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மியூச்சுவல் ஃபண்ட் வழக்கமான மற்றும் நேரடி இரண்டு திட்டங்களை வழங்குகிறது. வழக்கமான திட்டங்கள் பல ஆண்டுகளாக விருப்பத்தில் இருந்தபோதிலும், முதல் நேரடித் திட்டம் 2013 ஆம் ஆண்டில் அறிமுகப்படுத்தப்பட்டது. ஆனால், நேரடித் திட்டங்கள் புதிய முதலீட்டாளர்களிடையே அதன் தனித்துவமான அம்சங்கள் மற்றும் நன்மைகள் காரணமாக பெரும் புகழ் பெறுகின்றன. இருப்பினும், தற்போது நேரடித் திட்டங்கள் ஒரு வரையறுக்கப்பட்ட தளத்தின் மூலம் மட்டுமே கிடைக்கின்றன, ஆனால் அதன் தேவையைப் பார்க்கும்போது, பல சேனல்கள் நேரடித் திட்டங்களை அறிமுகப்படுத்துகின்றன. முதலீடு செய்ய விரும்பும் முதலீட்டாளர்கள்கடன் நிதி நேரடித் திட்டங்களைத் தேர்ந்தெடுப்பதன் மூலம், நேரடி நிதிகள், கடன் நிதிகளைப் பற்றிய சுருக்கமான புரிதல் மற்றும் சில சிறந்த நேரடித் திட்ட கடன் நிதிகள் பற்றிய ஒரு பார்வை இங்கே.
வழக்கமான நிதிகளைப் போலன்றி, மியூச்சுவல் ஃபண்ட் நிறுவனத்திடமிருந்து வரையறுக்கப்பட்ட சேனல்கள் மூலமாக நேரடி நிதி கிடைக்கிறது, கார்வி / போன்ற ஆர்டிஏக்கள்CAMS, வரையறுக்கப்பட்ட மூன்றாம் தரப்பு பத்திர இடைத்தரகர்கள் மற்றும் நிதி இல்லத்தின் அங்கீகரிக்கப்பட்ட உள்ளூர் பிரதிநிதிகள். ஆலோசகர் அல்லது மத்தியஸ்தரின் உதவியின்றி தங்கள் முதலீடுகளை சுயாதீனமாக முதலீடு செய்து கண்காணிக்கக்கூடிய முதலீட்டாளர்கள் நிதி இல்லத்திலிருந்து நேரடி திட்டங்களில் முதலீடு செய்யலாம்.
நேரடி நிதிகளில், வழக்கமான நிதி போன்ற செலவுக் கட்டணங்கள் இல்லை. இல்லை எனவிநியோகஸ்தராக கட்டணங்கள் / பரிவர்த்தனை சார்ஜர்கள் போன்றவை நேரடி திட்டங்களின் செலவு விகிதம் குறைவாக உள்ளது. வருமானத்திலும் இந்த விளைவு. நேரடி மியூச்சுவல் ஃபண்டின் செலவு விகிதம் குறைவாக இருப்பதால், வருமானம் வழக்கமான திட்டங்களை விட சற்றே அதிகமாக இருக்கலாம்- சுமார் 0.5 சதவீதம் முதல் 1.5 சதவீதம் வரை. முதலீட்டாளர்கள் நேரடி நிதியைத் தேர்வுசெய்ய இது ஒரு காரணம்.
வெறுமனே, ஒருமுதலீட்டாளர் மியூச்சுவல் ஃபண்ட் முதலீட்டின் அனுபவம் மற்றும் சந்தை இயக்கங்களைப் பற்றிய நியாயமான அறிவு உள்ளவர்கள் நேரடித் திட்டங்களுக்கு முன்னுரிமை அளிக்க வேண்டும். புதிய முதலீட்டாளர்கள் பற்றி உறுதியாக தெரியவில்லைஆபத்து பசி சந்தை வெறுமனே விரும்ப வேண்டும்பரஸ்பர நிதி வழக்கமான திட்டங்களுடன்.
