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7 Best DBS Bank Debit Cards 2024 - 2025

Updated on May 20, 2024 , 29502 views

DBS Bank Ltd is the Singaporean multinational bank headquartered in Marina Bay Singapore. DBS bank is the largest bank in Asia-Pacific by assets and among other larger banks in Asia. The bank is renowned in foreign countries as well as in India.

DBS debit card

When it comes to debit cards its convenience meets simplicity. A full features Offering that is easy to apply and use. The DBS Debit Card works its wonder across the world. The bank has a robust position and credit ratings by Standard & Poor’s marking as - the safest bank in Asia. The DBS bank has become the first ever bank to embrace three prestigious bank - Honours Euromoney, Global Finance and the Banker.

Types of DBS Debit Card

1. DBS Visa Debit Card

The daily limit of the Visa Debit Card on NEFT transactions, ATM withdrawal and debit card spend transactions are $5000, $3000 and $2000 (Singaporean Dollar). Some of the benefits of this debit card are:

  • Avail up to 3% Cash Back when you spend on online food delivery
  • 3% cash back on local transport (Ride-hailing, Taxis, Transit- SimplyGo)
  • 2% cash back on all foregin currency spend
  • 1% cash back on local Visa Contactless spend
  • Tap and SimplyGo on buses and trains without having to top up

You can spend a minimum of S$500 on Visa and keep your withdrawals to S$400 in the same month. The bank offfers up to 4% cashback when you shop online. Furthermore, you can avoid paying foreign exchange fees by linking your DBS Visa Debit Card to your DBS Multi-Current Account.

Eligibility and Fees

The eligibility criteria for the DBS Visa Debit Card are as follows:

Particulars Details
Eligibility One should have at least 16 years old and have POSB Savings Account, DBS savings plus Account, DBS Autosave or DBS Current Account
Annual Fee S$0

2. PAssion POSB Debit Card

The daily limit set for the card on NEFT Transactions, ATM withdrawals and Debit Card Spent Transactions are S$5000,S$3000 and S$2000. Some of the best rewards offered in this debit card are:

  • Get up to 5% cash rebate and one-on-one tickets at the selected family merchants
  • Enjoy 4% rebate at cold storage, giant and guardian
  • Free PAssion membership and exclusive member privileges
  • 1% cash back on Takashimaya Department Store
  • Tap and SimplyGo on buses and trains without having to top up

Free PAssion Membership Benefits

  • Member rates for all community club courses, activities and facilities at PA outlets
  • Get 2% off on member’s rate when the payment is made with the PAssion POSB Debit Card (via Mastercard)
  • Discounts at over 2,000 PAssion Merchant outlets
  • Complimentary National Library Board Partner Membership which entitles you to borrow up to 24 library items
  • Earn 50% more STAR at participating Capital and malls

With the PAssion POSB Debit Card, you can get 10% off rental fees for strollers and wagons. You can enjoy Free goat feeding at Rainforest Kidzworld during weekend. The bank also offers 15% off on Reptopia Tour at Singapore Zoo, Manatee Mania Tour at River Safari, Bird’s Eye Tour at Jurong Bird Park.

Eligibility and Fees

The eligibility and charges attached to the PAssion POSB Debit Card are as follows:

Particulars Details
Eligibility One should have at least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account
Annual Fee S$0
PAssion Membership Fee S$12 for 5-year membership (waived perpetually)

3. SAFRA DBS Debit Card

The bank offers 2% cash rebate on the local Mastercard contactless transactions and 1% cash rebate on online shopping. In addition, you get 0.3% cash rebate on all other retail transactions.

