharpe: -0.16 (lower mid).
Information ratio: 1.74 (top quartile).

JM Multicap Fund

Bottom quartile AUM (₹5,943 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.44% (lower mid).
3Y return: 20.71% (bottom quartile).
1Y return: -5.47% (bottom quartile).
Alpha: -8.50 (bottom quartile).
Sharpe: -1.13 (bottom quartile).
Information ratio: 1.09 (lower mid).

മികച്ച 5 ലംപ് സം (ELSS) ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ് സ്കീം

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹52.3503 ↑ 0.53	₹4,223	500	3.9	15.2	0.9	24.4	23.4	47.7
SBI Magnum Tax Gain Fund Growth	₹445.291 ↑ 1.61	₹29,937	500	3.9	8.4	3.5	23.1	24.2	27.7
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	500	9.7	15.1	16.9	20.8	10
HDFC Tax Saver Fund Growth	₹1,448.79 ↑ 5.81	₹16,525	500	4.3	8.6	7.7	20.8	23.9	21.3
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	500	1.2	15.4	35.5	20.6	17.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	SBI Magnum Tax Gain Fund	IDBI Equity Advantage Fund	HDFC Tax Saver Fund	HDFC Long Term Advantage Fund
Point 1	Lower mid AUM (₹4,223 Cr).	Highest AUM (₹29,937 Cr).	Bottom quartile AUM (₹485 Cr).	Upper mid AUM (₹16,525 Cr).	Bottom quartile AUM (₹1,318 Cr).
Point 2	Established history (10+ yrs).	Established history (18+ yrs).	Established history (12+ yrs).	Oldest track record among peers (29 yrs).	Established history (24+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.42% (lower mid).	5Y return: 24.21% (top quartile).	5Y return: 9.97% (bottom quartile).	5Y return: 23.92% (upper mid).	5Y return: 17.39% (bottom quartile).
Point 6	3Y return: 24.41% (top quartile).	3Y return: 23.06% (upper mid).	3Y return: 20.84% (lower mid).	3Y return: 20.82% (bottom quartile).	3Y return: 20.64% (bottom quartile).
Point 7	1Y return: 0.90% (bottom quartile).	1Y return: 3.51% (bottom quartile).	1Y return: 16.92% (upper mid).	1Y return: 7.65% (lower mid).	1Y return: 35.51% (top quartile).
Point 8	Alpha: 7.18 (top quartile).	Alpha: -2.40 (bottom quartile).	Alpha: 1.78 (lower mid).	Alpha: 3.05 (upper mid).	Alpha: 1.75 (bottom quartile).
Point 9	Sharpe: -0.26 (lower mid).	Sharpe: -0.83 (bottom quartile).	Sharpe: 1.21 (upper mid).	Sharpe: -0.35 (bottom quartile).	Sharpe: 2.27 (top quartile).
Point 10	Information ratio: 0.80 (lower mid).	Information ratio: 2.12 (top quartile).	Information ratio: -1.13 (bottom quartile).	Information ratio: 1.80 (upper mid).	Information ratio: -0.15 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Lower mid AUM (₹4,223 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.42% (lower mid).
3Y return: 24.41% (top quartile).
1Y return: 0.90% (bottom quartile).
Alpha: 7.18 (top quartile).
Sharpe: -0.26 (lower mid).
Information ratio: 0.80 (lower mid).

SBI Magnum Tax Gain Fund

Highest AUM (₹29,937 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.21% (top quartile).
3Y return: 23.06% (upper mid).
1Y return: 3.51% (bottom quartile).
Alpha: -2.40 (bottom quartile).
Sharpe: -0.83 (bottom quartile).
Information ratio: 2.12 (top quartile).

IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (lower mid).
1Y return: 16.92% (upper mid).
Alpha: 1.78 (lower mid).
Sharpe: 1.21 (upper mid).
Information ratio: -1.13 (bottom quartile).

HDFC Tax Saver Fund

Upper mid AUM (₹16,525 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.92% (upper mid).
3Y return: 20.82% (bottom quartile).
1Y return: 7.65% (lower mid).
Alpha: 3.05 (upper mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: 1.80 (upper mid).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (bottom quartile).
3Y return: 20.64% (bottom quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (bottom quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

മികച്ച 5 ലംപ് സം സെക്ടർ ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin India Opportunities Fund Growth	₹259.851 ↓ -0.14	₹7,509	5,000	5.2	11.2	4.7	29.8	26.3	37.3
SBI PSU Fund Growth	₹33.8491 ↑ 0.22	₹5,179	5,000	8.3	13	5	29.5	31.4	23.5
Invesco India PSU Equity Fund Growth	₹66.85 ↑ 0.47	₹1,341	5,000	8.3	14.7	5.8	29.4	29.9	25.6
LIC MF Infrastructure Fund Growth	₹49.8887 ↑ 0.09	₹995	5,000	3.6	15.8	-0.6	28	29	47.8
HDFC Infrastructure Fund Growth	₹48.39 ↑ 0.16	₹2,483	5,000	2.6	10.3	2.3	26.8	32.8	23
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Opportunities Fund	SBI PSU Fund	Invesco India PSU Equity Fund	LIC MF Infrastructure Fund	HDFC Infrastructure Fund
Point 1	Highest AUM (₹7,509 Cr).	Upper mid AUM (₹5,179 Cr).	Bottom quartile AUM (₹1,341 Cr).	Bottom quartile AUM (₹995 Cr).	Lower mid AUM (₹2,483 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 26.33% (bottom quartile).	5Y return: 31.44% (upper mid).	5Y return: 29.86% (lower mid).	5Y return: 29.02% (bottom quartile).	5Y return: 32.83% (top quartile).
Point 6	3Y return: 29.83% (top quartile).	3Y return: 29.48% (upper mid).	3Y return: 29.39% (lower mid).	3Y return: 27.98% (bottom quartile).	3Y return: 26.78% (bottom quartile).
Point 7	1Y return: 4.72% (lower mid).	1Y return: 5.03% (upper mid).	1Y return: 5.84% (top quartile).	1Y return: -0.61% (bottom quartile).	1Y return: 2.28% (bottom quartile).
Point 8	Alpha: 2.40 (upper mid).	Alpha: -0.35 (bottom quartile).	Alpha: 5.81 (top quartile).	Alpha: -1.71 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.43 (top quartile).	Sharpe: -0.81 (bottom quartile).	Sharpe: -0.58 (lower mid).	Sharpe: -0.46 (upper mid).	Sharpe: -0.64 (bottom quartile).
Point 10	Information ratio: 1.75 (top quartile).	Information ratio: -0.37 (bottom quartile).	Information ratio: -0.46 (bottom quartile).	Information ratio: 0.34 (upper mid).	Information ratio: 0.00 (lower mid).

Franklin India Opportunities Fund

Highest AUM (₹7,509 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.33% (bottom quartile).
3Y return: 29.83% (top quartile).
1Y return: 4.72% (lower mid).
Alpha: 2.40 (upper mid).
Sharpe: -0.43 (top quartile).
Information ratio: 1.75 (top quartile).

SBI PSU Fund

Upper mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 31.44% (upper mid).
3Y return: 29.48% (upper mid).
1Y return: 5.03% (upper mid).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,341 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 29.86% (lower mid).
3Y return: 29.39% (lower mid).
1Y return: 5.84% (top quartile).
Alpha: 5.81 (top quartile).
Sharpe: -0.58 (lower mid).
Information ratio: -0.46 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹995 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 29.02% (bottom quartile).
3Y return: 27.98% (bottom quartile).
1Y return: -0.61% (bottom quartile).
Alpha: -1.71 (bottom quartile).
Sharpe: -0.46 (upper mid).
Information ratio: 0.34 (upper mid).

HDFC Infrastructure Fund

Lower mid AUM (₹2,483 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 32.83% (top quartile).
3Y return: 26.78% (bottom quartile).
1Y return: 2.28% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.00 (lower mid).

മികച്ച ലംപ്‌സം ഡെറ്റ് ഫണ്ടുകൾ 2022 - 2023

ലിക്വിഡ്, അൾട്രാ ഷോർട്ട്, ഷോർട്ട് ടേം, ഗിൽറ്റ്, ക്രെഡിറ്റ് റിസ്ക്, കോർപ്പറേറ്റ് തുടങ്ങിയ ഡെറ്റ് വിഭാഗത്തിൽ നിന്നുള്ള ഏറ്റവും മികച്ച റാങ്കുള്ള ഫണ്ടുകൾ ചുവടെയുണ്ട്.ഡെറ്റ് ഫണ്ട്.

