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Fincash » Credit Cards » Union Bank Credit Card

Best Union Bank Credit Cards 2023

Updated on March 27, 2023 , 20478 views

The Union Bank of India (UBI) is one of the biggest nationalized banks in India. It provides a lot of financial services and facilities like loans, credit cards, banking, investments, digital banking, government schemes, lockers etc. When it comes to Union Bank Credit Card, they offer various privileges on shopping, travel, entertainment, dining and much more. To explore such benefits, let’s dive into the different credit card offered by Union Bank of India.

Union Bank Credit Card

Top Union Bank Credit Cards 2023

Here is a list of the credit cards offered by Union Bank of India-

  • Classic credit card
  • Silver credit card
  • Gold credit card
  • Platinum credit card
  • Unsecured credit card
  • Signature credit card

Here is a table of the union Bank Credit card offered and its respective charges-

Charges Annual Fee Renewal Fee Add-on card Rate of Interest per month
Signature Credit Card Rs.250 - Yes -
Gold Credit Card Nil Nil Yes 1.90%
Classic Credit Card Nil Nil Yes 1.90%
Silver Credit Card Nil Nil Yes 1.90%
Unsecured Credit Card Nil Nil Yes -

Note- Union Bank of India offers zero annual fee and no renewal charges for its credit card users.

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Features Offered by a Union Bank Credit Card

Following are the features and benefits offered by the Union Bank credit card-

  • Zero joining fees and no annual renewal charges on the credit cards except Union Bank of India Signature credit card.
  • Rewards points that can be redeemed without worrying about any Redemption charges.
  • Get the lowest interest rates and avail maximum free credit period of up to 50 days.
  • Online bill payment Facility through internet banking account.
  • Fuel surcharge benefits.
  • Make end-to-end secured transactions, get SMS alerts on all transactions and 3FA authentication for domestic transactions.
  • Get personal insurance cover for both primary and the add-on cardholders in case of accidental death.

Here is a table detailing the Insurance Coverage:

Verified by VISA Union Bank of India Credit Card

Card Name Air Accident Others
Classic Rs. 2 lakhs Rs. 1 lakhs
Silver Rs. 4 lakhs Rs. 2 lakhs
Gold Rs. 8 lakhs Rs. 5 lakhs
Platinum Rs. 8 lakhs Rs. 5 lakhs
Unsecure Rs. 8 lakhs Rs. 5 lakhs
Signature Rs. 10 lakhs Rs. 8 lakhs

Verified by RUPAY Union Bank of India Credit Card

Card Name Air Accident Others
Classic NA NA
Silver NA NA
Gold NA NA
Platinum Rs. 8 lakhs Rs. 5 lakhs
Unsecure Rs. 8 lakhs Rs. 5 lakhs
Signature Rs. 10 lakhs Rs. 8 lakhs

Note- Before applying for any credit card, ensure that you read the Terms and Conditions of the credit card & the bank thoroughly

Eligibility Criteria

  • Should be an Indian citizen.
  • A minimum of 21 years and maximum of 60 years old. However, the minimum age for an add-on credit card user is 18 years.
  • The application will be considered only if you have a good Credit Score.
  • The applicant must be either salaried, self-employed, student, or retired pensioner.

Documents Required to Apply for Union Bank of India Credit Card

For salaried or self-employed applicants

In order to apply for a union bank credit card, visit your nearest branch. You’ll need to provide some essential documents like-

  • An identity proof issued by the government of India like Voter ID, driving license, aadhaar card, passport, ration card, etc.
  • Proof of Income
  • Address proof
  • PAN Card
  • Passport size photograph

For corporate applicants

Following are the documents required-

  • A signed and verified copy of the application form provided by the corporate firm.
  • The individual’s application form who will be receiving the credit card.

The cards are issued only to Union Bank account holders with satisfactory income level.

Union Bank Credit Card Customer Care Number

Union Bank of India provides 24x7 helpline service. You can contact the respective Union Bank credit card toll-free number @1800223222. Before you dial, you need to put your city STD code.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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