கடன் நிதிகள் என்பது ஒரு வகை பரஸ்பர நிதிகள், அவை முக்கியமாக நிலையான வருமான பத்திரங்களில் முதலீடு செய்கின்றனபத்திரங்கள், அரசாங்க பத்திரங்கள், கருவூல பில்கள் போன்றவை கடன் நிதிகளின் வகைப்பாடுகளைப் பார்த்தால், அவை முதிர்வுக்கு ஏற்ப வகைப்படுத்தப்படுகின்றன- குறுகிய, நடுத்தர மற்றும் நீண்ட கால காலம். கடன் நிதிகளில் முதலீடு செய்ய விரும்பும் முதலீட்டாளர்களுக்கு இது பலவிதமான விருப்பங்களை வழங்குகிறது.
முதலீடுகளில் அதிக ஆபத்தை எடுக்க விரும்பாதவர்களுக்கு அல்லது தவிர்க்க விரும்புவோருக்கு கடன் நிதிகள் ஒரு நல்ல வழிமுதலீடு மிகவும் கொந்தளிப்பான நிலையில்பங்கு நிதிகள். இந்த நிதிகள் வழக்கமான மற்றும் நிலையான வருமானத்தை வழங்குகின்றன, இருப்பினும், பங்கு நிதிகளுடன் ஒப்பிடும்போது வருமானம் குறைவாக இருக்கும்.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Franklin India Income Builder Account - Plan A - Direct Growth ₹108.43
↑ 0.08 ₹843 4.2 6.4 11 8.3 7 8.2 Reliance Dynamic Bond Fund - Direct Growth ₹40.2102
↓ -0.08 ₹4,613 3.2 5.8 10.7 9 6.4 9.4 Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.1831
↑ 0.01 ₹8,119 3.1 5.7 10.3 8.4 7.1 8.7 UTI Short Term Income Fund - Direct Growth ₹33.9123
↑ 0.02 ₹2,822 2.8 5 9.5 8.2 7.7 8.4 Franklin India Banking And PSU Debt Fund - Direct Growth ₹23.5512
↓ 0.00 ₹550 2.8 5 9.4 7.8 6.2 8.1 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹51.1732
↑ 0.03 ₹15,297 2.7 4.9 9.3 8.4 7 8.5 UTI Gilt Advantage Fund- LTP - Direct Growth ₹65.2771
↑ 0.11 ₹670 1.5 4.5 8.8 8.1 5.6 9.2 Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹43.1053
↑ 0.09 ₹2,068 1.1 4.2 8.6 8.6 6 9.8 Reliance Gilt Securities Fund - Direct Growth ₹42.9891
↑ 0.09 ₹2,068 1.1 4.2 8.6 8.6 6 9.8 UTI Treasury Advantage Fund - Direct Growth ₹3,615.45
↑ 2.07 ₹3,141 2.4 4.4 8.4 7.5 7.2 7.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jul 25
The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Dynamic Bond Fund - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund - Direct Returns up to 1 year are on The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Advantage Fund- LTP - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. UTI Treasury Advantage Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Treasury Advantage Fund - Direct Returns up to 1 year are on 1. Franklin India Income Builder Account - Plan A - Direct
CAGR/Annualized
return of 8.5% since its launch. Return for 2024 was 8.2% , 2023 was 7.1% and 2022 was 3.7% . Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jul 25) ₹108.43 ↑ 0.08 (0.07 %) Net Assets (Cr) ₹843 on 31 May 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 2.02 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 6.85% Effective Maturity 5 Years 11 Months 23 Days Modified Duration 3 Years 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,691 30 Jun 22 ₹11,028 30 Jun 23 ₹11,771 30 Jun 24 ₹12,610 30 Jun 25 ₹13,999 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month 0.4% 3 Month 4.2% 6 Month 6.4% 1 Year 11% 3 Year 8.3% 5 Year 7% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 7.1% 2022 3.7% 2021 4.3% 2020 9.7% 2019 9.8% 2018 8.1% 2017 8.3% 2016 9.7% 2015 9.3% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 1.73 Yr. Anuj Tagra 7 Mar 24 1.32 Yr. Chandni Gupta 7 Mar 24 1.32 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 7.17% Debt 92.58% Other 0.25% Debt Sector Allocation
