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മികച്ച ഇടത്തരം മുതൽ ദീർഘകാല ഫണ്ടുകൾ 2022

Updated on September 29, 2025 , 2262 views

4 മുതൽ 7 വർഷം വരെ പണം നിക്ഷേപിക്കാൻ നോക്കുന്നു, പക്ഷേ ആഗ്രഹിക്കുന്നില്ലവിപണി അസ്ഥിരത നിങ്ങളുടെ നിക്ഷേപത്തെ ബാധിക്കുമോ? അപ്പോൾ നിങ്ങൾ നോക്കേണ്ട ഒരു ഫണ്ട് ഇതാ. മീഡിയം മുതൽ ലോംഗ് ഡ്യൂറേഷൻ ഫണ്ടുകൾ എന്നത് 4 മുതൽ 7 വർഷം വരെ മക്കാലെ ദൈർഘ്യമുള്ള ഒരു തരം ഡെറ്റ് ഫണ്ടാണ്. അതിനാൽ, നിങ്ങളുടെ സമ്പത്തിൽ നിന്ന് മധ്യത്തിൽ നിന്ന് ദീർഘകാലത്തേക്ക് ഒപ്റ്റിമൽ റിട്ടേൺ നേടാൻ നിങ്ങൾ ആഗ്രഹിക്കുന്നുവെങ്കിൽ, ഇടത്തരം മുതൽ ദീർഘകാല ഫണ്ടുകൾ നിങ്ങൾക്ക് അനുയോജ്യമായ ഫണ്ടായിരിക്കും.

ഇടത്തരം മുതൽ ദീർഘകാലം വരെയുള്ള മ്യൂച്വൽ ഫണ്ടുകളുടെ അവലോകനം

ഇടത്തരം മുതൽ ദീർഘകാലം വരെയുള്ള ഫണ്ടുകൾ കടത്തിൽ നിക്ഷേപിക്കുന്നുപണ വിപണി ശരാശരി 4 മുതൽ 7 വർഷം വരെ മെച്യൂരിറ്റി ഉള്ള ഉപകരണങ്ങൾ (മക്കാലെ കാലാവധി). ഈ ഫണ്ടുകൾ മികച്ച വരുമാനം നൽകിയേക്കാം, എന്നാൽ പലിശ നിരക്ക് മാറ്റങ്ങളോട് കൂടുതൽ സെൻസിറ്റീവ് ആയിരിക്കും. പലിശ നിരക്ക് ഉയരുമ്പോൾ ബോണ്ട് വില കുറയുന്നു, തിരിച്ചും. അത്തരം ഡെറ്റ് ഫണ്ടുകൾ പലിശ നിരക്കിലെ ഏറ്റക്കുറച്ചിലുകൾക്ക് വിധേയമാകുന്നതിനാൽ, ഇത് വിലകളെ അസ്വസ്ഥമാക്കുന്നുഅടിവരയിടുന്നു ബോണ്ടുകൾ ഫണ്ട് പോർട്ട്ഫോളിയോയിൽ.

med-long-duration-funds

ഇടത്തരം മുതൽ ദീർഘകാല ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് ഒരു പരിധിവരെ റിസ്ക് സഹിക്കാൻ കഴിയണം, കാരണം അത്തരം ഡെറ്റ് ഫണ്ടുകൾ പൂർണ്ണമായും അപകടസാധ്യതയില്ലാത്തവയല്ല. ഡെറ്റ് ഫണ്ടുകൾക്ക് കുറഞ്ഞ കാലയളവ്, ഹ്രസ്വകാല കാലയളവ്, ഇടത്തരം കാലയളവ്, ഇടത്തരം മുതൽ ദൈർഘ്യമേറിയ കാലയളവ്, ദീർഘകാല ഫണ്ടുകൾ തുടങ്ങി വിവിധ മെച്യൂരിറ്റി സ്കീമുകൾ തിരഞ്ഞെടുക്കാം. ഡെറ്റ് ഫണ്ടുകളിലെ നിക്ഷേപം പരമാവധി പ്രയോജനപ്പെടുത്തുന്നതിന്, നിക്ഷേപകർ അവരുടെ മെച്യൂരിറ്റി കാലയളവിനെ അടിസ്ഥാനമാക്കി നിക്ഷേപം തീരുമാനിക്കേണ്ടതുണ്ട്. പറഞ്ഞതുപോലെ, നിങ്ങൾ ഒരു വർഷത്തെ സമയപരിധി നോക്കുകയാണെങ്കിൽനിക്ഷേപ പദ്ധതി, പിന്നെ, ഒരു ചെറിയ കാലയളവ്ഡെറ്റ് ഫണ്ട് തികച്ചും അനുയോജ്യമാകും.

ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകളിലെ നികുതി

ഡെറ്റ് ഫണ്ടുകളിലെ നികുതി സ്വാധീനം ഇനിപ്പറയുന്ന രീതിയിൽ കണക്കാക്കുന്നു-

ഹ്രസ്വകാല മൂലധന നേട്ടം

ഒരു ഡെറ്റ് നിക്ഷേപത്തിന്റെ ഹോൾഡിംഗ് കാലയളവ് 36 മാസത്തിൽ കുറവാണെങ്കിൽ, അത് ഒരു ഹ്രസ്വകാല നിക്ഷേപമായി തരംതിരിക്കുകയും വ്യക്തിയുടെ നികുതി സ്ലാബ് അനുസരിച്ച് നികുതി നൽകുകയും ചെയ്യും.

ദീർഘകാല മൂലധന നേട്ടം

ഡെറ്റ് നിക്ഷേപത്തിന്റെ ഹോൾഡിംഗ് കാലയളവ് 36 മാസത്തിൽ കൂടുതലാണെങ്കിൽ, അത് ദീർഘകാല നിക്ഷേപമായി തരംതിരിക്കുകയും ഇൻഡെക്സേഷൻ ആനുകൂല്യത്തോടെ 20% നികുതി നൽകുകയും ചെയ്യും.

മൂലധനം നേട്ടങ്ങൾ നിക്ഷേപ ഹോൾഡിംഗ് നേട്ടങ്ങൾ നികുതി
ഷോർട്ട് ടേംമൂലധന നേട്ടം 36 മാസത്തിൽ താഴെ വ്യക്തിയുടെ നികുതി സ്ലാബ് അനുസരിച്ച്
ദീർഘകാല മൂലധന നേട്ടം 36 മാസത്തിലധികം ഇൻഡെക്സേഷൻ ആനുകൂല്യങ്ങളോടെ 20%

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മികച്ച 11 മികച്ച പ്രകടനം നടത്തുന്ന മീഡിയം മുതൽ ദീർഘകാല ഫണ്ടുകൾ FY 22 - 23

Fund3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Bond Fund Growth 0.42.76.97.88.67.34%5Y 8M 1D15Y 9M 25D
LIC MF Bond Fund Growth -0.12.66.57.597%6Y 3M 4D9Y 25D
SBI Magnum Income Fund Growth 0.42.65.97.48.17.32%6Y 2M 5D10Y 1M 24D
UTI Bond Fund Growth 0.22.35.87.28.57.2%5Y 5M 8D9Y 3M 25D
HDFC Income Fund Growth 0.22.25.67.196.9%6Y 6M 4D12Y 2M 16D
Aditya Birla Sun Life Income Fund Growth 0.31.95.47.18.47.37%6Y 7M 13D14Y 22D
Kotak Bond Fund Growth 0.22.35.378.26.96%6Y 8M 5D13Y 3M 18D
Nippon India Income Fund Growth 0.21.54.878.16.95%6Y 4M 17D14Y 6M 29D
Canara Robeco Income Fund  Growth 0.41.84.66.37.66.77%4Y 1M 19D8Y 3M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25

Research Highlights & Commentary of 9 Funds showcased

CommentaryICICI Prudential Bond FundLIC MF Bond FundSBI Magnum Income FundUTI Bond FundHDFC Income FundAditya Birla Sun Life Income FundKotak Bond FundNippon India Income FundCanara Robeco Income Fund 
Point 1Highest AUM (₹2,857 Cr).Bottom quartile AUM (₹204 Cr).Upper mid AUM (₹1,970 Cr).Bottom quartile AUM (₹324 Cr).Lower mid AUM (₹941 Cr).Upper mid AUM (₹2,025 Cr).Top quartile AUM (₹2,061 Cr).Lower mid AUM (₹426 Cr).Bottom quartile AUM (₹123 Cr).
Point 2Established history (17+ yrs).Established history (26+ yrs).Established history (26+ yrs).Established history (27+ yrs).Established history (25+ yrs).Oldest track record among peers (29 yrs).Established history (25+ yrs).Established history (27+ yrs).Established history (23+ yrs).
Point 3Rating: 3★ (upper mid).Not Rated.Top rated.Rating: 4★ (top quartile).Rating: 2★ (lower mid).Rating: 3★ (upper mid).Rating: 2★ (lower mid).Rating: 2★ (bottom quartile).Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 6.92% (top quartile).1Y return: 6.48% (top quartile).1Y return: 5.87% (upper mid).1Y return: 5.76% (upper mid).1Y return: 5.60% (lower mid).1Y return: 5.35% (lower mid).1Y return: 5.26% (bottom quartile).1Y return: 4.76% (bottom quartile).1Y return: 4.65% (bottom quartile).
Point 61M return: 1.07% (lower mid).1M return: 0.94% (bottom quartile).1M return: 1.21% (upper mid).1M return: 0.99% (bottom quartile).1M return: 1.37% (upper mid).1M return: 1.13% (lower mid).1M return: 1.41% (top quartile).1M return: 1.44% (top quartile).1M return: 1.00% (bottom quartile).
Point 7Sharpe: 0.20 (top quartile).Sharpe: 0.08 (top quartile).Sharpe: -0.12 (upper mid).Sharpe: -0.10 (upper mid).Sharpe: -0.22 (lower mid).Sharpe: -0.22 (lower mid).Sharpe: -0.34 (bottom quartile).Sharpe: -0.49 (bottom quartile).Sharpe: -0.56 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.34% (top quartile).Yield to maturity (debt): 7.00% (lower mid).Yield to maturity (debt): 7.32% (upper mid).Yield to maturity (debt): 7.20% (upper mid).Yield to maturity (debt): 6.90% (bottom quartile).Yield to maturity (debt): 7.37% (top quartile).Yield to maturity (debt): 6.96% (lower mid).Yield to maturity (debt): 6.95% (bottom quartile).Yield to maturity (debt): 6.77% (bottom quartile).
Point 10Modified duration: 5.67 yrs (upper mid).Modified duration: 6.26 yrs (lower mid).Modified duration: 6.18 yrs (upper mid).Modified duration: 5.44 yrs (top quartile).Modified duration: 6.51 yrs (bottom quartile).Modified duration: 6.62 yrs (bottom quartile).Modified duration: 6.68 yrs (bottom quartile).Modified duration: 6.38 yrs (lower mid).Modified duration: 4.14 yrs (top quartile).

