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SIP നിക്ഷേപത്തിനുള്ള മികച്ച ഇന്റർമീഡിയറ്റ് ഡെറ്റ് ഫണ്ടുകൾ 2022

Updated on August 31, 2025 , 1765 views

ഇന്റർമീഡിയറ്റ്ബോണ്ടുകൾ മീഡിയം ടേം ഫണ്ടുകൾ എന്നും അറിയപ്പെടുന്നത് ഒരു തരം കടമാണ്മ്യൂച്വൽ ഫണ്ടുകൾ 3 വർഷമോ അതിൽ കൂടുതലോ സമയപരിധിയുള്ള ഡെറ്റ് സെക്യൂരിറ്റികളിൽ നിക്ഷേപിക്കുക. മിഡ്-ടേം ഫണ്ടുകളുടെ ശരാശരി മെച്യൂരിറ്റി കാലയളവ് ലിക്വിഡ്, അൾട്രാ-ഹ്രസ്വകാല, ഹ്രസ്വകാല എന്നിവയേക്കാൾ കൂടുതലാണ്ഡെറ്റ് ഫണ്ട്. അടുത്ത കാലത്തായി, ഇന്ത്യയിൽ തുടർച്ചയായി നിരക്ക് കുറച്ചതിനാൽ ഇടത്തരം ഫണ്ടുകൾ മികച്ച വരുമാനം നൽകി. ഈ ഫണ്ടുകൾ പലിശ നിരക്കുകളോട് സെൻസിറ്റീവ് കുറവാണ്, അതിനാൽ ദൈർഘ്യമേറിയ ഫണ്ടുകളേക്കാൾ അസ്ഥിരവും കുറവാണ്.ഗിൽറ്റ് ഫണ്ടുകൾ. മികച്ച ഫലങ്ങൾക്കായി, എ വഴി മികച്ച ഇന്റർമീഡിയറ്റ് ഡെറ്റ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ നിക്ഷേപകരെ ഉപദേശിക്കുന്നുഎസ്.ഐ.പി. നിക്ഷേപകർക്ക് താഴെപ്പറയുന്ന മുൻകൂർ ലിസ്റ്റ് ചെയ്ത ടോപ്പ് റേറ്റഡ് മിഡ്-ടേം ഡെറ്റ് ഫണ്ടുകളിൽ നിന്ന് മികച്ച പെർഫോമിംഗ് സ്കീം തിരഞ്ഞെടുക്കാം.

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SIP

എസ്‌ഐ‌പിയിൽ നിക്ഷേപിക്കുന്നതിന് മികച്ച 5 മികച്ച പ്രകടനം നടത്തുന്ന ഇന്റർമീഡിയറ്റ് അല്ലെങ്കിൽ മിഡ് ടേം ഡെറ്റ് ഫണ്ടുകൾ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Medium Term Plan Growth ₹40.236
↑ 0.02
₹2,744 1,000 0.94.812.79.212.110.5
Nippon India Strategic Debt Fund Growth ₹15.8945
↑ 0.02
₹106 100 2.46.1108.18.68.3
Axis Strategic Bond Fund Growth ₹28.2698
↑ 0.02
₹1,938 1,000 0.74.68.47.76.88.7
DSP Bond Fund Growth ₹82.502
↓ -0.03
₹318 500 0.34.78.37.45.87.6
Kotak Medium Term Fund Growth ₹22.9395
↑ 0.02
₹1,817 1,000 0.74.48.27.36.59
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Medium Term PlanNippon India Strategic Debt FundAxis Strategic Bond FundDSP Bond FundKotak Medium Term Fund
Point 1Highest AUM (₹2,744 Cr).Bottom quartile AUM (₹106 Cr).Upper mid AUM (₹1,938 Cr).Bottom quartile AUM (₹318 Cr).Lower mid AUM (₹1,817 Cr).
Point 2Established history (16+ yrs).Established history (11+ yrs).Established history (13+ yrs).Oldest track record among peers (28 yrs).Established history (11+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 12.71% (top quartile).1Y return: 10.05% (upper mid).1Y return: 8.44% (lower mid).1Y return: 8.35% (bottom quartile).1Y return: 8.24% (bottom quartile).
Point 61M return: -0.13% (lower mid).1M return: -0.22% (bottom quartile).1M return: -0.06% (top quartile).1M return: -0.16% (bottom quartile).1M return: -0.06% (upper mid).
Point 7Sharpe: 2.94 (top quartile).Sharpe: 1.62 (bottom quartile).Sharpe: 1.96 (upper mid).Sharpe: 1.48 (bottom quartile).Sharpe: 1.81 (lower mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.44% (lower mid).Yield to maturity (debt): 7.21% (bottom quartile).Yield to maturity (debt): 7.64% (upper mid).Yield to maturity (debt): 6.60% (bottom quartile).Yield to maturity (debt): 7.73% (top quartile).
Point 10Modified duration: 3.55 yrs (bottom quartile).Modified duration: 3.24 yrs (upper mid).Modified duration: 3.01 yrs (top quartile).Modified duration: 3.32 yrs (bottom quartile).Modified duration: 3.31 yrs (lower mid).