For greater savings, you can consolidate your monthly purchases on your SAFRA DBS Debit card. SAFRA S$1 is equivalent to S$1

Merchant Category Amount Spend Rebate Total Rebate in SAFRA$ (round up to 2 decimal points)
Astons at SAFRA Toa Payoh Contactless S$90 2% 1.80
Groceries from Cold Storage Contactless S$100 2% 2.00
AirAsia.com air ticket Online S$500 1% 5.00
Sistic.com concert ticket Online S$380 1% 3.80
Shaw.sg movie ticket Online S$20 1% 0.20
Bus/Train rides Contactless S$80 2% 1.60
All other retail spend Retail S$500 0.3% 1.50

Advantages of SAFRA Membership

You get exclusive access to six SAFRA Clubhouses Islandwide. This gives you access to club facilities including swimming pools, gyms, and entertainment at any of the six SAFRA Clubhouses-

  • SAFRA Mount Faber
  • SAFRA Toa Payoh
  • SAFRA Yishun
  • SAFRA Tampines
  • SAFRA Jurong
  • SAFRA Punggol

Every dollar you spend at participating outlets and facilities at SAFRA gives you 1 SAFRA point on the top of the credit/debit cash rebates. Combining both DBS and SAFRA gives you a huge discount and perks at over 1,800 merchant outlets.

Eligibility and Fees

The eligibility for the SAFRA debit card based up on the DBS account holder.

The criteria for the SAFRA debit card is as follows:

Particulars Details
Age 16 years and above
Eligibility Applicants must be an existing SAFRA member. DBS’ approval of your application for the SAFRA DBS Debit Card and/or DBS’ issuance of the SAFRA DBS Debit Card to you is subject to you maintaining your SAFRA membership. Existing SAFRA members whose Card applications which DBS has not approved, shall be issued the SAFRA Membership Card
Account Type POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account, DBS Current Account
Annual Fees No annual fee, so long as you remain a SAFRA member.

4. HomeTeamNS-PAssion-POSB Debit Card

HomeTeamNS-PAssion-POSB Debit Card offers up to 2% rebate on your spend and exclusive privileges on HomeTeamNS-PAssion membership. You can enjoy one-on-one offer on the 10th day of every month. Some of the important benefits of this debit card are mentioned below-

  • Access to 5 HomeTeamNS Clubhouses & facilities with concessionary members' parking rates
  • Exclusive handpicked Amazing Treatz and Birthday Treats offers
  • Discounted passes to Universal Studios Singapore, Adventure Cove Waterpark, S.E.A. Aquarium, etc
  • Access to 5 HomeTeamNS Clubhouses & facilities with concessionary members' parking rates
  • Exclusive handpicked Amazing Treatz and Birthday Treats offers
  • Discounted passes to Universal Studios Singapore, Adventure Cove Waterpark, S.E.A. Aquarium, etc
  • Member rates for all Community Club courses, activities and facilities, and privileges at other PA outlets (Water-Venture Outlets, Chingay Parade and more)
  • Enjoy 2% off on member’s rate when payment is made with the PAssion POSB Debit Card (via Mastercard)
  • Discounts at over 2,000 PAssion Merchant outlets Complimentary National Library Board Partner Membership which authorize you to borrow up to 20 library items
  • Earn TapForMore points at Cold Storage, Market Place, Jasons, Giant and Guardian
  • Earn 50% more STAR$ at participating CapitaLand Malls
  • Get 1% cashback on at Takashimaya Department store and Takashimaya Square

Eligibility and Fees

The eligibility and the fees for the HomeTeamNS-PAssion-POSB Debit Card is mentioned below:

Particulars Details
Eligibility One should be at least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account. Your signature will be verified against any of your signature records with the Bank. Applicant must be an existing HomeTeamNS member to apply for the HomeTeamNS-PAssion-POSB Debit Card. Ordinary Member: All NSmen who have served or are serving in the Singapore Police Force (SPF) / Singapore Civil Defence Force (SCDF). Associate Member: All staff that have served or are serving in any of the Home Team Agencies under the Ministry of Home Affairs
Membership Fee 5 years: S$100, 10 years: S$150

 

Note: To apply the debit card for free, you must be an existing Ordinary or Associate member with a membership term of at least 12 months. Prevailing membership fees will be applicable if your HomeTeamNS membership term is less than 12 months or have expired. The one-time membership fee (either 5-year term at S$100 or 10-year term at S$150) will be deducted from your designated bank account. If you are applying for the first-time for HomeTeamNS membership, please visit any of the HomeTeamNS Clubhouses. A membership term of minimum 5 years will be required.

