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सर्वसाधारणपणे, लोकांचा असा विश्वास आहेम्युच्युअल फंड गुंतवणूक दीर्घकालीन गुंतवणूकदारांसाठी असते. बरं, ते खरं नाही! शॉर्ट टर्म फंड किंवा शॉर्ट टर्म नावाची फंडांची एक श्रेणी आहेकर्ज निधी जे गुंतवणूकदारांना त्यांचे पैसे सुलभ ठेवण्याबरोबरच अल्पकालीन गुंतवणूक करण्यास अनुमती देतात. मध्ये विविध अल्प कालावधीचे फंड उपलब्ध असले तरीबाजार, गुंतवणूकदारांना सर्वोत्कृष्ट अल्प कालावधी (शॉर्ट टर्म) डेट फंड शोधण्याची सूचना केली जाते.
सर्वोत्कृष्ट अल्प कालावधी (शॉर्ट टर्म) डेट फंड हे असे फंड आहेत जे गुंतवणूकदारांना कमी कालावधीसाठी, विशेषत: तीन वर्षांसाठी, कमी बाजार जोखमीसह चांगला परतावा मिळविण्यासाठी गुंतवणूक करू देतात. हे फंड अत्यंत योग्य गुंतवणूकदार आहेत ज्यांना कमी जोखमीची भूक आहे जे जलद परतावा आणि स्थिर प्रवाह शोधतातउत्पन्न बाँड मार्केटमधील दैनंदिन बदलांमुळे प्रभावित न होता.
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To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a Below is the key information for Axis Short Term Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Short Term Fund Growth ₹59.5986
↑ 0.06 ₹20,428 3 4.8 9.1 7.6 7.8 7.6% 2Y 9M 29D 4Y 10M 17D HDFC Short Term Debt Fund Growth ₹31.7295
↑ 0.03 ₹14,208 3 4.8 9.5 7.3 8.3 7.47% 2Y 9M 22D 4Y 2M 5D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹47.1714
↑ 0.02 ₹8,068 3 4.8 9.4 7.2 7.9 7.49% 2Y 9M 7D 3Y 8M 1D Axis Short Term Fund Growth ₹30.6301
↑ 0.03 ₹9,024 3.1 5.1 9.5 7.1 8 7.48% 2Y 9M 4D 3Y 7M 20D UTI Short Term Income Fund Growth ₹31.4351
↑ 0.02 ₹2,566 2.9 4.6 8.9 7.1 7.9 7.29% 2Y 11M 23D 3Y 11M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25 मालमत्ता >= 100 कोटी
& क्रमवारी लावली3 वर्षCAGR परत
.1. ICICI Prudential Short Term Fund
CAGR/Annualized
return of 7.9% since its launch. Ranked 11 in Short term Bond
category. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.7% . ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (29 Apr 25) ₹59.5986 ↑ 0.06 (0.10 %) Net Assets (Cr) ₹20,428 on 31 Mar 25 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio 1.55 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.6% Effective Maturity 4 Years 10 Months 17 Days Modified Duration 2 Years 9 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,876 31 Mar 22 ₹11,332 31 Mar 23 ₹11,983 31 Mar 24 ₹12,909 31 Mar 25 ₹13,950 Returns for ICICI Prudential Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.4% 3 Month 3% 6 Month 4.8% 1 Year 9.1% 3 Year 7.6% 5 Year 7.1% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.8% 2022 7.4% 2021 4.7% 2020 3.9% 2019 10.6% 2018 9.7% 2017 5.8% 2016 5.9% 2015 11.1% 2014 8% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 15.38 Yr. Nikhil Kabra 29 Dec 20 4.26 Yr. Data below for ICICI Prudential Short Term Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.74% Debt 96% Other 0.26% Debt Sector Allocation
Sector Value Corporate 60.71% Government 35.98% Cash Equivalent 3.05% Credit Quality
Rating Value AA 18.79% AAA 81.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -10% ₹2,183 Cr 209,055,180 7.81% Govt Stock 2033
Sovereign Bonds | -6% ₹1,311 Cr 126,501,270 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹707 Cr 69,574,740 7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -3% ₹610 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹554 Cr 55,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹486 Cr 48,000 Small Industries Development Bank Of India
