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टॉप 5 सर्वोत्तम दीर्घकालीन बाँड फंड 2022

Updated on December 18, 2025 , 13645 views

सर्वोत्तम दीर्घकालीन बाँड फंड शोधत आहात? हे गुंतवणूकदारांसाठी फंड आहेत जे मध्यम ते दीर्घ मुदतीसाठी शोधत आहेतगुंतवणूक योजना, सामान्यतः 3-5 वर्षांसाठी. दीर्घकालीन बाँड फंड प्रामुख्याने जी-सेक आणि कॉर्पोरेटमध्ये गुंतवणूक करतातबंध ज्यांचा परिपक्वता कालावधी मध्यम ते दीर्घ आहे.

Long-term-bond-funds

हे फंड व्याजदरातील बदलांसाठी संवेदनशील असतात आणि इतर कर्ज श्रेणींच्या तुलनेत ते अधिक अस्थिर असू शकतात.

दीर्घकालीन रोख्यांमध्ये व्याजदर आणि किंमत

कर्ज रोख्यांचे व्याजदर आणि किमती यांचा परस्पर संबंध असतो, याचा अर्थ ते विरुद्ध दिशेने जातात. उदाहरणार्थ, बॉण्ड फंडांसाठी घसरलेला व्याजदर चांगला आहे. व्याजदर कमी होत असताना रोख्यांच्या किमती वाढतात आणि त्यामुळे वाढ होतेNAVs याकर्ज निधी योजना

व्याजदरात घट झाल्यामुळे दीर्घकालीन सिक्युरिटीजच्या किमतीत वाढ होत असल्याने यामध्ये गुंतवणूक करण्याचा सल्ला दिला जातो.दीर्घकालीन कर्ज निधी जेव्हा व्याजदर कमी होण्याची अपेक्षा असते. ज्या गुंतवणूकदारांना दीर्घ कालावधीसाठी गुंतवणूक करायची आहे (म्हणजे 3 वर्षे आणि त्याहून अधिक) आणि काही प्रमाणात जोखीम घेऊ शकतात, त्यांनी आदर्शपणे या योजनेत गुंतवणूक करावी.

शिवाय, ज्या गुंतवणूकदारांना व्याजदरात चढ-उतार होण्यास सोयीस्कर आहेबाजार या गुंतवणुकीसह पुढे जाऊ शकतात. 2022 साठी येथे शीर्ष 10 सर्वोत्तम दीर्घकालीन बाँड फंड आहेत.

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टॉप 5 सर्वोत्तम दीर्घकालीन बाँड फंड 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Bond Fund Growth ₹90.2974
↑ 0.12
₹1,055 5,000 1,000 0.60.55.27.210.17.41%9Y 9M 11D26Y 6M 11D
Aditya Birla Sun Life Income Fund Growth ₹126.558
↑ 0.05
₹2,100 1,000 1,000 0.81.15.16.68.47.06%6Y 8M 5D14Y 11M 1D
HDFC Income Fund Growth ₹58.6877
↓ -0.02
₹887 5,000 300 0.60.75.46.796.92%6Y 7M 13D12Y 6M 14D
Kotak Bond Fund Growth ₹77.579
↑ 0.06
₹2,052 5,000 1,000 0.915.36.78.26.97%6Y 5M 19D12Y 9M 11D
Nippon India Income Fund Growth ₹90.3165
↑ 0.05
₹413 5,000 100 114.96.68.17%6Y 5M 16D14Y 2M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Long Term Bond FundAditya Birla Sun Life Income FundHDFC Income FundKotak Bond FundNippon India Income Fund
Point 1Lower mid AUM (₹1,055 Cr).Highest AUM (₹2,100 Cr).Bottom quartile AUM (₹887 Cr).Upper mid AUM (₹2,052 Cr).Bottom quartile AUM (₹413 Cr).
Point 2Established history (27+ yrs).Oldest track record among peers (30 yrs).Established history (25+ yrs).Established history (26+ yrs).Established history (27+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 2★ (lower mid).Rating: 2★ (bottom quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 5.17% (lower mid).1Y return: 5.10% (bottom quartile).1Y return: 5.36% (top quartile).1Y return: 5.35% (upper mid).1Y return: 4.94% (bottom quartile).
Point 61M return: 0.27% (top quartile).1M return: 0.00% (bottom quartile).1M return: 0.01% (lower mid).1M return: -0.10% (bottom quartile).1M return: 0.23% (upper mid).
Point 7Sharpe: -0.21 (bottom quartile).Sharpe: -0.16 (lower mid).Sharpe: -0.11 (top quartile).Sharpe: -0.12 (upper mid).Sharpe: -0.33 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.41% (top quartile).Yield to maturity (debt): 7.06% (upper mid).Yield to maturity (debt): 6.92% (bottom quartile).Yield to maturity (debt): 6.97% (bottom quartile).Yield to maturity (debt): 7.00% (lower mid).
Point 10Modified duration: 9.78 yrs (bottom quartile).Modified duration: 6.68 yrs (bottom quartile).Modified duration: 6.62 yrs (lower mid).Modified duration: 6.47 yrs (upper mid).Modified duration: 6.46 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

