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Best IndusInd Bank Debit Card 2024 - Benefits & Rewards

Updated on May 19, 2024 , 40837 views

IndusInd Bank, known as a new generation private bank, was established in the year 1994. The bank started its operation with major investments from both Indian and non-Indian residents.Today, Induslnd bank has spread across the country with 1,558 branches and 2453 ATMs. The bank has its presence in London, Dubai and Abu Dhabi.

IndusInd Bank Debit

Induslnd bank has gained a well-known name among the Indian residents and has proven to be a reputable financial institution. The bank aims to be customer responsive, by ensuring 100% customer satisfaction. If you have an account with Induslnd bank or are looking to open one, then you must check the debit cards offered by the bank. You will find a vast Range of Induslnd debit cards that offers exciting rewards and benefits to avail.

Types of IndusInd Bank Debit Cards

1. Pioneer World Debit Card

  • This Debit Card, like most of the Induslnd’s’ debit cards, comes with the contactless that allows you to shop up to Rs. 2,000 without making use of a PIN.
  • The bank provides 100 reward points upon the activation of the ATM card.
  • Earn one point for every Rs. 200 spent.
  • Win 100 reward points on first shopping transactions.
  • Get free unlimited ATM access across India and abroad.
  • Enjoy complimentary movie tickets.
  • Avail complimentary lounge access at selected domestic & international airports across India. Users will avail two visits per quarter, per card.

Transaction Limit & Insurance Coverage

The purchase limit for Pioneer World Debit Card is up to Rs 10,00,000 per day, while the ATM limit is Rs 5,00,000 per day. If you withdraw the money from IndusInd Bank Ltd (IBL) ATMS then the limits are up to Rs. 5,00,000, whereas for non-IBL ATMS it is Rs. 3,00,000.

The insurance coverage are follows:

Type Cover
Lost Card Liability Rs.10,00,000
Air accident Insurance Rs.30,00,000
personal accident insurance Rs. 2,00,000
Purchase Protection Rs.50,000

Signature Debit Card

  • The Induslnd bank signature debit card is designed to deliver a reasonable value to its customers through the exciting features on various spends like entertainment, travel, dining, etc.
  • Enjoy 100 reward points on your first shopping transaction. Along with that, you will also be rewarded with +50 points. 100 bonus points for activating the card at IndusInd bank ATM.
  • Get complimentary lounge access at selected domestic and international airports across India.
  • Book one movie ticket via ‘BookMyShow’ and get another free.

Transaction Limit and Charges

With this Signature Debit Card, you can enjoy daily purchase limit of up to Rs. 3,00,000 and ATM limit of up to Rs.1,50,000.

Below are the fees and charges:

Type Fee
Joining Fee Rs. 5000 + Taxes
Annual Fee (2nd year onwards) Rs. 1499 + Taxes

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IndusInd DUO Card

What makes this Indusind bank debit card different from other cards is that it has both credit card and debit card features tailored into one. This is India’s first-of-its-kind card, therefore the name DUO Card. It has two magnetic stripes & EMV Chips so you can dip or swipe the card and enjoy the benefits of both credit and debit cards in one.

This card is designed to complement your lifestyle and needs, combining maximum flexibility.

DUO Debit Card

This card offers you personal accidental death insurance of Rs. 2 lakhs, lost card liability of Rs. 3 lakhs, as well as purchase protection worth Rs. 50,000.

Following are the features of DUO debit card:

Type Annual Estimation
DUO Privileges Savings on Market Value
Movie tickets Rs. 6,000
Savings on Fuel Surcharge Rs. 2,400
The annual value of Reward Points on an average spend of Rs. 30,000 per month Rs. 1,800
Total Savings Rs. 10,200

Platinum Premier Debit Card

  • Enjoy joining vouchers from leading brands worth Rs. 2500 on your first transaction.
  • Enjoy 100 reward points on your first shopping transaction. Along with that, you will also be rewarded with +50 points.
  • You can use Platinum Premier Debit Card at over 9,00,000 merchant locations in India and over 26 million merchant locations across the world.
  • Get 100 bonus points on activating the debit card at IndusInd bank ATM.

Transaction Limit and Fees

For shopping and purchases, the transaction limit is Rs. 2,50,000 (per day), while the daily ATM cash withdrawal is Rs. 1,25,000.

Here are the fees attached to the card:

Type Fee
Joining Fee Rs. 2500
Annual Fee Rs. 799

Platinum Exclusive Visa Debit Card

  • On activating the card at Induslnd bank ATM get 100 bonus points.
  • Enjoy 100 reward points on the first shopping transaction and 50+ points for first online shopping.
  • Avail buy one get one movie ticket on BookMyShow.com.
  • Platinum Exclusive Visa Debit Card is available only to customers with Indus Exclusive accounts.

Charges and Transactions Limit

The charges are free for all Indus exclusive accounts.

Here are the per day purchase limit for this card:

Type Fee
Purchase Limit Rs. 4,00,000
ATM Limit Rs. 2,00,000

International Gold Visa Debit Card

  • This IndusInd bank debit card comes with a value-added experience for its customers and is tailor-made for users.
  • Have easy access to 2200 + ATMs and 4,00,000 merchant locations across India and 26 million merchant locations in the world for performing various banking activities.
  • Enjoy rewards and offers on spends for travel, apparel, wellness, dining, holiday, etc.

Transaction Limit and Insurance

Withdraw cash at over a million ATMs across the world through bilateral arrangements with network partners, VISA and NFS.

