ಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022 - 2023

Updated on January 26, 2026 , 60730 views

ಈಕ್ವಿಟಿ ಫಂಡ್ ಎನ್ನುವುದು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಆಗಿದ್ದು ಅದು ಮುಖ್ಯವಾಗಿ ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ. ಇದನ್ನು ಸಕ್ರಿಯವಾಗಿ ಅಥವಾ ನಿಷ್ಕ್ರಿಯವಾಗಿ (ಸೂಚ್ಯಂಕ ನಿಧಿ) ನಿರ್ವಹಿಸಬಹುದು. ಇವುಗಳನ್ನು ಸ್ಟಾಕ್ ಫಂಡ್ ಎಂದೂ ಕರೆಯುತ್ತಾರೆ.

ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು ಯಾವಾಗ ಆಯ್ಕೆಯ ವಾಹನವಾಗಿರಬೇಕುಹೂಡಿಕೆ ದೀರ್ಘಾವಧಿಯ ಗುರಿಗಳಿಗಾಗಿ ಅವರು ಕಳೆದ ಕೆಲವು ವರ್ಷಗಳಲ್ಲಿ ಹೂಡಿಕೆದಾರರಿಗೆ ದೊಡ್ಡ ಲಾಭವನ್ನು ಸೃಷ್ಟಿಸಿದ್ದಾರೆ. ಆದರೆ ಹೂಡಿಕೆದಾರರ ಮುಂದೆ ವ್ಯಾಪಕ ಆಯ್ಕೆ ಇರುವುದರಿಂದ, ಸರಿಯಾದ ಇಕ್ವಿಟಿ ಫಂಡ್ ಅನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ನಿರ್ಣಾಯಕವಾಗುತ್ತದೆ.

ಸರಿಯಾದ ಗುಣಾತ್ಮಕ ಮತ್ತು ಪರಿಮಾಣಾತ್ಮಕ ಕ್ರಮಗಳೊಂದಿಗೆ (ಕೆಳಗೆ ಚರ್ಚಿಸಲಾಗಿದೆ), ಒಬ್ಬರು ಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿಯನ್ನು ಆದರ್ಶವಾಗಿ ಆಯ್ಕೆ ಮಾಡಬಹುದುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಹೂಡಿಕೆ ಮಾಡಲು.

ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

1. ದ್ರವ್ಯತೆ

ಎಲ್ಲಾ ಪ್ರಮುಖ ವಿನಿಮಯ ಕೇಂದ್ರಗಳಲ್ಲಿ ಸ್ಟಾಕ್‌ಗಳು ಸಕ್ರಿಯವಾಗಿ ವ್ಯಾಪಾರವಾಗುವುದರಿಂದ, ಪ್ರತಿದಿನ, ಇದು ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳನ್ನು ಹೆಚ್ಚು ದ್ರವ ಹೂಡಿಕೆಯನ್ನಾಗಿ ಮಾಡುತ್ತದೆ. ಇದು ಹೂಡಿಕೆದಾರರಿಗೆ, ಅವರ ಷೇರುಗಳನ್ನು ಖರೀದಿಸುವ ಮತ್ತು ಮಾರಾಟ ಮಾಡುವ ಅನುಕೂಲವನ್ನು ಒದಗಿಸುತ್ತದೆಮಾರುಕಟ್ಟೆ ಪರಿಸ್ಥಿತಿ. ಈಕ್ವಿಟಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ, ಹಣವನ್ನು ಸಾಮಾನ್ಯವಾಗಿ ನಿಮ್ಮ ಹಣಕ್ಕೆ ಜಮಾ ಮಾಡಲಾಗುತ್ತದೆಬ್ಯಾಂಕ್ 3 ದಿನಗಳಲ್ಲಿ ಖಾತೆ.

2. ಡಿವಿಡೆಂಡ್ ಆದಾಯ

ಬ್ಲೂ-ಚಿಪ್ ಕಂಪನಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ ಹೂಡಿಕೆದಾರರು ಸ್ಥಿರವಾಗಿ ಗಳಿಸಲು ಸಹಾಯ ಮಾಡಬಹುದುಆದಾಯ ಲಾಭಾಂಶ ರೂಪದಲ್ಲಿ. ಅಂತಹ ಹೆಚ್ಚಿನ ಕಂಪನಿಗಳು ಸಾಮಾನ್ಯವಾಗಿ ಅಸ್ಥಿರ ಮಾರುಕಟ್ಟೆ ಪರಿಸ್ಥಿತಿಗಳಲ್ಲಿಯೂ ಸಹ ನಿಯಮಿತ ಲಾಭಾಂಶವನ್ನು ಪಾವತಿಸುತ್ತವೆ, ಸಾಮಾನ್ಯವಾಗಿ ತ್ರೈಮಾಸಿಕ ಪಾವತಿಸಲಾಗುತ್ತದೆ. ವೈವಿಧ್ಯಮಯ ಪೋರ್ಟ್ಫೋಲಿಯೊವನ್ನು ಹೊಂದಿರುವ ಹೂಡಿಕೆದಾರರಿಗೆ ವರ್ಷದಲ್ಲಿ ಸ್ಥಿರವಾದ ಲಾಭಾಂಶ ಆದಾಯವನ್ನು ಒದಗಿಸಬಹುದು.

3. ಪೋರ್ಟ್ಫೋಲಿಯೊ ವೈವಿಧ್ಯೀಕರಣ

ಉತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳೊಂದಿಗೆ ಹೂಡಿಕೆದಾರರು ನಿಯಮಿತವಾಗಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ತಮ್ಮ ಬಂಡವಾಳವನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸಬಹುದು. ಇದರರ್ಥ ಅವರು ವಿವಿಧ ಆರ್ಥಿಕ ವಲಯಗಳ ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಆದ್ದರಿಂದ, ಒಂದು ನಿರ್ದಿಷ್ಟ ಸ್ಟಾಕ್ ಮೌಲ್ಯದಲ್ಲಿ ಕುಸಿದರೂ, ಮಾರುಕಟ್ಟೆಯ ಪರಿಸ್ಥಿತಿಗೆ ಅನುಗುಣವಾಗಿ ಹೂಡಿಕೆದಾರರಿಗೆ ಆ ನಷ್ಟವನ್ನು ತುಂಬಲು ಇತರರು ಸಹಾಯ ಮಾಡಬಹುದು.

4. ಐಡಿಯಲ್ ಇನ್ವೆಸ್ಟ್ಮೆಂಟ್ ವೆಹಿಕಲ್

ಅನೇಕ ವಿಧಗಳಲ್ಲಿ, ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು ಹೂಡಿಕೆದಾರರಿಗೆ ಸೂಕ್ತವಾದ ಹೂಡಿಕೆ ಸಾಧನಗಳಾಗಿವೆ, ಅದು ಹಣಕಾಸಿನ ಹೂಡಿಕೆಯಲ್ಲಿ ಚೆನ್ನಾಗಿ ತಿಳಿದಿರುವುದಿಲ್ಲ ಅಥವಾ ದೊಡ್ಡ ಮೊತ್ತವನ್ನು ಹೊಂದಿರುವುದಿಲ್ಲ.ಬಂಡವಾಳ ಇದರೊಂದಿಗೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು. ಹೆಚ್ಚಿನ ಜನರಿಗೆ ಅವು ಪ್ರಾಯೋಗಿಕ ಹೂಡಿಕೆಗಳಾಗಿವೆ.

ಸಣ್ಣ ವೈಯಕ್ತಿಕ ಹೂಡಿಕೆದಾರರಿಗೆ ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳನ್ನು ಹೆಚ್ಚು ಸೂಕ್ತವಾಗಿಸುವ ಗುಣಲಕ್ಷಣಗಳೆಂದರೆ ಫಂಡ್‌ನ ಪೋರ್ಟ್‌ಫೋಲಿಯೊ ವೈವಿಧ್ಯೀಕರಣದಿಂದ ಉಂಟಾಗುವ ಅಪಾಯದ ಕಡಿತ ಮತ್ತು ಈಕ್ವಿಟಿ ಫಂಡ್‌ನ ಷೇರುಗಳನ್ನು ಪಡೆಯಲು ತುಲನಾತ್ಮಕವಾಗಿ ಸಣ್ಣ ಪ್ರಮಾಣದ ಬಂಡವಾಳ. ಒಬ್ಬ ವ್ಯಕ್ತಿಗೆ ದೊಡ್ಡ ಪ್ರಮಾಣದ ಹೂಡಿಕೆ ಬಂಡವಾಳದ ಅಗತ್ಯವಿರುತ್ತದೆಹೂಡಿಕೆದಾರ ನೇರ ಸ್ಟಾಕ್ ಹೋಲ್ಡಿಂಗ್‌ಗಳ ಪೋರ್ಟ್‌ಫೋಲಿಯೊದ ವೈವಿಧ್ಯೀಕರಣದ ಮೂಲಕ ಇದೇ ರೀತಿಯ ಅಪಾಯ ಕಡಿತವನ್ನು ಸಾಧಿಸಲು. ಸಣ್ಣ ಹೂಡಿಕೆದಾರರ ಬಂಡವಾಳವನ್ನು ಒಟ್ಟುಗೂಡಿಸುವುದರಿಂದ ಪ್ರತಿ ಹೂಡಿಕೆದಾರರಿಗೆ ದೊಡ್ಡ ಬಂಡವಾಳದ ಅವಶ್ಯಕತೆಗಳೊಂದಿಗೆ ಹೊರೆಯಾಗದಂತೆ ಈಕ್ವಿಟಿ ಫಂಡ್ ಪರಿಣಾಮಕಾರಿಯಾಗಿ ವೈವಿಧ್ಯಗೊಳಿಸಲು ಅನುಮತಿಸುತ್ತದೆ.

ಈಕ್ವಿಟಿ NAV

ಈಕ್ವಿಟಿ ಫಂಡ್‌ನ ಬೆಲೆಯು ಫಂಡ್‌ನ ನಿವ್ವಳ ಆಸ್ತಿ ಮೌಲ್ಯವನ್ನು ಆಧರಿಸಿದೆ (ಅವು ಅಲ್ಲ) ಅದರ ಹೊಣೆಗಾರಿಕೆಗಳು ಕಡಿಮೆ. ಹೆಚ್ಚು ವೈವಿಧ್ಯಮಯ ನಿಧಿ ಎಂದರೆ ಒಟ್ಟಾರೆ ಪೋರ್ಟ್‌ಫೋಲಿಯೊ ಮತ್ತು ಈಕ್ವಿಟಿ ಫಂಡ್‌ನ ಷೇರು ಬೆಲೆಯ ಮೇಲೆ ವೈಯಕ್ತಿಕ ಷೇರುಗಳ ಪ್ರತಿಕೂಲ ಬೆಲೆ ಚಲನೆಯ ಕಡಿಮೆ ಋಣಾತ್ಮಕ ಪರಿಣಾಮವಿದೆ.

ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳನ್ನು ಅನುಭವಿ ವೃತ್ತಿಪರ ಪೋರ್ಟ್‌ಫೋಲಿಯೋ ಮ್ಯಾನೇಜರ್‌ಗಳು ನಿರ್ವಹಿಸುತ್ತಾರೆ ಮತ್ತು ಅವರ ಹಿಂದಿನ ಕಾರ್ಯಕ್ಷಮತೆ ಸಾರ್ವಜನಿಕ ದಾಖಲೆಯ ವಿಷಯವಾಗಿದೆ. ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳಿಗೆ ಪಾರದರ್ಶಕತೆ ಮತ್ತು ವರದಿ ಮಾಡುವ ಅಗತ್ಯತೆಗಳು ಸೆಕ್ಯುರಿಟಿ ಎಕ್ಸ್‌ಚೇಂಜ್ ಬೋರ್ಡ್ ಆಫ್ ಇಂಡಿಯಾದಿಂದ ಹೆಚ್ಚು ನಿಯಂತ್ರಿಸಲ್ಪಡುತ್ತವೆ (SEBI)

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ಟಾಪ್ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

ಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳನ್ನು ಅದರ ಪ್ರಕಾರಗಳ ಪ್ರಕಾರ ವರ್ಗೀಕರಿಸಲಾಗಿದೆ-ELSS,ದೊಡ್ಡ ಕ್ಯಾಪ್ ನಿಧಿಗಳು,ಮಿಡ್ ಕ್ಯಾಪ್ ಫಂಡ್ಗಳು,ಸಣ್ಣ ಕ್ಯಾಪ್ ನಿಧಿಗಳು,ವೈವಿಧ್ಯಮಯ ನಿಧಿಗಳು,ವಲಯ ನಿಧಿಗಳು ಮತ್ತುಸಮತೋಲಿತ ನಿಧಿ.

5 ಅತ್ಯುತ್ತಮ ಲಾರ್ಜ್ ಕ್ಯಾಪ್ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Large Cap Fund Growth	₹90.8924 ↑ 0.84	₹50,876	-3.3	1.7	11.9	19	19.4	9.2
Invesco India Largecap Fund Growth	₹68.94 ↑ 0.77	₹1,718	-4.2	1	10.9	18.1	15.4	5.5
DSP TOP 100 Equity Growth	₹473.778 ↑ 5.53	₹7,285	-2.3	0.5	9.7	17.9	14.3	8.4
ICICI Prudential Bluechip Fund Growth	₹111.73 ↑ 0.69	₹78,502	-2.2	2.4	11.7	17.9	17.2	11.3
Bandhan Large Cap Fund Growth	₹77.838 ↑ 0.61	₹2,051	-3.1	2	12.7	17.6	14.2	8.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Large Cap Fund	Invesco India Largecap Fund	DSP TOP 100 Equity	ICICI Prudential Bluechip Fund	Bandhan Large Cap Fund
Point 1	Upper mid AUM (₹50,876 Cr).	Bottom quartile AUM (₹1,718 Cr).	Lower mid AUM (₹7,285 Cr).	Highest AUM (₹78,502 Cr).	Bottom quartile AUM (₹2,051 Cr).
Point 2	Established history (18+ yrs).	Established history (16+ yrs).	Oldest track record among peers (22 yrs).	Established history (17+ yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 19.35% (top quartile).	5Y return: 15.44% (lower mid).	5Y return: 14.29% (bottom quartile).	5Y return: 17.20% (upper mid).	5Y return: 14.25% (bottom quartile).
Point 6	3Y return: 19.03% (top quartile).	3Y return: 18.06% (upper mid).	3Y return: 17.89% (lower mid).	3Y return: 17.87% (bottom quartile).	3Y return: 17.59% (bottom quartile).
Point 7	1Y return: 11.93% (upper mid).	1Y return: 10.91% (bottom quartile).	1Y return: 9.68% (bottom quartile).	1Y return: 11.65% (lower mid).	1Y return: 12.69% (top quartile).
Point 8	Alpha: -0.94 (upper mid).	Alpha: -5.05 (bottom quartile).	Alpha: -1.17 (lower mid).	Alpha: 1.30 (top quartile).	Alpha: -2.13 (bottom quartile).
Point 9	Sharpe: 0.29 (upper mid).	Sharpe: 0.04 (bottom quartile).	Sharpe: 0.26 (lower mid).	Sharpe: 0.48 (top quartile).	Sharpe: 0.21 (bottom quartile).
Point 10	Information ratio: 1.37 (top quartile).	Information ratio: 0.67 (bottom quartile).	Information ratio: 0.74 (lower mid).	Information ratio: 1.26 (upper mid).	Information ratio: 0.72 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹50,876 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.35% (top quartile).
3Y return: 19.03% (top quartile).
1Y return: 11.93% (upper mid).
Alpha: -0.94 (upper mid).
Sharpe: 0.29 (upper mid).
Information ratio: 1.37 (top quartile).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,718 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.44% (lower mid).
3Y return: 18.06% (upper mid).
1Y return: 10.91% (bottom quartile).
Alpha: -5.05 (bottom quartile).
Sharpe: 0.04 (bottom quartile).
Information ratio: 0.67 (bottom quartile).

DSP TOP 100 Equity

Lower mid AUM (₹7,285 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.29% (bottom quartile).
3Y return: 17.89% (lower mid).
1Y return: 9.68% (bottom quartile).
Alpha: -1.17 (lower mid).
Sharpe: 0.26 (lower mid).
Information ratio: 0.74 (lower mid).

ICICI Prudential Bluechip Fund

Highest AUM (₹78,502 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.20% (upper mid).
3Y return: 17.87% (bottom quartile).
1Y return: 11.65% (lower mid).
Alpha: 1.30 (top quartile).
Sharpe: 0.48 (top quartile).
Information ratio: 1.26 (upper mid).

Bandhan Large Cap Fund

Bottom quartile AUM (₹2,051 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.25% (bottom quartile).
3Y return: 17.59% (bottom quartile).
1Y return: 12.69% (top quartile).
Alpha: -2.13 (bottom quartile).
Sharpe: 0.21 (bottom quartile).
Information ratio: 0.72 (bottom quartile).

5 ಅತ್ಯುತ್ತಮ ಮಿಡ್ ಕ್ಯಾಪ್ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential MidCap Fund Growth	₹307.7 ↑ 6.78	₹7,132	-0.5	4.1	20.5	23.4	22.1	11.1
TATA Mid Cap Growth Fund Growth	₹434.374 ↑ 4.37	₹5,497	-1.3	1.2	12.3	22.7	19.9	5.8
BNP Paribas Mid Cap Fund Growth	₹102.511 ↑ 1.62	₹2,313	-0.7	3	12.8	21.1	20.2	2.5
Aditya Birla Sun Life Midcap Fund Growth	₹773.34 ↑ 11.45	₹6,301	-3.6	-1.2	11.3	21	19.5	4.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	ICICI Prudential MidCap Fund	TATA Mid Cap Growth Fund	BNP Paribas Mid Cap Fund	Aditya Birla Sun Life Midcap Fund
Point 1	Highest AUM (₹7,132 Cr).	Lower mid AUM (₹5,497 Cr).	Bottom quartile AUM (₹2,313 Cr).	Upper mid AUM (₹6,301 Cr).
Point 2	Established history (21+ yrs).	Oldest track record among peers (31 yrs).	Established history (19+ yrs).	Established history (23+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 22.14% (top quartile).	5Y return: 19.89% (lower mid).	5Y return: 20.23% (upper mid).	5Y return: 19.49% (bottom quartile).
Point 6	3Y return: 23.37% (top quartile).	3Y return: 22.72% (upper mid).	3Y return: 21.09% (lower mid).	3Y return: 21.01% (bottom quartile).
Point 7	1Y return: 20.46% (top quartile).	1Y return: 12.34% (lower mid).	1Y return: 12.76% (upper mid).	1Y return: 11.34% (bottom quartile).
Point 8	Alpha: 4.76 (top quartile).	Alpha: -0.26 (upper mid).	Alpha: -3.59 (bottom quartile).	Alpha: -1.66 (lower mid).
Point 9	Sharpe: 0.33 (top quartile).	Sharpe: 0.07 (upper mid).	Sharpe: -0.14 (bottom quartile).	Sharpe: -0.01 (lower mid).
Point 10	Information ratio: -0.16 (top quartile).	Information ratio: -0.48 (upper mid).	Information ratio: -0.91 (bottom quartile).	Information ratio: -0.60 (lower mid).

ICICI Prudential MidCap Fund

Highest AUM (₹7,132 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.14% (top quartile).
3Y return: 23.37% (top quartile).
1Y return: 20.46% (top quartile).
Alpha: 4.76 (top quartile).
Sharpe: 0.33 (top quartile).
Information ratio: -0.16 (top quartile).

TATA Mid Cap Growth Fund

Lower mid AUM (₹5,497 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.89% (lower mid).
3Y return: 22.72% (upper mid).
1Y return: 12.34% (lower mid).
Alpha: -0.26 (upper mid).
Sharpe: 0.07 (upper mid).
Information ratio: -0.48 (upper mid).

BNP Paribas Mid Cap Fund

Bottom quartile AUM (₹2,313 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: High.
5Y return: 20.23% (upper mid).
3Y return: 21.09% (lower mid).
1Y return: 12.76% (upper mid).
Alpha: -3.59 (bottom quartile).
Sharpe: -0.14 (bottom quartile).
Information ratio: -0.91 (bottom quartile).

Aditya Birla Sun Life Midcap Fund

Upper mid AUM (₹6,301 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.49% (bottom quartile).
3Y return: 21.01% (bottom quartile).
1Y return: 11.34% (bottom quartile).
Alpha: -1.66 (lower mid).
Sharpe: -0.01 (lower mid).
Information ratio: -0.60 (lower mid).

5 ಅತ್ಯುತ್ತಮ ಸ್ಮಾಲ್ ಕ್ಯಾಪ್ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Small Cap Fund Growth	₹157.628 ↑ 2.23	₹68,287	-7.9	-6.5	3.9	20.8	25.8	-4.7
HDFC Small Cap Fund Growth	₹131.925 ↑ 1.64	₹37,753	-8.4	-6	7.7	19.6	23.1	-0.6
Sundaram Small Cap Fund Growth	₹247.305 ↑ 2.82	₹3,401	-6.9	-3.8	7.4	19.2	21.5	0.4
Franklin India Smaller Companies Fund Growth	₹156.829 ↑ 2.40	₹13,238	-8.8	-9	0.4	19.1	21.2	-8.4
DSP Small Cap Fund Growth	₹183.582 ↑ 2.36	₹16,935	-6.4	-7.4	6	18.5	21	-2.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Small Cap Fund	HDFC Small Cap Fund	Sundaram Small Cap Fund	Franklin India Smaller Companies Fund	DSP Small Cap Fund
Point 1	Highest AUM (₹68,287 Cr).	Upper mid AUM (₹37,753 Cr).	Bottom quartile AUM (₹3,401 Cr).	Bottom quartile AUM (₹13,238 Cr).	Lower mid AUM (₹16,935 Cr).
Point 2	Established history (15+ yrs).	Established history (17+ yrs).	Oldest track record among peers (20 yrs).	Established history (20+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.76% (top quartile).	5Y return: 23.12% (upper mid).	5Y return: 21.53% (lower mid).	5Y return: 21.23% (bottom quartile).	5Y return: 21.05% (bottom quartile).
Point 6	3Y return: 20.75% (top quartile).	3Y return: 19.61% (upper mid).	3Y return: 19.17% (lower mid).	3Y return: 19.13% (bottom quartile).	3Y return: 18.54% (bottom quartile).
Point 7	1Y return: 3.93% (bottom quartile).	1Y return: 7.69% (top quartile).	1Y return: 7.43% (upper mid).	1Y return: 0.40% (bottom quartile).	1Y return: 5.97% (lower mid).
Point 8	Alpha: -1.23 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 3.98 (top quartile).	Alpha: -5.23 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.42 (bottom quartile).	Sharpe: -0.23 (upper mid).	Sharpe: -0.16 (top quartile).	Sharpe: -0.60 (bottom quartile).	Sharpe: -0.25 (lower mid).
Point 10	Information ratio: -0.02 (lower mid).	Information ratio: 0.00 (top quartile).	Information ratio: -0.20 (bottom quartile).	Information ratio: -0.26 (bottom quartile).	Information ratio: 0.00 (upper mid).

