மியூச்சுவல் ஃபண்டுகள் செலுத்தும் சிறந்த டிவிடெண்ட் 2022 - 2023

Updated on February 17, 2026 , 109008 views

முதல், இன்று பல முதலீட்டாளர்கள்மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்யுங்கள் ஒழுங்காக சம்பாதிக்கவருமானம், பரஸ்பர நிதி ஆலோசகர்கள் இந்தத் திட்டங்களைத் தள்ள "வழக்கமான ஈவுத்தொகையை" பயன்படுத்துகின்றனர். எனவே, நடப்பு ஆண்டில் அதிக டிவிடெண்ட் விளைச்சலை வழங்கும் சில சிறந்த திட்டங்களை நாங்கள் பட்டியலிட்டுள்ளோம்.

இந்தியாவில் மியூச்சுவல் ஃபண்ட் திட்டங்கள் பல ஆண்டுகளாக வளர்ந்து வருகின்றன. இதன் விளைவாக, திசிறந்த செயல்திறன் மியூச்சுவல் ஃபண்டுகள் இல்சந்தை மாறிக்கொண்டே இருங்கள். மியூச்சுவல் ஃபண்ட் திட்டத்தை தீர்மானிக்க பல்வேறு மதிப்பீட்டு அமைப்புகள் உள்ளன, அதாவது CRISIL, Morning Star, ICRA. கடந்த வருமானம் போன்ற பல்வேறு அளவுருக்கள் மூலம் இந்த அமைப்புகள் பரஸ்பர நிதியை மதிப்பிடுகின்றன,நிலையான விலகல், தகவல் விகிதம், முதலியன. சில மதிப்பீடு அமைப்புகள் தரம் மற்றும் அளவு காரணிகளையும் கருத்தில் கொள்கின்றனபரஸ்பர நிதி. இந்த அனைத்து காரணிகளின் கூட்டுத்தொகை இந்தியாவில் சிறப்பாக செயல்படும் மியூச்சுவல் ஃபண்டுகளின் மதிப்பீட்டிற்கு வழிவகுக்கிறது.

டிவிடெண்ட் செலுத்தும் மியூச்சுவல் ஃபண்டுகளில் ஏன் முதலீடு செய்ய வேண்டும்?

ஈவுத்தொகை செலுத்தும் பரஸ்பர நிதிகள் முதலீட்டாளர்களுக்கு வருடாந்திர கொடுப்பனவுகளை வழங்குகின்றன. இந்த கொடுப்பனவுகள் வழக்கமாக வழக்கமான முறையில் செய்யப்படுகின்றனஅடிப்படை எனவே, ஒருமுதலீட்டாளர் இந்த நிதிகளுடன் பாதுகாப்பாகவும் பாதுகாப்பாகவும் உணர்கிறேன். இந்த ஈவுத்தொகை முந்தைய ஆண்டில் திட்டத்தின் மூலம் ஈட்டப்பட்ட வருவாயில் இருந்து வழங்கப்படும்.

ஈவுத்தொகை ஒரு குறிப்பிட்ட நிலையை அடைந்தவுடன் உடனடியாக செலுத்தப்படுவதால், ஈவுத்தொகை விருப்பத்துடன் கூடிய பரஸ்பர நிதிகள் அவற்றின் நிகர சொத்து மதிப்பில் அதிக வளர்ச்சியைக் காட்டாது (இல்லை)AMCகள் 28.84 சதவீதத்தை டிவிடெண்ட் விநியோக வரியாக (டிடிடி) செலுத்த வேண்டும்.கடன் நிதி மேலும் இது செஸ் மற்றும் கூடுதல் கட்டணத்தை உள்ளடக்கியது.பங்குகள் டிடிடியை ஈர்க்க வேண்டாம். இந்த நிதிகள் ஆபத்துக்கான பசி இல்லாதவர்களுக்கும் வருமான ஆதாரமாக வழக்கமான பேஅவுட்களைப் பெற விரும்புபவர்களுக்கும் ஏற்றது.

ஈவுத்தொகை ஈவுத்தொகை அதன் தற்போதைய NAV (நிகர சொத்து மதிப்பு) மூலம் காலத்தின் போது செலுத்தப்பட்ட ஈவுத்தொகையை வகுப்பதன் மூலம் கணக்கிடப்படுகிறது. அதன் பிறகு, முடிவு வருடாந்தரப்படுத்தப்படுகிறது. மியூச்சுவல் ஃபண்ட் திட்டங்கள் அவர்கள் ஈட்டும் லாபத்தில் ஈவுத்தொகையை வழங்குகின்றன. இவ்வாறு, ஒவ்வொரு முறையும் ஒரு திட்டம் ஈவுத்தொகையை அறிவிக்கும் போது, அதன் NAV விகிதாச்சாரத்தில் குறையும்.

மியூச்சுவல் ஃபண்டுகளை ஆன்லைனில் செலுத்தும் டிவிடெண்டில் எப்படி முதலீடு செய்வது?

Fincash.com இல் வாழ்நாள் முழுவதும் இலவச முதலீட்டுக் கணக்கைத் திறக்கவும்.

உங்கள் பதிவு மற்றும் KYC செயல்முறையை முடிக்கவும்

ஆவணங்களைப் பதிவேற்றவும் (PAN, ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!