മികച്ച 5 ലംപ് സം അൾട്രാ ഷോർട്ട് ടേം ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ

അൾട്രാഹ്രസ്വകാല ഫണ്ടുകൾ 6 മുതൽ 12 മാസം വരെ കാലാവധിയുള്ള ഹ്രസ്വകാല ഡെറ്റ് ഉപകരണങ്ങളിൽ കോർപ്പസ് നിക്ഷേപിക്കുന്നതിനാൽ കുറഞ്ഞ റിസ്ക് സ്ഥിരമായ റിട്ടേണുകളുള്ള 6-12 മാസ കാലയളവിലെ നല്ല നിക്ഷേപമാണ്.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹561.973 ↑ 0.15	₹21,521	1,000	1.6	3.6	7.7	7.5	7.9	6.76%	5M 8D	6M 11D
ICICI Prudential Ultra Short Term Fund Growth	₹28.3593 ↑ 0.01	₹16,980	5,000	1.5	3.5	7.3	7.2	7.5	6.66%	4M 20D	7M 2D
SBI Magnum Ultra Short Duration Fund Growth	₹6,112.15 ↑ 1.45	₹15,525	5,000	1.5	3.3	7.1	7.2	7.4	6.22%	5M 8D	6M
Invesco India Ultra Short Term Fund Growth	₹2,756.67 ↑ 0.44	₹1,330	5,000	1.4	3.2	7	7	7.5	6.35%	5M 16D	5M 28D
Kotak Savings Fund Growth	₹43.8404 ↑ 0.01	₹15,667	5,000	1.4	3.3	7	7	7.2	6.41%	5M 8D	5M 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Savings Fund	ICICI Prudential Ultra Short Term Fund	SBI Magnum Ultra Short Duration Fund	Invesco India Ultra Short Term Fund	Kotak Savings Fund
Point 1	Highest AUM (₹21,521 Cr).	Upper mid AUM (₹16,980 Cr).	Bottom quartile AUM (₹15,525 Cr).	Bottom quartile AUM (₹1,330 Cr).	Lower mid AUM (₹15,667 Cr).
Point 2	Established history (22+ yrs).	Established history (14+ yrs).	Oldest track record among peers (26 yrs).	Established history (14+ yrs).	Established history (21+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderately Low.
Point 5	1Y return: 7.66% (top quartile).	1Y return: 7.26% (upper mid).	1Y return: 7.11% (lower mid).	1Y return: 7.01% (bottom quartile).	1Y return: 6.98% (bottom quartile).
Point 6	1M return: 0.56% (top quartile).	1M return: 0.53% (upper mid).	1M return: 0.51% (lower mid).	1M return: 0.48% (bottom quartile).	1M return: 0.51% (bottom quartile).
Point 7	Sharpe: 3.66 (top quartile).	Sharpe: 2.88 (upper mid).	Sharpe: 2.74 (bottom quartile).	Sharpe: 2.79 (lower mid).	Sharpe: 2.02 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.76% (top quartile).	Yield to maturity (debt): 6.66% (upper mid).	Yield to maturity (debt): 6.22% (bottom quartile).	Yield to maturity (debt): 6.35% (bottom quartile).	Yield to maturity (debt): 6.41% (lower mid).
Point 10	Modified duration: 0.44 yrs (upper mid).	Modified duration: 0.39 yrs (top quartile).	Modified duration: 0.44 yrs (lower mid).	Modified duration: 0.46 yrs (bottom quartile).	Modified duration: 0.44 yrs (bottom quartile).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹21,521 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.66% (top quartile).
1M return: 0.56% (top quartile).
Sharpe: 3.66 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.76% (top quartile).
Modified duration: 0.44 yrs (upper mid).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹16,980 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.26% (upper mid).
1M return: 0.53% (upper mid).
Sharpe: 2.88 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.66% (upper mid).
Modified duration: 0.39 yrs (top quartile).

SBI Magnum Ultra Short Duration Fund

Bottom quartile AUM (₹15,525 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 7.11% (lower mid).
1M return: 0.51% (lower mid).
Sharpe: 2.74 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.22% (bottom quartile).
Modified duration: 0.44 yrs (lower mid).

Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,330 Cr).
Established history (14+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.01% (bottom quartile).
1M return: 0.48% (bottom quartile).
Sharpe: 2.79 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.35% (bottom quartile).
Modified duration: 0.46 yrs (bottom quartile).

Kotak Savings Fund

Lower mid AUM (₹15,667 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.98% (bottom quartile).
1M return: 0.51% (bottom quartile).
Sharpe: 2.02 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.41% (lower mid).
Modified duration: 0.44 yrs (bottom quartile).

മികച്ച 5 ലംപ് സം ഷോർട്ട് ടേം ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ

1 മുതൽ 3 വർഷം വരെ കാലാവധിയുള്ള ഡെറ്റ് ഇൻസ്ട്രുമെന്റുകളിൽ കോർപ്പസ് നിക്ഷേപിക്കുന്നതിനാൽ, കുറഞ്ഞ റിസ്ക് സ്ഥിരതയുള്ള വരുമാനമുള്ള 1-2 വർഷത്തെ നല്ല നിക്ഷേപമാണ് ഹ്രസ്വകാല ഫണ്ടുകൾ.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	5,000	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
Axis Short Term Fund Growth	₹31.7497 ↑ 0.01	₹12,129	5,000	1.6	3.7	8.6	7.7	8	6.89%	2Y 5M 23D	3Y 2M 12D
Nippon India Short Term Fund Growth	₹54.2024 ↑ 0.00	₹8,935	5,000	1.6	3.6	8.5	7.7	8	7.04%	2Y 6M 18D	3Y 2M 19D
Aditya Birla Sun Life Short Term Opportunities Fund Growth	₹48.8548 ↑ 0.06	₹10,711	1,000	1.8	3.6	8.3	7.6	7.9	7.16%	2Y 8M 1D	3Y 6M 4D
SBI Short Term Debt Fund Growth	₹32.9671 ↑ 0.01	₹16,387	5,000	1.6	3.6	8.3	7.6	7.7	7.02%	2Y 9M 14D	3Y 5M 26D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Short Term Debt Fund	Axis Short Term Fund	Nippon India Short Term Fund	Aditya Birla Sun Life Short Term Opportunities Fund	SBI Short Term Debt Fund
Point 1	Bottom quartile AUM (₹362 Cr).	Upper mid AUM (₹12,129 Cr).	Bottom quartile AUM (₹8,935 Cr).	Lower mid AUM (₹10,711 Cr).	Highest AUM (₹16,387 Cr).
Point 2	Oldest track record among peers (23 yrs).	Established history (15+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Established history (18+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.
Point 5	1Y return: 12.83% (top quartile).	1Y return: 8.59% (upper mid).	1Y return: 8.46% (lower mid).	1Y return: 8.30% (bottom quartile).	1Y return: 8.29% (bottom quartile).
Point 6	1M return: 0.20% (bottom quartile).	1M return: 0.61% (lower mid).	1M return: 0.61% (bottom quartile).	1M return: 0.74% (top quartile).	1M return: 0.61% (upper mid).
Point 7	Sharpe: 0.98 (bottom quartile).	Sharpe: 1.56 (top quartile).	Sharpe: 1.26 (upper mid).	Sharpe: 1.18 (bottom quartile).	Sharpe: 1.26 (lower mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 4.52% (bottom quartile).	Yield to maturity (debt): 6.89% (bottom quartile).	Yield to maturity (debt): 7.04% (upper mid).	Yield to maturity (debt): 7.16% (top quartile).	Yield to maturity (debt): 7.02% (lower mid).
Point 10	Modified duration: 1.20 yrs (top quartile).	Modified duration: 2.48 yrs (upper mid).	Modified duration: 2.55 yrs (lower mid).	Modified duration: 2.67 yrs (bottom quartile).	Modified duration: 2.79 yrs (bottom quartile).

Sundaram Short Term Debt Fund

Bottom quartile AUM (₹362 Cr).
Oldest track record among peers (23 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 12.83% (top quartile).
1M return: 0.20% (bottom quartile).
Sharpe: 0.98 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 4.52% (bottom quartile).
Modified duration: 1.20 yrs (top quartile).

Axis Short Term Fund

Upper mid AUM (₹12,129 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 8.59% (upper mid).
1M return: 0.61% (lower mid).
Sharpe: 1.56 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.89% (bottom quartile).
Modified duration: 2.48 yrs (upper mid).

Nippon India Short Term Fund

Bottom quartile AUM (₹8,935 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.46% (lower mid).
1M return: 0.61% (bottom quartile).
Sharpe: 1.26 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.04% (upper mid).
Modified duration: 2.55 yrs (lower mid).

Aditya Birla Sun Life Short Term Opportunities Fund

Lower mid AUM (₹10,711 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.30% (bottom quartile).
1M return: 0.74% (top quartile).
Sharpe: 1.18 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.16% (top quartile).
Modified duration: 2.67 yrs (bottom quartile).

SBI Short Term Debt Fund

Highest AUM (₹16,387 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 8.29% (bottom quartile).
1M return: 0.61% (upper mid).
Sharpe: 1.26 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.02% (lower mid).
Modified duration: 2.79 yrs (bottom quartile).