Nippon India Small Cap Fund

Highest AUM (₹68,287 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.76% (top quartile).
3Y return: 20.75% (top quartile).
1Y return: 3.93% (bottom quartile).
Alpha: -1.23 (bottom quartile).
Sharpe: -0.42 (bottom quartile).
Information ratio: -0.02 (lower mid).

HDFC Small Cap Fund

Upper mid AUM (₹37,753 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.12% (upper mid).
3Y return: 19.61% (upper mid).
1Y return: 7.69% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.23 (upper mid).
Information ratio: 0.00 (top quartile).

Sundaram Small Cap Fund

Bottom quartile AUM (₹3,401 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.53% (lower mid).
3Y return: 19.17% (lower mid).
1Y return: 7.43% (upper mid).
Alpha: 3.98 (top quartile).
Sharpe: -0.16 (top quartile).
Information ratio: -0.20 (bottom quartile).

Franklin India Smaller Companies Fund

Bottom quartile AUM (₹13,238 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.23% (bottom quartile).
3Y return: 19.13% (bottom quartile).
1Y return: 0.40% (bottom quartile).
Alpha: -5.23 (bottom quartile).
Sharpe: -0.60 (bottom quartile).
Information ratio: -0.26 (bottom quartile).

DSP Small Cap Fund

Lower mid AUM (₹16,935 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.05% (bottom quartile).
3Y return: 18.54% (bottom quartile).
1Y return: 5.97% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.25 (lower mid).
Information ratio: 0.00 (upper mid).

5 ಅತ್ಯುತ್ತಮ ದೊಡ್ಡ ಮತ್ತು ಮಿಡ್ ಕ್ಯಾಪ್ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Bandhan Core Equity Fund Growth	₹135.169 ↑ 1.60	₹13,636	-3	2.2	13.4	23.4	21.1	7.5
Invesco India Growth Opportunities Fund Growth	₹95.09 ↑ 1.19	₹9,344	-8.6	-6	11.5	23	18	4.7
UTI Core Equity Fund Growth	₹183.8 ↑ 2.21	₹5,635	0	3.7	12.9	22.1	21	7.4
ICICI Prudential Large & Mid Cap Fund Growth	₹1,018.35 ↑ 9.95	₹27,745	-2.8	3.8	12.6	21	22.4	14.4
DSP Equity Opportunities Fund Growth	₹630.365 ↑ 6.76	₹17,576	0	3.4	13.1	20.8	18.4	7.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Bandhan Core Equity Fund	Invesco India Growth Opportunities Fund	UTI Core Equity Fund	ICICI Prudential Large & Mid Cap Fund	DSP Equity Opportunities Fund
Point 1	Lower mid AUM (₹13,636 Cr).	Bottom quartile AUM (₹9,344 Cr).	Bottom quartile AUM (₹5,635 Cr).	Highest AUM (₹27,745 Cr).	Upper mid AUM (₹17,576 Cr).
Point 2	Established history (20+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Oldest track record among peers (27 yrs).	Established history (25+ yrs).
Point 3	Rating: 4★ (lower mid).	Top rated.	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 5★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.07% (upper mid).	5Y return: 18.03% (bottom quartile).	5Y return: 21.02% (lower mid).	5Y return: 22.36% (top quartile).	5Y return: 18.42% (bottom quartile).
Point 6	3Y return: 23.35% (top quartile).	3Y return: 22.99% (upper mid).	3Y return: 22.12% (lower mid).	3Y return: 20.98% (bottom quartile).	3Y return: 20.83% (bottom quartile).
Point 7	1Y return: 13.40% (top quartile).	1Y return: 11.49% (bottom quartile).	1Y return: 12.88% (lower mid).	1Y return: 12.55% (bottom quartile).	1Y return: 13.06% (upper mid).
Point 8	Alpha: -0.51 (upper mid).	Alpha: -3.20 (bottom quartile).	Alpha: -0.64 (lower mid).	Alpha: 6.09 (top quartile).	Alpha: -0.86 (bottom quartile).
Point 9	Sharpe: 0.16 (upper mid).	Sharpe: 0.01 (bottom quartile).	Sharpe: 0.15 (lower mid).	Sharpe: 0.74 (top quartile).	Sharpe: 0.13 (bottom quartile).
Point 10	Information ratio: 1.23 (top quartile).	Information ratio: 0.75 (lower mid).	Information ratio: 0.92 (upper mid).	Information ratio: 0.42 (bottom quartile).	Information ratio: 0.34 (bottom quartile).

Bandhan Core Equity Fund

Lower mid AUM (₹13,636 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.07% (upper mid).
3Y return: 23.35% (top quartile).
1Y return: 13.40% (top quartile).
Alpha: -0.51 (upper mid).
Sharpe: 0.16 (upper mid).
Information ratio: 1.23 (top quartile).

Invesco India Growth Opportunities Fund

Bottom quartile AUM (₹9,344 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.03% (bottom quartile).
3Y return: 22.99% (upper mid).
1Y return: 11.49% (bottom quartile).
Alpha: -3.20 (bottom quartile).
Sharpe: 0.01 (bottom quartile).
Information ratio: 0.75 (lower mid).

UTI Core Equity Fund

Bottom quartile AUM (₹5,635 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.02% (lower mid).
3Y return: 22.12% (lower mid).
1Y return: 12.88% (lower mid).
Alpha: -0.64 (lower mid).
Sharpe: 0.15 (lower mid).
Information ratio: 0.92 (upper mid).

ICICI Prudential Large & Mid Cap Fund

Highest AUM (₹27,745 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.36% (top quartile).
3Y return: 20.98% (bottom quartile).
1Y return: 12.55% (bottom quartile).
Alpha: 6.09 (top quartile).
Sharpe: 0.74 (top quartile).
Information ratio: 0.42 (bottom quartile).

DSP Equity Opportunities Fund

Upper mid AUM (₹17,576 Cr).
Established history (25+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.42% (bottom quartile).
3Y return: 20.83% (bottom quartile).
1Y return: 13.06% (upper mid).
Alpha: -0.86 (bottom quartile).
Sharpe: 0.13 (bottom quartile).
Information ratio: 0.34 (bottom quartile).

5 ಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಲಿಂಕ್ಡ್ ಉಳಿತಾಯ ಯೋಜನೆಗಳು (ELSS)

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Magnum Tax Gain Fund Growth	₹440.488 ↑ 4.76	₹32,609	-1.6	1.3	9.2	23.7	20.6	6.6
Motilal Oswal Long Term Equity Fund Growth	₹48.5107 ↑ 1.48	₹4,341	-8.6	-6.7	8.5	22.5	18.9	-9.1
HDFC Tax Saver Fund Growth	₹1,421.62 ↑ 6.22	₹17,163	-3.2	1.8	12.2	21.1	20.9	10.3
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	9.7	15.1	16.9	20.8	10
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Magnum Tax Gain Fund	Motilal Oswal Long Term Equity Fund	HDFC Tax Saver Fund	IDBI Equity Advantage Fund	HDFC Long Term Advantage Fund
Point 1	Highest AUM (₹32,609 Cr).	Lower mid AUM (₹4,341 Cr).	Upper mid AUM (₹17,163 Cr).	Bottom quartile AUM (₹485 Cr).	Bottom quartile AUM (₹1,318 Cr).
Point 2	Established history (18+ yrs).	Established history (11+ yrs).	Oldest track record among peers (29 yrs).	Established history (12+ yrs).	Established history (25+ yrs).
Point 3	Rating: 2★ (lower mid).	Not Rated.	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.63% (upper mid).	5Y return: 18.93% (lower mid).	5Y return: 20.92% (top quartile).	5Y return: 9.97% (bottom quartile).	5Y return: 17.39% (bottom quartile).
Point 6	3Y return: 23.73% (top quartile).	3Y return: 22.46% (upper mid).	3Y return: 21.07% (lower mid).	3Y return: 20.84% (bottom quartile).	3Y return: 20.64% (bottom quartile).
Point 7	1Y return: 9.21% (bottom quartile).	1Y return: 8.49% (bottom quartile).	1Y return: 12.23% (lower mid).	1Y return: 16.92% (upper mid).	1Y return: 35.51% (top quartile).
Point 8	Alpha: -0.86 (bottom quartile).	Alpha: -16.15 (bottom quartile).	Alpha: 2.58 (top quartile).	Alpha: 1.78 (upper mid).	Alpha: 1.75 (lower mid).
Point 9	Sharpe: 0.10 (bottom quartile).	Sharpe: -0.43 (bottom quartile).	Sharpe: 0.41 (lower mid).	Sharpe: 1.21 (upper mid).	Sharpe: 2.27 (top quartile).
Point 10	Information ratio: 1.95 (top quartile).	Information ratio: 0.53 (lower mid).	Information ratio: 1.27 (upper mid).	Information ratio: -1.13 (bottom quartile).	Information ratio: -0.15 (bottom quartile).

SBI Magnum Tax Gain Fund

Highest AUM (₹32,609 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.63% (upper mid).
3Y return: 23.73% (top quartile).
1Y return: 9.21% (bottom quartile).
Alpha: -0.86 (bottom quartile).
Sharpe: 0.10 (bottom quartile).
Information ratio: 1.95 (top quartile).

Motilal Oswal Long Term Equity Fund

Lower mid AUM (₹4,341 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.93% (lower mid).
3Y return: 22.46% (upper mid).
1Y return: 8.49% (bottom quartile).
Alpha: -16.15 (bottom quartile).
Sharpe: -0.43 (bottom quartile).
Information ratio: 0.53 (lower mid).

HDFC Tax Saver Fund

Upper mid AUM (₹17,163 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.92% (top quartile).
3Y return: 21.07% (lower mid).
1Y return: 12.23% (lower mid).
Alpha: 2.58 (top quartile).
Sharpe: 0.41 (lower mid).
Information ratio: 1.27 (upper mid).

IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (bottom quartile).
1Y return: 16.92% (upper mid).
Alpha: 1.78 (upper mid).
Sharpe: 1.21 (upper mid).
Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (bottom quartile).
3Y return: 20.64% (bottom quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (lower mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

5 ಅತ್ಯುತ್ತಮ ಡೈವರ್ಸಿಫೈಡ್/ಮಲ್ಟಿ ಕ್ಯಾಪ್ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Multicap 35 Fund Growth	₹57.6781 ↑ 0.70	₹13,862	-8	-5.7	5.9	22.3	14.2	-5.6
HDFC Equity Fund Growth	₹2,044.47 ↑ 9.01	₹96,295	-1.8	4.1	14.9	22	23	11.4
Mahindra Badhat Yojana Growth	₹35.1735 ↑ 0.46	₹6,133	-3	-0.5	13	21.1	20.9	3.4
Nippon India Multi Cap Fund Growth	₹285.364 ↑ 3.71	₹50,352	-6.5	-4	9.4	21	23.9	4.1
JM Multicap Fund Growth	₹93.1444 ↑ 1.04	₹5,463	-7.1	-2.5	-0.2	20.2	19.1	-6.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Multicap 35 Fund	HDFC Equity Fund	Mahindra Badhat Yojana	Nippon India Multi Cap Fund	JM Multicap Fund
Point 1	Lower mid AUM (₹13,862 Cr).	Highest AUM (₹96,295 Cr).	Bottom quartile AUM (₹6,133 Cr).	Upper mid AUM (₹50,352 Cr).	Bottom quartile AUM (₹5,463 Cr).
Point 2	Established history (11+ yrs).	Oldest track record among peers (31 yrs).	Established history (8+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 3★ (lower mid).	Not Rated.	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.19% (bottom quartile).	5Y return: 22.97% (upper mid).	5Y return: 20.92% (lower mid).	5Y return: 23.91% (top quartile).	5Y return: 19.14% (bottom quartile).
Point 6	3Y return: 22.28% (top quartile).	3Y return: 21.99% (upper mid).	3Y return: 21.08% (lower mid).	3Y return: 21.00% (bottom quartile).	3Y return: 20.23% (bottom quartile).
Point 7	1Y return: 5.93% (bottom quartile).	1Y return: 14.86% (top quartile).	1Y return: 12.97% (upper mid).	1Y return: 9.40% (lower mid).	1Y return: -0.17% (bottom quartile).
Point 8	Alpha: -12.91 (bottom quartile).	Alpha: 3.70 (top quartile).	Alpha: -1.73 (lower mid).	Alpha: -1.30 (upper mid).	Alpha: -14.34 (bottom quartile).
Point 9	Sharpe: -0.51 (bottom quartile).	Sharpe: 0.53 (top quartile).	Sharpe: -0.07 (lower mid).	Sharpe: -0.05 (upper mid).	Sharpe: -0.73 (bottom quartile).
Point 10	Information ratio: 0.54 (bottom quartile).	Information ratio: 1.24 (top quartile).	Information ratio: 0.17 (bottom quartile).	Information ratio: 0.64 (upper mid).	Information ratio: 0.59 (lower mid).

Motilal Oswal Multicap 35 Fund

Lower mid AUM (₹13,862 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.19% (bottom quartile).
3Y return: 22.28% (top quartile).
1Y return: 5.93% (bottom quartile).
Alpha: -12.91 (bottom quartile).
Sharpe: -0.51 (bottom quartile).
Information ratio: 0.54 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹96,295 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.97% (upper mid).
3Y return: 21.99% (upper mid).
1Y return: 14.86% (top quartile).
Alpha: 3.70 (top quartile).
Sharpe: 0.53 (top quartile).
Information ratio: 1.24 (top quartile).

Mahindra Badhat Yojana

Bottom quartile AUM (₹6,133 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.92% (lower mid).
3Y return: 21.08% (lower mid).
1Y return: 12.97% (upper mid).
Alpha: -1.73 (lower mid).
Sharpe: -0.07 (lower mid).
Information ratio: 0.17 (bottom quartile).

Nippon India Multi Cap Fund

Upper mid AUM (₹50,352 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.91% (top quartile).
3Y return: 21.00% (bottom quartile).
1Y return: 9.40% (lower mid).
Alpha: -1.30 (upper mid).
Sharpe: -0.05 (upper mid).
Information ratio: 0.64 (upper mid).

JM Multicap Fund

Bottom quartile AUM (₹5,463 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.14% (bottom quartile).
3Y return: 20.23% (bottom quartile).
1Y return: -0.17% (bottom quartile).
Alpha: -14.34 (bottom quartile).
Sharpe: -0.73 (bottom quartile).
Information ratio: 0.59 (lower mid).

5 ಅತ್ಯುತ್ತಮ ಸೆಕ್ಟರ್ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP Natural Resources and New Energy Fund Growth	₹103.16 ↑ 1.49	₹1,573	7.8	14.9	26.9	21	23.3	17.5
SBI Banking & Financial Services Fund Growth	₹45.799 ↑ 0.62	₹10,106	2.6	8.7	26.3	22.1	17.5	20.4
Invesco India PSU Equity Fund Growth	₹68.56 ↑ 2.71	₹1,449	4.7	9.7	25.5	32.3	28.5	10.3
Invesco India Financial Services Fund Growth	₹146.36 ↑ 2.19	₹1,599	2.6	6	24.5	23.1	18.3	15.1
SBI PSU Fund Growth	₹34.8666 ↑ 1.01	₹5,817	4.8	10.9	23.5	31.7	30.4	11.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Natural Resources and New Energy Fund	SBI Banking & Financial Services Fund	Invesco India PSU Equity Fund	Invesco India Financial Services Fund	SBI PSU Fund
Point 1	Bottom quartile AUM (₹1,573 Cr).	Highest AUM (₹10,106 Cr).	Bottom quartile AUM (₹1,449 Cr).	Lower mid AUM (₹1,599 Cr).	Upper mid AUM (₹5,817 Cr).
Point 2	Oldest track record among peers (17 yrs).	Established history (10+ yrs).	Established history (16+ yrs).	Established history (17+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 23.33% (lower mid).	5Y return: 17.49% (bottom quartile).	5Y return: 28.54% (upper mid).	5Y return: 18.30% (bottom quartile).	5Y return: 30.38% (top quartile).
Point 6	3Y return: 21.02% (bottom quartile).	3Y return: 22.14% (bottom quartile).	3Y return: 32.30% (top quartile).	3Y return: 23.15% (lower mid).	3Y return: 31.73% (upper mid).
Point 7	1Y return: 26.86% (top quartile).	1Y return: 26.29% (upper mid).	1Y return: 25.50% (lower mid).	1Y return: 24.49% (bottom quartile).	1Y return: 23.52% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 1.96 (top quartile).	Alpha: -1.90 (bottom quartile).	Alpha: -4.92 (bottom quartile).	Alpha: -0.22 (lower mid).
Point 9	Sharpe: 0.74 (upper mid).	Sharpe: 1.08 (top quartile).	Sharpe: 0.27 (bottom quartile).	Sharpe: 0.59 (lower mid).	Sharpe: 0.33 (bottom quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.89 (top quartile).	Information ratio: -0.37 (bottom quartile).	Information ratio: 0.79 (upper mid).	Information ratio: -0.47 (bottom quartile).

DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,573 Cr).
Oldest track record among peers (17 yrs).
Top rated.
Risk profile: High.
5Y return: 23.33% (lower mid).
3Y return: 21.02% (bottom quartile).
1Y return: 26.86% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.74 (upper mid).
Information ratio: 0.00 (lower mid).

SBI Banking & Financial Services Fund

Highest AUM (₹10,106 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.49% (bottom quartile).
3Y return: 22.14% (bottom quartile).
1Y return: 26.29% (upper mid).
Alpha: 1.96 (top quartile).
Sharpe: 1.08 (top quartile).
Information ratio: 0.89 (top quartile).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,449 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 28.54% (upper mid).
3Y return: 32.30% (top quartile).
1Y return: 25.50% (lower mid).
Alpha: -1.90 (bottom quartile).
Sharpe: 0.27 (bottom quartile).
Information ratio: -0.37 (bottom quartile).

Invesco India Financial Services Fund

Lower mid AUM (₹1,599 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 18.30% (bottom quartile).
3Y return: 23.15% (lower mid).
1Y return: 24.49% (bottom quartile).
Alpha: -4.92 (bottom quartile).
Sharpe: 0.59 (lower mid).
Information ratio: 0.79 (upper mid).

SBI PSU Fund

Upper mid AUM (₹5,817 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 30.38% (top quartile).
3Y return: 31.73% (upper mid).
1Y return: 23.52% (bottom quartile).
Alpha: -0.22 (lower mid).
Sharpe: 0.33 (bottom quartile).
Information ratio: -0.47 (bottom quartile).

5 ಅತ್ಯುತ್ತಮ ಕೇಂದ್ರೀಕೃತ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Focused Equity Fund Growth	₹94.99 ↑ 0.88	₹14,569	-0.9	4.4	18.7	22.9	21	15.4
HDFC Focused 30 Fund Growth	₹233.834 ↑ 0.73	₹26,537	-2.7	2.7	13.4	21.4	23.7	10.9
DSP Focus Fund Growth	₹54.51 ↑ 0.47	₹2,687	-2.1	0.6	11.6	19.4	13.9	7.3
SBI Focused Equity Fund Growth	₹370.856 ↑ 1.85	₹43,173	-0.1	5.7	16.6	18.9	16.2	15.7
Aditya Birla Sun Life Focused Equity Fund Growth	₹146.898 ↑ 1.13	₹8,209	0.1	5.7	13.6	17.7	15.2	10.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Focused Equity Fund	HDFC Focused 30 Fund	DSP Focus Fund	SBI Focused Equity Fund	Aditya Birla Sun Life Focused Equity Fund
Point 1	Lower mid AUM (₹14,569 Cr).	Upper mid AUM (₹26,537 Cr).	Bottom quartile AUM (₹2,687 Cr).	Highest AUM (₹43,173 Cr).	Bottom quartile AUM (₹8,209 Cr).
Point 2	Established history (16+ yrs).	Oldest track record among peers (21 yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.97% (upper mid).	5Y return: 23.74% (top quartile).	5Y return: 13.85% (bottom quartile).	5Y return: 16.24% (lower mid).	5Y return: 15.20% (bottom quartile).
Point 6	3Y return: 22.88% (top quartile).	3Y return: 21.40% (upper mid).	3Y return: 19.42% (lower mid).	3Y return: 18.90% (bottom quartile).	3Y return: 17.68% (bottom quartile).
Point 7	1Y return: 18.71% (top quartile).	1Y return: 13.40% (bottom quartile).	1Y return: 11.60% (bottom quartile).	1Y return: 16.55% (upper mid).	1Y return: 13.59% (lower mid).
Point 8	Alpha: 7.16 (upper mid).	Alpha: 3.31 (lower mid).	Alpha: -0.18 (bottom quartile).	Alpha: 7.50 (top quartile).	Alpha: 2.34 (bottom quartile).
Point 9	Sharpe: 0.70 (upper mid).	Sharpe: 0.52 (lower mid).	Sharpe: 0.15 (bottom quartile).	Sharpe: 0.79 (top quartile).	Sharpe: 0.35 (bottom quartile).
Point 10	Information ratio: 1.72 (top quartile).	Information ratio: 0.99 (upper mid).	Information ratio: 0.52 (lower mid).	Information ratio: 0.32 (bottom quartile).	Information ratio: 0.15 (bottom quartile).

