4 શ્રેષ્ઠ પ્રદર્શન કરનાર ઇક્વિટી સેવિંગ્સ ફંડ્સ 2022

Updated on November 6, 2025 , 10132 views

ઇક્વિટી સેવિંગ્સ ફંડની હાઇબ્રિડ કેટેગરીમાં આવે છેમ્યુચ્યુઅલ ફંડ. આ નવીનતમ પ્રકાર છેએસેટ ફાળવણી મ્યુચ્યુઅલ ફંડ્સ 2014 ના અંતમાં રજૂ કરવામાં આવ્યા હતા. ઇક્વિટી સેવિંગ્સ ફંડ્સ આર્બિટ્રેજ, ઇક્વિટી અને ડેટમાં રોકાણ કરે છે. આ ફંડ તેની કુલ સંપત્તિના ઓછામાં ઓછા 65 ટકા ઇક્વિટીમાં રોકાણ કરશે (તેમાંથી મોટાભાગની આર્બિટ્રેજમાં) અને બાકીના ડેટ ઇન્સ્ટ્રુમેન્ટ્સમાં, પરંતુ ડેટમાં ન્યૂનતમ રોકાણ 10 ટકા હોવું જોઈએ. ઇક્વિટી સેવિંગ્સ ફંડ એવા રોકાણકારોમાં લોકપ્રિય બની રહ્યું છે જેઓ ઇક્વિટીમાં રોકાણ કરવા માગે છે છતાં તે જ સમયે સુરક્ષિત રહેવા માગે છે. તો, ચાલો આ ફંડ વિશે જાણીએ, જેમાં રોકાણ કરવા માટે શ્રેષ્ઠ પ્રદર્શન કરતા ઇક્વિટી સેવિંગ્સ ફંડમાંથી કેટલાક છે.

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ઇક્વિટી સેવિંગ્સ ફંડ્સ વિશે ઝાંખી

ઇક્વિટી સેવિંગ્સ ફંડ્સ સ્થિર જનરેટ કરવાનો પ્રયાસ કરે છેઆવક દ્વારારોકાણ ડેટ ઇન્સ્ટ્રુમેન્ટ્સમાં અને ઇક્વિટી રોકાણો દ્વારા સંભવિતપણે વધુ વળતર મેળવવાનો હેતુ છે. આમ, આ ભંડોળ જોખમ અને વળતર બંને વચ્ચે સંતુલિત સમીકરણ તરીકે કાર્ય કરે છે.

આદર્શરીતે, આર્બિટ્રેજ રોકડ અને ડેરિવેટિવ્ઝમાં શેરના ભાવમાં તફાવતનો લાભ લે છે.બજાર. ડેરિવેટિવ્ઝનો ઉપયોગ નેટ ઇક્વિટી એક્સપોઝર ઘટાડે છે (એટલે કે, આદર્શ રીતે 20-40 ટકા, જો કે તે ફંડમાં અલગ અલગ હોઈ શકે છે) અને સામાન્ય રીતે રક્ષણ આપે છે.રોકાણકાર અસ્થિર વળતરમાંથી.

કારણ કે, ઇક્વિટી સેવિંગ્સ ફંડ્સમાં 65 ટકા ઇક્વિટી એક્સ્પોઝર હોય છે (ડેરિવેટિવ્સને ધ્યાનમાં લીધા વિના), તેઓને નીચે મુજબ ગણવામાં આવે છે.ઇક્વિટી મ્યુચ્યુઅલ ફંડ્સ કરવેરા ટૂંકા ગાળા માટે એટલે કે 1-3 વર્ષ માટે રોકાણ કરવા માંગતા રૂઢિચુસ્ત રોકાણકારો માટે ઇક્વિટી સેવિંગ્સ ફંડ્સને રોકાણનો આદર્શ વિકલ્પ માનવામાં આવે છે.

