భగవద్గీత నుండి ఆర్థిక పాఠాలు

Updated on November 26, 2025 , 6331 views

మీరు పెరుగుతున్న సంవత్సరాల్లో, మీ సంపాదన మరియు ఆర్థిక నిర్వహణ మూలాన్ని విస్తృతం చేసుకోవడానికి మీకు అధిక జ్ఞానం అవసరం. మీరు మీ పఠన విధానాన్ని ఎందుకు మార్చుకోకూడదు?

భగవద్గీత, మానవుల కోసం మాన్యువల్, ఆధ్యాత్మికత యొక్క స్పర్శతో మీకు అన్ని జీవిత పాఠాలను బోధిస్తుంది, మిమ్మల్ని పరిపూర్ణ వ్యక్తిగా తీర్చిదిద్దుతుంది.

ఇది మీ దైనందిన జీవిత సమస్యలన్నింటికీ రక్షిస్తుంది మరియు జీవితంలో మీ అన్ని విజయాలకు కారణం.

సంవత్సరాలుగా, ప్రపంచంలోని ఎందరో మహానుభావులకు గీత విజయ రహస్యం. పవిత్ర భగవద్గీత ప్రభావంతో మిమ్మల్ని ఆశ్చర్యపరిచే ప్రముఖ ఉదాహరణల నుండి వినండి - మహాత్మా గాంధీ, స్వామి వివేకానంద, నికోలా టెస్లా, రాల్ఫ్ వాల్డో ఎమర్సన్, ఆల్డస్ హక్స్లీ, హెన్రీ డేవిడ్ థోరే, విల్ స్మిత్, జె. రాబర్ట్ ఓపెన్‌హైమర్, కార్ల్ జంగ్, బులెంట్ ఎసెవిట్, జార్జ్ హారిసన్ మరియు ఇతరులలో.

పాండవులు మరియు కౌరవుల మధ్య జరిగిన కురుక్షేత్ర యుద్ధంలో, భగవద్గీత అనేది యోధుడు-యువరాజు అర్జునుడు మరియు యుద్ధంలో అతని సారథిగా పనిచేస్తున్న శ్రీ కృష్ణుడి మధ్య సంభాషణ. మరియు అప్పటి నుండి, గీత జీవితంలోని ప్రతి రంగంలో మానవ జీవితానికి నైతిక మార్గదర్శకంగా మారింది.

కృష్ణుడి జీవితాన్ని మార్చే పాఠాలు నిజంగా ఒక వ్యక్తి యొక్క జ్ఞానాన్ని పెంచుతాయిపెట్టుబడిదారుడు. అంతేకాకుండా, కృష్ణుడు పాండవులకు అందించిన మాస్టర్ ట్రిక్స్, శక్తివంతమైన వ్యూహాలు మీ విజయవంతమైన ఆర్థిక జీవితానికి మార్గదర్శక శక్తిగా ఉంటాయి.

విమర్శనాత్మకంగా ఆలోచించడం, అప్రమత్తంగా ఉండడం, ప్రశాంతంగా ఉండడం, దురాశ లేని వైఖరి వంటి కొన్ని గీతా బోధనలు పెట్టుబడి ప్రపంచంలోకి ప్రవేశించేటప్పుడు తప్పనిసరిగా స్వీకరించాలి. మరింత తెలుసుకుందాం.

పవిత్ర గీత నుండి ఆర్థిక పాఠాలు

శ్రేయాన్స్వధర్మో విగుణః పరధర్మత్స్వ్నుస్థితత్ ।

స్వధర్మే నిదమం క్రెడిట్: పరధర్మే పాపం: || CH 3, 35 ||

హ్రేయాన్ స్వ-ధర్మో విగుణః పర-ధర్మాత్ స్వ-అనుష్ఠితత్ స్వ-ధర్మే నిధనం శ్రేయః పర-ధర్మో భయావహః

"ఒకరి విధులను అనుకరించడం కంటే ఒకరి విధులను పరిపూర్ణంగా నిర్వహించడం చాలా ఉత్తమం. మరొకరి విధుల్లో నిమగ్నమై ఉండటం కంటే ఒకరి స్వంత కర్తవ్యాన్ని నిర్వర్తించే క్రమంలో నాశనం చేయడం మంచిది, మరొకరి మార్గంలో నడవడం ప్రమాదకరం."

పెట్టుబడిదారుడిగా, ఇతరుల పెట్టుబడి వ్యూహాలను గుడ్డిగా అనుసరించడం కంటే, మీ స్వంత పరిశోధన మరియు తగిన శ్రద్ధ తీసుకోవడం ఉత్తమం. డబ్బు సంపాదించడానికి ఇతరుల చిట్కాలు మరియు ఉపాయాలపై ఆధారపడే ముందు, మీరు మీ స్వంత ఫ్రేమ్‌వర్క్‌ను తయారు చేసుకోవాలి. పెట్టుబడి ప్రపంచం మంద ప్రవృత్తితో నిండినందున, చాలా మంది వ్యక్తులు తమ పరిశోధనలను ఇప్పటికే పూర్తి చేశారనే భావనతో ఇతరుల చర్యలను అనుసరిస్తారు, ఇది దారి తీస్తుందిసంత క్రాష్‌లు లేదా ఆస్తి బుడగలు.

తెలివైన పెట్టుబడిదారుడు ఎల్లప్పుడూ స్వధర్మాన్ని (తన విధులను అనుసరించి) స్వంత విశ్లేషణపై ఆధారపడతాడు.

దమ్భో దర్పోऽభిమానశ్చ క్రోధః పరుష్యమేవ సి.