Debentures | -2% ₹372 Cr 37,000 Small Industries Development Bank Of India
Debentures | -2% ₹367 Cr 36,500 SANSAR AUG 2024 VII TRUST
Unlisted bonds | -2% ₹353 Cr 3,500,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹352 Cr 35,000 2. HDFC Short Term Debt Fund
CAGR/Annualized
return of 8.1% since its launch. Ranked 30 in Short term Bond
category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% . HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (29 Apr 25) ₹31.7295 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹14,208 on 31 Mar 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 1.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.47% Effective Maturity 4 Years 2 Months 5 Days Modified Duration 2 Years 9 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,851 31 Mar 22 ₹11,348 31 Mar 23 ₹11,847 31 Mar 24 ₹12,759 31 Mar 25 ₹13,829 Returns for HDFC Short Term Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.4% 3 Month 3% 6 Month 4.8% 1 Year 9.5% 3 Year 7.3% 5 Year 7% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.3% 2022 7.1% 2021 3.5% 2020 3.9% 2019 11% 2018 9.7% 2017 7% 2016 6.5% 2015 9.3% 2014 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 14.78 Yr. Dhruv Muchhal 22 Jun 23 1.78 Yr. Data below for HDFC Short Term Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 19.29% Debt 80.43% Other 0.28% Debt Sector Allocation
Sector Value Government 42.85% Corporate 37.72% Cash Equivalent 18.71% Securitized 0.43% Credit Quality
Rating Value AA 11.77% AAA 88.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,045 Cr 104,500,000
↑ 22,000,000 7.3% Govt Stock 2028
Sovereign Bonds | -4% ₹515 Cr 51,500,000
↑ 9,000,000 7.26% Govt Stock 2032
Sovereign Bonds | -3% ₹347 Cr 34,500,000 6.79% Govt Stock 2027
Sovereign Bonds | -2% ₹312 Cr 31,500,000
↑ 31,500,000 7.1% Govt Stock 2029
Sovereign Bonds | -2% ₹279 Cr 28,000,000
↑ 28,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹251 Cr 25,000 State Bank Of India
Debentures | -2% ₹250 Cr 2,500
↑ 2,500 TVS Credit Services Limited
Debentures | -2% ₹201 Cr 200 Small Industries Development Bank Of India
Debentures | -2% ₹201 Cr 20,000 Ongc Petro Additions Limited
Debentures | -2% ₹200 Cr 20,000
↑ 20,000 3. Aditya Birla Sun Life Short Term Opportunities Fund
CAGR/Annualized
return of 7.3% since its launch. Ranked 18 in Short term Bond
category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 4.2% . Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (29 Apr 25) ₹47.1714 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹8,068 on 31 Mar 25 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.06 Sharpe Ratio 1.42 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.49% Effective Maturity 3 Years 8 Months 1 Day Modified Duration 2 Years 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹11,021 31 Mar 22 ₹11,540 31 Mar 23 ₹12,088 31 Mar 24 ₹12,971 31 Mar 25 ₹14,029 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.4% 3 Month 3% 6 Month 4.8% 1 Year 9.4% 3 Year 7.2% 5 Year 7.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.9% 2021 4.2% 2020 3.8% 2019 11.1% 2018 8.5% 2017 6.5% 2016 5.6% 2015 11.3% 2014 8.4% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 10.56 Yr. Mohit Sharma 6 Aug 20 4.65 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 9.27% Debt 90.44% Other 0.28% Debt Sector Allocation
