ഷോർട്ട് ടേംമ്യൂച്വൽ ഫണ്ടുകൾ ഒരു തരം ആകുന്നുഡെറ്റ് ഫണ്ട് അത് നിക്ഷേപകരെ ഹ്രസ്വകാലത്തേക്ക്, അതായത് 1-3 വർഷം വരെ നിക്ഷേപിക്കാൻ അനുവദിക്കുന്നു. ഈ ഫണ്ടുകൾ ഡെറ്റ് സെക്യൂരിറ്റികളിൽ നിക്ഷേപിക്കുകയും മികച്ച വരുമാനം നേടുന്നതിന് സ്ഥിരനിക്ഷേപങ്ങൾക്ക് പകരമായി തിരയുന്ന നിക്ഷേപകർക്ക് അനുയോജ്യമാണ്. ഈ ഫണ്ടുകൾ സാധാരണയായി ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കുന്നു എനിക്ഷേപ സാക്ഷ്യപത്രം, സർക്കാർ പേപ്പറും കോർപ്പറേറ്റ് പേപ്പറും.ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകൾ കൂടുതൽ വഴക്കം അനുവദിക്കുക. നിക്ഷേപകർക്ക് ആവശ്യമുള്ളപ്പോൾ ഫണ്ടിൽ നിന്ന് പുറത്തുകടക്കാൻ കഴിയും. കൂടാതെ, മറ്റുള്ളവയിൽ നിന്ന് വ്യത്യസ്തമായിമ്യൂച്വൽ ഫണ്ടുകളുടെ തരങ്ങൾ, ഈ ഫണ്ടിൽ പിൻവലിക്കൽ നിരക്കുകളൊന്നുമില്ല.മികച്ച ഹ്രസ്വകാല മ്യൂച്വൽ ഫണ്ടുകൾ കുറഞ്ഞ തുക കൊണ്ട് നല്ല വരുമാനം നേടാൻ നിക്ഷേപകരെ അനുവദിക്കുകവിപണി അപകടം. അതിനാൽ, ഹ്രസ്വകാല അല്ലെങ്കിൽ ഇടക്കാലത്തേക്ക് നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് ഈ സ്കീമിൽ നിക്ഷേപിക്കുകയും വിലയേറിയ വരുമാനവും വളർച്ചയും നേടുകയും ചെയ്യാം.
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Short Term Debt Fund Growth ₹32.5459
↑ 0.02 ₹17,999 300 1.2 3.9 8 7.8 8.3 6.94% 2Y 3M 7D 3Y 5M 12D ICICI Prudential Short Term Fund Growth ₹61.1915
↑ 0.05 ₹22,339 1,000 1.3 3.9 8 7.7 7.8 7.27% 2Y 7M 10D 4Y 10M 20D Axis Short Term Fund Growth ₹31.4612
↑ 0.02 ₹12,129 1,000 1.3 4.1 8.3 7.6 8 6.89% 2Y 5M 23D 3Y 2M 12D Nippon India Short Term Fund Growth ₹53.6999
↑ 0.06 ₹8,935 100 1.2 4 8.1 7.6 8 7.04% 2Y 6M 18D 3Y 2M 19D Bandhan Bond Fund Short Term Plan Growth ₹57.9734
↑ 0.06 ₹10,782 1,000 1 3.6 7.6 7.5 7.8 6.6% 2Y 10M 24D 3Y 7M 24D SBI Short Term Debt Fund Growth ₹32.6723
↑ 0.03 ₹16,387 500 1.3 4 8 7.5 7.7 7.02% 2Y 9M 14D 3Y 5M 26D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹48.3291
↑ 0.04 ₹10,711 1,000 1.2 3.7 7.8 7.5 7.9 7.16% 2Y 8M 1D 3Y 6M 4D UTI Short Term Income Fund Growth ₹32.224
↑ 0.03 ₹3,251 500 1.2 3.7 7.6 7.5 7.9 6.82% 2Y 6M 11D 3Y 2M 19D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25 Research Highlights & Commentary of 8 Funds showcased
Commentary HDFC Short Term Debt Fund ICICI Prudential Short Term Fund Axis Short Term Fund Nippon India Short Term Fund Bandhan Bond Fund Short Term Plan SBI Short Term Debt Fund Aditya Birla Sun Life Short Term Opportunities Fund UTI Short Term Income Fund Point 1 Top quartile AUM (₹17,999 Cr). Highest AUM (₹22,339 Cr). Upper mid AUM (₹12,129 Cr). Bottom quartile AUM (₹8,935 Cr). Lower mid AUM (₹10,782 Cr). Upper mid AUM (₹16,387 Cr). Lower mid AUM (₹10,711 Cr). Bottom quartile AUM (₹3,251 Cr). Point 2 Established history (15+ yrs). Established history (23+ yrs). Established history (15+ yrs). Established history (22+ yrs). Oldest track record among peers (24 yrs). Established history (18+ yrs). Established history (22+ yrs). Established history (18+ yrs). Point 3 Rating: 3★ (lower mid). Top rated. Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.97% (lower mid). 1Y return: 8.04% (upper mid). 1Y return: 8.33% (top quartile). 1Y return: 8.14% (top quartile). 1Y return: 7.63% (bottom quartile). 1Y return: 8.00% (upper mid). 1Y return: 7.81% (lower mid). 1Y return: 7.63% (bottom quartile). Point 6 1M return: 0.59% (bottom quartile). 1M return: 0.61% (upper mid). 1M return: 0.60% (lower mid). 1M return: 0.66% (top quartile). 1M return: 0.67% (top quartile). 1M return: 0.62% (upper mid). 1M return: 0.60% (lower mid). 