అజ్ఞానం చాభిజాతస్య పార్థ సంపదమాసురీమ్ || CH 16, 4 ||

దంభో దర్పో ’భీమనశ్ చ క్రోధః పారుష్యమ్EVA సంఖ్య అజ్ఞానం చాభిజాతస్య పార్థ సంపదం ఆసురీమ్

"ఓ పార్థ్, రాక్షస స్వభావాన్ని కలిగి ఉన్నవారి గుణాలు కపటత్వం, అహంకారం, అహంకారం, కోపం, కఠినత్వం మరియు అజ్ఞానం."

ఫైనాన్స్‌ని నిర్వహిస్తున్నప్పుడు, ఏ సమయంలోనైనా తక్కువ వృద్ధి మీకు గర్వకారణంగా అనిపించవచ్చు. కానీ, అది త్వరలోనే ప్రతిభను కలిగి ఉండటం లేదా సంపదను సంపాదించే నైపుణ్యాలను కలిగి ఉండటం కోసం అహంకారంగా అభివృద్ధి చెందుతుంది. తమను తాము ఇతరులకన్నా గొప్పవారిగా ఊహించుకుంటూ, ఇతరుల మెప్పు పొందాలని కోరుకుంటారు. అటువంటి పెట్టుబడిదారులు వెంటనే ఆలోచించకపోతే, కర్కశత్వం, అహంకారం వంటి రాక్షస లక్షణాలతో కూడిన అగ్నిపర్వతం పేలవచ్చు, చివరికి అలాంటి వ్యక్తిని అజ్ఞానంగా మారుస్తుంది.

అహంకార ప్రయాణాలకు దూరంగా ఉండండి, వినయంగా ఉండే అలవాటును పెంపొందించుకోండి మరియు నిరంతరం అభ్యాసకుడిగా ఉండండి. మీ తోటి వ్యాపారుల నుండి ఆలోచనలను మార్పిడి చేసుకోండి, తప్పుల నుండి నేర్చుకోండి మరియు సమతుల్యతను కాపాడుకోండి.

Get More Updates!
Talk to our investment specialist

తస్మాత్త్వమింద్రియాణ్యాదౌ నియమ్య భరతర్షభ |

పాప్మానం ప్రజాః హ్యేనం జ్ఞానవిజ్ఞాననాశనమ్ || CH 3, 41||

తస్మాత్ త్వం ఇన్ద్రియాణ్యదౌ నియమ్య భరతర్షభా pāpmānaṁ prajahi hyenaṁ jñāna-vijñāna-nāśhanam

"అందుకే, ఓ భరతులారా, ఆదిలోనే ఇంద్రియాలను అదుపులోకి తెచ్చి, పాపం యొక్క స్వరూపమైన మరియు జ్ఞానాన్ని మరియు సాక్షాత్కారాన్ని నాశనం చేసే కోరిక అనే ఈ శత్రువును సంహరించండి."

కోరిక మొదటి ఘోరమైన పాపమని పాత సామెతపెట్టుబడి పెడుతున్నారు. కోరికల యొక్క దుష్ప్రభావాల గురించి కృష్ణుడు అర్జునుడికి బోధిస్తున్నట్లుగానే, చాలా మంది విజయవంతమైన పెట్టుబడిదారులు పెట్టుబడి జీవితానికి భావోద్వేగాలను దూరంగా ఉంచమని కొత్తవారికి పదే పదే సలహా ఇచ్చారు. డబ్బు సంపాదించాలనే కోరిక మిమ్మల్ని అధిగమించనివ్వవద్దు. పెద్ద చిత్రంపై దృష్టి పెట్టండి. మీ భావాన్ని అదుపులో ఉంచుకోండి మరియు మీ జ్ఞానం మీ కోసం పని చేయనివ్వండి. సహనంతో ఉండండి మరియు పెట్టుబడి పెట్టండి, మీ ఆస్తి వృద్ధి చెందనివ్వండి. మార్కెట్ శబ్దాన్ని అనుసరించే ముందు మీరు ఎల్లప్పుడూ మీ ఇంద్రియాలను నియంత్రించి, బాగా పరిశోధించారని నిర్ధారించుకోండి.

ఉద్ధారేదాత్మనాత్మానం నాత్మానమవసాదయేత్ |

ఆత్మైవ హ్యాత్మనో బంధురాత్మైవ రిపురాత్మన: || CH 6, 5 ||

uddhared ātmanātmānaṁ nātmanam avasādayet ఆత్మైవ హ్యాత్మనో బంధుర్ ఆత్మైవ రిపూర్ ఆత్మనః

"మీ మనస్సు యొక్క శక్తి ద్వారా మిమ్మల్ని మీరు ఎలివేట్ చేసుకోండి మరియు మిమ్మల్ని మీరు దిగజార్చుకోకండి, ఎందుకంటే మనస్సు తనకు స్నేహితుడు మరియు శత్రువు కూడా కావచ్చు."

ఈ శ్లోకంలో, కృష్ణుడు ఒక శక్తివంతమైన సందేశాన్ని ఇస్తాడు, ఉన్నతంగా ఎదగాలంటే మీరు మీ స్వంత ప్రయత్నాలతో మిమ్మల్ని మీరు పెంచుకోవాలి. మీరు విజయం సాధిస్తే మీరు మీ స్వంత స్నేహితుడు, మరియు మేము చేయకపోతే, మీరు మా స్వంత శత్రువుగా మారవచ్చు. మరో మాటలో చెప్పాలంటే, మన విజయం మరియు వైఫల్యం పూర్తిగా మన చేతుల్లోనే ఉంటుంది. మరెవ్వరూ మీకు సహాయం చేయలేరు. అందువల్ల, పెట్టుబడిదారుడిగా, సరైన దిశలో వెళ్లడానికి మీరు శిక్షణ పొందాలి.

