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IDBISIP ಅತ್ಯಂತ ಪರಿಣಾಮಕಾರಿ ಮಾರ್ಗವಾಗಿದೆಮ್ಯೂಚುವಲ್ ಫಂಡ್ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ. SIP ಅಥವಾ ವ್ಯವಸ್ಥಿತಹೂಡಿಕೆ ಯೋಜನೆ ಎ ನಂತೆ ಕೆಲಸ ಮಾಡುತ್ತದೆಮರುಕಳಿಸುವ ಠೇವಣಿ, ಇದರಲ್ಲಿ ನೀವು ನಿಗದಿತ ಮಧ್ಯಂತರಕ್ಕೆ ಮಾಸಿಕ ಸ್ವಲ್ಪ ಪ್ರಮಾಣದ ಹಣವನ್ನು ಹೂಡಿಕೆ ಮಾಡಬೇಕಾಗುತ್ತದೆ.
SIP, ಅತ್ಯಂತ ಒಳ್ಳೆ ಹೂಡಿಕೆ ವಿಧಾನವಾಗಿದೆ, ಒಬ್ಬರು ಪ್ರಾರಂಭಿಸಬಹುದುಹೂಡಿಕೆ ಕೇವಲ INR 500. SIP ಯೊಂದಿಗೆ, ಒಬ್ಬರು ತಮ್ಮ ಯೋಜನೆಗಳನ್ನು ಸಹ ಮಾಡಬಹುದುಹಣಕಾಸಿನ ಗುರಿಗಳು ಹಾಗೆನಿವೃತ್ತಿ ಯೋಜನೆ, ಮದುವೆ, ಮನೆ/ಕಾರು ಖರೀದಿ, ಉನ್ನತ ಶಿಕ್ಷಣ ಇತ್ಯಾದಿ.
ಹೂಡಿಕೆದಾರರು ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿದ್ದಾರೆಇಕ್ವಿಟಿ ಫಂಡ್ಗಳು, ಹೂಡಿಕೆ ಮಾಡಲು ಆದರ್ಶ ರೀತಿಯಲ್ಲಿ SIP. ಅವರು ಈಕ್ವಿಟಿಯ ಅಪಾಯಗಳನ್ನು ಸಮತೋಲನಗೊಳಿಸುತ್ತಾರೆಮಾರುಕಟ್ಟೆ ಮತ್ತು ಸ್ಥಿರವಾದ ಆದಾಯವನ್ನು ತಲುಪಿಸಲು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಿ.
ಹೆಚ್ಚಿನ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳುIDBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ SIP ಆಯ್ಕೆಯನ್ನು ಹೊಂದಿದೆ. SIP ಅಥವಾ ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಯು ಹೂಡಿಕೆ ವಿಧಾನವಾಗಿದ್ದು, ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಯಲ್ಲಿ ನಿಗದಿತ ಮೊತ್ತವನ್ನು ನಿಯಮಿತ ಮಧ್ಯಂತರದಲ್ಲಿ ಠೇವಣಿ ಮಾಡಲಾಗುತ್ತದೆ. ಹೂಡಿಕೆಯ SIP ವಿಧಾನವನ್ನು ಬಳಸಿಕೊಂಡು, ಉಳಿತಾಯದ ಮೊತ್ತವು ಅವನ/ಅವಳ ಜೇಬಿಗೆ ಹಿಸುಕುವುದಿಲ್ಲ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಬಹುದು. ವ್ಯಕ್ತಿಗಳು SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಆಫ್ಲೈನ್ ಮೋಡ್ ಅಥವಾ ಆನ್ಲೈನ್ ಮೋಡ್ ಮೂಲಕ.