ICICI Prudential Bond Fund

  • Highest AUM (₹2,857 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.92% (top quartile).
  • 1M return: 1.07% (lower mid).
  • Sharpe: 0.20 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.34% (top quartile).
  • Modified duration: 5.67 yrs (upper mid).

LIC MF Bond Fund

  • Bottom quartile AUM (₹204 Cr).
  • Established history (26+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 6.48% (top quartile).
  • 1M return: 0.94% (bottom quartile).
  • Sharpe: 0.08 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.00% (lower mid).
  • Modified duration: 6.26 yrs (lower mid).

SBI Magnum Income Fund

  • Upper mid AUM (₹1,970 Cr).
  • Established history (26+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.87% (upper mid).
  • 1M return: 1.21% (upper mid).
  • Sharpe: -0.12 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.32% (upper mid).
  • Modified duration: 6.18 yrs (upper mid).

UTI Bond Fund

  • Bottom quartile AUM (₹324 Cr).
  • Established history (27+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.76% (upper mid).
  • 1M return: 0.99% (bottom quartile).
  • Sharpe: -0.10 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.20% (upper mid).
  • Modified duration: 5.44 yrs (top quartile).

HDFC Income Fund

  • Lower mid AUM (₹941 Cr).
  • Established history (25+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.60% (lower mid).
  • 1M return: 1.37% (upper mid).
  • Sharpe: -0.22 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.90% (bottom quartile).
  • Modified duration: 6.51 yrs (bottom quartile).

Aditya Birla Sun Life Income Fund

  • Upper mid AUM (₹2,025 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.35% (lower mid).
  • 1M return: 1.13% (lower mid).
  • Sharpe: -0.22 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.37% (top quartile).
  • Modified duration: 6.62 yrs (bottom quartile).

Kotak Bond Fund

  • Top quartile AUM (₹2,061 Cr).
  • Established history (25+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.26% (bottom quartile).
  • 1M return: 1.41% (top quartile).
  • Sharpe: -0.34 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.96% (lower mid).
  • Modified duration: 6.68 yrs (bottom quartile).

Nippon India Income Fund

  • Lower mid AUM (₹426 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.76% (bottom quartile).
  • 1M return: 1.44% (top quartile).
  • Sharpe: -0.49 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.95% (bottom quartile).
  • Modified duration: 6.38 yrs (lower mid).

Canara Robeco Income Fund 

  • Bottom quartile AUM (₹123 Cr).
  • Established history (23+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 4.65% (bottom quartile).
  • 1M return: 1.00% (bottom quartile).
  • Sharpe: -0.56 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.77% (bottom quartile).
  • Modified duration: 4.14 yrs (top quartile).

1. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

Research Highlights for ICICI Prudential Bond Fund

  • Highest AUM (₹2,857 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.92% (top quartile).
  • 1M return: 1.07% (lower mid).
  • Sharpe: 0.20 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.34% (top quartile).
  • Modified duration: 5.67 yrs (upper mid).
  • Average maturity: 15.82 yrs (bottom quartile).
  • Exit load: 0-6 Months (1%),6 Months and above(NIL).
  • Top bond sector: Government.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Govt Stock 2064 (~13.8%).