  • Lower mid AUM (₹1,055 Cr).
  • Established history (27+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.17% (lower mid).
  • 1M return: 0.27% (top quartile).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.41% (top quartile).
  • Modified duration: 9.78 yrs (bottom quartile).

Aditya Birla Sun Life Income Fund

  • Highest AUM (₹2,100 Cr).
  • Oldest track record among peers (30 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.10% (bottom quartile).
  • 1M return: 0.00% (bottom quartile).
  • Sharpe: -0.16 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.06% (upper mid).
  • Modified duration: 6.68 yrs (bottom quartile).

HDFC Income Fund

  • Bottom quartile AUM (₹887 Cr).
  • Established history (25+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.36% (top quartile).
  • 1M return: 0.01% (lower mid).
  • Sharpe: -0.11 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.92% (bottom quartile).
  • Modified duration: 6.62 yrs (lower mid).

Kotak Bond Fund

  • Upper mid AUM (₹2,052 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.35% (upper mid).
  • 1M return: -0.10% (bottom quartile).
  • Sharpe: -0.12 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.97% (bottom quartile).
  • Modified duration: 6.47 yrs (upper mid).

Nippon India Income Fund

  • Bottom quartile AUM (₹413 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.94% (bottom quartile).
  • 1M return: 0.23% (upper mid).
  • Sharpe: -0.33 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.00% (lower mid).
  • Modified duration: 6.46 yrs (top quartile).

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Bond Fund

  • Lower mid AUM (₹1,055 Cr).
  • Established history (27+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.17% (lower mid).
  • 1M return: 0.27% (top quartile).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.41% (top quartile).
  • Modified duration: 9.78 yrs (bottom quartile).
  • Average maturity: 26.53 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund
Growth
Launch Date 9 Jul 98
NAV (19 Dec 25) ₹90.2974 ↑ 0.12   (0.13 %)
Net Assets (Cr) ₹1,055 on 15 Dec 25
Category Debt - Longterm Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio -0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.41%
Effective Maturity 26 Years 6 Months 11 Days
Modified Duration 9 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,138
30 Nov 22₹10,168
30 Nov 23₹10,740
30 Nov 24₹11,921
30 Nov 25₹12,530

ICICI Prudential Long Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 0.5%
1 Year 5.2%
3 Year 7.2%
5 Year 4.7%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.1%
2023 6.8%
2022 1.3%
2021 0.4%
2020 11%
2019 12.1%
2018 6.8%
2017 4.1%
2016 15.7%
2015 5.1%
Fund Manager information for ICICI Prudential Long Term Bond Fund
NameSinceTenure
Manish Banthia22 Jan 241.78 Yr.
Raunak Surana22 Jan 241.78 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 15 Dec 25

