ലിക്വിഡ് ഫണ്ടുകൾ ഏറ്റവും സുരക്ഷിതമായ വിഭാഗമായി കണക്കാക്കപ്പെടുന്നുകടം മ്യൂച്വൽ ഫണ്ട് അവർക്ക് ഏറ്റവും കുറഞ്ഞ പലിശ നിരക്കും ക്രെഡിറ്റ് റിസ്കും ഉള്ളതിനാൽ. 91 ദിവസം വരെ കാലാവധിയുള്ള ഡെറ്റ് സെക്യൂരിറ്റികളിൽ ലിക്വിഡ് ഫണ്ടുകൾ നിക്ഷേപിക്കുന്നു. ഈ ഫണ്ടുകളേക്കാൾ മികച്ച വരുമാനം വാഗ്ദാനം ചെയ്യുന്നുബാങ്ക് സേവിംഗ്സ് അക്കൗണ്ട്. ബാങ്ക് അക്കൗണ്ടുകളുടെ 4% പലിശ നിരക്കുമായി താരതമ്യപ്പെടുത്തുമ്പോൾ, ലിക്വിഡ്മ്യൂച്വൽ ഫണ്ടുകൾ ഏകദേശം 7% റിട്ടേണുകൾ വാഗ്ദാനം ചെയ്യുന്നു. കൂടാതെ, ലിക്വിഡ് ഫണ്ടുകൾ വളരെ ദ്രാവകമാണ്, ഒരാൾക്ക് അവരുടെ ഫണ്ടുകൾ ഒരു ദിവസത്തിനുള്ളിൽ റിഡീം ചെയ്യാൻ കഴിയും. നിക്ഷേപകർക്ക് അവരുടെ മിച്ച തുക നല്ല വരുമാനം നേടുന്നതിന് നിക്ഷേപിക്കാം അല്ലെങ്കിൽ അവരുടെ ഹ്രസ്വകാല നേട്ടത്തിനായി നിക്ഷേപിക്കാംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ. ഉദാഹരണത്തിന്, ഒരാൾക്ക് ഒരു ഗാഡ്ജെറ്റ് വാങ്ങണമെങ്കിൽ അല്ലെങ്കിൽ ഒരു ചെറിയ യാത്ര പ്ലാൻ ചെയ്യണമെങ്കിൽ. മികച്ച വരുമാനത്തിനായി, നിക്ഷേപകർക്ക് മുൻകൂട്ടി ലിസ്റ്റ് ചെയ്തിട്ടുള്ള ഈ ലിക്വിഡ് ഫണ്ടുകളിൽ എ വഴി നിക്ഷേപിക്കാംഎസ്.ഐ.പി. അവരുടെ ഏറ്റവും പുതിയ പ്രകടനങ്ങളും റിട്ടേണുകളും നോക്കാം!
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Liquid Fund Growth ₹3,050.42
↑ 1.15 ₹1,824 1,000 1.4 3.1 6.9 7.1 5.7 7.4 Indiabulls Liquid Fund Growth ₹2,561.42
↑ 0.99 ₹303 500 1.4 3.1 6.8 6.9 5.5 7.4 Tata Liquid Fund Growth ₹4,171.55
↑ 1.72 ₹20,404 500 1.4 3.1 6.8 7 5.6 7.3 Nippon India Liquid Fund Growth ₹6,463.71
↑ 2.85 ₹30,965 100 1.4 3.1 6.8 7 5.6 7.3 Mirae Asset Cash Management Fund Growth ₹2,777.21
↑ 0.96 ₹13,791 1,000 1.4 3.1 6.8 7 5.6 7.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary BOI AXA Liquid Fund Indiabulls Liquid Fund Tata Liquid Fund Nippon India Liquid Fund Mirae Asset Cash Management Fund Point 1 Bottom quartile AUM (₹1,824 Cr). Bottom quartile AUM (₹303 Cr). Upper mid AUM (₹20,404 Cr). Highest AUM (₹30,965 Cr). Lower mid AUM (₹13,791 Cr). Point 2 Established history (17+ yrs). Established history (13+ yrs). Oldest track record among peers (21 yrs). Established history (21+ yrs). Established history (16+ yrs). Point 3 Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.86% (top quartile). 1Y return: 6.85% (upper mid). 1Y return: 6.82% (lower mid). 1Y return: 6.79% (bottom quartile). 1Y return: 6.79% (bottom quartile). Point 6 1M return: 0.47% (upper mid). 1M return: 0.47% (bottom quartile). 1M return: 0.47% (top quartile). 1M return: 0.47% (lower mid). 1M return: 0.47% (bottom quartile). Point 7 Sharpe: 4.59 (top quartile). Sharpe: 3.54 (bottom quartile). Sharpe: 3.56 (lower mid). Sharpe: 3.30 (bottom quartile). Sharpe: 3.82 (upper mid). Point 8 Information ratio: 0.74 (top quartile). Information ratio: -1.18 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 5.82% (bottom quartile). Yield to maturity (debt): 5.88% (lower mid). Yield to maturity (debt): 5.94% (top quartile). Yield to maturity (debt): 5.89% (upper mid). Yield to maturity (debt): 5.87% (bottom quartile). Point 10 Modified duration: 0.11 yrs (lower mid). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.11 yrs (upper mid). Modified duration: 0.11 yrs (bottom quartile). Modified duration: 0.11 yrs (bottom quartile). BOI AXA Liquid Fund
Indiabulls Liquid Fund
Tata Liquid Fund
Nippon India Liquid Fund
Mirae Asset Cash Management Fund
*മുകളിൽ മികച്ചവയുടെ ലിസ്റ്റ്ദ്രാവക
ഫണ്ടുകൾക്ക് മുകളിൽ AUM/നെറ്റ് അസറ്റുകൾ ഉണ്ട്100 കോടി
. ക്രമീകരിച്ചുകഴിഞ്ഞ 1 വർഷത്തെ റിട്ടേൺ
.
Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Research Highlights for Mirae Asset Cash Management Fund Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on 1. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (30 Sep 25) ₹3,050.42 ↑ 1.15 (0.04 %) Net Assets (Cr) ₹1,824 on 31 Aug 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 4.59 Information Ratio 0.74 Alpha Ratio 0.05 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.82% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,315 30 Sep 22 ₹10,743 30 Sep 23 ₹11,485 30 Sep 24 ₹12,340 Returns for BOI AXA Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 30 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.1% 1 Year 6.9% 3 Year 7.1% 5 Year 5.7% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.04 Yr. Data below for BOI AXA Liquid Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 99.66% Other 0.34% Debt Sector Allocation
Sector Value Cash Equivalent 69.54% Corporate 25.36% Government 4.76% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Union Bank Of India
Certificate of Deposit | -8% ₹124 Cr 12,500,000
↑ 7,500,000 ICICI Home Finance Company Limited
Commercial Paper | -5% ₹74 Cr 7,500,000 91 Days Tbill (Md 04/12/2025)
Sovereign Bonds | -5% ₹74 Cr 7,500,000
↑ 7,500,000 Motilal Oswal Financial Services Limited (20/11/2025) **
Net Current Assets | -5% ₹74 Cr 7,500,000 Hdfc Securities Limited (09/12/2025) **
Net Current Assets | -5% ₹74 Cr 7,500,000
↑ 7,500,000 91 Days Tbill Red 16-10-2025
Sovereign Bonds | -4% ₹60 Cr 6,000,000 ICICI Securities Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 Reliance Industries Ltd.
Commercial Paper | -3% ₹50 Cr 5,000,000 Export Import Bank Of India **
Commercial Paper | -3% ₹50 Cr 5,000,000 2. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (30 Sep 25) ₹2,561.42 ↑ 0.99 (0.04 %) Net Assets (Cr) ₹303 on 31 Aug 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 3.54 Information Ratio -1.18 Alpha Ratio -0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.88% Effective Maturity 1 Month 3 Days Modified Duration 1 Month 3 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,309 30 Sep 22 ₹10,700 30 Sep 23 ₹11,403 30 Sep 24 ₹12,241 Returns for Indiabulls Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 30 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.1% 1 Year 6.8% 3 Year 6.9% 5 Year 5.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% 2015 8.5% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 2.31 Yr. Data below for Indiabulls Liquid Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 99.6% Other 0.4% Debt Sector Allocation
Sector Value Cash Equivalent 81.54% Corporate 17.39% Government 0.67% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -15% ₹25 Cr 2,500,000 Indian Oil Corporation Ltd.