આ ફંડ્સમાં રોકાણ કરવાની યોજના ઘડી રહેલા રોકાણકારોએ એ લેવું જોઈએSIP રૂટ કારણ કે આ બજારના સમયની ચિંતા દૂર કરે છે. પોસ્ટ-નિવૃત્તિ તમે સમયાંતરે સમયાંતરે પૂર્વ-નિર્ધારિત ઉપાડને સક્ષમ કરવા માટે SWP (સિસ્ટમેટિક ઉપાડ પ્લાન) વિકલ્પનો ઉપયોગ કરી શકો છો.

ટોચના 4 શ્રેષ્ઠ ઇક્વિટી સેવિંગ્સ ફંડ્સ નાણાકીય વર્ષ 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Equity Savings Fund Growth	₹26.8597 ↓ -0.02	₹8,487	3.3	5.9	6.9	11.4	11.3	11.7
Edelweiss Equity Savings Fund Growth	₹25.9099 ↑ 0.03	₹843	2.7	5.8	8.6	11.2	10.7	13.4
SBI Equity Savings Fund Growth	₹24.2597 ↓ -0.07	₹5,703	1.7	4.8	4.4	10.9	11.2	12
DSP Equity Savings Fund Growth	₹22.057 ↑ 0.03	₹3,591	1.4	2.2	4.8	10	10.4	12.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Nov 25

Research Highlights & Commentary of 4 Funds showcased

Commentary	Kotak Equity Savings Fund	Edelweiss Equity Savings Fund	SBI Equity Savings Fund	DSP Equity Savings Fund
Point 1	Highest AUM (₹8,487 Cr).	Bottom quartile AUM (₹843 Cr).	Upper mid AUM (₹5,703 Cr).	Lower mid AUM (₹3,591 Cr).
Point 2	Oldest track record among peers (11 yrs).	Established history (11+ yrs).	Established history (10+ yrs).	Established history (9+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.26% (top quartile).	5Y return: 10.71% (lower mid).	5Y return: 11.19% (upper mid).	5Y return: 10.37% (bottom quartile).
Point 6	3Y return: 11.43% (top quartile).	3Y return: 11.16% (upper mid).	3Y return: 10.88% (lower mid).	3Y return: 9.99% (bottom quartile).
Point 7	1Y return: 6.86% (upper mid).	1Y return: 8.58% (top quartile).	1Y return: 4.41% (bottom quartile).	1Y return: 4.80% (lower mid).
Point 8	1M return: 0.04% (bottom quartile).	1M return: 0.89% (top quartile).	1M return: 0.85% (upper mid).	1M return: 0.57% (lower mid).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.55 (lower mid).	Sharpe: -0.01 (top quartile).	Sharpe: -0.36 (upper mid).	Sharpe: -0.56 (bottom quartile).

Kotak Equity Savings Fund

Highest AUM (₹8,487 Cr).
Oldest track record among peers (11 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.26% (top quartile).
3Y return: 11.43% (top quartile).
1Y return: 6.86% (upper mid).
1M return: 0.04% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.55 (lower mid).

Edelweiss Equity Savings Fund

Bottom quartile AUM (₹843 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.71% (lower mid).
3Y return: 11.16% (upper mid).
1Y return: 8.58% (top quartile).
1M return: 0.89% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (top quartile).

SBI Equity Savings Fund

Upper mid AUM (₹5,703 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.19% (upper mid).
3Y return: 10.88% (lower mid).
1Y return: 4.41% (bottom quartile).
1M return: 0.85% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.36 (upper mid).

DSP Equity Savings Fund

Lower mid AUM (₹3,591 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.37% (bottom quartile).
3Y return: 9.99% (bottom quartile).
1Y return: 4.80% (lower mid).
1M return: 0.57% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.56 (bottom quartile).

*ઉપર શ્રેષ્ઠની યાદી છેઇક્વિટી બચત ઉપર AUM/નેટ અસ્કયામતો ધરાવતાં ભંડોળ100 કરોડ. પર છટણીછેલ્લું 3 વર્ષનું વળતર.

1. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Kotak Equity Savings Fund

Highest AUM (₹8,487 Cr).
Oldest track record among peers (11 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.26% (top quartile).
3Y return: 11.43% (top quartile).
1Y return: 6.86% (upper mid).
1M return: 0.04% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.55 (lower mid).
Information ratio: 0.00 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~49%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~6.5%).

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (07 Nov 25)	₹26.8597 ↓ -0.02 (-0.07 %)
Net Assets (Cr)	₹8,487 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹11,814
31 Oct 22	₹12,483
31 Oct 23	₹13,658
31 Oct 24	₹16,119
31 Oct 25	₹17,378

Kotak Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	0%
3 Month	3.3%
6 Month	5.9%
1 Year	6.9%
3 Year	11.4%
5 Year	11.3%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.7%
2023	15.7%
2022	6.8%
2021	11.1%
2020	10.4%
2019	7.8%
2018	4.2%
2017	14%
2016	6.5%
2015	6.4%

Fund Manager information for Kotak Equity Savings Fund

Name	Since	Tenure
Abhishek Bisen	13 Oct 14	10.98 Yr.
Devender Singhal	1 Apr 21	4.5 Yr.
Hiten Shah	3 Oct 19	6 Yr.

Data below for Kotak Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	48.83%
Equity	36.29%
Debt	14.01%
Other	0.87%

Equity Sector Allocation

Sector	Value
Financial Services	20.03%
Consumer Cyclical	11.93%
Communication Services	9.91%
Basic Materials	5.69%
Utility	4.1%
Industrials	4.02%
Consumer Defensive	3.63%
Technology	3.35%
Energy	3.22%
Health Care	0.9%
Real Estate	0.33%

Debt Sector Allocation

Sector	Value
Cash Equivalent	47.01%
Corporate	9.85%
Government	4.23%
Securitized	1.76%

Credit Quality

Rating	Value
AA	10.76%
AAA	89.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 30 Apr 24 \| SBIN	7%	₹575 Cr	6,590,789 ↓ -500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	5%	₹479 Cr	2,550,780
Kotak Liquid Dir Gr Investment Fund \| -	5%	₹444 Cr	820,551
Cnx Nifty-Oct2025 - \| -	4%	-₹372 Cr	150,000 ↑ 150,000
STATE BANK OF INDIA-OCT2025 Derivatives \| -	4%	-₹358 Cr	4,077,750 ↑ 4,077,750
Bharti Airtel Ltd-OCT2025 Derivatives \| -	4%	-₹334 Cr	1,767,000 ↑ 1,767,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 14 \| MARUTI	4%	₹322 Cr	200,988
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| 534816	4%	₹310 Cr	9,028,198
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 May 22 \| HEROMOTOCO	3%	₹285 Cr	520,000
Adani Port and Special Economic Zone Ltd.-OCT2025 Derivatives \| -	2%	-₹213 Cr	1,509,550 ↑ 1,509,550

2. Edelweiss Equity Savings Fund

(Erstwhile Edelweiss Equity Savings Advantage Fund)

"The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments"

Research Highlights for Edelweiss Equity Savings Fund

Bottom quartile AUM (₹843 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.71% (lower mid).
3Y return: 11.16% (upper mid).
1Y return: 8.58% (top quartile).
1M return: 0.89% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (top quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~64%).
High-quality debt (AAA/AA ~100%).
Largest holding Edelweiss Money Market Dir Gr (~8.0%).

Below is the key information for Edelweiss Equity Savings Fund

Edelweiss Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (07 Nov 25)	₹25.9099 ↑ 0.03 (0.11 %)
Net Assets (Cr)	₹843 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.59
Sharpe Ratio	-0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹11,906
31 Oct 22	₹12,231
31 Oct 23	₹13,276
31 Oct 24	₹15,470
31 Oct 25	₹16,860

Edelweiss Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Edelweiss Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	0.9%
3 Month	2.7%
6 Month	5.8%
1 Year	8.6%
3 Year	11.2%
5 Year	10.7%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.4%
2023	12.9%
2022	3.2%
2021	11.7%
2020	13%
2019	7%
2018	3.8%
2017	15.1%
2016	4.6%
2015	5.3%

Fund Manager information for Edelweiss Equity Savings Fund

Name	Since	Tenure
Bhavesh Jain	1 Oct 21	4 Yr.
Bharat Lahoti	18 Sep 17	8.04 Yr.
Rahul Dedhia	1 Jul 24	1.25 Yr.
Pranavi Kulkarni	1 Aug 24	1.17 Yr.