1M return: 0.57% (bottom quartile). Point 7 Sharpe: 1.33 (upper mid). Sharpe: 1.43 (top quartile). Sharpe: 1.56 (top quartile). Sharpe: 1.26 (upper mid). Sharpe: 0.86 (bottom quartile). Sharpe: 1.26 (lower mid). Sharpe: 1.18 (bottom quartile). Sharpe: 1.20 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.94% (lower mid). Yield to maturity (debt): 7.27% (top quartile). Yield to maturity (debt): 6.89% (lower mid). Yield to maturity (debt): 7.04% (upper mid). Yield to maturity (debt): 6.60% (bottom quartile). Yield to maturity (debt): 7.02% (upper mid). Yield to maturity (debt): 7.16% (top quartile). Yield to maturity (debt): 6.82% (bottom quartile). Point 10 Modified duration: 2.27 yrs (top quartile). Modified duration: 2.61 yrs (lower mid). Modified duration: 2.48 yrs (top quartile). Modified duration: 2.55 yrs (upper mid). Modified duration: 2.90 yrs (bottom quartile). Modified duration: 2.79 yrs (bottom quartile). Modified duration: 2.67 yrs (lower mid). Modified duration: 2.53 yrs (upper mid). HDFC Short Term Debt Fund
ICICI Prudential Short Term Fund
Axis Short Term Fund
Nippon India Short Term Fund
Bandhan Bond Fund Short Term Plan
SBI Short Term Debt Fund
Aditya Birla Sun Life Short Term Opportunities Fund
UTI Short Term Income Fund
ഹ്രസ്വകാല കടം
മുകളിൽ AUM/നെറ്റ് അസറ്റുകൾ ഉള്ള ഫണ്ടുകൾ100 കോടി
. ക്രമീകരിച്ചുകഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേൺ
.
(Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Short Term Fund Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Short Term Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Research Highlights for Bandhan Bond Fund Short Term Plan Below is the key information for Bandhan Bond Fund Short Term Plan Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Research Highlights for Aditya Birla Sun Life Short Term Opportunities Fund Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on 1. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (01 Oct 25) ₹32.5459 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹17,999 on 31 Aug 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 1.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.94% Effective Maturity 3 Years 5 Months 12 Days Modified Duration 2 Years 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,586 30 Sep 22 ₹10,854 30 Sep 23 ₹11,624 30 Sep 24 ₹12,591 30 Sep 25 ₹13,595 Returns for HDFC Short Term Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.2% 6 Month 3.9% 1 Year 8% 3 Year 7.8% 5 Year 6.3% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.2 Yr. Dhruv Muchhal 22 Jun 23 2.2 Yr. Data below for HDFC Short Term Debt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 8.32% Debt 91.42% Other 0.27% Debt Sector Allocation
Sector Value Corporate 62.52% Government 30.19% Cash Equivalent 4.38% Securitized 2.64% Credit Quality
Rating Value AA 11.5% AAA 88.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹778 Cr 75,000,000
↓ -7,500,000 Aditya Birla Renewables Limited
Debentures | -2% ₹441 Cr 43,500 7.11% Govt Stock 2028
Sovereign Bonds | -2% ₹419 Cr 41,500,000 Jubilant Beverages Limited
Debentures | -2% ₹401 Cr 38,500 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹359 Cr 34,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹331 Cr 32,500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹256 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹255 Cr 25,000 Pipeline Infrastructure Limited
Debentures | -1% ₹251 Cr 24,500 Shivshakti Securitisation Trust^
Unlisted bonds | -1% ₹250 Cr 250
↑ 250 2. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (01 Oct 25) ₹61.1915 ↑ 0.05 (0.08 %) Net Assets (Cr) ₹22,339 on 15 Sep 25 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 1.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.27% Effective Maturity 4 Years 10 Months 20 Days Modified Duration 2 Years 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,591 30 Sep 22 ₹10,971 30 Sep 23 ₹11,768 30 Sep 24 ₹12,697 30 Sep 25 ₹13,718 Returns for ICICI Prudential Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.3% 6 Month 3.9% 1 Year 8% 3 Year 7.7% 5 Year 6.5% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.7% 2021 3.9% 2020 10.6% 2019 9.7% 2018 5.8% 2017 5.9% 2016 11.1% 2015 8% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 15.79 Yr. Nikhil Kabra 29 Dec 20 4.68 Yr. Data below for ICICI Prudential Short Term Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 3.65% Debt 96.08% Other 0.27% Debt Sector Allocation
