സമതുലിതമായ ഫണ്ടുകൾ ഇക്വിറ്റിയുടെയും രണ്ടിന്റെയും സംയോജനമായി പ്രവർത്തിക്കുന്നുകടം മ്യൂച്വൽ ഫണ്ട്. ഉത്തരവിട്ട കടത്തിൽ-ബാലൻസ്ഡ് ഫണ്ട്, അതിന്റെ പോർട്ട്ഫോളിയോയുടെ ഒരു പ്രധാന ഭാഗം കടത്തിൽ നിക്ഷേപിച്ചിരിക്കുന്നുപണ വിപണി ഉപകരണങ്ങൾ, ഇക്വിറ്റി ഉപകരണങ്ങളിൽ ഒരു ചെറിയ ഭാഗം. ഈ ഫണ്ടുകൾക്ക് ദീർഘകാലാടിസ്ഥാനത്തിൽ സ്ഥിരമായ വരുമാനം നൽകാനുള്ള ശേഷിയുണ്ട്. പോർട്ട്ഫോളിയോയുടെ ഇക്വിറ്റി ഭാഗം ഉയരുന്ന ഇക്വിറ്റി മാർക്കറ്റുകളിൽ നിന്ന് പ്രയോജനം ചെയ്യും. എന്നിരുന്നാലും, ഏറ്റവും മികച്ച വരുമാനം നേടാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർ മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന സന്തുലിത കടത്തിൽ നിക്ഷേപിക്കാൻ നിർദ്ദേശിക്കുന്നുഎസ്.ഐ.പി ഫണ്ടുകൾ, താഴെ ലിസ്റ്റുചെയ്തിരിക്കുന്നതുപോലെ.
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential MIP 25 Growth ₹77.398
↓ -0.35 ₹3,225 100 0.3 0 4.6 9.6 7.9 8.34% 2Y 3M 29D 4Y 8M 5D SBI Debt Hybrid Fund Growth ₹74.7906
↓ -0.33 ₹9,546 500 1.8 1.4 5 9.5 6.7 8.1% 2Y 10M 24D 4Y 11M 12D DSP Regular Savings Fund Growth ₹59.7945
↓ -0.15 ₹176 500 0.3 0.4 3 9.2 7.2 7% 2Y 9M 29D 4Y 9M 4D Kotak Debt Hybrid Fund Growth ₹58.6103
↓ -0.15 ₹2,863 1,000 -0.3 -1.1 0.8 9 5.3 7.63% 5Y 2M 19D 12Y 18D Aditya Birla Sun Life Regular Savings Fund Growth ₹68.5566
↓ -0.17 ₹1,456 500 0.6 0.3 4.5 8.8 7.1 8.09% 3Y 6M 29D 5Y 3M 11D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential MIP 25 SBI Debt Hybrid Fund DSP Regular Savings Fund Kotak Debt Hybrid Fund Aditya Birla Sun Life Regular Savings Fund Point 1 Upper mid AUM (₹3,225 Cr). Highest AUM (₹9,546 Cr). Bottom quartile AUM (₹176 Cr). Lower mid AUM (₹2,863 Cr). Bottom quartile AUM (₹1,456 Cr). Point 2 Established history (22+ yrs). Oldest track record among peers (25 yrs). Established history (21+ yrs). Established history (22+ yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 3★ (bottom quartile). Rating: 4★ (bottom quartile). Rating: 5★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Point 5 5Y return: 8.68% (upper mid). 5Y return: 9.28% (top quartile). 5Y return: 7.70% (bottom quartile). 5Y return: 8.64% (lower mid). 5Y return: 8.27% (bottom quartile). Point 6 3Y return: 9.64% (top quartile). 3Y return: 9.54% (upper mid). 3Y return: 9.24% (lower mid). 3Y return: 8.98% (bottom quartile). 3Y return: 8.76% (bottom quartile). Point 7 1Y return: 4.55% (upper mid). 1Y return: 4.98% (top quartile). 1Y return: 2.97% (bottom quartile). 1Y return: 0.83% (bottom quartile). 1Y return: 4.49% (lower mid). Point 8 1M return: 1.72% (bottom quartile). 1M return: 2.43% (top quartile). 1M return: 1.94% (upper mid). 1M return: 1.44% (bottom quartile). 1M return: 1.80% (lower mid). Point 9 Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: -1.31 (bottom quartile). Alpha: -1.10 (bottom quartile). Alpha: 1.16 (top quartile). Point 10 Sharpe: -0.43 (lower mid). Sharpe: -0.42 (upper mid). Sharpe: -0.98 (bottom quartile). Sharpe: -0.86 (bottom quartile). Sharpe: -0.36 (top quartile). ICICI Prudential MIP 25
SBI Debt Hybrid Fund
DSP Regular Savings Fund
Kotak Debt Hybrid Fund
Aditya Birla Sun Life Regular Savings Fund
The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan) To provide regular income, liquidity and attractive returns to the investors
through an actively managed portfolio of debt, equity and money market
instruments. Income may be generated through the receipt of coupon payments,
the amortization of the discount on the debt instruments, receipt of dividends or
