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ഫിൻകാഷ് »മ്യൂച്വൽ ഫണ്ടുകൾ »മികച്ച ഹ്രസ്വകാല ഫണ്ടുകൾ

2022-ൽ നിക്ഷേപിക്കാനുള്ള 5 മികച്ച ഹ്രസ്വകാല (ഹ്രസ്വകാല) ഡെറ്റ് ഫണ്ടുകൾ

Updated on August 3, 2026 , 29482 views

പൊതുവേ, ആളുകൾ അത് വിശ്വസിക്കുന്നുമ്യൂച്വൽ ഫണ്ട് നിക്ഷേപങ്ങൾ ദീർഘകാല നിക്ഷേപകർക്കുള്ളതാണ്. ശരി, അത് ശരിയല്ല! ഷോർട്ട് ഡ്യൂറേഷൻ ഫണ്ടുകൾ അല്ലെങ്കിൽ ഷോർട്ട് ടേം എന്ന് വിളിക്കപ്പെടുന്ന ഫണ്ടുകളുടെ ഒരു വിഭാഗമുണ്ട്ഡെറ്റ് ഫണ്ട് അത് നിക്ഷേപകരെ അവരുടെ പണം ആക്സസ് ചെയ്യാവുന്നതോടൊപ്പം ഹ്രസ്വകാലത്തേക്ക് നിക്ഷേപിക്കാൻ അനുവദിക്കുന്നു. വിവിധ ഹ്രസ്വകാല ഫണ്ടുകൾ ലഭ്യമാണെങ്കിലുംവിപണി, നിക്ഷേപകർ മികച്ച ഹ്രസ്വകാല (ഹ്രസ്വകാല) ഡെറ്റ് ഫണ്ടുകൾക്കായി നോക്കാൻ നിർദ്ദേശിക്കുന്നു.

മികച്ച ഹ്രസ്വകാല (ഹ്രസ്വകാല) ഡെറ്റ് ഫണ്ടുകൾ നിക്ഷേപകരെ ഒരു ഹ്രസ്വകാലത്തേക്ക് നിക്ഷേപിക്കാൻ അനുവദിക്കുന്ന ഫണ്ടുകളാണ്, സാധാരണയായി മൂന്ന് വർഷത്തേക്ക്, കുറഞ്ഞ മാർക്കറ്റ് റിസ്കിൽ നല്ല വരുമാനം നേടുന്നതിന്. ഈ ഫണ്ടുകൾ വേഗത്തിലുള്ള വരുമാനവും സ്ഥിരമായ ഒഴുക്കും തേടുന്ന കുറഞ്ഞ റിസ്ക് വിശപ്പുള്ള നിക്ഷേപകരാണ്.വരുമാനം ബോണ്ട് മാർക്കറ്റുകളിലെ ദൈനംദിന മാറ്റങ്ങൾ ബാധിക്കാതെ.

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മികച്ച ഹ്രസ്വകാല ഫണ്ടുകൾ അല്ലെങ്കിൽ ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകൾ FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Short Term Debt Fund Growth ₹34.1497
↑ 0.02 		₹15,0082.33.15.57.47.88.01%2Y 4M 28D3Y 1M 24D
ICICI Prudential Short Term Fund Growth ₹64.3358
↑ 0.07 		₹19,1752.33.25.87.488.14%2Y 8M 19D4Y 5M 23D
Axis Short Term Fund Growth ₹32.998
↑ 0.03 		₹8,1832.23.15.57.48.17.92%2Y 3M 22D3Y 2M 23D
Bandhan Bond Fund Short Term Plan Growth ₹60.9675
↑ 0.05 		₹8,8892.43.55.57.47.57.73%2Y 2M 16D2Y 11M 26D
Nippon India Short Term Fund Growth ₹56.242
↑ 0.04 		₹7,0402.335.37.37.98.03%2Y 3M 18D2Y 8M 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryHDFC Short Term Debt FundICICI Prudential Short Term FundAxis Short Term FundBandhan Bond Fund Short Term PlanNippon India Short Term Fund
Point 1Upper mid AUM (₹15,008 Cr).Highest AUM (₹19,175 Cr).Bottom quartile AUM (₹8,183 Cr).Lower mid AUM (₹8,889 Cr).Bottom quartile AUM (₹7,040 Cr).
Point 2Established history (16+ yrs).Established history (24+ yrs).Established history (16+ yrs).Oldest track record among peers (25 yrs).Established history (23+ yrs).
Point 3Rating: 3★ (lower mid).Top rated.Rating: 3★ (bottom quartile).Rating: 2★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 5.51% (lower mid).1Y return: 5.79% (top quartile).1Y return: 5.52% (upper mid).1Y return: 5.47% (bottom quartile).1Y return: 5.31% (bottom quartile).
Point 61M return: 0.26% (upper mid).1M return: 0.26% (lower mid).1M return: 0.25% (bottom quartile).1M return: 0.21% (bottom quartile).1M return: 0.32% (top quartile).
Point 7Sharpe: 0.11 (bottom quartile).Sharpe: 0.29 (top quartile).Sharpe: 0.14 (lower mid).Sharpe: 0.15 (upper mid).Sharpe: 0.00 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 8.01% (lower mid).Yield to maturity (debt): 8.14% (top quartile).Yield to maturity (debt): 7.92% (bottom quartile).Yield to maturity (debt): 7.73% (bottom quartile).Yield to maturity (debt): 8.03% (upper mid).
Point 10Modified duration: 2.41 yrs (bottom quartile).Modified duration: 2.72 yrs (bottom quartile).Modified duration: 2.31 yrs (lower mid).Modified duration: 2.21 yrs (top quartile).Modified duration: 2.30 yrs (upper mid).