Sector Value Corporate 56.29% Government 34.16% Cash Equivalent 9.27% Credit Quality
Rating Value AA 14.03% AAA 85.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹652 Cr 62,406,400 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹519 Cr 49,500,000
↓ -5,800,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹431 Cr 42,500
↓ -5,000 Small Industries Development Bank Of India
Debentures | -3% ₹238 Cr 23,500 Bajaj Housing Finance Limited
Debentures | -2% ₹203 Cr 20,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹201 Cr 20,000 Small Industries Development Bank Of India
Debentures | -2% ₹186 Cr 1,850 Embassy Office Parks Reit
Debentures | -2% ₹183 Cr 18,000 7.17% Indian Railway Finance Corporation Limited**
Debentures | -2% ₹177 Cr 17,500
↑ 17,500 Bharti Telecom Limited
Debentures | -2% ₹151 Cr 15,000 4. Axis Short Term Fund
CAGR/Annualized
return of 7.6% since its launch. Ranked 26 in Short term Bond
category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.7% . Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (29 Apr 25) ₹30.6301 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹9,024 on 31 Mar 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.92 Sharpe Ratio 1.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.48% Effective Maturity 3 Years 7 Months 20 Days Modified Duration 2 Years 9 Months 4 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,792 31 Mar 22 ₹11,260 31 Mar 23 ₹11,747 31 Mar 24 ₹12,599 31 Mar 25 ₹13,641 Returns for Axis Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.5% 3 Month 3.1% 6 Month 5.1% 1 Year 9.5% 3 Year 7.1% 5 Year 6.7% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 8% 2022 6.8% 2021 3.7% 2020 3.5% 2019 10.1% 2018 9.8% 2017 6.3% 2016 5.9% 2015 9.6% 2014 8.1% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 12.41 Yr. Aditya Pagaria 3 Jul 23 1.75 Yr. Data below for Axis Short Term Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 11.04% Debt 88.71% Other 0.25% Debt Sector Allocation
Sector Value Corporate 60.63% Government 33.76% Cash Equivalent 5.36% Credit Quality
Rating Value AA 14.19% AAA 85.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -10% ₹936 Cr 89,625,200
↑ 15,500,000 7.32% Govt Stock 2030
Sovereign Bonds | -5% ₹456 Cr 43,500,000
↑ 41,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹325 Cr 31,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹304 Cr 29,626,700
↑ 22,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹287 Cr 28,500
↓ -2,500 7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -2% ₹214 Cr 21,000
↑ 5,000 India Grid Trust
Debentures | -2% ₹192 Cr 19,000 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹189 Cr 4,000
↑ 4,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹177 Cr 17,500
↓ -17,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹152 Cr 15,000
↑ 15,000 5. UTI Short Term Income Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 10 in Short term Bond