Sector Value Corporate 70.72% Government 21.86% Cash Equivalent 7.17% Credit Quality
Rating Value AA 5.53% AAA 94.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Bevco Limited
Debentures | -8% ₹67 Cr 6,576
↑ 6,576 Pipeline Infrastructure Limited
Debentures | -6% ₹53 Cr 5,000 Summit Digitel Infrastructure Limited
Debentures | -6% ₹52 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹52 Cr 500
↑ 500 Sikka Ports & Terminals Limited
Debentures | -6% ₹51 Cr 500 Embassy Office Parks Reit
Debentures | -6% ₹50 Cr 5,000 Rec Limited
Debentures | -6% ₹50 Cr 9,000 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹35 Cr 3,587,800
↓ -1,000,000 LIC Housing Finance Ltd
Debentures | -4% ₹31 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 2,500 2. Reliance Dynamic Bond Fund - Direct
CAGR/Annualized
return of 8% since its launch. Return for 2024 was 9.4% , 2023 was 7.1% and 2022 was 2.8% . Reliance Dynamic Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jul 25) ₹40.2102 ↓ -0.08 (-0.20 %) Net Assets (Cr) ₹4,613 on 31 May 25 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.31 Sharpe Ratio 2.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.33% Effective Maturity 5 Years 14 Days Modified Duration 4 Years 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,434 30 Jun 22 ₹10,507 30 Jun 23 ₹11,474 30 Jun 24 ₹12,305 30 Jun 25 ₹13,631 Returns for Reliance Dynamic Bond Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month -0.4% 3 Month 3.2% 6 Month 5.8% 1 Year 10.7% 3 Year 9% 5 Year 6.4% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.4% 2023 7.1% 2022 2.8% 2021 3.2% 2020 11.9% 2019 9.2% 2018 5.5% 2017 3.8% 2016 14.7% 2015 6.4% Fund Manager information for Reliance Dynamic Bond Fund - Direct
Name Since Tenure Vivek Sharma 25 Jun 20 5.02 Yr. Pranay Sinha 31 Mar 21 4.25 Yr. Kinjal Desai 25 May 18 7.1 Yr. Data below for Reliance Dynamic Bond Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 3.33% Debt 96.39% Other 0.28% Debt Sector Allocation
Sector Value Government 96.39% Cash Equivalent 3.33% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.83 MH Sdl 2030
Sovereign Bonds | -7% ₹311 Cr 29,400,000 07.78 MH Sgs 2030
Sovereign Bonds | -5% ₹256 Cr 24,100,200 07.04 Tn SDL 2030
Sovereign Bonds | -5% ₹237 Cr 23,078,300 7.17% Govt Stock 2030
Sovereign Bonds | -4% ₹172 Cr 16,500,000 07.70 MH Sgs 2030
Sovereign Bonds | -3% ₹143 Cr 13,500,000 07.76 MH Sgs 2030
Sovereign Bonds | -3% ₹132 Cr 12,500,000 07.02 Tn SDL 2030
Sovereign Bonds | -3% ₹128 Cr 12,500,000 07.86 MH Sdl 2030
Sovereign Bonds | -3% ₹117 Cr 11,000,000 06.65 GJ Sdl 2030
Sovereign Bonds | -2% ₹113 Cr 11,200,000 07.60 MH Sdl 2030
Sovereign Bonds | -2% ₹110 Cr 10,500,000 3. Axis Corporate Debt Opportunities Fund - Direct
CAGR/Annualized