బుద్ధి ద్వారా మీ మనస్సును ఉద్ధరించండి. లోతైన పరిశోధన మరియు విశ్లేషణలో మునిగిపోండి. మీ ప్రాథమిక పని చేయండి మరియుసాంకేతిక విశ్లేషణ ఏదైనా కంపెనీలో పెట్టుబడి పెట్టే ముందు. ప్రపంచంతో అప్‌డేట్ అవ్వడం ద్వారా మీ జ్ఞానాన్ని పదును పెట్టుకోండిఆర్థికశాస్త్రం మరియు మీ ప్రణాళికపై దృష్టి కేంద్రీకరించడం. అభిజ్ఞా పెట్టుబడిదారుడిగా ఉండండి మరియు మంద ప్రవృత్తులకు బలైపోకండి. అప్పుడు బుద్ధి మిమ్మల్ని సరైన మార్గంలో నడిపిస్తుంది.

ఇతిహాసం మహాభారతం నుండి అదనపు పాఠాలు

అప్‌డేట్‌గా ఉండండి మరియు మీ జ్ఞానాన్ని పెంచుకోండి

ఆర్థిక సంక్షేమం మరియు రాజకీయ వార్తలతో ట్యూన్ చేయడం వలన మార్కెట్ కదలికల గురించి మీకు విస్తృత చిత్రాన్ని అందిస్తుంది. అలాగే, పరిశ్రమ నుండి బలమైన విగ్రహం మరియు ప్రేరణ కలిగి ఉండండి, ఉదాహరణకు, వారెన్ బఫెట్,రాకేష్ ఝున్‌జున్‌వాలా లేదా అటువంటి అగ్ర పెట్టుబడిదారులు మరియు వారిని అనుసరించండిపెట్టుబడి నియమాలు. కృష్ణుడు అర్జునుడికి ఉన్నటువంటి మంచి రథసారధి నీకు ఉండాలి. కృష్ణుడి జ్ఞానం మరియు తెలివైన వ్యూహాలు అర్జునుడు మరియు ఇతర పాండవులు విజయం సాధించేలా చేశాయి.

వైవిధ్యభరితంగా మరియు అనవసరమైన ప్రమాదాన్ని నివారించండి

మహాభారత యుద్ధంలో, అర్జునుడు మరియు కర్ణుడు సమాన శక్తులు కలిగిన యోధులు; అయితే, కర్ణుడు ఇంద్రుడు బహుమతిగా ఇచ్చిన దివ్య ఆయుధాన్ని కలిగి ఉన్నాడు. కానీ కృష్ణుడు కర్ణుడి నుండి అర్జునుడికి రక్షణ కల్పించాడు. ఇక్కడ పెట్టుబడిదారులకు ముఖ్యమైన పాఠం ఏమిటంటే, వారు తమ పోర్ట్‌ఫోలియోలను అస్థిరతకు గురి చేయకూడదు. ఉదాహరణకు, ఒక సంభావ్యతలో పెట్టుబడి పెట్టడంచిన్న టోపీ ఫండ్ ప్రమాదకరం కావచ్చు. మీ ఇన్వెస్ట్‌మెంట్‌లను వేర్వేరు ఆస్తులకు వైవిధ్యపరచండి, కాబట్టి మార్కెట్ అస్థిరత సమయంలో, ఒక ఫండ్ పని చేయడంలో విఫలమైతే, ఇతరులు పోర్ట్‌ఫోలియోను బ్యాలెన్స్ చేయవచ్చు.

సాధించడానికి aఆర్థిక లక్ష్యం,రాజధాని ప్రశంస కంటే రక్షణ మీ లక్ష్యం కావాలి.