Asset Allocation
Asset ClassValue
Cash6.22%
Debt93.78%
Debt Sector Allocation
SectorValue
Government88.75%
Cash Equivalent6.22%
Corporate5.03%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
35%₹374 Cr37,701,500
6.9% Govt Stock 2065
Sovereign Bonds | -
9%₹94 Cr10,000,000
Maharashtra (Government of)
- | -
7%₹73 Cr7,500,000
The Great Eastern Shipping Company Limited
Debentures | -
5%₹54 Cr536
7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -
5%₹49 Cr4,960,700
Maharashtra (Government of)
- | -
5%₹49 Cr5,000,000
Maharashtra (Government of)
- | -
5%₹49 Cr5,000,000
7.24% Govt Stock 2055
Sovereign Bonds | -
4%₹40 Cr4,038,300
7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -
4%₹40 Cr4,000,000
State Government Of Rajasthan
Sovereign Bonds | -
2%₹25 Cr2,500,000

2. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

  • Highest AUM (₹2,100 Cr).
  • Oldest track record among peers (30 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.10% (bottom quartile).
  • 1M return: 0.00% (bottom quartile).
  • Sharpe: -0.16 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.06% (upper mid).
  • Modified duration: 6.68 yrs (bottom quartile).
  • Average maturity: 14.92 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund
Growth
Launch Date 21 Oct 95
NAV (19 Dec 25) ₹126.558 ↑ 0.05   (0.04 %)
Net Assets (Cr) ₹2,100 on 15 Dec 25
Category Debt - Medium to Long term
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio -0.16
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.06%
Effective Maturity 14 Years 11 Months 1 Day
Modified Duration 6 Years 8 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,444
30 Nov 22₹10,646
30 Nov 23₹11,259
30 Nov 24₹12,273
30 Nov 25₹12,958

Aditya Birla Sun Life Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25

DurationReturns
1 Month 0%
3 Month 0.8%
6 Month 1.1%
1 Year 5.1%
3 Year 6.6%
5 Year 5.3%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.4%
2023 6.6%
2022 2.4%
2021 4%
2020 12.8%
2019 9.5%
2018 5.1%
2017 2.8%
2016 14.4%
2015 4.6%
Fund Manager information for Aditya Birla Sun Life Income Fund
NameSinceTenure
Bhupesh Bameta6 Aug 205.24 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 15 Dec 25

Asset Allocation
Asset ClassValue
Cash7.49%
Debt92.22%
Other0.29%
Debt Sector Allocation
SectorValue
Government66.43%
Corporate25.79%
Cash Equivalent7.49%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
20%₹424 Cr42,819,900
↑ 1,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
10%₹207 Cr20,000,000
↓ -1,000,000
7.25% Govt Stock 2063
Sovereign Bonds | -
6%₹134 Cr13,656,100
Power Grid Corporation Of India Limited
Debentures | -
5%₹99 Cr10,000
Tata Capital Housing Finance Limited
Debentures | -
3%₹75 Cr7,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹75 Cr7,500
Housing And Urban Development Corporation Limited
Debentures | -
3%₹75 Cr7,500
Bajaj Finance Limited
Debentures | -
2%₹51 Cr5,000
Tata Capital Housing Finance Limited
Debentures | -
2%₹51 Cr5,000
State Government Securities (12/11/2043)
Sovereign Bonds | -
2%₹50 Cr5,000,000
↑ 5,000,000

3. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

Research Highlights for HDFC Income Fund

  • Bottom quartile AUM (₹887 Cr).
  • Established history (25+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.36% (top quartile).
  • 1M return: 0.01% (lower mid).
  • Sharpe: -0.11 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.92% (bottom quartile).
  • Modified duration: 6.62 yrs (lower mid).
  • Average maturity: 12.54 yrs (top quartile).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).