SIP ಯ ಕೆಲವು ಅನುಕೂಲಗಳು:
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI Midcap Fund Growth ₹28.5787
↑ 0.19 ₹302 500 11.1 0.4 10.5 24.1 27.9 29.1 IDBI Diversified Equity Fund Growth ₹37.99
↑ 0.14 ₹382 500 10.2 13.2 13.5 22.7 12 IDBI Small Cap Fund Growth ₹29.41
↑ 0.14 ₹494 500 7.7 -6.8 5.6 22.4 33.6 40 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 May 25
The objective of the scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Midcap Companies. However there can be no assurance that the investment objective under the scheme will be realized. IDBI Midcap Fund is a Equity - Mid Cap fund was launched on 25 Jan 17. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Midcap Fund Returns up to 1 year are on The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing in a diversified portfolio of Equity and Equity related Instruments across market capitalization. However there can be no assurance that the investment objective under the Scheme will be realized IDBI Diversified Equity Fund is a Equity - Multi Cap fund was launched on 28 Mar 14. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Diversified Equity Fund Returns up to 1 year are on The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Small Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. IDBI Small Cap Fund is a Equity - Small Cap fund was launched on 21 Jun 17. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Small Cap Fund Returns up to 1 year are on 1. IDBI Midcap Fund
CAGR/Annualized
return of 13.4% since its launch. Return for 2024 was 29.1% , 2023 was 35.9% and 2022 was -4.1% . IDBI Midcap Fund
Growth Launch Date 25 Jan 17 NAV (19 May 25) ₹28.5787 ↑ 0.19 (0.68 %) Net Assets (Cr) ₹302 on 31 Mar 25 Category Equity - Mid Cap AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 2.28 Sharpe Ratio 0.35 Information Ratio -0.75 Alpha Ratio 4.56 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹16,361 30 Apr 22 ₹18,944 30 Apr 23 ₹19,082 30 Apr 24 ₹28,904 30 Apr 25 ₹30,588 Returns for IDBI Midcap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 8.2% 3 Month 11.1% 6 Month 0.4% 1 Year 10.5% 3 Year 24.1% 5 Year 27.9% 10 Year 15 Year Since launch 13.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 29.1% 2023 35.9% 2022 -4.1% 2021 36.6% 2020 24.3% 2019 -2.5% 2018 -14.5% 2017 2016 2015 Fund Manager information for IDBI Midcap Fund
Name Since Tenure Karan Doshi 31 Jul 23 1.75 Yr. Dikshit Mittal 31 Jul 23 1.75 Yr. Data below for IDBI Midcap Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Consumer Cyclical 26.71% Industrials 19.22% Financial Services 14.3% Basic Materials 9.15% Technology 7.72% Health Care 6.51% Consumer Defensive 4.65% Communication Services 4.23% Real Estate 2.44% Utility 1.85% Energy 1.41% Asset Allocation
Asset Class Value Cash 1.82% Equity 98.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP4% ₹12 Cr 143,945 UNO Minda Ltd (Consumer Cyclical)
Equity, Since 28 Feb 17 | UNOMINDA3% ₹9 Cr 105,773 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 17 | FEDERALBNK3% ₹9 Cr 449,570 SRF Ltd (Industrials)
Equity, Since 31 Jul 24 | SRF3% ₹8 Cr 28,237 Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 17 | 5002513% ₹8 Cr 16,206
↓ -2,942 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 19 | BEL3% ₹8 Cr 253,539 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | 5008503% ₹8 Cr 97,473 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Dec 19 | 5063952% ₹7 Cr 31,880 Alkem Laboratories Ltd (Healthcare)
Equity, Since 30 Nov 19 | ALKEM2% ₹7 Cr 12,978 Manorama Industries Ltd (Consumer Defensive)
Equity, Since 31 Dec 24 | 5419742% ₹6 Cr 49,316
↓ -4,457 2. IDBI Diversified Equity Fund
CAGR/Annualized
return of 15.4% since its launch. Ranked 56 in Multi Cap
category. . IDBI Diversified Equity Fund