ప్రస్తుత సంవత్సరంలో పెట్టుబడి పెట్టడానికి ఉత్తమ డైవర్సిఫైడ్ ఫండ్‌లను చూడండి

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Standard Multicap Fund Growth	₹87.736 ↓ -0.07	₹56,040	6.1	5.2	9.3	16.5	17.3	16.5
Mirae Asset India Equity Fund Growth	₹118.079 ↓ -0.04	₹41,088	6	6.8	9.1	12.9	15.4	12.7
Motilal Oswal Multicap 35 Fund Growth	₹62.328 ↓ -0.08	₹14,319	2	3.7	1.7	21.6	17.2	45.7
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6
Aditya Birla Sun Life Equity Fund Growth	₹1,883.99 ↑ 0.04	₹24,443	7.2	7.4	10.3	17.1	17.9	18.5
SBI Magnum Multicap Fund Growth	₹113.261 ↑ 0.24	₹23,168	5.2	7.3	5	13.4	15.9	14.2
Bandhan Focused Equity Fund Growth	₹89.602 ↑ 0.07	₹2,086	5.1	6	2.6	18.4	16.2	30.3
JM Multicap Fund Growth	₹98.7048 ↓ -0.08	₹6,080	3.1	2.3	-3.7	20.5	22.1	33.3
HDFC Equity Fund Growth	₹2,078.81 ↓ -3.15	₹91,041	5.4	6.8	11.5	21	26.1	23.5
Parag Parikh Long Term Equity Fund Growth	₹86.8391 ↓ -0.13	₹125,800	3.4	4.9	8.4	20.9	20.7	23.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Kotak Standard Multicap Fund	Mirae Asset India Equity Fund	Motilal Oswal Multicap 35 Fund	BNP Paribas Multi Cap Fund	Aditya Birla Sun Life Equity Fund	SBI Magnum Multicap Fund	Bandhan Focused Equity Fund	JM Multicap Fund	HDFC Equity Fund	Parag Parikh Long Term Equity Fund
Point 1	Upper mid AUM (₹56,040 Cr).	Upper mid AUM (₹41,088 Cr).	Lower mid AUM (₹14,319 Cr).	Bottom quartile AUM (₹588 Cr).	Upper mid AUM (₹24,443 Cr).	Lower mid AUM (₹23,168 Cr).	Bottom quartile AUM (₹2,086 Cr).	Bottom quartile AUM (₹6,080 Cr).	Top quartile AUM (₹91,041 Cr).	Highest AUM (₹125,800 Cr).
Point 2	Established history (16+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Established history (20+ yrs).	Established history (27+ yrs).	Established history (20+ yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Oldest track record among peers (30 yrs).	Established history (12+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.29% (upper mid).	5Y return: 15.41% (bottom quartile).	5Y return: 17.17% (lower mid).	5Y return: 13.57% (bottom quartile).	5Y return: 17.86% (upper mid).	5Y return: 15.85% (bottom quartile).	5Y return: 16.22% (lower mid).	5Y return: 22.06% (top quartile).	5Y return: 26.07% (top quartile).	5Y return: 20.75% (upper mid).
Point 6	3Y return: 16.50% (bottom quartile).	3Y return: 12.86% (bottom quartile).	3Y return: 21.64% (top quartile).	3Y return: 17.28% (lower mid).	3Y return: 17.14% (lower mid).	3Y return: 13.44% (bottom quartile).	3Y return: 18.40% (upper mid).	3Y return: 20.48% (upper mid).	3Y return: 21.01% (top quartile).	3Y return: 20.90% (upper mid).
Point 7	1Y return: 9.27% (upper mid).	1Y return: 9.12% (upper mid).	1Y return: 1.67% (bottom quartile).	1Y return: 19.34% (top quartile).	1Y return: 10.27% (upper mid).	1Y return: 5.02% (lower mid).	1Y return: 2.57% (bottom quartile).	1Y return: -3.73% (bottom quartile).	1Y return: 11.46% (top quartile).	1Y return: 8.41% (lower mid).
Point 8	Alpha: 3.08 (top quartile).	Alpha: 0.62 (upper mid).	Alpha: 0.60 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 1.88 (upper mid).	Alpha: -1.42 (bottom quartile).	Alpha: -0.06 (bottom quartile).	Alpha: -10.27 (bottom quartile).	Alpha: 3.93 (top quartile).	Alpha: 2.73 (upper mid).
Point 9	Sharpe: 0.23 (upper mid).	Sharpe: 0.12 (lower mid).	Sharpe: 0.05 (lower mid).	Sharpe: 2.86 (top quartile).	Sharpe: 0.15 (upper mid).	Sharpe: -0.12 (bottom quartile).	Sharpe: 0.00 (bottom quartile).	Sharpe: -0.64 (bottom quartile).	Sharpe: 0.39 (top quartile).	Sharpe: 0.37 (upper mid).
Point 10	Information ratio: 0.01 (lower mid).	Information ratio: -0.43 (bottom quartile).	Information ratio: 0.57 (upper mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.52 (upper mid).	Information ratio: -0.90 (bottom quartile).	Information ratio: 0.40 (lower mid).	Information ratio: 0.89 (top quartile).	Information ratio: 1.44 (top quartile).	Information ratio: 0.66 (upper mid).

Kotak Standard Multicap Fund

Upper mid AUM (₹56,040 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.29% (upper mid).
3Y return: 16.50% (bottom quartile).
1Y return: 9.27% (upper mid).
Alpha: 3.08 (top quartile).
Sharpe: 0.23 (upper mid).
Information ratio: 0.01 (lower mid).

Mirae Asset India Equity Fund

Upper mid AUM (₹41,088 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 15.41% (bottom quartile).
3Y return: 12.86% (bottom quartile).
1Y return: 9.12% (upper mid).
Alpha: 0.62 (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: -0.43 (bottom quartile).

Motilal Oswal Multicap 35 Fund

Lower mid AUM (₹14,319 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.17% (lower mid).
3Y return: 21.64% (top quartile).
1Y return: 1.67% (bottom quartile).
Alpha: 0.60 (lower mid).
Sharpe: 0.05 (lower mid).
Information ratio: 0.57 (upper mid).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.57% (bottom quartile).
3Y return: 17.28% (lower mid).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Equity Fund

Upper mid AUM (₹24,443 Cr).
Established history (27+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.86% (upper mid).
3Y return: 17.14% (lower mid).
1Y return: 10.27% (upper mid).
Alpha: 1.88 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: 0.52 (upper mid).

SBI Magnum Multicap Fund

Lower mid AUM (₹23,168 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.85% (bottom quartile).
3Y return: 13.44% (bottom quartile).
1Y return: 5.02% (lower mid).
Alpha: -1.42 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: -0.90 (bottom quartile).

Bandhan Focused Equity Fund

Bottom quartile AUM (₹2,086 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.22% (lower mid).
3Y return: 18.40% (upper mid).
1Y return: 2.57% (bottom quartile).
Alpha: -0.06 (bottom quartile).
Sharpe: 0.00 (bottom quartile).
Information ratio: 0.40 (lower mid).

JM Multicap Fund

Bottom quartile AUM (₹6,080 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.06% (top quartile).
3Y return: 20.48% (upper mid).
1Y return: -3.73% (bottom quartile).
Alpha: -10.27 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.89 (top quartile).

HDFC Equity Fund

Top quartile AUM (₹91,041 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.07% (top quartile).
3Y return: 21.01% (top quartile).
1Y return: 11.46% (top quartile).
Alpha: 3.93 (top quartile).
Sharpe: 0.39 (top quartile).
Information ratio: 1.44 (top quartile).

Parag Parikh Long Term Equity Fund

Highest AUM (₹125,800 Cr).
Established history (12+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.75% (upper mid).
3Y return: 20.90% (upper mid).
1Y return: 8.41% (lower mid).
Alpha: 2.73 (upper mid).
Sharpe: 0.37 (upper mid).
Information ratio: 0.66 (upper mid).

1. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Upper mid AUM (₹56,040 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.29% (upper mid).
3Y return: 16.50% (bottom quartile).
1Y return: 9.27% (upper mid).
Alpha: 3.08 (top quartile).
Sharpe: 0.23 (upper mid).
Information ratio: 0.01 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~6.3%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (28 Nov 25)	₹87.736 ↓ -0.07 (-0.08 %)
Net Assets (Cr)	₹56,040 on 31 Oct 25
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.23
Information Ratio	0.01
Alpha Ratio	3.08
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,974
31 Oct 22	₹15,429
31 Oct 23	₹16,806
31 Oct 24	₹22,443
31 Oct 25	₹24,419

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	0.3%
3 Month	6.1%
6 Month	5.2%
1 Year	9.3%
3 Year	16.5%
5 Year	17.3%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	24.2%
2022	5%
2021	25.4%
2020	11.8%
2019	12.3%
2018	-0.9%
2017	34.3%
2016	9.4%
2015	3%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.25 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	27.03%
Industrials	19.71%
Basic Materials	14.52%
Consumer Cyclical	11.96%
Technology	6.78%
Energy	6.06%
Utility	3.45%
Communication Services	3.15%
Health Care	2.96%
Consumer Defensive	2.31%

Asset Allocation

Asset Class	Value
Cash	2.06%
Equity	97.94%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	6%	₹3,554 Cr	36,000,000 ↑ 4,000,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	6%	₹3,409 Cr	80,000,000 ↓ -1,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	6%	₹3,363 Cr	25,000,000 ↓ -1,500,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	4%	₹2,230 Cr	23,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹2,136 Cr	5,300,000 ↓ -100,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	4%	₹2,027 Cr	19,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	4%	₹2,002 Cr	63,000,000 ↑ 3,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| 532215	4%	₹1,972 Cr	16,000,000
SRF Ltd (Industrials) Equity, Since 31 Dec 18 \| SRF	3%	₹1,832 Cr	6,250,000
Infosys Ltd (Technology) Equity, Since 30 Nov 10 \| INFY	3%	₹1,705 Cr	11,500,000

2. Mirae Asset India Equity Fund

(Erstwhile Mirae Asset India Opportunities Fund)

The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities.

Research Highlights for Mirae Asset India Equity Fund

Upper mid AUM (₹41,088 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 15.41% (bottom quartile).
3Y return: 12.86% (bottom quartile).
1Y return: 9.12% (upper mid).
Alpha: 0.62 (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: -0.43 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~9.8%).

Below is the key information for Mirae Asset India Equity Fund

Mirae Asset India Equity Fund Growth
Launch Date	4 Apr 08
NAV (28 Nov 25)	₹118.079 ↓ -0.04 (-0.03 %)
Net Assets (Cr)	₹41,088 on 31 Oct 25
Category	Equity - Multi Cap
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.16
Sharpe Ratio	0.12
Information Ratio	-0.43
Alpha Ratio	0.62
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,195
31 Oct 22	₹15,280
31 Oct 23	₹16,152
31 Oct 24	₹20,605
31 Oct 25	₹22,082

Mirae Asset India Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Mirae Asset India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	1.2%
3 Month	6%
6 Month	6.8%
1 Year	9.1%
3 Year	12.9%
5 Year	15.4%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.7%
2023	18.4%
2022	1.6%
2021	27.7%
2020	13.7%
2019	12.7%
2018	-0.6%
2017	38.6%
2016	8.1%
2015	4.3%

Fund Manager information for Mirae Asset India Equity Fund

Name	Since	Tenure
Gaurav Misra	31 Jan 19	6.76 Yr.

Data below for Mirae Asset India Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	31.54%
Consumer Cyclical	13.69%
Technology	10.72%
Consumer Defensive	9.92%
Industrials	8.07%
Basic Materials	6.02%
Energy	5.84%
Health Care	4.94%
Communication Services	4.69%
Utility	3.14%
Real Estate	0.85%

Asset Allocation

Asset Class	Value
Cash	0.35%
Equity	99.65%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 09 \| HDFCBANK	10%	₹4,010 Cr	40,619,277 ↓ -825,821
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	8%	₹3,307 Cr	24,579,282 ↑ 450,000
Infosys Ltd (Technology) Equity, Since 31 May 08 \| INFY	5%	₹2,224 Cr	15,003,321 ↓ -130,487
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 08 \| RELIANCE	5%	₹2,012 Cr	13,533,143
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	4%	₹1,795 Cr	42,694,472
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 10 \| BHARTIARTL	4%	₹1,715 Cr	8,349,033
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹1,541 Cr	3,822,728
Tata Consultancy Services Ltd (Technology) Equity, Since 31 May 09 \| TCS	3%	₹1,410 Cr	4,612,393
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 14 \| 532215	3%	₹1,315 Cr	10,663,212
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	3%	₹1,217 Cr	752,011 ↓ -45,036

3. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Multicap 35 Fund

Lower mid AUM (₹14,319 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.17% (lower mid).
3Y return: 21.64% (top quartile).
1Y return: 1.67% (bottom quartile).
Alpha: 0.60 (lower mid).
Sharpe: 0.05 (lower mid).
Information ratio: 0.57 (upper mid).
Higher exposure to Technology vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~89%).
Largest holding Persistent Systems Ltd (~10.1%).

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (28 Nov 25)	₹62.328 ↓ -0.08 (-0.13 %)
Net Assets (Cr)	₹14,319 on 31 Oct 25
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.05
Information Ratio	0.57
Alpha Ratio	0.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,623
31 Oct 22	₹13,522
31 Oct 23	₹15,130
31 Oct 24	₹23,154
31 Oct 25	₹24,384

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-0.6%
3 Month	2%
6 Month	3.7%
1 Year	1.7%
3 Year	21.6%
5 Year	17.2%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	45.7%
2023	31%
2022	-3%
2021	15.3%
2020	10.3%
2019	7.9%
2018	-7.8%
2017	43.1%
2016	8.5%
2015	14.6%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	1.08 Yr.
Niket Shah	1 Jul 22	3.34 Yr.
Rakesh Shetty	22 Nov 22	2.94 Yr.
Atul Mehra	1 Oct 24	1.08 Yr.
Sunil Sawant	1 Jul 24	1.34 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Technology	30.04%
Consumer Cyclical	24.62%
Industrials	17.86%
Financial Services	9.31%
Utility	4.45%
Communication Services	3.01%