Below is the key information for HDFC Income Fund

HDFC Income Fund
Growth
Launch Date 11 Sep 00
NAV (19 Dec 25) ₹58.6877 ↓ -0.02   (-0.03 %)
Net Assets (Cr) ₹887 on 30 Nov 25
Category Debt - Medium to Long term
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.37
Sharpe Ratio -0.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 6.92%
Effective Maturity 12 Years 6 Months 14 Days
Modified Duration 6 Years 7 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,284
30 Nov 22₹10,337
30 Nov 23₹10,856
30 Nov 24₹11,915
30 Nov 25₹12,596

HDFC Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25

DurationReturns
1 Month 0%
3 Month 0.6%
6 Month 0.7%
1 Year 5.4%
3 Year 6.7%
5 Year 4.7%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9%
2023 6.1%
2022 0.9%
2021 2.1%
2020 9.3%
2019 8.7%
2018 3.6%
2017 1.3%
2016 14.5%
2015 5.3%
Fund Manager information for HDFC Income Fund
NameSinceTenure
Shobhit Mehrotra11 Sep 0718.15 Yr.
Dhruv Muchhal22 Jun 232.36 Yr.

Data below for HDFC Income Fund as on 30 Nov 25

Asset Allocation
Asset ClassValue
Cash7.65%
Equity0.48%
Debt91.58%
Other0.29%
Debt Sector Allocation
SectorValue
Government76.22%
Corporate15.36%
Cash Equivalent7.65%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
16%₹149 Cr14,500,000
↓ -1,790,000
6.68% Govt Stock 2040
Sovereign Bonds | -
15%₹133 Cr13,530,000
↑ 500,000
7.41% Govt Stock 2036
Sovereign Bonds | -
11%₹99 Cr9,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
6%₹57 Cr5,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹41 Cr4,000,000
Ntpc Limited
Debentures | -
3%₹26 Cr250
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹25 Cr2,500,000
6.63% Govt Stock 2031
Sovereign Bonds | -
3%₹25 Cr2,500,000
Bajaj Housing Finance Limited
Debentures | -
3%₹25 Cr250
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹24 Cr2,500,000

4. Kotak Bond Fund

(Erstwhile Kotak Bond Regular Plan Growth)

To create a portfolio of debt and money market instruments of different maturities so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bond Fund

  • Upper mid AUM (₹2,052 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.35% (upper mid).
  • 1M return: -0.10% (bottom quartile).
  • Sharpe: -0.12 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.97% (bottom quartile).
  • Modified duration: 6.47 yrs (upper mid).
  • Average maturity: 12.78 yrs (upper mid).
  • Exit load: 0-3 Months (0.2%),3 Months and above(NIL).

Below is the key information for Kotak Bond Fund

Kotak Bond Fund
Growth
Launch Date 25 Nov 99
NAV (19 Dec 25) ₹77.579 ↑ 0.06   (0.08 %)
Net Assets (Cr) ₹2,052 on 15 Dec 25
Category Debt - Medium to Long term
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.65
Sharpe Ratio -0.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-3 Months (0.2%),3 Months and above(NIL)
Yield to Maturity 6.97%
Effective Maturity 12 Years 9 Months 11 Days
Modified Duration 6 Years 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,388
30 Nov 22₹10,513
30 Nov 23₹11,117
30 Nov 24₹12,119
30 Nov 25₹12,814

Kotak Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Kotak Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25

DurationReturns
1 Month -0.1%
3 Month 0.9%
6 Month 1%
1 Year 5.3%
3 Year 6.7%
5 Year 4.9%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.2%
2023 6.8%
2022 1.7%
2021 2.4%
2020 12.3%
2019 10.3%
2018 5.2%
2017 0.9%
2016 14.3%
2015 4.6%
Fund Manager information for Kotak Bond Fund
NameSinceTenure
Abhishek Bisen15 Apr 0817.56 Yr.

