SIP 2022 साठी 5 सर्वोत्तम कामगिरी करणारे लिक्विड फंड

Updated on December 13, 2025 , 9745 views

लिक्विड फंड ची सर्वात सुरक्षित श्रेणी मानली जातेडेट म्युच्युअल फंड कारण त्यांच्याकडे सर्वात कमी व्याजदर आणि क्रेडिट जोखीम आहे. लिक्विड फंड 91 दिवसांपर्यंत मुदतपूर्ती असलेल्या डेट सिक्युरिटीजमध्ये गुंतवणूक करतात. हे फंड पेक्षा चांगले परतावा देतातबँक बचत खाते. बँक खात्यांच्या 4% व्याजदराच्या तुलनेत, तरलम्युच्युअल फंड सुमारे 7% परतावा देतात. याव्यतिरिक्त, लिक्विड फंड अत्यंत तरल असतात, कोणीही त्यांचे निधी एका दिवसात रिडीम करू शकतो. चांगले परतावा मिळविण्यासाठी गुंतवणूकदार त्यांच्या अतिरिक्त रकमेची गुंतवणूक करू शकतात किंवा ते त्यांचे अल्पकालीन साध्य करण्यासाठी गुंतवणूक देखील करू शकतातआर्थिक उद्दिष्टे. उदाहरणार्थ, एखाद्याला एखादे गॅझेट खरेदी करायचे असल्यास किंवा लहान सहलीची योजना करायची असल्यास. चांगल्या परताव्यासाठी, गुंतवणूकदार या पूर्व-सूचीबद्ध टॉप परफॉर्मिंग लिक्विड फंड्समध्ये गुंतवणूक करू शकतातSIP. त्यांची नवीनतम कामगिरी आणि परतावा पाहूया!

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SIP गुंतवणूक FY 22 - 23 साठी टॉप 5 सर्वोत्तम कामगिरी करणारे लिक्विड फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Indiabulls Liquid Fund Growth	₹2,591.69 ↑ 0.33	₹155	500	1.4	2.9	6.6	6.9	5.6	7.4
BOI AXA Liquid Fund Growth	₹3,086.77 ↑ 0.34	₹1,513	1,000	1.4	2.9	6.6	7	5.8	7.4
Tata Liquid Fund Growth	₹4,220.67 ↑ 0.53	₹22,366	500	1.4	2.9	6.6	6.9	5.7	7.3
IDBI Liquid Fund Growth	₹2,454.04 ↑ 0.35	₹503	500	1.7	3.4	6.6	4.5	5.3
Mirae Asset Cash Management Fund Growth	₹2,810.1 ↑ 0.36	₹14,284	1,000	1.4	2.9	6.5	7	5.8	7.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Indiabulls Liquid Fund	BOI AXA Liquid Fund	Tata Liquid Fund	IDBI Liquid Fund	Mirae Asset Cash Management Fund
Point 1	Bottom quartile AUM (₹155 Cr).	Lower mid AUM (₹1,513 Cr).	Highest AUM (₹22,366 Cr).	Bottom quartile AUM (₹503 Cr).	Upper mid AUM (₹14,284 Cr).
Point 2	Established history (14+ yrs).	Established history (17+ yrs).	Oldest track record among peers (21 yrs).	Established history (15+ yrs).	Established history (16+ yrs).
Point 3	Top rated.	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.61% (top quartile).	1Y return: 6.61% (upper mid).	1Y return: 6.56% (lower mid).	1Y return: 6.55% (bottom quartile).	1Y return: 6.54% (bottom quartile).
Point 6	1M return: 0.46% (bottom quartile).	1M return: 0.47% (upper mid).	1M return: 0.46% (bottom quartile).	1M return: 0.53% (top quartile).	1M return: 0.46% (lower mid).
Point 7	Sharpe: 2.76 (bottom quartile).	Sharpe: 3.61 (top quartile).	Sharpe: 2.83 (lower mid).	Sharpe: 0.20 (bottom quartile).	Sharpe: 2.99 (upper mid).
Point 8	Information ratio: -1.01 (bottom quartile).	Information ratio: 1.09 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -5.96 (bottom quartile).	Information ratio: 0.00 (lower mid).
Point 9	Yield to maturity (debt): 6.03% (lower mid).	Yield to maturity (debt): 5.95% (bottom quartile).	Yield to maturity (debt): 6.09% (upper mid).	Yield to maturity (debt): 6.66% (top quartile).	Yield to maturity (debt): 0.06% (bottom quartile).
Point 10	Modified duration: 0.11 yrs (upper mid).	Modified duration: 0.11 yrs (lower mid).	Modified duration: 0.17 yrs (bottom quartile).	Modified duration: 0.10 yrs (top quartile).	Modified duration: 0.11 yrs (bottom quartile).

