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अल्पकालीनम्युच्युअल फंड एक प्रकार आहेतकर्ज निधी जे गुंतवणूकदारांना अल्प मुदतीसाठी, म्हणजे 1-3 वर्षांपर्यंत गुंतवणूक करू देतात. हे फंड डेट सिक्युरिटीजमध्ये गुंतवणूक करतात आणि चांगले परतावा मिळविण्यासाठी मुदत ठेवींचा पर्याय शोधत असलेल्या गुंतवणूकदारांसाठी आदर्श आहेत. हे फंड सामान्यत: कर्ज साधनांमध्ये गुंतवणूक करतात जसे कीठेव प्रमाणपत्र, सरकारी पेपर आणि कॉर्पोरेट पेपर.अल्पकालीन कर्ज निधी अधिक लवचिकता परवानगी द्या. गुंतवणूकदार गरजेनुसार फंडातून बाहेर पडू शकतात. तसेच, इतर विपरीतम्युच्युअल फंडाचे प्रकार, या फंडात कोणतेही पैसे काढण्याचे शुल्क नाही.सर्वोत्तम अल्पकालीन म्युच्युअल फंड गुंतवणूकदारांना कमी दरात चांगला परतावा मिळू द्याबाजार धोका त्यामुळे, ज्या गुंतवणूकदारांना अल्प किंवा मध्यम मुदतीसाठी गुंतवणूक करायची आहे ते या योजनेत गुंतवणूक करू शकतात आणि मौल्यवान परतावा आणि वाढ मिळवू शकतात.
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SIP गुंतवणुकीसाठी आर्थिक वर्ष 22 - 23 साठी टॉप 8 सर्वोत्कृष्ट कामगिरी करणारे शॉर्ट टर्म डेट फंड
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Short Term Debt Fund Growth ₹34.12
↑ 0.02 ₹15,008 300 2.3 3.2 5.5 7.4 7.8 8.01% 2Y 4M 28D 3Y 1M 24D ICICI Prudential Short Term Fund Growth ₹64.2567
↑ 0.05 ₹19,175 1,000 2.2 3.3 5.8 7.4 8 8.14% 2Y 8M 19D 4Y 5M 23D Axis Short Term Fund Growth ₹32.9628
↑ 0.02 ₹8,183 1,000 2.2 3.2 5.5 7.3 8.1 7.92% 2Y 3M 22D 3Y 2M 23D Bandhan Bond Fund Short Term Plan Growth ₹60.8996
↑ 0.04 ₹8,889 1,000 2.4 3.5 5.5 7.3 7.5 7.73% 2Y 2M 16D 2Y 11M 26D Nippon India Short Term Fund Growth ₹56.1804
↑ 0.04 ₹7,040 100 2.3 3.1 5.3 7.3 7.9 8.03% 2Y 3M 18D 2Y 8M 23D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹50.611
↑ 0.04 ₹5,793 1,000 2.2 3.1 5.3 7.2 7.7 7.76% 2Y 8M 16D 3Y 6M 18D UTI Short Term Income Fund Growth ₹33.653
↑ 0.02 ₹2,128 500 2.2 3.1 5.1 7 7.3 7.92% 1Y 9M 7D 2Y 8M 19D SBI Short Term Debt Fund Growth ₹34.0924
↑ 0.02 ₹13,976 500 2.2 2.9 5.1 7 7.8 7.94% 2Y 4D 2Y 6M 22D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26 Research Highlights & Commentary of 8 Funds showcased
Commentary HDFC Short Term Debt Fund ICICI Prudential Short Term Fund Axis Short Term Fund Bandhan Bond Fund Short Term Plan Nippon India Short Term Fund Aditya Birla Sun Life Short Term Opportunities Fund UTI Short Term Income Fund SBI Short Term Debt Fund Point 1 Top quartile AUM (₹15,008 Cr). Highest AUM (₹19,175 Cr). Lower mid AUM (₹8,183 Cr). Upper mid AUM (₹8,889 Cr). Lower mid AUM (₹7,040 Cr). Bottom quartile AUM (₹5,793 Cr). Bottom quartile AUM (₹2,128 Cr). Upper mid AUM (₹13,976 Cr). Point 2 Established history (16+ yrs). Established history (24+ yrs). Established history (16+ yrs). Oldest track record among peers (25 yrs). Established history (23+ yrs). Established history (23+ yrs). Established history (18+ yrs). Established history (19+ yrs). Point 3 Rating: 3★ (lower mid). Top rated. Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 4★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 5.51% (upper mid). 1Y return: 5.75% (top quartile). 1Y return: 5.53% (top quartile). 1Y return: 5.50% (upper mid). 1Y return: 5.31% (lower mid). 1Y return: 5.32% (lower mid). 1Y return: 5.12% (bottom quartile). 1Y return: 5.08% (bottom quartile). Point 6 1M return: 0.17% (upper mid). 1M return: 0.13% (lower mid). 1M return: 0.14% (lower mid). 1M return: 0.10% (bottom quartile). 1M return: 0.21% (top quartile). 1M return: 0.13% (bottom quartile). 1M return: 0.26% (top quartile). 