മികച്ച 5 ലംപ് സം ലിക്വിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ

ലിക്വിഡ് ഫണ്ടുകൾ കോർപ്പസ് നിക്ഷേപിക്കുമ്പോൾ കുറഞ്ഞ റിസ്ക് സ്ഥിരതയുള്ള വരുമാനമുള്ള ഒരു ദിവസം മുതൽ 90 ദിവസം വരെയുള്ള നല്ല നിക്ഷേപമാണ്.പണ വിപണി ഒരു ആഴ്‌ച മുതൽ 3 മാസം വരെ കാലാവധിയുള്ള ഡെറ്റ് ഇൻസ്ട്രുമെന്റുകൾ.

Fund	NAV	Net Assets (Cr)	Min Investment	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Axis Liquid Fund Growth	₹2,968.62 ↑ 0.48	₹37,122	500	0.5	1.4	3	6.7	7.4	5.9%	1M 9D	1M 11D
Edelweiss Liquid Fund Growth	₹3,409.73 ↑ 0.53	₹10,218	5,000	0.5	1.5	3	6.7	7.3	5.83%	1M 10D	1M 10D
Canara Robeco Liquid Growth	₹3,208.97 ↑ 0.49	₹8,310	5,000	0.5	1.4	3	6.7	7.4	5.82%	1M 1D	1M 3D
Tata Liquid Fund Growth	₹4,198.85 ↑ 0.65	₹20,404	5,000	0.5	1.4	3	6.7	7.3	5.94%	1M 9D	1M 9D
UTI Liquid Cash Plan Growth	₹4,373.71 ↑ 0.70	₹25,037	500	0.5	1.4	3	6.7	7.3	5.93%	1M 6D	1M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Axis Liquid Fund	Edelweiss Liquid Fund	Canara Robeco Liquid	Tata Liquid Fund	UTI Liquid Cash Plan
Point 1	Highest AUM (₹37,122 Cr).	Bottom quartile AUM (₹10,218 Cr).	Bottom quartile AUM (₹8,310 Cr).	Lower mid AUM (₹20,404 Cr).	Upper mid AUM (₹25,037 Cr).
Point 2	Established history (16+ yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Oldest track record among peers (21 yrs).	Established history (21+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.70% (top quartile).	1Y return: 6.68% (upper mid).	1Y return: 6.68% (lower mid).	1Y return: 6.66% (bottom quartile).	1Y return: 6.66% (bottom quartile).
Point 6	1M return: 0.48% (upper mid).	1M return: 0.48% (top quartile).	1M return: 0.48% (lower mid).	1M return: 0.48% (bottom quartile).	1M return: 0.48% (bottom quartile).
Point 7	Sharpe: 3.41 (bottom quartile).	Sharpe: 3.91 (top quartile).	Sharpe: 3.48 (lower mid).	Sharpe: 3.56 (upper mid).	Sharpe: 3.40 (bottom quartile).
Point 8	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.08 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 5.90% (lower mid).	Yield to maturity (debt): 5.83% (bottom quartile).	Yield to maturity (debt): 5.82% (bottom quartile).	Yield to maturity (debt): 5.94% (top quartile).	Yield to maturity (debt): 5.93% (upper mid).
Point 10	Modified duration: 0.11 yrs (lower mid).	Modified duration: 0.11 yrs (bottom quartile).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 0.11 yrs (bottom quartile).	Modified duration: 0.10 yrs (upper mid).

Axis Liquid Fund

Highest AUM (₹37,122 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.70% (top quartile).
1M return: 0.48% (upper mid).
Sharpe: 3.41 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 5.90% (lower mid).
Modified duration: 0.11 yrs (lower mid).

Edelweiss Liquid Fund

Bottom quartile AUM (₹10,218 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.68% (upper mid).
1M return: 0.48% (top quartile).
Sharpe: 3.91 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 5.83% (bottom quartile).
Modified duration: 0.11 yrs (bottom quartile).

Canara Robeco Liquid

Bottom quartile AUM (₹8,310 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.68% (lower mid).
1M return: 0.48% (lower mid).
Sharpe: 3.48 (lower mid).
Information ratio: 0.08 (top quartile).
Yield to maturity (debt): 5.82% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

Tata Liquid Fund

Lower mid AUM (₹20,404 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.66% (bottom quartile).
1M return: 0.48% (bottom quartile).
Sharpe: 3.56 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.94% (top quartile).
Modified duration: 0.11 yrs (bottom quartile).

UTI Liquid Cash Plan

Upper mid AUM (₹25,037 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.66% (bottom quartile).
1M return: 0.48% (bottom quartile).
Sharpe: 3.40 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.93% (upper mid).
Modified duration: 0.10 yrs (upper mid).

മികച്ച 5 ലംപ് സം GILT മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Gilt Fund Growth	₹104.216 ↓ -0.07	₹9,145	5,000	1	1.5	7.2	7.8	8.2	7.21%	6Y 2M 5D	17Y 1M 28D
Axis Gilt Fund Growth	₹25.7665 ↓ 0.00	₹613	5,000	1.3	0.4	5.6	7.5	10	7.11%	8Y 7M 28D	20Y 18D
SBI Magnum Gilt Fund Growth	₹66.4787 ↓ -0.02	₹11,322	5,000	1.1	0.1	5.2	7.4	8.9	7.12%	9Y 4M 13D	19Y 10M 6D
DSP Government Securities Fund Growth	₹95.9495 ↑ 0.01	₹1,494	1,000	0.6	-0.6	4.3	7.2	10.1	7.22%	9Y 6M 14D	25Y 8M 1D
Bandhan Government Securities Fund - Investment Plan Growth	₹35.355 ↓ -0.01	₹2,916	5,000	1.4	-0.4	3.8	7.2	10.6	7.16%	9Y 5M 5D	15Y 8M 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Gilt Fund	Axis Gilt Fund	SBI Magnum Gilt Fund	DSP Government Securities Fund	Bandhan Government Securities Fund - Investment Plan
Point 1	Upper mid AUM (₹9,145 Cr).	Bottom quartile AUM (₹613 Cr).	Highest AUM (₹11,322 Cr).	Bottom quartile AUM (₹1,494 Cr).	Lower mid AUM (₹2,916 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (13+ yrs).	Established history (24+ yrs).	Established history (26+ yrs).	Established history (16+ yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 7.16% (top quartile).	1Y return: 5.64% (upper mid).	1Y return: 5.19% (lower mid).	1Y return: 4.33% (bottom quartile).	1Y return: 3.78% (bottom quartile).
Point 6	1M return: -0.12% (lower mid).	1M return: -0.25% (bottom quartile).	1M return: -0.03% (upper mid).	1M return: -1.04% (bottom quartile).	1M return: 0.42% (top quartile).
Point 7	Sharpe: 0.13 (top quartile).	Sharpe: -0.27 (upper mid).	Sharpe: -0.41 (bottom quartile).	Sharpe: -0.36 (lower mid).	Sharpe: -0.66 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.21% (upper mid).	Yield to maturity (debt): 7.11% (bottom quartile).	Yield to maturity (debt): 7.12% (bottom quartile).	Yield to maturity (debt): 7.22% (top quartile).	Yield to maturity (debt): 7.16% (lower mid).
Point 10	Modified duration: 6.18 yrs (top quartile).	Modified duration: 8.66 yrs (upper mid).	Modified duration: 9.37 yrs (lower mid).	Modified duration: 9.54 yrs (bottom quartile).	Modified duration: 9.43 yrs (bottom quartile).

ICICI Prudential Gilt Fund

Upper mid AUM (₹9,145 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 7.16% (top quartile).
1M return: -0.12% (lower mid).
Sharpe: 0.13 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.21% (upper mid).
Modified duration: 6.18 yrs (top quartile).

Axis Gilt Fund

Bottom quartile AUM (₹613 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.64% (upper mid).
1M return: -0.25% (bottom quartile).
Sharpe: -0.27 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.11% (bottom quartile).
Modified duration: 8.66 yrs (upper mid).

SBI Magnum Gilt Fund

Highest AUM (₹11,322 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.19% (lower mid).
1M return: -0.03% (upper mid).
Sharpe: -0.41 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.12% (bottom quartile).
Modified duration: 9.37 yrs (lower mid).

DSP Government Securities Fund

Bottom quartile AUM (₹1,494 Cr).
Established history (26+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 4.33% (bottom quartile).
1M return: -1.04% (bottom quartile).
Sharpe: -0.36 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.22% (top quartile).
Modified duration: 9.54 yrs (bottom quartile).

Bandhan Government Securities Fund - Investment Plan

Lower mid AUM (₹2,916 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.78% (bottom quartile).
1M return: 0.42% (top quartile).
Sharpe: -0.66 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.16% (lower mid).
Modified duration: 9.43 yrs (bottom quartile).