Aditya Birla Sun Life Medium Term Plan

  • Highest AUM (₹2,744 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 12.71% (top quartile).
  • 1M return: -0.13% (lower mid).
  • Sharpe: 2.94 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.44% (lower mid).
  • Modified duration: 3.55 yrs (bottom quartile).

Nippon India Strategic Debt Fund

  • Bottom quartile AUM (₹106 Cr).
  • Established history (11+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 10.05% (upper mid).
  • 1M return: -0.22% (bottom quartile).
  • Sharpe: 1.62 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.21% (bottom quartile).
  • Modified duration: 3.24 yrs (upper mid).

Axis Strategic Bond Fund

  • Upper mid AUM (₹1,938 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.44% (lower mid).
  • 1M return: -0.06% (top quartile).
  • Sharpe: 1.96 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.64% (upper mid).
  • Modified duration: 3.01 yrs (top quartile).

DSP Bond Fund

  • Bottom quartile AUM (₹318 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.35% (bottom quartile).
  • 1M return: -0.16% (bottom quartile).
  • Sharpe: 1.48 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.60% (bottom quartile).
  • Modified duration: 3.32 yrs (bottom quartile).

Kotak Medium Term Fund

  • Lower mid AUM (₹1,817 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.24% (bottom quartile).
  • 1M return: -0.06% (upper mid).
  • Sharpe: 1.81 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.73% (top quartile).
  • Modified duration: 3.31 yrs (lower mid).

1. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Research Highlights for Aditya Birla Sun Life Medium Term Plan

  • Highest AUM (₹2,744 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 12.71% (top quartile).
  • 1M return: -0.13% (lower mid).
  • Sharpe: 2.94 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.44% (lower mid).
  • Modified duration: 3.55 yrs (bottom quartile).
  • Average maturity: 4.76 yrs (bottom quartile).
  • Exit load: 0-365 Days (1%),365 Days and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~88%).
  • High-quality debt (AAA/AA ~96%).
  • Largest holding 7.1% Govt Stock 2034 (~6.8%).

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (03 Sep 25) ₹40.236 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹2,744 on 31 Jul 25
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 2.94
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.44%
Effective Maturity 4 Years 9 Months 4 Days
Modified Duration 3 Years 6 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹11,020
31 Aug 22₹13,676
31 Aug 23₹14,631
31 Aug 24₹15,802
31 Aug 25₹17,809

