నిప్పాన్/రిలయన్స్ మ్యూచువల్ ఫండ్ 2022 ద్వారా టాప్ 3 ఉత్తమ బ్యాలెన్స్‌డ్ ఫండ్‌లు

Updated on February 14, 2026 , 5856 views

బ్యాలెన్స్‌డ్ ఫండ్ రుణం మరియు రెండింటి కలయికఈక్విటీ ఫండ్స్. ఈ ఫండ్‌లు రెండు ఫండ్‌ల ప్రయోజనాలను అందిస్తాయి, అంటే, ఈక్విటీ ద్వారా దీర్ఘకాలిక సంపద సృష్టి మరియు సాధారణ రాబడి ద్వారాపెట్టుబడి పెడుతున్నారు లోరుణ నిధి. సాధారణంగా, ఈ ఫండ్‌లు తక్కువ రిస్క్ నుండి మితమైన రిస్క్‌తో తక్కువ మరియు మధ్యస్థ కాల వ్యవధిలో తమ పెట్టుబడులను వైవిధ్యపరచడానికి మార్గాలను వెతుకుతున్న పెట్టుబడిదారులకు మంచి ఎంపిక.

నిప్పాన్ ఇండియామ్యూచువల్ ఫండ్ (గతంలో అంటారురిలయన్స్ మ్యూచువల్ ఫండ్), ప్రముఖులలో ఒకరుAMCలు భారతదేశంలో, పెట్టుబడిదారులు తరచుగా ఈ ఫండ్ హౌస్ యొక్క అత్యుత్తమ పనితీరు గల పథకాలను చూస్తారు. ఈ విధంగా, మేము నిప్పన్/రిలయన్స్ MF ద్వారా టాప్ 3 ఉత్తమ బ్యాలెన్స్‌డ్ ఫండ్‌లను షార్ట్‌లిస్ట్ చేసాము. AUM వంటి ముఖ్యమైన పారామితులు,కాదు, గత ప్రదర్శనలు, ఈ నిధులను షార్ట్‌లిస్ట్ చేయడానికి చేపట్టబడ్డాయి. పెట్టుబడిదారులు ఈ బ్యాలెన్స్‌డ్ ఫండ్‌లలో పెట్టుబడి పెట్టవచ్చు మరియు సరైన రాబడిని పొందవచ్చు.

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ముఖ్యమైన సమాచారం

అక్టోబర్ 2019 నుండి, రిలయన్స్ మ్యూచువల్ ఫండ్ పేరు మార్చబడిందినిప్పాన్ ఇండియా మ్యూచువల్ ఫండ్. నిప్పాన్ లైఫ్ రిలయన్స్ నిప్పాన్ అసెట్ మేనేజ్‌మెంట్ (RNAM)లో మెజారిటీ (75%) వాటాలను కొనుగోలు చేసింది. నిర్మాణం మరియు నిర్వహణలో ఎలాంటి మార్పు లేకుండా కంపెనీ తన కార్యకలాపాలను కొనసాగిస్తుంది.

నిప్పాన్/రిలయన్స్ మ్యూచువల్ ఫండ్స్‌లో ఎందుకు పెట్టుబడి పెట్టాలి?

వినూత్న: AMC తన పెట్టుబడిదారులకు కొత్త మరియు వినూత్న పథకాలను స్థిరంగా అందజేస్తుంది.
గొప్ప కస్టమర్ కేర్: కంపెనీ తన పెట్టుబడిదారుల పట్ల చాలా జాగ్రత్తలు తీసుకుంటుంది. ఇది పెట్టుబడిదారులకు సహాయం చేయడానికి చాలా స్థిరమైన మరియు అధిక-పనితీరు గల కస్టమర్ మద్దతు బృందాన్ని కలిగి ఉంది.
కాలానుగుణ అనుభవం: రిలయన్స్ లో ఉందిసంత రెండు దశాబ్దాలకు పైగా. ఇది ఫండ్ మేనేజ్‌మెంట్ మరియు ఫైనాన్షియల్ సర్వీసెస్‌లో అనుభవం మరియు నైపుణ్యాన్ని కలిగి ఉంది.
బలమైన నెట్‌వర్క్: నిప్పాన్ ఇండియా మ్యూచువల్ ఫండ్ పంపిణీ నెట్‌వర్క్ చాలా బలంగా ఉంది. ఇది భారతదేశంలోని 150 నగరాల్లో ఉనికిని కలిగి ఉంది.