മികച്ച 5 ലംപ് സം കോർപ്പറേറ്റ് ബോണ്ട് മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
BNP Paribas Corporate Bond Fund Growth	₹28.2532 ↑ 0.01	₹429	5,000	1.7	3.7	8.8	8	8.3	6.9%	3Y 5M 19D	4Y 6M 25D
Nippon India Prime Debt Fund Growth	₹61.5487 ↑ 0.00	₹10,042	1,000	1.5	3.4	8.4	8	8.4	6.81%	3Y 6M 7D	4Y 7M 20D
ICICI Prudential Corporate Bond Fund Growth	₹30.6441 ↑ 0.03	₹33,574	5,000	1.8	3.7	8.3	7.9	8	7%	3Y 18D	5Y 9M 18D
Aditya Birla Sun Life Corporate Bond Fund Growth	₹115.642 ↑ 0.14	₹28,109	1,000	1.7	3.1	8	7.9	8.5	7.21%	4Y 8M 8D	7Y 3M
HDFC Corporate Bond Fund Growth	₹33.3299 ↑ 0.01	₹35,700	5,000	1.5	3.2	7.9	7.9	8.6	7.06%	4Y 2M 1D	4Y 4M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	BNP Paribas Corporate Bond Fund	Nippon India Prime Debt Fund	ICICI Prudential Corporate Bond Fund	Aditya Birla Sun Life Corporate Bond Fund	HDFC Corporate Bond Fund
Point 1	Bottom quartile AUM (₹429 Cr).	Bottom quartile AUM (₹10,042 Cr).	Upper mid AUM (₹33,574 Cr).	Lower mid AUM (₹28,109 Cr).	Highest AUM (₹35,700 Cr).
Point 2	Established history (17+ yrs).	Established history (25+ yrs).	Established history (16+ yrs).	Oldest track record among peers (28 yrs).	Established history (15+ yrs).
Point 3	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Top rated.	Rating: 5★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 8.81% (top quartile).	1Y return: 8.37% (upper mid).	1Y return: 8.35% (lower mid).	1Y return: 7.97% (bottom quartile).	1Y return: 7.85% (bottom quartile).
Point 6	1M return: 0.56% (bottom quartile).	1M return: 0.59% (lower mid).	1M return: 0.64% (top quartile).	1M return: 0.61% (upper mid).	1M return: 0.55% (bottom quartile).
Point 7	Sharpe: 1.16 (upper mid).	Sharpe: 1.00 (lower mid).	Sharpe: 1.36 (top quartile).	Sharpe: 0.66 (bottom quartile).	Sharpe: 0.68 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.90% (bottom quartile).	Yield to maturity (debt): 6.81% (bottom quartile).	Yield to maturity (debt): 7.00% (lower mid).	Yield to maturity (debt): 7.21% (top quartile).	Yield to maturity (debt): 7.06% (upper mid).
Point 10	Modified duration: 3.47 yrs (upper mid).	Modified duration: 3.52 yrs (lower mid).	Modified duration: 3.05 yrs (top quartile).	Modified duration: 4.69 yrs (bottom quartile).	Modified duration: 4.17 yrs (bottom quartile).

BNP Paribas Corporate Bond Fund

Bottom quartile AUM (₹429 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.81% (top quartile).
1M return: 0.56% (bottom quartile).
Sharpe: 1.16 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.90% (bottom quartile).
Modified duration: 3.47 yrs (upper mid).

Nippon India Prime Debt Fund

Bottom quartile AUM (₹10,042 Cr).
Established history (25+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately Low.
1Y return: 8.37% (upper mid).
1M return: 0.59% (lower mid).
Sharpe: 1.00 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.81% (bottom quartile).
Modified duration: 3.52 yrs (lower mid).

ICICI Prudential Corporate Bond Fund

Upper mid AUM (₹33,574 Cr).
Established history (16+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 8.35% (lower mid).
1M return: 0.64% (top quartile).
Sharpe: 1.36 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.00% (lower mid).
Modified duration: 3.05 yrs (top quartile).

Aditya Birla Sun Life Corporate Bond Fund

Lower mid AUM (₹28,109 Cr).
Oldest track record among peers (28 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.97% (bottom quartile).
1M return: 0.61% (upper mid).
Sharpe: 0.66 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.21% (top quartile).
Modified duration: 4.69 yrs (bottom quartile).

HDFC Corporate Bond Fund

Highest AUM (₹35,700 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.85% (bottom quartile).
1M return: 0.55% (bottom quartile).
Sharpe: 0.68 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.06% (upper mid).
Modified duration: 4.17 yrs (bottom quartile).

മികച്ച 5 ലംപ് സം ക്രെഡിറ്റ് റിസ്ക് മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹50.5584 ↑ 0.01	₹207	1,000	1.4	3.6	21.6	14.8	7.8	6.99%	1Y 10M 28D	2Y 7M 6D
Franklin India Credit Risk Fund Growth	₹25.3348 ↑ 0.04	₹104	5,000	2.9	5	7.5	11		0%
Aditya Birla Sun Life Credit Risk Fund Growth	₹23.1729 ↑ 0.06	₹1,044	1,000	2.5	5.3	13.7	10.9	11.9	7.78%	2Y 1M 6D	3Y 1M 13D
Invesco India Credit Risk Fund Growth	₹1,972.5 ↑ 0.36	₹152	5,000	1.6	3	9.5	9.4	7.3	6.81%	2Y 4M 10D	3Y 1M 28D
Nippon India Credit Risk Fund Growth	₹36.0961 ↑ 0.03	₹990	500	1.9	4.5	9.4	8.4	8.3	8.28%	1Y 11M 12D	2Y 3M 25D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Credit Risk Fund	Franklin India Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Invesco India Credit Risk Fund	Nippon India Credit Risk Fund
Point 1	Lower mid AUM (₹207 Cr).	Bottom quartile AUM (₹104 Cr).	Highest AUM (₹1,044 Cr).	Bottom quartile AUM (₹152 Cr).	Upper mid AUM (₹990 Cr).
Point 2	Oldest track record among peers (22 yrs).	Established history (13+ yrs).	Established history (10+ yrs).	Established history (11+ yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Not Rated.	Rating: 4★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 21.59% (top quartile).	1Y return: 7.45% (bottom quartile).	1Y return: 13.69% (upper mid).	1Y return: 9.54% (lower mid).	1Y return: 9.37% (bottom quartile).
Point 6	1M return: 0.49% (bottom quartile).	1M return: 0.91% (upper mid).	1M return: 0.93% (top quartile).	1M return: 0.70% (bottom quartile).	1M return: 0.71% (lower mid).
Point 7	Sharpe: 1.56 (lower mid).	Sharpe: 0.29 (bottom quartile).	Sharpe: 2.29 (upper mid).	Sharpe: 1.11 (bottom quartile).	Sharpe: 2.73 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.99% (lower mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.78% (upper mid).	Yield to maturity (debt): 6.81% (bottom quartile).	Yield to maturity (debt): 8.28% (top quartile).
Point 10	Modified duration: 1.91 yrs (upper mid).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 2.10 yrs (bottom quartile).	Modified duration: 2.36 yrs (bottom quartile).	Modified duration: 1.95 yrs (lower mid).

DSP Credit Risk Fund

Lower mid AUM (₹207 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 21.59% (top quartile).
1M return: 0.49% (bottom quartile).
Sharpe: 1.56 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.99% (lower mid).
Modified duration: 1.91 yrs (upper mid).

Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.45% (bottom quartile).
1M return: 0.91% (upper mid).
Sharpe: 0.29 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Aditya Birla Sun Life Credit Risk Fund

Highest AUM (₹1,044 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 13.69% (upper mid).
1M return: 0.93% (top quartile).
Sharpe: 2.29 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.78% (upper mid).
Modified duration: 2.10 yrs (bottom quartile).

Invesco India Credit Risk Fund

Bottom quartile AUM (₹152 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 9.54% (lower mid).
1M return: 0.70% (bottom quartile).
Sharpe: 1.11 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.81% (bottom quartile).
Modified duration: 2.36 yrs (bottom quartile).

Nippon India Credit Risk Fund

Upper mid AUM (₹990 Cr).
Established history (20+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 9.37% (bottom quartile).
1M return: 0.71% (lower mid).
Sharpe: 2.73 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.28% (top quartile).
Modified duration: 1.95 yrs (lower mid).

