SIP गुंतवणूक 2022 साठी सर्वोत्कृष्ट बॅलन्स्ड डेट फंड

Updated on April 18, 2026 , 1690 views

बॅलन्स्ड फंड इक्विटी आणि दोन्हीचे संयोजन म्हणून कार्य करतातडेट म्युच्युअल फंड. ठरवलेल्या कर्जामध्ये-संतुलित निधी, त्याच्या पोर्टफोलिओचा एक मोठा भाग कर्जामध्ये गुंतवला जातो आणिपैसा बाजार साधने, तर इक्विटी साधनांमध्ये एक छोटासा भाग. या फंडांमध्ये दीर्घकाळात सातत्यपूर्ण परतावा देण्याची क्षमता आहे. पोर्टफोलिओच्या इक्विटी भागाला वाढत्या इक्विटी मार्केटचा फायदा होईल. तथापि, ज्या गुंतवणूकदारांना सर्वोत्कृष्ट परतावा मिळवायचा आहे त्यांना सर्वोत्तम कामगिरी करणाऱ्या संतुलित कर्जामध्ये गुंतवणूक करण्याचा सल्ला दिला जातोSIP खाली सूचीबद्ध केल्याप्रमाणे निधी.

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SIP मध्ये गुंतवणूक करण्यासाठी शीर्ष 5 सर्वोत्तम कामगिरी करणारे बॅलन्स्ड डेट फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential MIP 25 Growth	₹78.0103 ↑ 0.17	₹3,225	100	0.7	0.6	5.7	9.9	7.9	8.34%	2Y 3M 29D	4Y 8M 5D
SBI Debt Hybrid Fund Growth	₹75.2325 ↑ 0.12	₹9,546	500	2	1.8	6.2	9.8	6.7	8.1%	2Y 10M 24D	4Y 11M 12D
DSP Regular Savings Fund Growth	₹60.1675 ↑ 0.09	₹176	500	0.6	1.1	4	9.5	7.2	7%	2Y 9M 29D	4Y 9M 4D
Kotak Debt Hybrid Fund Growth	₹59.064 ↑ 0.13	₹2,863	1,000	0.1	-1	2.4	9.3	5.3	7.63%	5Y 2M 19D	12Y 18D
HDFC Hybrid Debt Fund Growth	₹83.2551 ↑ 0.14	₹3,198	300	0.5	-0.1	2.4	9.1	5.5	7.53%	5Y 9M 25D	11Y 10M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential MIP 25	SBI Debt Hybrid Fund	DSP Regular Savings Fund	Kotak Debt Hybrid Fund	HDFC Hybrid Debt Fund
Point 1	Upper mid AUM (₹3,225 Cr).	Highest AUM (₹9,546 Cr).	Bottom quartile AUM (₹176 Cr).	Bottom quartile AUM (₹2,863 Cr).	Lower mid AUM (₹3,198 Cr).
Point 2	Established history (22+ yrs).	Oldest track record among peers (25 yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 8.83% (lower mid).	5Y return: 9.35% (top quartile).	5Y return: 7.79% (bottom quartile).	5Y return: 8.80% (bottom quartile).	5Y return: 9.12% (upper mid).
Point 6	3Y return: 9.88% (top quartile).	3Y return: 9.75% (upper mid).	3Y return: 9.53% (lower mid).	3Y return: 9.31% (bottom quartile).	3Y return: 9.13% (bottom quartile).
Point 7	1Y return: 5.69% (upper mid).	1Y return: 6.22% (top quartile).	1Y return: 3.96% (lower mid).	1Y return: 2.42% (bottom quartile).	1Y return: 2.44% (bottom quartile).
Point 8	1M return: 1.82% (lower mid).	1M return: 2.32% (top quartile).	1M return: 1.86% (upper mid).	1M return: 1.40% (bottom quartile).	1M return: 1.20% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -1.31 (bottom quartile).	Alpha: -1.10 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: -0.43 (upper mid).	Sharpe: -0.42 (top quartile).	Sharpe: -0.98 (bottom quartile).	Sharpe: -0.86 (lower mid).	Sharpe: -0.89 (bottom quartile).