Asset Allocation

Asset Class	Value
Cash	10.72%
Equity	89.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	10%	₹1,440 Cr	2,433,634 ↓ -66,366
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| 543320	9%	₹1,271 Cr	40,000,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 25 \| DIXON	9%	₹1,240 Cr	799,993 ↑ 18,567
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	9%	₹1,220 Cr	6,863,878 ↓ -1,136,122
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	8%	₹1,198 Cr	23,500,000 ↑ 1,000,000
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	8%	₹1,187 Cr	1,540,612 ↓ -345,714
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| 500251	7%	₹1,056 Cr	2,250,000 ↑ 243,330
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	7%	₹997 Cr	5,877,496
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Jan 25 \| 500093	6%	₹884 Cr	12,000,000 ↓ -500,000
Siemens Energy India Ltd (Utilities) Equity, Since 30 Jun 25 \| ENRIN	4%	₹637 Cr	2,000,000 ↓ -171,491

4. BNP Paribas Multi Cap Fund

(Erstwhile BNP Paribas Dividend Yield Fund)

The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.57% (bottom quartile).
3Y return: 17.28% (lower mid).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for BNP Paribas Multi Cap Fund

BNP Paribas Multi Cap Fund Growth
Launch Date	15 Sep 05
NAV (13 Mar 22)	₹73.5154 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹588 on 31 Jan 22
Category	Equity - Multi Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.44
Sharpe Ratio	2.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,584

BNP Paribas Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-4.4%
3 Month	-4.6%
6 Month	-2.6%
1 Year	19.3%
3 Year	17.3%
5 Year	13.6%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for BNP Paribas Multi Cap Fund

Name	Since	Tenure

Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Aditya Birla Sun Life Equity Fund

An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market securities.

Research Highlights for Aditya Birla Sun Life Equity Fund

Upper mid AUM (₹24,443 Cr).
Established history (27+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.86% (upper mid).
3Y return: 17.14% (lower mid).
1Y return: 10.27% (upper mid).
Alpha: 1.88 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: 0.52 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~6.8%).

Below is the key information for Aditya Birla Sun Life Equity Fund

Aditya Birla Sun Life Equity Fund Growth
Launch Date	27 Aug 98
NAV (28 Nov 25)	₹1,883.99 ↑ 0.04 (0.00 %)
Net Assets (Cr)	₹24,443 on 31 Oct 25
Category	Equity - Multi Cap
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	0.15
Information Ratio	0.52
Alpha Ratio	1.88
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,968
31 Oct 22	₹15,606
31 Oct 23	₹17,084
31 Oct 24	₹23,561
31 Oct 25	₹25,361

Aditya Birla Sun Life Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Aditya Birla Sun Life Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	0.7%
3 Month	7.2%
6 Month	7.4%
1 Year	10.3%
3 Year	17.1%
5 Year	17.9%
10 Year
15 Year
Since launch	21.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	26%
2022	-1.1%
2021	30.3%
2020	16.1%
2019	8.5%
2018	-4.1%
2017	33.5%
2016	15.2%
2015	2.9%

Fund Manager information for Aditya Birla Sun Life Equity Fund

Name	Since	Tenure
Harish Krishnan	3 Nov 23	2 Yr.
Dhaval Joshi	21 Nov 22	2.95 Yr.

Data below for Aditya Birla Sun Life Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	31.83%
Consumer Cyclical	13.73%
Basic Materials	10.71%
Industrials	10.17%
Technology	9.78%
Consumer Defensive	7.49%
Health Care	6.5%
Energy	4.82%
Communication Services	2.69%
Real Estate	0.64%

Asset Allocation

Asset Class	Value
Cash	1.63%
Equity	98.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	7%	₹1,657 Cr	12,316,920 ↓ -183,580
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	4%	₹1,092 Cr	11,055,796
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| KOTAKBANK	4%	₹971 Cr	4,619,286
Infosys Ltd (Technology) Equity, Since 30 Apr 05 \| INFY	4%	₹963 Cr	6,498,578
Reliance Industries Ltd (Energy) Equity, Since 31 May 19 \| RELIANCE	3%	₹848 Cr	5,706,067
HCL Technologies Ltd (Technology) Equity, Since 30 Nov 11 \| HCLTECH	3%	₹633 Cr	4,103,703
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹613 Cr	6,542,873
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	2%	₹563 Cr	2,741,033
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	2%	₹526 Cr	325,000
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Mar 17 \| HINDALCO	2%	₹521 Cr	6,146,182

6. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Lower mid AUM (₹23,168 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.85% (bottom quartile).
3Y return: 13.44% (bottom quartile).
1Y return: 5.02% (lower mid).
Alpha: -1.42 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: -0.90 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (27 Nov 25)	₹113.261 ↑ 0.24 (0.22 %)
Net Assets (Cr)	₹23,168 on 31 Oct 25
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.12
Information Ratio	-0.9
Alpha Ratio	-1.42
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,987
31 Oct 22	₹16,158
31 Oct 23	₹17,336
31 Oct 24	₹22,321
31 Oct 25	₹23,250

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	0.5%
3 Month	5.2%
6 Month	7.3%
1 Year	5%
3 Year	13.4%
5 Year	15.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	22.8%
2022	0.7%
2021	30.8%
2020	13.6%
2019	11%
2018	-5.5%
2017	37%
2016	5.8%
2015	9.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	0.92 Yr.
Dinesh Balachandran	1 Dec 24	0.92 Yr.