Data below for Edelweiss Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	63.75%
Equity	25.56%
Debt	10.67%
Other	0.02%

Equity Sector Allocation

Sector	Value
Financial Services	20.47%
Basic Materials	11.22%
Energy	6.58%
Industrials	5.32%
Consumer Cyclical	5.08%
Communication Services	4.96%
Health Care	4.23%
Technology	3.57%
Utility	1.98%
Consumer Defensive	1.57%
Real Estate	1.31%

Debt Sector Allocation

Sector	Value
Cash Equivalent	59.59%
Government	7.57%
Corporate	7.25%

Credit Quality

Rating	Value
AAA	99.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Edelweiss Money Market Dir Gr Investment Fund \| -	8%	₹76 Cr	23,697,253
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 21 \| RELIANCE	5%	₹48 Cr	352,751 ↑ 21,500
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| HDFCBANK	4%	₹41 Cr	435,414 ↑ 58,300
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹37 Cr	271,000 ↑ 11,000
Edelweiss Low Duration Dir Gr Investment Fund \| -	4%	₹35 Cr	340,264
Future on UPL Ltd Derivatives \| -	3%	-₹32 Cr	489,155
UPL Ltd (Basic Materials) Equity, Since 31 May 25 \| UPL	3%	₹32 Cr	489,155
Future on HDFC Bank Ltd Derivatives \| -	3%	-₹29 Cr	306,900 ↑ 41,800
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| ICICIBANK	3%	₹27 Cr	203,229 ↑ 63,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹26 Cr	2,500,000

3. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

Research Highlights for SBI Equity Savings Fund

Upper mid AUM (₹5,703 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.19% (upper mid).
3Y return: 10.88% (lower mid).
1Y return: 4.41% (bottom quartile).
1M return: 0.85% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.36 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~28%).
High-quality debt (AAA/AA ~97%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund Growth
Launch Date	27 May 15
NAV (06 Nov 25)	₹24.2597 ↓ -0.07 (-0.31 %)
Net Assets (Cr)	₹5,703 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.28
Sharpe Ratio	-0.36
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,306
31 Oct 22	₹12,712
31 Oct 23	₹14,203
31 Oct 24	₹16,515
31 Oct 25	₹17,392

SBI Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	0.8%
3 Month	1.7%
6 Month	4.8%
1 Year	4.4%
3 Year	10.9%
5 Year	11.2%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12%
2023	17.5%
2022	1.9%
2021	13.2%
2020	11.9%
2019	9.4%
2018	-0.5%
2017	14.6%
2016	6.2%
2015

Fund Manager information for SBI Equity Savings Fund

Name	Since	Tenure
Neeraj Kumar	27 May 15	10.36 Yr.
Nidhi Chawla	1 Jan 22	3.75 Yr.
Mohit Jain	15 May 25	0.38 Yr.
Pradeep Kesavan	1 Jan 24	1.75 Yr.
Vandna Soni	1 Jan 24	1.75 Yr.