ICICI Prudential MIP 25

Upper mid AUM (₹3,225 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.83% (lower mid).
3Y return: 9.88% (top quartile).
1Y return: 5.69% (upper mid).
1M return: 1.82% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.43 (upper mid).

SBI Debt Hybrid Fund

Highest AUM (₹9,546 Cr).
Oldest track record among peers (25 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 9.35% (top quartile).
3Y return: 9.75% (upper mid).
1Y return: 6.22% (top quartile).
1M return: 2.32% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.42 (top quartile).

DSP Regular Savings Fund

Bottom quartile AUM (₹176 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.79% (bottom quartile).
3Y return: 9.53% (lower mid).
1Y return: 3.96% (lower mid).
1M return: 1.86% (upper mid).
Alpha: -1.31 (bottom quartile).
Sharpe: -0.98 (bottom quartile).

Kotak Debt Hybrid Fund

Bottom quartile AUM (₹2,863 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
5Y return: 8.80% (bottom quartile).
3Y return: 9.31% (bottom quartile).
1Y return: 2.42% (bottom quartile).
1M return: 1.40% (bottom quartile).
Alpha: -1.10 (bottom quartile).
Sharpe: -0.86 (lower mid).

HDFC Hybrid Debt Fund

Lower mid AUM (₹3,198 Cr).
Established history (22+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.12% (upper mid).
3Y return: 9.13% (bottom quartile).
1Y return: 2.44% (bottom quartile).
1M return: 1.20% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.89 (bottom quartile).

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

Upper mid AUM (₹3,225 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.83% (lower mid).
3Y return: 9.88% (top quartile).
1Y return: 5.69% (upper mid).
1M return: 1.82% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.43 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
High-quality debt (AAA/AA ~93%).
Largest holding 6.9% Govt Stock 2065 (~4.1%).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25 Growth
Launch Date	30 Mar 04
NAV (21 Apr 26)	₹78.0103 ↑ 0.17 (0.22 %)
Net Assets (Cr)	₹3,225 on 31 Mar 26
Category	Hybrid - Hybrid Debt
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,940
31 Mar 23	₹11,416
31 Mar 24	₹13,100
31 Mar 25	₹14,253
31 Mar 26	₹14,827

ICICI Prudential MIP 25 SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	1.8%
3 Month	0.7%
6 Month	0.6%
1 Year	5.7%
3 Year	9.9%
5 Year	8.8%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	11.4%
2022	11.4%
2021	5.1%
2020	9.9%
2019	10.9%
2018	9.6%
2017	5.1%
2016	12.9%
2015	10.9%

Fund Manager information for ICICI Prudential MIP 25

Name	Since	Tenure
Manish Banthia	19 Sep 13	12.54 Yr.
Akhil Kakkar	22 Jan 24	2.19 Yr.
Roshan Chutkey	2 May 22	3.92 Yr.
Sharmila D’mello	31 Jul 22	3.67 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	14.78%
Equity	23.23%
Debt	61.69%
Other	0.3%

Equity Sector Allocation

Sector	Value
Financial Services	6.33%
Consumer Cyclical	3.31%
Communication Services	1.99%
Technology	1.97%
Health Care	1.83%
Consumer Defensive	1.73%
Industrials	1.68%
Real Estate	1.44%
Energy	1.2%
Utility	0.9%
Basic Materials	0.84%

Debt Sector Allocation

Sector	Value
Corporate	48.97%
Government	17.84%
Cash Equivalent	9.67%

Credit Quality

Rating	Value
A	7.43%
AA	47.23%
AAA	45.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	4%	₹134 Cr	15,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹100 Cr	10,000
Manappuram Finance Limited Debentures \| -	3%	₹99 Cr	10,000
Adani Enterprises Limited Debentures \| -	3%	₹99 Cr	10,000
L&T Metro Rail (Hyderabad) Limited Debentures \| -	2%	₹80 Cr	800
360 One Prime Limited Debentures \| -	2%	₹75 Cr	7,500
Yes Bank Limited Debentures \| -	2%	₹65 Cr	650
6.54% Govt Stock 2034 Sovereign Bonds \| -	2%	₹55 Cr	5,369,910
Godrej Properties Limited Debentures \| -	2%	₹50 Cr	5,000
Indostar Capital Finance Limited Debentures \| -	2%	₹50 Cr	5,000