Data below for SBI Magnum Multicap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	37.38%
Basic Materials	13.72%
Consumer Cyclical	12.5%
Industrials	12.37%
Technology	6.11%
Communication Services	5.6%
Energy	5.09%
Health Care	1.9%
Consumer Defensive	1%

Asset Allocation

Asset Class	Value
Cash	4.33%
Equity	95.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	8%	₹1,854 Cr	18,779,308
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	7%	₹1,540 Cr	11,444,355
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	5%	₹1,179 Cr	7,934,540
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	5%	₹1,078 Cr	5,129,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	5%	₹1,046 Cr	2,596,034
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| MARUTI	4%	₹976 Cr	603,058
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 16 \| BHARTIARTL	4%	₹918 Cr	4,470,500
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	4%	₹857 Cr	8,215,850
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| EICHERMOT	3%	₹685 Cr	977,000
Tata Steel Ltd (Basic Materials) Equity, Since 31 May 25 \| TATASTEEL	3%	₹666 Cr	36,400,000

7. Bandhan Focused Equity Fund

The investment objective of the scheme is to seek to generate capital appreciation and/or provide income distribution from a portfolio of predominantly equity and equity related instruments. There is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Focused Equity Fund

Bottom quartile AUM (₹2,086 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.22% (lower mid).
3Y return: 18.40% (upper mid).
1Y return: 2.57% (bottom quartile).
Alpha: -0.06 (bottom quartile).
Sharpe: 0.00 (bottom quartile).
Information ratio: 0.40 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Power Finance Corp Ltd (~7.9%).

Below is the key information for Bandhan Focused Equity Fund

Bandhan Focused Equity Fund Growth
Launch Date	16 Mar 06
NAV (28 Nov 25)	₹89.602 ↑ 0.07 (0.08 %)
Net Assets (Cr)	₹2,086 on 31 Oct 25
Category	Equity - Multi Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.1
Sharpe Ratio	0
Information Ratio	0.4
Alpha Ratio	-0.06
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,758
31 Oct 22	₹13,472
31 Oct 23	₹14,744
31 Oct 24	₹21,664
31 Oct 25	₹22,748

Bandhan Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Bandhan Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-0.8%
3 Month	5.1%
6 Month	6%
1 Year	2.6%
3 Year	18.4%
5 Year	16.2%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	30.3%
2023	31.3%
2022	-5%
2021	24.6%
2020	14.9%
2019	8.9%
2018	-12.7%
2017	54.4%
2016	1.8%
2015	-4.8%

Fund Manager information for Bandhan Focused Equity Fund

Name	Since	Tenure
Manish Gunwani	2 Dec 24	0.91 Yr.
Kirthi Jain	2 Dec 24	0.91 Yr.
Ritika Behera	7 Oct 23	2.07 Yr.
Gaurav Satra	7 Jun 24	1.4 Yr.
Rahul Agarwal	2 Dec 24	0.91 Yr.

Data below for Bandhan Focused Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	33.59%
Consumer Defensive	15.22%
Health Care	14.96%
Technology	9.79%
Real Estate	7.07%
Consumer Cyclical	4.27%
Industrials	3.69%
Basic Materials	3.06%
Energy	2.54%
Communication Services	2.26%
Utility	2.01%

Asset Allocation

Asset Class	Value
Cash	1.54%
Equity	98.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532810	8%	₹165 Cr	4,092,723
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 19 \| HDFCBANK	6%	₹129 Cr	1,302,728
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	6%	₹125 Cr	1,336,091 ↓ -389,846
LT Foods Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| 532783	6%	₹116 Cr	2,765,531 ↑ 915,205
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹96 Cr	710,586
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Jan 25 \| PRESTIGE	4%	₹92 Cr	524,887 ↓ -77,023
Tilaknagar Industries Ltd (Consumer Defensive) Equity, Since 31 Aug 25 \| TI	4%	₹88 Cr	1,662,932 ↑ 29,122
Jubilant Pharmova Ltd (Healthcare) Equity, Since 31 Jul 25 \| JUBLPHARMA	4%	₹88 Cr	794,914 ↑ 39,964
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Dec 24 \| 532296	4%	₹84 Cr	442,894 ↑ 184,114
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 May 25 \| CHOLAHLDNG	4%	₹81 Cr	422,419 ↑ 8,072

8. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Bottom quartile AUM (₹6,080 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.06% (top quartile).
3Y return: 20.48% (upper mid).
1Y return: -3.73% (bottom quartile).
Alpha: -10.27 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.89 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.5%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (28 Nov 25)	₹98.7048 ↓ -0.08 (-0.09 %)
Net Assets (Cr)	₹6,080 on 31 Oct 25
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.64
Information Ratio	0.89
Alpha Ratio	-10.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,602
31 Oct 22	₹17,570
31 Oct 23	₹21,650
31 Oct 24	₹33,523
31 Oct 25	₹31,781

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-1.5%
3 Month	3.1%
6 Month	2.3%
1 Year	-3.7%
3 Year	20.5%
5 Year	22.1%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.3%
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.2 Yr.
Asit Bhandarkar	1 Oct 24	1.08 Yr.
Ruchi Fozdar	4 Oct 24	1.08 Yr.
Deepak Gupta	11 Apr 25	0.56 Yr.

Data below for JM Multicap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	31.75%
Consumer Cyclical	17.18%
Technology	15.53%
Industrials	12.95%
Health Care	7.22%
Consumer Defensive	5.35%
Communication Services	3.38%
Basic Materials	2.97%
Energy	1.77%
Real Estate	0.82%

Asset Allocation

Asset Class	Value
Cash	1.07%
Equity	98.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	6%	₹336 Cr	2,500,000 ↑ 300,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	5%	₹310 Cr	3,305,000 ↑ 1,550,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	5%	₹295 Cr	732,359 ↑ 232,359
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| 532755	4%	₹262 Cr	1,840,908 ↑ 400,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	4%	₹242 Cr	2,455,252 ↑ 100,000
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	4%	₹242 Cr	785,118
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	4%	₹216 Cr	1,654,322
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹205 Cr	1,000,000 ↑ 60,000
Motilal Oswal Financial Services Ltd (Financial Services) Equity, Since 31 May 25 \| MOTILALOFS	2%	₹147 Cr	1,505,492
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 543320	2%	₹142 Cr	4,470,323

9. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

Research Highlights for HDFC Equity Fund

Top quartile AUM (₹91,041 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.07% (top quartile).
3Y return: 21.01% (top quartile).
1Y return: 11.46% (top quartile).
Alpha: 3.93 (top quartile).
Sharpe: 0.39 (top quartile).
Information ratio: 1.44 (top quartile).
Higher exposure to Financial Services vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~90%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.0%).