HDFC Short Term Debt Fund

  • Upper mid AUM (₹15,008 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.51% (lower mid).
  • 1M return: 0.26% (upper mid).
  • Sharpe: 0.11 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.01% (lower mid).
  • Modified duration: 2.41 yrs (bottom quartile).

ICICI Prudential Short Term Fund

  • Highest AUM (₹19,175 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.79% (top quartile).
  • 1M return: 0.26% (lower mid).
  • Sharpe: 0.29 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.14% (top quartile).
  • Modified duration: 2.72 yrs (bottom quartile).

Axis Short Term Fund

  • Bottom quartile AUM (₹8,183 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 5.52% (upper mid).
  • 1M return: 0.25% (bottom quartile).
  • Sharpe: 0.14 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.92% (bottom quartile).
  • Modified duration: 2.31 yrs (lower mid).

Bandhan Bond Fund Short Term Plan

  • Lower mid AUM (₹8,889 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 5.47% (bottom quartile).
  • 1M return: 0.21% (bottom quartile).
  • Sharpe: 0.15 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.73% (bottom quartile).
  • Modified duration: 2.21 yrs (top quartile).

Nippon India Short Term Fund

  • Bottom quartile AUM (₹7,040 Cr).
  • Established history (23+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.31% (bottom quartile).
  • 1M return: 0.32% (top quartile).
  • Sharpe: 0.00 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.03% (upper mid).
  • Modified duration: 2.30 yrs (upper mid).
 *അടിസ്ഥാനത്തിലുള്ള ഫണ്ടുകൾ ലിസ്റ്റ് ചെയ്യുകആസ്തി >= 100 കോടി & അടുക്കി3 വർഷംസിഎജിആർ മടങ്ങുക.

1. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

Research Highlights for HDFC Short Term Debt Fund

  • Upper mid AUM (₹15,008 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.51% (lower mid).
  • 1M return: 0.26% (upper mid).
  • Sharpe: 0.11 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.01% (lower mid).
  • Modified duration: 2.41 yrs (bottom quartile).
  • Average maturity: 3.15 yrs (lower mid).
  • Exit load: NIL.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Jubilant Beverages Limited (~2.8%).

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (05 Aug 26) ₹34.1497 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹15,008 on 30 Jun 26
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating ☆☆☆
Risk Moderately Low
Expense Ratio 0.69
Sharpe Ratio 0.11
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 8.01%
Effective Maturity 3 Years 1 Month 24 Days
Modified Duration 2 Years 4 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,279
31 Jul 23₹10,978
31 Jul 24₹11,830
31 Jul 25₹12,890
31 Jul 26₹13,597

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

DurationReturns
1 Month 0.3%
3 Month 2.3%
6 Month 3.1%
1 Year 5.5%
3 Year 7.4%
5 Year 6.3%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.8%
2024 8.3%
2023 7.1%
2022 3.5%
2021 3.9%
2020 11%
2019 9.7%
2018 7%
2017 6.5%
2016 9.3%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1016.11 Yr.
Dhruv Muchhal22 Jun 233.11 Yr.