Sector Value Corporate 58.16% Government 32.77% Securitized 5.15% Cash Equivalent 3.65% Credit Quality
Rating Value AA 19.28% AAA 80.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹966 Cr 95,187,610 LIC Housing Finance Ltd
Debentures | -3% ₹759 Cr 75,000 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹710 Cr 69,574,740 Shivshakti Securitisation Trust **
Unlisted bonds | -3% ₹625 Cr 625
↑ 625 7.81% Govt Stock 2033
Sovereign Bonds | -3% ₹573 Cr 55,312,240
↓ -36,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹563 Cr 55,500 Siddhivinayak Securitisation Trust **
Unlisted bonds | -2% ₹525 Cr 525
↑ 525 Vedanta Limited
Debentures | -2% ₹510 Cr 51,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹428 Cr 41,358,430 7.11% Govt Stock 2028
Sovereign Bonds | -2% ₹364 Cr 36,000,000
↑ 36,000,000 3. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (01 Oct 25) ₹31.4612 ↑ 0.02 (0.08 %) Net Assets (Cr) ₹12,129 on 31 Aug 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.89% Effective Maturity 3 Years 2 Months 12 Days Modified Duration 2 Years 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,514 30 Sep 22 ₹10,803 30 Sep 23 ₹11,515 30 Sep 24 ₹12,437 30 Sep 25 ₹13,473 Returns for Axis Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.3% 6 Month 4.1% 1 Year 8.3% 3 Year 7.6% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.7% 2021 3.5% 2020 10.1% 2019 9.8% 2018 6.3% 2017 5.9% 2016 9.6% 2015 8.1% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 12.83 Yr. Aditya Pagaria 3 Jul 23 2.17 Yr. Data below for Axis Short Term Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 8.21% Debt 91.54% Other 0.25% Debt Sector Allocation
Sector Value Corporate 62.94% Government 27.48% Cash Equivalent 6.84% Securitized 2.48% Credit Quality
Rating Value AA 12.8% AAA 87.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹427 Cr 42,126,700
↓ -32,000,000 7.54% Bihar State Development Loans (03/09/2033)
Sovereign Bonds | -3% ₹354 Cr 35,000,000
↑ 35,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹319 Cr 31,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹254 Cr 25,000
↑ 18,500 Power Finance Corporation Limited
Debentures | -2% ₹248 Cr 25,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹233 Cr 23,000
↑ 5,000 Indigrid Infrastructure Trust
Debentures | -2% ₹193 Cr 19,000 Tata Capital Limited
Debentures | -1% ₹177 Cr 1,750 Tata Capital Housing Finance Limited
Debentures | -1% ₹150 Cr 15,000 Kotak Mahindra Prime Limited
Debentures | -1% ₹150 Cr 15,000
↑ 15,000 4. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (01 Oct 25) ₹53.6999 ↑ 0.06 (0.10 %) Net Assets (Cr) ₹8,935 on 31 Aug 25 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.04% Effective Maturity 3 Years 2 Months 19 Days Modified Duration 2 Years 6 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,619 30 Sep 22 ₹10,860 30 Sep 23 ₹11,583 30 Sep 24 ₹12,518 30 Sep 25 ₹13,537 Returns for Nippon India Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.7% 3 Month 1.2% 6 Month 4% 1 Year 8.1% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.2% 2021 4.4% 2020 9.5% 2019 9.4% 2018 5.5% 2017 5.7% 2016 9.8% 2015 8.1% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.59 Yr. Kinjal Desai 25 May 18 7.28 Yr. Sushil Budhia 31 Mar 21 4.42 Yr. Data below for Nippon India Short Term Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 5.32% Debt 94.42% Other 0.26% Debt Sector Allocation
Sector Value Corporate 50.14% Government 42.42% Securitized 4.8% Cash Equivalent 2.38% Credit Quality
Rating Value AA 10.93% AAA 89.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -6% ₹500 Cr 48,000,000 7.02% Govt Stock 2031
