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Fincash » Debit Card » United Bank of India Debit Card

United Bank of India Debit Card

Updated on April 26, 2024 , 8054 views

The Debit Card has made our life easy. You can easily access your money anywhere in the world. Moreover, going lite pocket or cashless for shopping could be only possible via debit card. Due to the increasing demand of a debit card with multiple features, banks are upcoming up with various benefits, rewards and cashback. One such Bank is United Bank of India (UBI).

United Bank of India Debit Card

If you are looking for a debit card, then United Bank of India Debit card is a must check. They are multiple ranges of cards that carters your demand. You can use it in India as well as Internationally. Read on to understand well.

Types of Debit Cards Offered by United Bank of India

1. United VISA Debit Card

  • This is a basic debit card for customers willing to avail the services for easy transaction
  • The Visa Debit Card comes with secured signature
  • The e-commerce transaction is secured with OTP that is sent to your registered mobile number with the bank
  • You can use the United Bank VISA Debit Card at all United Bank ATMs, all VISA member banks ATMs, POS and E-Com in India. Also at all NFS member Banks ATMs
  • Customers with Current, Savings, Overdraft can open the account. Minor above 10 years, visually impaired, NRE and NRO account holders can too apply for United Visa Debit Card
Key Particulars Features
ATM Withdrawal You can make a maximum cash withdrawal of Rs. 75,000
POS Withdrawal Shopping of Rs. 75,000 at stores via POS terminals and online shopping by e-com transaction is allowed
Number of Transaction Maximum of 5 transactions can be performed
New Issuance charge Rs. 150 + tax as applicable

2. United EMV Debit Card

  • This is a chip-based debit card. It is for customers who have swiped their debit cards at least once in any of the international ATM terminals
  • The debit card will also be issued to those who are willing to do the transaction at any future date at the foreign location
  • United EMV Debit Card may also be issued to the bank''s esteem customers on demand
  • You can use this debit card in all United Bank ATMs. Also at all VISA member banks ATMs, POS and E-Com in India. The card is also accepted in all NFS member Banks ATMs
  • Customers with Savings, Current, Overdraft having used or wanting to use their card at the international location are eligible for this United debit card
Key Particulars Features
ATM Withdrawal You can make a cash withdrawal of Rs 1,00,000 from ATMs
POS Withdrawal Shopping maximum of Rs. 1,50,000 at stores through POS terminals and Online shopping by e-com is allowed
Number of Transaction Maximum of 10 transactions can be performed
Fund Transfer Up to Rs 1,00,000 is allowed within the bank

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3. United RuPay Debit Card

  • This United Bank of India Debit Card is for domestic usage. It is a first Indian card which is RuPay based and driven by National Payment Corporation of India
  • You can use the debit card at all United Bank ATMs, NFS member bank ATMs and RuPay enabled POS
  • Customers with Savings, Current, Overdraft are eligible for this card. Moreover, the minor account holder above 10 years and visually impaired are eligible too
Key Particulars Features
ATM Withdrawal Cash withdrawal of maximum Rs. 25,000 is allowed
POS Withdrawal Shopping maximum of Rs. 40,000 through POS terminals and online shopping by e-com transaction is allowed
Number of Transaction Maximum of 5 transactions can be performed

4. United Rupay Kisan Debit Card

  • This debit card is launched for issuance of Kisan Credit Card (KCC) account holders of the bank
  • You can use the card at all United bank ATMs, NFS member banks ATMs and RuPay enabled POS
  • United Rupay Kisan Debit Card can be issued only to customers who are having KCC account opened in CCUKC scheme
Key Particulars Features
ATM Withdrawal You can withdraw cash of Rs 25,000
POS Withdrawal Maximum shopping of Rs 40,000 is allowed through POS terminals
Number of Transaction Maximum of 5 transactions can be performed

5. Rupay EMV Card

  • This United Bank of India Debit Card is a Rupay EMV card that comes with a secured-chip
  • The card is for customers who have swiped their cards at least once in any of the international ATM terminals or those are willing to do the transaction in the future at the foreign location
  • The Rupay EVM card may also be issued to the esteem customers of the bank on demand
  • You can use the debit card at all United Bank ATM, VISA member banks ATMs, POS and E-Commerce in India. You can also use it at all NFS member Banks ATMs
  • Customers can apply for Rupay EMV Card if they have a Savings, Current, Overdraft account
Key Particulars Features
ATM Withdrawal Maximum cash withdrawal of Rs. 1,00,000 is allowed
POS Withdrawal Maximum shopping of Rs. 1,50,000 is allowed at stores through POS terminals and e-com transaction
Number of Transaction Up to 10 transactions can be performed
Fund Transfer Upto Rs. 1,00,000 within the bank

6. Rupay Platinum EMV Card

  • This UBI Debit Card is a chip-based card focused for customers who have swiped their cards at least once in any of the international ATM terminals
  • This card is also for those who are willing to do the transaction from the foreign location in the future
  • Rupay Platinum EMV Card is issued to customers with Savings, Current, Overdraft account
  • A nominal fee of Rs. 200 plus service tax will be charged for card issuance
  • The card may also be issued to the bank’s esteem customers on demand

Some of the key features of this card are:

  • Free Airport lounge access at 30 airports in India
  • 24x7 concierge services in Hindi & English
  • 5% cashback on utility bill payment
  • Fuel surcharge (Upto 1% cashback)
Key Particulars Features
ATM Withdrawal Cash withdrawal of Rs. 1,00,000 per day from ATMs
POS Withdrawal Shopping maximum of Rs. 2,00,000 at stores through POS and online shopping
Fund Transfer Upto Rs 1,00,000 within the bank
insurance Personal death accident Insurance of Rs. 2,00,000 and permanent disability of Rs. 2 Lacs
Usage of Card Usable for both domestic and international locations

Insta PIN Facility

There are instances where you forget your debit card PIN. If it happens with UBI card, then duplicate PINs are issued, which gets activated within 24 hours of issuance. This Facility is available across all the UBI's bank branches.

United Bank of India Debit Card Customer Care

In case of loss or theft, you can contact at UBI's toll free number 1800-103-3470 or landline number 022-40429100.

In case of any kind of assistance, you can contact @1800-345-0345.

For any assistance regarding e-com transactions, debit card queries, you can write at debitcardcare[@]unitedbank[dot]co[dot]in

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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