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Debt Hybrid Fund

Highest AUM (₹9,546 Cr).
Oldest track record among peers (25 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 9.35% (top quartile).
3Y return: 9.75% (upper mid).
1Y return: 6.22% (top quartile).
1M return: 2.32% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.42 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Basic Materials.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~68%).
High-quality debt (AAA/AA ~97%).
Largest holding Aditya Birla Renewables Limited (~3.1%).

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund Growth
Launch Date	9 Apr 01
NAV (21 Apr 26)	₹75.2325 ↑ 0.12 (0.16 %)
Net Assets (Cr)	₹9,546 on 31 Mar 26
Category	Hybrid - Hybrid Debt
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.23
Sharpe Ratio	-0.42
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,090
31 Mar 23	₹11,697
31 Mar 24	₹13,434
31 Mar 25	₹14,585
31 Mar 26	₹15,131

SBI Debt Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	2.3%
3 Month	2%
6 Month	1.8%
1 Year	6.2%
3 Year	9.8%
5 Year	9.4%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	11%
2022	12.2%
2021	4.5%
2020	14.1%
2019	13.5%
2018	8.1%
2017	-0.2%
2016	8.5%
2015	12.5%

Fund Manager information for SBI Debt Hybrid Fund

Name	Since	Tenure
Saurabh Pant	1 Jan 22	4.25 Yr.
Mansi Sajeja	30 Jun 21	4.75 Yr.
Milind Agrawal	1 Aug 25	0.66 Yr.

Data below for SBI Debt Hybrid Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	9.66%
Equity	21.8%
Debt	68.23%
Other	0.3%

Equity Sector Allocation

Sector	Value
Basic Materials	5.77%
Financial Services	4.26%
Industrials	3.37%
Consumer Defensive	2.63%
Consumer Cyclical	2.46%
Health Care	2%
Energy	1.3%

Debt Sector Allocation

Sector	Value
Corporate	56.84%
Government	12.87%
Cash Equivalent	8.19%

Credit Quality

Rating	Value
A	2.68%
AA	49.9%
AAA	47.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya Birla Renewables Limited Debentures \| -	3%	₹301 Cr	30,000
Infopark Properties Limited Debentures \| -	3%	₹300 Cr	30,000
Adani Power Limited Debentures \| -	3%	₹298 Cr	30,000
7.52% Tamilnadu Sgs 2055 Sovereign Bonds \| -	3%	₹287 Cr	30,000,000 ↑ 30,000,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹259 Cr	25,000
Bajaj Finance Limited Debentures \| -	3%	₹250 Cr	25,000
Madhya Pradesh (Government of) 7.56% - \| -	3%	₹245 Cr	25,000,000
LIC Housing Finance Ltd Debentures \| -	2%	₹225 Cr	22,500
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹214 Cr	24,000,000 ↓ -6,000,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹202 Cr	20,000

3. DSP Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

Research Highlights for DSP Regular Savings Fund

Bottom quartile AUM (₹176 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.79% (bottom quartile).
3Y return: 9.53% (lower mid).
1Y return: 3.96% (lower mid).
1M return: 1.86% (upper mid).
Alpha: -1.31 (bottom quartile).
Sharpe: -0.98 (bottom quartile).
Information ratio: 0.56 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
High-quality debt (AAA/AA ~100%).
Largest holding 7.32% Govt Stock 2030 (~11.9%).

