+91-22-48913909മികച്ച ഇടത്തരം മുതൽ ദീർഘകാല ഫണ്ടുകൾ 2022
4 മുതൽ 7 വർഷം വരെ പണം നിക്ഷേപിക്കാൻ നോക്കുന്നു, പക്ഷേ ആഗ്രഹിക്കുന്നില്ലവിപണി അസ്ഥിരത നിങ്ങളുടെ നിക്ഷേപത്തെ ബാധിക്കുമോ? അപ്പോൾ നിങ്ങൾ നോക്കേണ്ട ഒരു ഫണ്ട് ഇതാ. മീഡിയം മുതൽ ലോംഗ് ഡ്യൂറേഷൻ ഫണ്ടുകൾ എന്നത് 4 മുതൽ 7 വർഷം വരെ മക്കാലെ ദൈർഘ്യമുള്ള ഒരു തരം ഡെറ്റ് ഫണ്ടാണ്. അതിനാൽ, നിങ്ങളുടെ സമ്പത്തിൽ നിന്ന് മധ്യത്തിൽ നിന്ന് ദീർഘകാലത്തേക്ക് ഒപ്റ്റിമൽ റിട്ടേൺ നേടാൻ നിങ്ങൾ ആഗ്രഹിക്കുന്നുവെങ്കിൽ, ഇടത്തരം മുതൽ ദീർഘകാല ഫണ്ടുകൾ നിങ്ങൾക്ക് അനുയോജ്യമായ ഫണ്ടായിരിക്കും.
ഇടത്തരം മുതൽ ദീർഘകാലം വരെയുള്ള മ്യൂച്വൽ ഫണ്ടുകളുടെ അവലോകനം
ഇടത്തരം മുതൽ ദീർഘകാലം വരെയുള്ള ഫണ്ടുകൾ കടത്തിൽ നിക്ഷേപിക്കുന്നുപണ വിപണി ശരാശരി 4 മുതൽ 7 വർഷം വരെ മെച്യൂരിറ്റി ഉള്ള ഉപകരണങ്ങൾ (മക്കാലെ കാലാവധി). ഈ ഫണ്ടുകൾ മികച്ച വരുമാനം നൽകിയേക്കാം, എന്നാൽ പലിശ നിരക്ക് മാറ്റങ്ങളോട് കൂടുതൽ സെൻസിറ്റീവ് ആയിരിക്കും. പലിശ നിരക്ക് ഉയരുമ്പോൾ ബോണ്ട് വില കുറയുന്നു, തിരിച്ചും. അത്തരം ഡെറ്റ് ഫണ്ടുകൾ പലിശ നിരക്കിലെ ഏറ്റക്കുറച്ചിലുകൾക്ക് വിധേയമാകുന്നതിനാൽ, ഇത് വിലകളെ അസ്വസ്ഥമാക്കുന്നുഅടിവരയിടുന്നു ബോണ്ടുകൾ ഫണ്ട് പോർട്ട്ഫോളിയോയിൽ.
ഇടത്തരം മുതൽ ദീർഘകാല ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് ഒരു പരിധിവരെ റിസ്ക് സഹിക്കാൻ കഴിയണം, കാരണം അത്തരം ഡെറ്റ് ഫണ്ടുകൾ പൂർണ്ണമായും അപകടസാധ്യതയില്ലാത്തവയല്ല. ഡെറ്റ് ഫണ്ടുകൾക്ക് കുറഞ്ഞ കാലയളവ്, ഹ്രസ്വകാല കാലയളവ്, ഇടത്തരം കാലയളവ്, ഇടത്തരം മുതൽ ദൈർഘ്യമേറിയ കാലയളവ്, ദീർഘകാല ഫണ്ടുകൾ തുടങ്ങി വിവിധ മെച്യൂരിറ്റി സ്കീമുകൾ തിരഞ്ഞെടുക്കാം. ഡെറ്റ് ഫണ്ടുകളിലെ നിക്ഷേപം പരമാവധി പ്രയോജനപ്പെടുത്തുന്നതിന്, നിക്ഷേപകർ അവരുടെ മെച്യൂരിറ്റി കാലയളവിനെ അടിസ്ഥാനമാക്കി നിക്ഷേപം തീരുമാനിക്കേണ്ടതുണ്ട്. പറഞ്ഞതുപോലെ, നിങ്ങൾ ഒരു വർഷത്തെ സമയപരിധി നോക്കുകയാണെങ്കിൽനിക്ഷേപ പദ്ധതി, പിന്നെ, ഒരു ചെറിയ കാലയളവ്ഡെറ്റ് ഫണ്ട് തികച്ചും അനുയോജ്യമാകും.
ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകളിലെ നികുതി
ഡെറ്റ് ഫണ്ടുകളിലെ നികുതി സ്വാധീനം ഇനിപ്പറയുന്ന രീതിയിൽ കണക്കാക്കുന്നു-
ഹ്രസ്വകാല മൂലധന നേട്ടം
ഒരു ഡെറ്റ് നിക്ഷേപത്തിന്റെ ഹോൾഡിംഗ് കാലയളവ് 36 മാസത്തിൽ കുറവാണെങ്കിൽ, അത് ഒരു ഹ്രസ്വകാല നിക്ഷേപമായി തരംതിരിക്കുകയും വ്യക്തിയുടെ നികുതി സ്ലാബ് അനുസരിച്ച് നികുതി നൽകുകയും ചെയ്യും.
ദീർഘകാല മൂലധന നേട്ടം
ഡെറ്റ് നിക്ഷേപത്തിന്റെ ഹോൾഡിംഗ് കാലയളവ് 36 മാസത്തിൽ കൂടുതലാണെങ്കിൽ, അത് ദീർഘകാല നിക്ഷേപമായി തരംതിരിക്കുകയും ഇൻഡെക്സേഷൻ ആനുകൂല്യത്തോടെ 20% നികുതി നൽകുകയും ചെയ്യും.
| മൂലധനം നേട്ടങ്ങൾ | നിക്ഷേപ ഹോൾഡിംഗ് നേട്ടങ്ങൾ | നികുതി |
|---|---|---|
| ഷോർട്ട് ടേംമൂലധന നേട്ടം | 36 മാസത്തിൽ താഴെ | വ്യക്തിയുടെ നികുതി സ്ലാബ് അനുസരിച്ച് |
| ദീർഘകാല മൂലധന നേട്ടം | 36 മാസത്തിലധികം | ഇൻഡെക്സേഷൻ ആനുകൂല്യങ്ങളോടെ 20% |
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മികച്ച 11 മികച്ച പ്രകടനം നടത്തുന്ന മീഡിയം മുതൽ ദീർഘകാല ഫണ്ടുകൾ FY 22 - 23
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity LIC MF Bond Fund Growth -0.4 2 3 6.4 6.1 7.25% 4Y 11D 9Y SBI Magnum Income Fund Growth -0.9 1.5 2.4 5.8 5.9 7.94% 4Y 3M 29D 7Y 11M 12D ICICI Prudential Bond Fund Growth -1.5 1.2 2.3 6.3 6.7 7.65% 6Y 1M 28D 13Y 9M HDFC Income Fund Growth -1.4 1.5 2.2 6 5.5 7.67% 5Y 2M 26D 10Y 11M 16D Nippon India Income Fund Growth -1.3 1.4 2.1 5.6 4.9 0.07% 6Y 3M 25D 13Y 3M 11D UTI Bond Fund Growth -0.8 1.5 2.1 5.8 5.6 8.25% 4Y 5M 19D 8Y 9M 29D Kotak Bond Fund Growth -1.3 1.6 2 5.8 5.4 7.36% 5Y 5M 5D 11Y 7M 6D Aditya Birla Sun Life Income Fund Growth -1.5 1.2 1.3 5.5 5.1 7.81% 5Y 10M 13D 13Y 1M 24D Canara Robeco Income Fund Growth -1.2 0.7 1.2 4.9 4.3 0.07% 4Y 11M 16D 11Y 3M 23D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26 Research Highlights & Commentary of 9 Funds showcased
Commentary LIC MF Bond Fund SBI Magnum Income Fund ICICI Prudential Bond Fund HDFC Income Fund Nippon India Income Fund UTI Bond Fund Kotak Bond Fund Aditya Birla Sun Life Income Fund Canara Robeco Income Fund Point 1 Bottom quartile AUM (₹173 Cr). Highest AUM (₹2,036 Cr). Top quartile AUM (₹2,019 Cr). Lower mid AUM (₹813 Cr). Lower mid AUM (₹312 Cr). Bottom quartile AUM (₹303 Cr). Upper mid AUM (₹1,760 Cr). Upper mid AUM (₹1,734 Cr). Bottom quartile AUM (₹111 Cr). Point 2 Established history (27+ yrs). Established history (27+ yrs). Established history (18+ yrs). Established history (26+ yrs). Established history (28+ yrs). Established history (28+ yrs). Established history (26+ yrs). Oldest track record among peers (31 yrs). Established history (24+ yrs). Point 3 Not Rated. Top rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 4★ (top quartile). Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Not Rated. Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 3.05% (top quartile). 1Y return: 2.38% (top quartile). 1Y return: 2.28% (upper mid). 1Y return: 2.17% (upper mid). 1Y return: 2.13% (lower mid). 1Y return: 2.11% (lower mid). 1Y return: 2.01% (bottom quartile). 1Y return: 1.25% (bottom quartile). 1Y return: 1.18% (bottom quartile). Point 6 1M return: -0.55% (top quartile). 1M return: -0.66% (upper mid). 1M return: -0.95% (bottom quartile). 1M return: -0.80% (bottom quartile). 1M return: -0.72% (lower mid). 1M return: -0.56% (top quartile). 1M return: -0.78% (lower mid). 1M return: -0.88% (bottom quartile). 