2019 ലെ മികച്ച പ്രകടനം കാഴ്ചവച്ച മികച്ച 10 ഫണ്ടുകൾ

Updated on September 29, 2025 , 731 views

ബാലൻസ്ഡ് ഫണ്ട് ഇക്വിറ്റി, ഡെറ്റ് എന്നിവ പോലുള്ള രണ്ട് ഉപകരണങ്ങളുടെയും പ്രയോജനങ്ങൾ ആസ്വദിക്കുന്നു. ഈ സ്കീമുകൾ അവരുടെ ഫണ്ട് പണം ഇക്വിറ്റിയിലും നിശ്ചിത വരുമാന അനുപാതത്തിലും മുൻ‌കൂട്ടി നിശ്ചയിച്ചിട്ടുള്ളതും മാറാത്തതോ മാറ്റാത്തതോ ആയ നിക്ഷേപം നടത്തുന്നു. ഈ സ്കീമുകൾ നിക്ഷേപകർക്ക് മൂലധന വിലമതിപ്പിന്റെയും പതിവ് വരുമാനത്തിന്റെയും സംയോജനമാണ് വാഗ്ദാനം ചെയ്യുന്നത്. ഈ സ്കീമുകൾ ഹൈബ്രിഡ് ഫണ്ടുകൾ എന്നും അറിയപ്പെടുന്നു, അവ അടിസ്ഥാന ഇക്വിറ്റി നിക്ഷേപത്തെ ആശ്രയിച്ച് രണ്ട് വിഭാഗങ്ങളായി തിരിച്ചിരിക്കുന്നു. ബാലൻസ്ഡ് ഫണ്ടുകൾക്ക് ഇക്വിറ്റി നിക്ഷേപങ്ങളുള്ളതിനാൽ അവയുടെ വരുമാനം നിശ്ചയിച്ചിട്ടില്ല. 2019 ൽ, ബാലൻസ്ഡ് ഫണ്ടുകളുടെ പ്രകടനം അതിശയകരമാംവിധം മികച്ചതായിരുന്നു. നിരവധി സ്കീമുകൾ 2019 ൽ മികച്ച വരുമാനം നേടി. അതിനാൽ, 2019 ലെ മികച്ച 10 ബാലൻസ്ഡ് ഫണ്ടുകളുടെ പ്രകടനമോ വരുമാനമോ അടിസ്ഥാനമാക്കി നമുക്ക് മികച്ച പ്രകടനം നടത്താം.