Below is the key information for DSP Regular Savings Fund

DSP Regular Savings Fund Growth
Launch Date	11 Jun 04
NAV (21 Apr 26)	₹60.1675 ↑ 0.09 (0.16 %)
Net Assets (Cr)	₹176 on 31 Mar 26
Category	Hybrid - Hybrid Debt
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.12
Sharpe Ratio	-0.99
Information Ratio	0.56
Alpha Ratio	-1.31
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,728
31 Mar 23	₹11,001
31 Mar 24	₹12,539
31 Mar 25	₹13,889
31 Mar 26	₹14,132

DSP Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for DSP Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	1.9%
3 Month	0.6%
6 Month	1.1%
1 Year	4%
3 Year	9.5%
5 Year	7.8%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	11%
2022	12%
2021	3.5%
2020	7.8%
2019	9.3%
2018	6.9%
2017	-5.3%
2016	11%
2015	10.7%

Fund Manager information for DSP Regular Savings Fund

Name	Since	Tenure
Abhishek Singh	31 May 21	4.84 Yr.
Shantanu Godambe	1 Aug 24	1.67 Yr.

Data below for DSP Regular Savings Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	16.78%
Equity	19.48%
Debt	62.68%
Other	1.06%

Equity Sector Allocation

Sector	Value
Financial Services	9.84%
Health Care	2.44%
Consumer Cyclical	2.22%
Consumer Defensive	1.22%
Basic Materials	0.84%
Technology	0.81%
Utility	0.74%
Energy	0.52%
Communication Services	0.47%
Industrials	0.39%

Debt Sector Allocation

Sector	Value
Government	55.45%
Corporate	20.63%
Cash Equivalent	3.38%

Credit Quality

Rating	Value
AA	8.91%
AAA	91.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	12%	₹21 Cr	2,000,000
6.75% Govt Stock 2033 Sovereign Bonds \| -	9%	₹16 Cr	1,500,000
7.03% Maharashtra Sgs 2038 Sovereign Bonds \| -	8%	₹14 Cr	1,500,000
7.06% Govt Stock 2028 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Muthoot Finance Limited Debentures \| -	4%	₹7 Cr	750
6.52% Govt Stock 2031 Sovereign Bonds \| -	3%	₹5 Cr	500,000
7.1% Govt Stock 2029 Sovereign Bonds \| -	3%	₹5 Cr	500,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	3%	₹5 Cr	500
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹5 Cr	500,000

4. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Research Highlights for Kotak Debt Hybrid Fund

Bottom quartile AUM (₹2,863 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
5Y return: 8.80% (bottom quartile).
3Y return: 9.31% (bottom quartile).
1Y return: 2.42% (bottom quartile).
1M return: 1.40% (bottom quartile).
Alpha: -1.10 (bottom quartile).
Sharpe: -0.86 (lower mid).
Information ratio: 0.39 (upper mid).
Top sector: Financial Services.
Top bond sector: Government.
Conservative stance with elevated cash (~21%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~10.9%).

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund Growth
Launch Date	2 Dec 03
NAV (21 Apr 26)	₹59.064 ↑ 0.13 (0.22 %)
Net Assets (Cr)	₹2,863 on 31 Mar 26
Category	Hybrid - Hybrid Debt
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.68
Sharpe Ratio	-0.86
Information Ratio	0.39
Alpha Ratio	-1.1
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,144
31 Mar 23	₹11,582
31 Mar 24	₹13,586
31 Mar 25	₹14,733
31 Mar 26	₹14,841

Kotak Debt Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	1.4%
3 Month	0.1%
6 Month	-1%
1 Year	2.4%
3 Year	9.3%
5 Year	8.8%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.3%
2023	11.4%
2022	13.9%
2021	4.3%
2020	13.3%
2019	13.9%
2018	11.2%
2017	-0.1%
2016	10.2%
2015	13%

Fund Manager information for Kotak Debt Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	1 Apr 08	18.01 Yr.
Shibani Kurian	3 Sep 24	1.57 Yr.