return of 7.8% since its launch. Return for 2024 was 8.7% , 2023 was 7.5% and 2022 was 4.4% . Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (02 Jul 25) ₹18.1831 ↑ 0.01 (0.08 %) Net Assets (Cr) ₹8,119 on 31 May 25 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.27 Sharpe Ratio 2.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.91% Effective Maturity 5 Years 7 Days Modified Duration 3 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,700 30 Jun 22 ₹11,067 30 Jun 23 ₹11,893 30 Jun 24 ₹12,799 30 Jun 25 ₹14,113 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month 0.2% 3 Month 3.1% 6 Month 5.7% 1 Year 10.3% 3 Year 8.4% 5 Year 7.1% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.5% 2022 4.4% 2021 4.4% 2020 12.4% 2019 6.9% 2018 8.8% 2017 2016 2015 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 7.97 Yr. Hardik Shah 31 Jan 22 3.41 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 10.72% Debt 89.09% Other 0.19% Debt Sector Allocation
Sector Value Corporate 60.9% Government 28.73% Cash Equivalent 10.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹591 Cr 56,516,700
↓ -3,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹504 Cr 48,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹301 Cr 29,500 Small Industries Development Bank Of India
Debentures | -2% ₹173 Cr 17,000
↑ 3,000 Small Industries Development Bank Of India
Debentures | -2% ₹153 Cr 15,000 Power Finance Corporation Limited
Debentures | -2% ₹150 Cr 15,000
↑ 10,000 Rec Limited
Debentures | -1% ₹128 Cr 12,500 Indigrid Infrastructure Trust
Debentures | -1% ₹127 Cr 12,500 Kohima-Mariani Transmission Limited
Debentures | -1% ₹117 Cr 11,800 National Bank For Agriculture And Rural Development
Debentures | -1% ₹117 Cr 11,500
↑ 1,500 4. UTI Short Term Income Fund - Direct
CAGR/Annualized
return of 7.6% since its launch. Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% . UTI Short Term Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jul 25) ₹33.9123 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹2,822 on 31 May 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.33 Sharpe Ratio 2.51 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.69% Effective Maturity 3 Years 7 Months 24 Days Modified Duration 2 Years 8 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,576 30 Jun 22 ₹11,442 30 Jun 23 ₹12,295 30 Jun 24 ₹13,239 30 Jun 25 ₹14,480 Returns for UTI Short Term Income Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month 0.4% 3 Month 2.8% 6 Month 5% 1 Year 9.5% 3 Year 8.2% 5 Year 7.7% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 7.6% 2022 4.4% 2021 9% 2020 11% 2019 -3.5% 2018 6.6% 2017 6.6% 2016 10.6% 2015 8.9% Fund Manager information for UTI Short Term Income Fund - Direct
Name Since Tenure Anurag Mittal 8 Apr 25 0.23 Yr. Sudhir Agarwal 25 Oct 12 12.69 Yr. Data below for UTI Short Term Income Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 7.97% Debt 91.8% Other 0.23% Debt Sector Allocation
Sector Value Corporate 71.94% Government 24.47% Cash Equivalent 3.36% Credit Quality
Rating Value AA 9.97% AAA 90.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -10% ₹314 Cr 3,050,000,000 LIC Housing Finance Ltd
Debentures | -6% ₹179 Cr 1,750 National Housing Bank
Debentures | -6% ₹179 Cr 17,500 Small Industries Development Bank Of India
Debentures | -6% ₹179 Cr 17,500 Power Finance Corporation Limited
Debentures | -6% ₹178 Cr 17,500 Axis Bank Ltd.