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പ്രകടനത്തെ അടിസ്ഥാനമാക്കി 2019 ലെ മികച്ച 10 ബാലൻസ്ഡ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
JM Equity Hybrid Fund Growth	₹119.569 ↑ 0.91	₹804	27	33.8	8.1	22.9	30.5
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.76 ↑ 0.31	₹1,253	25.8	33.7	-4.8	54.5	31.1
Kotak Equity Hybrid Fund Growth	₹62.965 ↑ 0.41	₹7,853	21.7	20.1	5	28.9	15.4
Bandhan Hybrid Equity Fund Growth	₹26.09 ↑ 0.19	₹1,139	21	20.4	-1.1	30.8	13.9
UTI Multi Asset Fund Growth	₹74.9509 ↑ 0.58	₹5,941	20.7	29.1	4.4	11.8	13.1
Edelweiss Multi Asset Allocation Fund Growth	₹63.51 ↑ 0.43	₹3,045	20.2	25.4	5.3	27.1	12.7
UTI Hybrid Equity Fund Growth	₹400.203 ↑ 2.58	₹6,302	19.7	25.5	5.6	30.5	13.2
BNP Paribas Substantial Equity Hybrid Fund Growth	₹27.6253 ↑ 0.20	₹1,223	19.3	21	4.3	22.2	14.9
DSP Equity and Bond Fund Growth	₹355.773 ↑ 2.46	₹11,333	17.7	25.3	-2.7	24.2	17
Franklin India Equity Hybrid Fund Growth	₹268.618 ↑ 1.47	₹2,245	17.7	22.5	4.7	23.8	13.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	JM Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	Kotak Equity Hybrid Fund	Bandhan Hybrid Equity Fund	UTI Multi Asset Fund	Edelweiss Multi Asset Allocation Fund	UTI Hybrid Equity Fund	BNP Paribas Substantial Equity Hybrid Fund	DSP Equity and Bond Fund	Franklin India Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹804 Cr).	Lower mid AUM (₹1,253 Cr).	Top quartile AUM (₹7,853 Cr).	Bottom quartile AUM (₹1,139 Cr).	Upper mid AUM (₹5,941 Cr).	Upper mid AUM (₹3,045 Cr).	Upper mid AUM (₹6,302 Cr).	Bottom quartile AUM (₹1,223 Cr).	Highest AUM (₹11,333 Cr).	Lower mid AUM (₹2,245 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (9+ yrs).	Established history (10+ yrs).	Established history (8+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).	Established history (30+ yrs).	Established history (8+ yrs).	Established history (26+ yrs).	Established history (25+ yrs).
Point 3	Rating: 1★ (upper mid).	Not Rated.	Rating: 3★ (top quartile).	Not Rated.	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.03% (top quartile).	5Y return: 22.14% (top quartile).	5Y return: 19.15% (upper mid).	5Y return: 17.58% (lower mid).	5Y return: 15.77% (bottom quartile).	5Y return: 19.66% (upper mid).	5Y return: 19.73% (upper mid).	5Y return: 16.45% (bottom quartile).	5Y return: 16.98% (bottom quartile).	5Y return: 17.79% (lower mid).
Point 6	3Y return: 20.65% (top quartile).	3Y return: 18.89% (upper mid).	3Y return: 15.87% (lower mid).	3Y return: 15.52% (bottom quartile).	3Y return: 19.11% (top quartile).	3Y return: 17.63% (upper mid).	3Y return: 16.71% (upper mid).	3Y return: 14.78% (bottom quartile).	3Y return: 16.09% (lower mid).	3Y return: 14.91% (bottom quartile).
Point 7	1Y return: -7.49% (bottom quartile).	1Y return: -3.89% (bottom quartile).	1Y return: -0.29% (upper mid).	1Y return: 1.17% (top quartile).	1Y return: 0.91% (top quartile).	1Y return: -0.67% (lower mid).	1Y return: -2.78% (lower mid).	1Y return: -3.24% (bottom quartile).	1Y return: -0.15% (upper mid).	1Y return: -0.61% (upper mid).
Point 8	1M return: 0.52% (bottom quartile).	1M return: 0.69% (lower mid).	1M return: 1.61% (top quartile).	1M return: 0.96% (top quartile).	1M return: 0.80% (upper mid).	1M return: 0.78% (lower mid).	1M return: 0.85% (upper mid).	1M return: 0.37% (bottom quartile).	1M return: 0.89% (upper mid).	1M return: 0.19% (bottom quartile).
Point 9	Alpha: -8.63 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 5.09 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.96 (upper mid).	Alpha: -2.11 (bottom quartile).	Alpha: -1.89 (bottom quartile).	Alpha: 1.18 (top quartile).	Alpha: -0.88 (lower mid).
Point 10	Sharpe: -1.21 (bottom quartile).	Sharpe: -0.64 (lower mid).	Sharpe: -0.46 (top quartile).	Sharpe: -0.19 (top quartile).	Sharpe: -0.52 (upper mid).	Sharpe: -0.50 (upper mid).	Sharpe: -0.80 (bottom quartile).	Sharpe: -0.75 (bottom quartile).	Sharpe: -0.47 (upper mid).	Sharpe: -0.67 (lower mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.03% (top quartile).
3Y return: 20.65% (top quartile).
1Y return: -7.49% (bottom quartile).
1M return: 0.52% (bottom quartile).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Lower mid AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.14% (top quartile).
3Y return: 18.89% (upper mid).
1Y return: -3.89% (bottom quartile).
1M return: 0.69% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.64 (lower mid).

Kotak Equity Hybrid Fund

Top quartile AUM (₹7,853 Cr).
Established history (10+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.15% (upper mid).
3Y return: 15.87% (lower mid).
1Y return: -0.29% (upper mid).
1M return: 1.61% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.46 (top quartile).

Bandhan Hybrid Equity Fund

Bottom quartile AUM (₹1,139 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.58% (lower mid).
3Y return: 15.52% (bottom quartile).
1Y return: 1.17% (top quartile).
1M return: 0.96% (top quartile).
Alpha: 5.09 (top quartile).
Sharpe: -0.19 (top quartile).

UTI Multi Asset Fund

Upper mid AUM (₹5,941 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.77% (bottom quartile).
3Y return: 19.11% (top quartile).
1Y return: 0.91% (top quartile).
1M return: 0.80% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (upper mid).

Edelweiss Multi Asset Allocation Fund

Upper mid AUM (₹3,045 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.66% (upper mid).
3Y return: 17.63% (upper mid).
1Y return: -0.67% (lower mid).
1M return: 0.78% (lower mid).
Alpha: 0.96 (upper mid).
Sharpe: -0.50 (upper mid).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,302 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.73% (upper mid).
3Y return: 16.71% (upper mid).
1Y return: -2.78% (lower mid).
1M return: 0.85% (upper mid).
Alpha: -2.11 (bottom quartile).
Sharpe: -0.80 (bottom quartile).