മികച്ച ലംപ്‌സം ഹൈബ്രിഡ് ഫണ്ടുകൾ 2022 - 2023

വ്യത്യസ്ത വിഭാഗങ്ങളിൽ നിന്നുള്ള ഏറ്റവും ഉയർന്ന റാങ്കുള്ള ഫണ്ടുകൾ ചുവടെയുണ്ട്. അഗ്രസീവ്, കൺസർവേറ്റീവ്, ആർബിട്രേജ്, ഡൈനാമിക് അലോക്കേഷൻ, മൾട്ടി അസറ്റ്, ഇക്വിറ്റി സേവിംഗ്സ്, സൊല്യൂഷൻ ഓറിയന്റഡ്ഹൈബ്രിഡ് സ്കീമുകൾ.

മികച്ച 5 ലംപ് സം ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Multi Asset Fund Growth	₹77.9936 ↑ 0.31	₹5,941	5,000	6.2	9.3	9.6	19.7	15.6	20.7
ICICI Prudential Multi-Asset Fund Growth	₹798.594 ↑ 3.72	₹64,770	5,000	6.8	9.4	13.4	19.4	24.2	16.1
JM Equity Hybrid Fund Growth	₹121.408 ↓ -0.27	₹804	5,000	3.5	7.2	-2.3	19.1	19.3	27
ICICI Prudential Equity and Debt Fund Growth	₹406.91 ↑ 1.54	₹45,168	5,000	4.9	8.5	10.1	18.9	24.7	17.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.26 ↑ 0.11	₹1,253	5,000	2.6	9.9	1.1	18.9	21.8	25.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	UTI Multi Asset Fund	ICICI Prudential Multi-Asset Fund	JM Equity Hybrid Fund	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund
Point 1	Lower mid AUM (₹5,941 Cr).	Highest AUM (₹64,770 Cr).	Bottom quartile AUM (₹804 Cr).	Upper mid AUM (₹45,168 Cr).	Bottom quartile AUM (₹1,253 Cr).
Point 2	Established history (17+ yrs).	Established history (23+ yrs).	Oldest track record among peers (30 yrs).	Established history (26+ yrs).	Established history (9+ yrs).
Point 3	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Rating: 1★ (bottom quartile).	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 15.60% (bottom quartile).	5Y return: 24.20% (upper mid).	5Y return: 19.32% (bottom quartile).	5Y return: 24.66% (top quartile).	5Y return: 21.82% (lower mid).
Point 6	3Y return: 19.68% (top quartile).	3Y return: 19.43% (upper mid).	3Y return: 19.07% (lower mid).	3Y return: 18.90% (bottom quartile).	3Y return: 18.89% (bottom quartile).
Point 7	1Y return: 9.57% (lower mid).	1Y return: 13.40% (top quartile).	1Y return: -2.27% (bottom quartile).	1Y return: 10.12% (upper mid).	1Y return: 1.11% (bottom quartile).
Point 8	1M return: 1.80% (top quartile).	1M return: 1.03% (upper mid).	1M return: -0.59% (bottom quartile).	1M return: 0.81% (lower mid).	1M return: 0.26% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -8.63 (bottom quartile).	Alpha: 2.96 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.52 (lower mid).	Sharpe: 0.08 (top quartile).	Sharpe: -1.21 (bottom quartile).	Sharpe: -0.29 (upper mid).	Sharpe: -0.64 (bottom quartile).

UTI Multi Asset Fund

Lower mid AUM (₹5,941 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.60% (bottom quartile).
3Y return: 19.68% (top quartile).
1Y return: 9.57% (lower mid).
1M return: 1.80% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.52 (lower mid).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹64,770 Cr).
Established history (23+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.20% (upper mid).
3Y return: 19.43% (upper mid).
1Y return: 13.40% (top quartile).
1M return: 1.03% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.08 (top quartile).

JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.32% (bottom quartile).
3Y return: 19.07% (lower mid).
1Y return: -2.27% (bottom quartile).
1M return: -0.59% (bottom quartile).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹45,168 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.66% (top quartile).
3Y return: 18.90% (bottom quartile).
1Y return: 10.12% (upper mid).
1M return: 0.81% (lower mid).
Alpha: 2.96 (top quartile).
Sharpe: -0.29 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.82% (lower mid).
3Y return: 18.89% (bottom quartile).
1Y return: 1.11% (bottom quartile).
1M return: 0.26% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.64 (bottom quartile).

മികച്ച 5 ലംപ് സം അഗ്രസീവ് ഹൈബ്രിഡ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Equity Hybrid Fund Growth	₹121.408 ↓ -0.27	₹804	5,000	3.5	7.2	-2.3	19.1	19.3	27
ICICI Prudential Equity and Debt Fund Growth	₹406.91 ↑ 1.54	₹45,168	5,000	4.9	8.5	10.1	18.9	24.7	17.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.26 ↑ 0.11	₹1,253	5,000	2.6	9.9	1.1	18.9	21.8	25.8
UTI Hybrid Equity Fund Growth	₹413.221 ↑ 1.78	₹6,302	1,000	3.9	6.9	4.9	16.1	18.7	19.7
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	5,000	0.5	10.5	27.1	16	14.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Equity Hybrid Fund	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	UTI Hybrid Equity Fund	Sundaram Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹804 Cr).	Highest AUM (₹45,168 Cr).	Bottom quartile AUM (₹1,253 Cr).	Upper mid AUM (₹6,302 Cr).	Lower mid AUM (₹1,954 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (26+ yrs).	Established history (9+ yrs).	Established history (30+ yrs).	Established history (25+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Not Rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 19.32% (lower mid).	5Y return: 24.66% (top quartile).	5Y return: 21.82% (upper mid).	5Y return: 18.69% (bottom quartile).	5Y return: 14.20% (bottom quartile).
Point 6	3Y return: 19.07% (top quartile).	3Y return: 18.90% (upper mid).	3Y return: 18.89% (lower mid).	3Y return: 16.12% (bottom quartile).	3Y return: 16.03% (bottom quartile).
Point 7	1Y return: -2.27% (bottom quartile).	1Y return: 10.12% (upper mid).	1Y return: 1.11% (bottom quartile).	1Y return: 4.89% (lower mid).	1Y return: 27.10% (top quartile).
Point 8	1M return: -0.59% (bottom quartile).	1M return: 0.81% (lower mid).	1M return: 0.26% (bottom quartile).	1M return: 1.84% (top quartile).	1M return: 1.80% (upper mid).
Point 9	Alpha: -8.63 (bottom quartile).	Alpha: 2.96 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -2.11 (bottom quartile).	Alpha: 5.81 (top quartile).
Point 10	Sharpe: -1.21 (bottom quartile).	Sharpe: -0.29 (upper mid).	Sharpe: -0.64 (lower mid).	Sharpe: -0.80 (bottom quartile).	Sharpe: 2.64 (top quartile).

JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.32% (lower mid).
3Y return: 19.07% (top quartile).
1Y return: -2.27% (bottom quartile).
1M return: -0.59% (bottom quartile).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).

ICICI Prudential Equity and Debt Fund

Highest AUM (₹45,168 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.66% (top quartile).
3Y return: 18.90% (upper mid).
1Y return: 10.12% (upper mid).
1M return: 0.81% (lower mid).
Alpha: 2.96 (upper mid).
Sharpe: -0.29 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.82% (upper mid).
3Y return: 18.89% (lower mid).
1Y return: 1.11% (bottom quartile).
1M return: 0.26% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (lower mid).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,302 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.69% (bottom quartile).
3Y return: 16.12% (bottom quartile).
1Y return: 4.89% (lower mid).
1M return: 1.84% (top quartile).
Alpha: -2.11 (bottom quartile).
Sharpe: -0.80 (bottom quartile).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Established history (25+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (bottom quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

മികച്ച 5 ലംപ് സം കൺസർവേറ്റീവ് ഹൈബ്രിഡ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Multi Asset Fund Growth	₹77.9936 ↑ 0.31	₹5,941	5,000	6.2	9.3	9.6	19.7	15.6	20.7
ICICI Prudential Multi-Asset Fund Growth	₹798.594 ↑ 3.72	₹64,770	5,000	6.8	9.4	13.4	19.4	24.2	16.1
JM Equity Hybrid Fund Growth	₹121.408 ↓ -0.27	₹804	5,000	3.5	7.2	-2.3	19.1	19.3	27
ICICI Prudential Equity and Debt Fund Growth	₹406.91 ↑ 1.54	₹45,168	5,000	4.9	8.5	10.1	18.9	24.7	17.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.26 ↑ 0.11	₹1,253	5,000	2.6	9.9	1.1	18.9	21.8	25.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	UTI Multi Asset Fund	ICICI Prudential Multi-Asset Fund	JM Equity Hybrid Fund	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund
Point 1	Lower mid AUM (₹5,941 Cr).	Highest AUM (₹64,770 Cr).	Bottom quartile AUM (₹804 Cr).	Upper mid AUM (₹45,168 Cr).	Bottom quartile AUM (₹1,253 Cr).
Point 2	Established history (17+ yrs).	Established history (23+ yrs).	Oldest track record among peers (30 yrs).	Established history (26+ yrs).	Established history (9+ yrs).
Point 3	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Rating: 1★ (bottom quartile).	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 15.60% (bottom quartile).	5Y return: 24.20% (upper mid).	5Y return: 19.32% (bottom quartile).	5Y return: 24.66% (top quartile).	5Y return: 21.82% (lower mid).
Point 6	3Y return: 19.68% (top quartile).	3Y return: 19.43% (upper mid).	3Y return: 19.07% (lower mid).	3Y return: 18.90% (bottom quartile).	3Y return: 18.89% (bottom quartile).
Point 7	1Y return: 9.57% (lower mid).	1Y return: 13.40% (top quartile).	1Y return: -2.27% (bottom quartile).	1Y return: 10.12% (upper mid).	1Y return: 1.11% (bottom quartile).
Point 8	1M return: 1.80% (top quartile).	1M return: 1.03% (upper mid).	1M return: -0.59% (bottom quartile).	1M return: 0.81% (lower mid).	1M return: 0.26% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -8.63 (bottom quartile).	Alpha: 2.96 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.52 (lower mid).	Sharpe: 0.08 (top quartile).	Sharpe: -1.21 (bottom quartile).	Sharpe: -0.29 (upper mid).	Sharpe: -0.64 (bottom quartile).