Data below for Kotak Bond Fund as on 15 Dec 25

Asset Allocation
Asset ClassValue
Cash7.69%
Equity0.37%
Debt91.65%
Other0.29%
Debt Sector Allocation
SectorValue
Government62.49%
Corporate21.72%
Cash Equivalent7.69%
Securitized7.44%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.09% Govt Stock 2054
Sovereign Bonds | -
13%₹263 Cr26,980,000
↓ -4,000,000
National Housing Bank
Debentures | -
7%₹149 Cr15,000
6.28% Govt Stock 2032
Sovereign Bonds | -
6%₹124 Cr12,500,000
↓ -5,500,000
6.33% Govt Stock 2035
Sovereign Bonds | -
6%₹119 Cr12,105,260
7.34% Govt Stock 2064
Sovereign Bonds | -
5%₹92 Cr9,299,600
↓ -1,500,000
Bihar (Government of) 0.0752%
- | -
4%₹82 Cr8,000,000
↑ 8,000,000
Bihar (Government of) 0.0745%
- | -
4%₹81 Cr8,000,000
↑ 8,000,000
Rajasthan (Government of ) 0.0749%
- | -
4%₹77 Cr7,500,000
↑ 7,500,000
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
4%₹76 Cr75
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
4%₹76 Cr75

5. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

  • Bottom quartile AUM (₹413 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.94% (bottom quartile).
  • 1M return: 0.23% (upper mid).
  • Sharpe: -0.33 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.00% (lower mid).
  • Modified duration: 6.46 yrs (top quartile).
  • Average maturity: 14.20 yrs (lower mid).
  • Exit load: 0-15 Days (0.25%),15 Days and above(NIL).

Below is the key information for Nippon India Income Fund

Nippon India Income Fund
Growth
Launch Date 1 Jan 98
NAV (19 Dec 25) ₹90.3165 ↑ 0.05   (0.06 %)
Net Assets (Cr) ₹413 on 15 Dec 25
Category Debt - Medium to Long term
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.51
Sharpe Ratio -0.33
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7%
Effective Maturity 14 Years 2 Months 12 Days
Modified Duration 6 Years 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹10,222
30 Nov 22₹10,472
30 Nov 23₹11,083
30 Nov 24₹12,077
30 Nov 25₹12,682

Nippon India Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25

DurationReturns
1 Month 0.2%
3 Month 1%
6 Month 1%
1 Year 4.9%
3 Year 6.6%
5 Year 4.9%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 6.8%
2022 3.3%
2021 1.2%
2020 10.5%
2019 11.4%
2018 6.1%
2017 2.4%
2016 13.8%
2015 5.1%
Fund Manager information for Nippon India Income Fund
NameSinceTenure
Vivek Sharma1 Feb 205.75 Yr.
Kinjal Desai25 May 187.44 Yr.
Lokesh Maru5 Sep 250.15 Yr.
Divya Sharma5 Sep 250.15 Yr.

Data below for Nippon India Income Fund as on 15 Dec 25

Asset Allocation
Asset ClassValue
Cash7.66%
Debt92.05%
Other0.28%
Debt Sector Allocation
SectorValue
Government81.25%
Corporate10.8%
Cash Equivalent7.66%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.09% Govt Stock 2054
Sovereign Bonds | -
20%₹83 Cr8,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
18%₹75 Cr7,500,000
7.12% State Government Of Maharashtra 2036
Sovereign Bonds | -
9%₹40 Cr4,000,000
07.03 Tn SDL 2030
Sovereign Bonds | -
7%₹30 Cr3,000,000
07.93 Up SDL 2030
Sovereign Bonds | -
6%₹26 Cr2,500,000
7.1% Govt Stock 2029
Sovereign Bonds | -
6%₹26 Cr2,500,000
Small Industries Development Bank Of India
Debentures | -
6%₹26 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
6%₹25 Cr2,500
6.33% Govt Stock 2035
Sovereign Bonds | -
6%₹25 Cr2,500,000
Power Finance Corporation Limited
Debentures | -
2%₹10 Cr100

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GAURAV, posted on 3 Dec 18 3:04 AM

Good read to know about bond mutual funds

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