सर्वोत्तम दीर्घकालीन बाँड फंड शोधत आहात? हे गुंतवणूकदारांसाठी फंड आहेत जे मध्यम ते दीर्घ मुदतीसाठी शोधत आहेतगुंतवणूक योजना, सामान्यतः 3-5 वर्षांसाठी. दीर्घकालीन बाँड फंड प्रामुख्याने जी-सेक आणि कॉर्पोरेटमध्ये गुंतवणूक करतातबंध ज्यांचा परिपक्वता कालावधी मध्यम ते दीर्घ आहे.

हे फंड व्याजदरातील बदलांसाठी संवेदनशील असतात आणि इतर कर्ज श्रेणींच्या तुलनेत ते अधिक अस्थिर असू शकतात.
कर्ज रोख्यांचे व्याजदर आणि किमती यांचा परस्पर संबंध असतो, याचा अर्थ ते विरुद्ध दिशेने जातात. उदाहरणार्थ, बॉण्ड फंडांसाठी घसरलेला व्याजदर चांगला आहे. व्याजदर कमी होत असताना रोख्यांच्या किमती वाढतात आणि त्यामुळे वाढ होतेNAVs याकर्ज निधी योजना
व्याजदरात घट झाल्यामुळे दीर्घकालीन सिक्युरिटीजच्या किमतीत वाढ होत असल्याने यामध्ये गुंतवणूक करण्याचा सल्ला दिला जातो.दीर्घकालीन कर्ज निधी जेव्हा व्याजदर कमी होण्याची अपेक्षा असते. ज्या गुंतवणूकदारांना दीर्घ कालावधीसाठी गुंतवणूक करायची आहे (म्हणजे 3 वर्षे आणि त्याहून अधिक) आणि काही प्रमाणात जोखीम घेऊ शकतात, त्यांनी आदर्शपणे या योजनेत गुंतवणूक करावी.
शिवाय, ज्या गुंतवणूकदारांना व्याजदरात चढ-उतार होण्यास सोयीस्कर आहेबाजार या गुंतवणुकीसह पुढे जाऊ शकतात. 2022 साठी येथे शीर्ष 10 सर्वोत्तम दीर्घकालीन बाँड फंड आहेत.
Talk to our investment specialist
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹90.2974
↑ 0.12 ₹1,055 5,000 1,000 0.6 0.5 5.2 7.2 10.1 7.41% 9Y 9M 11D 26Y 6M 11D Aditya Birla Sun Life Income Fund Growth ₹126.558
↑ 0.05 ₹2,100 1,000 1,000 0.8 1.1 5.1 6.6 8.4 7.06% 6Y 8M 5D 14Y 11M 1D HDFC Income Fund Growth ₹58.6877
↓ -0.02 ₹887 5,000 300 0.6 0.7 5.4 6.7 9 6.92% 6Y 7M 13D 12Y 6M 14D Kotak Bond Fund Growth ₹77.579
↑ 0.06 ₹2,052 5,000 1,000 0.9 1 5.3 6.7 8.2 6.97% 6Y 5M 19D 12Y 9M 11D Nippon India Income Fund Growth ₹90.3165
↑ 0.05 ₹413 5,000 100 1 1 4.9 6.6 8.1 7% 6Y 5M 16D 14Y 2M 12D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Long Term Bond Fund Aditya Birla Sun Life Income Fund HDFC Income Fund Kotak Bond Fund Nippon India Income Fund Point 1 Lower mid AUM (₹1,055 Cr). Highest AUM (₹2,100 Cr). Bottom quartile AUM (₹887 Cr). Upper mid AUM (₹2,052 Cr). Bottom quartile AUM (₹413 Cr). Point 2 Established history (27+ yrs). Oldest track record among peers (30 yrs). Established history (25+ yrs). Established history (26+ yrs). Established history (27+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 5.17% (lower mid). 1Y return: 5.10% (bottom quartile). 1Y return: 5.36% (top quartile). 1Y return: 5.35% (upper mid). 1Y return: 4.94% (bottom quartile). Point 6 1M return: 0.27% (top quartile). 1M return: 0.00% (bottom quartile). 1M return: 0.01% (lower mid). 1M return: -0.10% (bottom quartile). 1M return: 0.23% (upper mid). Point 7 Sharpe: -0.21 (bottom quartile). Sharpe: -0.16 (lower mid). Sharpe: -0.11 (top quartile). Sharpe: -0.12 (upper mid). Sharpe: -0.33 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.41% (top quartile). Yield to maturity (debt): 7.06% (upper mid). Yield to maturity (debt): 6.92% (bottom quartile). Yield to maturity (debt): 6.97% (bottom quartile). Yield to maturity (debt): 7.00% (lower mid). Point 10 Modified duration: 9.78 yrs (bottom quartile). Modified duration: 6.68 yrs (bottom quartile). Modified duration: 6.62 yrs (lower mid). Modified duration: 6.47 yrs (upper mid). Modified duration: 6.46 yrs (top quartile). ICICI Prudential Long Term Bond Fund
Aditya Birla Sun Life Income Fund
HDFC Income Fund
Kotak Bond Fund
Nippon India Income Fund
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Long Term Bond Fund Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Research Highlights for Aditya Birla Sun Life Income Fund Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile Kotak Bond Regular Plan Growth) To create a portfolio of debt and money market instruments of different maturities