1M return: 0.14% (upper mid). Point 7 Sharpe: 0.11 (upper mid). Sharpe: 0.29 (top quartile). Sharpe: 0.14 (upper mid). Sharpe: 0.15 (top quartile). Sharpe: 0.00 (lower mid). Sharpe: 0.05 (lower mid). Sharpe: -0.17 (bottom quartile). Sharpe: -0.12 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.01% (upper mid). Yield to maturity (debt): 8.14% (top quartile). Yield to maturity (debt): 7.92% (lower mid). Yield to maturity (debt): 7.73% (bottom quartile). Yield to maturity (debt): 8.03% (top quartile). Yield to maturity (debt): 7.76% (bottom quartile). Yield to maturity (debt): 7.92% (lower mid). Yield to maturity (debt): 7.94% (upper mid). Point 10 Modified duration: 2.41 yrs (lower mid). Modified duration: 2.72 yrs (bottom quartile). Modified duration: 2.31 yrs (lower mid). Modified duration: 2.21 yrs (upper mid). Modified duration: 2.30 yrs (upper mid). Modified duration: 2.71 yrs (bottom quartile). Modified duration: 1.77 yrs (top quartile). Modified duration: 2.01 yrs (top quartile). HDFC Short Term Debt Fund
ICICI Prudential Short Term Fund
Axis Short Term Fund
Bandhan Bond Fund Short Term Plan
Nippon India Short Term Fund
Aditya Birla Sun Life Short Term Opportunities Fund
UTI Short Term Income Fund
SBI Short Term Debt Fund
अल्पकालीन कर्ज वरील एयूएम/निव्वळ मालमत्ता असलेले निधी100 कोटी. वर क्रमवारी लावलीमागील 3 वर्षाचा परतावा.
(Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Short Term Fund Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Short Term Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Research Highlights for Bandhan Bond Fund Short Term Plan Below is the key information for Bandhan Bond Fund Short Term Plan Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Research Highlights for Aditya Birla Sun Life Short Term Opportunities Fund Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on 1. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (03 Aug 26) ₹34.12 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹15,008 on 30 Jun 26 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 0.11 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 8.01% Effective Maturity 3 Years 1 Month 24 Days Modified Duration 2 Years 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,279 31 Jul 23 ₹10,978 31 Jul 24 ₹11,830 31 Jul 25 ₹12,890 31 Jul 26 ₹13,597 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.2% 3 Month 2.3% 6 Month 3.2% 1 Year 5.5% 3 Year 7.4% 5 Year 6.3% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 16.11 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Short Term Debt Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 5.16% Debt 94.49% Other 0.35% Debt Sector Allocation
Sector Value Corporate 72.98% Government 21.99% Cash Equivalent 4.68% Credit Quality
Rating Value AA 17.08% AAA 82.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Beverages Limited
Debentures | -3% ₹426 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -3% ₹385 Cr 36,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹352 Cr 35,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹343 Cr 350 National Bank For Agriculture And Rural Development
Debentures | -2% ₹316 Cr 31,670 Aditya Birla Renewables Limited
Debentures | -2% ₹311 Cr 31,000
↓ -12,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹301 Cr 30,000 Pipeline Infrastructure Limited
Debentures | -2% ₹248 Cr 24,500 Power Finance Corporation Limited
Debentures | -2% ₹247 Cr 25,000 TATA Communications Limited
Debentures | -2% ₹246 Cr 25,000 2. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (03 Aug 26) ₹64.2567 ↑ 0.05 (0.07 %) Net Assets (Cr) ₹19,175 on 30 Jun 26 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 0.29 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 8.14% Effective Maturity 4 Years 5 Months 23 Days Modified Duration 2 Years 8 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,349 31 Jul 23 ₹11,116 31 Jul 24 ₹11,964 31 Jul 25 ₹13,014 31 Jul 26 ₹13,759 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.1% 3 Month 2.2% 6 Month 3.3% 1 Year 5.8% 3 Year 7.4% 5 Year 6.6% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 8% 2024 7.8% 2023 7.4% 2022 4.7% 2021 3.9% 2020 10.6% 2019 9.7% 2018 5.8% 2017 5.9% 2016 11.1% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 16.71 Yr. Nikhil Kabra 29 Dec 20 5.59 Yr. Data below for ICICI Prudential Short Term Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Debt 102.57% Other 0.33% Debt Sector Allocation