UTI Multi Asset Fund

Lower mid AUM (₹5,941 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.60% (bottom quartile).
3Y return: 19.68% (top quartile).
1Y return: 9.57% (lower mid).
1M return: 1.80% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.52 (lower mid).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹64,770 Cr).
Established history (23+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.20% (upper mid).
3Y return: 19.43% (upper mid).
1Y return: 13.40% (top quartile).
1M return: 1.03% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.08 (top quartile).

JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.32% (bottom quartile).
3Y return: 19.07% (lower mid).
1Y return: -2.27% (bottom quartile).
1M return: -0.59% (bottom quartile).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹45,168 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.66% (top quartile).
3Y return: 18.90% (bottom quartile).
1Y return: 10.12% (upper mid).
1M return: 0.81% (lower mid).
Alpha: 2.96 (top quartile).
Sharpe: -0.29 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.82% (lower mid).
3Y return: 18.89% (bottom quartile).
1Y return: 1.11% (bottom quartile).
1M return: 0.26% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.64 (bottom quartile).

മികച്ച 5 ലംപ് സം ആർബിട്രേജ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Arbitrage Fund Growth	₹35.7438 ↑ 0.01	₹9,149	5,000	1.3	2.9	6.5	7.2	5.8	7.7
SBI Arbitrage Opportunities Fund Growth	₹34.4887 ↑ 0.02	₹41,552	5,000	1.3	2.9	6.5	7.3	5.9	7.5
Kotak Equity Arbitrage Fund Growth	₹38.2026 ↑ 0.01	₹72,274	5,000	1.3	2.8	6.4	7.3	5.9	7.8
Invesco India Arbitrage Fund Growth	₹32.545 ↑ 0.01	₹25,150	5,000	1.3	2.8	6.4	7.2	5.9	7.6
ICICI Prudential Equity Arbitrage Fund Growth	₹34.978 ↑ 0.01	₹32,593	5,000	1.3	2.8	6.4	7.1	5.7	7.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	UTI Arbitrage Fund	SBI Arbitrage Opportunities Fund	Kotak Equity Arbitrage Fund	Invesco India Arbitrage Fund	ICICI Prudential Equity Arbitrage Fund
Point 1	Bottom quartile AUM (₹9,149 Cr).	Upper mid AUM (₹41,552 Cr).	Highest AUM (₹72,274 Cr).	Bottom quartile AUM (₹25,150 Cr).	Lower mid AUM (₹32,593 Cr).
Point 2	Established history (19+ yrs).	Established history (19+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	5Y return: 5.76% (bottom quartile).	5Y return: 5.90% (upper mid).	5Y return: 5.93% (top quartile).	5Y return: 5.90% (lower mid).	5Y return: 5.74% (bottom quartile).
Point 6	3Y return: 7.19% (bottom quartile).	3Y return: 7.25% (upper mid).	3Y return: 7.28% (top quartile).	3Y return: 7.20% (lower mid).	3Y return: 7.11% (bottom quartile).
Point 7	1Y return: 6.51% (top quartile).	1Y return: 6.47% (upper mid).	1Y return: 6.38% (lower mid).	1Y return: 6.38% (bottom quartile).	1Y return: 6.37% (bottom quartile).
Point 8	1M return: 0.53% (lower mid).	1M return: 0.53% (upper mid).	1M return: 0.51% (bottom quartile).	1M return: 0.54% (top quartile).	1M return: 0.52% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 1.12 (top quartile).	Sharpe: 0.87 (bottom quartile).	Sharpe: 1.09 (upper mid).	Sharpe: 0.77 (bottom quartile).	Sharpe: 0.92 (lower mid).

UTI Arbitrage Fund

Bottom quartile AUM (₹9,149 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
5Y return: 5.76% (bottom quartile).
3Y return: 7.19% (bottom quartile).
1Y return: 6.51% (top quartile).
1M return: 0.53% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.12 (top quartile).

SBI Arbitrage Opportunities Fund

Upper mid AUM (₹41,552 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 5.90% (upper mid).
3Y return: 7.25% (upper mid).
1Y return: 6.47% (upper mid).
1M return: 0.53% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.87 (bottom quartile).

Kotak Equity Arbitrage Fund

Highest AUM (₹72,274 Cr).
Oldest track record among peers (20 yrs).
Top rated.
Risk profile: Moderately Low.
5Y return: 5.93% (top quartile).
3Y return: 7.28% (top quartile).
1Y return: 6.38% (lower mid).
1M return: 0.51% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.09 (upper mid).

Invesco India Arbitrage Fund

Bottom quartile AUM (₹25,150 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 5.90% (lower mid).
3Y return: 7.20% (lower mid).
1Y return: 6.38% (bottom quartile).
1M return: 0.54% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.77 (bottom quartile).

ICICI Prudential Equity Arbitrage Fund

Lower mid AUM (₹32,593 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 5.74% (bottom quartile).
3Y return: 7.11% (bottom quartile).
1Y return: 6.37% (bottom quartile).
1M return: 0.52% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.92 (lower mid).

മികച്ച 5 ലംപ് സം ഡൈനാമിക് അലോക്കേഷൻ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Axis Dynamic Equity Fund Growth	₹21.53 ↑ 0.06	₹3,489	5,000	3.9	5.5	6	14.1	12.5	17.5
ICICI Prudential Balanced Advantage Fund Growth	₹76.49 ↑ 0.16	₹65,711	5,000	4.3	7.4	9.9	13.3	13.5	12.3
Invesco India Dynamic Equity Fund Growth	₹54.72 ↑ 0.22	₹1,045	5,000	2.7	6	4.3	12.5	11.8	15.9
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹108.2 ↑ 0.13	₹8,208	1,000	2.8	6.1	7.8	12.5	12.6	13
Nippon India Balanced Advantage Fund Growth	₹181.031 ↑ 0.37	₹9,317	5,000	3.8	6.4	6.8	12.4	13.1	13
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Axis Dynamic Equity Fund	ICICI Prudential Balanced Advantage Fund	Invesco India Dynamic Equity Fund	Aditya Birla Sun Life Balanced Advantage Fund	Nippon India Balanced Advantage Fund
Point 1	Bottom quartile AUM (₹3,489 Cr).	Highest AUM (₹65,711 Cr).	Bottom quartile AUM (₹1,045 Cr).	Lower mid AUM (₹8,208 Cr).	Upper mid AUM (₹9,317 Cr).
Point 2	Established history (8+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Oldest track record among peers (25 yrs).	Established history (21+ yrs).
Point 3	Not Rated.	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.51% (bottom quartile).	5Y return: 13.54% (top quartile).	5Y return: 11.77% (bottom quartile).	5Y return: 12.59% (lower mid).	5Y return: 13.06% (upper mid).
Point 6	3Y return: 14.06% (top quartile).	3Y return: 13.26% (upper mid).	3Y return: 12.54% (lower mid).	3Y return: 12.51% (bottom quartile).	3Y return: 12.36% (bottom quartile).
Point 7	1Y return: 6.01% (bottom quartile).	1Y return: 9.95% (top quartile).	1Y return: 4.35% (bottom quartile).	1Y return: 7.83% (upper mid).	1Y return: 6.79% (lower mid).
Point 8	1M return: 2.04% (top quartile).	1M return: 0.98% (lower mid).	1M return: 1.16% (upper mid).	1M return: 0.91% (bottom quartile).	1M return: 0.94% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.63 (bottom quartile).	Sharpe: -0.15 (top quartile).	Sharpe: -0.52 (lower mid).	Sharpe: -0.33 (upper mid).	Sharpe: -0.64 (bottom quartile).