BNP Paribas Substantial Equity Hybrid Fund

Bottom quartile AUM (₹1,223 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.45% (bottom quartile).
3Y return: 14.78% (bottom quartile).
1Y return: -3.24% (bottom quartile).
1M return: 0.37% (bottom quartile).
Alpha: -1.89 (bottom quartile).
Sharpe: -0.75 (bottom quartile).

DSP Equity and Bond Fund

Highest AUM (₹11,333 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.98% (bottom quartile).
3Y return: 16.09% (lower mid).
1Y return: -0.15% (upper mid).
1M return: 0.89% (upper mid).
Alpha: 1.18 (top quartile).
Sharpe: -0.47 (upper mid).

Franklin India Equity Hybrid Fund

Lower mid AUM (₹2,245 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.79% (lower mid).
3Y return: 14.91% (bottom quartile).
1Y return: -0.61% (upper mid).
1M return: 0.19% (bottom quartile).
Alpha: -0.88 (lower mid).
Sharpe: -0.67 (lower mid).

2019 ലെ ബാലൻസ്ഡ് ഫണ്ട് വിഭാഗത്തിന് കീഴിലുള്ള മികച്ച പ്രകടന പദ്ധതികൾ

1. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.03% (top quartile).
3Y return: 20.65% (top quartile).
1Y return: -7.49% (bottom quartile).
1M return: 0.52% (bottom quartile).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).
Information ratio: 1.05 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~4.2%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (01 Oct 25)	₹119.569 ↑ 0.91 (0.76 %)
Net Assets (Cr)	₹804 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-1.21
Information Ratio	1.05
Alpha Ratio	-8.63
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,449
30 Sep 22	₹15,020
30 Sep 23	₹19,312
30 Sep 24	₹28,357
30 Sep 25	₹26,181

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	-2.8%
6 Month	6.7%
1 Year	-7.5%
3 Year	20.7%
5 Year	21%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.92 Yr.
Asit Bhandarkar	31 Dec 21	3.67 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Equity Hybrid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	3.09%
Equity	77.82%
Debt	19.09%

Equity Sector Allocation

Sector	Value
Financial Services	18.42%
Technology	15.22%
Industrials	13.57%
Consumer Cyclical	12.44%
Basic Materials	6.15%
Communication Services	4.23%
Health Care	3.9%
Consumer Defensive	3.9%

Debt Sector Allocation

Sector	Value
Corporate	12.13%
Government	8.77%
Cash Equivalent	1.29%

Credit Quality

Rating	Value
AA	4.81%
AAA	95.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹34 Cr	180,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹32 Cr	88,520
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹29 Cr	300,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 23 \| TECHM	3%	₹27 Cr	185,000
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹26 Cr	77,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	3%	₹25 Cr	5,950,865
6.33% Govt Stock 2035 Sovereign Bonds \| -	3%	₹25 Cr	2,575,000 ↑ 425,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| BAJFINANCE	3%	₹24 Cr	275,040 ↓ -15,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	3%	₹24 Cr	170,114
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹23 Cr	31,000 ↓ -5,000

2. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Lower mid AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.14% (top quartile).
3Y return: 18.89% (upper mid).
1Y return: -3.89% (bottom quartile).
1M return: 0.69% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Corporate.
Equity-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding Coforge Ltd (~3.6%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (01 Oct 25)	₹37.76 ↑ 0.31 (0.83 %)
Net Assets (Cr)	₹1,253 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,366
30 Sep 22	₹16,236
30 Sep 23	₹20,318
30 Sep 24	₹28,324
30 Sep 25	₹27,059

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	-2.7%
6 Month	9%
1 Year	-3.9%
3 Year	18.9%
5 Year	22.1%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.55 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	15.75%
Equity	69.96%
Debt	14.29%

Equity Sector Allocation

Sector	Value
Basic Materials	15.61%
Financial Services	13.44%
Industrials	11.7%
Technology	8.23%
Health Care	8.11%
Consumer Cyclical	7.11%
Consumer Defensive	4.14%
Utility	0.88%
Energy	0.73%