Sector Value Corporate 68.49% Government 34.47% Credit Quality
Rating Value AA 21.25% AAA 78.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹895 Cr 89,500 LIC Housing Finance Ltd
Debentures | -4% ₹749 Cr 75,000 Vedanta Limited
Debentures | -3% ₹590 Cr 58,500 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹589 Cr 600 National Bank For Agriculture And Rural Development
Debentures | -3% ₹535 Cr 53,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹518 Cr 525 Small Industries Development Bank Of India
Debentures | -2% ₹443 Cr 44,700 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹299 Cr 30,000 Summit Digitel Infrastructure Limited
Debentures | -2% ₹286 Cr 28,300 Small Industries Development Bank Of India
Debentures | -1% ₹270 Cr 27,000 3. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (03 Aug 26) ₹32.9628 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹8,183 on 30 Jun 26 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio 0.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.92% Effective Maturity 3 Years 2 Months 23 Days Modified Duration 2 Years 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,299 31 Jul 23 ₹10,960 31 Jul 24 ₹11,763 31 Jul 25 ₹12,844 31 Jul 26 ₹13,551 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.1% 3 Month 2.2% 6 Month 3.2% 1 Year 5.5% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.1% 2024 8% 2023 6.8% 2022 3.7% 2021 3.5% 2020 10.1% 2019 9.8% 2018 6.3% 2017 5.9% 2016 9.6% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 13.74 Yr. Aditya Pagaria 3 Jul 23 3.08 Yr. Data below for Axis Short Term Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 7.32% Debt 92.23% Other 0.45% Debt Sector Allocation
Sector Value Corporate 67.16% Government 24.74% Cash Equivalent 7.65% Credit Quality
Rating Value AA 16.14% AAA 83.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nuclear Power Corporation Of India Limited
Debentures | -4% ₹302 Cr 30,000 Small Industries Development Bank Of India
Debentures | -3% ₹274 Cr 27,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹209 Cr 213 National Bank For Agriculture And Rural Development
Debentures | -2% ₹200 Cr 20,000 Power Finance Corporation Limited
Debentures | -2% ₹198 Cr 20,000
↓ -5,000 7.71% Govt Stock 2066
Sovereign Bonds | -2% ₹175 Cr 17,000,000
↑ 12,000,000 Jubilant Beverages Limited
Debentures | -2% ₹174 Cr 15,750 6.94% Govt Stock 2036
Sovereign Bonds | -2% ₹168 Cr 16,599,900
↑ 9,000,000 Small Industries Development Bank of India 7.4%
Debentures | -2% ₹160 Cr 16,000
↑ 6,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹150 Cr 15,000 4. Bandhan Bond Fund Short Term Plan
Bandhan Bond Fund Short Term Plan
Growth Launch Date 14 Dec 00 NAV (03 Aug 26) ₹60.8996 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹8,889 on 30 Jun 26 Category Debt - Short term Bond AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.8 Sharpe Ratio 0.15 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.73% Effective Maturity 2 Years 11 Months 26 Days Modified Duration 2 Years 2 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,234 31 Jul 23 ₹10,848 31 Jul 24 ₹11,665 31 Jul 25 ₹12,714 31 Jul 26 ₹13,402 Returns for Bandhan Bond Fund Short Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.1% 3 Month 2.4% 6 Month 3.5% 1 Year 5.5% 3 Year 7.3% 5 Year 6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.5% 2024 7.8% 2023 6.9% 2022 2.8% 2021 3.4% 2020 9.7% 2019 9.7% 2018 6.5% 2017 5.9% 2016 8.8% Fund Manager information for Bandhan Bond Fund Short Term Plan