Axis Dynamic Equity Fund

Bottom quartile AUM (₹3,489 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.51% (bottom quartile).
3Y return: 14.06% (top quartile).
1Y return: 6.01% (bottom quartile).
1M return: 2.04% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.63 (bottom quartile).

ICICI Prudential Balanced Advantage Fund

Highest AUM (₹65,711 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.54% (top quartile).
3Y return: 13.26% (upper mid).
1Y return: 9.95% (top quartile).
1M return: 0.98% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.15 (top quartile).

Invesco India Dynamic Equity Fund

Bottom quartile AUM (₹1,045 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.77% (bottom quartile).
3Y return: 12.54% (lower mid).
1Y return: 4.35% (bottom quartile).
1M return: 1.16% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (lower mid).

Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹8,208 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.59% (lower mid).
3Y return: 12.51% (bottom quartile).
1Y return: 7.83% (upper mid).
1M return: 0.91% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.33 (upper mid).

Nippon India Balanced Advantage Fund

Upper mid AUM (₹9,317 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.06% (upper mid).
3Y return: 12.36% (bottom quartile).
1Y return: 6.79% (lower mid).
1M return: 0.94% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.64 (bottom quartile).

മികച്ച 5 ലംപ് സം മൾട്ടി അസറ്റ് അലോക്കേഷൻ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Multi Asset Fund Growth	₹77.9936 ↑ 0.31	₹5,941	5,000	6.2	9.3	9.6	19.7	15.6	20.7
ICICI Prudential Multi-Asset Fund Growth	₹798.594 ↑ 3.72	₹64,770	5,000	6.8	9.4	13.4	19.4	24.2	16.1
SBI Multi Asset Allocation Fund Growth	₹63.247 ↑ 0.11	₹10,262	5,000	7.3	12.3	13.7	17.4	15.2	12.8
Edelweiss Multi Asset Allocation Fund Growth	₹64.72 ↑ 0.17	₹3,045	5,000	3.4	7.2	6.7	16.6	18.3	20.2
HDFC Multi-Asset Fund Growth	₹74.652 ↑ 0.27	₹4,715	5,000	5	8.1	10.7	14.6	14.8	13.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	UTI Multi Asset Fund	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund	Edelweiss Multi Asset Allocation Fund	HDFC Multi-Asset Fund
Point 1	Lower mid AUM (₹5,941 Cr).	Highest AUM (₹64,770 Cr).	Upper mid AUM (₹10,262 Cr).	Bottom quartile AUM (₹3,045 Cr).	Bottom quartile AUM (₹4,715 Cr).
Point 2	Established history (17+ yrs).	Oldest track record among peers (23 yrs).	Established history (19+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Top rated.	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 15.60% (lower mid).	5Y return: 24.20% (top quartile).	5Y return: 15.23% (bottom quartile).	5Y return: 18.34% (upper mid).	5Y return: 14.81% (bottom quartile).
Point 6	3Y return: 19.68% (top quartile).	3Y return: 19.43% (upper mid).	3Y return: 17.39% (lower mid).	3Y return: 16.56% (bottom quartile).	3Y return: 14.57% (bottom quartile).
Point 7	1Y return: 9.57% (bottom quartile).	1Y return: 13.40% (upper mid).	1Y return: 13.68% (top quartile).	1Y return: 6.75% (bottom quartile).	1Y return: 10.69% (lower mid).
Point 8	1M return: 1.80% (top quartile).	1M return: 1.03% (bottom quartile).	1M return: 1.36% (upper mid).	1M return: 0.70% (bottom quartile).	1M return: 1.09% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.96 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.52 (bottom quartile).	Sharpe: 0.08 (top quartile).	Sharpe: -0.10 (upper mid).	Sharpe: -0.50 (bottom quartile).	Sharpe: -0.16 (lower mid).

UTI Multi Asset Fund

Lower mid AUM (₹5,941 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.60% (lower mid).
3Y return: 19.68% (top quartile).
1Y return: 9.57% (bottom quartile).
1M return: 1.80% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.52 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹64,770 Cr).
Oldest track record among peers (23 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.20% (top quartile).
3Y return: 19.43% (upper mid).
1Y return: 13.40% (upper mid).
1M return: 1.03% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.08 (top quartile).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹10,262 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 15.23% (bottom quartile).
3Y return: 17.39% (lower mid).
1Y return: 13.68% (top quartile).
1M return: 1.36% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.10 (upper mid).

Edelweiss Multi Asset Allocation Fund

Bottom quartile AUM (₹3,045 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.34% (upper mid).
3Y return: 16.56% (bottom quartile).
1Y return: 6.75% (bottom quartile).
1M return: 0.70% (bottom quartile).
Alpha: 0.96 (top quartile).
Sharpe: -0.50 (bottom quartile).

HDFC Multi-Asset Fund

Bottom quartile AUM (₹4,715 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
5Y return: 14.81% (bottom quartile).
3Y return: 14.57% (bottom quartile).
1Y return: 10.69% (lower mid).
1M return: 1.09% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.16 (lower mid).

മികച്ച 5 ലംപ് സം ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Equity Savings Fund Growth	₹26.9312 ↑ 0.05	₹8,487	5,000	3.5	7	7.4	11.6	11	11.7
Edelweiss Equity Savings Fund Growth	₹25.9058 ↓ -0.02	₹843	5,000	2.7	6.3	8.9	11.1	10.5	13.4
SBI Equity Savings Fund Growth	₹24.2149 ↓ -0.02	₹5,703	1,000	2	4.8	4.8	11.1	10.9	12
HDFC Equity Savings Fund Growth	₹67.271 ↑ 0.12	₹5,691	5,000	2.6	4.9	5.6	10.1	11.8	10.3
DSP Equity Savings Fund Growth	₹22.121 ↑ 0.03	₹3,591	1,000	1.8	2.9	5.3	10.1	10.3	12.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Kotak Equity Savings Fund	Edelweiss Equity Savings Fund	SBI Equity Savings Fund	HDFC Equity Savings Fund	DSP Equity Savings Fund
Point 1	Highest AUM (₹8,487 Cr).	Bottom quartile AUM (₹843 Cr).	Upper mid AUM (₹5,703 Cr).	Lower mid AUM (₹5,691 Cr).	Bottom quartile AUM (₹3,591 Cr).
Point 2	Established history (11+ yrs).	Established history (11+ yrs).	Established history (10+ yrs).	Oldest track record among peers (21 yrs).	Established history (9+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.04% (upper mid).	5Y return: 10.48% (bottom quartile).	5Y return: 10.88% (lower mid).	5Y return: 11.76% (top quartile).	5Y return: 10.30% (bottom quartile).
Point 6	3Y return: 11.61% (top quartile).	3Y return: 11.15% (upper mid).	3Y return: 11.07% (lower mid).	3Y return: 10.10% (bottom quartile).	3Y return: 10.10% (bottom quartile).
Point 7	1Y return: 7.43% (upper mid).	1Y return: 8.88% (top quartile).	1Y return: 4.77% (bottom quartile).	1Y return: 5.60% (lower mid).	1Y return: 5.32% (bottom quartile).
Point 8	1M return: 0.33% (bottom quartile).	1M return: 0.70% (upper mid).	1M return: 0.54% (bottom quartile).	1M return: 0.81% (top quartile).	1M return: 0.66% (lower mid).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.55 (lower mid).	Sharpe: -0.01 (top quartile).	Sharpe: -0.36 (upper mid).	Sharpe: -0.76 (bottom quartile).	Sharpe: -0.56 (bottom quartile).

Kotak Equity Savings Fund

Highest AUM (₹8,487 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.04% (upper mid).
3Y return: 11.61% (top quartile).
1Y return: 7.43% (upper mid).
1M return: 0.33% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.55 (lower mid).

Edelweiss Equity Savings Fund

Bottom quartile AUM (₹843 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.48% (bottom quartile).
3Y return: 11.15% (upper mid).
1Y return: 8.88% (top quartile).
1M return: 0.70% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (top quartile).

SBI Equity Savings Fund

Upper mid AUM (₹5,703 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.88% (lower mid).
3Y return: 11.07% (lower mid).
1Y return: 4.77% (bottom quartile).
1M return: 0.54% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.36 (upper mid).

HDFC Equity Savings Fund

Lower mid AUM (₹5,691 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.76% (top quartile).
3Y return: 10.10% (bottom quartile).
1Y return: 5.60% (lower mid).
1M return: 0.81% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.76 (bottom quartile).

DSP Equity Savings Fund

Bottom quartile AUM (₹3,591 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.30% (bottom quartile).
3Y return: 10.10% (bottom quartile).
1Y return: 5.32% (bottom quartile).
1M return: 0.66% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.56 (bottom quartile).