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund
Growth
Launch Date 18 Aug 08
NAV (01 Oct 25) ₹40.5328 ↑ 0.07   (0.17 %)
Net Assets (Cr) ₹2,857 on 15 Sep 25
Category Debt - Medium to Long term
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio 0.2
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity 7.34%
Effective Maturity 15 Years 9 Months 25 Days
Modified Duration 5 Years 8 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,533
30 Sep 22₹10,712
30 Sep 23₹11,492
30 Sep 24₹12,549
30 Sep 25₹13,405

ICICI Prudential Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1.1%
3 Month 0.4%
6 Month 2.7%
1 Year 6.9%
3 Year 7.8%
5 Year 6%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.6%
2023 7.7%
2022 3.1%
2021 2.9%
2020 11.5%
2019 10.9%
2018 4.6%
2017 5.3%
2016 11.3%
2015 8.5%
Fund Manager information for ICICI Prudential Bond Fund
NameSinceTenure
Darshil Dedhia22 Jan 241.61 Yr.
Rohit Lakhotia12 Jun 232.22 Yr.

Data below for ICICI Prudential Bond Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash3.07%
Debt96.62%
Other0.31%
Debt Sector Allocation
SectorValue
Government63.63%
Corporate32.99%
Cash Equivalent3.07%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
14%₹394 Cr39,206,000
6.9% Govt Stock 2065
Sovereign Bonds | -
10%₹295 Cr31,000,000
LIC Housing Finance Ltd
Debentures | -
6%₹163 Cr1,600
7.81% Govt Stock 2033
Sovereign Bonds | -
5%₹156 Cr15,031,250
↓ -2,500,000
HDFC Bank Limited
Debentures | -
5%₹135 Cr13,200
Summit Digitel Infrastructure Limited
Debentures | -
4%₹119 Cr11,650
HDFC Bank Limited
Debentures | -
4%₹108 Cr1,100
National Bank For Agriculture And Rural Development
Debentures | -
4%₹101 Cr10,000
Pipeline Infrastructure Limited
Debentures | -
3%₹76 Cr7,400
Maharashtra (Government of)
- | -
3%₹73 Cr7,500,000

2. LIC MF Bond Fund

LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Bond Fund

  • Bottom quartile AUM (₹204 Cr).
  • Established history (26+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 6.48% (top quartile).
  • 1M return: 0.94% (bottom quartile).
  • Sharpe: 0.08 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.00% (lower mid).
  • Modified duration: 6.26 yrs (lower mid).
  • Average maturity: 9.07 yrs (top quartile).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).
  • Higher exposure to Basic Materials vs peer median.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.1% Govt Stock 2034 (~21.4%).
  • Top-3 holdings concentration ~49.4%.

Below is the key information for LIC MF Bond Fund

LIC MF Bond Fund
Growth
Launch Date 15 Sep 99
NAV (01 Oct 25) ₹72.7456 ↑ 0.18   (0.25 %)
Net Assets (Cr) ₹204 on 15 Sep 25
Category Debt - Medium to Long term
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.1
Sharpe Ratio 0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7%
Effective Maturity 9 Years 25 Days
Modified Duration 6 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,314
30 Sep 22₹10,443
30 Sep 23₹11,206
30 Sep 24₹12,194
30 Sep 25₹12,947

LIC MF Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 0.9%
3 Month -0.1%
6 Month 2.6%
1 Year 6.5%
3 Year 7.5%
5 Year 5.3%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9%
2023 6.5%
2022 2.8%
2021 1.3%
2020 8.8%
2019 9.7%
2018 4.9%
2017 2.2%
2016 12.3%
2015 5.6%
Fund Manager information for LIC MF Bond Fund
NameSinceTenure
Marzban Irani10 Aug 169.06 Yr.
Pratik Shroff26 Sep 231.93 Yr.

Data below for LIC MF Bond Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash2.56%
Debt97.16%
Other0.28%
Debt Sector Allocation
SectorValue
Government91.97%
Corporate5.2%
Cash Equivalent2.56%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
21%₹44 Cr4,100,000
07.70 MH Sgs 2033
Sovereign Bonds | -
15%₹31 Cr3,000,000
07.80 GJ Sdl 2032
Sovereign Bonds | -
13%₹26 Cr2,500,000
6.68% Govt Stock 2040
Sovereign Bonds | -
10%₹20 Cr2,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
8%₹17 Cr1,650,000
07.64 MH Sgs 2032
Sovereign Bonds | -
8%₹16 Cr1,500,000
07.71 MH Sdl 2033
Sovereign Bonds | -
6%₹13 Cr1,250,000
Jamnagar Utilities & Power Private Limited
Debentures | -
5%₹11 Cr1,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹5 Cr50
6.92% Govt Stock 2039
Sovereign Bonds | -
3%₹5 Cr500,000

3. SBI Magnum Income Fund

To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities.