தொடங்குங்கள்

Ready to Invest?
Talk to our investment specialist

FY 22 - 23க்கான சிறந்த டிவிடெண்ட் செலுத்தும் நிதிகள்

முதல் 5 பெரிய கேப் ஈக்விட்டி டிவிடெண்ட் ஃபண்டுகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Indiabulls Blue Chip Fund Normal Dividend, Payout	₹24.94 ↑ 0.12	₹129	-0.9	2.6	15.5	14.8	11.8	7.5
Nippon India Large Cap Fund Normal Dividend, Payout	₹27.1846 ↑ 0.17	₹50,107	-1.9	0.7	13.8	18	16.9	9
SBI Bluechip Fund Normal Dividend, Payout	₹54.2885 ↑ 0.27	₹54,821	-0.4	2.6	13	14.2	12.3	9.7
ICICI Prudential Bluechip Fund Normal Dividend, Payout	₹30.59 ↑ 0.17	₹76,646	-2.9	0.8	12	16.9	14.7	10.5
Aditya Birla Sun Life Frontline Equity Fund Normal Dividend, Payout	₹39.76 ↑ 0.14	₹30,392	-2.6	0.5	11.7	14.6	12.7	9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Indiabulls Blue Chip Fund	Nippon India Large Cap Fund	SBI Bluechip Fund	ICICI Prudential Bluechip Fund	Aditya Birla Sun Life Frontline Equity Fund
Point 1	Bottom quartile AUM (₹129 Cr).	Lower mid AUM (₹50,107 Cr).	Upper mid AUM (₹54,821 Cr).	Highest AUM (₹76,646 Cr).	Bottom quartile AUM (₹30,392 Cr).
Point 2	Established history (14+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Oldest track record among peers (23 yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.75% (bottom quartile).	5Y return: 16.90% (top quartile).	5Y return: 12.35% (bottom quartile).	5Y return: 14.72% (upper mid).	5Y return: 12.72% (lower mid).
Point 6	3Y return: 14.79% (lower mid).	3Y return: 17.95% (top quartile).	3Y return: 14.15% (bottom quartile).	3Y return: 16.88% (upper mid).	3Y return: 14.63% (bottom quartile).
Point 7	1Y return: 15.46% (top quartile).	1Y return: 13.85% (upper mid).	1Y return: 13.02% (lower mid).	1Y return: 11.97% (bottom quartile).	1Y return: 11.69% (bottom quartile).
Point 8	Alpha: 0.27 (top quartile).	Alpha: 0.08 (lower mid).	Alpha: 0.16 (upper mid).	Alpha: -0.30 (bottom quartile).	Alpha: -0.54 (bottom quartile).
Point 9	Sharpe: 0.29 (upper mid).	Sharpe: 0.29 (lower mid).	Sharpe: 0.29 (top quartile).	Sharpe: 0.25 (bottom quartile).	Sharpe: 0.23 (bottom quartile).
Point 10	Information ratio: -0.32 (bottom quartile).	Information ratio: 0.94 (top quartile).	Information ratio: -0.33 (bottom quartile).	Information ratio: 0.76 (upper mid).	Information ratio: 0.02 (lower mid).

Indiabulls Blue Chip Fund

Bottom quartile AUM (₹129 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.75% (bottom quartile).
3Y return: 14.79% (lower mid).
1Y return: 15.46% (top quartile).
Alpha: 0.27 (top quartile).
Sharpe: 0.29 (upper mid).
Information ratio: -0.32 (bottom quartile).

Nippon India Large Cap Fund

Lower mid AUM (₹50,107 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.90% (top quartile).
3Y return: 17.95% (top quartile).
1Y return: 13.85% (upper mid).
Alpha: 0.08 (lower mid).
Sharpe: 0.29 (lower mid).
Information ratio: 0.94 (top quartile).

SBI Bluechip Fund

Upper mid AUM (₹54,821 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.35% (bottom quartile).
3Y return: 14.15% (bottom quartile).
1Y return: 13.02% (lower mid).
Alpha: 0.16 (upper mid).
Sharpe: 0.29 (top quartile).
Information ratio: -0.33 (bottom quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹76,646 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.72% (upper mid).
3Y return: 16.88% (upper mid).
1Y return: 11.97% (bottom quartile).
Alpha: -0.30 (bottom quartile).
Sharpe: 0.25 (bottom quartile).
Information ratio: 0.76 (upper mid).

Aditya Birla Sun Life Frontline Equity Fund

Bottom quartile AUM (₹30,392 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.72% (lower mid).
3Y return: 14.63% (bottom quartile).
1Y return: 11.69% (bottom quartile).
Alpha: -0.54 (bottom quartile).
Sharpe: 0.23 (bottom quartile).
Information ratio: 0.02 (lower mid).

முதல் 5 மிட் கேப் ஈக்விட்டி டிவிடெண்ட் ஃபண்டுகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Mid Cap Fund Normal Dividend, Payout	₹65.9771 ↑ 0.13	₹12,917	-1.7	2.2	19.1	24.2	19.5	3.5
Kotak Emerging Equity Scheme Normal Dividend, Payout	₹74.806 ↑ 0.28	₹59,041	-1.9	-1	18.2	21.1	19.5	1.8
Taurus Discovery (Midcap) Fund Normal Dividend, Payout	₹103.48 ↑ 0.18	₹123	-6.5	-5.4	9.4	15.2	14.4	0.8
HDFC Mid-Cap Opportunities Fund Normal Dividend, Payout	₹55.742 ↓ -0.78	₹92,187	-1	4.2	19.5	25.7	22.9	6.9
Edelweiss Mid Cap Fund Normal Dividend, Payout	₹59.495 ↑ 0.27	₹13,802	-1.9	1.3	18.5	25.5	21.4	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Mid Cap Fund	Kotak Emerging Equity Scheme	Taurus Discovery (Midcap) Fund	HDFC Mid-Cap Opportunities Fund	Edelweiss Mid Cap Fund
Point 1	Bottom quartile AUM (₹12,917 Cr).	Upper mid AUM (₹59,041 Cr).	Bottom quartile AUM (₹123 Cr).	Highest AUM (₹92,187 Cr).	Lower mid AUM (₹13,802 Cr).
Point 2	Oldest track record among peers (23 yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 19.48% (lower mid).	5Y return: 19.45% (bottom quartile).	5Y return: 14.42% (bottom quartile).	5Y return: 22.87% (top quartile).	5Y return: 21.38% (upper mid).
Point 6	3Y return: 24.19% (lower mid).	3Y return: 21.13% (bottom quartile).	3Y return: 15.16% (bottom quartile).	3Y return: 25.67% (top quartile).	3Y return: 25.49% (upper mid).
Point 7	1Y return: 19.12% (upper mid).	1Y return: 18.19% (bottom quartile).	1Y return: 9.43% (bottom quartile).	1Y return: 19.48% (top quartile).	1Y return: 18.51% (lower mid).
Point 8	Alpha: 0.23 (lower mid).	Alpha: -0.96 (bottom quartile).	Alpha: -5.93 (bottom quartile).	Alpha: 3.77 (top quartile).	Alpha: 1.70 (upper mid).
Point 9	Sharpe: 0.25 (lower mid).	Sharpe: 0.18 (bottom quartile).	Sharpe: -0.09 (bottom quartile).	Sharpe: 0.49 (top quartile).	Sharpe: 0.33 (upper mid).
Point 10	Information ratio: 0.06 (lower mid).	Information ratio: -0.44 (bottom quartile).	Information ratio: -1.69 (bottom quartile).	Information ratio: 0.48 (upper mid).	Information ratio: 0.49 (top quartile).

Sundaram Mid Cap Fund

Bottom quartile AUM (₹12,917 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.48% (lower mid).
3Y return: 24.19% (lower mid).
1Y return: 19.12% (upper mid).
Alpha: 0.23 (lower mid).
Sharpe: 0.25 (lower mid).
Information ratio: 0.06 (lower mid).