Sovereign Bonds | -4% ₹391 Cr 38,000,000
↓ -2,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -3% ₹300 Cr 29,000,000
↓ -1,000,000 07.17 KA Sdl 2030
Sovereign Bonds | -3% ₹253 Cr 25,000,000
↑ 25,000,000 07.93 Up SDL 2030
Sovereign Bonds | -3% ₹234 Cr 22,500,000
↑ 12,500,000 Shivshakti Securitisation Trust**
Unlisted bonds | -3% ₹225 Cr 225
↑ 225 7.17 Madhya Pradesh SDL 2031
Sovereign Bonds | -2% ₹206 Cr 20,500,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹203 Cr 20,000 Siddhivinayak Securitisation Trust**
Unlisted bonds | -2% ₹200 Cr 200
↑ 200 National Bank For Agriculture And Rural Development
Debentures | -2% ₹173 Cr 17,000
↓ -5,000 5. Bandhan Bond Fund Short Term Plan
Bandhan Bond Fund Short Term Plan
Growth Launch Date 14 Dec 00 NAV (01 Oct 25) ₹57.9734 ↑ 0.06 (0.10 %) Net Assets (Cr) ₹10,782 on 31 Aug 25 Category Debt - Short term Bond AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.8 Sharpe Ratio 0.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.6% Effective Maturity 3 Years 7 Months 24 Days Modified Duration 2 Years 10 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,456 30 Sep 22 ₹10,647 30 Sep 23 ₹11,353 30 Sep 24 ₹12,299 30 Sep 25 ₹13,238 Returns for Bandhan Bond Fund Short Term Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.7% 3 Month 1% 6 Month 3.6% 1 Year 7.6% 3 Year 7.5% 5 Year 5.8% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 6.9% 2022 2.8% 2021 3.4% 2020 9.7% 2019 9.7% 2018 6.5% 2017 5.9% 2016 8.8% 2015 8.1% Fund Manager information for Bandhan Bond Fund Short Term Plan
Name Since Tenure Suyash Choudhary 11 Mar 11 14.49 Yr. Brijesh Shah 10 Jun 24 1.23 Yr. Data below for Bandhan Bond Fund Short Term Plan as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 20.53% Debt 79.19% Other 0.28% Debt Sector Allocation
Sector Value Government 59.69% Corporate 29.47% Cash Equivalent 10.57% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -42% ₹4,575 Cr 445,000,000
↑ 49,500,000 Bajaj Housing Finance Limited
Debentures | -4% ₹481 Cr 47,500,000 6.1% Govt Stock 2031
Sovereign Bonds | -4% ₹472 Cr 48,000,000
↓ -1,500,000 Tata Capital Limited
Debentures | -4% ₹444 Cr 44,100,000 Bajaj Finance Limited
Debentures | -3% ₹276 Cr 27,500,000 LIC Housing Finance Ltd
Debentures | -3% ₹274 Cr 27,000,000 Tata Capital Housing Finance Limited
Debentures | -2% ₹253 Cr 25,000,000 LIC Housing Finance Ltd
Debentures | -2% ₹249 Cr 24,500,000 06.88 Up SDL 2031 23 Jun
Sovereign Bonds | -2% ₹248 Cr 25,000,000 06.99 Up SDL 2031
Sovereign Bonds | -2% ₹215 Cr 21,500,000 6. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (01 Oct 25) ₹32.6723 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹16,387 on 31 Aug 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 3 Years 5 Months 26 Days Modified Duration 2 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,475 30 Sep 22 ₹10,721 30 Sep 23 ₹11,449 30 Sep 24 ₹12,334 30 Sep 25 ₹13,320 Returns for SBI Short Term Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.3% 6 Month 4% 1 Year 8% 3 Year 7.5% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 1.75 Yr. Data below for SBI Short Term Debt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 8.32% Debt 91.41% Other 0.27% Debt Sector Allocation
Sector Value Corporate 63.81% Government 27.19% Securitized 4.5% Cash Equivalent 4.23% Credit Quality
Rating Value AA 12.64% AAA 87.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.33% Govt Stock 2035
Sovereign Bonds | -5% ₹840 Cr 85,000,000
↓ -15,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -4% ₹682 Cr 66,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹660 Cr 65,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹507 Cr 50,000 Rec Limited
Debentures | -3% ₹507 Cr 50,000 08.32 RJ Sdl 2029