Research Highlights for SBI Magnum Income Fund

  • Upper mid AUM (₹1,970 Cr).
  • Established history (26+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.87% (upper mid).
  • 1M return: 1.21% (upper mid).
  • Sharpe: -0.12 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.32% (upper mid).
  • Modified duration: 6.18 yrs (upper mid).
  • Average maturity: 10.15 yrs (upper mid).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).
  • Top sector: Financial Services.
  • Top bond sector: Government.
  • Debt-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.92% Govt Stock 2039 (~16.1%).
  • Top-3 holdings concentration ~42.9%.

Below is the key information for SBI Magnum Income Fund

SBI Magnum Income Fund
Growth
Launch Date 25 Nov 98
NAV (01 Oct 25) ₹71.1492 ↑ 0.19   (0.27 %)
Net Assets (Cr) ₹1,970 on 31 Aug 25
Category Debt - Medium to Long term
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.46
Sharpe Ratio -0.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.32%
Effective Maturity 10 Years 1 Month 24 Days
Modified Duration 6 Years 2 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,623
30 Sep 22₹10,773
30 Sep 23₹11,583
30 Sep 24₹12,594
30 Sep 25₹13,320

SBI Magnum Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1.2%
3 Month 0.4%
6 Month 2.6%
1 Year 5.9%
3 Year 7.4%
5 Year 5.9%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3%
2021 3.6%
2020 11.6%
2019 11.7%
2018 4.7%
2017 5.7%
2016 13.4%
2015 6%
Fund Manager information for SBI Magnum Income Fund
NameSinceTenure
Mohit Jain1 Jul 250.17 Yr.

Data below for SBI Magnum Income Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash6.73%
Debt92.99%
Other0.28%
Debt Sector Allocation
SectorValue
Government56.14%
Corporate31.78%
Cash Equivalent6.73%
Securitized5.08%
Credit Quality
RatingValue
AA29.89%
AAA70.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
16%₹317 Cr31,500,000
7.24% Govt Stock 2055
Sovereign Bonds | -
15%₹301 Cr30,000,000
↑ 15,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
12%₹228 Cr22,500,000
↓ -27,000,000
6.33% Govt Stock 2035
Sovereign Bonds | -
8%₹163 Cr16,500,000
Bihar (Government of) 6.9%
- | -
5%₹97 Cr10,000,000
Torrent Power Limited
Debentures | -
4%₹78 Cr7,500
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
4%₹72 Cr7,500
Motilal Oswal Finvest Ltd.
Debentures | -
3%₹60 Cr6,000
↑ 6,000
H.G. Infra Engineering Limited
Debentures | -
3%₹60 Cr6,000
Indostar Capital Finance Limited
Debentures | -
3%₹59 Cr5,900

4. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

Research Highlights for UTI Bond Fund

  • Bottom quartile AUM (₹324 Cr).
  • Established history (27+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.76% (upper mid).
  • 1M return: 0.99% (bottom quartile).
  • Sharpe: -0.10 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.20% (upper mid).
  • Modified duration: 5.44 yrs (top quartile).
  • Average maturity: 9.32 yrs (upper mid).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Top bond sector: Government.
  • Debt-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.92% Govt Stock 2039 (~36.9%).
  • Top-3 holdings concentration ~52.5%.

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (01 Oct 25) ₹73.729 ↑ 0.14   (0.19 %)
Net Assets (Cr) ₹324 on 31 Aug 25
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio -0.1
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.2%
Effective Maturity 9 Years 3 Months 25 Days
Modified Duration 5 Years 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,096
30 Sep 22₹12,037
30 Sep 23₹12,860
30 Sep 24₹13,989
30 Sep 25₹14,788

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1%
3 Month 0.2%
6 Month 2.3%
1 Year 5.8%
3 Year 7.2%
5 Year 8.1%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.5%
2023 6.4%
2022 9.9%
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Sunil Patil17 Apr 232.38 Yr.

Data below for UTI Bond Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash3.23%
Debt96.48%
Other0.29%
Debt Sector Allocation
SectorValue
Government63.06%
Corporate33.42%
Cash Equivalent3.23%
Credit Quality
RatingValue
AA11.42%
AAA88.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
37%₹120 Cr1,190,000,000
LIC Housing Finance Ltd
Debentures | -
8%₹25 Cr250
Hdb Financial Services Limited
Debentures | -
8%₹25 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
8%₹25 Cr2,500
7.08% A P Sgl Mat - 26/03/2037
Sovereign Bonds | -
8%₹24 Cr250,000,000
07.80% Xirr Ptc- Siddhivinayak Securitisation Trust-28/09/2030
Sovereign Bonds | -
6%₹20 Cr20
↑ 20
Cholamandalam Investment And Finance Company Limited
Debentures | -
5%₹15 Cr1,500
Aditya Birla Renewables Limited
Debentures | -
5%₹15 Cr1,500
INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -
4%₹14 Cr15
Bajaj Finance Limited
Debentures | -
2%₹7 Cr700

5. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

Research Highlights for HDFC Income Fund

  • Lower mid AUM (₹941 Cr).
  • Established history (25+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.60% (lower mid).
  • 1M return: 1.37% (upper mid).
  • Sharpe: -0.22 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.90% (bottom quartile).
  • Modified duration: 6.51 yrs (bottom quartile).
  • Average maturity: 12.21 yrs (lower mid).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
  • Top sector: Real Estate.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~90%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.18% Govt Stock 2037 (~17.9%).
  • Top-3 holdings concentration ~40.6%.

Below is the key information for HDFC Income Fund

HDFC Income Fund
Growth
Launch Date 11 Sep 00
NAV (01 Oct 25) ₹58.5002 ↑ 0.18   (0.31 %)
Net Assets (Cr) ₹941 on 15 Sep 25
Category Debt - Medium to Long term
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.37
Sharpe Ratio -0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 6.9%
Effective Maturity 12 Years 2 Months 16 Days
Modified Duration 6 Years 6 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,452
30 Sep 22₹10,413
30 Sep 23₹11,029
30 Sep 24₹12,111
30 Sep 25₹12,769

HDFC Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1.4%
3 Month 0.2%
6 Month 2.2%
1 Year 5.6%
3 Year 7.1%
5 Year 5%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9%
2023 6.1%
2022 0.9%
2021 2.1%
2020 9.3%
2019 8.7%
2018 3.6%
2017 1.3%
2016 14.5%
2015 5.3%
Fund Manager information for HDFC Income Fund
NameSinceTenure
Shobhit Mehrotra11 Sep 0717.99 Yr.
Dhruv Muchhal22 Jun 232.2 Yr.

Data below for HDFC Income Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash9.09%
Equity0.46%
Debt90.18%
Other0.28%
Debt Sector Allocation
SectorValue
Government75.32%
Corporate14.85%
Cash Equivalent9.09%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
18%₹168 Cr16,290,000
6.68% Govt Stock 2040
Sovereign Bonds | -
12%₹114 Cr11,530,000
7.41% Govt Stock 2036
Sovereign Bonds | -
11%₹100 Cr9,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
7%₹67 Cr6,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹41 Cr4,000,000
Ntpc Limited
Debentures | -
3%₹26 Cr250
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹26 Cr2,500,000
6.63% Govt Stock 2031
Sovereign Bonds | -
3%₹25 Cr2,500,000
Bajaj Housing Finance Limited
Debentures | -
3%₹25 Cr250
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹25 Cr2,500,000

6. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

  • Upper mid AUM (₹2,025 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.35% (lower mid).
  • 1M return: 1.13% (lower mid).
  • Sharpe: -0.22 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.37% (top quartile).
  • Modified duration: 6.62 yrs (bottom quartile).
  • Average maturity: 14.06 yrs (bottom quartile).
  • Exit load: NIL.
  • Top sector: Utility.
  • Top bond sector: Government.
  • Debt-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Govt Stock 2064 (~17.2%).

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund
Growth
Launch Date 21 Oct 95
NAV (01 Oct 25) ₹126.03 ↑ 0.36   (0.29 %)
Net Assets (Cr) ₹2,025 on 31 Aug 25
Category Debt - Medium to Long term
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio -0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.37%
Effective Maturity 14 Years 22 Days
Modified Duration 6 Years 7 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,691
30 Sep 22₹10,817
30 Sep 23₹11,534
30 Sep 24₹12,591
30 Sep 25₹13,250

Aditya Birla Sun Life Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1.1%
3 Month 0.3%
6 Month 1.9%
1 Year 5.4%
3 Year 7.1%
5 Year 5.8%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.4%
2023 6.6%
2022 2.4%
2021 4%
2020 12.8%
2019 9.5%
2018 5.1%
2017 2.8%
2016 14.4%
2015 4.6%
Fund Manager information for Aditya Birla Sun Life Income Fund
NameSinceTenure
Bhupesh Bameta6 Aug 205.07 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash7.71%
Debt91.98%
Other0.31%
Debt Sector Allocation
SectorValue
Government64.31%
Corporate26.91%
Cash Equivalent7.23%
Securitized1.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
17%₹349 Cr34,659,900
↑ 2,000,000
Power Grid Corporation Of India Limited
Debentures | -
5%₹99 Cr10,000
7.25% Govt Stock 2063
Sovereign Bonds | -
5%₹98 Cr9,906,100
↓ -2,500,000
7.1% Govt Stock 2034
Sovereign Bonds | -
4%₹78 Cr7,500,000
↑ 5,000,000
Tata Capital Housing Finance Limited
Debentures | -
4%₹75 Cr7,500
Housing And Urban Development Corporation Limited
Debentures | -
4%₹74 Cr7,500
Maharashtra (Government of)
- | -
3%₹64 Cr6,500,000
Maharashtra (Government of)
- | -
3%₹56 Cr5,729,200
Bajaj Finance Limited
Debentures | -
3%₹51 Cr5,000
Tata Capital Housing Finance Limited
Debentures | -
2%₹51 Cr5,000