1M return: -0.68% (upper mid). Point 7 Sharpe: -0.40 (top quartile). Sharpe: -0.62 (lower mid). Sharpe: -0.51 (top quartile). Sharpe: -0.59 (upper mid). Sharpe: -0.62 (lower mid). Sharpe: -0.85 (bottom quartile). Sharpe: -0.56 (upper mid). Sharpe: -0.79 (bottom quartile). Sharpe: -1.48 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.25% (bottom quartile). Yield to maturity (debt): 7.94% (top quartile). Yield to maturity (debt): 7.65% (lower mid). Yield to maturity (debt): 7.67% (upper mid). Yield to maturity (debt): 0.07% (bottom quartile). Yield to maturity (debt): 8.25% (top quartile). Yield to maturity (debt): 7.36% (lower mid). Yield to maturity (debt): 7.81% (upper mid). Yield to maturity (debt): 0.07% (bottom quartile). Point 10 Modified duration: 4.03 yrs (top quartile). Modified duration: 4.33 yrs (top quartile). Modified duration: 6.16 yrs (bottom quartile). Modified duration: 5.24 yrs (lower mid). Modified duration: 6.32 yrs (bottom quartile). Modified duration: 4.47 yrs (upper mid). Modified duration: 5.43 yrs (lower mid). Modified duration: 5.87 yrs (bottom quartile). Modified duration: 4.96 yrs (upper mid). LIC MF Bond Fund
SBI Magnum Income Fund
ICICI Prudential Bond Fund
HDFC Income Fund
Nippon India Income Fund
UTI Bond Fund
Kotak Bond Fund
Aditya Birla Sun Life Income Fund
Canara Robeco Income Fund
LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Below is the key information for LIC MF Bond Fund Returns up to 1 year are on To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. Research Highlights for SBI Magnum Income Fund Below is the key information for SBI Magnum Income Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Income Opportunities Fund) ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities Research Highlights for ICICI Prudential Bond Fund Below is the key information for ICICI Prudential Bond Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Income Fund Below is the key information for Nippon India Income Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile Kotak Bond Regular Plan Growth) To create a portfolio of debt and money market instruments of different maturities
so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized Research Highlights for Kotak Bond Fund Below is the key information for Kotak Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Research Highlights for Aditya Birla Sun Life Income Fund Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on (Erstwhile Canara Robeco Income) To generate income through investment in debt and money market securities of different maturity and issuers of different risk profiles. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Canara Robeco Income Fund Below is the key information for Canara Robeco Income Fund Returns up to 1 year are on 1. LIC MF Bond Fund
LIC MF Bond Fund
Growth Launch Date 15 Sep 99 NAV (30 Oct 26) ₹75.2238 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹173 on 30 Sep 26 Category Debt - Medium to Long term AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk Moderate Expense Ratio 0.99 Sharpe Ratio -0.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.25% Effective Maturity 9 Years Modified Duration 4 Years 11 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,147 31 Oct 23 ₹10,808 31 Oct 24 ₹11,861 31 Oct 25 ₹12,651 31 Oct 26 ₹13,029 Returns for LIC MF Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26 Duration Returns 1 Month -0.5% 3 Month -0.4% 6 Month 2% 1 Year 3% 3 Year 6.4% 5 Year 5.4% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.1% 2024 9% 2023 6.5% 2022 2.8% 2021 1.3% 2020 8.8% 2019 9.7% 2018 4.9% 2017 2.2% 2016 12.3% Fund Manager information for LIC MF Bond Fund
Name Since Tenure Rahul Singh 1 Oct 25 1 Yr. Pratik Shroff 26 Sep 23 3.02 Yr. Data below for LIC MF Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 25.19% Debt 74.46% Other 0.35% Debt Sector Allocation
Sector Value Government 51.08% Corporate 45.84% Cash Equivalent 2.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -9% ₹15 Cr 1,500 7.3% Govt Stock 2053
Sovereign Bonds | -8% ₹14 Cr 1,500,000 Power Finance Corporation Limited
Debentures | -6% ₹10 Cr 1,000 7.65% Karnataka Sdl 2027
