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Best Citi Bank Debit Cards 2024- Check Benefits & Rewards!

Updated on April 17, 2024 , 11808 views

We are in times where people are switching to the digital payment method as it is safe, fast and convenient. Even merchant establishments have adapted this method, giving customers the freedom to choose options like UPI, wallets, debit cards, credit cards, etc.

Citi Bank Debit Card

The Citi Bank offers various financial services and products to support the wide requirements of the customer. One such service is debit cards. Citibank debit cards come with attractive features tailored as per the needs of the customers. In this article, you will know the different types of debit cards offered by Citi bank, along with the transaction limit, a guide to generate Citibank Debit Card PIN, etc.

About CITI Bank

Citi’s Global Consumer Bank (GCB) is a global digital banking leader in Wealth Management, commercial banking and credit cards, serving more than 110 million clients across 19 countries.

The bank works tirelessly to provide its consumers, corporations, governments and institutions with a broad Range of financial services, products and solutions. Citibank strives to earn and maintain the public's trust by adhering to the highest ethical standards.

Types of Citi Debit Card

1. Debit Card for Non-Resident External Rupee Checking Account

The debit card offered on this account can be used at any MasterCard establishments around the world. You can make higher cash withdrawals in the local currency at any ATM globally that displays signs of MasterCard, Maestro and Cirrus.

Note- If you have a Non-Resident External- and a Non-Resident Ordinary- Rupee Checking Account, you will receive one debit card along with an ATM PIN for each account.

In case you have multiple holders on the account, each account holder will receive a debit card and ATM PIN.

2. Debit Card for Non-Resident Ordinary Rupee Checking Account

With this account, you can withdraw cash through your debit card, do online shopping and pay for the purchase at MasterCard establishments.

Non-Resident Ordinary Rupee Checking Account also gives you the benefit to withdraw cash in Indian Rupees at any ATM in India that displays the signs of MasterCard, Maestro and Cirrus.

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Key Points

  • If you do not use your Debit Card for your NRE Rupee Checking Account overseas at any ATM, POS or Online, the Default limit is set at the equivalent of $2500 per financial year. In case, you want to increase this limit, then you can login to your account and send a secure mail using the Mail Box option. Another option is to Call the customer care of the bank.

  • The maximum daily limit as mentioned above is an aggregate limit across ATMs, POS and online purchases.

  • Non-Citi bank ATM may also impose additional limits for each cash withdrawal.

  • Cash withdrawals overseas will be subject to foreign exchange conversion from INR to the local currency

Citi Bank Debit Card Daily Cash Withdrawal Limit

The maximum daily limit is an aggregate limit across withdrawals at ATMs, POS and online purchases.

The table below gives an account of the maximum daily limit for three different types of Citibank accounts-

Regular Accounts Preferred Accounts Citigold Accounts
Equivalent of Rs. 75,000 in local currency Equivalent of Rs. 125,000 in local currency Equivalent of Rs. 150,000 in local currency

Citibank Small Account

Citibank offers ‘Basic Savings Bank Deposit Account' and 'Small Account' that comes with an ATM/Debit Card and cheque book. Following are the features of this account-

  • No minimum balance required
  • Free debit card/ATM with a daily transaction limit of Rs 10,000 across ATM and Point of Sale
  • Daily transaction limit of Rs 10,000 across payment gateway-Maestro or MasterCard
  • Free cheque book
  • Unlimited account credits via all channels

Citi Bank Toll Free for Lost Debit Card

If you lose your Citibank debit card, then you can get in touch with the CitiBank on the following number-

1800 267 2425 (India toll-free) or +91 22 4955 2425 (local dialing)

Citi Debit Card Customer Care

For any query, you can call on 24x7 toll-free number - 1860 210 2484. For customers calling from outside India- +91 22 4955 2484.

Citibank Ask me

Citibank Ask me is an automated response generator that will help you solve your queries. To access this feature, follow the steps given below.

  • Visit the official Citibank website
  • Click on ‘Contact us’ located on the top of the screen
  • You will find ‘Ask me’ icon, click on ‘Click here’ This will take you to a chat window where you can get your queries answered.

Conclusion

Citi bank debit cards offer hassle-free transactions. With its safe and secure payment gateways- MasterCard, Maestro and Cirrus, you can always make secured payment at any merchant portals across India.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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