Growth Launch Date 28 Mar 14 NAV (28 Jul 23) ₹37.99 ↑ 0.14 (0.37 %) Net Assets (Cr) ₹382 on 30 Jun 23 Category Equity - Multi Cap AMC IDBI Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.46 Sharpe Ratio 1.01 Information Ratio -0.53 Alpha Ratio -1.07 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹14,544 30 Apr 22 ₹18,055 30 Apr 23 ₹18,478 Returns for IDBI Diversified Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 2.4% 3 Month 10.2% 6 Month 13.2% 1 Year 13.5% 3 Year 22.7% 5 Year 12% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Diversified Equity Fund
Name Since Tenure Data below for IDBI Diversified Equity Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. IDBI Small Cap Fund
CAGR/Annualized
return of 14.6% since its launch. Return for 2024 was 40% , 2023 was 33.4% and 2022 was 2.4% . IDBI Small Cap Fund
Growth Launch Date 21 Jun 17 NAV (19 May 25) ₹29.41 ↑ 0.14 (0.47 %) Net Assets (Cr) ₹494 on 31 Mar 25 Category Equity - Small Cap AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 2.3 Sharpe Ratio 0.29 Information Ratio -0.19 Alpha Ratio 5.7 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹18,100 30 Apr 22 ₹24,313 30 Apr 23 ₹25,270 30 Apr 24 ₹37,716 30 Apr 25 ₹38,352 Returns for IDBI Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 3.1% 3 Month 7.7% 6 Month -6.8% 1 Year 5.6% 3 Year 22.4% 5 Year 33.6% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 40% 2023 33.4% 2022 2.4% 2021 64.7% 2020 19% 2019 -4.4% 2018 -15% 2017 2016 2015 Fund Manager information for IDBI Small Cap Fund
Name Since Tenure Nikhil Rungta 1 Jul 24 0.83 Yr. Mahesh Bendre 1 Jul 24 0.83 Yr. Data below for IDBI Small Cap Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Industrials 34.47% Consumer Cyclical 18.99% Basic Materials 9.6% Consumer Defensive 8.03% Utility 6.81% Financial Services 5.3% Health Care 4.9% Technology 4.1% Communication Services 3.36% Real Estate 0.41% Energy 0.01% Asset Allocation
Asset Class Value Cash 4% Equity 96% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sanathan Textiles Ltd (Consumer Cyclical)
Equity, Since 31 Dec 24 | SANATHAN3% ₹17 Cr 401,251 JTL Industries Ltd (Basic Materials)
Equity, Since 31 Jul 24 | 5346003% ₹16 Cr 2,506,932
↑ 480,066 Housing & Urban Development Corp Ltd (Financial Services)
Equity, Since 31 Oct 24 | HUDCO3% ₹16 Cr 711,662
↓ -40,456 Manorama Industries Ltd (Consumer Defensive)
Equity, Since 31 Dec 24 | 5419743% ₹15 Cr 115,327
↑ 8,520 TD Power Systems Ltd (Industrials)
Equity, Since 31 Aug 23 | TDPOWERSYS3% ₹14 Cr 327,391
↑ 11,229 Concord Enviro Systems Ltd (Utilities)
Equity, Since 31 Dec 24 | CEWATER3% ₹14 Cr 270,441 Hindustan Foods Ltd (Industrials)
Equity, Since 31 Jul 24 | 5191262% ₹12 Cr 220,054
↑ 74,304 International Gemmological Institute (India) Ltd (Basic Materials)
Equity, Since 31 Dec 24 | IGIL2% ₹12 Cr 337,832 Praveg Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Dec 24 | 5316372% ₹12 Cr 212,056
↑ 16,354 Navkar Corp Ltd (Industrials)
Equity, Since 31 Jul 24 | NAVKARCORP2% ₹11 Cr 1,084,277
ನಿಮ್ಮದು ಹೇಗೆ ಎಂದು ತಿಳಿಯಲು ಬಯಸುವಿರಾSIP ಹೂಡಿಕೆ ನೀವು ನಿರ್ದಿಷ್ಟ ಅವಧಿಗೆ ಮಾಸಿಕ ನಿರ್ದಿಷ್ಟ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡಿದರೆ ಬೆಳೆಯುತ್ತದೆಯೇ? ನಾವು ನಿಮಗೆ ಒಂದು ಉದಾಹರಣೆಯೊಂದಿಗೆ ವಿವರಿಸುತ್ತೇವೆ.
SIP ಕ್ಯಾಲ್ಕುಲೇಟರ್ಗಳು ಸಾಮಾನ್ಯವಾಗಿ ಇನ್ಪುಟ್ಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳುತ್ತಾರೆ ಉದಾಹರಣೆಗೆ SIP ಹೂಡಿಕೆ ಮೊತ್ತ (ಗುರಿ) ಒಬ್ಬರು ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುತ್ತಾರೆ, ಎಷ್ಟು ವರ್ಷಗಳ ಹೂಡಿಕೆ ಅಗತ್ಯವಿದೆ, ನಿರೀಕ್ಷಿಸಲಾಗಿದೆಹಣದುಬ್ಬರ ದರಗಳು (ಇದಕ್ಕಾಗಿ ಒಬ್ಬರು ಲೆಕ್ಕ ಹಾಕಬೇಕು!) ಮತ್ತು ನಿರೀಕ್ಷಿತ ಆದಾಯ. ಆದ್ದರಿಂದ, ಗುರಿಯನ್ನು ಸಾಧಿಸಲು ಅಗತ್ಯವಿರುವ SIP ರಿಟರ್ನ್ಗಳನ್ನು ಒಬ್ಬರು ಲೆಕ್ಕ ಹಾಕಬಹುದು!
ನೀವು INR 10 ಹೂಡಿಕೆ ಮಾಡಿದರೆ, ಊಹಿಸೋಣ.000 10 ವರ್ಷಗಳವರೆಗೆ, ನಿಮ್ಮ SIP ಹೂಡಿಕೆಯು ಹೇಗೆ ಬೆಳೆಯುತ್ತದೆ ಎಂಬುದನ್ನು ನೋಡಿ-
ಮಾಸಿಕ ಹೂಡಿಕೆ: INR 10,000
ಹೂಡಿಕೆಯ ಅವಧಿ: 10 ವರ್ಷಗಳು
ಹೂಡಿಕೆ ಮಾಡಿದ ಒಟ್ಟು ಮೊತ್ತ: INR 12,00,000
ದೀರ್ಘಾವಧಿಯ ಬೆಳವಣಿಗೆಯ ದರ (ಅಂದಾಜು.): 15%
ಪ್ರಕಾರ ನಿರೀಕ್ಷಿತ ಆದಾಯಸಿಪ್ ಕ್ಯಾಲ್ಕುಲೇಟರ್: INR 27,86,573
ನಿವ್ವಳ ಲಾಭ: INR 15,86,573 (ಸಂಪೂರ್ಣ ರಿಟರ್ನ್= 132.2%)
ಮೇಲಿನ ಲೆಕ್ಕಾಚಾರಗಳು ನೀವು 10 ವರ್ಷಗಳವರೆಗೆ ಮಾಸಿಕ INR 10,000 ಹೂಡಿಕೆ ಮಾಡಿದರೆ (ಒಟ್ಟು INR12,00,000
) ನೀವು ಗಳಿಸುವಿರಿINR 27,86,573
, ಅಂದರೆ ನೀವು ಮಾಡುವ ನಿವ್ವಳ ಲಾಭINR 15,86,573
. ಇದು ಅದ್ಭುತವಲ್ಲವೇ!
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