ఉత్తమ నిప్పన్/రిలయన్స్ బ్యాలెన్స్‌డ్ మ్యూచువల్ ఫండ్‌లు

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Equity Hybrid Fund Growth	₹107.654 ↑ 0.59	₹4,102	0.1	3.7	13.2	15.4	13.6	6.1
Nippon India Arbitrage Fund Growth	₹27.5013 ↑ 0.00	₹16,393	1.5	2.9	6.1	6.9	5.8	6.2
Nippon India Balanced Advantage Fund Growth	₹181.88 ↑ 0.78	₹9,725	0.2	3.9	10.7	12.8	10.8	7.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Feb 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	Nippon India Equity Hybrid Fund	Nippon India Arbitrage Fund	Nippon India Balanced Advantage Fund
Point 1	Bottom quartile AUM (₹4,102 Cr).	Highest AUM (₹16,393 Cr).	Lower mid AUM (₹9,725 Cr).
Point 2	Established history (20+ yrs).	Established history (15+ yrs).	Oldest track record among peers (21 yrs).
Point 3	Top rated.	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately Low.	Risk profile: Moderately High.
Point 5	5Y return: 13.62% (upper mid).	5Y return: 5.83% (bottom quartile).	5Y return: 10.76% (lower mid).
Point 6	3Y return: 15.39% (upper mid).	3Y return: 6.87% (bottom quartile).	3Y return: 12.82% (lower mid).
Point 7	1Y return: 13.18% (upper mid).	1Y return: 6.09% (bottom quartile).	1Y return: 10.75% (lower mid).
Point 8	1M return: 1.25% (upper mid).	1M return: 0.48% (bottom quartile).	1M return: 1.11% (lower mid).
Point 9	Alpha: -2.45 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: 0.05 (bottom quartile).	Sharpe: 0.39 (upper mid).	Sharpe: 0.19 (lower mid).

Nippon India Equity Hybrid Fund

Bottom quartile AUM (₹4,102 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.62% (upper mid).
3Y return: 15.39% (upper mid).
1Y return: 13.18% (upper mid).
1M return: 1.25% (upper mid).
Alpha: -2.45 (bottom quartile).
Sharpe: 0.05 (bottom quartile).

Nippon India Arbitrage Fund

Highest AUM (₹16,393 Cr).
Established history (15+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately Low.
5Y return: 5.83% (bottom quartile).
3Y return: 6.87% (bottom quartile).
1Y return: 6.09% (bottom quartile).
1M return: 0.48% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.39 (upper mid).

Nippon India Balanced Advantage Fund

Lower mid AUM (₹9,725 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.76% (lower mid).
3Y return: 12.82% (lower mid).
1Y return: 10.75% (lower mid).
1M return: 1.11% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.19 (lower mid).

1. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Research Highlights for Nippon India Equity Hybrid Fund

Bottom quartile AUM (₹4,102 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.62% (upper mid).
3Y return: 15.39% (upper mid).
1Y return: 13.18% (upper mid).
1M return: 1.25% (upper mid).
Alpha: -2.45 (bottom quartile).
Sharpe: 0.05 (bottom quartile).
Information ratio: 0.92 (upper mid).