Kotak Emerging Equity Scheme

Upper mid AUM (₹59,041 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.45% (bottom quartile).
3Y return: 21.13% (bottom quartile).
1Y return: 18.19% (bottom quartile).
Alpha: -0.96 (bottom quartile).
Sharpe: 0.18 (bottom quartile).
Information ratio: -0.44 (bottom quartile).

Taurus Discovery (Midcap) Fund

Bottom quartile AUM (₹123 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.42% (bottom quartile).
3Y return: 15.16% (bottom quartile).
1Y return: 9.43% (bottom quartile).
Alpha: -5.93 (bottom quartile).
Sharpe: -0.09 (bottom quartile).
Information ratio: -1.69 (bottom quartile).

HDFC Mid-Cap Opportunities Fund

Highest AUM (₹92,187 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.87% (top quartile).
3Y return: 25.67% (top quartile).
1Y return: 19.48% (top quartile).
Alpha: 3.77 (top quartile).
Sharpe: 0.49 (top quartile).
Information ratio: 0.48 (upper mid).

Edelweiss Mid Cap Fund

Lower mid AUM (₹13,802 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 21.38% (upper mid).
3Y return: 25.49% (upper mid).
1Y return: 18.51% (lower mid).
Alpha: 1.70 (upper mid).
Sharpe: 0.33 (upper mid).
Information ratio: 0.49 (top quartile).

முதல் 5 ஸ்மால் கேப் டிவிடெண்ட் ஃபண்டுகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Small Cap Fund Normal Dividend, Payout	₹35.1492 ↑ 0.07	₹4,778	-3.1	-1.1	16.3	17.7	15.1	-4.1
SBI Small Cap Fund Normal Dividend, Payout	₹95.6703 ↓ -0.23	₹34,449	-5.2	-6.1	7.1	13.2	15.9	-4.9
DSP Small Cap Fund Normal Dividend, Payout	₹53.33 ↑ 0.16	₹16,135	-1.9	-1.4	16.5	20.1	19.9	-2.8
HDFC Small Cap Fund Normal Dividend, Payout	₹43.124 ↑ 0.09	₹36,941	-5.9	-5.9	12.4	18.5	20.7	-0.5
Nippon India Small Cap Fund Normal Dividend, Payout	₹83.725 ↑ 0.16	₹65,812	-4.6	-4	11.3	20.1	23.9	-5.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Small Cap Fund	SBI Small Cap Fund	DSP Small Cap Fund	HDFC Small Cap Fund	Nippon India Small Cap Fund
Point 1	Bottom quartile AUM (₹4,778 Cr).	Lower mid AUM (₹34,449 Cr).	Bottom quartile AUM (₹16,135 Cr).	Upper mid AUM (₹36,941 Cr).	Highest AUM (₹65,812 Cr).
Point 2	Oldest track record among peers (18 yrs).	Established history (16+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 15.11% (bottom quartile).	5Y return: 15.92% (bottom quartile).	5Y return: 19.92% (lower mid).	5Y return: 20.73% (upper mid).	5Y return: 23.92% (top quartile).
Point 6	3Y return: 17.68% (bottom quartile).	3Y return: 13.21% (bottom quartile).	3Y return: 20.13% (top quartile).	3Y return: 18.45% (lower mid).	3Y return: 20.11% (upper mid).
Point 7	1Y return: 16.31% (upper mid).	1Y return: 7.10% (bottom quartile).	1Y return: 16.49% (top quartile).	1Y return: 12.44% (lower mid).	1Y return: 11.29% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: -1.30 (bottom quartile).
Point 9	Sharpe: 0.00 (upper mid).	Sharpe: -0.41 (bottom quartile).	Sharpe: -0.02 (lower mid).	Sharpe: 0.05 (top quartile).	Sharpe: -0.22 (bottom quartile).
Point 10	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: -0.10 (bottom quartile).

Aditya Birla Sun Life Small Cap Fund

Bottom quartile AUM (₹4,778 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.11% (bottom quartile).
3Y return: 17.68% (bottom quartile).
1Y return: 16.31% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.00 (upper mid).
Information ratio: 0.00 (top quartile).

SBI Small Cap Fund

Lower mid AUM (₹34,449 Cr).
Established history (16+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.92% (bottom quartile).
3Y return: 13.21% (bottom quartile).
1Y return: 7.10% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.41 (bottom quartile).
Information ratio: 0.00 (upper mid).

DSP Small Cap Fund

Bottom quartile AUM (₹16,135 Cr).
Established history (15+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.92% (lower mid).
3Y return: 20.13% (top quartile).
1Y return: 16.49% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.02 (lower mid).
Information ratio: 0.00 (lower mid).

HDFC Small Cap Fund

Upper mid AUM (₹36,941 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.73% (upper mid).
3Y return: 18.45% (lower mid).
1Y return: 12.44% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.05 (top quartile).
Information ratio: 0.00 (bottom quartile).

Nippon India Small Cap Fund

Highest AUM (₹65,812 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.92% (top quartile).
3Y return: 20.11% (upper mid).
1Y return: 11.29% (bottom quartile).
Alpha: -1.30 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: -0.10 (bottom quartile).

முதல் 5 பன்முகப்படுத்தப்பட்ட/மல்டி கேப் ஈக்விட்டி டிவிடெண்ட் ஃபண்ட் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Standard Multicap Fund Normal Dividend, Payout	₹53.093 ↑ 0.25	₹56,479	-0.1	3.2	17.7	17.3	14	9.5
Mirae Asset India Equity Fund Normal Dividend, Payout	₹29.414 ↑ 0.12	₹40,371	-3.2	0.7	11.8	12.7	11	10.2
Motilal Oswal Multicap 35 Fund Normal Dividend, Payout	₹32.4299 ↓ 0.00	₹13,180	-8.9	-6.6	4.2	20.8	11.9	-6
BNP Paribas Multi Cap Fund Normal Dividend, Payout	₹19.0914 ↓ 0.00	₹588	-4.5	-2.6	19.3	15	11.5
Aditya Birla Sun Life Equity Fund Normal Dividend, Payout	₹160.46 ↑ 0.43	₹24,700	-1.7	3.1	16.2	17.7	14	10.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Kotak Standard Multicap Fund	Mirae Asset India Equity Fund	Motilal Oswal Multicap 35 Fund	BNP Paribas Multi Cap Fund	Aditya Birla Sun Life Equity Fund
Point 1	Highest AUM (₹56,479 Cr).	Upper mid AUM (₹40,371 Cr).	Bottom quartile AUM (₹13,180 Cr).	Bottom quartile AUM (₹588 Cr).	Lower mid AUM (₹24,700 Cr).
Point 2	Established history (16+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Established history (20+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.05% (top quartile).	5Y return: 11.00% (bottom quartile).	5Y return: 11.88% (lower mid).	5Y return: 11.52% (bottom quartile).	5Y return: 14.04% (upper mid).
Point 6	3Y return: 17.25% (lower mid).	3Y return: 12.67% (bottom quartile).	3Y return: 20.76% (top quartile).	3Y return: 15.02% (bottom quartile).	3Y return: 17.69% (upper mid).
Point 7	1Y return: 17.70% (upper mid).	1Y return: 11.81% (bottom quartile).	1Y return: 4.25% (bottom quartile).	1Y return: 19.32% (top quartile).	1Y return: 16.23% (lower mid).
Point 8	Alpha: 3.74 (top quartile).	Alpha: 0.02 (lower mid).	Alpha: -6.40 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 3.33 (upper mid).
Point 9	Sharpe: 0.46 (upper mid).	Sharpe: 0.27 (bottom quartile).	Sharpe: -0.22 (bottom quartile).	Sharpe: 2.84 (top quartile).	Sharpe: 0.45 (lower mid).
Point 10	Information ratio: 0.19 (lower mid).	Information ratio: -0.69 (bottom quartile).	Information ratio: 0.49 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.49 (upper mid).

