HDFC Bank is the largest bank in India based on Market capitalisation (as of March 2020). It was established in 1994 and is headquartered in Mumbai. The bank offers a wide Range of Savings Account schemes that serve the diverse requirements of people for banking and financial purposes.
HDFC bank saving accounts provide world-class banking facilities and services to its customers. While choosing the saving scheme, you can compare and choose the account that best suits your needs.
With SavingsMax account, you can enjoy automatic sweep-in Facility on idle money and earn more interest rates. The account offers a lifetime platinum Debit Card along with an accident hospitalisation cover of Rs. 1 lakh. One of the best benefits of this account is that you can make unlimited cash withdrawals at ATMs. You also get other advantages like free Demand Draft, passbook, e-mail statements, etc.
As the name says, this account is specially designed for women and it offers a range of benefits like- Rs. 1 cashback for every Rs 200 spent, about 2% lower interest rate on loan over two-wheelers, etc. Women's saving account allows you preferential rates on loans, free folio maintenance charges on a Demat account for the first year, free lifetime BillPay for all account holders, etc. Overall, this HDFC bank savings account offers a wide benefits for women.
This is another type of HDFC savings account designed to meet all your banking needs. You can pay your bills safely and conveniently with BillPay service. As part of banking facility, you will be getting a free personalised cheque book along with an International Debit Card. The bank also provides you with deposit lockers.
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This account is for encouraging savings among senior citizens. You can enjoy preferential rates on fixed deposits (FDs). Moreover, you get an accident hospitalisation reimbursement cover of Rs. 50,000 per annum. Senior citizens can claim a daily cash allowance of Rs. 500 per day for 15 days of hospitalisation.
This account by HDFC is designed to help you build the funds for your child's future needs. That is why you can access only limited funds through this account. You can deposit Rs. 1,000 every month. The bank also gives a free education insurance cover of Rs. 1 lakh. The account comes with a Debit/ATM card. You can open this account if your child is a minor (under the age of 18 years).
This saving fund is Ideal for NGOs & institutes that is designed for easy payment. Through this account, you can manage collections of fees, donations, etc., via various online modes, for instance by linking this account with our POS terminals, payment gateway, payment Kiosk etc. The bank offers free and unlimited Demand Drafts at HDFC bank locations, payable at a Par cheque book with no usage charge, etc.
This is a Zero Balance Savings Account by HDFC. On this account, the bank offers you a free RuPay debit card along with four free cash withdrawals at branch per month. Resident individuals, HUFs, minors above the age of 10 are eligible to open this account. There is no initial payment is required to open this account.
This is again a zero balance account offered by HDFC. You can choose a premium debit card to match your banking needs. The account offers a higher cash transaction limits of Rs.10 Lakh per month. Residents individuals and minors above the age of 10 are eligible to open this account.
BSBDA account is offered to meet all your banking needs. This account comes with a free Rupay debit card, and you get four free withdrawals at ATMs per month. Resident individuals who do not have proper KYC documents to furnish can apply for this account.
This HDFC bank savings account is exclusively for farmers that comes with the half-yearly balance requirement to suit the seasonal nature of their work. The bank wants to encourage savings among farmers and help them to get the full benefit of the same. The account offers easy payment options with free BillPay facility. You can also avail five free transactions at HDFC Bank ATMs, along with a free debit card.
This is another type of HDFC savings account for an individual between the age of 18 years to 25 years. The account gives you exclusive benefits on Digital banking, cards, loans & offers on movies, food, recharge, travel, etc. The account gives a free millennia debit card for the first year, and you can enjoy round the year offers on various categories.
You can open an HDFC savings bank account either by visiting your nearest bank branch or via online-
The account will be activated in 2-3 days.
Visit the nearest HDFC Bank branch along with original copies of KYC documents. The bank executive will give you the application form. Fill all the details and attach the photocopy of all the mentioned documents. Submit the form and the documents at the counter. Following which the executive of the bank will verify all the details.
After successful verification of documents and approval, your account will be activated and you will receive the welcome kit.
Following are the criteria to open a savings account with the bank-
You can solve all your queries and resolve your grievances by calling
022-6160 6161. You can directly chat with the bank’s executive via ‘Ask EVA’.
HDFC bank offers banking services to almost all the target groups. Make sure to read their terms and conditions carefully and choose the best-suited savings account to save for your future.