category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% . UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (29 Apr 25) ₹31.4351 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹2,566 on 31 Mar 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 1.04 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.29% Effective Maturity 3 Years 11 Months 1 Day Modified Duration 2 Years 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,842 31 Mar 22 ₹11,833 31 Mar 23 ₹12,361 31 Mar 24 ₹13,306 31 Mar 25 ₹14,345 Returns for UTI Short Term Income Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Apr 25 Duration Returns 1 Month 1.3% 3 Month 2.9% 6 Month 4.6% 1 Year 8.9% 3 Year 7.1% 5 Year 7.6% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.9% 2021 3.8% 2020 8.4% 2019 10.5% 2018 -3.9% 2017 6% 2016 6.1% 2015 10.1% 2014 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 8 Apr 25 0 Yr. Sudhir Agarwal 25 Oct 12 12.44 Yr. Data below for UTI Short Term Income Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 10.91% Debt 88.84% Other 0.25% Debt Sector Allocation
Sector Value Corporate 63.75% Government 28.35% Cash Equivalent 7.66% Credit Quality
Rating Value AA 11.48% AAA 88.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -11% ₹318 Cr 3,100,000,000
↓ -900,000,000 LIC Housing Finance Limited
Debentures | -6% ₹179 Cr 1,750 National Housing Bank
Debentures | -6% ₹178 Cr 17,500 Small Industries Development Bank Of India
Debentures | -6% ₹178 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹177 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -6% ₹177 Cr 17,500 Export-Import Bank of India
Domestic Bonds | -3% ₹101 Cr 10,000
↑ 10,000 Kotak Mahindra Prime Limited
Debentures | -3% ₹86 Cr 850
↑ 100 Bajaj Finance Limited
Debentures | -3% ₹76 Cr 7,500 Bajaj Finance Limited
Debentures | -3% ₹76 Cr 7,500
↑ 7,500
या गुंतवणुकीचे अल्पकालीन स्वरूप पाहता, अल्प कालावधी (शॉर्ट टर्म) डेट फंड फार जास्त परतावा देत नाहीत.इक्विटी फंड. तथापि, याची खात्री देणारी अनेक कारणे नक्कीच आहेतगुंतवणूक सर्वोत्तम अल्प कालावधीत (शॉर्ट टर्म) डेट फंड विचारात घेण्यासारखे आहे. त्यापैकी काहींचा समावेश आहे-
अल्प कालावधी (शॉर्ट टर्म) डेट फंड हे गुंतवणूकदारांसाठी अत्यंत योग्य पर्याय आहेत जे लिक्विड आणि अल्ट्रापेक्षा किंचित जास्त मॅच्युरिटी असलेली गुंतवणूक करण्यास इच्छुक आहेत.अल्पकालीन कर्ज निधी पण त्याच हाताने फार धोकादायक नाहीत.
अल्पमुदतीची गुंतवणूक असल्याने, हा फंड त्यांच्यासाठी अतिशय योग्य आहे ज्यांना 1-3 वर्षांसाठी त्यांची निष्क्रिय रोकड ठेवायची आहे आणि त्यापेक्षा चांगले परतावा मिळवायचा आहे.निश्चित उत्पन्न एफडी सारखे गुंतवणूक पर्याय.
विश्लेषणानुसार, अल्पकालीन बाँड फंड दीर्घ मुदतीच्या तुलनेत गुंतलेल्या जोखमीच्या अनुषंगाने अधिक चांगला परतावा देतात.बंध. शॉर्ट ड्युरेशन फंड हे वाढत्या प्रमाणात कमी संवेदनशील असतातमहागाई इतर मध्यवर्ती पेक्षा आणिदीर्घकालीन कर्ज निधी.
शेवटी, अल्प कालावधी (शॉर्ट टर्म) डेट फंड अत्यंत तरल असतात, याचा अर्थ गुंतवणूकदारांना त्यांच्या रोख रकमेपर्यंत सहज प्रवेश मिळू शकतो. तथापि, गुंतवणुकीची पूर्तता फार कमी कालावधीत (बहुधा 1 महिना ते 6 महिने) केल्यास या श्रेणीतील काही योजना एक्झिट लोड आकारतात. म्हणून, सर्वोत्कृष्ट शॉर्ट डेट डेट फंड्समध्ये हुशारीने गुंतवणूक करण्याचा सल्ला दिला जातो.
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गुंतवणूकदार त्यांच्या गुंतवणूक पोर्टफोलिओमध्ये त्यांच्यानुसार बदल करू शकतातजोखीम प्रोफाइल. रोखे बाजार व्याजदर घसरण्याचा फायदा देत असल्याने, गुंतवणुकीचा कालावधी वाढवून चांगला परतावा मिळू शकतो. येथेच शॉर्ट ड्युरेशन (शॉर्ट टर्म) डेट फंड येतात. हे फंड 2-3 वर्षांच्या कालावधीत दीर्घकालीन परतावा देण्यासाठी डेट मार्केटमध्ये गुंतवणूक करतात. तर, आजच सर्वोत्तम अल्प कालावधीच्या फंडांमध्ये गुंतवणूक करा!