മികച്ച 5 ലംപ് സം സൊല്യൂഷൻ ഓറിയന്റഡ് സ്കീമുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Retirement Savings Fund - Equity Plan Growth	₹51.6 ↑ 0.21	₹6,584	5,000	3.7	7.4	3.6	18.3	23	18
ICICI Prudential Child Care Plan (Gift) Growth	₹330.75 ↑ 1.41	₹1,373	5,000	2	9.6	7.7	17.9	17.8	16.9
HDFC Retirement Savings Fund - Hybrid - Equity Plan Growth	₹39.284 ↑ 0.12	₹1,660	5,000	3.2	6.3	3.4	14.7	16.6	14
Tata Retirement Savings Fund - Progressive Growth	₹65.28 ↑ 0.24	₹2,047	5,000	1.6	7.2	0.5	15.2	14.8	21.7
Tata Retirement Savings Fund-Moderate Growth	₹64.7996 ↑ 0.21	₹2,115	5,000	2	7.2	2.6	14.4	14.1	19.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Retirement Savings Fund - Equity Plan	ICICI Prudential Child Care Plan (Gift)	HDFC Retirement Savings Fund - Hybrid - Equity Plan	Tata Retirement Savings Fund - Progressive	Tata Retirement Savings Fund-Moderate
Point 1	Highest AUM (₹6,584 Cr).	Bottom quartile AUM (₹1,373 Cr).	Bottom quartile AUM (₹1,660 Cr).	Lower mid AUM (₹2,047 Cr).	Upper mid AUM (₹2,115 Cr).
Point 2	Established history (9+ yrs).	Oldest track record among peers (24 yrs).	Established history (9+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Not Rated.	Top rated.	Rating: 5★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.04% (top quartile).	5Y return: 17.77% (upper mid).	5Y return: 16.59% (lower mid).	5Y return: 14.84% (bottom quartile).	5Y return: 14.06% (bottom quartile).
Point 6	3Y return: 18.34% (top quartile).	3Y return: 17.89% (upper mid).	3Y return: 14.65% (bottom quartile).	3Y return: 15.16% (lower mid).	3Y return: 14.39% (bottom quartile).
Point 7	1Y return: 3.59% (upper mid).	1Y return: 7.71% (top quartile).	1Y return: 3.39% (lower mid).	1Y return: 0.46% (bottom quartile).	1Y return: 2.58% (bottom quartile).
Point 8	1M return: 1.18% (top quartile).	1M return: 0.29% (bottom quartile).	1M return: 0.88% (upper mid).	1M return: 0.13% (bottom quartile).	1M return: 0.35% (lower mid).
Point 9	Alpha: -1.34 (bottom quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -0.19 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: -0.72 (bottom quartile).	Sharpe: -0.26 (top quartile).	Sharpe: -0.74 (bottom quartile).	Sharpe: -0.60 (lower mid).	Sharpe: -0.56 (upper mid).

HDFC Retirement Savings Fund - Equity Plan

Highest AUM (₹6,584 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.04% (top quartile).
3Y return: 18.34% (top quartile).
1Y return: 3.59% (upper mid).
1M return: 1.18% (top quartile).
Alpha: -1.34 (bottom quartile).
Sharpe: -0.72 (bottom quartile).

ICICI Prudential Child Care Plan (Gift)

Bottom quartile AUM (₹1,373 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.77% (upper mid).
3Y return: 17.89% (upper mid).
1Y return: 7.71% (top quartile).
1M return: 0.29% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.26 (top quartile).

HDFC Retirement Savings Fund - Hybrid - Equity Plan

Bottom quartile AUM (₹1,660 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.59% (lower mid).
3Y return: 14.65% (bottom quartile).
1Y return: 3.39% (lower mid).
1M return: 0.88% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.74 (bottom quartile).

Tata Retirement Savings Fund - Progressive

Lower mid AUM (₹2,047 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.84% (bottom quartile).
3Y return: 15.16% (lower mid).
1Y return: 0.46% (bottom quartile).
1M return: 0.13% (bottom quartile).
Alpha: -0.19 (bottom quartile).
Sharpe: -0.60 (lower mid).

Tata Retirement Savings Fund-Moderate

Upper mid AUM (₹2,115 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.06% (bottom quartile).
3Y return: 14.39% (bottom quartile).
1Y return: 2.58% (bottom quartile).
1M return: 0.35% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.56 (upper mid).

1 മാസത്തെ മികച്ച ലംപ് സം മ്യൂച്വൽ ഫണ്ട്

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Lower mid AUM (₹1,000 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.75% (upper mid).
3Y return: 23.06% (top quartile).
1Y return: 30.80% (upper mid).
Alpha: -2.48 (lower mid).
Sharpe: 0.77 (lower mid).
Information ratio: -0.62 (bottom quartile).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF US Flexible Equity I2 (~98.8%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (10 Nov 25)	₹74.7578 ↑ 1.84 (2.53 %)
Net Assets (Cr)	₹1,000 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	0.77
Information Ratio	-0.62
Alpha Ratio	-2.48
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,624
31 Oct 22	₹13,108
31 Oct 23	₹14,140
31 Oct 24	₹17,846
31 Oct 25	₹24,493

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Nov 25

Duration	Returns
1 Month	4.5%
3 Month	11.3%
6 Month	34.8%
1 Year	30.8%
3 Year	23.1%
5 Year	17.7%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.8%
2023	22%
2022	-5.9%
2021	24.2%
2020	22.6%
2019	27.5%
2018	-1.1%
2017	15.5%
2016	9.8%
2015	2.5%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.59 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	33.17%
Financial Services	17.01%
Communication Services	14.3%
Health Care	10.86%
Consumer Cyclical	10.4%
Industrials	6.24%
Basic Materials	3.03%
Energy	2.54%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	97.56%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	99%	₹1,033 Cr	1,994,958 ↓ -29,079
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹15 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

2. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (lower mid).
3Y return: 20.64% (upper mid).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,669

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Nov 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

Highest AUM (₹1,460 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 18.60% (top quartile).
3Y return: 17.82% (bottom quartile).
1Y return: 10.19% (bottom quartile).
Alpha: -11.54 (bottom quartile).
Sharpe: -0.55 (bottom quartile).
Information ratio: 0.50 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~19.4%).
Top-3 holdings concentration ~41.3%.

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (11 Nov 25)	₹107.13 ↓ -0.05 (-0.05 %)
Net Assets (Cr)	₹1,460 on 31 Aug 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.12
Sharpe Ratio	-0.55
Information Ratio	0.5
Alpha Ratio	-11.54
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,097
31 Oct 22	₹16,631
31 Oct 23	₹19,993
31 Oct 24	₹25,334
31 Oct 25	₹27,434

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Nov 25

Duration	Returns
1 Month	4.3%
3 Month	6.3%
6 Month	8.2%
1 Year	10.2%
3 Year	17.8%
5 Year	18.6%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	31.1%
2022	16.8%
2021	15.3%
2020	2.7%
2019	26.4%
2018	-3.7%
2017	33.3%
2016	12.8%
2015	-9%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	7.76 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	94.6%

Asset Allocation

Asset Class	Value
Cash	5.21%
Equity	94.6%
Debt	0.18%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	19%	₹294 Cr	3,090,480 ↑ 39,074
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	12%	₹181 Cr	1,339,673
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| 532215	10%	₹150 Cr	1,329,343
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	6%	₹88 Cr	1,003,469
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	5%	₹69 Cr	341,499
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	4%	₹67 Cr	1,085,825
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 20 \| CSBBANK	4%	₹61 Cr	1,644,042
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	4%	₹59 Cr	682,976
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| 532134	4%	₹57 Cr	2,208,626
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| UJJIVANSFB	4%	₹54 Cr	11,708,687

4. Aditya Birla Sun Life International Equity Fund - Plan B

An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets.

Research Highlights for Aditya Birla Sun Life International Equity Fund - Plan B

Bottom quartile AUM (₹93 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 8.98% (bottom quartile).
3Y return: 18.95% (lower mid).
1Y return: 13.75% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.85 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Aditya Birla Sun Life International Equity Fund - Plan B

Aditya Birla Sun Life International Equity Fund - Plan B Growth
Launch Date	31 Oct 07
NAV (28 Jul 23)	₹28.8036 ↑ 0.07 (0.23 %)
Net Assets (Cr)	₹93 on 30 Jun 23
Category	Equity - Global
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆
Risk	High
Expense Ratio	2.6
Sharpe Ratio	0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,350
31 Oct 22	₹14,570

Aditya Birla Sun Life International Equity Fund - Plan B SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Aditya Birla Sun Life International Equity Fund - Plan B

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Nov 25

Duration	Returns
1 Month	4.2%
3 Month	10.3%
6 Month	10%
1 Year	13.8%
3 Year	18.9%
5 Year	9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Aditya Birla Sun Life International Equity Fund - Plan B

Name	Since	Tenure

Data below for Aditya Birla Sun Life International Equity Fund - Plan B as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.