purchase and sale of securities in the underlying portfolio. Research Highlights for SBI Debt Hybrid Fund Below is the key information for SBI Debt Hybrid Fund Returns up to 1 year are on (Erstwhile DSP BlackRock MIP Fund) The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India. Research Highlights for DSP Regular Savings Fund Below is the key information for DSP Regular Savings Fund Returns up to 1 year are on (Erstwhile Kotak Monthly Income Plan) To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. Research Highlights for Kotak Debt Hybrid Fund Below is the key information for Kotak Debt Hybrid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan) An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus. Research Highlights for Aditya Birla Sun Life Regular Savings Fund Below is the key information for Aditya Birla Sun Life Regular Savings Fund Returns up to 1 year are on 1. ICICI Prudential MIP 25
ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (24 Apr 26) ₹77.398 ↓ -0.35 (-0.44 %) Net Assets (Cr) ₹3,225 on 31 Mar 26 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio -0.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,940 31 Mar 23 ₹11,416 31 Mar 24 ₹13,100 31 Mar 25 ₹14,253 31 Mar 26 ₹14,827 Returns for ICICI Prudential MIP 25
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 26 Duration Returns 1 Month 1.7% 3 Month 0.3% 6 Month 0% 1 Year 4.6% 3 Year 9.6% 5 Year 8.7% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 11.4% 2022 11.4% 2021 5.1% 2020 9.9% 2019 10.9% 2018 9.6% 2017 5.1% 2016 12.9% 2015 10.9% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Manish Banthia 19 Sep 13 12.54 Yr. Akhil Kakkar 22 Jan 24 2.19 Yr. Roshan Chutkey 2 May 22 3.92 Yr. Sharmila D’mello 31 Jul 22 3.67 Yr. Data below for ICICI Prudential MIP 25 as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 14.78% Equity 23.23% Debt 61.69% Other 0.3% Equity Sector Allocation
Sector Value Financial Services 6.33% Consumer Cyclical 3.31% Communication Services 1.99% Technology 1.97% Health Care 1.83% Consumer Defensive 1.73% Industrials 1.68% Real Estate 1.44% Energy 1.2% Utility 0.9% Basic Materials 0.84% Debt Sector Allocation
Sector Value Corporate 48.97% Government 17.84% Cash Equivalent 9.67% Credit Quality
Rating Value A 7.43% AA 47.23% AAA 45.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹134 Cr 15,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹100 Cr 10,000 Manappuram Finance Limited
Debentures | -3% ₹99 Cr 10,000 Adani Enterprises Limited
Debentures | -3% ₹99 Cr 10,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹80 Cr 800 360 One Prime Limited
Debentures | -2% ₹75 Cr 7,500 Yes Bank Limited
Debentures | -2% ₹65 Cr 650 6.54% Govt Stock 2034
Sovereign Bonds | -2% ₹55 Cr 5,369,910 Godrej Properties Limited
Debentures | -2% ₹50 Cr 5,000 Indostar Capital Finance Limited
Debentures | -2% ₹50 Cr 5,000 2. SBI Debt Hybrid Fund
SBI Debt Hybrid Fund
Growth Launch Date 9 Apr 01 NAV (24 Apr 26) ₹74.7906 ↓ -0.33 (-0.44 %) Net Assets (Cr) ₹9,546 on 31 Mar 26 Category Hybrid - Hybrid Debt AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.23 Sharpe Ratio -0.42 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,090 31 Mar 23 ₹11,697 31 Mar 24 ₹13,434 31 Mar 25 ₹14,585 31 Mar 26 ₹15,131 Returns for SBI Debt Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 26 Duration Returns 1 Month 2.4% 3 Month 1.8% 6 Month 1.4% 1 Year 5% 3 Year 9.5% 5 Year 9.3% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 11% 2022 12.2% 2021 4.5% 2020 14.1% 2019 13.5% 2018 8.1% 2017 -0.2% 2016 8.5% 2015 12.5% Fund Manager information for SBI Debt Hybrid Fund
Name Since Tenure Saurabh Pant 1 Jan 22 4.25 Yr. Mansi Sajeja 30 Jun 21 4.75 Yr. Milind Agrawal 1 Aug 25 0.66 Yr. Data below for SBI Debt Hybrid Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 9.66% Equity 21.8% Debt 68.23% Other 0.3% Equity Sector Allocation