Kotak Standard Multicap Fund

Highest AUM (₹56,479 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.05% (top quartile).
3Y return: 17.25% (lower mid).
1Y return: 17.70% (upper mid).
Alpha: 3.74 (top quartile).
Sharpe: 0.46 (upper mid).
Information ratio: 0.19 (lower mid).

Mirae Asset India Equity Fund

Upper mid AUM (₹40,371 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.00% (bottom quartile).
3Y return: 12.67% (bottom quartile).
1Y return: 11.81% (bottom quartile).
Alpha: 0.02 (lower mid).
Sharpe: 0.27 (bottom quartile).
Information ratio: -0.69 (bottom quartile).

Motilal Oswal Multicap 35 Fund

Bottom quartile AUM (₹13,180 Cr).
Established history (11+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.88% (lower mid).
3Y return: 20.76% (top quartile).
1Y return: 4.25% (bottom quartile).
Alpha: -6.40 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.49 (top quartile).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.52% (bottom quartile).
3Y return: 15.02% (bottom quartile).
1Y return: 19.32% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.84 (top quartile).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Equity Fund

Lower mid AUM (₹24,700 Cr).
Oldest track record among peers (27 yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.04% (upper mid).
3Y return: 17.69% (upper mid).
1Y return: 16.23% (lower mid).
Alpha: 3.33 (upper mid).
Sharpe: 0.45 (lower mid).
Information ratio: 0.49 (upper mid).

முதல் 5 டிவிடெண்ட் (ELSS) ஈக்விட்டி இணைக்கப்பட்ட சேமிப்புத் திட்டம் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Tata India Tax Savings Fund Normal Dividend, Payout	₹102.946 ↑ 0.46	₹4,566	-1.1	4	14.7	16	13.5	4.7
Bandhan Tax Advantage (ELSS) Fund Normal Dividend, Payout	₹33.617 ↑ 0.08	₹7,060	-1.3	2.4	12	15.1	15.5	7.4
Aditya Birla Sun Life Tax Relief '96 Normal Dividend, Payout	₹201.34 ↑ 0.52	₹14,993	-1.8	0.6	15.2	15.2	9.3	8.8
DSP Tax Saver Fund Normal Dividend, Payout	₹23.525 ↑ 0.07	₹17,223	-0.2	4.1	14.3	20.2	16.9	7.5
HDFC Long Term Advantage Fund Normal Dividend, Payout	₹51.722 ↑ 0.03	₹1,318	1.2	15.4	35.6	19.6	16.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Tata India Tax Savings Fund	Bandhan Tax Advantage (ELSS) Fund	Aditya Birla Sun Life Tax Relief '96	DSP Tax Saver Fund	HDFC Long Term Advantage Fund
Point 1	Bottom quartile AUM (₹4,566 Cr).	Lower mid AUM (₹7,060 Cr).	Upper mid AUM (₹14,993 Cr).	Highest AUM (₹17,223 Cr).	Bottom quartile AUM (₹1,318 Cr).
Point 2	Oldest track record among peers (29 yrs).	Established history (17+ yrs).	Established history (29+ yrs).	Established history (19+ yrs).	Established history (25+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 13.47% (bottom quartile).	5Y return: 15.47% (lower mid).	5Y return: 9.27% (bottom quartile).	5Y return: 16.90% (top quartile).	5Y return: 16.79% (upper mid).
Point 6	3Y return: 15.95% (lower mid).	3Y return: 15.09% (bottom quartile).	3Y return: 15.17% (bottom quartile).	3Y return: 20.24% (top quartile).	3Y return: 19.62% (upper mid).
Point 7	1Y return: 14.67% (lower mid).	1Y return: 12.00% (bottom quartile).	1Y return: 15.22% (upper mid).	1Y return: 14.31% (bottom quartile).	1Y return: 35.57% (top quartile).
Point 8	Alpha: -0.94 (bottom quartile).	Alpha: -0.15 (bottom quartile).	Alpha: 3.22 (top quartile).	Alpha: 1.70 (lower mid).	Alpha: 1.80 (upper mid).
Point 9	Sharpe: 0.13 (bottom quartile).	Sharpe: 0.17 (bottom quartile).	Sharpe: 0.45 (upper mid).	Sharpe: 0.33 (lower mid).	Sharpe: 2.27 (top quartile).
Point 10	Information ratio: -0.41 (lower mid).	Information ratio: -0.45 (bottom quartile).	Information ratio: -0.62 (bottom quartile).	Information ratio: 0.89 (top quartile).	Information ratio: -0.36 (upper mid).

Tata India Tax Savings Fund

Bottom quartile AUM (₹4,566 Cr).
Oldest track record among peers (29 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.47% (bottom quartile).
3Y return: 15.95% (lower mid).
1Y return: 14.67% (lower mid).
Alpha: -0.94 (bottom quartile).
Sharpe: 0.13 (bottom quartile).
Information ratio: -0.41 (lower mid).

Bandhan Tax Advantage (ELSS) Fund

Lower mid AUM (₹7,060 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.47% (lower mid).
3Y return: 15.09% (bottom quartile).
1Y return: 12.00% (bottom quartile).
Alpha: -0.15 (bottom quartile).
Sharpe: 0.17 (bottom quartile).
Information ratio: -0.45 (bottom quartile).

Aditya Birla Sun Life Tax Relief '96

Upper mid AUM (₹14,993 Cr).
Established history (29+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.27% (bottom quartile).
3Y return: 15.17% (bottom quartile).
1Y return: 15.22% (upper mid).
Alpha: 3.22 (top quartile).
Sharpe: 0.45 (upper mid).
Information ratio: -0.62 (bottom quartile).