7. Kotak Bond Fund

(Erstwhile Kotak Bond Regular Plan Growth)

To create a portfolio of debt and money market instruments of different maturities so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bond Fund

  • Top quartile AUM (₹2,061 Cr).
  • Established history (25+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.26% (bottom quartile).
  • 1M return: 1.41% (top quartile).
  • Sharpe: -0.34 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.96% (lower mid).
  • Modified duration: 6.68 yrs (bottom quartile).
  • Average maturity: 13.30 yrs (lower mid).
  • Exit load: 0-3 Months (0.2%),3 Months and above(NIL).
  • Top sector: Financial Services.
  • Top bond sector: Government.
  • Debt-heavy allocation (~90%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.09% Govt Stock 2054 (~14.3%).

Below is the key information for Kotak Bond Fund

Kotak Bond Fund
Growth
Launch Date 25 Nov 99
NAV (01 Oct 25) ₹77.1664 ↑ 0.25   (0.33 %)
Net Assets (Cr) ₹2,061 on 31 Aug 25
Category Debt - Medium to Long term
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.65
Sharpe Ratio -0.34
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-3 Months (0.2%),3 Months and above(NIL)
Yield to Maturity 6.96%
Effective Maturity 13 Years 3 Months 18 Days
Modified Duration 6 Years 8 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,587
30 Sep 22₹10,644
30 Sep 23₹11,311
30 Sep 24₹12,374
30 Sep 25₹13,004

Kotak Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Kotak Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1.4%
3 Month 0.2%
6 Month 2.3%
1 Year 5.3%
3 Year 7%
5 Year 5.4%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.2%
2023 6.8%
2022 1.7%
2021 2.4%
2020 12.3%
2019 10.3%
2018 5.2%
2017 0.9%
2016 14.3%
2015 4.6%
Fund Manager information for Kotak Bond Fund
NameSinceTenure
Abhishek Bisen15 Apr 0817.39 Yr.

Data below for Kotak Bond Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash9.46%
Equity0.36%
Debt89.89%
Other0.28%
Debt Sector Allocation
SectorValue
Government61.28%
Corporate21.4%
Cash Equivalent9.46%
Securitized7.22%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.09% Govt Stock 2054
Sovereign Bonds | -
14%₹298 Cr30,250,000
↑ 12,000,000
6.33% Govt Stock 2035
Sovereign Bonds | -
10%₹199 Cr20,105,260
↓ -5,000,000
6.28% Govt Stock 2032
Sovereign Bonds | -
9%₹178 Cr18,000,000
↓ -7,000,000
National Housing Bank
Debentures | -
8%₹172 Cr17,500
7.34% Govt Stock 2064
Sovereign Bonds | -
5%₹109 Cr10,799,600
6.68% Govt Stock 2040
Sovereign Bonds | -
5%₹99 Cr10,000,000
↓ -3,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
5%₹94 Cr9,329,820
Bihar State Govt - 2036 - Bihar 0.0752
Sovereign Bonds | -
4%₹81 Cr8,000,000
↑ 8,000,000
Ptc Shivshakti Securitisation Trust 28/09/2029(Shivshakti Trust)** So
Unlisted bonds | -
4%₹75 Cr75
↑ 75
Ptc Siddhivinayak Securitisation Trust 28/09/2030(Siddhivinayak Trust)** So
Unlisted bonds | -
4%₹75 Cr75
↑ 75

8. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

  • Lower mid AUM (₹426 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.76% (bottom quartile).
  • 1M return: 1.44% (top quartile).
  • Sharpe: -0.49 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.95% (bottom quartile).
  • Modified duration: 6.38 yrs (lower mid).
  • Average maturity: 14.58 yrs (bottom quartile).
  • Exit load: 0-15 Days (0.25%),15 Days and above(NIL).
  • Top sector: Financial Services.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~91%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.09% Govt Stock 2054 (~23.2%).
  • Top-3 holdings concentration ~51.6%.