Name Since Tenure Suyash Choudhary 11 Mar 11 15.4 Yr. Brijesh Shah 10 Jun 24 2.14 Yr. Data below for Bandhan Bond Fund Short Term Plan as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 17.76% Debt 81.9% Other 0.34% Debt Sector Allocation
Sector Value Corporate 53.84% Government 40.47% Cash Equivalent 5.34% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -9% ₹800 Cr 81,500,000
↑ 81,500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹500 Cr 50,000,000
↑ 50,000,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹450 Cr 45,000,000
↑ 2,000,000 Bajaj Finance Limited
Debentures | -4% ₹369 Cr 37,500,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹250 Cr 25,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹248 Cr 25,100,000
↑ 10,900,000 8.08% Tamilnadu SDL 2028
Sovereign Bonds | -2% ₹206 Cr 20,000,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹202 Cr 20,000,000 Tata Capital Ltd. 8.15%
Debentures | -2% ₹201 Cr 20,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹201 Cr 20,000,000
↑ 20,000,000 5. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (03 Aug 26) ₹56.1804 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹7,040 on 30 Jun 26 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 8.03% Effective Maturity 2 Years 8 Months 23 Days Modified Duration 2 Years 3 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,268 31 Jul 23 ₹10,920 31 Jul 24 ₹11,724 31 Jul 25 ₹12,798 31 Jul 26 ₹13,472 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.2% 3 Month 2.3% 6 Month 3.1% 1 Year 5.3% 3 Year 7.3% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 8% 2023 6.8% 2022 3.2% 2021 4.4% 2020 9.5% 2019 9.4% 2018 5.5% 2017 5.7% 2016 9.8% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.5 Yr. Kinjal Desai 25 May 18 8.19 Yr. Sushil Budhia 31 Mar 21 5.34 Yr. Amber Singhania 11 Mar 26 0.39 Yr. Data below for Nippon India Short Term Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 2.21% Debt 97.4% Other 0.39% Debt Sector Allocation
Sector Value Corporate 61.03% Government 36.37% Cash Equivalent 2.21% Credit Quality
Rating Value AA 12.91% AAA 87.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹221 Cr 225 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹197 Cr 200 8.97% Govt Stock 2030
Sovereign Bonds | -2% ₹165 Cr 15,000,000 Knowledge Realty TRust
Debentures | -2% ₹161 Cr 16,000 Small Industries Development Bank Of India
Debentures | -2% ₹151 Cr 15,000 Export Import Bank Of India
Debentures | -2% ₹151 Cr 15,000 6.36% Govt Stock 2031
Sovereign Bonds | -2% ₹150 Cr 15,000,000
↑ 15,000,000 Rural Electrification Corporation Limited
Debentures | -2% ₹134 Cr 1,300 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹124 Cr 12,000,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹119 Cr 1,200 6. Aditya Birla Sun Life Short Term Opportunities Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (03 Aug 26) ₹50.611 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹5,793 on 30 Jun 26 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1 Sharpe Ratio 0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.76% Effective Maturity 3 Years 6 Months 18 Days Modified Duration 2 Years 8 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,348 31 Jul 23 ₹11,024 31 Jul 24 ₹11,828 31 Jul 25 ₹12,875 31 Jul 26 ₹13,561 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.1% 3 Month 2.2% 6 Month 3.1% 1 Year 5.3% 3 Year 7.2% 5 Year 6.3% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.7% 2024 7.9% 2023 6.9% 2022 4.2% 2021 3.8% 2020 11.1% 2019 8.5% 2018 6.5% 2017 5.6% 2016 11.3% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 11.9 Yr. Mohit Sharma 6 Aug 20 5.99 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Debt 101.65% Debt Sector Allocation
Sector Value Corporate 70.74% Government 30.92% Credit Quality
Rating Value AA 18.1% AAA 81.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Telecom Limited
Debentures | -8% ₹436 Cr 44,000