DSP Tax Saver Fund

Highest AUM (₹17,223 Cr).
Established history (19+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.90% (top quartile).
3Y return: 20.24% (top quartile).
1Y return: 14.31% (bottom quartile).
Alpha: 1.70 (lower mid).
Sharpe: 0.33 (lower mid).
Information ratio: 0.89 (top quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.79% (upper mid).
3Y return: 19.62% (upper mid).
1Y return: 35.57% (top quartile).
Alpha: 1.80 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.36 (upper mid).

முதல் 5 துறை பங்கு ஈவுத்தொகை நிதிகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP Natural Resources and New Energy Fund Normal Dividend, Payout	₹34.419 ↓ -0.07	₹1,765	11.4	20.5	33.2	22.6	21	17.5
Aditya Birla Sun Life Banking And Financial Services Fund Normal Dividend, Payout	₹23.71 ↑ 0.08	₹3,641	0	6.3	22.3	17	12.4	16.8
Franklin Build India Fund Normal Dividend, Payout	₹42.5451 ↑ 0.42	₹3,003	0.8	3.8	20.3	26.7	22.9	2.9
Bandhan Infrastructure Fund Normal Dividend, Payout	₹37.745 ↑ 0.26	₹1,428	-4.8	-5.4	9.4	23.2	21.1	-7.4
Sundaram Rural and Consumption Fund Normal Dividend, Payout	₹26.0284 ↑ 0.04	₹1,461	-8.9	-7.5	2.6	14.3	12.6	-0.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Franklin Build India Fund	Bandhan Infrastructure Fund	Sundaram Rural and Consumption Fund
Point 1	Lower mid AUM (₹1,765 Cr).	Highest AUM (₹3,641 Cr).	Upper mid AUM (₹3,003 Cr).	Bottom quartile AUM (₹1,428 Cr).	Bottom quartile AUM (₹1,461 Cr).
Point 2	Established history (17+ yrs).	Established history (12+ yrs).	Established history (16+ yrs).	Established history (14+ yrs).	Oldest track record among peers (19 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 20.96% (lower mid).	5Y return: 12.43% (bottom quartile).	5Y return: 22.85% (top quartile).	5Y return: 21.12% (upper mid).	5Y return: 12.65% (bottom quartile).
Point 6	3Y return: 22.59% (lower mid).	3Y return: 17.02% (bottom quartile).	3Y return: 26.70% (top quartile).	3Y return: 23.23% (upper mid).	3Y return: 14.26% (bottom quartile).
Point 7	1Y return: 33.23% (top quartile).	1Y return: 22.34% (upper mid).	1Y return: 20.32% (lower mid).	1Y return: 9.44% (bottom quartile).	1Y return: 2.59% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 0.21 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: -8.38 (bottom quartile).
Point 9	Sharpe: 1.32 (top quartile).	Sharpe: 1.00 (upper mid).	Sharpe: 0.16 (lower mid).	Sharpe: -0.30 (bottom quartile).	Sharpe: -0.60 (bottom quartile).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.15 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: -0.65 (bottom quartile).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹1,765 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 20.96% (lower mid).
3Y return: 22.59% (lower mid).
1Y return: 33.23% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.32 (top quartile).
Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Highest AUM (₹3,641 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 12.43% (bottom quartile).
3Y return: 17.02% (bottom quartile).
1Y return: 22.34% (upper mid).
Alpha: 0.21 (top quartile).
Sharpe: 1.00 (upper mid).
Information ratio: 0.15 (top quartile).

Franklin Build India Fund

Upper mid AUM (₹3,003 Cr).
Established history (16+ yrs).
Rating: 5★ (lower mid).
Risk profile: High.
5Y return: 22.85% (top quartile).
3Y return: 26.70% (top quartile).
1Y return: 20.32% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.16 (lower mid).
Information ratio: 0.00 (lower mid).

Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,428 Cr).
Established history (14+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: High.
5Y return: 21.12% (upper mid).
3Y return: 23.23% (upper mid).
1Y return: 9.44% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,461 Cr).
Oldest track record among peers (19 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.65% (bottom quartile).
3Y return: 14.26% (bottom quartile).
1Y return: 2.59% (bottom quartile).
Alpha: -8.38 (bottom quartile).
Sharpe: -0.60 (bottom quartile).
Information ratio: -0.65 (bottom quartile).

முதல் 5 டிவிடெண்ட் பேலன்ஸ்டு/ஹைப்ரிட் ஃபண்டுகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Equity Hybrid 95 Fund Normal Dividend, Payout	₹175.88 ↑ 0.37	₹7,334	-1.6	1.2	9.3	12.1	9.9	5.3
Edelweiss Arbitrage Fund Normal Dividend, Payout	₹14.7521 ↓ -0.01	₹15,619	1.5	3	6.2	7	6	6.3
SBI Equity Hybrid Fund Normal Dividend, Payout	₹65.0776 ↑ 0.31	₹81,242	-2	1.4	12.6	14.7	11.9	12.3
Nippon India Equity Hybrid Fund Normal Dividend, Payout	₹28.6953 ↑ 0.08	₹4,025	-1.1	1.9	11.7	12.8	13.6	5.6
HDFC Balanced Advantage Fund Normal Dividend, Payout	₹38.386 ↑ 0.11	₹106,821	-1.2	2.6	10.8	17.7	17	7.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Equity Hybrid 95 Fund	Edelweiss Arbitrage Fund	SBI Equity Hybrid Fund	Nippon India Equity Hybrid Fund	HDFC Balanced Advantage Fund
Point 1	Bottom quartile AUM (₹7,334 Cr).	Lower mid AUM (₹15,619 Cr).	Upper mid AUM (₹81,242 Cr).	Bottom quartile AUM (₹4,025 Cr).	Highest AUM (₹106,821 Cr).
Point 2	Oldest track record among peers (31 yrs).	Established history (11+ yrs).	Established history (30+ yrs).	Established history (16+ yrs).	Established history (25+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately Low.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 9.89% (bottom quartile).	5Y return: 5.95% (bottom quartile).	5Y return: 11.89% (lower mid).	5Y return: 13.56% (upper mid).	5Y return: 16.98% (top quartile).
Point 6	3Y return: 12.09% (bottom quartile).	3Y return: 7.04% (bottom quartile).	3Y return: 14.70% (upper mid).	3Y return: 12.81% (lower mid).	3Y return: 17.68% (top quartile).
Point 7	1Y return: 9.27% (bottom quartile).	1Y return: 6.23% (bottom quartile).	1Y return: 12.59% (top quartile).	1Y return: 11.74% (upper mid).	1Y return: 10.84% (lower mid).
Point 8	1M return: -0.30% (bottom quartile).	1M return: 0.56% (upper mid).	1M return: 0.02% (bottom quartile).	1M return: 0.86% (top quartile).	1M return: 0.20% (lower mid).
Point 9	Alpha: -1.88 (bottom quartile).	Alpha: -0.53 (bottom quartile).	Alpha: 1.83 (top quartile).	Alpha: -0.27 (lower mid).	Alpha: 0.00 (upper mid).
Point 10	Sharpe: 0.03 (bottom quartile).	Sharpe: 0.72 (top quartile).	Sharpe: 0.40 (upper mid).	Sharpe: 0.20 (bottom quartile).	Sharpe: 0.22 (lower mid).