Sovereign Bonds | -3% ₹471 Cr 45,000,000 TATA Communications Limited
Debentures | -2% ₹403 Cr 40,000 Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Tru
Unlisted bonds | -2% ₹375 Cr 375
↑ 375 Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure
Unlisted bonds | -2% ₹375 Cr 375
↑ 375 National Bank For Agriculture And Rural Development
Debentures | -2% ₹373 Cr 37,500 7. Aditya Birla Sun Life Short Term Opportunities Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (01 Oct 25) ₹48.3291 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹10,711 on 31 Aug 25 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1 Sharpe Ratio 1.18 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.16% Effective Maturity 3 Years 6 Months 4 Days Modified Duration 2 Years 8 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,575 30 Sep 22 ₹10,923 30 Sep 23 ₹11,649 30 Sep 24 ₹12,581 30 Sep 25 ₹13,563 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.2% 6 Month 3.7% 1 Year 7.8% 3 Year 7.5% 5 Year 6.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 4.2% 2021 3.8% 2020 11.1% 2019 8.5% 2018 6.5% 2017 5.6% 2016 11.3% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 10.98 Yr. Mohit Sharma 6 Aug 20 5.07 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 5.65% Debt 94.08% Other 0.27% Debt Sector Allocation
Sector Value Corporate 53.43% Government 38.2% Cash Equivalent 4.97% Securitized 3.14% Credit Quality
Rating Value AA 15.15% AAA 84.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rec Limited
Debentures | -4% ₹456 Cr 45,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹432 Cr 42,500 Indian Railway Finance Corporation Limited
Debentures | -4% ₹421 Cr 42,500 Tata Capital Housing Finance Limited
Debentures | -3% ₹349 Cr 35,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹315 Cr 31,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹306 Cr 29,500,000 Siddhivinayak Securitisation Trust 2025-1 (28/09/2030) **
Unlisted bonds | -3% ₹280 Cr 280
↑ 280 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹278 Cr 26,906,400
↑ 2,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹274 Cr 27,000,000
↑ 10,000,000 Power Finance Corporation Limited
Debentures | -3% ₹272 Cr 27,500 8. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (01 Oct 25) ₹32.224 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹3,251 on 31 Aug 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.82% Effective Maturity 3 Years 2 Months 19 Days Modified Duration 2 Years 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,981 30 Sep 22 ₹11,319 30 Sep 23 ₹12,081 30 Sep 24 ₹13,055 30 Sep 25 ₹14,051 Returns for UTI Short Term Income Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.2% 6 Month 3.7% 1 Year 7.6% 3 Year 7.5% 5 Year 7% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 8 Apr 25 0.4 Yr. Sudhir Agarwal 25 Oct 12 12.86 Yr. Data below for UTI Short Term Income Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 15% Debt 84.73% Other 0.27% Debt Sector Allocation
Sector Value Corporate 63.57% Government 30.05% Cash Equivalent 6.11% Credit Quality
Rating Value AA 7.75% AAA 92.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -10% ₹309 Cr 3,050,000,000 National Housing Bank
Debentures | -5% ₹178 Cr 17,500 Small Industries Development Bank Of India
Debentures | -5% ₹178 Cr 17,500 LIC Housing Finance Ltd
Debentures | -5% ₹177 Cr 1,750 Power Finance Corporation Limited
Debentures | -5% ₹177 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹142 Cr 14,000 Export Import Bank Of India
Debentures | -4% ₹127 Cr 12,500 Bajaj Finance Limited
Debentures | -2% ₹76 Cr 7,500 Kotak Mahindra Prime Limited
Debentures | -2% ₹76 Cr 750 National Bank For Agriculture And Rural Development
Debentures | -2% ₹76 Cr 7,500
Research Highlights for HDFC Short Term Debt Fund