Indiabulls Liquid Fund

Bottom quartile AUM (₹155 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.61% (top quartile).
1M return: 0.46% (bottom quartile).
Sharpe: 2.76 (bottom quartile).
Information ratio: -1.01 (bottom quartile).
Yield to maturity (debt): 6.03% (lower mid).
Modified duration: 0.11 yrs (upper mid).

BOI AXA Liquid Fund

Lower mid AUM (₹1,513 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.61% (upper mid).
1M return: 0.47% (upper mid).
Sharpe: 3.61 (top quartile).
Information ratio: 1.09 (top quartile).
Yield to maturity (debt): 5.95% (bottom quartile).
Modified duration: 0.11 yrs (lower mid).

Tata Liquid Fund

Highest AUM (₹22,366 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.56% (lower mid).
1M return: 0.46% (bottom quartile).
Sharpe: 2.83 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.09% (upper mid).
Modified duration: 0.17 yrs (bottom quartile).

IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.55% (bottom quartile).
1M return: 0.53% (top quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (top quartile).
Modified duration: 0.10 yrs (top quartile).

Mirae Asset Cash Management Fund

Upper mid AUM (₹14,284 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.54% (bottom quartile).
1M return: 0.46% (lower mid).
Sharpe: 2.99 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.06% (bottom quartile).
Modified duration: 0.11 yrs (bottom quartile).

*वरील सर्वोत्कृष्टांची यादी आहेद्रव निधीमध्ये वरील एयूएम/निव्वळ मालमत्ता आहेत100 कोटी. वर क्रमवारी लावलीमागील 1 वर्षाचा परतावा.

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

Bottom quartile AUM (₹155 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.61% (top quartile).
1M return: 0.46% (bottom quartile).
Sharpe: 2.76 (bottom quartile).
Information ratio: -1.01 (bottom quartile).
Yield to maturity (debt): 6.03% (lower mid).
Modified duration: 0.11 yrs (upper mid).
Average maturity: 0.11 yrs (top quartile).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Kotak Mahindra Bank Limited 2025 (~9.7%).

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (15 Dec 25)	₹2,591.69 ↑ 0.33 (0.01 %)
Net Assets (Cr)	₹155 on 31 Oct 25
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.2
Sharpe Ratio	2.76
Information Ratio	-1.01
Alpha Ratio	-0.01
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.03%
Effective Maturity	1 Month 9 Days
Modified Duration	1 Month 9 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹10,310
30 Nov 22	₹10,755
30 Nov 23	₹11,474
30 Nov 24	₹12,318
30 Nov 25	₹13,139

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Dec 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	2.9%
1 Year	6.6%
3 Year	6.9%
5 Year	5.6%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	6.8%
2022	4.6%
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	2.48 Yr.

Data below for Indiabulls Liquid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	99.55%
Other	0.45%

Debt Sector Allocation

Sector	Value
Cash Equivalent	54.76%
Corporate	35.24%
Government	9.55%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Mahindra Bank Limited 2025 Certificate of Deposit \| -	10%	₹15 Cr	1,500,000
Union Bank Of India Certificate of Deposit \| -	10%	₹15 Cr	1,500,000
HDFC Securities Limited Commercial Paper \| -	10%	₹15 Cr	1,500,000 ↑ 1,500,000
National Bank For Agriculture And Rural Development Certificate of Deposit \| -	10%	₹15 Cr	1,500,000 ↑ 1,500,000
Bank Of Baroda Certificate of Deposit \| -	10%	₹15 Cr	1,500,000 ↑ 1,500,000
L&T Finance Limited Commercial Paper \| -	9%	₹14 Cr	1,400,000 ↑ 1,400,000
Reverse Repo 17-Nov-25 CBLO/Reverse Repo \| -	7%	₹11 Cr
Small Industries Development Bank Of India Debentures \| -	6%	₹10 Cr	1,000,000
Bank Of India Certificate of Deposit \| -	6%	₹10 Cr	1,000,000
91 Days Treasury Bill 23-Jan-2026 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for BOI AXA Liquid Fund