ICICI Prudential Focused Equity Fund

Lower mid AUM (₹14,569 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.97% (upper mid).
3Y return: 22.88% (top quartile).
1Y return: 18.71% (top quartile).
Alpha: 7.16 (upper mid).
Sharpe: 0.70 (upper mid).
Information ratio: 1.72 (top quartile).

HDFC Focused 30 Fund

Upper mid AUM (₹26,537 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.74% (top quartile).
3Y return: 21.40% (upper mid).
1Y return: 13.40% (bottom quartile).
Alpha: 3.31 (lower mid).
Sharpe: 0.52 (lower mid).
Information ratio: 0.99 (upper mid).

DSP Focus Fund

Bottom quartile AUM (₹2,687 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.85% (bottom quartile).
3Y return: 19.42% (lower mid).
1Y return: 11.60% (bottom quartile).
Alpha: -0.18 (bottom quartile).
Sharpe: 0.15 (bottom quartile).
Information ratio: 0.52 (lower mid).

SBI Focused Equity Fund

Highest AUM (₹43,173 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.24% (lower mid).
3Y return: 18.90% (bottom quartile).
1Y return: 16.55% (upper mid).
Alpha: 7.50 (top quartile).
Sharpe: 0.79 (top quartile).
Information ratio: 0.32 (bottom quartile).

Aditya Birla Sun Life Focused Equity Fund

Bottom quartile AUM (₹8,209 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.20% (bottom quartile).
3Y return: 17.68% (bottom quartile).
1Y return: 13.59% (lower mid).
Alpha: 2.34 (bottom quartile).
Sharpe: 0.35 (bottom quartile).
Information ratio: 0.15 (bottom quartile).

5 ಅತ್ಯುತ್ತಮ ಡಿವಿಡೆಂಡ್ ಯೀಲ್ಡ್ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Dividend Yield Equity Fund Growth	₹53.92 ↑ 0.45	₹6,400	-1.6	4.1	13.5	22.8	24.4	11.8
UTI Dividend Yield Fund Growth	₹180.476 ↑ 1.81	₹3,946	-0.2	3.4	10.2	20.6	18.1	5.3
Aditya Birla Sun Life Dividend Yield Fund Growth	₹461.1 ↑ 5.08	₹1,511	1.9	5	9.1	19.6	19.9	2.3
Templeton India Equity Income Fund Growth	₹139.467 ↑ 0.77	₹2,402	-0.6	1.9	5.5	16.8	19.3	1.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	ICICI Prudential Dividend Yield Equity Fund	UTI Dividend Yield Fund	Aditya Birla Sun Life Dividend Yield Fund	Templeton India Equity Income Fund
Point 1	Highest AUM (₹6,400 Cr).	Upper mid AUM (₹3,946 Cr).	Bottom quartile AUM (₹1,511 Cr).	Lower mid AUM (₹2,402 Cr).
Point 2	Established history (11+ yrs).	Established history (20+ yrs).	Oldest track record among peers (22 yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 24.43% (top quartile).	5Y return: 18.12% (bottom quartile).	5Y return: 19.87% (upper mid).	5Y return: 19.32% (lower mid).
Point 6	3Y return: 22.82% (top quartile).	3Y return: 20.64% (upper mid).	3Y return: 19.58% (lower mid).	3Y return: 16.80% (bottom quartile).
Point 7	1Y return: 13.49% (top quartile).	1Y return: 10.21% (upper mid).	1Y return: 9.12% (lower mid).	1Y return: 5.46% (bottom quartile).
Point 8	Alpha: 4.00 (top quartile).	Alpha: -2.16 (upper mid).	Alpha: -5.11 (lower mid).	Alpha: -5.43 (bottom quartile).
Point 9	Sharpe: 0.52 (top quartile).	Sharpe: 0.00 (upper mid).	Sharpe: -0.19 (lower mid).	Sharpe: -0.37 (bottom quartile).
Point 10	Information ratio: 1.38 (top quartile).	Information ratio: 0.92 (upper mid).	Information ratio: 0.47 (lower mid).	Information ratio: 0.15 (bottom quartile).

ICICI Prudential Dividend Yield Equity Fund

Highest AUM (₹6,400 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.43% (top quartile).
3Y return: 22.82% (top quartile).
1Y return: 13.49% (top quartile).
Alpha: 4.00 (top quartile).
Sharpe: 0.52 (top quartile).
Information ratio: 1.38 (top quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,946 Cr).
Established history (20+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.12% (bottom quartile).
3Y return: 20.64% (upper mid).
1Y return: 10.21% (upper mid).
Alpha: -2.16 (upper mid).
Sharpe: 0.00 (upper mid).
Information ratio: 0.92 (upper mid).

Aditya Birla Sun Life Dividend Yield Fund

Bottom quartile AUM (₹1,511 Cr).
Oldest track record among peers (22 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.87% (upper mid).
3Y return: 19.58% (lower mid).
1Y return: 9.12% (lower mid).
Alpha: -5.11 (lower mid).
Sharpe: -0.19 (lower mid).
Information ratio: 0.47 (lower mid).

Templeton India Equity Income Fund

Lower mid AUM (₹2,402 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.32% (lower mid).
3Y return: 16.80% (bottom quartile).
1Y return: 5.46% (bottom quartile).
Alpha: -5.43 (bottom quartile).
Sharpe: -0.37 (bottom quartile).
Information ratio: 0.15 (bottom quartile).

5 ಅತ್ಯುತ್ತಮ ಮೌಲ್ಯದ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Value Fund Growth	₹227.467 ↑ 3.17	₹9,153	-2.5	2	11.6	22.5	21	4.2
Aditya Birla Sun Life Pure Value Fund Growth	₹126.388 ↑ 1.91	₹6,411	0.1	3.4	9.9	20.9	18.6	2.6
ICICI Prudential Value Discovery Fund Growth	₹485.87 ↑ 2.61	₹61,272	-0.5	4.3	13.8	20.6	22.2	13.8
Tata Equity PE Fund Growth	₹354.547 ↑ 5.93	₹9,061	-1.5	2.8	10.8	20.3	18	3.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment	₹131.884 ↑ 2.21	₹9,061	-1.5	2.8	10.8	20.3	17.9	3.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Value Fund	Aditya Birla Sun Life Pure Value Fund	ICICI Prudential Value Discovery Fund	Tata Equity PE Fund	Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)
Point 1	Upper mid AUM (₹9,153 Cr).	Bottom quartile AUM (₹6,411 Cr).	Highest AUM (₹61,272 Cr).	Lower mid AUM (₹9,061 Cr).	Bottom quartile AUM (₹9,061 Cr).
Point 2	Established history (20+ yrs).	Established history (17+ yrs).	Oldest track record among peers (21 yrs).	Established history (21+ yrs).	Established history (16+ yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.03% (upper mid).	5Y return: 18.58% (lower mid).	5Y return: 22.17% (top quartile).	5Y return: 18.00% (bottom quartile).	5Y return: 17.95% (bottom quartile).
Point 6	3Y return: 22.50% (top quartile).	3Y return: 20.89% (upper mid).	3Y return: 20.64% (lower mid).	3Y return: 20.32% (bottom quartile).	3Y return: 20.27% (bottom quartile).
Point 7	1Y return: 11.56% (upper mid).	1Y return: 9.87% (bottom quartile).	1Y return: 13.85% (top quartile).	1Y return: 10.75% (lower mid).	1Y return: 10.75% (bottom quartile).
Point 8	Alpha: -3.34 (upper mid).	Alpha: -4.92 (bottom quartile).	Alpha: 5.80 (top quartile).	Alpha: -3.79 (lower mid).	Alpha: -3.79 (bottom quartile).
Point 9	Sharpe: -0.07 (upper mid).	Sharpe: -0.08 (bottom quartile).	Sharpe: 0.74 (top quartile).	Sharpe: -0.07 (lower mid).	Sharpe: -0.07 (bottom quartile).
Point 10	Information ratio: 1.54 (top quartile).	Information ratio: 0.58 (bottom quartile).	Information ratio: 0.97 (upper mid).	Information ratio: 0.96 (lower mid).	Information ratio: 0.94 (bottom quartile).

Nippon India Value Fund

Upper mid AUM (₹9,153 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.03% (upper mid).
3Y return: 22.50% (top quartile).
1Y return: 11.56% (upper mid).
Alpha: -3.34 (upper mid).
Sharpe: -0.07 (upper mid).
Information ratio: 1.54 (top quartile).

Aditya Birla Sun Life Pure Value Fund

Bottom quartile AUM (₹6,411 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.58% (lower mid).
3Y return: 20.89% (upper mid).
1Y return: 9.87% (bottom quartile).
Alpha: -4.92 (bottom quartile).
Sharpe: -0.08 (bottom quartile).
Information ratio: 0.58 (bottom quartile).

ICICI Prudential Value Discovery Fund

Highest AUM (₹61,272 Cr).
Oldest track record among peers (21 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.17% (top quartile).
3Y return: 20.64% (lower mid).
1Y return: 13.85% (top quartile).
Alpha: 5.80 (top quartile).
Sharpe: 0.74 (top quartile).
Information ratio: 0.97 (upper mid).

Tata Equity PE Fund

Lower mid AUM (₹9,061 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.00% (bottom quartile).
3Y return: 20.32% (bottom quartile).
1Y return: 10.75% (lower mid).
Alpha: -3.79 (lower mid).
Sharpe: -0.07 (lower mid).
Information ratio: 0.96 (lower mid).

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

Bottom quartile AUM (₹9,061 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.95% (bottom quartile).
3Y return: 20.27% (bottom quartile).
1Y return: 10.75% (bottom quartile).
Alpha: -3.79 (bottom quartile).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.94 (bottom quartile).

* ಕೆಳಗೆ ಪಟ್ಟಿ ಇದೆಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು ಹೊಂದಿರುವAUM >= 50 ಕೋಟಿ ಉತ್ತಮ ಆದಾಯವನ್ನು ಹೊಂದಿದೆಕಳೆದ 1 ವರ್ಷ.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Highest AUM (₹1,756 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 29.86% (top quartile).
3Y return: 55.00% (top quartile).
1Y return: 200.31% (top quartile).
Alpha: 1.32 (top quartile).
Sharpe: 3.42 (upper mid).
Information ratio: -0.67 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~73.7%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (27 Jan 26)	₹66.1226 ↑ 0.58 (0.89 %)
Net Assets (Cr)	₹1,756 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.42
Information Ratio	-0.67
Alpha Ratio	1.32
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,101
31 Dec 22	₹8,405
31 Dec 23	₹8,991
31 Dec 24	₹10,424
31 Dec 25	₹27,842

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	20.8%
3 Month	62.3%
6 Month	110.3%
1 Year	200.3%
3 Year	55%
5 Year	29.9%
10 Year
15 Year
Since launch	10.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	94.95%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	94.95%
Debt	0.01%
Other	2.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,294 Cr	1,219,254 ↓ -59,731
VanEck Gold Miners ETF - \| GDX	25%	₹442 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹28 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹154 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.82% (upper mid).
3Y return: 21.45% (upper mid).
1Y return: 108.10% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.27 (upper mid).
Information ratio: 0.00 (top quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.0%).
Top-3 holdings concentration ~102.1%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (27 Jan 26)	₹32.4461 ↑ 0.54 (1.68 %)
Net Assets (Cr)	₹154 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	3.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,803
31 Dec 22	₹13,238
31 Dec 23	₹13,240
31 Dec 24	₹12,171
31 Dec 25	₹21,791

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	19.9%
3 Month	47.6%
6 Month	76.7%
1 Year	108.1%
3 Year	21.5%
5 Year	21.8%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Mining Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	97.27%
Energy	1.09%

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	98.36%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹152 Cr	150,390 ↓ -43,229
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹3 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹2 Cr

3. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund which invests primarily in an aggressively managed portfolio of emerging market companies

Research Highlights for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Lower mid AUM (₹169 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 5.25% (bottom quartile).
3Y return: 17.09% (bottom quartile).
1Y return: 54.69% (upper mid).
Alpha: -0.64 (bottom quartile).
Sharpe: 2.63 (lower mid).
Information ratio: -0.95 (bottom quartile).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding JPM Emerging Mkts Opps I (acc) USD (~97.0%).
Top-3 holdings concentration ~100.8%.