Debt Sector Allocation

Sector	Value
Corporate	10.98%
Government	10.71%
Cash Equivalent	8.35%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 20 \| COFORGE	4%	₹46 Cr	264,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹43 Cr	566,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	3%	₹35 Cr	273,000 ↑ 48,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| HUDCO	3%	₹32 Cr	1,580,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 25 \| GLENMARK	2%	₹29 Cr	150,000
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 512455	2%	₹29 Cr	222,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹28 Cr	160,000 ↑ 15,000
JK Cement Ltd (Basic Materials) Equity, Since 31 Aug 22 \| JKCEMENT	2%	₹26 Cr	38,000 ↑ 6,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹26 Cr	180,000 ↑ 21,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹25 Cr	138,000

3. Kotak Equity Hybrid Fund

(Erstwhile Kotak Balance Fund)

The objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Research Highlights for Kotak Equity Hybrid Fund

Top quartile AUM (₹7,853 Cr).
Established history (10+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.15% (upper mid).
3Y return: 15.87% (lower mid).
1Y return: -0.29% (upper mid).
1M return: 1.61% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.46 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.2%).

Below is the key information for Kotak Equity Hybrid Fund

Kotak Equity Hybrid Fund Growth
Launch Date	3 Nov 14
NAV (01 Oct 25)	₹62.965 ↑ 0.41 (0.66 %)
Net Assets (Cr)	₹7,853 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	-0.46
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,074
30 Sep 22	₹15,585
30 Sep 23	₹17,943
30 Sep 24	₹24,262
30 Sep 25	₹24,085

Kotak Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	1.6%
3 Month	0.4%
6 Month	11.6%
1 Year	-0.3%
3 Year	15.9%
5 Year	19.2%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.7%
2023	20.1%
2022	5%
2021	28.9%
2020	15.4%
2019	14.1%
2018	-6.2%
2017	23.2%
2016	11%
2015	1.9%

Fund Manager information for Kotak Equity Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	4 Jun 09	16.25 Yr.
Atul Bhole	22 Jan 24	1.61 Yr.

Data below for Kotak Equity Hybrid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	3.14%
Equity	77.26%
Debt	19.6%

Equity Sector Allocation

Sector	Value
Financial Services	19.03%
Industrials	11.19%
Technology	9.89%
Basic Materials	9.55%
Consumer Cyclical	8.42%
Health Care	7.14%
Consumer Defensive	3.07%
Communication Services	2.98%
Energy	2.34%
Utility	2.23%
Real Estate	1.4%

Debt Sector Allocation

Sector	Value
Government	18.09%
Cash Equivalent	3.14%
Corporate	1.51%

Credit Quality

Rating	Value
AA	4.21%
AAA	95.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 11 \| HDFCBANK	4%	₹328 Cr	3,441,624
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹326 Cr	32,799,600 ↓ -1,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 543320	4%	₹293 Cr	9,329,208
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| FORTIS	3%	₹272 Cr	2,988,167
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹258 Cr	25,916,150 ↓ -3,000,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 24 \| ULTRACEMCO	3%	₹227 Cr	179,764
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| BAJFINANCE	3%	₹206 Cr	2,350,000 ↑ 500,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| GVT&D	3%	₹199 Cr	717,501 ↑ 47,879
Infosys Ltd (Technology) Equity, Since 30 Apr 10 \| INFY	2%	₹190 Cr	1,289,800
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹181 Cr	19,334,790 ↓ -665,200

4. Bandhan Hybrid Equity Fund

(Erstwhile IDFC Balanced Fund)

The Fund seeks to generate long term capital appreciation along with current income by investing in a mix of equity and equity related securities, debt securities and money market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Hybrid Equity Fund

Bottom quartile AUM (₹1,139 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.58% (lower mid).
3Y return: 15.52% (bottom quartile).
1Y return: 1.17% (top quartile).
1M return: 0.96% (top quartile).
Alpha: 5.09 (top quartile).
Sharpe: -0.19 (top quartile).
Information ratio: 0.52 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.3% Govt Stock 2053 (~8.5%).

Below is the key information for Bandhan Hybrid Equity Fund

Bandhan Hybrid Equity Fund Growth
Launch Date	30 Dec 16
NAV (01 Oct 25)	₹26.09 ↑ 0.19 (0.73 %)
Net Assets (Cr)	₹1,139 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	IDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.35
Sharpe Ratio	-0.19
Information Ratio	0.52
Alpha Ratio	5.09
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,783
30 Sep 22	₹14,690
30 Sep 23	₹16,694
30 Sep 24	₹22,355
30 Sep 25	₹22,483

Bandhan Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Bandhan Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	1%
3 Month	1%
6 Month	10.1%
1 Year	1.2%
3 Year	15.5%
5 Year	17.6%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21%
2023	20.4%
2022	-1.1%
2021	30.8%
2020	13.9%
2019	4.7%
2018	-3.8%
2017	16.2%
2016
2015

Fund Manager information for Bandhan Hybrid Equity Fund

Name	Since	Tenure
Harshal Joshi	28 Jul 21	4.1 Yr.
Brijesh Shah	10 Jun 24	1.23 Yr.
Prateek Poddar	7 Jun 24	1.24 Yr.
Ritika Behera	7 Oct 23	1.9 Yr.
Gaurav Satra	7 Jun 24	1.24 Yr.