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹218,539.
Net Profit of ₹38,539
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month -0.1%
3 Month 0.9%
6 Month 4.8%
1 Year 12.7%
3 Year 9.2%
5 Year 12.1%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.5%
2023 6.9%
2022 24.8%
2021 7.1%
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 1411.01 Yr.
Mohit Sharma6 Aug 205.07 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash7.57%
Equity4.03%
Debt88.15%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate55.83%
Government32.32%
Cash Equivalent7.57%
Credit Quality
RatingValue
A3.86%
AA40.97%
AAA55.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹194 Cr18,696,700
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹192 Cr18,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
6%₹168 Cr16,500,000
↓ -5,000,000
Nuvama Wealth Finance Limited
Debentures | -
3%₹96 Cr9,500
5.00% Gmr Airport Ltd (13/02/2027) **
Debentures | -
3%₹80 Cr8,000
↑ 8,000
Jubilant Bevco Limited
Debentures | -
3%₹77 Cr7,400
Indian Railway Finance Corporation Limited
Debentures | -
3%₹75 Cr7,500
National Bank For Financing Infrastructure And Development
Debentures | -
3%₹71 Cr7,000
Power Grid Corporation Of India Limited
Debentures | -
2%₹70 Cr7,000
360 One Prime Limited
Debentures | -
2%₹65 Cr6,500

2. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Research Highlights for Nippon India Strategic Debt Fund

  • Bottom quartile AUM (₹106 Cr).
  • Established history (11+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 10.05% (upper mid).
  • 1M return: -0.22% (bottom quartile).
  • Sharpe: 1.62 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.21% (bottom quartile).
  • Modified duration: 3.24 yrs (upper mid).
  • Average maturity: 4.33 yrs (lower mid).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~85%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.18% Govt Stock 2037 (~14.3%).

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund
Growth
Launch Date 26 Jun 14
NAV (03 Sep 25) ₹15.8945 ↑ 0.02   (0.10 %)
Net Assets (Cr) ₹106 on 31 Jul 25
Category Debt - Medium term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.08
Sharpe Ratio 1.62
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.21%
Effective Maturity 4 Years 3 Months 29 Days
Modified Duration 3 Years 2 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹11,812
31 Aug 22₹11,961
31 Aug 23₹12,768
31 Aug 24₹13,714
31 Aug 25₹15,091

Nippon India Strategic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month -0.2%
3 Month 2.4%
6 Month 6.1%
1 Year 10%
3 Year 8.1%
5 Year 8.6%
10 Year
15 Year
Since launch 4.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 7%
2022 2%
2021 17.4%
2020 -23.5%
2019 -3.4%
2018 4.7%
2017 6.9%
2016 11.1%
2015 9%
Fund Manager information for Nippon India Strategic Debt Fund
NameSinceTenure
Kinjal Desai25 May 187.28 Yr.
Sushil Budhia1 Feb 205.59 Yr.
Akshay Sharma1 Dec 222.75 Yr.

Data below for Nippon India Strategic Debt Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash14.19%
Debt85.37%
Other0.44%
Debt Sector Allocation
SectorValue
Corporate50.29%
Government35.08%
Cash Equivalent14.19%
Credit Quality
RatingValue
AA54.99%
AAA45.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
14%₹16 Cr1,500,000
7.17 Madhya Pradesh SDL 2031
Sovereign Bonds | -
9%₹10 Cr1,000,000
Rec Limited
Debentures | -
5%₹5 Cr50
7.1% Govt Stock 2034
Sovereign Bonds | -
5%₹5 Cr500,000
↑ 500,000
TRuhome Finance Limited
Debentures | -
5%₹5 Cr500
Aditya Birla Real Estate Limited
Debentures | -
5%₹5 Cr500
6.79% Govt Stock 2034
Sovereign Bonds | -
5%₹5 Cr500,000
Godrej Industries Limited
Debentures | -
5%₹5 Cr500
Aadhar Housing Finance Limited
Debentures | -
5%₹5 Cr500
JSW Steel Limited
Debentures | -
5%₹5 Cr50

3. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Research Highlights for Axis Strategic Bond Fund

  • Upper mid AUM (₹1,938 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.44% (lower mid).
  • 1M return: -0.06% (top quartile).
  • Sharpe: 1.96 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.64% (upper mid).
  • Modified duration: 3.01 yrs (top quartile).
  • Average maturity: 3.82 yrs (top quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top sector: Real Estate.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~92%).
  • Largest holding 7.1% Govt Stock 2034 (~13.2%).

