fincash logo SOLUTIONS

Fincash » Savings Account » Yes Bank Savings Account

Yes Bank Savings Account

Updated on June 14, 2024 , 23704 views

Yes Bank limited is an Indian public bank headquartered in Mumbai. It is a high quality, customer-centric and service-driven bank, which received several national and international honours for various businesses & services like transaction banking, corporate investment banking, treasury, etc.

Yes bank savings account

One of the most popular banking services Yes bank offers is savings account. The bank has creatively designed each Savings Account to cater to your needs and demands. You can scroll down to know about various Yes Bank Savings Account, and select the one that suits your banking needs.

Types of YES Bank Savings Account

Customizable Savings Account

Yes bank brings all new customizable savings account that gives the customer, the power of choose, instead of Offering off-the-shelf products. It enables you to create an account that suits your lifestyle and banking preferences. Customizable Savings Account gives you the power to choose your own:

  • Debit Card
  • Pricing option (alternative to maintaining minimum balance)
  • Account benefit packages
  • YES delights (complimentary introductory offers on other YES BANK products)

YES Respect Savings Account

Yes bank brings a banking proposition exclusively for senior citizens. The account gives you exclusive offers on healthcare brands like discounts at Thyrocare, SRL Diagnostics, etc. You can earn high interest with a savings account and also enjoy the reduced AMB of Rs. 5,000. This Yes bank savings account giving you a lifetime free RuPay Domestic Debit Card.

With this account, you can access free banking across all YES Bank branches. Moreover, there is free cash withdrawal across YES Bank ATM and Branches, along with free NEFT and RTGS transfers via net & mobile banking.

YES Grace Savings Account

In order to cherish women's contribution in every walk of life, Yes bank brings unique savings account, especially to women with host of benefits. Some of the key benefits of this Yes bank savings account are-

  • Free personal security and protection cover linked to a platinum debit card
  • Annual maintenance charge waiver on the first year
  • Free safe deposit locker Facility for 1st Year
  • One complimentary NIL average balance maintenance savings account for your family.
  • Free cash withdrawal across YES bank ATM and branches
  • Free NEFT and RTGS transfers through net & mobile banking
  • Free email alerts facility

XLRATE Savings Account

This Yes bank savings account offers you high interest on your surplus savings balances through auto FD sweep out. Also, XLRATE Savings account gives you one complimentary NIL AMB savings account for your family. The account offers easy liquidity through auto sweep-in facility. You have the option for auto-renewal of Fixed Deposit.

Other facilities like free cash withdrawal across Yes bank ATM and Branches, free NEFT/ RTGS transfers through Net & Mobile Banking, etc., are offered.

Ready to Invest?
Talk to our investment specialist
By submitting this form I authorize to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

My First YES Savings Account

This account helps the child to know the basics of banking. You can maintain an average monthly balance of just Rs. 2,500. This account gives an unlimited access to any ATMs of any bank across India. By regular deposits in the child’s parent name will pave a way for a secured fixed deposit and Recurring deposit.

Savings Value Savings Account

This savings account by Yes bank allows you to earn higher high-interest rates. It offers you tax-free interest Income up to Rs. 10,000. Additionally, get unlimited access to ATMs of any bank across India.

Steps to Open Yes Bank Savings Account

Offline- Via Bank Branch

Visit the nearest YES Bank branch along with original and copies of KYC documents. Fill the application form by entering all the required details and submit the duly filled form along with the documents to the bank executive at the branch. Make sure you have filled in the required fields in the form. An executive of the bank will verify all the details provided by you in the form. At this stage, you need to submit an initial deposit depending upon the account type.

After successful verification of documents and approval, your account will be activated and you will receive a welcome kit.


  • Visit the official website of YES bank
  • On the home page you will find of Open Savings Account
  • After clicking, you will see all the Yes Bank Savings Account, click on the one that suits the best to you
  • On the right side you have to submit your details. After submission you will get a reference ID, kindly note it down. The bank representative will contact you back shortly

Eligibility Criteria to Open Yes Bank Savings Bank Account

Customers should meet the following criteria to open a savings account with the bank:

  • The person should be a citizen of India.
  • The individual should be 18 years of age or above except in case of a minor savings account.
  • The customers need to submit valid identity and address proof to the bank that is Government approved.
  • Once the bank approves the submitted documents, the applicant will have to make an initial deposit depending upon the type of the savings account.

Yes Bank Savings Account Customer Care

For any query or doubt, you can Call the toll free number of Yes bank on 1800 1200. You can also call on +91 22 6121 9000.

You can send SMS ‘HELP’ space < CUST ID> and send it to +91 9552220020. You can also send an email to

All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 5, based on 1 reviews.