Aditya Birla Sun Life Equity Hybrid 95 Fund

Bottom quartile AUM (₹7,334 Cr).
Oldest track record among peers (31 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.89% (bottom quartile).
3Y return: 12.09% (bottom quartile).
1Y return: 9.27% (bottom quartile).
1M return: -0.30% (bottom quartile).
Alpha: -1.88 (bottom quartile).
Sharpe: 0.03 (bottom quartile).

Edelweiss Arbitrage Fund

Lower mid AUM (₹15,619 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately Low.
5Y return: 5.95% (bottom quartile).
3Y return: 7.04% (bottom quartile).
1Y return: 6.23% (bottom quartile).
1M return: 0.56% (upper mid).
Alpha: -0.53 (bottom quartile).
Sharpe: 0.72 (top quartile).

SBI Equity Hybrid Fund

Upper mid AUM (₹81,242 Cr).
Established history (30+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.89% (lower mid).
3Y return: 14.70% (upper mid).
1Y return: 12.59% (top quartile).
1M return: 0.02% (bottom quartile).
Alpha: 1.83 (top quartile).
Sharpe: 0.40 (upper mid).

Nippon India Equity Hybrid Fund

Bottom quartile AUM (₹4,025 Cr).
Established history (16+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.56% (upper mid).
3Y return: 12.81% (lower mid).
1Y return: 11.74% (upper mid).
1M return: 0.86% (top quartile).
Alpha: -0.27 (lower mid).
Sharpe: 0.20 (bottom quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹106,821 Cr).
Established history (25+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.98% (top quartile).
3Y return: 17.68% (top quartile).
1Y return: 10.84% (lower mid).
1M return: 0.20% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.22 (lower mid).

முதல் 5 டிவிடெண்ட் அல்ட்ரா குறுகிய கால கடன் நிதிகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Money Manager Fund Normal Dividend, Payout	₹1,124.45 ↑ 0.32	₹3,547	1.2	2.6	6.4	6.7	5.4	7.36%	5M 12D	7M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 1 Funds showcased

Commentary	DSP Money Manager Fund
Point 1	Highest AUM (₹3,547 Cr).
Point 2	Oldest track record among peers (13 yrs).
Point 3	Top rated.
Point 4	Risk profile: Moderately Low.
Point 5	1Y return: 6.39% (top quartile).
Point 6	1M return: 1.72% (top quartile).
Point 7	Sharpe: 0.14 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).
Point 9	Yield to maturity (debt): 7.36% (top quartile).
Point 10	Modified duration: 0.45 yrs (top quartile).

DSP Money Manager Fund

Highest AUM (₹3,547 Cr).
Oldest track record among peers (13 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.39% (top quartile).
1M return: 1.72% (top quartile).
Sharpe: 0.14 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.36% (top quartile).
Modified duration: 0.45 yrs (top quartile).

முதல் 5 டிவிடெண்ட் குறுகிய கால கடன் நிதிகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Nippon India Short Term Fund Normal Dividend, Payout	₹22.2779 ↓ -0.01	₹8,684	1.3	3.8	11.5	12	12.3	7.17%	2Y 8M 1D	3Y 2M 26D
Aditya Birla Sun Life Short Term Opportunities Fund Normal Dividend, Payout	₹14.734 ↓ 0.00	₹9,748	0.6	2.4	6.9	6.8	7.4	7.22%	2Y 9M 18D	3Y 6M 25D
Axis Short Term Fund Normal Dividend, Payout	₹21.4675 ↓ 0.00	₹11,709	1	2.7	7.7	7.6	8.1	7.39%	2Y 3M 4D	2Y 9M 11D
HDFC Short Term Debt Fund Normal Dividend, Payout	₹19.738 ↓ -0.01	₹17,289	1	2.8	7.4	7.8	7.8	7.39%	2Y 4M 2D	3Y 5M 1D
Edelweiss Short Term Fund Normal Dividend, Payout	₹13.4217 ↑ 0.00	₹9	0.3	3	8	3.5		0%		9M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Short Term Fund	Aditya Birla Sun Life Short Term Opportunities Fund	Axis Short Term Fund	HDFC Short Term Debt Fund	Edelweiss Short Term Fund
Point 1	Bottom quartile AUM (₹8,684 Cr).	Lower mid AUM (₹9,748 Cr).	Upper mid AUM (₹11,709 Cr).	Highest AUM (₹17,289 Cr).	Bottom quartile AUM (₹9 Cr).
Point 2	Established history (12+ yrs).	Oldest track record among peers (22 yrs).	Established history (11+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 11.52% (top quartile).	1Y return: 6.92% (bottom quartile).	1Y return: 7.67% (lower mid).	1Y return: 7.42% (bottom quartile).	1Y return: 8.01% (upper mid).
Point 6	1M return: 0.89% (top quartile).	1M return: 0.79% (lower mid).	1M return: 0.78% (bottom quartile).	1M return: 0.79% (upper mid).	1M return: -1.82% (bottom quartile).
Point 7	Sharpe: 1.93 (top quartile).	Sharpe: 0.37 (bottom quartile).	Sharpe: 0.94 (upper mid).	Sharpe: 0.79 (lower mid).	Sharpe: -0.30 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.17% (bottom quartile).	Yield to maturity (debt): 7.22% (lower mid).	Yield to maturity (debt): 7.39% (top quartile).	Yield to maturity (debt): 7.39% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).
Point 10	Modified duration: 2.67 yrs (bottom quartile).	Modified duration: 2.80 yrs (bottom quartile).	Modified duration: 2.26 yrs (upper mid).	Modified duration: 2.34 yrs (lower mid).	Modified duration: 0.00 yrs (top quartile).

Nippon India Short Term Fund

Bottom quartile AUM (₹8,684 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 11.52% (top quartile).
1M return: 0.89% (top quartile).
Sharpe: 1.93 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.17% (bottom quartile).
Modified duration: 2.67 yrs (bottom quartile).