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund
Growth
Launch Date 28 Mar 12
NAV (03 Sep 25) ₹28.2698 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹1,938 on 31 Jul 25
Category Debt - Medium term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.08
Sharpe Ratio 1.96
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.64%
Effective Maturity 3 Years 9 Months 25 Days
Modified Duration 3 Years 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,775
31 Aug 22₹11,176
31 Aug 23₹11,914
31 Aug 24₹12,887
31 Aug 25₹13,975

Axis Strategic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month -0.1%
3 Month 0.7%
6 Month 4.6%
1 Year 8.4%
3 Year 7.7%
5 Year 6.8%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 7.3%
2022 3.8%
2021 5.2%
2020 10.5%
2019 7.1%
2018 6.7%
2017 7.5%
2016 11.6%
2015 6.8%
Fund Manager information for Axis Strategic Bond Fund
NameSinceTenure
Devang Shah5 Nov 1212.83 Yr.
Sachin Jain1 Feb 232.58 Yr.
Akhil Thakker1 Feb 232.58 Yr.

Data below for Axis Strategic Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash5.24%
Equity1.13%
Debt93.34%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate64.6%
Government28.73%
Cash Equivalent5.24%
Credit Quality
RatingValue
A8.35%
AA51.21%
AAA40.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
13%₹251 Cr24,200,000
Jubilant Beverages Limited
Debentures | -
4%₹67 Cr6,500
GMR Hyderabad International Airport Ltd
Debentures | -
3%₹66 Cr6,500
Delhi International Airport Limited
Debentures | -
3%₹66 Cr6,500
Nirma Limited
Debentures | -
3%₹61 Cr6,000
Vedanta Limited
Debentures | -
3%₹60 Cr6,000
Nuvama Wealth Finance Limited
Debentures | -
3%₹58 Cr5,800
Dlf Cyber City Developers Ltd
Debentures | -
3%₹56 Cr5,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -
3%₹55 Cr5,500
↓ -500
Aadhar Housing Finance Limited
Debentures | -
3%₹53 Cr5,200

4. DSP Bond Fund

Aims to generate attractive returns consistent with prudent risk from a diversified portfolio substantially constituted of high quality debt securities.

Research Highlights for DSP Bond Fund

  • Bottom quartile AUM (₹318 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.35% (bottom quartile).
  • 1M return: -0.16% (bottom quartile).
  • Sharpe: 1.48 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.60% (bottom quartile).
  • Modified duration: 3.32 yrs (bottom quartile).
  • Average maturity: 4.09 yrs (upper mid).
  • Exit load: 0-6 Months (0.25%),6 Months and above(NIL).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~82%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.32% Govt Stock 2030 (~15.1%).

Below is the key information for DSP Bond Fund

DSP Bond Fund
Growth
Launch Date 29 Apr 97
NAV (03 Sep 25) ₹82.502 ↓ -0.03   (-0.03 %)
Net Assets (Cr) ₹318 on 31 Jul 25
Category Debt - Medium term Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 0.75
Sharpe Ratio 1.48
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-6 Months (0.25%),6 Months and above(NIL)
Yield to Maturity 6.6%
Effective Maturity 4 Years 1 Month 2 Days
Modified Duration 3 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,498
31 Aug 22₹10,773
31 Aug 23₹11,440
31 Aug 24₹12,314
31 Aug 25₹13,339

DSP Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for DSP Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month -0.2%
3 Month 0.3%
6 Month 4.7%
1 Year 8.3%
3 Year 7.4%
5 Year 5.8%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 7%
2022 2.9%
2021 3.4%
2020 10%
2019 3%
2018 3.6%
2017 5%
2016 12.9%
2015 6%
Fund Manager information for DSP Bond Fund
NameSinceTenure
Vivek Ramakrishnan17 Jul 214.13 Yr.
Karan Mundhra1 May 214.34 Yr.