Data below for Bandhan Hybrid Equity Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	5.13%
Equity	77.83%
Debt	17.03%

Equity Sector Allocation

Sector	Value
Financial Services	19.74%
Consumer Cyclical	11.92%
Technology	10.84%
Industrials	7.27%
Health Care	6.76%
Basic Materials	5.28%
Energy	4.24%
Utility	3.67%
Consumer Defensive	3.57%
Real Estate	2.57%
Communication Services	1.98%

Debt Sector Allocation

Sector	Value
Government	14.18%
Cash Equivalent	5.13%
Corporate	2.85%

Credit Quality

Rating	Value
AA	6.14%
AAA	93.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	8%	₹97 Cr	9,700,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	6%	₹65 Cr	686,412 ↑ 50,118
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹48 Cr	355,523 ↑ 14,609
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| ICICIBANK	4%	₹46 Cr	332,580 ↑ 18,532
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	3%	₹32 Cr	1,024,134 ↑ 66,970
One97 Communications Ltd (Technology) Equity, Since 31 Oct 24 \| 543396	2%	₹26 Cr	217,992 ↑ 3,384
NTPC Ltd (Utilities) Equity, Since 28 Feb 23 \| NTPC	2%	₹26 Cr	795,361 ↑ 51,300
Infosys Ltd (Technology) Equity, Since 31 Jan 17 \| INFY	2%	₹26 Cr	175,056 ↑ 2,143
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| AXISBANK	2%	₹25 Cr	238,440 ↑ 15,202
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	2%	₹24 Cr	297,028 ↑ 15,839

5. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Upper mid AUM (₹5,941 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.77% (bottom quartile).
3Y return: 19.11% (top quartile).
1Y return: 0.91% (top quartile).
1M return: 0.80% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~66%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~11.2%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (01 Oct 25)	₹74.9509 ↑ 0.58 (0.78 %)
Net Assets (Cr)	₹5,941 on 31 Aug 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,262
30 Sep 22	₹12,379
30 Sep 23	₹14,669
30 Sep 24	₹20,722
30 Sep 25	₹20,755

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	0.1%
6 Month	7.8%
1 Year	0.9%
3 Year	19.1%
5 Year	15.8%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.7%
2023	29.1%
2022	4.4%
2021	11.8%
2020	13.1%
2019	3.9%
2018	-0.5%
2017	17.1%
2016	7.3%
2015	-3.7%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	3.81 Yr.
Jaydeep Bhowal	1 Oct 24	0.92 Yr.

Data below for UTI Multi Asset Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	9.21%
Equity	65.76%
Debt	13.94%
Other	11.1%

Equity Sector Allocation

Sector	Value
Financial Services	14.8%
Technology	12.98%
Consumer Defensive	8.81%
Health Care	7.44%
Basic Materials	7.17%
Consumer Cyclical	5.38%
Industrials	3.43%
Communication Services	3.18%
Real Estate	3%
Energy	2.85%
Utility	0.05%

Debt Sector Allocation

Sector	Value
Government	10.45%
Cash Equivalent	9.16%
Corporate	3.54%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	11%	₹665 Cr	76,977,316
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| ICICIBANK	4%	₹220 Cr	1,575,020
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	3%	₹185 Cr	978,983 ↑ 97,009
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹154 Cr	1,500,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	3%	₹149 Cr	1,570,564
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	2%	₹140 Cr	954,222
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	2%	₹139 Cr	3,380,690 ↑ 15,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 29 Feb 24 \| SUNPHARMA	2%	₹135 Cr	849,154
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 24 \| HCLTECH	2%	₹128 Cr	879,152 ↑ 15,000
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹121 Cr	393,100

6. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Upper mid AUM (₹3,045 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.66% (upper mid).
3Y return: 17.63% (upper mid).
1Y return: -0.67% (lower mid).
1M return: 0.78% (lower mid).
Alpha: 0.96 (upper mid).
Sharpe: -0.50 (upper mid).
Information ratio: 1.72 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~76%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~6.3%).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Growth
Launch Date	12 Aug 09
NAV (01 Oct 25)	₹63.51 ↑ 0.43 (0.68 %)
Net Assets (Cr)	₹3,045 on 31 Aug 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	-0.5
Information Ratio	1.72
Alpha Ratio	0.96
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,689
30 Sep 22	₹15,248
30 Sep 23	₹18,253
30 Sep 24	₹24,963
30 Sep 25	₹24,650

