SIP 2022-നുള്ള 5 മികച്ച പ്രകടനം നടത്തുന്ന ലിക്വിഡ് ഫണ്ടുകൾ

Updated on October 14, 2025 , 9667 views

ലിക്വിഡ് ഫണ്ടുകൾ ഏറ്റവും സുരക്ഷിതമായ വിഭാഗമായി കണക്കാക്കപ്പെടുന്നുകടം മ്യൂച്വൽ ഫണ്ട് അവർക്ക് ഏറ്റവും കുറഞ്ഞ പലിശ നിരക്കും ക്രെഡിറ്റ് റിസ്കും ഉള്ളതിനാൽ. 91 ദിവസം വരെ കാലാവധിയുള്ള ഡെറ്റ് സെക്യൂരിറ്റികളിൽ ലിക്വിഡ് ഫണ്ടുകൾ നിക്ഷേപിക്കുന്നു. ഈ ഫണ്ടുകളേക്കാൾ മികച്ച വരുമാനം വാഗ്ദാനം ചെയ്യുന്നുബാങ്ക് സേവിംഗ്സ് അക്കൗണ്ട്. ബാങ്ക് അക്കൗണ്ടുകളുടെ 4% പലിശ നിരക്കുമായി താരതമ്യപ്പെടുത്തുമ്പോൾ, ലിക്വിഡ്മ്യൂച്വൽ ഫണ്ടുകൾ ഏകദേശം 7% റിട്ടേണുകൾ വാഗ്ദാനം ചെയ്യുന്നു. കൂടാതെ, ലിക്വിഡ് ഫണ്ടുകൾ വളരെ ദ്രാവകമാണ്, ഒരാൾക്ക് അവരുടെ ഫണ്ടുകൾ ഒരു ദിവസത്തിനുള്ളിൽ റിഡീം ചെയ്യാൻ കഴിയും. നിക്ഷേപകർക്ക് അവരുടെ മിച്ച തുക നല്ല വരുമാനം നേടുന്നതിന് നിക്ഷേപിക്കാം അല്ലെങ്കിൽ അവരുടെ ഹ്രസ്വകാല നേട്ടത്തിനായി നിക്ഷേപിക്കാംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ. ഉദാഹരണത്തിന്, ഒരാൾക്ക് ഒരു ഗാഡ്ജെറ്റ് വാങ്ങണമെങ്കിൽ അല്ലെങ്കിൽ ഒരു ചെറിയ യാത്ര പ്ലാൻ ചെയ്യണമെങ്കിൽ. മികച്ച വരുമാനത്തിനായി, നിക്ഷേപകർക്ക് മുൻകൂട്ടി ലിസ്റ്റ് ചെയ്തിട്ടുള്ള ഈ ലിക്വിഡ് ഫണ്ടുകളിൽ എ വഴി നിക്ഷേപിക്കാംഎസ്.ഐ.പി. അവരുടെ ഏറ്റവും പുതിയ പ്രകടനങ്ങളും റിട്ടേണുകളും നോക്കാം!

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FY 22 - 23 SIP നിക്ഷേപങ്ങൾക്കായുള്ള മികച്ച 5 മികച്ച പ്രകടനം നടത്തുന്ന ലിക്വിഡ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
BOI AXA Liquid Fund Growth	₹3,058.53 ↑ 0.39	₹1,824	1,000	1.4	3	6.8	7.1	5.7	7.4
Indiabulls Liquid Fund Growth	₹2,568.17 ↑ 0.39	₹303	500	1.4	3	6.8	6.9	5.5	7.4
Tata Liquid Fund Growth	₹4,182.49 ↑ 0.55	₹20,404	500	1.4	3	6.8	7	5.6	7.3
Mirae Asset Cash Management Fund Growth	₹2,784.55 ↑ 0.39	₹13,791	1,000	1.4	3	6.7	7	5.7	7.3
Nippon India Liquid Fund Growth	₹6,480.41 ↑ 0.78	₹30,965	100	1.4	3	6.7	7	5.6	7.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	BOI AXA Liquid Fund	Indiabulls Liquid Fund	Tata Liquid Fund	Mirae Asset Cash Management Fund	Nippon India Liquid Fund
Point 1	Bottom quartile AUM (₹1,824 Cr).	Bottom quartile AUM (₹303 Cr).	Upper mid AUM (₹20,404 Cr).	Lower mid AUM (₹13,791 Cr).	Highest AUM (₹30,965 Cr).
Point 2	Established history (17+ yrs).	Established history (13+ yrs).	Oldest track record among peers (21 yrs).	Established history (16+ yrs).	Established history (21+ yrs).
Point 3	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (lower mid).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.80% (top quartile).	1Y return: 6.77% (upper mid).	1Y return: 6.75% (lower mid).	1Y return: 6.72% (bottom quartile).	1Y return: 6.72% (bottom quartile).
Point 6	1M return: 0.48% (top quartile).	1M return: 0.47% (bottom quartile).	1M return: 0.47% (bottom quartile).	1M return: 0.48% (upper mid).	1M return: 0.48% (lower mid).
Point 7	Sharpe: 4.59 (top quartile).	Sharpe: 3.54 (bottom quartile).	Sharpe: 3.56 (lower mid).	Sharpe: 3.82 (upper mid).	Sharpe: 3.30 (bottom quartile).
Point 8	Information ratio: 0.74 (top quartile).	Information ratio: -1.18 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 5.82% (bottom quartile).	Yield to maturity (debt): 5.88% (lower mid).	Yield to maturity (debt): 5.94% (top quartile).	Yield to maturity (debt): 5.87% (bottom quartile).	Yield to maturity (debt): 5.89% (upper mid).
Point 10	Modified duration: 0.11 yrs (lower mid).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 0.11 yrs (upper mid).	Modified duration: 0.11 yrs (bottom quartile).	Modified duration: 0.11 yrs (bottom quartile).