so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized Research Highlights for Kotak Bond Fund Below is the key information for Kotak Bond Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Income Fund Below is the key information for Nippon India Income Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (19 Dec 25) ₹90.2974 ↑ 0.12 (0.13 %) Net Assets (Cr) ₹1,055 on 15 Dec 25 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.95 Sharpe Ratio -0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.41% Effective Maturity 26 Years 6 Months 11 Days Modified Duration 9 Years 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,138 30 Nov 22 ₹10,168 30 Nov 23 ₹10,740 30 Nov 24 ₹11,921 30 Nov 25 ₹12,530 Returns for ICICI Prudential Long Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25 Duration Returns 1 Month 0.3% 3 Month 0.6% 6 Month 0.5% 1 Year 5.2% 3 Year 7.2% 5 Year 4.7% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.1% 2023 6.8% 2022 1.3% 2021 0.4% 2020 11% 2019 12.1% 2018 6.8% 2017 4.1% 2016 15.7% 2015 5.1% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 1.78 Yr. Raunak Surana 22 Jan 24 1.78 Yr. Data below for ICICI Prudential Long Term Bond Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 6.22% Debt 93.78% Debt Sector Allocation
Sector Value Government 88.75% Cash Equivalent 6.22% Corporate 5.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -35% ₹374 Cr 37,701,500 6.9% Govt Stock 2065
Sovereign Bonds | -9% ₹94 Cr 10,000,000 Maharashtra (Government of)
- | -7% ₹73 Cr 7,500,000 The Great Eastern Shipping Company Limited
Debentures | -5% ₹54 Cr 536 7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -5% ₹49 Cr 4,960,700 Maharashtra (Government of)
- | -5% ₹49 Cr 5,000,000 Maharashtra (Government of)
- | -5% ₹49 Cr 5,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -4% ₹40 Cr 4,038,300 7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -4% ₹40 Cr 4,000,000 State Government Of Rajasthan
Sovereign Bonds | -2% ₹25 Cr 2,500,000 2. Aditya Birla Sun Life Income Fund
Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (19 Dec 25) ₹126.558 ↑ 0.05 (0.04 %) Net Assets (Cr) ₹2,100 on 15 Dec 25 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.06% Effective Maturity 14 Years 11 Months 1 Day Modified Duration 6 Years 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,444 30 Nov 22 ₹10,646 30 Nov 23 ₹11,259 30 Nov 24 ₹12,273 30 Nov 25 ₹12,958 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25 Duration Returns 1 Month 0% 3 Month 0.8% 6 Month 1.1% 1 Year 5.1% 3 Year 6.6% 5 Year 5.3% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 6.6% 2022 2.4% 2021 4% 2020 12.8% 2019 9.5% 2018 5.1% 2017 2.8% 2016 14.4% 2015 4.6% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 5.24 Yr. Data below for Aditya Birla Sun Life Income Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 7.49% Debt 92.22% Other 0.29% Debt Sector Allocation
Sector Value Government 66.43% Corporate 25.79% Cash Equivalent 7.49% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -20% ₹424 Cr 42,819,900
↑ 1,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -10% ₹207 Cr 20,000,000
↓ -1,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -6% ₹134 Cr 13,656,100 Power Grid Corporation Of India Limited
Debentures | -5% ₹99 Cr 10,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹75 Cr 7,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹75 Cr 7,500 Housing And Urban Development Corporation Limited
Debentures | -3% ₹75 Cr 7,500 Bajaj Finance Limited
Debentures | -2% ₹51 Cr 5,000 Tata Capital Housing Finance Limited
Debentures | -2% ₹51 Cr 5,000 State Government Securities (12/11/2043)
Sovereign Bonds | -2% ₹50 Cr 5,000,000
↑ 5,000,000 3. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (19 Dec 25) ₹58.6877 ↓ -0.02 (-0.03 %) Net Assets (Cr) ₹887 on 30 Nov 25 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.92% Effective Maturity 12 Years 6 Months 14 Days Modified Duration 6 Years 7 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,284 30 Nov 22 ₹10,337 30 Nov 23 ₹10,856 30 Nov 24 ₹11,915 30 Nov 25 ₹12,596 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25 Duration Returns 1 Month 0% 3 Month 0.6% 6 Month 0.7% 1 Year 5.4% 3 Year 6.7% 5 Year 4.7% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 18.15 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Data below for HDFC Income Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 7.65% Equity 0.48% Debt 91.58% Other 0.29% Debt Sector Allocation
Sector Value Government 76.22% Corporate 15.36% Cash Equivalent 7.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -16% ₹149 Cr 14,500,000
↓ -1,790,000 6.68% Govt Stock 2040
Sovereign Bonds | -15% ₹133 Cr 13,530,000
↑ 500,000 7.41% Govt Stock 2036
Sovereign Bonds | -11% ₹99 Cr 9,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -6% ₹57 Cr 5,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹41 Cr 4,000,000 Ntpc Limited