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	-1.4%
6 Month	7.6%
1 Year	-0.7%
3 Year	17.6%
5 Year	19.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	25.4%
2022	5.3%
2021	27.1%
2020	12.7%
2019	10.4%
2018	-0.1%
2017	26.1%
2016	0.2%
2015	2.2%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Bhavesh Jain	14 Oct 15	9.89 Yr.
Bharat Lahoti	1 Oct 21	3.92 Yr.
Rahul Dedhia	1 Jul 24	1.17 Yr.
Pranavi Kulkarni	1 Aug 24	1.08 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	9.69%
Equity	75.6%
Debt	14.69%
Other	0.01%

Equity Sector Allocation

Sector	Value
Financial Services	21.96%
Technology	9.25%
Health Care	8.78%
Industrials	7.3%
Consumer Cyclical	7.25%
Basic Materials	4.94%
Communication Services	4.42%
Consumer Defensive	4.24%
Energy	2.67%
Utility	2.56%
Real Estate	0.31%

Debt Sector Allocation

Sector	Value
Corporate	8.68%
Cash Equivalent	8.51%
Government	7.21%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	6%	₹192 Cr	1,373,985 ↑ 93,465
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹191 Cr	19,000,000
Edelweiss Liquid Dir Gr Investment Fund \| -	5%	₹150 Cr	436,108 ↑ 436,108
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	5%	₹149 Cr	1,569,936 ↑ 171,722
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹94 Cr	495,854 ↑ 79,645
Aditya Birla Capital Limited Debentures \| -	2%	₹76 Cr	7,500,000
Hdb Financial Services Limited Debentures \| -	2%	₹76 Cr	7,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	2%	₹65 Cr	479,028
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 28 Feb 17 \| MARUTI	2%	₹59 Cr	39,631 ↑ 10,334
State Bank of India (Financial Services) Equity, Since 30 Jun 15 \| SBIN	2%	₹56 Cr	701,833 ↑ 108,873

7. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Hybrid Equity Fund

Upper mid AUM (₹6,302 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.73% (upper mid).
3Y return: 16.71% (upper mid).
1Y return: -2.78% (lower mid).
1M return: 0.85% (upper mid).
Alpha: -2.11 (bottom quartile).
Sharpe: -0.80 (bottom quartile).
Information ratio: 1.47 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.4%).

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (01 Oct 25)	₹400.203 ↑ 2.58 (0.65 %)
Net Assets (Cr)	₹6,302 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.8
Information Ratio	1.47
Alpha Ratio	-2.11
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,433
30 Sep 22	₹15,599
30 Sep 23	₹18,685
30 Sep 24	₹25,473
30 Sep 25	₹24,636

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.9%
3 Month	-2.3%
6 Month	5.9%
1 Year	-2.8%
3 Year	16.7%
5 Year	19.7%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.7%
2023	25.5%
2022	5.6%
2021	30.5%
2020	13.2%
2019	2.5%
2018	-5.6%
2017	25.7%
2016	8.8%
2015	2.4%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure
V Srivatsa	24 Sep 09	15.95 Yr.
Sunil Patil	5 Feb 18	7.57 Yr.

Data below for UTI Hybrid Equity Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	1.77%
Equity	69.86%
Debt	28.37%

Equity Sector Allocation

Sector	Value
Financial Services	22.17%
Technology	7.37%
Consumer Cyclical	7.27%
Industrials	5.24%
Consumer Defensive	4.84%
Basic Materials	4.84%
Health Care	4.83%
Energy	4.66%
Communication Services	4.39%
Real Estate	2.67%
Utility	1.58%

Debt Sector Allocation

Sector	Value
Government	19.13%
Corporate	9%
Cash Equivalent	2.01%

Credit Quality

Rating	Value
AA	1%
AAA	99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹404 Cr	4,250,446 ↓ -76,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	5%	₹331 Cr	2,368,644 ↓ -50,000
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹222 Cr	1,509,346 ↑ 80,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹184 Cr	4,489,969 ↑ 325,863
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	3%	₹172 Cr	1,265,588 ↑ 180,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹169 Cr	1,700,000,000 ↓ -500,000,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹149 Cr	1,514,590,000 ↑ 264,590,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹135 Cr	1,325,000,000 ↓ -100,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹125 Cr	1,200,000,000
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	2%	₹121 Cr	4,859,730 ↑ 650,000

8. BNP Paribas Substantial Equity Hybrid Fund

(Erstwhile BNP Paribas Balanced Fund)

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns

Research Highlights for BNP Paribas Substantial Equity Hybrid Fund

Bottom quartile AUM (₹1,223 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.45% (bottom quartile).
3Y return: 14.78% (bottom quartile).
1Y return: -3.24% (bottom quartile).
1M return: 0.37% (bottom quartile).
Alpha: -1.89 (bottom quartile).
Sharpe: -0.75 (bottom quartile).
Information ratio: 0.74 (lower mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Equity-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.3%).