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (28 Nov 25)	₹2,078.81 ↓ -3.15 (-0.15 %)
Net Assets (Cr)	₹91,041 on 31 Oct 25
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	0.39
Information Ratio	1.44
Alpha Ratio	3.93
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,467
31 Oct 22	₹19,915
31 Oct 23	₹22,855
31 Oct 24	₹32,913
31 Oct 25	₹36,269

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-0.1%
3 Month	5.4%
6 Month	6.8%
1 Year	11.5%
3 Year	21%
5 Year	26.1%
10 Year
15 Year
Since launch	18.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	30.6%
2022	18.3%
2021	36.2%
2020	6.4%
2019	6.8%
2018	-3.5%
2017	36.9%
2016	7.3%
2015	-5.1%

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	3.26 Yr.
Dhruv Muchhal	22 Jun 23	2.36 Yr.

Data below for HDFC Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	39.51%
Consumer Cyclical	15.78%
Health Care	8.26%
Basic Materials	5.93%
Technology	5.21%
Industrials	5.09%
Communication Services	2.63%
Real Estate	2.58%
Utility	2.42%
Energy	1.41%
Consumer Defensive	0.9%

Asset Allocation

Asset Class	Value
Cash	9.69%
Equity	89.74%
Debt	0.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	9%	₹8,206 Cr	61,000,000 ↑ 3,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	9%	₹7,800 Cr	79,000,000 ↑ 4,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| 532215	7%	₹6,657 Cr	54,000,000
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	5%	₹4,123 Cr	44,000,000 ↑ 1,000,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	4%	₹3,911 Cr	20,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹3,826 Cr	18,200,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	4%	₹3,237 Cr	2,000,000 ↓ -200,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| 500087	3%	₹3,153 Cr	21,000,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	3%	₹2,775 Cr	18,000,000 ↑ 300,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	2%	₹2,260 Cr	11,000,000

10. Parag Parikh Long Term Equity Fund

(Erstwhile Parag Parikh Long Term Value Fund)

The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities.

Research Highlights for Parag Parikh Long Term Equity Fund

Highest AUM (₹125,800 Cr).
Established history (12+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.75% (upper mid).
3Y return: 20.90% (upper mid).
1Y return: 8.41% (lower mid).
Alpha: 2.73 (upper mid).
Sharpe: 0.37 (upper mid).
Information ratio: 0.66 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~75%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for Parag Parikh Long Term Equity Fund

Parag Parikh Long Term Equity Fund Growth
Launch Date	24 May 13
NAV (27 Nov 25)	₹86.8391 ↓ -0.13 (-0.15 %)
Net Assets (Cr)	₹125,800 on 31 Oct 25
Category	Equity - Multi Cap
AMC	PPFAS Asset Management Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.33
Sharpe Ratio	0.37
Information Ratio	0.66
Alpha Ratio	2.73
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,139
31 Oct 22	₹15,614
31 Oct 23	₹18,727
31 Oct 24	₹25,451
31 Oct 25	₹27,759

Parag Parikh Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Parag Parikh Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-1%
3 Month	3.4%
6 Month	4.9%
1 Year	8.4%
3 Year	20.9%
5 Year	20.7%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.9%
2023	36.6%
2022	-7.2%
2021	45.5%
2020	32.3%
2019	14.4%
2018	-0.4%
2017	29.4%
2016	3.3%
2015	8.9%

Fund Manager information for Parag Parikh Long Term Equity Fund

Name	Since	Tenure
Raj Mehta	27 Jan 16	9.77 Yr.
Rajeev Thakkar	24 May 13	12.45 Yr.
Raunak Onkar	24 May 13	12.45 Yr.
Rukun Tarachandani	16 May 22	3.47 Yr.
Tejas Soman	1 Sep 25	0.17 Yr.
Mansi Kariya	22 Dec 23	1.86 Yr.
Aishwarya Dhar	1 Sep 25	0.17 Yr.

Data below for Parag Parikh Long Term Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	28.13%
Consumer Cyclical	10.39%
Communication Services	9.97%
Technology	6.17%
Utility	6.06%
Energy	5.83%
Consumer Defensive	5.6%
Health Care	4.09%
Basic Materials	0.83%
Real Estate	0.71%
Industrials	0.3%

Asset Allocation

Asset Class	Value
Cash	24.73%
Equity	74.64%
Debt	0.62%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	8%	₹10,091 Cr	102,203,321 ↑ 535,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 21 \| 532898	6%	₹7,543 Cr	261,786,637 ↑ 5,863,911
Bajaj Holdings and Investment Ltd (Financial Services) Equity, Since 31 Oct 16 \| BAJAJHLDNG	5%	₹6,544 Cr	5,318,918
Coal India Ltd (Energy) Equity, Since 31 May 22 \| COALINDIA	5%	₹6,298 Cr	162,039,558
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 20 \| ITC	5%	₹5,833 Cr	138,771,024 ↑ 3,050,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 14 \| ICICIBANK	5%	₹5,825 Cr	43,295,573 ↑ 1,080,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| KOTAKBANK	4%	₹5,088 Cr	24,205,055
Alphabet Inc Class A (Communication Services) Equity, Since 31 May 21 \| GOOGL	4%	₹4,717 Cr	1,889,757 ↑ 490
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| MARUTI	3%	₹4,365 Cr	2,696,670
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 24 \| BHARTIARTL	3%	₹4,349 Cr	21,167,034

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.