Data below for DSP Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash17.39%
Debt81.94%
Other0.67%
Debt Sector Allocation
SectorValue
Corporate56.11%
Government41.07%
Cash Equivalent2.15%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2030
Sovereign Bonds | -
15%₹48 Cr4,500,000
LIC Housing Finance Ltd
Debentures | -
8%₹26 Cr2,500
Chhattisgarh (Government of) 7.03%
- | -
8%₹26 Cr2,500,000
Small Industries Development Bank Of India
Debentures | -
8%₹26 Cr2,500
Bajaj Finance Limited
Debentures | -
8%₹26 Cr250
National Bank For Agriculture And Rural Development
Debentures | -
8%₹26 Cr2,500
Rec Limited
Debentures | -
8%₹26 Cr2,500
Indian Railway Finance Corporation Limited
Debentures | -
8%₹25 Cr2,500
Bajaj Housing Finance Limited
Debentures | -
8%₹25 Cr2,500
5.77% Govt Stock 2030
Sovereign Bonds | -
2%₹5 Cr500,000

5. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Research Highlights for Kotak Medium Term Fund

  • Lower mid AUM (₹1,817 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.24% (bottom quartile).
  • 1M return: -0.06% (upper mid).
  • Sharpe: 1.81 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.73% (top quartile).
  • Modified duration: 3.31 yrs (lower mid).
  • Average maturity: 5.28 yrs (bottom quartile).
  • Exit load: 0-18 Months (2%),18 Months and above(NIL).
  • Higher exposure to Real Estate vs peer median.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~89%).
  • High-quality debt (AAA/AA ~89%).
  • Largest holding 7.18% Govt Stock 2033 (~8.0%).

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund
Growth
Launch Date 25 Mar 14
NAV (03 Sep 25) ₹22.9395 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹1,817 on 31 Jul 25
Category Debt - Medium term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.63
Sharpe Ratio 1.81
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity 7.73%
Effective Maturity 5 Years 3 Months 11 Days
Modified Duration 3 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,775
31 Aug 22₹11,111
31 Aug 23₹11,674
31 Aug 24₹12,704
31 Aug 25₹13,754

Kotak Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month -0.1%
3 Month 0.7%
6 Month 4.4%
1 Year 8.2%
3 Year 7.3%
5 Year 6.5%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9%
2023 6.1%
2022 3.2%
2021 4.7%
2020 8.5%
2019 7%
2018 5.4%
2017 6.6%
2016 10.9%
2015 9.3%
Fund Manager information for Kotak Medium Term Fund
NameSinceTenure
Deepak Agrawal25 Mar 1411.45 Yr.
Vihag Mishra1 Jun 250.25 Yr.

Data below for Kotak Medium Term Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash2.3%
Equity6.99%
Debt89%
Other1.71%
Debt Sector Allocation
SectorValue
Corporate68.84%
Government19.77%
Cash Equivalent2.68%
Credit Quality
RatingValue
A10.81%
AA38.63%
AAA50.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹146 Cr14,043,470
7.1% Govt Stock 2034
Sovereign Bonds | -
6%₹112 Cr10,820,896
↓ -4,179,104
L&T Metro Rail (Hyderabad) Limited
Debentures | -
6%₹100 Cr10,000
↑ 5,000
Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -
5%₹91 Cr9,000
Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 542602
4%₹77 Cr1,998,346
↑ 499,638
TATA Steel Limited
Debentures | -
4%₹77 Cr750
Pipeline Infrastructure Limited
Debentures | -
4%₹65 Cr6,280
Aditya Birla Renewables Limited
Debentures | -
3%₹61 Cr6,000
Aditya Birla Real Estate Limited
Debentures | -
3%₹56 Cr5,500
Indigrid Infrastructure Trust
Debentures | -
3%₹51 Cr5,000

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