5 सर्वोत्तम कामगिरी करणारे लिक्विड म्युच्युअल फंड SIP गुंतवणूक 2022

Table of Contents

SIP गुंतवणूक FY 22 - 23 साठी टॉप 5 सर्वोत्तम कामगिरी करणारे लिक्विड फंड
Top 5 Debt - Liquid Fund Funds

SIP 2022 साठी 5 सर्वोत्तम कामगिरी करणारे लिक्विड फंड

Updated on June 28, 2025 , 9533 views

लिक्विड फंड ची सर्वात सुरक्षित श्रेणी मानली जातेडेट म्युच्युअल फंड कारण त्यांच्याकडे सर्वात कमी व्याजदर आणि क्रेडिट जोखीम आहे. लिक्विड फंड 91 दिवसांपर्यंत मुदतपूर्ती असलेल्या डेट सिक्युरिटीजमध्ये गुंतवणूक करतात. हे फंड पेक्षा चांगले परतावा देतातबँक बचत खाते. बँक खात्यांच्या 4% व्याजदराच्या तुलनेत, तरलम्युच्युअल फंड सुमारे 7% परतावा देतात. याव्यतिरिक्त, लिक्विड फंड अत्यंत तरल असतात, कोणीही त्यांचे निधी एका दिवसात रिडीम करू शकतो. चांगले परतावा मिळविण्यासाठी गुंतवणूकदार त्यांच्या अतिरिक्त रकमेची गुंतवणूक करू शकतात किंवा ते त्यांचे अल्पकालीन साध्य करण्यासाठी गुंतवणूक देखील करू शकतातआर्थिक उद्दिष्टे. उदाहरणार्थ, एखाद्याला एखादे गॅझेट खरेदी करायचे असल्यास किंवा लहान सहलीची योजना करायची असल्यास. चांगल्या परताव्यासाठी, गुंतवणूकदार या पूर्व-सूचीबद्ध टॉप परफॉर्मिंग लिक्विड फंड्समध्ये गुंतवणूक करू शकतातSIP. त्यांची नवीनतम कामगिरी आणि परतावा पाहूया!

Ready to Invest?
Talk to our investment specialist

SIP गुंतवणूक FY 22 - 23 साठी टॉप 5 सर्वोत्तम कामगिरी करणारे लिक्विड फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
BOI AXA Liquid Fund Growth	₹3,007.83 ↑ 0.80	₹1,849	1,000	1.7	3.5	7.2	7	5.5	7.4
Indiabulls Liquid Fund Growth	₹2,526.06 ↑ 0.71	₹212	500	1.7	3.5	7.2	6.9	5.4	7.4
Tata Liquid Fund Growth	₹4,113.74 ↑ 1.06	₹18,156	500	1.7	3.5	7.2	6.9	5.5	7.3
Mirae Asset Cash Management Fund Growth	₹2,738.91 ↑ 0.70	₹14,285	1,000	1.7	3.5	7.2	6.9	5.5	7.3
ICICI Prudential Liquid Fund Growth	₹386.668 ↑ 0.11	₹50,000	99	1.6	3.5	7.2	6.9	5.5	7.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25

*वरील सर्वोत्कृष्टांची यादी आहेद्रव निधीमध्ये वरील एयूएम/निव्वळ मालमत्ता आहेत100 कोटी. वर क्रमवारी लावलीमागील 1 वर्षाचा परतावा.

1. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (01 Jul 25)	₹3,007.83 ↑ 0.80 (0.03 %)
Net Assets (Cr)	₹1,849 on 31 May 25
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.1
Sharpe Ratio	4.22
Information Ratio	0.17
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	5.91%
Effective Maturity	1 Month 28 Days
Modified Duration	1 Month 24 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,314
30 Jun 22	₹10,688
30 Jun 23	₹11,379
30 Jun 24	₹12,216
30 Jun 25	₹13,100

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.2%
3 Year	7%
5 Year	5.5%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.9%
2021	3.3%
2020	4.1%
2019	6.4%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.3%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	3.87 Yr.