Data below for HDFC Short Term Debt Fund as on 30 Jun 26

Asset Allocation
Asset ClassValue
Cash5.16%
Debt94.49%
Other0.35%
Debt Sector Allocation
SectorValue
Corporate72.98%
Government21.99%
Cash Equivalent4.68%
Credit Quality
RatingValue
AA17.08%
AAA82.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Jubilant Beverages Limited
Debentures | -		3%₹426 Cr38,500
Jtpm Metal TRaders Limited
Debentures | -		3%₹385 Cr36,000
Jamnagar Utilities & Power Private Limited
Debentures | -		2%₹352 Cr35,000
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -		2%₹343 Cr350
National Bank For Agriculture And Rural Development
Debentures | -		2%₹316 Cr31,670
Aditya Birla Renewables Limited
Debentures | -		2%₹311 Cr31,000
↓ -12,500
National Bank For Agriculture And Rural Development
Debentures | -		2%₹301 Cr30,000
Pipeline Infrastructure Limited
Debentures | -		2%₹248 Cr24,500
Power Finance Corporation Limited
Debentures | -		2%₹247 Cr25,000
TATA Communications Limited
Debentures | -		2%₹246 Cr25,000

2. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Short Term Fund

  • Highest AUM (₹19,175 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.79% (top quartile).
  • 1M return: 0.26% (lower mid).
  • Sharpe: 0.29 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.14% (top quartile).
  • Modified duration: 2.72 yrs (bottom quartile).
  • Average maturity: 4.48 yrs (bottom quartile).
  • Exit load: 0-7 Days (0.25%),7 Days and above(NIL).
  • Top sector: Financial Services.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~103%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding National Bank For Agriculture And Rural Development (~4.7%).

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (05 Aug 26) ₹64.3358 ↑ 0.07   (0.10 %)
Net Assets (Cr) ₹19,175 on 30 Jun 26
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 1.04
Sharpe Ratio 0.29
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 8.14%
Effective Maturity 4 Years 5 Months 23 Days
Modified Duration 2 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,349
31 Jul 23₹11,116
31 Jul 24₹11,964
31 Jul 25₹13,014
31 Jul 26₹13,759

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

DurationReturns
1 Month 0.3%
3 Month 2.3%
6 Month 3.2%
1 Year 5.8%
3 Year 7.4%
5 Year 6.6%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 8%
2024 7.8%
2023 7.4%
2022 4.7%
2021 3.9%
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0916.71 Yr.
Nikhil Kabra29 Dec 205.59 Yr.

Data below for ICICI Prudential Short Term Fund as on 30 Jun 26

Asset Allocation
Asset ClassValue
Debt102.57%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate68.49%
Government34.47%
Credit Quality
RatingValue
AA21.25%
AAA78.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -		5%₹895 Cr89,500
LIC Housing Finance Ltd
Debentures | -		4%₹749 Cr75,000
Vedanta Limited
Debentures | -		3%₹590 Cr58,500
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -		3%₹589 Cr600
National Bank For Agriculture And Rural Development
Debentures | -		3%₹535 Cr53,500
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -		3%₹518 Cr525
Small Industries Development Bank Of India
Debentures | -		2%₹443 Cr44,700
Cholamandalam Investment And Finance Company Limited
Debentures | -		2%₹299 Cr30,000
Summit Digitel Infrastructure Limited
Debentures | -		2%₹286 Cr28,300
Small Industries Development Bank Of India
Debentures | -		1%₹270 Cr27,000

3. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Axis Short Term Fund

  • Bottom quartile AUM (₹8,183 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 5.52% (upper mid).
  • 1M return: 0.25% (bottom quartile).
  • Sharpe: 0.14 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.92% (bottom quartile).
  • Modified duration: 2.31 yrs (lower mid).
  • Average maturity: 3.23 yrs (bottom quartile).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Nuclear Power Corporation Of India Limited (~3.8%).

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (05 Aug 26) ₹32.998 ↑ 0.03   (0.08 %)
Net Assets (Cr) ₹8,183 on 30 Jun 26
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating ☆☆☆
Risk Moderately Low
Expense Ratio 0.88
Sharpe Ratio 0.14
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.92%
Effective Maturity 3 Years 2 Months 23 Days
Modified Duration 2 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,299
31 Jul 23₹10,960
31 Jul 24₹11,763
31 Jul 25₹12,844
31 Jul 26₹13,551

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

DurationReturns
1 Month 0.2%
3 Month 2.2%
6 Month 3.1%
1 Year 5.5%
3 Year 7.4%
5 Year 6.3%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 8.1%
2024 8%
2023 6.8%
2022 3.7%
2021 3.5%
2020 10.1%
2019 9.8%
2018 6.3%
2017 5.9%
2016 9.6%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 1213.74 Yr.
Aditya Pagaria3 Jul 233.08 Yr.