Sovereign Bonds | -6% ₹10 Cr 1,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹10 Cr 1,000 182 Days Tbill Red 08-04-2027
Sovereign Bonds | -6% ₹10 Cr 1,000,000
↑ 1,000,000 Canara Bank
Domestic Bonds | -6% ₹10 Cr 200
↓ -100 7.24% Govt Stock 2055
Sovereign Bonds | -5% ₹9 Cr 1,000,000
↑ 500,000 6.9% Govt Stock 2065
Sovereign Bonds | -5% ₹9 Cr 1,000,000 Rec Limited
Debentures | -3% ₹5 Cr 500
↑ 500 2. SBI Magnum Income Fund
SBI Magnum Income Fund
Growth Launch Date 25 Nov 98 NAV (30 Oct 26) ₹73.104 ↓ -0.04 (-0.05 %) Net Assets (Cr) ₹2,036 on 30 Sep 26 Category Debt - Medium to Long term AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.48 Sharpe Ratio -0.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.94% Effective Maturity 7 Years 11 Months 12 Days Modified Duration 4 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,199 31 Oct 23 ₹10,942 31 Oct 24 ₹11,897 31 Oct 25 ₹12,659 31 Oct 26 ₹12,951 Returns for SBI Magnum Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26 Duration Returns 1 Month -0.7% 3 Month -0.9% 6 Month 1.5% 1 Year 2.4% 3 Year 5.8% 5 Year 5.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.9% 2024 8.1% 2023 7.2% 2022 3% 2021 3.6% 2020 11.6% 2019 11.7% 2018 4.7% 2017 5.7% 2016 13.4% Fund Manager information for SBI Magnum Income Fund
Name Since Tenure Mohit Jain 1 Jul 25 1.25 Yr. Data below for SBI Magnum Income Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 3.38% Equity 0.31% Debt 96% Other 0.31% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AA 55.44% AAA 44.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -18% ₹364 Cr 37,500,000
↑ 20,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -12% ₹234 Cr 25,000,000 Muthoot Finance Limited
Debentures | -5% ₹100 Cr 10,000 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹94 Cr 10,000,000 6.9% Bihar Sgs 2035
Sovereign Bonds | -5% ₹93 Cr 10,000,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹78 Cr 7,500 Torrent Power Limited
Debentures | -4% ₹75 Cr 7,500 Adani Power Limited
Debentures | -3% ₹70 Cr 7,000 Indostar Capital Finance Limited
Debentures | -3% ₹69 Cr 7,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹67 Cr 7,500 3. ICICI Prudential Bond Fund
ICICI Prudential Bond Fund
Growth Launch Date 18 Aug 08 NAV (30 Oct 26) ₹41.6178 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹2,019 on 30 Sep 26 Category Debt - Medium to Long term AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -0.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (1%),6 Months and above(NIL) Yield to Maturity 7.65% Effective Maturity 13 Years 9 Months Modified Duration 6 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,222 31 Oct 23 ₹10,948 31 Oct 24 ₹11,972 31 Oct 25 ₹12,830 31 Oct 26 ₹13,119 Returns for ICICI Prudential Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26 Duration Returns 1 Month -0.9% 3 Month -1.5% 6 Month 1.2% 1 Year 2.3% 3 Year 6.3% 5 Year 5.6% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.7% 2024 8.6% 2023 7.7% 2022 3.1% 2021 2.9% 2020 11.5% 2019 10.9% 2018 4.6% 2017 5.3% 2016 11.3% Fund Manager information for ICICI Prudential Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.69 Yr. Ritesh Lunawat 22 Jan 24 2.69 Yr. Data below for ICICI Prudential Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 7.88% Debt 91.66% Other 0.46% Debt Sector Allocation
Sector Value Government 69.07% Corporate 25.02% Cash Equivalent 5.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -9% ₹179 Cr 19,081,000 6.94% Govt Stock 2036
Sovereign Bonds | -8% ₹155 Cr 16,000,000
↑ 8,500,000 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹131 Cr 14,808,250 Summit Digitel Infrastructure Limited
Debentures | -6% ₹115 Cr 11,650 Reliance Industries Ltd.