Here is a breakdown of the daily spending limit and Insurance Coverage for International Gold Visa Debit Card:

Type Fee
Lost Card liability Rs. 1,00,000
Purchase protection Rs. 50,000
Daily limits per card for ATMs Rs. 50,000
Daily limits per card for shopping and purchases (online /at merchant establishments) Rs. 1,00,000

World Debit Card

  • Enjoy 100 Bonus Points upon activation of the card at IndusInd bank ATM.
  • Get 100 Reward Points – on the first shopping transaction done along with extra50 points for the first online shopping transaction.
  • Buy one get one free on 'BookMyShow' on a first come first Basis.
  • Enjoy complimentary lounge access at select domestic & international airports in India and is limited to 2 visits per quarter.

Offers and Daily limits

World debit card helps you enjoy cashless payments for various activities like shopping, dining, entertainment etc. Using this card would be a valuable experience.

Here are the daily cash withdrawal limit:

Type Fee
Purchase Limit Rs. 3,00,000
ATM Limit Rs. 1,50,000

Titanium Debit Card

  • MasterCard Titanium Debit Card is designed to give you an enhanced experience at MasterCard ATMs or point-of-sale terminals anywhere in the world.
  • Get easy access to any of the 2200+ IndusInd Bank ATMs across India for various activities like checking balance, withdrawal of cash etc.
  • This card can be used at over 4,00,000 merchant locations in India and over 33 million merchant locations across the world.
  • You can enjoy many offers from apparel to electronics and dining to travel.

Transaction Limit and Insurance

The shopping and purchases limit is Rs. 1,00,000 per day, and the ATM cash withdrawal limit is Rs. 50,000.

The complimentary card insurance is as follows:

Type Fee
Lost Card Liability Rs. 3,00,000
Purchase Protection Rs. 50,000

Signature Paywave Debit Card @10k

  • This IndusInd bank debit card allows you to shop up to Rs. 2000 without a PIN.
  • Enjoy 100 reward points on the first shopping transaction and 50+ points for the first online shopping transaction.
  • Get 100 bonus points for activating mobile banking.
  • Avail 100 bonus points on activating the card at IndusInd bank ATM.
  • Enjoy complimentary lounge access at select domestic & international airports in India limited to two visits per quarter per card.
  • Get movie tickets- buy one get one free on 'BookMyShow'

Transaction Limit and Insurance Cover

The daily purchase limit of this card is Rs. 3,00,000 and the daily ATM limit is Rs 1,50,000.

Here are the details about insurance cover:

Type Cover
Lost Card Liability Rs. 3,00,000
Air Accident Insurance Rs. 30,00,000
Personal Accident Insurance Rs. 2,00,000
Purchase Protection Rs. 50,000

World Select Debit Card

  • World Select Debit Card is made available only to customers with Indus Select accounts. This IndusInd bank debit card is also designed to give you superior value for cashless payments on shopping, dining, entertainment etc.
  • Enjoy 100 bonus points on activating the card at IndusInd bank ATM.
  • Get 100 bonus points for activating NB using this card (for new account holders).
  • Enjoy movie tickets- buy one get one free – on 'BookMyShow' (All on the first-come basis).

Transaction and Insurance Cover

The purchase limit per day is Rs 3,00,000 and the daily ATM limit is Rs. 1,50,000. The annual charges for this card are free for all Indus select account holders.

Here are the insurance cover:

Type Cover
Lost Card Liability Rs. 3,00,000
Air Accident Insurance Rs. 30,00,000
Personal Accident Insurance Rs. 2,00,000
Purchase Protection Rs. 50,000

RuPay Aadhar Debit Card

RuPay Aadhar Debit Card is issued against following saving and the current account:

  • Indus Easy (Basic) Account for Scholarship
  • Pension scheme
  • Indus Small Accounts
  • Indus Easy Savings (No Frills)

What is IndusInd InstaPin?

InstaPin is a unique feature for generating instant PIN for the debit card within seconds. All you need to do is walk into the nearest IndusInd Bank ATM and select the InstaPIN option to generate your PIN for your debit card.

IndusInd Bank Debit Card Online PIN Generation

The IndusInd Bank provides its customers PIN generation/regeneration Facility through net banking or IndusInd bank ATM. Let’s have a look at each of these options:

IndusInd Bank Net Banking PIN Generation

Here is a step-by-step method to generate a PIN through Net banking.

  • Visit the official website of IndusInd bank
  • Login to your account
  • Click on 'Savings and Current Accounts’
  • Select ‘Debit Card PIN Change’ from the list under the 'Debit Card Related' section
  • Enter your 16 digits debit card number, CVV details and expiry date, then click on ‘submit'
  • Now you will get redirected to the ‘Debit Card New PIN Change Request' page
  • Click on the ‘generate OTP’ link and an OTP will be sent to your registered mobile number
  • Enter the OTP details and then click on ‘Confirm’
  • You will be asked to generate a debit card PIN of 4 digits, and re-enter the PIN to confirm
  • Debit card PIN is generated now

Note- You need to withdraw an amount of up to Rs.5,000 in the following 48 hours from the date of the PIN activation.

How to Block IndusInd Bank Debit Card?

You can block your debit card by simply following the following steps:

  • Send SMS to 9223512966 from your registered mobile number
  • Call at 18605005004 to block your card as part of phone banking

IndusInd Bank Customer Care Number

Here are the following IndusInd bank customer care numbers to address any issue related to IndusInd debit cards:

  • 18605005004
  • 022 44066666

Alternatively, you write the customer care at reachus@indusind.com.

Conclusion

Induslnd debit cards provide a range of benefits for anyone who chooses to be its customers. Enjoy benefits both within India and globally with their extensive range of products and offers.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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