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (16 Feb 26)	₹107.654 ↑ 0.59 (0.55 %)
Net Assets (Cr)	₹4,102 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	0.05
Information Ratio	0.92
Alpha Ratio	-2.45
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,902
31 Jan 23	₹13,467
31 Jan 24	₹17,173
31 Jan 25	₹18,942
31 Jan 26	₹20,468

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

Duration	Returns
1 Month	1.3%
3 Month	0.1%
6 Month	3.7%
1 Year	13.2%
3 Year	15.4%
5 Year	13.6%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.1%
2023	16.1%
2022	24.1%
2021	6.6%
2020	27.8%
2019	-5.3%
2018	3%
2017	-4.9%
2016	29.5%
2015	4.2%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Meenakshi Dawar	10 Sep 21	4.4 Yr.
Kinjal Desai	25 May 18	7.7 Yr.
Sushil Budhia	1 Feb 20	6.01 Yr.
Lokesh Maru	5 Sep 25	0.41 Yr.
Divya Sharma	5 Sep 25	0.41 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	3.18%
Equity	79.07%
Debt	17.74%

Equity Sector Allocation

Sector	Value
Financial Services	24.08%
Consumer Cyclical	9.89%
Industrials	9.32%
Technology	7.23%
Utility	4.89%
Real Estate	4.57%
Health Care	4.46%
Communication Services	4.08%
Energy	3.75%
Consumer Defensive	3.65%
Basic Materials	3.13%

Debt Sector Allocation

Sector	Value
Corporate	11.77%
Government	5.98%
Cash Equivalent	3.18%

Credit Quality

Rating	Value
A	3.11%
AA	40.42%
AAA	56.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹220 Cr	2,364,712
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	4%	₹142 Cr	1,046,000 ↑ 100,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 13 \| LT	3%	₹140 Cr	354,838
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| AXISBANK	3%	₹128 Cr	933,200
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹125 Cr	635,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	3%	₹112 Cr	806,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	3%	₹110 Cr	670,896
State Bank of India (Financial Services) Equity, Since 31 Jul 16 \| SBIN	3%	₹109 Cr	1,010,000
NTPC Ltd (Utilities) Equity, Since 31 Aug 20 \| NTPC	2%	₹100 Cr	2,800,620
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Aug 20 \| M&M	2%	₹81 Cr	235,000

2. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Research Highlights for Nippon India Arbitrage Fund

Highest AUM (₹16,393 Cr).
Established history (15+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately Low.
5Y return: 5.83% (bottom quartile).
3Y return: 6.87% (bottom quartile).
1Y return: 6.09% (bottom quartile).
1M return: 0.48% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.39 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund Growth
Launch Date	14 Oct 10
NAV (16 Feb 26)	₹27.5013 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹16,393 on 31 Dec 25
Category	Hybrid - Arbitrage
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.07
Sharpe Ratio	0.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹10,412
31 Jan 23	₹10,843
31 Jan 24	₹11,659
31 Jan 25	₹12,502
31 Jan 26	₹13,271

Nippon India Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	2.9%
1 Year	6.1%
3 Year	6.9%
5 Year	5.8%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.2%
2023	7.5%
2022	7%
2021	4.2%
2020	3.8%
2019	4.3%
2018	6.2%
2017	6.8%
2016	5.5%
2015	6.6%

Fund Manager information for Nippon India Arbitrage Fund

Name	Since	Tenure
Vikash Agarwal	14 Sep 24	1.38 Yr.
Nemish Sheth	21 Mar 25	0.87 Yr.
Rohit Shah	8 Apr 24	1.82 Yr.
Lokesh Maru	5 Sep 25	0.41 Yr.
Divya Sharma	5 Sep 25	0.41 Yr.

Data below for Nippon India Arbitrage Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	92.91%
Debt	7.29%
Other	0.05%

Equity Sector Allocation

Sector	Value
Financial Services	24.93%
Basic Materials	10.91%
Consumer Cyclical	7.65%
Industrials	6.85%
Health Care	5.09%
Communication Services	4.64%
Consumer Defensive	4.47%
Energy	3.71%
Technology	2.93%
Real Estate	2.17%
Utility	1.49%