Aditya Birla Sun Life Short Term Opportunities Fund

Lower mid AUM (₹9,748 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.92% (bottom quartile).
1M return: 0.79% (lower mid).
Sharpe: 0.37 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.22% (lower mid).
Modified duration: 2.80 yrs (bottom quartile).

Axis Short Term Fund

Upper mid AUM (₹11,709 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 7.67% (lower mid).
1M return: 0.78% (bottom quartile).
Sharpe: 0.94 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.39% (top quartile).
Modified duration: 2.26 yrs (upper mid).

HDFC Short Term Debt Fund

Highest AUM (₹17,289 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 7.42% (bottom quartile).
1M return: 0.79% (upper mid).
Sharpe: 0.79 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.39% (upper mid).
Modified duration: 2.34 yrs (lower mid).

Edelweiss Short Term Fund

Bottom quartile AUM (₹9 Cr).
Established history (13+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 8.01% (upper mid).
1M return: -1.82% (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

FY 22 - 23 முதல் 5 டிவிடெண்ட் திரவ நிதிகள்

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
LIC MF Liquid Fund Normal Dividend, Payout	₹1,000.18	₹14,617	0.6	1.5	2.9	6.3	6.4	6.52%	1M 4D	1M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 1 Funds showcased

Commentary	LIC MF Liquid Fund
Point 1	Highest AUM (₹14,617 Cr).
Point 2	Oldest track record among peers (23 yrs).
Point 3	Top rated.
Point 4	Risk profile: Low.
Point 5	1Y return: 6.26% (top quartile).
Point 6	1M return: 0.56% (top quartile).
Point 7	Sharpe: 2.57 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).
Point 9	Yield to maturity (debt): 6.52% (top quartile).
Point 10	Modified duration: 0.09 yrs (top quartile).

LIC MF Liquid Fund

Highest AUM (₹14,617 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Low.
1Y return: 6.26% (top quartile).
1M return: 0.56% (top quartile).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.52% (top quartile).
Modified duration: 0.09 yrs (top quartile).

FY 22 - 23 முதல் 5 டிவிடெண்ட் கில்ட் நிதிகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Gilt Fund Normal Dividend, Payout	₹18.0776 ↓ -0.02	₹9,240	0.8	2	5.4	7.3	6.2	7.38%	8Y 3M 7D	20Y 3M 11D
SBI Magnum Gilt Fund Normal Dividend, Payout	₹20.5269 ↑ 0.03	₹10,552	0.4	1.8	4.2	7	4.5	6.45%	5Y 5M 16D	10Y 11M 5D
UTI Gilt Fund Normal Dividend, Payout	₹38.5654 ↓ -0.06	₹521	1.1	2.8	3.7	6	3.7	6.72%	5Y 8M 12D	8Y 3M 25D
Canara Robeco Gilt Fund Normal Dividend, Payout	₹14.8544 ↓ -0.03	₹138	0.3	1.1	3	5.9	3.5	6.81%	7Y 3M 17D	15Y 1M 3D
Nippon India Gilt Securities Fund Normal Dividend, Payout	₹37.9759 ↓ -0.07	₹1,851	0.3	1.3	2.9	6.2	3.7	7.32%	9Y 4M 13D	21Y 8M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Gilt Fund	SBI Magnum Gilt Fund	UTI Gilt Fund	Canara Robeco Gilt Fund	Nippon India Gilt Securities Fund
Point 1	Upper mid AUM (₹9,240 Cr).	Highest AUM (₹10,552 Cr).	Bottom quartile AUM (₹521 Cr).	Bottom quartile AUM (₹138 Cr).	Lower mid AUM (₹1,851 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (25+ yrs).	Established history (24+ yrs).	Established history (25+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 5.37% (top quartile).	1Y return: 4.17% (upper mid).	1Y return: 3.69% (lower mid).	1Y return: 2.98% (bottom quartile).	1Y return: 2.90% (bottom quartile).
Point 6	1M return: 0.56% (bottom quartile).	1M return: 0.69% (lower mid).	1M return: 1.08% (top quartile).	1M return: 0.70% (upper mid).	1M return: 0.62% (bottom quartile).
Point 7	Sharpe: -0.03 (top quartile).	Sharpe: -0.38 (upper mid).	Sharpe: -0.67 (bottom quartile).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.63 (lower mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.38% (top quartile).	Yield to maturity (debt): 6.45% (bottom quartile).	Yield to maturity (debt): 6.72% (bottom quartile).	Yield to maturity (debt): 6.81% (lower mid).	Yield to maturity (debt): 7.32% (upper mid).
Point 10	Modified duration: 8.27 yrs (bottom quartile).	Modified duration: 5.46 yrs (top quartile).	Modified duration: 5.70 yrs (upper mid).	Modified duration: 7.30 yrs (lower mid).	Modified duration: 9.37 yrs (bottom quartile).

ICICI Prudential Gilt Fund

Upper mid AUM (₹9,240 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 5.37% (top quartile).
1M return: 0.56% (bottom quartile).
Sharpe: -0.03 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.38% (top quartile).
Modified duration: 8.27 yrs (bottom quartile).

SBI Magnum Gilt Fund

Highest AUM (₹10,552 Cr).
Established history (25+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.17% (upper mid).
1M return: 0.69% (lower mid).
Sharpe: -0.38 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.45% (bottom quartile).
Modified duration: 5.46 yrs (top quartile).

UTI Gilt Fund

Bottom quartile AUM (₹521 Cr).
Established history (24+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 3.69% (lower mid).
1M return: 1.08% (top quartile).
Sharpe: -0.67 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.72% (bottom quartile).
Modified duration: 5.70 yrs (upper mid).

Canara Robeco Gilt Fund

Bottom quartile AUM (₹138 Cr).
Established history (25+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 2.98% (bottom quartile).
1M return: 0.70% (upper mid).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.81% (lower mid).
Modified duration: 7.30 yrs (lower mid).

Nippon India Gilt Securities Fund

Lower mid AUM (₹1,851 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 2.90% (bottom quartile).
1M return: 0.62% (bottom quartile).
Sharpe: -0.63 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.32% (upper mid).
Modified duration: 9.37 yrs (bottom quartile).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,975 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 29.13% (top quartile).
3Y return: 58.03% (top quartile).
1Y return: 156.18% (top quartile).
Alpha: 2.13 (top quartile).
Sharpe: 3.41 (upper mid).
Information ratio: -0.48 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding BGF World Gold I2 (~73.8%).
Top-3 holdings concentration ~100.8%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Normal Dividend, Payout
Launch Date	14 Sep 07
NAV (18 Feb 26)	₹37.9359 ↑ 1.35 (3.69 %)
Net Assets (Cr)	₹1,975 on 31 Jan 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.41
Information Ratio	-0.48
Alpha Ratio	2.13
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹8,807
31 Jan 23	₹9,400
31 Jan 24	₹8,491
31 Jan 25	₹12,486
31 Jan 26	₹33,007

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	6.2%
3 Month	39.2%
6 Month	84.2%
1 Year	156.2%
3 Year	58%
5 Year	29.1%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.7%
2022	6.9%
2021	-7.9%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.93 Yr.