Below is the key information for BNP Paribas Substantial Equity Hybrid Fund

BNP Paribas Substantial Equity Hybrid Fund Growth
Launch Date	7 Apr 17
NAV (01 Oct 25)	₹27.6253 ↑ 0.20 (0.73 %)
Net Assets (Cr)	₹1,223 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.13
Sharpe Ratio	-0.75
Information Ratio	0.74
Alpha Ratio	-1.89
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,482
30 Sep 22	₹14,306
30 Sep 23	₹16,544
30 Sep 24	₹22,336
30 Sep 25	₹21,476

BNP Paribas Substantial Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for BNP Paribas Substantial Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.4%
3 Month	-1.9%
6 Month	6.6%
1 Year	-3.2%
3 Year	14.8%
5 Year	16.4%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.3%
2023	21%
2022	4.3%
2021	22.2%
2020	14.9%
2019	16.3%
2018	0.4%
2017
2016
2015

Fund Manager information for BNP Paribas Substantial Equity Hybrid Fund

Name	Since	Tenure
Jitendra Sriram	16 Jun 22	3.21 Yr.
Gurvinder Wasan	21 Oct 24	0.86 Yr.
Pratish Krishnan	14 Mar 22	3.47 Yr.

Data below for BNP Paribas Substantial Equity Hybrid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	2.81%
Equity	69.99%
Debt	27.2%

Equity Sector Allocation

Sector	Value
Financial Services	20.89%
Industrials	12.55%
Consumer Cyclical	9.39%
Energy	6.23%
Technology	5.97%
Consumer Defensive	5.34%
Basic Materials	3.6%
Health Care	2.41%
Communication Services	2.09%
Utility	0.66%
Real Estate	0.52%

Debt Sector Allocation

Sector	Value
Corporate	14.02%
Government	12.7%
Cash Equivalent	3.28%

Credit Quality

Rating	Value
AA	18.69%
AAA	81.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| HDFCBANK	6%	₹77 Cr	810,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	6%	₹74 Cr	531,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 21 \| RELIANCE	5%	₹57 Cr	423,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹49 Cr	135,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| POWERINDIA	3%	₹38 Cr	19,800
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹29 Cr	2,900,000 ↑ 2,900,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 21 \| ITC	2%	₹29 Cr	702,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 23 \| KOTAKBANK	2%	₹28 Cr	144,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 19 \| BHARTIARTL	2%	₹25 Cr	135,000
Bosch Ltd (Consumer Cyclical) Equity, Since 31 Jul 22 \| BOSCHLTD	2%	₹25 Cr	6,300

9. DSP Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

Research Highlights for DSP Equity and Bond Fund

Highest AUM (₹11,333 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.98% (bottom quartile).
3Y return: 16.09% (lower mid).
1Y return: -0.15% (upper mid).
1M return: 0.89% (upper mid).
Alpha: 1.18 (top quartile).
Sharpe: -0.47 (upper mid).
Information ratio: 0.86 (upper mid).
Higher exposure to Financial Services vs peer median.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~67%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.2%).

Below is the key information for DSP Equity and Bond Fund

DSP Equity and Bond Fund Growth
Launch Date	27 May 99
NAV (01 Oct 25)	₹355.773 ↑ 2.46 (0.70 %)
Net Assets (Cr)	₹11,333 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.47
Information Ratio	0.86
Alpha Ratio	1.18
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,796
30 Sep 22	₹14,162
30 Sep 23	₹16,680
30 Sep 24	₹22,122
30 Sep 25	₹22,003

DSP Equity and Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.9%
3 Month	-1.6%
6 Month	5.5%
1 Year	-0.1%
3 Year	16.1%
5 Year	17%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.7%
2023	25.3%
2022	-2.7%
2021	24.2%
2020	17%
2019	14.2%
2018	-5.1%
2017	27.6%
2016	8.3%
2015	4.8%

Fund Manager information for DSP Equity and Bond Fund

Name	Since	Tenure
Abhishek Singh	1 Mar 24	1.5 Yr.
Shantanu Godambe	1 Aug 24	1.08 Yr.