Debentures | -3% ₹26 Cr 250 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 6.63% Govt Stock 2031
Sovereign Bonds | -3% ₹25 Cr 2,500,000 Bajaj Housing Finance Limited
Debentures | -3% ₹25 Cr 250 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹24 Cr 2,500,000 4. Kotak Bond Fund
Kotak Bond Fund
Growth Launch Date 25 Nov 99 NAV (19 Dec 25) ₹77.579 ↑ 0.06 (0.08 %) Net Assets (Cr) ₹2,052 on 15 Dec 25 Category Debt - Medium to Long term AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.65 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Months (0.2%),3 Months and above(NIL) Yield to Maturity 6.97% Effective Maturity 12 Years 9 Months 11 Days Modified Duration 6 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,388 30 Nov 22 ₹10,513 30 Nov 23 ₹11,117 30 Nov 24 ₹12,119 30 Nov 25 ₹12,814 Returns for Kotak Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25 Duration Returns 1 Month -0.1% 3 Month 0.9% 6 Month 1% 1 Year 5.3% 3 Year 6.7% 5 Year 4.9% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 6.8% 2022 1.7% 2021 2.4% 2020 12.3% 2019 10.3% 2018 5.2% 2017 0.9% 2016 14.3% 2015 4.6% Fund Manager information for Kotak Bond Fund
Name Since Tenure Abhishek Bisen 15 Apr 08 17.56 Yr. Data below for Kotak Bond Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 7.69% Equity 0.37% Debt 91.65% Other 0.29% Debt Sector Allocation
Sector Value Government 62.49% Corporate 21.72% Cash Equivalent 7.69% Securitized 7.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.09% Govt Stock 2054
Sovereign Bonds | -13% ₹263 Cr 26,980,000
↓ -4,000,000 National Housing Bank
Debentures | -7% ₹149 Cr 15,000 6.28% Govt Stock 2032
Sovereign Bonds | -6% ₹124 Cr 12,500,000
↓ -5,500,000 6.33% Govt Stock 2035
Sovereign Bonds | -6% ₹119 Cr 12,105,260 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹92 Cr 9,299,600
↓ -1,500,000 Bihar (Government of) 0.0752%
- | -4% ₹82 Cr 8,000,000
↑ 8,000,000 Bihar (Government of) 0.0745%
- | -4% ₹81 Cr 8,000,000
↑ 8,000,000 Rajasthan (Government of ) 0.0749%
- | -4% ₹77 Cr 7,500,000
↑ 7,500,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -4% ₹76 Cr 75 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹76 Cr 75 5. Nippon India Income Fund
Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (19 Dec 25) ₹90.3165 ↑ 0.05 (0.06 %) Net Assets (Cr) ₹413 on 15 Dec 25 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio -0.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7% Effective Maturity 14 Years 2 Months 12 Days Modified Duration 6 Years 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,222 30 Nov 22 ₹10,472 30 Nov 23 ₹11,083 30 Nov 24 ₹12,077 30 Nov 25 ₹12,682 Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1% 6 Month 1% 1 Year 4.9% 3 Year 6.6% 5 Year 4.9% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 6.8% 2022 3.3% 2021 1.2% 2020 10.5% 2019 11.4% 2018 6.1% 2017 2.4% 2016 13.8% 2015 5.1% Fund Manager information for Nippon India Income Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.75 Yr. Kinjal Desai 25 May 18 7.44 Yr. Lokesh Maru 5 Sep 25 0.15 Yr. Divya Sharma 5 Sep 25 0.15 Yr. Data below for Nippon India Income Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 7.66% Debt 92.05% Other 0.28% Debt Sector Allocation
Sector Value Government 81.25% Corporate 10.8% Cash Equivalent 7.66% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.09% Govt Stock 2054
Sovereign Bonds | -20% ₹83 Cr 8,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -18% ₹75 Cr 7,500,000 7.12% State Government Of Maharashtra 2036
Sovereign Bonds | -9% ₹40 Cr 4,000,000 07.03 Tn SDL 2030
Sovereign Bonds | -7% ₹30 Cr 3,000,000 07.93 Up SDL 2030
Sovereign Bonds | -6% ₹26 Cr 2,500,000 7.1% Govt Stock 2029
Sovereign Bonds | -6% ₹26 Cr 2,500,000 Small Industries Development Bank Of India
Debentures | -6% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹25 Cr 2,500 6.33% Govt Stock 2035
Sovereign Bonds | -6% ₹25 Cr 2,500,000 Power Finance Corporation Limited
Debentures | -2% ₹10 Cr 100
Fincash.com वर आजीवन मोफत गुंतवणूक खाते उघडा.
तुमची नोंदणी आणि KYC प्रक्रिया पूर्ण करा
दस्तऐवज अपलोड करा (PAN, आधार इ.).आणि, तुम्ही गुंतवणूक करण्यास तयार आहात!
Good read to know about bond mutual funds