Below is the key information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth
Launch Date	7 Jul 14
NAV (27 Jan 26)	₹23.7086 ↑ 0.58 (2.52 %)
Net Assets (Cr)	₹169 on 31 Dec 25
Category	Equity - Global
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.04
Sharpe Ratio	2.63
Information Ratio	-0.95
Alpha Ratio	-0.64
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,410
31 Dec 22	₹7,826
31 Dec 23	₹8,254
31 Dec 24	₹8,743
31 Dec 25	₹12,337

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	13.7%
3 Month	14.7%
6 Month	34.2%
1 Year	54.7%
3 Year	17.1%
5 Year	5.2%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	41.1%
2023	5.9%
2022	5.5%
2021	-16.8%
2020	-5.9%
2019	21.7%
2018	25.1%
2017	-7.2%
2016	30%
2015	9.8%

Fund Manager information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Name	Since	Tenure
Bhavesh Jain	9 Apr 18	7.74 Yr.
Bharat Lahoti	1 Oct 21	4.25 Yr.

Data below for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Technology	26.62%
Financial Services	26.13%
Consumer Cyclical	13.66%
Communication Services	11.61%
Industrials	5.31%
Energy	5.19%
Basic Materials	1.86%
Real Estate	1.82%
Utility	1.46%
Consumer Defensive	1.05%
Health Care	0.99%

Asset Allocation

Asset Class	Value
Cash	3.86%
Equity	95.7%
Other	0.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JPM Emerging Mkts Opps I (acc) USD Investment Fund \| -	97%	₹164 Cr	96,682
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	3%	₹6 Cr
Net Receivables/(Payables) CBLO \| -	0%	-₹1 Cr
Accrued Interest CBLO \| -	0%	₹0 Cr

4. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Upper mid AUM (₹256 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 8.09% (bottom quartile).
3Y return: 18.74% (lower mid).
1Y return: 53.85% (lower mid).
Alpha: -1.28 (bottom quartile).
Sharpe: 2.58 (bottom quartile).
Information ratio: -0.50 (lower mid).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding CI Emerging Markets Class A (~93.6%).
Top-3 holdings concentration ~102.7%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (27 Jan 26)	₹34.708 ↑ 0.87 (2.58 %)
Net Assets (Cr)	₹256 on 31 Dec 25
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	2.58
Information Ratio	-0.5
Alpha Ratio	-1.28
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,952
31 Dec 22	₹8,464
31 Dec 23	₹9,376
31 Dec 24	₹9,926
31 Dec 25	₹13,810

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	13.6%
3 Month	14.5%
6 Month	32.6%
1 Year	53.8%
3 Year	18.7%
5 Year	8.1%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.1%
2023	5.9%
2022	10.8%
2021	-15%
2020	-0.5%
2019	29.1%
2018	21.4%
2017	-14.4%
2016	30.4%
2015	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	6.65 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Technology	25.32%
Financial Services	22.54%
Consumer Cyclical	13.31%
Basic Materials	8.01%
Communication Services	7.79%
Industrials	7.24%
Energy	3.81%
Health Care	2.31%
Consumer Defensive	1.86%

Asset Allocation

Asset Class	Value
Cash	7.81%
Equity	92.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class A Investment Fund \| -	94%	₹240 Cr	866,334 ↑ 46,986
Triparty Repo CBLO/Reverse Repo \| -	8%	₹20 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	1%	-₹3 Cr

5. Edelweiss Europe Dynamic Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Europe Dynamic Fund, an equity fund which invests primarily in an aggressively managed portfolio of European companies.

Research Highlights for Edelweiss Europe Dynamic Equity Off-shore Fund

Upper mid AUM (₹196 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 17.21% (upper mid).
3Y return: 22.63% (upper mid).
1Y return: 51.47% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 3.79 (top quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding JPM Europe Dynamic I (acc) EUR (~96.0%).
Top-3 holdings concentration ~101.0%.

Below is the key information for Edelweiss Europe Dynamic Equity Off-shore Fund

Edelweiss Europe Dynamic Equity Off-shore Fund Growth
Launch Date	7 Feb 14
NAV (27 Jan 26)	₹29.4385 ↑ 0.74 (2.57 %)
Net Assets (Cr)	₹196 on 31 Dec 25
Category	Equity - Global
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.39
Sharpe Ratio	3.79
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,701
31 Dec 22	₹10,995
31 Dec 23	₹12,893
31 Dec 24	₹13,585
31 Dec 25	₹20,378

Edelweiss Europe Dynamic Equity Off-shore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Edelweiss Europe Dynamic Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	7.2%
3 Month	14.4%
6 Month	19.8%
1 Year	51.5%
3 Year	22.6%
5 Year	17.2%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	50%
2023	5.4%
2022	17.3%
2021	-6%
2020	17%
2019	13.5%
2018	22.9%
2017	-12.2%
2016	12.5%
2015	-3.9%

Fund Manager information for Edelweiss Europe Dynamic Equity Off-shore Fund

Name	Since	Tenure
Bhavesh Jain	9 Apr 18	7.74 Yr.
Bharat Lahoti	1 Oct 21	4.25 Yr.

Data below for Edelweiss Europe Dynamic Equity Off-shore Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	22.03%
Health Care	14.5%
Industrials	13.89%
Technology	8.78%
Consumer Defensive	8.1%
Consumer Cyclical	7.5%
Energy	6.17%
Utility	4.97%
Basic Materials	3.84%
Communication Services	2.81%

Asset Allocation

Asset Class	Value
Cash	7.28%
Equity	92.59%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JPM Europe Dynamic I (acc) EUR Investment Fund \| -	96%	₹188 Cr	303,883 ↑ 9,528
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	4%	₹9 Cr
Net Receivables/(Payables) CBLO \| -	0%	-₹1 Cr
Accrued Interest CBLO \| -	0%	₹0 Cr

6. DSP World Energy Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Energy Fund and BlackRock Global Funds – New Energy Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Energy Fund

Bottom quartile AUM (₹93 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 13.05% (lower mid).
3Y return: 14.53% (bottom quartile).
1Y return: 49.17% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.61 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding BGF Sustainable Energy I2 (~97.9%).
Top-3 holdings concentration ~100.0%.

Below is the key information for DSP World Energy Fund

DSP World Energy Fund Growth
Launch Date	14 Aug 09
NAV (27 Jan 26)	₹25.9103 ↑ 0.58 (2.28 %)
Net Assets (Cr)	₹93 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	High
Expense Ratio	1.18
Sharpe Ratio	1.61
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,946
31 Dec 22	₹11,826
31 Dec 23	₹13,349
31 Dec 24	₹12,438
31 Dec 25	₹17,312

DSP World Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for DSP World Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	8.8%
3 Month	12.2%
6 Month	28.3%
1 Year	49.2%
3 Year	14.5%
5 Year	13%
10 Year
15 Year
Since launch	6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.2%
2023	-6.8%
2022	12.9%
2021	-8.6%
2020	29.5%
2019	0%
2018	18.2%
2017	-11.3%
2016	-1.9%
2015	22.5%

Fund Manager information for DSP World Energy Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Energy Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	35.55%
Technology	29.04%
Utility	23.67%
Basic Materials	8.63%

Asset Allocation

Asset Class	Value
Cash	3.1%
Equity	96.89%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF Sustainable Energy I2 Investment Fund \| -	98%	₹91 Cr	417,038 ↓ -84,930
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

2022 ಕ್ಕೆ ಉತ್ತಮ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳನ್ನು ಆಯ್ಕೆ ಮಾಡಲು ಸ್ಮಾರ್ಟ್ ಸಲಹೆಗಳು

ಉತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಒಂದು ಪರಿಪೂರ್ಣ ಮಾರ್ಗವೆಂದರೆ ಅದರ ಗುಣಾತ್ಮಕ ಮತ್ತು ಪರಿಮಾಣಾತ್ಮಕ ಕ್ರಮಗಳನ್ನು ನೋಡುವುದು.

1. ಗುಣಾತ್ಮಕ ಕ್ರಮಗಳು

ಎ. ನಿಮ್ಮ ಫಂಡ್ ಮ್ಯಾನೇಜರ್ ಅನ್ನು ತಿಳಿದುಕೊಳ್ಳಿ

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯ ಕಾರ್ಯಕ್ಷಮತೆಯ ಕ್ರೆಡಿಟ್ ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ಗೆ ಇರುತ್ತದೆ. ಫಂಡ್‌ನ ಪೋರ್ಟ್‌ಫೋಲಿಯೊಗೆ ಹೂಡಿಕೆ ನಿರ್ಧಾರಗಳನ್ನು ಮಾಡಲು ನಿಧಿ ವ್ಯವಸ್ಥಾಪಕರು ಜವಾಬ್ದಾರರಾಗಿರುತ್ತಾರೆ. ಆದ್ದರಿಂದ, ಹೂಡಿಕೆದಾರರು ನಿರ್ದಿಷ್ಟ ಫಂಡ್ ಮ್ಯಾನೇಜರ್ ನಿರ್ವಹಿಸುವ ನಿಧಿಗಳ ಕಾರ್ಯಕ್ಷಮತೆಯ ಮೂಲಕ ಹೋಗಬೇಕು, ವಿಶೇಷವಾಗಿ ಕಠಿಣ ಮಾರುಕಟ್ಟೆ ಹಂತಗಳಲ್ಲಿ. ಅಲ್ಲದೆ, ಹೂಡಿಕೆದಾರರು ಇದೇ ರೀತಿಯ ಫಂಡ್‌ಗಳನ್ನು ನಿರ್ವಹಿಸುವ ಅನುಭವವನ್ನು ಹೊಂದಿರುವ ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ಗೆ ಹೆಚ್ಚಿನ ಆದ್ಯತೆ ನೀಡಬೇಕು, ಉದಾಹರಣೆಗೆ- ಸಣ್ಣ ಮತ್ತು ಮಧ್ಯಮ ಕ್ಯಾಪ್ಗಳು. ತನ್ನ ವೃತ್ತಿಜೀವನದಲ್ಲಿ ಸ್ಥಿರವಾಗಿರುವ ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ಗೆ ಹೋಗುವುದು ಆದ್ಯತೆಯ ಆಯ್ಕೆಯಾಗಿದೆ.