Debentures | -6% ₹112 Cr 11,350
↑ 11,350 Pipeline Infrastructure Limited
Debentures | -4% ₹74 Cr 7,400 7.16% Maharashtra Sgs 2050
Sovereign Bonds | -3% ₹67 Cr 7,500,000 7.13% Maharashtra Sgs 2048
Sovereign Bonds | -3% ₹66 Cr 7,289,900 National Bank For Agriculture And Rural Development
Debentures | -3% ₹60 Cr 6,000 LIC Housing Finance Ltd
Debentures | -3% ₹51 Cr 500 4. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (30 Oct 26) ₹59.7437 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹813 on 30 Sep 26 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.38 Sharpe Ratio -0.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.67% Effective Maturity 10 Years 11 Months 16 Days Modified Duration 5 Years 2 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,011 31 Oct 23 ₹10,542 31 Oct 24 ₹11,612 31 Oct 25 ₹12,285 31 Oct 26 ₹12,545 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26 Duration Returns 1 Month -0.8% 3 Month -1.4% 6 Month 1.5% 1 Year 2.2% 3 Year 6% 5 Year 4.6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.5% 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% Fund Manager information for HDFC Income Fund
Name Since Tenure Anupam Joshi 7 Mar 26 0.57 Yr. Dhruv Muchhal 22 Jun 23 3.28 Yr. Data below for HDFC Income Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 9% Equity 0.57% Debt 90.09% Other 0.34% Debt Sector Allocation
Sector Value Government 49.42% Corporate 40.68% Cash Equivalent 9% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -12% ₹94 Cr 10,000,000 Rec Limited
Debentures | -6% ₹49 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹49 Cr 5,000 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹39 Cr 4,000,000 Hdb Financial Services Limited
Debentures | -4% ₹35 Cr 3,500 Indian Railway Finance Corporation Limited
Debentures | -4% ₹35 Cr 350 Smfg India Credit Company Limited
Debentures | -4% ₹35 Cr 3,500 6.64% Govt Stock 2031
Sovereign Bonds | -3% ₹26 Cr 2,500,000 Ntpc Limited
Debentures | -3% ₹25 Cr 250 Small Industries Development Bank Of India
Debentures | -3% ₹25 Cr 2,500 5. Nippon India Income Fund
Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (30 Oct 26) ₹91.9919 ↓ -0.02 (-0.02 %) Net Assets (Cr) ₹312 on 30 Sep 26 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.52 Sharpe Ratio -0.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 0.07% Effective Maturity 13 Years 3 Months 11 Days Modified Duration 6 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,187 31 Oct 23 ₹10,808 31 Oct 24 ₹11,824 31 Oct 25 ₹12,458 31 Oct 26 ₹12,721 Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26 Duration Returns 1 Month -0.7% 3 Month -1.3% 6 Month 1.4% 1 Year 2.1% 3 Year 5.6% 5 Year 4.9% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.9% 2024 8.1% 2023 6.8% 2022 3.3% 2021 1.2% 2020 10.5% 2019 11.4% 2018 6.1% 2017 2.4% 2016 13.8% Fund Manager information for Nippon India Income Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.67 Yr. Kinjal Desai 25 May 18 8.36 Yr. Amber Singhania 11 Mar 26 0.56 Yr. Data below for Nippon India Income Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 28.8% Debt 70.78% Other 0.42% Debt Sector Allocation
Sector Value Government 62.61% Cash Equivalent 28.8% Corporate 8.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -12% ₹35 Cr 4,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -11% ₹32 Cr 3,500,000 7.03% Tamilnadu SDL 2030
Sovereign Bonds | -10% ₹30 Cr 3,000,000 National Bank For Agriculture And Rural Development
Debentures | -8% ₹25 Cr 2,500 7.71% Govt Stock 2066
Sovereign Bonds | -8% ₹25 Cr 2,500,000 6.79% Andhra Sgs 2036
Sovereign Bonds | -8% ₹23 Cr 2,500,000 7.9% Reliance Industries Limited
Debentures | -7% ₹20 Cr 2,000
