SBI Paywave International Debit Card is actually
sbiINTOUCH Tap and Go debit card. This card is an International Debit Card that comes with contactless technology. Contactless is where you don't have to enter your PIN code upto a certain amount of transactions. So wherever you see the contactless symbol at the merchant location, you can make use of this card for fast and safe transactions.
You can make the payment simply by waving the SBI Paywave International Debit Card near POS terminal instead of dipping or swiping. With this technology, the card will always remain in the customer’s custody, thereby reducing the chances of fraud.
Following are the attractive rewards points offered by this SBI Debit Card-
These freedom rewardz points can be accumulated, later to be redeemed to get exciting gifts.
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Being a contactless debit card, it comes with various benefits, such as-
sbiINTOUCH Tap & Go Debit Card works in three following steps-
sbiINTOUCH Tap & Go Debit Card can be used anywhere in the world.
The daily withdrawal limit at ATM and at POS for domestic and international is given in the following table:
|sbiINTOUCH Tap & Go debit card||Domestic||International|
|Daily Cash Withdrawals at ATM||Rs. 100 to Rs. 40,000||Varies from country to country, subject to a maximum of USD equivalent to INR 40,000 per day|
|Daily Point of Sales/Online Transaction Limit||Up to Rs. 75,000||PoS Transaction Limit: Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 75,000. Online Transaction Limit: Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000, available only at select international online websites|
You need to pay some issuance and maintenance charges for SBI Paywave International Debit Card.
The following table gives an account of the same:
|Annual Maintenance Charges||Rs. 175 plus GST|
|Card Replacement Charges||Rs. 300 plus GST|
Note: The above charges are subject to revision from time to time.
If you want to apply for this card, you can Call the toll free number
1800 11 2211,
1800 425 3800 or
Alternatively, you can send an email to
firstname.lastname@example.org. You can also visit SBI Bank branch and make an application for SBI Paywave International Debit Card.
Contactless Debit Cards are gaining more popularity for its unique feature of simply waving the card. Just as like the advantages, there are risks too, that come with this card. However, more merchants are now keeping the POS terminal that has a contactless logo on it. The biggest advantage of this debit card is you can make contactless payments and also make transactions through the standard mode of payment by inserting PIN.
A: As the SBI Paywave is a contactless debit card, it uses the Near Field Communication or NFC technology. This means you don't have to swipe the card, in fact the POS terminals will detect the chip embedded in the card by a touch gesture.
A: Yes, the SBI Paywave debit card is primarily for international transactions. You can use even make online international transactions.
A: You can activate the international banking Facility on your SBI Paywave debit card with the SBI Anywhere App. You will have to log in to the app with your user name and password. After that, you will have to click on 'manage debit cards' and select the SBI Paywave debit card. You will then have to turn on the international usage button and enter the ATM limit you wish to set.
A: You can activate an international banking facility by visiting your SBI home branch.
A: Yes, you can make domestic transactions.
A: Yes, you will earn one reward point for every transaction of Rs.200. You will also gain a bonus of 50 reward points on the first transaction you make within one month of issuance of the card. For the second transaction that you make within a month of issuance of the card, you will earn another bonus of 50 points, and a bonus of 100 reward points will be awarded for the third transaction that you make.
A: The SBI Paywave debit card is ideally suited for international transactions. Hence, there is no extra charge for the online transaction. However, the maintenance charge is slightly higher compared to other debit cards. The annual maintenance charge is
Rs.175 plus GST, and for replacing the card, you will have to pay
Rs.300 plus GST.
A: You can make a maximum transaction of
Rs. 75,000 at POS terminals. However, this limit can also vary from country to country.
A: You can make international online transactions worth
Rs.50,000 in a month.
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