Debentures | -5% ₹141 Cr 1,500,000,000
↑ 1,500,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹127 Cr 12,500
↓ -5,000 Export Import Bank Of India
Debentures | -4% ₹127 Cr 12,500
↑ 12,500 Mankind Pharma Limited
Debentures | -3% ₹102 Cr 10,000
↑ 2,500 Export-Import Bank of India
Domestic Bonds | -3% ₹94 Cr 1,000,000,000
↑ 1,000,000,000 5. Franklin India Banking And PSU Debt Fund - Direct
CAGR/Annualized
return of 8% since its launch. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% . Franklin India Banking And PSU Debt Fund - Direct
Growth Launch Date 25 Apr 14 NAV (02 Jul 25) ₹23.5512 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹550 on 31 May 25 Category Debt - Banking & PSU Debt AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.19 Sharpe Ratio 2.53 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 6.67% Effective Maturity 6 Years 1 Month 28 Days Modified Duration 3 Years 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,499 30 Jun 22 ₹10,802 30 Jun 23 ₹11,546 30 Jun 24 ₹12,373 30 Jun 25 ₹13,523
Purchase not allowed Returns for Franklin India Banking And PSU Debt Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month 0.3% 3 Month 2.8% 6 Month 5% 1 Year 9.4% 3 Year 7.8% 5 Year 6.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.6% 2021 4% 2020 9.5% 2019 11.6% 2018 7.3% 2017 6.8% 2016 10.2% 2015 7.9% Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
Name Since Tenure Anuj Tagra 7 Mar 24 1.32 Yr. Chandni Gupta 7 Mar 24 1.32 Yr. Sandeep Manam 18 Oct 21 3.7 Yr. Data below for Franklin India Banking And PSU Debt Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 8.79% Debt 90.85% Other 0.36% Debt Sector Allocation
Sector Value Corporate 72.38% Government 22.92% Cash Equivalent 4.34% Credit Quality
Rating Value AA 4.05% AAA 95.95% Top Securities Holdings / Portfolio
Name Holding Value Quantity India Infrastructure Finance Company Limited
Debentures | -10% ₹52 Cr 5,000 Jubilant Bevco Limited
Debentures | -7% ₹39 Cr 3,847
↑ 3,847 Rec Limited
Debentures | -6% ₹33 Cr 6,000 ICICI Bank Limited
Debentures | -6% ₹32 Cr 300 Power Finance Corporation Limited
Debentures | -5% ₹26 Cr 2,500 Small Industries Development Bank Of India
Debentures | -5% ₹26 Cr 250
↑ 250 State Bank Of India
Debentures | -5% ₹26 Cr 250 National Bank For Agriculture And Rural Development
Debentures | -5% ₹26 Cr 2,500 Power Finance Corporation Limited
Debentures | -5% ₹26 Cr 2,500 Housing And Urban Development Corporation Limited
Debentures | -5% ₹25 Cr 2,500 6. HDFC Floating Rate Income Fund - Short Term Plan - Direct
CAGR/Annualized
return of 8% since its launch. Return for 2024 was 8.5% , 2023 was 7.9% and 2022 was 4.8% . HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jul 25) ₹51.1732 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹15,297 on 31 May 25 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 3.2 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.13% Effective Maturity 4 Years 9 Months 14 Days Modified Duration 1 Year 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,664 30 Jun 22 ₹11,022 30 Jun 23 ₹11,871 30 Jun 24 ₹12,836 30 Jun 25 ₹14,028
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month 0.5% 3 Month 2.7% 6 Month 4.9% 1 Year 9.3% 3 Year 8.4% 5 Year 7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.9% 2022 4.8% 2021 4.4% 2020 9.4% 2019 8.7% 2018 7.4% 2017 7% 2016 9.1% 2015 8.9% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Shobhit Mehrotra 23 Oct 07 17.7 Yr. Dhruv Muchhal 22 Jun 23 2.03 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 3.87% Debt 95.85% Other 0.29% Debt Sector Allocation
Sector Value Corporate 49.51% Government 46.33% Cash Equivalent 3.87% Credit Quality
Rating Value AA 14.18% AAA 85.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.99% Govt Stock 2034
Sovereign Bonds | -16% ₹2,437 Cr 238,500,000 7.81% Govt Stock 2033
Sovereign Bonds | -8% ₹1,264 Cr 121,641,200 7.59% Govt Stock 2031