Data below for BOI AXA Liquid Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	99.83%
Other	0.17%

Debt Sector Allocation

Sector	Value
Cash Equivalent	68.77%
Corporate	17.35%
Government	13.71%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Baroda Debentures \| -	4%	₹99 Cr	10,000,000 ↑ 10,000,000
India (Republic of) - \| -	4%	₹99 Cr	10,000,000 ↑ 10,000,000
Axis Bank Limited Certificate of Deposit \| -	4%	₹99 Cr	10,000,000 ↑ 10,000,000
LIC Housing Finance Ltd Commercial Paper \| -	4%	₹99 Cr	10,000,000 ↑ 10,000,000
Canara Bank Certificate of Deposit \| -	4%	₹84 Cr	8,500,000 ↑ 8,500,000
India (Republic of) - \| -	3%	₹74 Cr	7,500,000
Sundaram Finance Limited Commercial Paper \| -	3%	₹74 Cr	7,500,000 ↑ 7,500,000
Indian Bank (14/08/2025) ** # Certificate of Deposit \| -	3%	₹69 Cr	7,000,000 ↑ 2,000,000
Redington Ltd. Commercial Paper \| -	2%	₹50 Cr	5,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹50 Cr	5,000,000

2. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (01 Jul 25)	₹2,526.06 ↑ 0.71 (0.03 %)
Net Assets (Cr)	₹212 on 31 May 25
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.96
Information Ratio	-1.75
Alpha Ratio	-0.09
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.21%
Effective Maturity	1 Month 8 Days
Modified Duration	1 Month 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,311
30 Jun 22	₹10,650
30 Jun 23	₹11,298
30 Jun 24	₹12,118
30 Jun 25	₹12,993

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.2%
3 Year	6.9%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	6.8%
2022	4.6%
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	2.14 Yr.

Data below for Indiabulls Liquid Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	65.74%
Corporate	27.19%
Government	6.87%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo 16-Jun-25 CBLO/Reverse Repo \| -	12%	₹34 Cr
Indian Bank Domestic Bonds \| -	9%	₹25 Cr	2,500,000 ↑ 2,500,000
Power Finance Corporation Limited Debentures \| -	9%	₹25 Cr	2,450,000 ↑ 2,450,000
Bajaj Financial Securities Limited Commercial Paper \| -	8%	₹24 Cr	2,400,000 ↑ 2,400,000
Punjab National Bank Certificate of Deposit \| -	7%	₹20 Cr	2,000,000
Bank Of Baroda Certificate of Deposit \| -	7%	₹20 Cr	2,000,000 ↑ 2,000,000
India (Republic of) - \| -	7%	₹20 Cr	2,000,000 ↑ 2,000,000
Small Industries Development Bank of India Commercial Paper \| -	7%	₹20 Cr	2,000,000 ↑ 2,000,000
Canara Bank Certificate of Deposit \| -	7%	₹19 Cr	1,900,000 ↑ 1,900,000
Bajaj Housing Finance Ltd. Commercial Paper \| -	6%	₹17 Cr	1,700,000 ↑ 1,700,000

3. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (01 Jul 25)	₹4,113.74 ↑ 1.06 (0.03 %)
Net Assets (Cr)	₹18,156 on 31 May 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	3.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.37%
Effective Maturity	1 Month 14 Days
Modified Duration	1 Month 14 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,316
30 Jun 22	₹10,681
30 Jun 23	₹11,355
30 Jun 24	₹12,179
30 Jun 25	₹13,053

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.2%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.63 Yr.
Abhishek Sonthalia	6 Feb 20	5.32 Yr.
Harsh Dave	1 Aug 24	0.83 Yr.