Data below for Kotak Debt Hybrid Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	20.83%
Equity	21.64%
Debt	56.96%
Other	0.57%

Equity Sector Allocation

Sector	Value
Financial Services	6.68%
Consumer Cyclical	2.58%
Health Care	1.79%
Technology	1.71%
Industrials	1.5%
Communication Services	1.47%
Basic Materials	1.41%
Consumer Defensive	1.39%
Utility	1.19%
Real Estate	0.99%
Energy	0.92%

Debt Sector Allocation

Sector	Value
Government	36.93%
Corporate	26.77%
Cash Equivalent	14.08%

Credit Quality

Rating	Value
A	0.02%
AA	14.54%
AAA	85.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	11%	₹313 Cr	32,958,000 ↓ -3,000,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	5%	₹129 Cr	14,480,000
Jtpm Metal TRaders Limited Debentures \| -	4%	₹104 Cr	10,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	3%	₹74 Cr	75
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	3%	₹74 Cr	75
7.24% Govt Stock 2055 Sovereign Bonds \| -	2%	₹71 Cr	7,500,000
Karnataka (Government of) 0.0758% - \| -	2%	₹59 Cr	6,000,000
National Housing Bank Debentures \| -	2%	₹58 Cr	6,000
Karnataka (Government of) 0.0719% - \| -	2%	₹49 Cr	5,000,000
Karnataka (Government of) 0.0756% - \| -	2%	₹49 Cr	4,958,400

5. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

Lower mid AUM (₹3,198 Cr).
Established history (22+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.12% (upper mid).
3Y return: 9.13% (bottom quartile).
1Y return: 2.44% (bottom quartile).
1M return: 1.20% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.89 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~73%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Gs 2064 (~4.2%).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (21 Apr 26)	₹83.2551 ↑ 0.14 (0.17 %)
Net Assets (Cr)	₹3,198 on 31 Mar 26
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.89
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,095
31 Mar 23	₹11,742
31 Mar 24	₹13,754
31 Mar 25	₹14,852
31 Mar 26	₹14,997

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	1.2%
3 Month	0.5%
6 Month	-0.1%
1 Year	2.4%
3 Year	9.1%
5 Year	9.1%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	10.5%
2022	13.9%
2021	6%
2020	13.4%
2019	10.2%
2018	6.6%
2017	0.6%
2016	10.8%
2015	13%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure
Anupam Joshi	7 Mar 26	0.07 Yr.
Srinivasan Ramamurthy	14 Dec 21	4.3 Yr.
Dhruv Muchhal	22 Jun 23	2.78 Yr.

Data below for HDFC Hybrid Debt Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	5.92%
Equity	20.44%
Debt	73.34%
Other	0.3%

Equity Sector Allocation

Sector	Value
Financial Services	8.19%
Energy	2.56%
Health Care	1.73%
Technology	1.72%
Industrials	1.55%
Utility	1.53%
Consumer Cyclical	0.98%
Communication Services	0.92%
Real Estate	0.65%
Consumer Defensive	0.46%
Basic Materials	0.16%

Debt Sector Allocation

Sector	Value
Government	49.56%
Corporate	23.78%
Cash Equivalent	5.92%

Credit Quality

Rating	Value
AA	3.58%
AAA	96.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Gs 2064 Sovereign Bonds \| -	4%	₹137 Cr	14,000,000
7.23% Gs 2039 Sovereign Bonds \| -	3%	₹103 Cr	10,000,000
Goi Frb 2034 Sovereign Bonds \| -	3%	₹103 Cr	10,000,000
7.09% Gs 2054 Sovereign Bonds \| -	3%	₹96 Cr	10,000,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹82 Cr	800
7.30% Gs 2053 Sovereign Bonds \| -	2%	₹74 Cr	7,500,000
7.18% Gs 2037 Sovereign Bonds \| -	2%	₹72 Cr	7,000,000
6.68% Gs 2031 Sovereign Bonds \| -	2%	₹66 Cr	6,500,000
6.33% Gs 2035 Sovereign Bonds \| -	2%	₹64 Cr	6,500,000
6.68% Gs 2040 Sovereign Bonds \| -	2%	₹63 Cr	6,540,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.