↓ -2,000 Tata Capital Housing Finance Limited
Debentures | -6% ₹338 Cr 34,500 National Bank For Agriculture And Rural Development
Debentures | -5% ₹300 Cr 30,000 Indian Railway Finance Corporation Limited
Debentures | -5% ₹294 Cr 30,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -4% ₹226 Cr 230 Jubilant Bevco Limited
Debentures | -4% ₹211 Cr 19,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹190 Cr 17,773 Embassy Office Parks Reit
Debentures | -3% ₹181 Cr 18,000 Vedanta Limited
Debentures | -3% ₹179 Cr 17,700 7.54% Bihar Sgs 2033
Sovereign Bonds | -3% ₹162 Cr 16,083,200 7. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (03 Aug 26) ₹33.653 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹2,128 on 30 Jun 26 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio -0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.92% Effective Maturity 2 Years 8 Months 19 Days Modified Duration 1 Year 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,751 31 Jul 23 ₹11,479 31 Jul 24 ₹12,325 31 Jul 25 ₹13,392 31 Jul 26 ₹14,074 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.3% 3 Month 2.2% 6 Month 3.1% 1 Year 5.1% 3 Year 7% 5 Year 7.1% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.3% 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 21 Jul 26 0.03 Yr. Data below for UTI Short Term Income Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 3.86% Debt 95.71% Other 0.44% Debt Sector Allocation
Sector Value Corporate 59.74% Government 35.97% Cash Equivalent 3.86% Credit Quality
Rating Value AA 13.88% AAA 86.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Export Import Bank Of India
Debentures | -6% ₹125 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -5% ₹100 Cr 10,000 Vedanta Limited
Debentures | -5% ₹98 Cr 9,800 Piramal Finance Limited
Debentures | -4% ₹85 Cr 8,500 LIC Housing Finance Ltd
Debentures | -4% ₹75 Cr 7,500
↑ 7,500 Small Industries Development Bank Of India
Debentures | -4% ₹75 Cr 7,500
↓ -2,500 Poonawalla Fincorp Limited
Debentures | -4% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -4% ₹75 Cr 7,500 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹51 Cr 500,000,000 Rec Limited
Debentures | -2% ₹51 Cr 500 8. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (03 Aug 26) ₹34.0924 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹13,976 on 30 Jun 26 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.94% Effective Maturity 2 Years 6 Months 22 Days Modified Duration 2 Years 4 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,259 31 Jul 23 ₹10,915 31 Jul 24 ₹11,694 31 Jul 25 ₹12,736 31 Jul 26 ₹13,379 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.1% 3 Month 2.2% 6 Month 2.9% 1 Year 5.1% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 2.67 Yr. Data below for SBI Short Term Debt Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 6.41% Debt 93.23% Other 0.36% Debt Sector Allocation
Sector Value Corporate 69.19% Government 24.72% Cash Equivalent 5.73% Credit Quality
Rating Value AA 14.84% AAA 85.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rec Limited
Debentures | -5% ₹701 Cr 70,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹586 Cr 600 National Bank For Agriculture And Rural Development
Debentures | -4% ₹500 Cr 50,000 Gujarat (Government of) 7.43%
- | -3% ₹452 Cr 45,000,000 Bajaj Finance Ltd.
Debentures | -3% ₹451 Cr 45,000
↑ 45,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹369 Cr 375 National Bank For Agriculture And Rural Development
Debentures | -3% ₹350 Cr 35,000 State Government Of Karnataka
Sovereign Bonds | -3% ₹350 Cr 35,000,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹300 Cr 30,000 Small Industries Development Bank of India
Debentures | -2% ₹295 Cr 29,500
↑ 1,000
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Research Highlights for HDFC Short Term Debt Fund