BOI AXA Liquid Fund

Bottom quartile AUM (₹1,824 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.80% (top quartile).
1M return: 0.48% (top quartile).
Sharpe: 4.59 (top quartile).
Information ratio: 0.74 (top quartile).
Yield to maturity (debt): 5.82% (bottom quartile).
Modified duration: 0.11 yrs (lower mid).

Indiabulls Liquid Fund

Bottom quartile AUM (₹303 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.77% (upper mid).
1M return: 0.47% (bottom quartile).
Sharpe: 3.54 (bottom quartile).
Information ratio: -1.18 (bottom quartile).
Yield to maturity (debt): 5.88% (lower mid).
Modified duration: 0.09 yrs (top quartile).

Tata Liquid Fund

Upper mid AUM (₹20,404 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.75% (lower mid).
1M return: 0.47% (bottom quartile).
Sharpe: 3.56 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 5.94% (top quartile).
Modified duration: 0.11 yrs (upper mid).

Mirae Asset Cash Management Fund

Lower mid AUM (₹13,791 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.72% (bottom quartile).
1M return: 0.48% (upper mid).
Sharpe: 3.82 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 5.87% (bottom quartile).
Modified duration: 0.11 yrs (bottom quartile).

Nippon India Liquid Fund

Highest AUM (₹30,965 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.72% (bottom quartile).
1M return: 0.48% (lower mid).
Sharpe: 3.30 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.89% (upper mid).
Modified duration: 0.11 yrs (bottom quartile).

*മുകളിൽ മികച്ചവയുടെ ലിസ്റ്റ്ദ്രാവക ഫണ്ടുകൾക്ക് മുകളിൽ AUM/നെറ്റ് അസറ്റുകൾ ഉണ്ട്100 കോടി. ക്രമീകരിച്ചുകഴിഞ്ഞ 1 വർഷത്തെ റിട്ടേൺ.

1. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for BOI AXA Liquid Fund

Bottom quartile AUM (₹1,824 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.80% (top quartile).
1M return: 0.48% (top quartile).
Sharpe: 4.59 (top quartile).
Information ratio: 0.74 (top quartile).
Yield to maturity (debt): 5.82% (bottom quartile).
Modified duration: 0.11 yrs (lower mid).
Average maturity: 0.11 yrs (lower mid).
Exit load: NIL.

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (17 Oct 25)	₹3,058.53 ↑ 0.39 (0.01 %)
Net Assets (Cr)	₹1,824 on 31 Aug 25
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.13
Sharpe Ratio	4.59
Information Ratio	0.74
Alpha Ratio	0.05
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	5.82%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,315
30 Sep 22	₹10,743
30 Sep 23	₹11,485
30 Sep 24	₹12,340
30 Sep 25	₹13,187

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	3%
1 Year	6.8%
3 Year	7.1%
5 Year	5.7%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.9%
2021	3.3%
2020	4.1%
2019	6.4%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.3%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	4.04 Yr.