Sector Value Basic Materials 5.77% Financial Services 4.26% Industrials 3.37% Consumer Defensive 2.63% Consumer Cyclical 2.46% Health Care 2% Energy 1.3% Debt Sector Allocation
Sector Value Corporate 56.84% Government 12.87% Cash Equivalent 8.19% Credit Quality
Rating Value A 2.68% AA 49.9% AAA 47.43% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya Birla Renewables Limited
Debentures | -3% ₹301 Cr 30,000 Infopark Properties Limited
Debentures | -3% ₹300 Cr 30,000 Adani Power Limited
Debentures | -3% ₹298 Cr 30,000 7.52% Tamilnadu Sgs 2055
Sovereign Bonds | -3% ₹287 Cr 30,000,000
↑ 30,000,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹259 Cr 25,000 Bajaj Finance Limited
Debentures | -3% ₹250 Cr 25,000 Madhya Pradesh (Government of) 7.56%
- | -3% ₹245 Cr 25,000,000 LIC Housing Finance Ltd
Debentures | -2% ₹225 Cr 22,500 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹214 Cr 24,000,000
↓ -6,000,000 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹202 Cr 20,000 3. DSP Regular Savings Fund
DSP Regular Savings Fund
Growth Launch Date 11 Jun 04 NAV (24 Apr 26) ₹59.7945 ↓ -0.15 (-0.24 %) Net Assets (Cr) ₹176 on 31 Mar 26 Category Hybrid - Hybrid Debt AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.12 Sharpe Ratio -0.99 Information Ratio 0.56 Alpha Ratio -1.31 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,728 31 Mar 23 ₹11,001 31 Mar 24 ₹12,539 31 Mar 25 ₹13,889 31 Mar 26 ₹14,132 Returns for DSP Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 26 Duration Returns 1 Month 1.9% 3 Month 0.3% 6 Month 0.4% 1 Year 3% 3 Year 9.2% 5 Year 7.7% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 11% 2022 12% 2021 3.5% 2020 7.8% 2019 9.3% 2018 6.9% 2017 -5.3% 2016 11% 2015 10.7% Fund Manager information for DSP Regular Savings Fund
Name Since Tenure Abhishek Singh 31 May 21 4.84 Yr. Shantanu Godambe 1 Aug 24 1.67 Yr. Data below for DSP Regular Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 16.78% Equity 19.48% Debt 62.68% Other 1.06% Equity Sector Allocation
Sector Value Financial Services 9.84% Health Care 2.44% Consumer Cyclical 2.22% Consumer Defensive 1.22% Basic Materials 0.84% Technology 0.81% Utility 0.74% Energy 0.52% Communication Services 0.47% Industrials 0.39% Debt Sector Allocation
Sector Value Government 55.45% Corporate 20.63% Cash Equivalent 3.38% Credit Quality
Rating Value AA 8.91% AAA 91.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -12% ₹21 Cr 2,000,000 6.75% Govt Stock 2033
Sovereign Bonds | -9% ₹16 Cr 1,500,000 7.03% Maharashtra Sgs 2038
Sovereign Bonds | -8% ₹14 Cr 1,500,000 7.06% Govt Stock 2028
Sovereign Bonds | -6% ₹10 Cr 1,000,000 6.33% Govt Stock 2035
Sovereign Bonds | -6% ₹10 Cr 1,000,000 Muthoot Finance Limited
Debentures | -4% ₹7 Cr 750 6.52% Govt Stock 2031
Sovereign Bonds | -3% ₹5 Cr 500,000 7.1% Govt Stock 2029
Sovereign Bonds | -3% ₹5 Cr 500,000 Cholamandalam Investment And Finance Company Limited
Debentures | -3% ₹5 Cr 500 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹5 Cr 500,000 4. Kotak Debt Hybrid Fund
Kotak Debt Hybrid Fund
Growth Launch Date 2 Dec 03 NAV (24 Apr 26) ₹58.6103 ↓ -0.15 (-0.26 %) Net Assets (Cr) ₹2,863 on 31 Mar 26 Category Hybrid - Hybrid Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.68 Sharpe Ratio -0.86 Information Ratio 0.39 Alpha Ratio -1.1 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,144 31 Mar 23 ₹11,582 31 Mar 24 ₹13,586 31 Mar 25 ₹14,733 31 Mar 26 ₹14,841 Returns for Kotak Debt Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 26 Duration Returns 1 Month 1.4% 3 Month -0.3% 6 Month -1.1% 1 Year 0.8% 3 Year 9% 5 Year 8.6% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.3% 2023 11.4% 2022 13.9% 2021 4.3% 2020 13.3% 2019 13.9% 2018 11.2% 2017 -0.1% 2016 10.2% 2015 13% Fund Manager information for Kotak Debt Hybrid Fund