Sovereign Bonds | -6% ₹946 Cr 92,500,000 Jubilant Beverages Limited
Debentures | -3% ₹441 Cr 43,600
↑ 43,600 Aadhar Housing Finance Limited
Debentures | -2% ₹355 Cr 35,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹255 Cr 25,000 Power Finance Corporation Limited
Debentures | -2% ₹253 Cr 25,000 Power Finance Corporation Limited
Debentures | -2% ₹232 Cr 22,500 Housing And Urban Development Corporation Limited
Debentures | -1% ₹226 Cr 22,500
↑ 22,500 Bajaj Housing Finance Limited
Debentures | -1% ₹204 Cr 20,000 7. UTI Gilt Advantage Fund- LTP - Direct
CAGR/Annualized
return of 8.4% since its launch. Return for 2024 was 9.2% , 2023 was 7% and 2022 was 3.2% . UTI Gilt Advantage Fund- LTP - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jul 25) ₹65.2771 ↑ 0.11 (0.17 %) Net Assets (Cr) ₹670 on 31 May 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.66 Sharpe Ratio 1.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.64% Effective Maturity 21 Years 4 Days Modified Duration 9 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,272 30 Jun 22 ₹10,435 30 Jun 23 ₹11,237 30 Jun 24 ₹12,115 30 Jun 25 ₹13,151 Returns for UTI Gilt Advantage Fund- LTP - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month -1.1% 3 Month 1.5% 6 Month 4.5% 1 Year 8.8% 3 Year 8.1% 5 Year 5.6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.2% 2023 7% 2022 3.2% 2021 2.6% 2020 10.6% 2019 12.1% 2018 6.6% 2017 4.5% 2016 15.8% 2015 6.4% Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
Name Since Tenure Pankaj Pathak 8 Apr 25 0.23 Yr. Data below for UTI Gilt Advantage Fund- LTP - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 4.52% Debt 95.48% Debt Sector Allocation
Sector Value Government 95.48% Cash Equivalent 4.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -41% ₹268 Cr 2,600,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -18% ₹119 Cr 1,150,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -15% ₹101 Cr 1,000,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹47 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹31 Cr 300,000,000 7.34% Sdl ASsam - 05/03/2035
Sovereign Bonds | -5% ₹31 Cr 300,000,000
↑ 300,000,000 07.32% Chattisgarh Sdl
Sovereign Bonds | -5% ₹31 Cr 300,000,000
↑ 300,000,000 Net Current Assets
Net Current Assets | -4% ₹26 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹3 Cr 00 Chhattisgarh (Government of) 7.32%
- | -₹0 Cr 00
↓ -300,000,000 8. Reliance Gilt Securities Fund - Direct
CAGR/Annualized
return of 9.3% since its launch. Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% . Reliance Gilt Securities Fund - Direct
Normal Growth, Growth Launch Date 23 Jul 13 NAV (02 Jul 25) ₹43.1053 ↑ 0.09 (0.20 %) Net Assets (Cr) ₹2,068 on 31 May 25 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 1.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.72% Effective Maturity 21 Years 7 Months 6 Days Modified Duration 9 Years 29 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,345 30 Jun 22 ₹10,490 30 Jun 23 ₹11,415 30 Jun 24 ₹12,367 30 Jun 25 ₹13,407 Returns for Reliance Gilt Securities Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month -1.4% 3 Month 1.1% 6 Month 4.2% 1 Year 8.6% 3 Year 8.6% 5 Year 6% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.8% 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 19% 2015 7.5% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 4.25 Yr. Kinjal Desai 31 Oct 21 3.67 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 13.59% Debt 86.41% Debt Sector Allocation
Sector Value Government 86.41% Cash Equivalent 13.59% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -16% ₹331 Cr 32,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -13% ₹277 Cr 27,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -11% ₹217 Cr 21,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹143 Cr 14,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹120 Cr 11,465,200 6.92% Govt Stock 2039
Sovereign Bonds | -6% ₹118 Cr 11,500,000
