Dena Bank Debit Card

A Debit Card is one thing most people double check in their wallet before stepping out of the home. No doubt that debit cards make transactions much easier, especially the stress of carrying money all the time is automatically gone out of the picture.

Apart from transactions, these cards are well famous for multiple benefits, such as rewards, cashback, etc. So, you don’t just spend, rather also earn rewards in return. But, the features on debit cards depends on the Bank. Some banks may offer multiple benefits, while some offer limited. This is where you need to make a smart decision.

To make your choices easier, here’s one bank that offers you a convenient way to do all your transactions within a fraction of seconds - Dena Bank! It is one of the top public sector banks in India with a network base of over 1773 branches.

Dean Bank Debit Cards offer you cashless transactions anywhere, anytime. It has over 1464+ ATMs across the country with biometric-based identification features.

Types of Debit Cards Offered by Dena Bank

Dena Bank offers the following types of cards:

• Dena Insta Card RuPay Classic (Un-named)
• Dena DebitCard RuPay Classic (named)
• Dena Platinum Debit card – RuPay
• Dena Platinum Insta Debit card-Rupay - (Un-named)
• Dena RuPay KCC Debit cum ATM card for DKCC holder
• Dena Stree Shakti International Rupay Debit Card
• Dena Insta Card - VISA (Un-named)
• Dena International Gold Debit Card - VISA

1. Dena Insta Card RuPay

Dena Insta Card has a RuPauy payment gateway. It is an un-named card, which means there is no name of the cardholder on the debit card. You can use Dena Insta Card only at Dena Bank ATMs and POS terminals across India. You need to authenticate your transaction by entering correct CVV2 (Card Verification Value) printed on the back of your card. You can for online shopping and other online transactions via this card.

2. Dena Debit cum ATM Card RuPay

This is a named card, which means the cardholder’s name is displayed on the card. You can use it on Dena Bank & member Bank’s ATMs and POS Terminals in India. To make successful transactions, enter the CVV2, which is printed on the backside of your card. This will authenticate your transaction and complete the payment process.

3. Dena Platinum Debit Card- RuPay

For issuing Dena Platinum Debit Card, you need to maintain an Average Quarterly Balance of minimum Rs.1,000.You can get your name embossed on the card. You can use the card at Dena Bank & member Bank’s ATMs and POS Terminals in India.

Just like other Dena cards you need to enter the CVV2 for successful authentication on your transaction.

4. Dena Platinum Insata Debit Card- RuPay

This Dena debit card is a un-named card, which means as a holder, your name will not be embossed on the card.You can use Dena Platinum Insata Debit Card at Dena Bank, member Bank’s ATMs and POS Terminals in India. To make successful transactions, enter the CVV2, which is printed on the backside of your card. This will authenticate your transaction and complete the payment process.

After obtaining the card, you need to maintain the average quarterly balance of minimum Rs.1,000.

5. Dena RuPay KCC Debit cum ATM card for DKCC holder

It works as both atm cum debit card. You can use it at Dena Bank, member Bank’s ATMs and at POS Terminals in India. You will get your name embossed on the Debit card. You can even make online transactions through this.

6. Dena Stree Shakti International Rupay Debit Card

As the name goes, this debit card caters to women. To avail the card, you need to open the Dena Stree Shakti Savings Scheme account. Some of the important features of this account are-

• There is no annual fee for Dena Stree Shakti Rupay Card
• You can enjoy access to two airport lounge
• The card also gives a personal accidental insurance of Rs.2,00,000

7. Dena Insta Card VISA

You can use Dena Insta Card VISA at Dena Bank, member Bank’s ATMs and POS Terminals in India. The card doesn’t have cardholders name embossed in it, therefore, it is called an Un-named card.

The CVV2 printed on the backside requires an online registration for enabling it for online purchases.

8. Dena International Gold Debit Card

The card offers higher cash withdrawal limit on ATM and POS terminals. You can access your money at Dena Bank, member Bank’s ATMs and POS Terminals in India and abroad. To make successful transactions, enter CVV2, which is printed on the backside of your card. This will authenticate your transaction and complete the payment process.

Transaction Limit of Dena Bank Debit Cards

The transaction limits varies on the type of debit cards. Here are the details given in the table below.

Note - The proposed limits w.e.f. 01/04/20199.

  You can perform various types of transactions via the card, such as -

• Cash withdrawal
• Mini statement
• Balance Enquiry
• Verified by VISA transaction/ RuPay Pay Secure

How to Appy for Dena Debit Card?

First things first, if you don’t have saving or current account at Dena Bank then you need to first open your account. After this, follow the procedure given below-

• Contact your Dena Bank branch
• Get the Debit Card Application form, fill it up and submit it at the branch
• You will receive an Insta Debit Card at the time of submission of the application form
• In case you want your name printed on the Debit Card, then the card will be delivered to your residential address
• You can further generate the PIN through your registered mobile number via Tollfree Number 18002336427 or 079-61808282. Alternatively, the PIN can be generated from the ATMs of Dena Bank
• In case of an Insta Debit card, you need to activate it after 24 hours from the Receipt of the card by withdrawing cash from any bank’s ATM or through Point of Sale (POS) Terminal