ಬಿ. ಫಂಡ್ ಹೌಸ್ ಖ್ಯಾತಿ

ಹೂಡಿಕೆ ಮಾಡಲು ಉತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳನ್ನು ಆಯ್ಕೆಮಾಡುವಾಗ, ಯಾವಾಗಲೂ ಫಂಡ್ ಹೌಸ್‌ನ ಗುಣಮಟ್ಟ ಮತ್ತು ಖ್ಯಾತಿಯನ್ನು ನೋಡಿ. ದೀರ್ಘಕಾಲದ ದಾಖಲೆಯನ್ನು ಹೊಂದಿರುವ ಫಂಡ್ ಹೌಸ್, ನಿರ್ವಹಣೆಯ ಅಡಿಯಲ್ಲಿ ದೊಡ್ಡ ಆಸ್ತಿಗಳು, ಸ್ಟಾರ್ ಫಂಡ್‌ಗಳು ಅಥವಾ ಉತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ನಿಧಿ ಇತ್ಯಾದಿ. ಹೂಡಿಕೆ ಮಾಡಲು ಒಂದಾಗಿದೆ. ಆದ್ದರಿಂದ ಸ್ಥಿರವಾದ ದಾಖಲೆಯೊಂದಿಗೆ ಹಣಕಾಸು ಉದ್ಯಮದಲ್ಲಿ ಬಲವಾದ ಉಪಸ್ಥಿತಿಯನ್ನು ಹೊಂದಿರುವ ಫಂಡ್ ಹೌಸ್ ಆಗಿರಬೇಕು. ಆದರ್ಶಪ್ರಾಯವಾಗಿ ಆದ್ಯತೆ.

2. ಪರಿಮಾಣಾತ್ಮಕ ಕ್ರಮಗಳು

ಎ. ನಿಧಿಯ ಕಾರ್ಯಕ್ಷಮತೆ

ಹೂಡಿಕೆದಾರರು ಸಮಯದವರೆಗೆ ನಿಧಿಗಳ ಕಾರ್ಯಕ್ಷಮತೆಯ ನ್ಯಾಯಯುತ ಮೌಲ್ಯಮಾಪನವನ್ನು ಮಾಡಬೇಕು. ಅಲ್ಲದೆ, 4-5 ವರ್ಷಗಳಲ್ಲಿ ಸ್ಥಿರವಾಗಿ ಅದರ ಮಾನದಂಡವನ್ನು ಸೋಲಿಸುವ ನಿಧಿಗೆ ಹೋಗಲು ಸೂಚಿಸಲಾಗಿದೆ, ಹೆಚ್ಚುವರಿಯಾಗಿ, ಒಬ್ಬರು ಪ್ರತಿ ಅವಧಿಯನ್ನು ನೋಡಬೇಕು ಮತ್ತು ನಿಧಿಯು ಬೆಂಚ್‌ಮಾರ್ಕ್ ಅನ್ನು ಸೋಲಿಸಲು ಸಮರ್ಥವಾಗಿದೆಯೇ ಅಥವಾ ಇಲ್ಲವೇ ಎಂಬುದನ್ನು ನೋಡಬೇಕು.

ಬಿ. ನಿಧಿಯ ಗಾತ್ರ

ಹೂಡಿಕೆದಾರರು ಯಾವಾಗಲೂ ತುಂಬಾ ದೊಡ್ಡದಾದ ಅಥವಾ ಗಾತ್ರದಲ್ಲಿ ಚಿಕ್ಕದಾಗಿರುವ ನಿಧಿಗೆ ಹೋಗಬೇಕು. ನಿಧಿಯ ಗಾತ್ರದ ನಡುವೆ ಯಾವುದೇ ಪರಿಪೂರ್ಣ ವ್ಯಾಖ್ಯಾನ ಮತ್ತು ಸಂಬಂಧವಿಲ್ಲದಿದ್ದರೂ, ತುಂಬಾ ಚಿಕ್ಕದಾಗಿದೆ ಮತ್ತು ತುಂಬಾ ದೊಡ್ಡದಾಗಿದೆ, ನಿಧಿಯ ಕಾರ್ಯಕ್ಷಮತೆಗೆ ಅಡ್ಡಿಯಾಗಬಹುದು ಎಂದು ಹೇಳಲಾಗುತ್ತದೆ. ಹೀಗಾಗಿ, ನಿಧಿಯನ್ನು ಆಯ್ಕೆಮಾಡುವಾಗ, ಅದರ AUM (ಅಸೆಟ್ ಅಂಡರ್ ಮ್ಯಾನೇಜ್‌ಮೆಂಟ್) ವರ್ಗಕ್ಕೆ ಸರಿಸುಮಾರು ಒಂದೇ ಆಗಿರುತ್ತದೆ.

3. ಹೆಚ್ಚುವರಿ ಪರಿಮಾಣಾತ್ಮಕ ಕ್ರಮಗಳು

ಎ. ವೆಚ್ಚ ಅನುಪಾತ

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗಳನ್ನು ಹೊಂದಿರುವ ಹೂಡಿಕೆದಾರರು ಅಸೆಟ್ ಮ್ಯಾನೇಜ್‌ಮೆಂಟ್ ಕಂಪನಿಯಿಂದ ವಿಧಿಸಲಾದ ಕಾರ್ಯಾಚರಣೆಯ ವೆಚ್ಚಗಳು, ನಿರ್ವಹಣಾ ಶುಲ್ಕಗಳು ಇತ್ಯಾದಿಗಳಂತಹ ಕೆಲವು ಶುಲ್ಕಗಳನ್ನು ಭರಿಸಬೇಕು (AMC) ಸಾಮಾನ್ಯವಾಗಿ, ನಿಷ್ಕ್ರಿಯವಾಗಿ ನಿರ್ವಹಿಸಲಾದ ಸ್ಕೀಮ್‌ಗಳಿಗಿಂತ ಸಕ್ರಿಯವಾಗಿ ನಿರ್ವಹಿಸಲ್ಪಡುವ ಯೋಜನೆಗಳಿಗೆ ವೆಚ್ಚದ ಅನುಪಾತವು ಹೆಚ್ಚಾಗಿರುತ್ತದೆ (ಉದಾಹರಣೆಗೆಸೂಚ್ಯಂಕ ನಿಧಿಗಳು ಅಥವಾಇಟಿಎಫ್‌ಗಳು) SEBI ನಿಯಮಗಳ ಪ್ರಕಾರ, ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳ ವೆಚ್ಚದ ಅನುಪಾತವು ಕನಿಷ್ಟ 2.5% ಆಗಿದೆ. ಆದಾಗ್ಯೂ, ವೆಚ್ಚದ ಅನುಪಾತವು ನಿಧಿಯ ಕಾರ್ಯಕ್ಷಮತೆಯಂತಹ ಇತರ ಪ್ರಮುಖ ಅಂಶಗಳನ್ನು ರದ್ದುಗೊಳಿಸಬಾರದು. ಹೆಚ್ಚಿನ ವೆಚ್ಚದ ಅನುಪಾತವನ್ನು ಪಾವತಿಸುವುದು ಉತ್ತಮ ನಿಧಿಯು ತನ್ನ ಪ್ರತಿಸ್ಪರ್ಧಿಗಳನ್ನು ಉತ್ತಮ ಅಂತರದಿಂದ ಸೋಲಿಸುತ್ತದೆ ಎಂದು ತಿಳಿದುಕೊಂಡು.

ಬಿ. ಅನುಪಾತ ವಿಶ್ಲೇಷಣೆ

ನಿಧಿಯ ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ಅಳೆಯಲು ಕೆಲವು ಪ್ರಮುಖ ಅನುಪಾತಗಳು:

ವಿರುದ್ಧ ಆಲ್ಫಾ

ಆಲ್ಫಾ ಇದು ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಯಶಸ್ಸಿನ ಅಳತೆಗೋಲು ಅಥವಾ ಬೆಂಚ್‌ಮಾರ್ಕ್‌ಗೆ ವಿರುದ್ಧವಾಗಿ ಉತ್ತಮ ಸಾಧನೆಯಾಗಿದೆ. ಇದು ಸಾಮಾನ್ಯ ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಫಂಡ್ ಅಥವಾ ಸ್ಟಾಕ್ ಎಷ್ಟು ಪ್ರದರ್ಶನ ನೀಡಿದೆ ಎಂಬುದರ ಮೇಲೆ ಅಳೆಯುತ್ತದೆ. 1 ರ ಧನಾತ್ಮಕ ಆಲ್ಫಾ ಎಂದರೆ ನಿಧಿಯು ಅದರ ಬೆಂಚ್‌ಮಾರ್ಕ್ ಸೂಚ್ಯಂಕವನ್ನು 1% ರಷ್ಟು ಮೀರಿಸಿದೆ, ಆದರೆ -1 ನ ನಕಾರಾತ್ಮಕ ಆಲ್ಫಾವು ಫಂಡ್ ತನ್ನ ಮಾರುಕಟ್ಟೆ ಮಾನದಂಡಕ್ಕಿಂತ 1% ಕಡಿಮೆ ಆದಾಯವನ್ನು ನೀಡಿದೆ ಎಂದು ಸೂಚಿಸುತ್ತದೆ. ಆದ್ದರಿಂದ, ಮೂಲಭೂತವಾಗಿ, ಹೂಡಿಕೆದಾರರ ತಂತ್ರವು ಧನಾತ್ಮಕ ಆಲ್ಫಾದೊಂದಿಗೆ ಭದ್ರತೆಗಳನ್ನು ಖರೀದಿಸಬೇಕು.

ಡಿ. ಬೀಟಾ

ಇದು ಮಾನದಂಡಕ್ಕೆ ಸಂಬಂಧಿಸಿದಂತೆ ಸ್ಟಾಕ್‌ನ ಬೆಲೆ ಅಥವಾ ನಿಧಿಯಲ್ಲಿನ ಚಂಚಲತೆಯನ್ನು ಅಳೆಯುತ್ತದೆ ಮತ್ತು ಇದನ್ನು ಧನಾತ್ಮಕ ಅಥವಾ ಋಣಾತ್ಮಕ ಅಂಕಿಗಳಲ್ಲಿ ಸೂಚಿಸಲಾಗುತ್ತದೆ. ಎಬೀಟಾ ಆಫ್ 1 ಸ್ಟಾಕ್‌ನ ಬೆಲೆ ಮಾರುಕಟ್ಟೆಗೆ ಅನುಗುಣವಾಗಿ ಚಲಿಸುತ್ತದೆ ಎಂದು ಸೂಚಿಸುತ್ತದೆ, 1 ಕ್ಕಿಂತ ಹೆಚ್ಚಿನ ಬೀಟಾ ಸ್ಟಾಕ್ ಮಾರುಕಟ್ಟೆಗಿಂತ ಅಪಾಯಕಾರಿ ಎಂದು ಸೂಚಿಸುತ್ತದೆ ಮತ್ತು 1 ಕ್ಕಿಂತ ಕಡಿಮೆ ಬೀಟಾ ಎಂದರೆ ಸ್ಟಾಕ್ ಮಾರುಕಟ್ಟೆಗಿಂತ ಕಡಿಮೆ ಅಪಾಯಕಾರಿ. ಆದ್ದರಿಂದ, ಬೀಳುವ ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಕಡಿಮೆ ಬೀಟಾ ಉತ್ತಮವಾಗಿದೆ. ಏರುತ್ತಿರುವ ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ, ಹೆಚ್ಚಿನ ಬೀಟಾ ಉತ್ತಮವಾಗಿದೆ.