Data below for DSP World Gold Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Basic Materials	95.89%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	95.89%
Debt	0.01%
Other	2.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,458 Cr	1,177,658 ↓ -41,596
VanEck Gold Miners ETF - \| GDX	25%	₹497 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹35 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹15 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹181 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.05% (bottom quartile).
3Y return: 23.48% (bottom quartile).
1Y return: 93.87% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.17 (lower mid).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding BGF World Mining I2 (~99.3%).
Top-3 holdings concentration ~100.5%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Normal Dividend, Payout
Launch Date	29 Dec 09
NAV (18 Feb 26)	₹28.9873 ↑ 1.19 (4.30 %)
Net Assets (Cr)	₹181 on 31 Jan 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	3.17
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,733
31 Jan 23	₹14,422
31 Jan 24	₹12,454
31 Jan 25	₹12,799
31 Jan 26	₹25,833

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	7.3%
3 Month	40.2%
6 Month	69.1%
1 Year	93.9%
3 Year	23.5%
5 Year	19%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.93 Yr.

Data below for DSP World Mining Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Basic Materials	95.77%
Energy	1.05%

Asset Allocation

Asset Class	Value
Cash	3.15%
Equity	96.82%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹180 Cr	149,227 ↓ -1,163
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

3. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹1,781 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.36% (lower mid).
3Y return: 37.78% (lower mid).
1Y return: 74.21% (lower mid).
1M return: 5.59% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 3.08 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~99.4%).
Top-3 holdings concentration ~103.8%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Normal Dividend, Payout
Launch Date	20 Mar 12
NAV (20 Feb 26)	₹44.5928 ↑ 0.31 (0.71 %)
Net Assets (Cr)	₹1,781 on 31 Jan 26
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	3.08
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,602
31 Jan 23	₹11,314
31 Jan 24	₹12,322
31 Jan 25	₹15,884
31 Jan 26	₹31,281

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	5.6%
3 Month	23.7%
6 Month	53.5%
1 Year	74.2%
3 Year	37.8%
5 Year	25.4%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	18.7%
2022	14.5%
2021	12.3%
2020	-5%
2019	26.1%
2018	21.3%
2017	6.8%
2016	1.6%
2015	11.5%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Priya Sridhar	31 Dec 24	1.09 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 31 Jan 26

Asset Allocation

Asset Class	Value
Cash	2.07%
Other	97.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	99%	₹1,770 Cr	122,558,766 ↑ 14,664,583
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	3%	₹45 Cr
Net Receivables / (Payables) Net Current Assets \| -	2%	-₹34 Cr

4. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

Highest AUM (₹7,160 Cr).
Established history (14+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.47% (upper mid).
3Y return: 37.89% (upper mid).
1Y return: 74.05% (bottom quartile).
1M return: 4.89% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.01 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Nippon India ETF Gold BeES (~99.9%).
Top-3 holdings concentration ~100.8%.

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund Normal Dividend, Payout
Launch Date	7 Mar 11
NAV (20 Feb 26)	₹58.736 ↑ 0.21 (0.35 %)
Net Assets (Cr)	₹7,160 on 31 Jan 26
Category	Gold - Gold
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.35
Sharpe Ratio	3.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,635
31 Jan 23	₹11,321
31 Jan 24	₹12,369
31 Jan 25	₹15,957
31 Jan 26	₹31,222

Nippon India Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	4.9%
3 Month	24.2%
6 Month	54%
1 Year	74%
3 Year	37.9%
5 Year	25.5%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.2%
2023	19%
2022	14.3%
2021	12.3%
2020	-5.5%
2019	26.6%
2018	22.5%
2017	6%
2016	1.7%
2015	11.6%

Fund Manager information for Nippon India Gold Savings Fund

Name	Since	Tenure
Himanshu Mange	23 Dec 23	2.11 Yr.

Data below for Nippon India Gold Savings Fund as on 31 Jan 26

Asset Allocation

Asset Class	Value
Cash	1.5%
Other	98.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India ETF Gold BeES - \| -	100%	₹7,154 Cr	527,059,679 ↑ 44,753,946
Triparty Repo CBLO/Reverse Repo \| -	1%	₹36 Cr
Net Current Assets Net Current Assets \| -	0%	-₹29 Cr
Cash Margin - Ccil CBLO/Reverse Repo \| -	0%	₹0 Cr
Cash Net Current Assets \| -	0%	₹0 Cr	00

5. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

Upper mid AUM (₹6,556 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.14% (bottom quartile).
3Y return: 37.73% (bottom quartile).
1Y return: 73.80% (bottom quartile).
1M return: 6.05% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.55 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Kotak Gold ETF (~100.2%).
Top-3 holdings concentration ~101.1%.

Below is the key information for Kotak Gold Fund

Kotak Gold Fund Normal Dividend, Payout
Launch Date	25 Mar 11
NAV (20 Feb 26)	₹58.961 ↑ 0.16 (0.28 %)
Net Assets (Cr)	₹6,556 on 31 Jan 26
Category	Gold - Gold
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	3.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,630
31 Jan 23	₹11,266
31 Jan 24	₹12,247
31 Jan 25	₹15,860
31 Jan 26	₹29,505

Kotak Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	6%
3 Month	24.4%
6 Month	54.3%
1 Year	73.8%
3 Year	37.7%
5 Year	25.1%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	70.4%
2023	18.9%
2022	13.9%
2021	11.7%
2020	-4.7%
2019	26.6%
2018	24.1%
2017	7.3%
2016	2.5%
2015	10.2%

Fund Manager information for Kotak Gold Fund

Name	Since	Tenure
Abhishek Bisen	25 Mar 11	14.78 Yr.
Jeetu Sonar	1 Oct 22	3.25 Yr.

Data below for Kotak Gold Fund as on 31 Jan 26

Asset Allocation

Asset Class	Value
Cash	1.32%
Other	98.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Gold ETF - \| -	100%	₹5,221 Cr	471,742,933 ↑ 14,812,922
Net Current Assets/(Liabilities) Net Current Assets \| -	1%	-₹29 Cr
Triparty Repo CBLO/Reverse Repo \| -	0%	₹21 Cr

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.