5.DBS UnionPay Platinum Debit Card

The DBS Unionpay Platinum Debit Card offers you many rewards with acceptance of millions of merchants worldwide and no ATM charges for overseas cash withdrawals. It's the smooth way to pay in Singapore and Mainland China.

The daily limit of the card on your NETS transactions, ATM withdrawals and Debit Card Spend are S$5000, S$3000 and S$2000.

Benefits of DBS UnionPay Platinum Debit Card

  • Earn up to 5% cashback on any spend Chinese Yuan (CNY)
  • 1% cashback on any other currency
  • 0.5% cashback on local spend
  • Spend a minimum of $400 to qualify for the cashback capped at $50 per month
  • Enjoy ATM fee waiver of S$7 on your cash withdrawals overseas
  • Get offers globally with UnionPay Global Privileges, such as complimentary hotel upgrades, dining and recreational offers
  • Enjoy up to 10% off shopping and dining merchants at over 100 airports worldwide.
  • Pay safely for purchases of S$100 and below without any signature, by your card on a contactless reader.
  • Pay with FlashPay for rides on MRT/LRT/Buses and taxis with FlashPay acceptance. You can also use it for ERP gantries and selected car parks and enjoy convenience in payment at over 87,000 acceptance points.

Eligibility & Fees

The criteria for the DBS Unionpay platinum debit card are as follows:

Particulars Details
Eligibility One should be at least 16 years old with POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account
Annual Fee S$0

6. DBS Takashimaya Debit Card

This debit card is designed to make your shopping experience better. You can earn 1 Takashimaya bonus point every S$10 charged. You can also redeem S$30 worth of Takashimaya gift vouchers with every 100 Takashimaya bonus points.

Additionally, the bank gives you 10% off during selected sale events in store. Furthermore, you can enjoy complimentary delivery service when you spend the amount of S$200 during Takashimaya 10% promotion and S$100 during normal days.

Purchases at Takashimaya Department Store Amount Spent Takashimaya Bonus Points
Bed linen S$200 20
Cosmetics & Skincare S$120 12
Fashion & accessories S$300 30
Designer Handbag S$180 18
Gym accessories S$200 20
Total S$1000 100

If you have collected 100 points, you can redeem S$30 worth of Takashimaya Gift Vouchers for your next purchase. Bonus points on show repair, delivery services and alteration have come into effect from 1st January 2020.

Eligibility and Fees

The eligibility criteria for DBS Takashimaya debit card are as follows-

Particulars Details
Age 16 years and above
Eligible Accounts DBS Savings Plus, DBS Autosave, DBS Current or POSB Savings Passbook account
Income Requirements Not applicable
Annual fees S$5
Fee waiver 3 years

7. DBS NUSSU Debit Card

The DBS NUSSU Debit Card's daily limit for the NEFT transaction, ATM withdrawals and Debit Card Spend Transactions are S$5000, S$4000 and S$2000. The card brings benefits from DBS and Mastercard, together in one card. You can enjoy 3% cash back on the local contactless purchases.

If you are an NUS student, then you will get exciting offers on this card. Some of the Benefits of DBS NUSSU Debit Card are-

  • Get up to 3% cash back on online food delivery
  • 3% cash back on local transport ride-hailing, taxis, transit
  • 2% cash back on all foreign currency spend
  • 1% cash back on local visa contactless spend
  • Enjoy dining and shopping at DBS/POSB participating merchants
  • Withdraw cash overseas from ATM with the cirrus logo

Eligibility and Fees

You are eligible for this card if you are an NUS student and if you have a DBS Savings Plus, DBS AutoSave, DBS Current or POSB Passbook Savings Account.

As a verification process, applicant's signature will be verified against signature records with the bank.

Particulars Details
Annual Fees S$10
Fee Waiver 4 years

DBS Bank Customer Care

For any queries, you can contact the customer care of DBS Bank- 1800 209 4555.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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