ಇ. ಪ್ರಮಾಣಿತ ವಿಚಲನ (SD)

ಸರಳವಾಗಿ ಹೇಳುವುದಾದರೆ, SD ಎನ್ನುವುದು ಉಪಕರಣದಲ್ಲಿನ ಚಂಚಲತೆ ಅಥವಾ ಅಪಾಯವನ್ನು ಪ್ರತಿನಿಧಿಸುವ ಸಂಖ್ಯಾಶಾಸ್ತ್ರೀಯ ಅಳತೆಯಾಗಿದೆ. ಹೆಚ್ಚಿನ SD, ಹೆಚ್ಚಿನ ಆದಾಯದಲ್ಲಿ ಏರಿಳಿತಗಳಾಗಿರುತ್ತದೆ.

ಎಫ್. ತೀಕ್ಷ್ಣ ಅನುಪಾತ

ತೀಕ್ಷ್ಣ ಅನುಪಾತ ತೆಗೆದುಕೊಂಡ ಅಪಾಯಕ್ಕೆ ಸಂಬಂಧಿಸಿದಂತೆ ಆದಾಯವನ್ನು (ಋಣಾತ್ಮಕ ಮತ್ತು ಧನಾತ್ಮಕ ಎರಡೂ) ಅಳೆಯುತ್ತದೆ. ಇಲ್ಲಿ ಅಪಾಯವನ್ನು ವ್ಯಾಖ್ಯಾನಿಸಲಾಗಿದೆಪ್ರಮಾಣಿತ ವಿಚಲನ. ಹೆಚ್ಚಿನ ಶಾರ್ಪ್ ಅನುಪಾತ ಎಂದರೆ, ಹೆಚ್ಚಿನ ಅಪಾಯವಿಲ್ಲದೆ ಹೆಚ್ಚಿನ ಲಾಭ. ಹೀಗಾಗಿ, ಹೂಡಿಕೆ ಮಾಡುವಾಗ, ಹೂಡಿಕೆದಾರರು ಹೆಚ್ಚಿನ ಶಾರ್ಪ್ ಅನುಪಾತವನ್ನು ತೋರಿಸುವ ನಿಧಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡಬೇಕು.

ಜಿ. ಸೋರ್ಟಿನೊ ಅನುಪಾತ

ದಿಸೋರ್ಟಿನೊ ಅನುಪಾತ ಶಾರ್ಪ್ ಅನುಪಾತದ ಬದಲಾವಣೆಯಾಗಿದೆ. ಆದರೆ, ಶಾರ್ಪ್ ಅನುಪಾತಕ್ಕಿಂತ ಭಿನ್ನವಾಗಿ, ಸೊರ್ಟಿನೊ ಅನುಪಾತವು ತೊಂದರೆ ಅಥವಾ ಋಣಾತ್ಮಕ ಆದಾಯವನ್ನು ಮಾತ್ರ ಪರಿಗಣಿಸುತ್ತದೆ. ಇಂತಹ ಅನುಪಾತವು ಹೂಡಿಕೆದಾರರಿಗೆ ಒಟ್ಟು ಚಂಚಲತೆಯ ಆದಾಯವನ್ನು ನೋಡುವುದಕ್ಕಿಂತ ಉತ್ತಮ ರೀತಿಯಲ್ಲಿ ಅಪಾಯವನ್ನು ನಿರ್ಣಯಿಸಲು ಸಹಾಯಕವಾಗಿದೆ.

ತಲೆಕೆಳಗಾದ ಕ್ಯಾಪ್ಚರ್ ಅನುಪಾತ ಮತ್ತು ಡೌನ್‌ಸೈಡ್ ಕ್ಯಾಪ್ಚರ್ ಅನುಪಾತ

ತಲೆಕೆಳಗಾದ/ಕೆಳಗಿನ ಕ್ಯಾಪ್ಚರ್ ಅನುಪಾತವು ಹೂಡಿಕೆದಾರರಿಗೆ ಮಾರ್ಗದರ್ಶಿಯಾಗಿದೆ- ನಿಧಿಯು ಉತ್ತಮ ಪ್ರದರ್ಶನ ನೀಡಿದ್ದರೂ ಅಂದರೆ ವಿಶಾಲ ಮಾರುಕಟ್ಟೆ ಮಾನದಂಡಕ್ಕಿಂತ ಹೆಚ್ಚು ಅಥವಾ ಕಡಿಮೆ ನಷ್ಟವನ್ನು ಗಳಿಸಿದೆ - ಮಾರುಕಟ್ಟೆಯ ಹಂತದಲ್ಲಿ (ಬಲವಾದ) ಅಥವಾ ಕೆಳಮುಖ (ದುರ್ಬಲ), ಮತ್ತು ಹೆಚ್ಚು ಮುಖ್ಯವಾಗಿ ಎಷ್ಟು.

ಸರಿ, 100 ಕ್ಕಿಂತ ಹೆಚ್ಚಿನ ಅನುಪಾತವು ಧನಾತ್ಮಕ ಆದಾಯದ ಅವಧಿಯಲ್ಲಿ ನಿರ್ದಿಷ್ಟ ನಿಧಿಯು ಮಾನದಂಡವನ್ನು ಮೀರಿದೆ ಎಂದರ್ಥ. ಮತ್ತು 100 ಕ್ಕಿಂತ ಕಡಿಮೆ ಇರುವ ಅನುಪಾತವು ಮಂದ ಆದಾಯದ ಹಂತದಲ್ಲಿ ನಿರ್ದಿಷ್ಟ ನಿಧಿಯು ಅದರ ಮಾನದಂಡಕ್ಕಿಂತ ಕಡಿಮೆ ಕಳೆದುಕೊಂಡಿದೆ ಎಂದು ತೋರಿಸುತ್ತದೆ. ಆದ್ದರಿಂದ, ಸಾಮಾನ್ಯವಾಗಿ, ಹೂಡಿಕೆದಾರರು ಕಡಿಮೆ ಡೌನ್‌ಸೈಡ್ ಕ್ಯಾಪ್ಚರ್ ಅನುಪಾತ ಮತ್ತು ಹೆಚ್ಚಿನ ಅಪ್‌ಸೈಡ್ ಕ್ಯಾಪ್ಚರ್ ಅನುಪಾತವನ್ನು ಹೊಂದಿರುವ ಫಂಡ್‌ಗೆ ಹೋಗಬೇಕು.

ಈಕ್ವಿಟಿ ಫಂಡ್ ತೆರಿಗೆ

1. ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು

INR 1 ಲಕ್ಷಕ್ಕಿಂತ ಹೆಚ್ಚಿನ LTCG ಗಳು ಉದ್ಭವಿಸುತ್ತವೆವಿಮೋಚನೆ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಘಟಕಗಳು ಅಥವಾ ಇಕ್ವಿಟಿಗಳ ಮೇಲೆ 10 ಪ್ರತಿಶತ (ಜೊತೆಗೆ ಸೆಸ್) ಅಥವಾ 10.4 ಪ್ರತಿಶತ ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ. ದೀರ್ಘಕಾಲದಬಂಡವಾಳದಲ್ಲಿ ಲಾಭ INR 1 ಲಕ್ಷಕ್ಕೆ ವಿನಾಯಿತಿ ನೀಡಲಾಗುತ್ತದೆ.

ಉದಾಹರಣೆಗೆ, ನೀವು ಹಣಕಾಸು ವರ್ಷದಲ್ಲಿ ಸ್ಟಾಕ್‌ಗಳು ಅಥವಾ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗಳಿಂದ ಸಂಯೋಜಿತ ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳಲ್ಲಿ INR 3 ಲಕ್ಷಗಳನ್ನು ಗಳಿಸಿದರೆ. ತೆರಿಗೆ ವಿಧಿಸಬಹುದಾದ LTCG ಗಳು INR 2 ಲಕ್ಷ (INR 3 ಲಕ್ಷ - 1 ಲಕ್ಷ) ಮತ್ತುತೆರಿಗೆ ಜವಾಬ್ದಾರಿ INR 20 ಆಗಿರುತ್ತದೆ,000 (INR 2 ಲಕ್ಷದಲ್ಲಿ 10 ಪ್ರತಿಶತ).

ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು ಒಂದು ವರ್ಷಕ್ಕಿಂತ ಹೆಚ್ಚು ಅವಧಿಯ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳ ಮಾರಾಟ ಅಥವಾ ವಿಮೋಚನೆಯಿಂದ ಉಂಟಾಗುವ ಲಾಭ.

2. ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೂನಿಟ್‌ಗಳನ್ನು ಹಿಡುವಳಿಯ ಒಂದು ವರ್ಷದ ಮೊದಲು ಮಾರಾಟ ಮಾಡಿದರೆ, ಅಲ್ಪಾವಧಿಯ ಕ್ಯಾಪಿಟಲ್ ಗೇನ್ಸ್ (ಎಸ್‌ಟಿಸಿಜಿ) ತೆರಿಗೆ ಅನ್ವಯಿಸುತ್ತದೆ. STCG ಗಳ ತೆರಿಗೆಯನ್ನು 15 ಪ್ರತಿಶತದಲ್ಲಿ ಬದಲಾಗದೆ ಇರಿಸಲಾಗಿದೆ.

ಇಕ್ವಿಟಿ ಯೋಜನೆಗಳು	ಹಿಡುವಳಿ ಅವಧಿ	ತೆರಿಗೆ ದರ
ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು (LTCG)	1 ವರ್ಷಕ್ಕಿಂತ ಹೆಚ್ಚು	10% (ಯಾವುದೇ ಸೂಚಿಕೆ ಇಲ್ಲದೆ)*****
ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು (STCG)	ಒಂದು ವರ್ಷಕ್ಕಿಂತ ಕಡಿಮೆ ಅಥವಾ ಸಮ	15%
ವಿತರಿಸಿದ ಲಾಭಾಂಶದ ಮೇಲಿನ ತೆರಿಗೆ	-	10%#

*INR 1 ಲಕ್ಷದವರೆಗಿನ ಲಾಭಗಳು ತೆರಿಗೆಯಿಂದ ಮುಕ್ತವಾಗಿವೆ. INR 1 ಲಕ್ಷಕ್ಕಿಂತ ಹೆಚ್ಚಿನ ಲಾಭಗಳಿಗೆ 10% ತೆರಿಗೆ ಅನ್ವಯಿಸುತ್ತದೆ.
#ಡಿವಿಡೆಂಡ್ ತೆರಿಗೆ 10% + ಸರ್ಚಾರ್ಜ್ 12% + ಸೆಸ್ 4% =11.648% ಆರೋಗ್ಯ ಮತ್ತು ಶಿಕ್ಷಣ ಸೆಸ್ 4% ಅನ್ನು ಪರಿಚಯಿಸಲಾಗಿದೆ. ಮೊದಲು ಶಿಕ್ಷಣ ಸೆಸ್ 3% ಇತ್ತು.

ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಅತ್ಯುತ್ತಮ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

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