Data below for DSP Equity and Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	5.61%
Equity	67.25%
Debt	27.13%
Other	0.01%

Equity Sector Allocation

Sector	Value
Financial Services	29%
Health Care	9.36%
Consumer Cyclical	8.88%
Technology	5.04%
Consumer Defensive	4.97%
Utility	4.18%
Basic Materials	2.87%
Communication Services	1.23%
Industrials	0.87%
Energy	0.85%

Debt Sector Allocation

Sector	Value
Government	21.48%
Corporate	5.65%
Cash Equivalent	5.61%

Credit Quality

Rating	Value
AA	8.36%
AAA	91.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 14 \| HDFCBANK	7%	₹813 Cr	8,541,164
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 15 \| ICICIBANK	5%	₹543 Cr	3,882,861
7.81% Govt Stock 2033 Sovereign Bonds \| -	4%	₹456 Cr	42,500,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| M&M	4%	₹421 Cr	1,317,286
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Apr 24 \| SBILIFE	4%	₹417 Cr	2,312,135
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| AXISBANK	3%	₹345 Cr	3,299,888 ↑ 530,875
Cipla Ltd (Healthcare) Equity, Since 31 May 24 \| CIPLA	3%	₹343 Cr	2,156,479
8.17% Govt Stock 2044 Sovereign Bonds \| -	3%	₹341 Cr	30,000,000 ↓ -2,500,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	3%	₹338 Cr	1,725,817 ↑ 457,735
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹333 Cr	34,500,000 ↑ 16,000,000

10. Franklin India Equity Hybrid Fund

(Erstwhile Franklin India Balanced Fund)

The fund aims to provide long term capital appreciation and current income by investing in equity and equity related securities and high quality fixed income instruments.

Research Highlights for Franklin India Equity Hybrid Fund

Lower mid AUM (₹2,245 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.79% (lower mid).
3Y return: 14.91% (bottom quartile).
1Y return: -0.61% (upper mid).
1M return: 0.19% (bottom quartile).
Alpha: -0.88 (lower mid).
Sharpe: -0.67 (lower mid).
Information ratio: 0.99 (upper mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.0%).

Below is the key information for Franklin India Equity Hybrid Fund

Franklin India Equity Hybrid Fund Growth
Launch Date	10 Dec 99
NAV (01 Oct 25)	₹268.618 ↑ 1.47 (0.55 %)
Net Assets (Cr)	₹2,245 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	-0.67
Information Ratio	0.99
Alpha Ratio	-0.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,152
30 Sep 22	₹15,116
30 Sep 23	₹17,625
30 Sep 24	₹23,096
30 Sep 25	₹22,810

Franklin India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Franklin India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.2%
3 Month	-1.9%
6 Month	6.1%
1 Year	-0.6%
3 Year	14.9%
5 Year	17.8%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.7%
2023	22.5%
2022	4.7%
2021	23.8%
2020	13.7%
2019	7.9%
2018	-1.6%
2017	21%
2016	7.6%
2015	4.8%

Fund Manager information for Franklin India Equity Hybrid Fund

Name	Since	Tenure
Ajay Argal	4 Oct 24	0.91 Yr.
Anuj Tagra	7 Mar 24	1.49 Yr.
Chandni Gupta	7 Mar 24	1.49 Yr.
Sandeep Manam	18 Oct 21	3.87 Yr.
Rajasa Kakulavarapu	6 Sep 21	3.99 Yr.

Data below for Franklin India Equity Hybrid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	2.37%
Equity	67.88%
Debt	27.95%
Other	1.81%

Equity Sector Allocation

Sector	Value
Financial Services	20.96%
Consumer Cyclical	11.75%
Industrials	7.55%
Technology	4.99%
Health Care	4.9%
Basic Materials	3.71%
Utility	3.69%
Communication Services	3.6%
Consumer Defensive	3.19%
Energy	2.78%
Real Estate	0.77%

Debt Sector Allocation

Sector	Value
Corporate	20.75%
Government	7.2%
Cash Equivalent	2.37%

Credit Quality

Rating	Value
AA	31.39%
AAA	68.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	7%	₹157 Cr	1,655,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹120 Cr	858,500
Jubilant Bevco Limited Debentures \| -	5%	₹104 Cr	9,994
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	3%	₹76 Cr	210,000
Jubilant Beverages Limited Debentures \| -	3%	₹74 Cr	7,150
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 05 \| BHARTIARTL	3%	₹67 Cr	353,000
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	3%	₹65 Cr	440,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹62 Cr	460,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| AXISBANK	3%	₹61 Cr	580,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹60 Cr	6,196,200 ↑ 3,000,000

Disclaimer:
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