Data below for Axis Short Term Fund as on 30 Jun 26

Asset Allocation
Asset ClassValue
Cash7.32%
Debt92.23%
Other0.45%
Debt Sector Allocation
SectorValue
Corporate67.16%
Government24.74%
Cash Equivalent7.65%
Credit Quality
RatingValue
AA16.14%
AAA83.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Nuclear Power Corporation Of India Limited
Debentures | -		4%₹302 Cr30,000
Small Industries Development Bank Of India
Debentures | -		3%₹274 Cr27,500
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -		3%₹209 Cr213
National Bank For Agriculture And Rural Development
Debentures | -		2%₹200 Cr20,000
Power Finance Corporation Limited
Debentures | -		2%₹198 Cr20,000
↓ -5,000
7.71% Govt Stock 2066
Sovereign Bonds | -		2%₹175 Cr17,000,000
↑ 12,000,000
Jubilant Beverages Limited
Debentures | -		2%₹174 Cr15,750
6.94% Govt Stock 2036
Sovereign Bonds | -		2%₹168 Cr16,599,900
↑ 9,000,000
Small Industries Development Bank of India 7.4%
Debentures | -		2%₹160 Cr16,000
↑ 6,000
National Bank For Agriculture And Rural Development
Debentures | -		2%₹150 Cr15,000

4. Bandhan Bond Fund Short Term Plan

(Erstwhile IDFC Super Saver Income Fund - Short Term Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

Research Highlights for Bandhan Bond Fund Short Term Plan

  • Lower mid AUM (₹8,889 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 5.47% (bottom quartile).
  • 1M return: 0.21% (bottom quartile).
  • Sharpe: 0.15 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.73% (bottom quartile).
  • Modified duration: 2.21 yrs (top quartile).
  • Average maturity: 2.99 yrs (upper mid).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~82%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.24% Govt Stock 2055 (~8.6%).

Below is the key information for Bandhan Bond Fund Short Term Plan

Bandhan Bond Fund Short Term Plan
Growth
Launch Date 14 Dec 00
NAV (05 Aug 26) ₹60.9675 ↑ 0.05   (0.09 %)
Net Assets (Cr) ₹8,889 on 30 Jun 26
Category Debt - Short term Bond
AMC IDFC Asset Management Company Limited
Rating ☆☆
Risk Moderately Low
Expense Ratio 0.8
Sharpe Ratio 0.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.73%
Effective Maturity 2 Years 11 Months 26 Days
Modified Duration 2 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,234
31 Jul 23₹10,848
31 Jul 24₹11,665
31 Jul 25₹12,714
31 Jul 26₹13,402

Bandhan Bond Fund Short Term Plan SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Bandhan Bond Fund Short Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

DurationReturns
1 Month 0.2%
3 Month 2.4%
6 Month 3.5%
1 Year 5.5%
3 Year 7.4%
5 Year 6%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.5%
2024 7.8%
2023 6.9%
2022 2.8%
2021 3.4%
2020 9.7%
2019 9.7%
2018 6.5%
2017 5.9%
2016 8.8%
Fund Manager information for Bandhan Bond Fund Short Term Plan
NameSinceTenure
Suyash Choudhary11 Mar 1115.4 Yr.
Brijesh Shah10 Jun 242.14 Yr.

Data below for Bandhan Bond Fund Short Term Plan as on 30 Jun 26

Asset Allocation
Asset ClassValue
Cash17.76%
Debt81.9%
Other0.34%
Debt Sector Allocation
SectorValue
Corporate53.84%
Government40.47%
Cash Equivalent5.34%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.24% Govt Stock 2055
Sovereign Bonds | -		9%₹800 Cr81,500,000
↑ 81,500,000
National Bank For Agriculture And Rural Development
Debentures | -		5%₹500 Cr50,000,000
↑ 50,000,000
National Bank For Agriculture And Rural Development
Debentures | -		5%₹450 Cr45,000,000
↑ 2,000,000
Bajaj Finance Limited
Debentures | -		4%₹369 Cr37,500,000
Tata Capital Housing Finance Limited
Debentures | -		3%₹250 Cr25,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -		3%₹248 Cr25,100,000
↑ 10,900,000
8.08% Tamilnadu SDL 2028
Sovereign Bonds | -		2%₹206 Cr20,000,000
Indian Railway Finance Corporation Limited
Debentures | -		2%₹202 Cr20,000,000
Tata Capital Ltd. 8.15%
Debentures | -		2%₹201 Cr20,000,000
Bajaj Housing Finance Limited
Debentures | -		2%₹201 Cr20,000,000
↑ 20,000,000

5. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Research Highlights for Nippon India Short Term Fund

  • Bottom quartile AUM (₹7,040 Cr).
  • Established history (23+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.31% (bottom quartile).
  • 1M return: 0.32% (top quartile).
  • Sharpe: 0.00 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.03% (upper mid).
  • Modified duration: 2.30 yrs (upper mid).
  • Average maturity: 2.73 yrs (top quartile).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding SHIVSHAKTI SECURITISATION TRUST (~3.1%).

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund
Growth
Launch Date 18 Dec 02
NAV (05 Aug 26) ₹56.242 ↑ 0.04   (0.08 %)
Net Assets (Cr) ₹7,040 on 30 Jun 26
Category Debt - Short term Bond
AMC Nippon Life Asset Management Ltd.
Rating ☆☆☆☆
Risk Moderately Low
Expense Ratio 0.94
Sharpe Ratio 0
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 8.03%
Effective Maturity 2 Years 8 Months 23 Days
Modified Duration 2 Years 3 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,268
31 Jul 23₹10,920
31 Jul 24₹11,724
31 Jul 25₹12,798
31 Jul 26₹13,472

Nippon India Short Term Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

DurationReturns
1 Month 0.3%
3 Month 2.3%
6 Month 3%
1 Year 5.3%
3 Year 7.3%
5 Year 6.2%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.9%
2024 8%
2023 6.8%
2022 3.2%
2021 4.4%
2020 9.5%
2019 9.4%
2018 5.5%
2017 5.7%
2016 9.8%
Fund Manager information for Nippon India Short Term Fund
NameSinceTenure
Vivek Sharma1 Feb 206.5 Yr.
Kinjal Desai25 May 188.19 Yr.
Sushil Budhia31 Mar 215.34 Yr.
Amber Singhania11 Mar 260.39 Yr.

Data below for Nippon India Short Term Fund as on 30 Jun 26

Asset Allocation
Asset ClassValue
Cash2.21%
Debt97.4%
Other0.39%
Debt Sector Allocation
SectorValue
Corporate61.03%
Government36.37%
Cash Equivalent2.21%
Credit Quality
RatingValue
AA12.91%
AAA87.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -		3%₹221 Cr225
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -		3%₹197 Cr200
8.97% Govt Stock 2030
Sovereign Bonds | -		2%₹165 Cr15,000,000
Knowledge Realty TRust
Debentures | -		2%₹161 Cr16,000
Small Industries Development Bank Of India
Debentures | -		2%₹151 Cr15,000
Export Import Bank Of India
Debentures | -		2%₹151 Cr15,000
6.36% Govt Stock 2031
Sovereign Bonds | -		2%₹150 Cr15,000,000
↑ 15,000,000
Rural Electrification Corporation Limited
Debentures | -		2%₹134 Cr1,300
7.32% Govt Stock 2030
Sovereign Bonds | -		2%₹124 Cr12,000,000
Indian Railway Finance Corporation Limited
Debentures | -		2%₹119 Cr1,200

എന്തുകൊണ്ടാണ് മികച്ച ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത്?

ഈ നിക്ഷേപങ്ങളുടെ ഹ്രസ്വകാല സ്വഭാവം കണക്കിലെടുക്കുമ്പോൾ, ഹ്രസ്വകാല (ഹ്രസ്വകാല) ഡെറ്റ് ഫണ്ടുകൾ വളരെ ഉയർന്ന വരുമാനം നൽകുന്നില്ലഇക്വിറ്റി ഫണ്ടുകൾ. എന്നിരുന്നാലും, ഉറപ്പുനൽകുന്ന നിരവധി കാരണങ്ങളുണ്ട്നിക്ഷേപിക്കുന്നു മികച്ച ഹ്രസ്വകാല കാലയളവിൽ (ഹ്രസ്വകാല) ഡെറ്റ് ഫണ്ടുകൾ പരിഗണിക്കുന്നത് തികച്ചും മൂല്യവത്താണ്. അവയിൽ ചിലത് ഉൾപ്പെടുന്നു-

  • ലിക്വിഡ്, അൾട്രാ എന്നിവയേക്കാൾ അൽപ്പം ഉയർന്ന മെച്യൂരിറ്റി ഉള്ള നിക്ഷേപം നടത്താൻ തയ്യാറുള്ള നിക്ഷേപകർക്ക് വളരെ അനുയോജ്യമായ ഓപ്ഷനാണ് ഹ്രസ്വകാല (ഹ്രസ്വകാല) ഡെറ്റ് ഫണ്ടുകൾ.ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകൾ എന്നാൽ അതേ വശത്ത് വളരെ അപകടകരമല്ല.

