Bank Account Number

What is a Bank Account Number?

A Bank account number is a financial account which is maintained by the financial institution for the customers. It easily identifies the bank account of an individual. It is unique that none of the banks or account holders have the same account number. Banks use different codes for their branches to easily segregate account numbers of their branch.

In India, the bank account numbers usually contain 11 to 16 digits. SBI online portal account numbers start with six zeros which makes the account number 17 digits long and the highest existing banking system. Private banks such as ICICI and HDFC follow a different pattern. ICICI Bank has a 12 digit account number pattern and HDFC has a 14 digit account number.

With the help of account number, the account holder can deposit or withdraw money from their account as per their needs. Banks offer various types of accounts for various banking operations. Your account can be a Savings Account, current account, credit card account, overdraft account, loan account, or a time deposit account.

Custom Bank Account Number

The customer account number is a new advancement in the Indian banking Industry where you can choose your account number as per your desired numbers. Many private sector banks provide this Facility in which you can set an important date of your life or favourite number as the savings account number.

Currently, this facility is offered by the ICICI Bank, DCB Bank, IndusInd Bank and Kotak Mahindra Bank. You can set your birthday or any favourite number as your bank account number. Banks do not charge any additional fees for this custom bank account number. All the regulation and eligibility criteria are the same as the regular savings account.