Lower mid AUM (₹1,513 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.61% (upper mid).
1M return: 0.47% (upper mid).
Sharpe: 3.61 (top quartile).
Information ratio: 1.09 (top quartile).
Yield to maturity (debt): 5.95% (bottom quartile).
Modified duration: 0.11 yrs (lower mid).
Average maturity: 0.11 yrs (upper mid).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Bank of Baroda (~7.4%).

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (15 Dec 25)	₹3,086.77 ↑ 0.34 (0.01 %)
Net Assets (Cr)	₹1,513 on 31 Oct 25
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.13
Sharpe Ratio	3.61
Information Ratio	1.09
Alpha Ratio	0.06
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	5.95%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹10,320
30 Nov 22	₹10,799
30 Nov 23	₹11,556
30 Nov 24	₹12,418
30 Nov 25	₹13,245

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Dec 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	2.9%
1 Year	6.6%
3 Year	7%
5 Year	5.8%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.9%
2021	3.3%
2020	4.1%
2019	6.4%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.3%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	4.21 Yr.

Data below for BOI AXA Liquid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	99.61%
Other	0.39%

Debt Sector Allocation

Sector	Value
Cash Equivalent	60.59%
Corporate	26.55%
Government	12.48%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Baroda Debentures \| -	7%	₹104 Cr	10,500,000
91 Days Tbill (Md 29/01/2026) Sovereign Bonds \| -	7%	₹99 Cr	10,000,000 ↑ 10,000,000
Motilal Oswal Financial Services Limited Commercial Paper \| -	5%	₹75 Cr	7,500,000 ↑ 7,500,000
India (Republic of) - \| -	5%	₹75 Cr	7,500,000 ↑ 7,500,000
India (Republic of) - \| -	5%	₹75 Cr	7,500,000 ↑ 7,500,000
Canara Bank Domestic Bonds \| -	4%	₹50 Cr	5,000,000 ↑ 5,000,000
Union Bank Of India Certificate of Deposit \| -	4%	₹50 Cr	5,000,000 ↓ -5,000,000
Indian Bank Certificate of Deposit \| -	4%	₹50 Cr	5,000,000 ↑ 5,000,000
Punjab National Bank Certificate of Deposit \| -	4%	₹50 Cr	5,000,000
Bajaj Finance Limited Commercial Paper \| -	4%	₹50 Cr	5,000,000 ↑ 5,000,000

3. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

Highest AUM (₹22,366 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.56% (lower mid).
1M return: 0.46% (bottom quartile).
Sharpe: 2.83 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.09% (upper mid).
Modified duration: 0.17 yrs (bottom quartile).
Average maturity: 0.17 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Small Industries Development Bank Of India (~7.2%).

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (15 Dec 25)	₹4,220.67 ↑ 0.53 (0.01 %)
Net Assets (Cr)	₹22,366 on 31 Oct 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.39
Sharpe Ratio	2.83
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.09%
Effective Maturity	2 Months 2 Days
Modified Duration	2 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹10,316
30 Nov 22	₹10,779
30 Nov 23	₹11,524
30 Nov 24	₹12,370
30 Nov 25	₹13,188

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Dec 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	2.9%
1 Year	6.6%
3 Year	6.9%
5 Year	5.7%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	12.05 Yr.
Harsh Dave	1 Aug 24	1.25 Yr.