Data below for Tata Liquid Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	99.73%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.86%
Corporate	12.96%
Government	7.91%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Baroda Debentures \| -	6%	₹1,506 Cr	30,500 ↑ 30,500
India (Republic of) - \| -	5%	₹1,279 Cr	129,500,000 ↑ 129,500,000
Punjab National Bank ** # Certificate of Deposit \| -	5%	₹1,275 Cr	25,500
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	5%	₹1,187 Cr	120,000,000
D) Repo CBLO/Reverse Repo \| -	5%	₹1,091 Cr
Indian Oil Corp Ltd. Commercial Paper \| -	3%	₹750 Cr	15,000 ↓ -5,000
Godrej Consumer Products Ltd. Commercial Paper \| -	3%	₹744 Cr	15,000
PNB Housing Finance Ltd. Commercial Paper \| -	3%	₹742 Cr	15,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	3%	₹741 Cr	15,000 ↑ 15,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹643 Cr	13,000

4. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (01 Jul 25)	₹2,738.91 ↑ 0.70 (0.03 %)
Net Assets (Cr)	₹14,285 on 31 May 25
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.15
Sharpe Ratio	3.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.19%
Effective Maturity	1 Month 21 Days
Modified Duration	1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,327
30 Jun 22	₹10,697
30 Jun 23	₹11,380
30 Jun 24	₹12,209
30 Jun 25	₹13,084

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.2%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.6%
2018	7.3%
2017	6.6%
2016	7.2%
2015	7.8%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Amit Modani	1 Nov 24	0.58 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	98.65%
Debt	1.18%
Other	0.17%

Debt Sector Allocation

Sector	Value
Cash Equivalent	79.38%
Corporate	14.56%
Government	5.89%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	13%	₹2,177 Cr
5.30% Reverse Repo CBLO/Reverse Repo \| -	4%	₹628 Cr
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	3%	₹544 Cr	55,000,000
ICICI Bank Limited Certificate of Deposit \| -	3%	₹449 Cr	45,000,000
India (Republic of) - \| -	3%	₹447 Cr	45,000,000
91 Days Tbill Red 21-08-2025 Sovereign Bonds \| -	2%	₹416 Cr	42,000,000
182 DTB 27062025 Sovereign Bonds \| -	2%	₹374 Cr	37,500,000
Canara Bank Certificate of Deposit \| -	2%	₹346 Cr	35,000,000
Indian Bank Certificate of Deposit \| -	2%	₹322 Cr	32,500,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹300 Cr	30,000,000

5. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (01 Jul 25)	₹386.668 ↑ 0.11 (0.03 %)
Net Assets (Cr)	₹50,000 on 31 May 25
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	3.19
Information Ratio	-1.12
Alpha Ratio	-0.1
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.33%
Effective Maturity	1 Month 21 Days
Modified Duration	1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,317
30 Jun 22	₹10,681
30 Jun 23	₹11,360
30 Jun 24	₹12,187
30 Jun 25	₹13,059

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.5%
1 Year	7.2%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%
2015	8.3%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	1.5 Yr.
Darshil Dedhia	12 Jun 23	1.97 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	99.73%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.28%
Corporate	17.29%
Government	6.16%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Current Assets Net Current Assets \| -	11%	-₹5,707 Cr
91 Days Tbill Red 21-08-2025 Sovereign Bonds \| -	6%	₹3,161 Cr	320,000,000 ↑ 320,000,000
Punjab National Bank ** # Certificate of Deposit \| -	4%	₹2,243 Cr	45,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	4%	₹2,144 Cr	215,000,000 ↓ -35,000,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,492 Cr	30,000
Bank of India Ltd. Debentures \| -	3%	₹1,478 Cr	30,000 ↑ 30,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,235 Cr	25,000 ↑ 25,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,233 Cr	25,000 ↑ 25,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,232 Cr	25,000 ↑ 25,000
India (Republic of) - \| -	2%	₹1,193 Cr	120,000,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.