Debt Sector Allocation

Sector	Value
Cash Equivalent	87.32%
Corporate	11.49%
Government	1.4%

Credit Quality

Rating	Value
AA	70.59%
AAA	29.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India Money Market Dir Gr Investment Fund \| -	10%	₹1,705 Cr	3,912,646 ↑ 229,857
Nippon India U/ST Duration Dir Gr Investment Fund \| -	6%	₹972 Cr	2,108,547
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| HDFCBANK	6%	₹909 Cr	9,785,050 ↑ 4,626,050
Hdfc Bank Limited_24/02/2026 Derivatives \| -	4%	-₹693 Cr	7,426,100 ↑ 7,179,150
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 24 \| ICICIBANK	4%	₹583 Cr	4,302,200 ↑ 49,700
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 17 \| RELIANCE	3%	₹512 Cr	3,667,000 ↑ 13,000
Axis Bank Limited_24/02/2026 Derivatives \| -	2%	-₹407 Cr	2,963,125 ↑ 2,963,125
Axis Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| AXISBANK	2%	₹406 Cr	2,963,125 ↑ 277,500
Icici Bank Limited_24/02/2026 Derivatives \| -	2%	-₹382 Cr	2,803,500 ↑ 2,803,500
Bharti Airtel Limited_24/02/2026 Derivatives \| -	2%	-₹365 Cr	1,849,175 ↑ 1,849,175

3. Nippon India Balanced Advantage Fund

(Erstwhile Reliance NRI Equity Fund)

The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market.

Research Highlights for Nippon India Balanced Advantage Fund

Lower mid AUM (₹9,725 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.76% (lower mid).
3Y return: 12.82% (lower mid).
1Y return: 10.75% (lower mid).
1M return: 1.11% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.19 (lower mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for Nippon India Balanced Advantage Fund

Nippon India Balanced Advantage Fund Growth
Launch Date	15 Nov 04
NAV (16 Feb 26)	₹181.88 ↑ 0.78 (0.43 %)
Net Assets (Cr)	₹9,725 on 31 Dec 25
Category	Hybrid - Dynamic Allocation
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,605
31 Jan 23	₹12,067
31 Jan 24	₹14,536
31 Jan 25	₹16,037
31 Jan 26	₹17,100

Nippon India Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Nippon India Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

Duration	Returns
1 Month	1.1%
3 Month	0.2%
6 Month	3.9%
1 Year	10.7%
3 Year	12.8%
5 Year	10.8%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	13%
2022	17.5%
2021	5.1%
2020	15.7%
2019	11.2%
2018	8.3%
2017	0.4%
2016	25.2%
2015	6.4%

Fund Manager information for Nippon India Balanced Advantage Fund

Name	Since	Tenure
Ashutosh Bhargava	7 May 18	7.75 Yr.
Sushil Budhia	31 Mar 21	4.84 Yr.
Bhavik Dave	1 Jan 26	0.08 Yr.

Data below for Nippon India Balanced Advantage Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	16.06%
Equity	67.12%
Debt	16.81%

Equity Sector Allocation

Sector	Value
Financial Services	22.83%
Industrials	10.74%
Consumer Cyclical	10.25%
Technology	7.18%
Consumer Defensive	6.32%
Real Estate	5.07%
Utility	3.8%
Energy	3.24%
Health Care	3.08%
Basic Materials	2.88%
Communication Services	2.73%

Debt Sector Allocation

Sector	Value
Cash Equivalent	16.06%
Corporate	9.88%
Government	6.37%
Securitized	0.57%

Credit Quality

Rating	Value
AA	32.55%
AAA	67.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	5%	₹481 Cr	3,550,000 ↑ 750,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 11 \| HDFCBANK	4%	₹397 Cr	4,270,648
State Bank of India (Financial Services) Equity, Since 31 Mar 09 \| SBIN	4%	₹341 Cr	3,166,879
Infosys Ltd (Technology) Equity, Since 31 May 09 \| INFY	3%	₹294 Cr	1,791,912
Reliance Industries Ltd (Energy) Equity, Since 31 May 18 \| RELIANCE	3%	₹258 Cr	1,850,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 18 \| BHARTIARTL	2%	₹236 Cr	1,200,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	2%	₹225 Cr	656,709
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	2%	₹218 Cr	1,589,348 ↑ 639,348
NTPC Ltd (Utilities) Equity, Since 31 Mar 21 \| NTPC	2%	₹205 Cr	5,769,300
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 21 \| LT	2%	₹179 Cr	454,017

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