  • ഒരു ഹ്രസ്വകാല നിക്ഷേപമായതിനാൽ, 1-3 വർഷത്തേക്ക് തങ്ങളുടെ നിഷ്ക്രിയ പണം പാർക്ക് ചെയ്യാൻ ആഗ്രഹിക്കുന്നവർക്ക് ഈ ഫണ്ട് വളരെ അനുയോജ്യമാണ്.സ്ഥിര വരുമാനം FD പോലുള്ള നിക്ഷേപ ഓപ്ഷനുകൾ.

  • വിശകലനം അനുസരിച്ച്, ഹ്രസ്വകാല ബോണ്ട് ഫണ്ടുകൾ ദീർഘകാലത്തെ അപേക്ഷിച്ച് ഉൾപ്പെട്ടിരിക്കുന്ന അപകടസാധ്യതയ്ക്ക് അനുസൃതമായി മികച്ച റിട്ടേൺ നിരക്ക് വാഗ്ദാനം ചെയ്യുന്നു.ബോണ്ടുകൾ. ഹ്രസ്വകാല ഫണ്ടുകൾ ഉയരുന്നതിനോട് സംവേദനക്ഷമത കുറവാണ്പണപ്പെരുപ്പം മറ്റ് ഇന്റർമീഡിയറ്റുകളേക്കാൾദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ.

  • അവസാനമായി, ഹ്രസ്വകാല (ഹ്രസ്വകാല) ഡെറ്റ് ഫണ്ടുകൾ വളരെ ദ്രാവകമാണ്, അതായത് നിക്ഷേപകർക്ക് അവരുടെ പണത്തിലേക്ക് എളുപ്പത്തിൽ പ്രവേശനം ലഭിക്കും. എന്നിരുന്നാലും, ഈ വിഭാഗത്തിന് കീഴിലുള്ള ചില സ്കീമുകൾ നിക്ഷേപം വളരെ കുറഞ്ഞ കാലയളവിൽ (മിക്കവാറും 1 മാസം മുതൽ 6 മാസം വരെ) റിഡീം ചെയ്യപ്പെടുകയാണെങ്കിൽ എക്സിറ്റ് ലോഡ് ഈടാക്കും. അതിനാൽ, മികച്ച ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകളിൽ വിവേകത്തോടെ നിക്ഷേപിക്കാൻ എപ്പോഴും നിർദ്ദേശിക്കപ്പെടുന്നു.

    ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

  1. Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക.

  2. നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

  3. രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

    തുടങ്ങി

ഉപസംഹാരം

നിക്ഷേപകർക്ക് അവരുടെ നിക്ഷേപ പോർട്ട്ഫോളിയോകൾ അവർക്ക് അനുസരിച്ച് മാറ്റാവുന്നതാണ്റിസ്ക് പ്രൊഫൈൽ. ബോണ്ട് മാർക്കറ്റ് പലിശനിരക്ക് കുറയുന്നതിന്റെ പ്രയോജനം നൽകുന്നതിനാൽ, നിക്ഷേപത്തിന്റെ കാലാവധി വർദ്ധിപ്പിച്ച് ഒരാൾക്ക് മികച്ച വരുമാനം നേടാനാകും. ഇവിടെയാണ് ഹ്രസ്വകാല (ഹ്രസ്വകാല) ഡെറ്റ് ഫണ്ടുകൾ വരുന്നത്. ഈ ഫണ്ടുകൾ 2-3 വർഷത്തേക്ക് ദീർഘകാല റിട്ടേൺ വാഗ്ദാനം ചെയ്യുന്നതിനായി ഡെറ്റ് മാർക്കറ്റിൽ നിക്ഷേപിക്കുന്നു. അതിനാൽ, മികച്ച ഹ്രസ്വകാല ഫണ്ടുകളിൽ ഇന്ന് നിക്ഷേപിക്കുക!

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.

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