Data below for BOI AXA Liquid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	99.66%
Other	0.34%

Debt Sector Allocation

Sector	Value
Cash Equivalent	69.54%
Corporate	25.36%
Government	4.76%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Union Bank Of India Certificate of Deposit \| -	8%	₹124 Cr	12,500,000 ↑ 7,500,000
ICICI Home Finance Company Limited Commercial Paper \| -	5%	₹74 Cr	7,500,000
91 Days Tbill (Md 04/12/2025) Sovereign Bonds \| -	5%	₹74 Cr	7,500,000 ↑ 7,500,000
Motilal Oswal Financial Services Limited (20/11/2025) ** Net Current Assets \| -	5%	₹74 Cr	7,500,000
Hdfc Securities Limited (09/12/2025) ** Net Current Assets \| -	5%	₹74 Cr	7,500,000 ↑ 7,500,000
91 Days Tbill Red 16-10-2025 Sovereign Bonds \| -	4%	₹60 Cr	6,000,000
ICICI Securities Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
Reliance Industries Ltd. Commercial Paper \| -	3%	₹50 Cr	5,000,000
Export Import Bank Of India ** Commercial Paper \| -	3%	₹50 Cr	5,000,000

2. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

Bottom quartile AUM (₹303 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.77% (upper mid).
1M return: 0.47% (bottom quartile).
Sharpe: 3.54 (bottom quartile).
Information ratio: -1.18 (bottom quartile).
Yield to maturity (debt): 5.88% (lower mid).
Modified duration: 0.09 yrs (top quartile).
Average maturity: 0.09 yrs (top quartile).
Exit load: NIL.

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (17 Oct 25)	₹2,568.17 ↑ 0.39 (0.02 %)
Net Assets (Cr)	₹303 on 31 Aug 25
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.2
Sharpe Ratio	3.54
Information Ratio	-1.18
Alpha Ratio	-0.03
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	5.88%
Effective Maturity	1 Month 3 Days
Modified Duration	1 Month 3 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,309
30 Sep 22	₹10,700
30 Sep 23	₹11,403
30 Sep 24	₹12,241
30 Sep 25	₹13,079

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	3%
1 Year	6.8%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	6.8%
2022	4.6%
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	2.31 Yr.

Data below for Indiabulls Liquid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	99.6%
Other	0.4%

Debt Sector Allocation

Sector	Value
Cash Equivalent	81.54%
Corporate	17.39%
Government	0.67%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	15%	₹25 Cr	2,500,000
Indian Oil Corporation Ltd. Commercial Paper \| -	15%	₹25 Cr	2,500,000
91 Days Treasury Bill 28-Nov-2025 Sovereign Bonds \| -	15%	₹25 Cr	2,500,000
Icici Securities Limited 13-Nov-2025** Net Current Assets \| -	9%	₹15 Cr	1,500,000
Kotak Mahindra Bank Limited 2025 Certificate of Deposit \| -	9%	₹15 Cr	1,500,000 ↓ -1,000,000
Punjab National Bank Certificate of Deposit \| -	9%	₹15 Cr	1,500,000 ↑ 1,500,000
Ccil CBLO/Reverse Repo \| -	9%	₹15 Cr	14,810 ↑ 14,810
LIC Housing Finance Limited Commercial Paper \| -	6%	₹10 Cr	1,000,000 ↓ -1,500,000
Reverse Repo 16-Sep-25 CBLO/Reverse Repo \| -	3%	₹5 Cr
Icici Securities Limited Commercial Paper \| -	3%	₹5 Cr	500,000

3. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

Upper mid AUM (₹20,404 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.75% (lower mid).
1M return: 0.47% (bottom quartile).
Sharpe: 3.56 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 5.94% (top quartile).
Modified duration: 0.11 yrs (upper mid).
Average maturity: 0.11 yrs (upper mid).
Exit load: NIL.

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (17 Oct 25)	₹4,182.49 ↑ 0.55 (0.01 %)
Net Assets (Cr)	₹20,404 on 31 Aug 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.39
Sharpe Ratio	3.56
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	5.94%
Effective Maturity	1 Month 9 Days
Modified Duration	1 Month 9 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,315
30 Sep 22	₹10,727
30 Sep 23	₹11,456
30 Sep 24	₹12,295
30 Sep 25	₹13,134

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	3%
1 Year	6.8%
3 Year	7%
5 Year	5.6%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.88 Yr.
Abhishek Sonthalia	6 Feb 20	5.57 Yr.
Harsh Dave	1 Aug 24	1.08 Yr.