↑ 2,000 7.24% Govt Stock 2055
Sovereign Bonds | -6% ₹19 Cr 2,000,000 Rec Limited
Debentures | -2% ₹5 Cr 50 Corporate Debt Market Development Fund Class A2
- | -0% ₹1 Cr 1,049 6. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (30 Oct 26) ₹75.5435 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹303 on 30 Sep 26 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.85 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 8.25% Effective Maturity 8 Years 9 Months 29 Days Modified Duration 4 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,838 31 Oct 23 ₹11,497 31 Oct 24 ₹12,564 31 Oct 25 ₹13,357 31 Oct 26 ₹13,625 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26 Duration Returns 1 Month -0.6% 3 Month -0.8% 6 Month 1.5% 1 Year 2.1% 3 Year 5.8% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.6% 2024 8.5% 2023 6.4% 2022 9.9% 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% Fund Manager information for UTI Bond Fund
Name Since Tenure Amit Sharma 3 Nov 25 0.91 Yr. Data below for UTI Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 3.2% Debt 96.47% Other 0.33% Debt Sector Allocation
Sector Value Corporate 60.74% Government 35.73% Cash Equivalent 3.2% Credit Quality
Rating Value AA 30.52% AAA 69.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -9% ₹27 Cr 300,000,000 Summit Digitel Infrastructure Limited
Debentures | -8% ₹25 Cr 250 Bajaj Housing Finance Limited
Debentures | -8% ₹25 Cr 2,500 7.08% Andhra Sgs 2037
Sovereign Bonds | -8% ₹23 Cr 250,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -6% ₹19 Cr 20 Jtpm Metal TRaders Limited
Debentures | -6% ₹17 Cr 1,600 Piramal Finance Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 Muthoot Finance Limited
Debentures | -5% ₹15 Cr 1,500 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹15 Cr 1,500 7. Kotak Bond Fund
Kotak Bond Fund
Growth Launch Date 25 Nov 99 NAV (30 Oct 26) ₹78.9516 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹1,760 on 30 Sep 26 Category Debt - Medium to Long term AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.65 Sharpe Ratio -0.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Months (0.2%),3 Months and above(NIL) Yield to Maturity 7.36% Effective Maturity 11 Years 7 Months 6 Days Modified Duration 5 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,116 31 Oct 23 ₹10,702 31 Oct 24 ₹11,724 31 Oct 25 ₹12,408 31 Oct 26 ₹12,654 Returns for Kotak Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26 Duration Returns 1 Month -0.8% 3 Month -1.3% 6 Month 1.6% 1 Year 2% 3 Year 5.8% 5 Year 4.8% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.4% 2024 8.2% 2023 6.8% 2022 1.7% 2021 2.4% 2020 12.3% 2019 10.3% 2018 5.2% 2017 0.9% 2016 14.3% Fund Manager information for Kotak Bond Fund
Name Since Tenure Abhishek Bisen 15 Apr 08 18.47 Yr. Data below for Kotak Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 17.33% Equity 5.12% Debt 76.73% Other 0.82% Debt Sector Allocation
Sector Value Corporate 43.37% Government 31.91% Cash Equivalent 15.92% Securitized 2.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -13% ₹231 Cr 24,669,600
↓ -4,600,000 National Housing Bank
Debentures | -8% ₹132 Cr 14,000 Small Industries Development Bank Of India
Debentures | -6% ₹100 Cr 10,000 Summit Digital Infrastructure Pvt. Ltd** Frb
Debentures | -6% ₹100 Cr 10,000
↑ 10,000 6.94% Govt Stock 2036
Sovereign Bonds | -6% ₹99 Cr 10,200,000
↑ 10,200,000 Power Finance Corporation Ltd.** 0.076
Debentures | -6% ₹98 Cr 10,000 7.09% Govt Stock 2054
Sovereign Bonds | -5% ₹92 Cr 10,000,000 Capital Infra Trust InvITs (Industrials)
Equity, Since 31 Dec 25 | CAPINVIT5% ₹81 Cr 10,456,431 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -4% ₹71 Cr 75 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹71 Cr 75 8. Aditya Birla Sun Life Income Fund
Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (30 Oct 26) ₹127.931 ↑ 0.05 (0.04 %) Net Assets (Cr) ₹1,734 on 30 Sep 26 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.13 Sharpe Ratio -0.79 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.81% Effective Maturity 13 Years 1 Month 24 Days Modified Duration 5 Years 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,160 31 Oct 23 ₹10,768 31 Oct 24 ₹11,803 31 Oct 25 ₹12,481 31 Oct 26 ₹12,630 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26 Duration Returns 1 Month -0.9% 3 Month -1.5% 6 Month 1.2% 1 Year 1.3% 3 Year 5.5% 5 Year 4.8% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.1% 2024 8.4% 2023 6.6% 2022 2.4% 2021 4% 2020 12.8% 2019 9.5% 2018 5.1% 2017 2.8% 2016 14.4% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 6.15 Yr. Data below for Aditya Birla Sun Life Income Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 7.29% Debt 92.71% Debt Sector Allocation
Sector Value Government 69.82% Corporate 22.89% Cash Equivalent 7.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -12% ₹213 Cr 22,733,900 7.71% Govt Stock 2066
Sovereign Bonds | -6% ₹98 Cr 10,008,700
↓ -500,000 Tata Capital Housing Finance Limited
Debentures | -4% ₹72 Cr 7,500 7.44% Karnataka Sgs 2033
Sovereign Bonds | -3% ₹53 Cr 5,446,300 Tata Capital Housing Finance Limited
Debentures | -3% ₹50 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹49 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹49 Cr 5,000 State Government Of Karnataka
Sovereign Bonds | -3% ₹49 Cr 5,000,000 7.36% Karnataka Sgs 2034
Sovereign Bonds | -3% ₹48 Cr 5,000,000 6.84% Andhra Sgs 2038
Sovereign Bonds | -3% ₹45 Cr 5,000,000 9. Canara Robeco Income Fund
Canara Robeco Income Fund
Growth Launch Date 19 Sep 02 NAV (30 Oct 26) ₹56.3064 ↓ -0.03 (-0.05 %) Net Assets (Cr) ₹111 on 30 Sep 26 Category Debt - Medium to Long term AMC Canara Robeco Asset Management Co. Ltd. Rating Risk Moderate Expense Ratio 1.9 Sharpe Ratio -1.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 0.07% Effective Maturity 11 Years 3 Months 23 Days Modified Duration 4 Years 11 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,059 31 Oct 23 ₹10,574 31 Oct 24 ₹11,498 31 Oct 25 ₹12,067 31 Oct 26 ₹12,200 Returns for Canara Robeco Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26 Duration Returns 1 Month -0.7% 3 Month -1.2% 6 Month 0.7% 1 Year 1.2% 3 Year 4.9% 5 Year 4.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.3% 2024 7.6% 2023 5.6% 2022 1.6% 2021 1.9% 2020 10.1% 2019 10.3% 2018 5.2% 2017 3.5% 2016 12.7% Fund Manager information for Canara Robeco Income Fund
Name Since Tenure Suman Prasad 2 Apr 26 0.5 Yr. Avnish Jain 25 Jun 14 12.28 Yr. Data below for Canara Robeco Income Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 5.73% Debt 93.93% Other 0.34% Debt Sector Allocation
Sector Value Government 93.93% Cash Equivalent 5.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -38% ₹42 Cr 4,298,900
↑ 750,000 6.45% Govt Stock 2034
Sovereign Bonds | -14% ₹15 Cr 1,500,000 6.9% Govt Stock 2065
Sovereign Bonds | -12% ₹13 Cr 1,500,000 7.02% Kerala SDL 2028
Sovereign Bonds | -9% ₹10 Cr 1,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -6% ₹7 Cr 750,000 8.34% Uttarpradesh Sdl 2029
Sovereign Bonds | -5% ₹5 Cr 500,000 8.15% Rajasthan Sdl 2029
Sovereign Bonds | -5% ₹5 Cr 500,000 7.11% Tamilnadu SDL 2029
Sovereign Bonds | -4% ₹5 Cr 500,000 India (Republic of)
- | -1% ₹1 Cr 100,000 6.28% Govt Stock 2032
Sovereign Bonds | -1% ₹1 Cr 66,200
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Research Highlights for LIC MF Bond Fund