Commercial Paper | -15% ₹25 Cr 2,500,000 91 Days Treasury Bill 28-Nov-2025
Sovereign Bonds | -15% ₹25 Cr 2,500,000 Icici Securities Limited 13-Nov-2025**
Net Current Assets | -9% ₹15 Cr 1,500,000 Kotak Mahindra Bank Limited 2025
Certificate of Deposit | -9% ₹15 Cr 1,500,000
↓ -1,000,000 Punjab National Bank
Certificate of Deposit | -9% ₹15 Cr 1,500,000
↑ 1,500,000 Ccil
CBLO/Reverse Repo | -9% ₹15 Cr 14,810
↑ 14,810 LIC Housing Finance Limited
Commercial Paper | -6% ₹10 Cr 1,000,000
↓ -1,500,000 Reverse Repo 16-Sep-25
CBLO/Reverse Repo | -3% ₹5 Cr Icici Securities Limited
Commercial Paper | -3% ₹5 Cr 500,000 3. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (30 Sep 25) ₹4,171.55 ↑ 1.72 (0.04 %) Net Assets (Cr) ₹20,404 on 31 Aug 25 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 3.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.94% Effective Maturity 1 Month 9 Days Modified Duration 1 Month 9 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,315 30 Sep 22 ₹10,727 30 Sep 23 ₹11,456 30 Sep 24 ₹12,295 30 Sep 25 ₹13,134 Returns for Tata Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 30 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.1% 1 Year 6.8% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 11.88 Yr. Abhishek Sonthalia 6 Feb 20 5.57 Yr. Harsh Dave 1 Aug 24 1.08 Yr. Data below for Tata Liquid Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 84.27% Corporate 12.78% Government 2.69% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ** Treasury Bill 91 Days (04/12/2025)
Sovereign Bonds | -5% ₹1,250 Cr 126,500,000
↑ 126,500,000 ** - Exim - Cp - 12/12/2025
Net Current Assets | -4% ₹1,110 Cr 22,500
↑ 22,500 ** Treasury Bill 91 Days (11/12/2025)
Sovereign Bonds | -4% ₹987 Cr 100,000,000
↑ 100,000,000 91 Days Tbill Red 16-10-2025
Sovereign Bonds | -4% ₹946 Cr 95,000,000 Reliance Retail Ventures Limited
Commercial Paper | -4% ₹925 Cr 18,500 ** - Pnb Housing Finance Ltd - Cp - 17/11/2025
Net Current Assets | -3% ₹742 Cr 15,000 ** - Indusind Bank Ltd - Cd - 20/11/2025
Net Current Assets | -3% ₹742 Cr 15,000 ** - Reliance Retail Ventures Ltd - Cp - 25/11/2025
Net Current Assets | -3% ₹643 Cr 13,000 Indian Oil Corporation Ltd.
Commercial Paper | -2% ₹624 Cr 12,500
↑ 3,000 Bharti Telecom Limited
Commercial Paper | -2% ₹621 Cr 12,500 4. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (30 Sep 25) ₹6,463.71 ↑ 2.85 (0.04 %) Net Assets (Cr) ₹30,965 on 31 Aug 25 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 3.3 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 5.89% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,314 30 Sep 22 ₹10,727 30 Sep 23 ₹11,458 30 Sep 24 ₹12,297 Returns for Nippon India Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 30 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.1% 1 Year 6.8% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 7.28 Yr. Vikash Agarwal 14 Sep 24 0.96 Yr. Data below for Nippon India Liquid Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 81.87% Corporate 14.42% Government 3.41% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -4% ₹1,403 Cr 91 Days Tbill Red 23-10-2025
Sovereign Bonds | -3% ₹876 Cr 88,131,200 91 Days Tbill
Net Current Assets | -2% ₹790 Cr 80,000,000
↑ 80,000,000 Karur Vysya Bank Limited**
Net Current Assets | -2% ₹741 Cr 15,000 182 DTB 18102024
Sovereign Bonds | -2% ₹694 Cr 69,500,000
↓ -6,000,000 Indian Bank
Certificate of Deposit | -2% ₹521 Cr 10,500 Union Bank Of India
Certificate of Deposit | -2% ₹500 Cr 10,000
↓ -8,000 Bank Of Baroda
Certificate of Deposit | -2% ₹499 Cr 10,000 Reliance Jio Infocomm Ltd.
Commercial Paper | -2% ₹497 Cr 10,000 Small Industries Development Bk Of India
Commercial Paper | -2% ₹497 Cr 10,000 5. Mirae Asset Cash Management Fund
Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (30 Sep 25) ₹2,777.21 ↑ 0.96 (0.03 %) Net Assets (Cr) ₹13,791 on 31 Aug 25 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.14 Sharpe Ratio 3.82 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.87% Effective Maturity 1 Month 12 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,326 30 Sep 22 ₹10,744 30 Sep 23 ₹11,481 30 Sep 24 ₹12,325 Returns for Mirae Asset Cash Management Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 30 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.1% 1 Year 6.8% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.3% 2017 6.6% 2016 7.2% 2015 7.8% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Mahendra Jajoo 22 Sep 25 0 Yr. Data below for Mirae Asset Cash Management Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 74.18% Corporate 21.95% Government 3.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -7% ₹884 Cr 5.45% Reverse Repo
CBLO/Reverse Repo | -4% ₹550 Cr Union Bank Of India
Certificate of Deposit | -4% ₹499 Cr 50,000,000 182 Days Tbill
Sovereign Bonds | -3% ₹450 Cr 45,000,000 Axis Bank Ltd.
Certificate of Deposit | -3% ₹391 Cr 39,500,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹375 Cr 37,500,000 Axis Bank Limited
Certificate of Deposit | -3% ₹347 Cr 35,000,000 Canara Bank
Certificate of Deposit | -2% ₹300 Cr 30,000,000
↑ 30,000,000 Godrej Consumer Products Ltd.
Commercial Paper | -2% ₹300 Cr 30,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹300 Cr 30,000,000
↓ -20,000,000
Research Highlights for BOI AXA Liquid Fund