Data below for Tata Liquid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	99.74%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	84.27%
Corporate	12.78%
Government	2.69%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
** Treasury Bill 91 Days (04/12/2025) Sovereign Bonds \| -	5%	₹1,250 Cr	126,500,000 ↑ 126,500,000
** - Exim - Cp - 12/12/2025 Net Current Assets \| -	4%	₹1,110 Cr	22,500 ↑ 22,500
** Treasury Bill 91 Days (11/12/2025) Sovereign Bonds \| -	4%	₹987 Cr	100,000,000 ↑ 100,000,000
91 Days Tbill Red 16-10-2025 Sovereign Bonds \| -	4%	₹946 Cr	95,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	4%	₹925 Cr	18,500
** - Pnb Housing Finance Ltd - Cp - 17/11/2025 Net Current Assets \| -	3%	₹742 Cr	15,000
** - Indusind Bank Ltd - Cd - 20/11/2025 Net Current Assets \| -	3%	₹742 Cr	15,000
** - Reliance Retail Ventures Ltd - Cp - 25/11/2025 Net Current Assets \| -	3%	₹643 Cr	13,000
Indian Oil Corporation Ltd. Commercial Paper \| -	2%	₹624 Cr	12,500 ↑ 3,000
Bharti Telecom Limited Commercial Paper \| -	2%	₹621 Cr	12,500

4. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Research Highlights for Mirae Asset Cash Management Fund

Lower mid AUM (₹13,791 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.72% (bottom quartile).
1M return: 0.48% (upper mid).
Sharpe: 3.82 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 5.87% (bottom quartile).
Modified duration: 0.11 yrs (bottom quartile).
Average maturity: 0.12 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (17 Oct 25)	₹2,784.55 ↑ 0.39 (0.01 %)
Net Assets (Cr)	₹13,791 on 31 Aug 25
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.14
Sharpe Ratio	3.82
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	5.87%
Effective Maturity	1 Month 12 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,326
30 Sep 22	₹10,744
30 Sep 23	₹11,481
30 Sep 24	₹12,325
30 Sep 25	₹13,162

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	3%
1 Year	6.7%
3 Year	7%
5 Year	5.7%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.6%
2018	7.3%
2017	6.6%
2016	7.2%
2015	7.8%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Mahendra Jajoo	22 Sep 25	0 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.18%
Corporate	21.95%
Government	3.65%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	7%	₹884 Cr
5.45% Reverse Repo CBLO/Reverse Repo \| -	4%	₹550 Cr
Union Bank Of India Certificate of Deposit \| -	4%	₹499 Cr	50,000,000
182 Days Tbill Sovereign Bonds \| -	3%	₹450 Cr	45,000,000
Axis Bank Ltd. Certificate of Deposit \| -	3%	₹391 Cr	39,500,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹375 Cr	37,500,000
Axis Bank Limited Certificate of Deposit \| -	3%	₹347 Cr	35,000,000
Canara Bank Certificate of Deposit \| -	2%	₹300 Cr	30,000,000 ↑ 30,000,000
Godrej Consumer Products Ltd. Commercial Paper \| -	2%	₹300 Cr	30,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹300 Cr	30,000,000 ↓ -20,000,000

5. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Liquid Fund

Highest AUM (₹30,965 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.72% (bottom quartile).
1M return: 0.48% (lower mid).
Sharpe: 3.30 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.89% (upper mid).
Modified duration: 0.11 yrs (bottom quartile).
Average maturity: 0.12 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (17 Oct 25)	₹6,480.41 ↑ 0.78 (0.01 %)
Net Assets (Cr)	₹30,965 on 31 Aug 25
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	3.3
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	5.89%
Effective Maturity	1 Month 13 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,314
30 Sep 22	₹10,727
30 Sep 23	₹11,458
30 Sep 24	₹12,297
30 Sep 25	₹13,132

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	3%
1 Year	6.7%
3 Year	7%
5 Year	5.6%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.3%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.28 Yr.
Vikash Agarwal	14 Sep 24	0.96 Yr.

Data below for Nippon India Liquid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	99.71%
Other	0.29%

Debt Sector Allocation

Sector	Value
Cash Equivalent	81.87%
Corporate	14.42%
Government	3.41%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	4%	₹1,403 Cr
91 Days Tbill Red 23-10-2025 Sovereign Bonds \| -	3%	₹876 Cr	88,131,200
91 Days Tbill Net Current Assets \| -	2%	₹790 Cr	80,000,000 ↑ 80,000,000
Karur Vysya Bank Limited** Net Current Assets \| -	2%	₹741 Cr	15,000
182 DTB 18102024 Sovereign Bonds \| -	2%	₹694 Cr	69,500,000 ↓ -6,000,000
Indian Bank Certificate of Deposit \| -	2%	₹521 Cr	10,500
Union Bank Of India Certificate of Deposit \| -	2%	₹500 Cr	10,000 ↓ -8,000
Bank Of Baroda Certificate of Deposit \| -	2%	₹499 Cr	10,000
Reliance Jio Infocomm Ltd. Commercial Paper \| -	2%	₹497 Cr	10,000
Small Industries Development Bk Of India Commercial Paper \| -	2%	₹497 Cr	10,000

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.