Name Since Tenure Abhishek Bisen 1 Apr 08 18.01 Yr. Shibani Kurian 3 Sep 24 1.57 Yr. Data below for Kotak Debt Hybrid Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 20.83% Equity 21.64% Debt 56.96% Other 0.57% Equity Sector Allocation
Sector Value Financial Services 6.68% Consumer Cyclical 2.58% Health Care 1.79% Technology 1.71% Industrials 1.5% Communication Services 1.47% Basic Materials 1.41% Consumer Defensive 1.39% Utility 1.19% Real Estate 0.99% Energy 0.92% Debt Sector Allocation
Sector Value Government 36.93% Corporate 26.77% Cash Equivalent 14.08% Credit Quality
Rating Value A 0.02% AA 14.54% AAA 85.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -11% ₹313 Cr 32,958,000
↓ -3,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -5% ₹129 Cr 14,480,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹104 Cr 10,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹74 Cr 75 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹74 Cr 75 7.24% Govt Stock 2055
Sovereign Bonds | -2% ₹71 Cr 7,500,000 Karnataka (Government of) 0.0758%
- | -2% ₹59 Cr 6,000,000 National Housing Bank
Debentures | -2% ₹58 Cr 6,000 Karnataka (Government of) 0.0719%
- | -2% ₹49 Cr 5,000,000 Karnataka (Government of) 0.0756%
- | -2% ₹49 Cr 4,958,400 5. Aditya Birla Sun Life Regular Savings Fund
Aditya Birla Sun Life Regular Savings Fund
Growth Launch Date 22 May 04 NAV (24 Apr 26) ₹68.5566 ↓ -0.17 (-0.24 %) Net Assets (Cr) ₹1,456 on 31 Mar 26 Category Hybrid - Hybrid Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio -0.36 Information Ratio 0.42 Alpha Ratio 1.16 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,131 31 Mar 23 ₹11,412 31 Mar 24 ₹12,746 31 Mar 25 ₹13,957 31 Mar 26 ₹14,526 Returns for Aditya Birla Sun Life Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 26 Duration Returns 1 Month 1.8% 3 Month 0.6% 6 Month 0.3% 1 Year 4.5% 3 Year 8.8% 5 Year 8.3% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 10.5% 2022 9.6% 2021 5.3% 2020 13.4% 2019 9.2% 2018 5.8% 2017 -2.2% 2016 15.5% 2015 13.1% Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
Name Since Tenure Mohit Sharma 31 Oct 24 1.42 Yr. Harshil Suvarnkar 22 Mar 21 5.03 Yr. Data below for Aditya Birla Sun Life Regular Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 8.26% Equity 20.57% Debt 70.51% Other 0.66% Equity Sector Allocation
Sector Value Financial Services 7.04% Health Care 2.58% Consumer Cyclical 2% Basic Materials 1.89% Industrials 1.52% Technology 1.15% Communication Services 1.1% Utility 0.92% Consumer Defensive 0.88% Real Estate 0.8% Energy 0.69% Debt Sector Allocation
Sector Value Corporate 48.44% Government 24.02% Cash Equivalent 6.31% Credit Quality
Rating Value A 3.72% AA 23.57% AAA 72.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Investment And Finance Company Limited
Debentures | -4% ₹55 Cr 5,500 Housing And Urban Development Corporation Limited
Debentures | -3% ₹49 Cr 5,000 Madhya Pradesh (Government of)
- | -3% ₹49 Cr 5,000,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹45 Cr 4,316 Adani Power Limited
Debentures | -2% ₹35 Cr 3,500 Nuvama Wealth Finance Limited
Debentures | -2% ₹30 Cr 3,000 Bajaj Housing Finance Limited
Debentures | -2% ₹30 Cr 300 Bharti Telecom Limited
Debentures | -2% ₹30 Cr 3,000 Jubilant Bevco Limited
Debentures | -2% ₹27 Cr 2,500 GMR Airports Limited
Debentures | -2% ₹26 Cr 2,500
Research Highlights for ICICI Prudential MIP 25