Data below for Tata Liquid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	99.71%
Other	0.29%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.41%
Government	9.26%
Corporate	7.04%

Credit Quality

Rating	Value
AA	0.67%
AAA	99.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank Of India Commercial Paper \| -	7%	₹1,680 Cr	34,000 ↑ 34,000
** TREASURY BILL 91 DAYS (15/01/2026) Sovereign Bonds \| -	5%	₹1,269 Cr	128,000,000
India (Republic of) - \| -	5%	₹1,172 Cr	117,500,000 ↑ 117,500,000
** - Punjab National Bank - Cd - 12/02/2026 Net Current Assets \| -	4%	₹986 Cr	20,000 ↑ 20,000
India (Republic of) - \| -	4%	₹862 Cr	86,500,000 ↑ 86,500,000
** Treasury Bill 91 Days (23/01/2026) Sovereign Bonds \| -	4%	₹832 Cr	84,000,000 ↑ 84,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹649 Cr	13,000 ↑ 13,000
Indian Oil Corporation Limited Commercial Paper \| -	3%	₹647 Cr	13,000 ↑ 13,000
Export-Import Bank Of India Commercial Paper \| -	3%	₹622 Cr	12,500 ↑ 12,500
** - Bank Of India - Cd - 15/12/2025 Net Current Assets \| -	3%	₹597 Cr	12,000 ↓ -4,000

4. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.55% (bottom quartile).
1M return: 0.53% (top quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (top quartile).
Modified duration: 0.10 yrs (top quartile).
Average maturity: 0.11 yrs (lower mid).
Exit load: NIL.

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund Growth
Launch Date	9 Jul 10
NAV (28 Jul 23)	₹2,454.04 ↑ 0.35 (0.01 %)
Net Assets (Cr)	₹503 on 30 Jun 23
Category	Debt - Liquid Fund
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.17
Sharpe Ratio	0.2
Information Ratio	-5.96
Alpha Ratio	-0.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.66%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 7 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹10,335
30 Nov 22	₹10,812

IDBI Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Dec 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.4%
1 Year	6.6%
3 Year	4.5%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Liquid Fund

Name	Since	Tenure

Data below for IDBI Liquid Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Research Highlights for Mirae Asset Cash Management Fund

Upper mid AUM (₹14,284 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.54% (bottom quartile).
1M return: 0.46% (lower mid).
Sharpe: 2.99 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.06% (bottom quartile).
Modified duration: 0.11 yrs (bottom quartile).
Average maturity: 0.12 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding 91 Days Treasury Bills (Md 06/02/2026) (~3.4%).

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (15 Dec 25)	₹2,810.1 ↑ 0.36 (0.01 %)
Net Assets (Cr)	₹14,284 on 31 Oct 25
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.14
Sharpe Ratio	2.99
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	0.06%
Effective Maturity	1 Month 12 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹10,328
30 Nov 22	₹10,797
30 Nov 23	₹11,549
30 Nov 24	₹12,400
30 Nov 25	₹13,217

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Dec 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	2.9%
1 Year	6.5%
3 Year	7%
5 Year	5.8%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.6%
2018	7.3%
2017	6.6%
2016	7.2%
2015	7.8%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Mahendra Jajoo	22 Sep 25	0.11 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	65.66%
Corporate	23.12%
Government	11.01%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Treasury Bills (Md 06/02/2026) Sovereign Bonds \| -	3%	₹494 Cr	50,000,000 ↑ 50,000,000
Union Bank Of India (Md 29/12/2025)**# Net Current Assets \| -	3%	₹447 Cr	45,000,000
91 Days Treasury Bills (MD 15/01/2026) Sovereign Bonds \| -	3%	₹396 Cr	40,000,000 ↑ 40,000,000
National Bank For Agriculture And Rural Development Certificate of Deposit \| -	3%	₹371 Cr	37,500,000
India (Republic of) - \| -	2%	₹350 Cr	35,000,000 ↑ 35,000,000
Union Bank Of India (Md 22/12/2025)**# Net Current Assets \| -	2%	₹348 Cr	35,000,000
Kotak Mahindra Bank Limited Certificate of Deposit \| -	2%	₹347 Cr	35,000,000
HDFC Bank Ltd. Debentures \| -	2%	₹300 Cr	30,000,000 ↑ 30,000,000
Punjab National Bank (Md 19/11/2025)# Net Current Assets \| -	2%	₹300 Cr	30,000,000 ↑ 30,000,000
Canara Bank (Md 21/11/2025)**# Certificate of Deposit \| -	2%	₹300 Cr	30,000,000 ↑ 30,000,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.