Below is the key information for Nippon India Income Fund

Nippon India Income Fund
Growth
Launch Date 1 Jan 98
NAV (01 Oct 25) ₹89.8374 ↑ 0.33   (0.37 %)
Net Assets (Cr) ₹426 on 31 Aug 25
Category Debt - Medium to Long term
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.51
Sharpe Ratio -0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 6.95%
Effective Maturity 14 Years 6 Months 29 Days
Modified Duration 6 Years 4 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,418
30 Sep 22₹10,547
30 Sep 23₹11,265
30 Sep 24₹12,313
30 Sep 25₹12,871

Nippon India Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1.4%
3 Month 0.2%
6 Month 1.5%
1 Year 4.8%
3 Year 7%
5 Year 5.2%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 6.8%
2022 3.3%
2021 1.2%
2020 10.5%
2019 11.4%
2018 6.1%
2017 2.4%
2016 13.8%
2015 5.1%
Fund Manager information for Nippon India Income Fund
NameSinceTenure
Vivek Sharma1 Feb 205.58 Yr.
Kinjal Desai25 May 187.27 Yr.

Data below for Nippon India Income Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash8.63%
Debt91.09%
Other0.28%
Debt Sector Allocation
SectorValue
Government79.12%
Corporate11.97%
Cash Equivalent8.63%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.09% Govt Stock 2054
Sovereign Bonds | -
23%₹98 Cr10,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
19%₹81 Cr8,000,000
7.12% State Government Of Maharashtra 2036
Sovereign Bonds | -
9%₹39 Cr4,000,000
07.93 Up SDL 2030
Sovereign Bonds | -
6%₹26 Cr2,500,000
↑ 2,500,000
7.1% Govt Stock 2029
Sovereign Bonds | -
6%₹26 Cr2,500,000
Small Industries Development Bank Of India
Debentures | -
6%₹25 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
6%₹25 Cr2,500
6.95% State Government Securities
Sovereign Bonds | -
6%₹25 Cr2,500,000
Power Finance Corporation Limited
Debentures | -
2%₹10 Cr100
6.79% Govt Stock 2034
Sovereign Bonds | -
2%₹10 Cr1,000,000

9. Canara Robeco Income Fund 

(Erstwhile Canara Robeco Income)

To generate income through investment in debt and money market securities of different maturity and issuers of different risk profiles. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Income Fund 

  • Bottom quartile AUM (₹123 Cr).
  • Established history (23+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 4.65% (bottom quartile).
  • 1M return: 1.00% (bottom quartile).
  • Sharpe: -0.56 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.77% (bottom quartile).
  • Modified duration: 4.14 yrs (top quartile).
  • Average maturity: 8.29 yrs (top quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top sector: Financial Services.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.99% Govt Stock 2034 (~20.8%).
  • Top-3 holdings concentration ~45.2%.

Below is the key information for Canara Robeco Income Fund 

Canara Robeco Income Fund 
Growth
Launch Date 19 Sep 02
NAV (01 Oct 25) ₹55.6811 ↑ 0.14   (0.25 %)
Net Assets (Cr) ₹123 on 31 Aug 25
Category Debt - Medium to Long term
AMC Canara Robeco Asset Management Co. Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio -0.56
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 6.77%
Effective Maturity 8 Years 3 Months 13 Days
Modified Duration 4 Years 1 Month 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,442
30 Sep 22₹10,442
30 Sep 23₹11,031
30 Sep 24₹11,973
30 Sep 25₹12,517

Canara Robeco Income Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Canara Robeco Income Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

DurationReturns
1 Month 1%
3 Month 0.4%
6 Month 1.8%
1 Year 4.6%
3 Year 6.3%
5 Year 4.6%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 5.6%
2022 1.6%
2021 1.9%
2020 10.1%
2019 10.3%
2018 5.2%
2017 3.5%
2016 12.7%
2015 5.6%
Fund Manager information for Canara Robeco Income Fund 
NameSinceTenure
Avnish Jain25 Jun 1411.19 Yr.
Kunal Jain18 Jul 223.12 Yr.

Data below for Canara Robeco Income Fund  as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash6.42%
Debt93.29%
Other0.29%
Debt Sector Allocation
SectorValue
Government85.14%
Corporate8.15%
Cash Equivalent6.42%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.99% Govt Stock 2034
Sovereign Bonds | -
21%₹26 Cr2,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
12%₹15 Cr1,500,000
↑ 500,000
6.68% Govt Stock 2040
Sovereign Bonds | -
12%₹15 Cr1,500,000
07.73 GJ Sdl 2029
Sovereign Bonds | -
8%₹10 Cr1,000,000
07.02 KL Sdl 2028
Sovereign Bonds | -
8%₹10 Cr1,000,000
Bajaj Finance Limited
Debentures | -
8%₹10 Cr1,000
6.33% Govt Stock 2035
Sovereign Bonds | -
8%₹10 Cr1,000,000
↓ -1,000,000
6.63% Govt Stock 2031
Sovereign Bonds | -
4%₹5 Cr500,000
06.53 Tn SDL 2031
Sovereign Bonds | -
4%₹5 Cr500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
2%₹3 Cr250,000
↓ -250,000

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