Data below for SBI Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	28.38%
Equity	48.81%
Debt	22.81%

Equity Sector Allocation

Sector	Value
Financial Services	23.49%
Consumer Cyclical	11.53%
Basic Materials	10.71%
Industrials	8.99%
Real Estate	5.58%
Energy	5.3%
Health Care	2.26%
Technology	1.67%
Utility	1.47%
Consumer Defensive	1.33%
Communication Services	0.4%

Debt Sector Allocation

Sector	Value
Cash Equivalent	27.42%
Corporate	17.84%
Government	5.93%

Credit Quality

Rating	Value
A	2.76%
AA	44.18%
AAA	53.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 15 \| HDFCBANK	7%	₹450 Cr	4,734,100 ↓ -63,800
Reliance Industries Ltd (Energy) Equity, Since 31 May 15 \| RELIANCE	5%	₹303 Cr	2,219,662 ↑ 25,000
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹287 Cr	3,004,100 ↓ -63,800
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| KOTAKBANK	3%	₹163 Cr	820,400 ↓ -42,800
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| ICICIBANK	3%	₹159 Cr	1,181,800 ↑ 173,600
Bharti Telecom Limited Debentures \| -	3%	₹155 Cr	15,000
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 16 \| LT	2%	₹134 Cr	365,275
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	2%	₹131 Cr	3,102,830 ↑ 155,272
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹129 Cr	12,500,000
Cube Highways Trust (Industrials) Equity, Since 30 Apr 23 \| CUBEINVIT	2%	₹121 Cr	9,000,000

4. DSP Equity Savings Fund

The investment objective of the Scheme is to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for DSP Equity Savings Fund

Lower mid AUM (₹3,591 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.37% (bottom quartile).
3Y return: 9.99% (bottom quartile).
1Y return: 4.80% (lower mid).
1M return: 0.57% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.56 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~46%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.82% Govt Stock 2033 (~6.0%).

Below is the key information for DSP Equity Savings Fund

DSP Equity Savings Fund Growth
Launch Date	28 Mar 16
NAV (07 Nov 25)	₹22.057 ↑ 0.03 (0.11 %)
Net Assets (Cr)	₹3,591 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.31
Sharpe Ratio	-0.56
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,118
31 Oct 22	₹12,534
31 Oct 23	₹13,429
31 Oct 24	₹15,847
31 Oct 25	₹16,636

DSP Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for DSP Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 25

Duration	Returns
1 Month	0.6%
3 Month	1.4%
6 Month	2.2%
1 Year	4.8%
3 Year	10%
5 Year	10.4%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.1%
2023	12.2%
2022	4.6%
2021	12.8%
2020	7.8%
2019	7.2%
2018	-1.4%
2017	15.5%
2016
2015

Fund Manager information for DSP Equity Savings Fund

Name	Since	Tenure
Abhishek Singh	1 May 21	4.42 Yr.
Shantanu Godambe	1 Aug 24	1.16 Yr.
Kaivalya Nadkarni	1 Oct 24	1 Yr.

Data below for DSP Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	46.4%
Equity	31.37%
Debt	22.23%

Equity Sector Allocation

Sector	Value
Financial Services	25.71%
Consumer Cyclical	6.96%
Energy	6.63%
Health Care	5.88%
Technology	5.25%
Communication Services	4.17%
Consumer Defensive	3.47%
Basic Materials	3.45%
Utility	3.21%
Industrials	2.98%
Real Estate	1.39%

Debt Sector Allocation

Sector	Value
Cash Equivalent	45.12%
Government	17.37%
Corporate	6.14%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.82% Govt Stock 2033 Sovereign Bonds \| -	6%	₹228 Cr	22,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| HDFCBANK	6%	₹213 Cr	2,244,846
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 19 \| 532215	4%	₹150 Cr	1,328,655
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 21 \| ITC	3%	₹119 Cr	2,967,585 ↑ 964,462
Future on HDFC Bank Ltd Derivatives \| -	3%	-₹112 Cr	1,170,400
State Bank of India (Financial Services) Equity, Since 30 Jun 23 \| SBIN	3%	₹105 Cr	1,199,444
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| M&M	3%	₹103 Cr	301,727 ↑ 15,000
Infosys Ltd (Technology) Equity, Since 30 Jun 24 \| INFY	3%	₹103 Cr	716,784 ↑ 122,841
Future on Reliance Industries Ltd Derivatives \| -	3%	-₹102 Cr	742,000
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 21 \| RELIANCE	3%	₹101 Cr	742,000

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.