↑ 11,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹105 Cr 10,000,000
↓ -12,500,000 6.8% Govt Stock 2060
Sovereign Bonds | -3% ₹58 Cr 6,000,000 07.14% Chattisgarh Sdl - 12/02/2033
Sovereign Bonds | -2% ₹51 Cr 5,000,000 7.71% State Government Securities
Sovereign Bonds | -2% ₹37 Cr 3,472,100 9. Reliance Gilt Securities Fund - Direct
CAGR/Annualized
return of 9.1% since its launch. Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% . Reliance Gilt Securities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jul 25) ₹42.9891 ↑ 0.09 (0.20 %) Net Assets (Cr) ₹2,068 on 31 May 25 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 1.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.72% Effective Maturity 21 Years 7 Months 6 Days Modified Duration 9 Years 29 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,345 30 Jun 22 ₹10,490 30 Jun 23 ₹11,415 30 Jun 24 ₹12,367 30 Jun 25 ₹13,407 Returns for Reliance Gilt Securities Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month -1.4% 3 Month 1.1% 6 Month 4.2% 1 Year 8.6% 3 Year 8.6% 5 Year 6% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.8% 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 18.3% 2015 7.5% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 4.25 Yr. Kinjal Desai 31 Oct 21 3.67 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 13.59% Debt 86.41% Debt Sector Allocation
Sector Value Government 86.41% Cash Equivalent 13.59% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -16% ₹331 Cr 32,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -13% ₹277 Cr 27,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -11% ₹217 Cr 21,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹143 Cr 14,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹120 Cr 11,465,200 6.92% Govt Stock 2039
Sovereign Bonds | -6% ₹118 Cr 11,500,000
↑ 11,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹105 Cr 10,000,000
↓ -12,500,000 6.8% Govt Stock 2060
Sovereign Bonds | -3% ₹58 Cr 6,000,000 07.14% Chattisgarh Sdl - 12/02/2033
Sovereign Bonds | -2% ₹51 Cr 5,000,000 7.71% State Government Securities
Sovereign Bonds | -2% ₹37 Cr 3,472,100 10. UTI Treasury Advantage Fund - Direct
CAGR/Annualized
return of 7% since its launch. Return for 2024 was 7.8% , 2023 was 7.2% and 2022 was 4.6% . UTI Treasury Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jul 25) ₹3,615.45 ↑ 2.07 (0.06 %) Net Assets (Cr) ₹3,141 on 31 May 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.34 Sharpe Ratio 2.77 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.71% Effective Maturity 11 Months 23 Days Modified Duration 10 Months 20 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,466 30 Jun 22 ₹11,395 30 Jun 23 ₹12,156 30 Jun 24 ₹13,035 30 Jun 25 ₹14,137 Returns for UTI Treasury Advantage Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jul 25 Duration Returns 1 Month 0.6% 3 Month 2.4% 6 Month 4.4% 1 Year 8.4% 3 Year 7.5% 5 Year 7.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.2% 2022 4.6% 2021 9.1% 2020 7.4% 2019 -4.1% 2018 7.5% 2017 7.2% 2016 9.1% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 3.58 Yr. Data below for UTI Treasury Advantage Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 38.97% Debt 60.73% Other 0.3% Debt Sector Allocation
Sector Value Corporate 56.21% Cash Equivalent 29.64% Government 13.86% Credit Quality
Rating Value AA 17.94% AAA 82.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 Days Tbill
Sovereign Bonds | -10% ₹297 Cr 3,000,000,000 Power Finance Corporation Limited
Debentures | -5% ₹149 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -4% ₹126 Cr 1,250 Rec Limited
Debentures | -3% ₹102 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹102 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000 Shriram Finance Limited
Debentures | -3% ₹91 Cr 9,000
↑ 5,000 Nirma Limited
Debentures | -2% ₹76 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹55 Cr 550,000 Aditya Birla Renewables Limited
Debentures | -2% ₹51 Cr 5,000