SIP നിക്ഷേപത്തിനുള്ള മികച്ച ബാലൻസ്ഡ് ഡെറ്റ് ഫണ്ടുകൾ 2022

Updated on September 28, 2025 , 1440 views

സമതുലിതമായ ഫണ്ടുകൾ ഇക്വിറ്റിയുടെയും രണ്ടിന്റെയും സംയോജനമായി പ്രവർത്തിക്കുന്നുകടം മ്യൂച്വൽ ഫണ്ട്. ഉത്തരവിട്ട കടത്തിൽ-ബാലൻസ്ഡ് ഫണ്ട്, അതിന്റെ പോർട്ട്‌ഫോളിയോയുടെ ഒരു പ്രധാന ഭാഗം കടത്തിൽ നിക്ഷേപിച്ചിരിക്കുന്നുപണ വിപണി ഉപകരണങ്ങൾ, ഇക്വിറ്റി ഉപകരണങ്ങളിൽ ഒരു ചെറിയ ഭാഗം. ഈ ഫണ്ടുകൾക്ക് ദീർഘകാലാടിസ്ഥാനത്തിൽ സ്ഥിരമായ വരുമാനം നൽകാനുള്ള ശേഷിയുണ്ട്. പോർട്ട്‌ഫോളിയോയുടെ ഇക്വിറ്റി ഭാഗം ഉയരുന്ന ഇക്വിറ്റി മാർക്കറ്റുകളിൽ നിന്ന് പ്രയോജനം ചെയ്യും. എന്നിരുന്നാലും, ഏറ്റവും മികച്ച വരുമാനം നേടാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർ മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന സന്തുലിത കടത്തിൽ നിക്ഷേപിക്കാൻ നിർദ്ദേശിക്കുന്നുഎസ്.ഐ.പി ഫണ്ടുകൾ, താഴെ ലിസ്റ്റുചെയ്തിരിക്കുന്നതുപോലെ.

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ഒരു എസ്‌ഐ‌പിയിൽ നിക്ഷേപിക്കുന്നതിന് മികച്ച 5 മികച്ച പ്രകടനം നടത്തുന്ന ബാലൻസ്‌ഡ് ഡെറ്റ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
HDFC Hybrid Debt Fund Growth	₹82.2358 ↑ 0.30	₹3,359	300	-0.5	2.3	2.7	10.5	10.5	7.18%	5Y 11M 16D	11Y 10M 6D
ICICI Prudential MIP 25 Growth	₹76.7924 ↑ 0.25	₹3,261	100	1.2	5.1	5.9	10.2	11.4	7.39%	2Y 6M 4D	5Y 3M
DSP Regular Savings Fund Growth	₹58.9874 ↑ 0.17	₹177	500	0	2.8	4.6	10.2	11	6.25%	2Y 8M 26D	4Y 10M 24D
Kotak Debt Hybrid Fund Growth	₹58.646 ↑ 0.23	₹3,065	1,000	-0.2	2.8	1.8	10.1	11.4	7.29%	8Y 2M 16D	21Y 7M 6D
SBI Debt Hybrid Fund Growth	₹73.2263 ↑ 0.11	₹9,859	500	0.5	4.5	4.2	10	11	7.42%	3Y 8M 26D	5Y 3M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Hybrid Debt Fund	ICICI Prudential MIP 25	DSP Regular Savings Fund	Kotak Debt Hybrid Fund	SBI Debt Hybrid Fund
Point 1	Upper mid AUM (₹3,359 Cr).	Lower mid AUM (₹3,261 Cr).	Bottom quartile AUM (₹177 Cr).	Bottom quartile AUM (₹3,065 Cr).	Highest AUM (₹9,859 Cr).
Point 2	Established history (21+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Oldest track record among peers (24 yrs).
Point 3	Rating: 4★ (lower mid).	Top rated.	Rating: 3★ (bottom quartile).	Rating: 4★ (bottom quartile).	Rating: 5★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	5Y return: 11.36% (top quartile).	5Y return: 9.94% (bottom quartile).	5Y return: 9.00% (bottom quartile).	5Y return: 10.80% (lower mid).	5Y return: 11.25% (upper mid).
Point 6	3Y return: 10.45% (top quartile).	3Y return: 10.23% (upper mid).	3Y return: 10.17% (lower mid).	3Y return: 10.14% (bottom quartile).	3Y return: 10.03% (bottom quartile).
Point 7	1Y return: 2.68% (bottom quartile).	1Y return: 5.90% (top quartile).	1Y return: 4.62% (upper mid).	1Y return: 1.75% (bottom quartile).	1Y return: 4.18% (lower mid).
Point 8	1M return: 1.02% (upper mid).	1M return: 0.71% (bottom quartile).	1M return: 0.54% (bottom quartile).	1M return: 1.50% (top quartile).	1M return: 0.84% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.30 (top quartile).	Alpha: -2.87 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.84 (bottom quartile).	Sharpe: -0.06 (top quartile).	Sharpe: -0.18 (upper mid).	Sharpe: -0.77 (bottom quartile).	Sharpe: -0.46 (lower mid).

HDFC Hybrid Debt Fund

Upper mid AUM (₹3,359 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.36% (top quartile).
3Y return: 10.45% (top quartile).
1Y return: 2.68% (bottom quartile).
1M return: 1.02% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.84 (bottom quartile).

ICICI Prudential MIP 25

Lower mid AUM (₹3,261 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.94% (bottom quartile).
3Y return: 10.23% (upper mid).
1Y return: 5.90% (top quartile).
1M return: 0.71% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.06 (top quartile).

DSP Regular Savings Fund

Bottom quartile AUM (₹177 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.00% (bottom quartile).
3Y return: 10.17% (lower mid).
1Y return: 4.62% (upper mid).
1M return: 0.54% (bottom quartile).
Alpha: 0.30 (top quartile).
Sharpe: -0.18 (upper mid).

Kotak Debt Hybrid Fund

Bottom quartile AUM (₹3,065 Cr).
Established history (21+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
5Y return: 10.80% (lower mid).
3Y return: 10.14% (bottom quartile).
1Y return: 1.75% (bottom quartile).
1M return: 1.50% (top quartile).
Alpha: -2.87 (bottom quartile).
Sharpe: -0.77 (bottom quartile).

SBI Debt Hybrid Fund

Highest AUM (₹9,859 Cr).
Oldest track record among peers (24 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 11.25% (upper mid).
3Y return: 10.03% (bottom quartile).
1Y return: 4.18% (lower mid).
1M return: 0.84% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.46 (lower mid).

1. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

Upper mid AUM (₹3,359 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.36% (top quartile).
3Y return: 10.45% (top quartile).
1Y return: 2.68% (bottom quartile).
1M return: 1.02% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.84 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
Debt-heavy allocation (~76%).
High-quality debt (AAA/AA ~98%).
Largest holding 7.34% Govt Stock 2064 (~4.2%).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (01 Oct 25)	₹82.2358 ↑ 0.30 (0.37 %)
Net Assets (Cr)	₹3,359 on 15 Sep 25
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,352
30 Sep 22	₹12,706
30 Sep 23	₹14,340
30 Sep 24	₹16,674
30 Sep 25	₹17,122

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	1%
3 Month	-0.5%
6 Month	2.3%
1 Year	2.7%
3 Year	10.5%
5 Year	11.4%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	13.9%
2022	6%
2021	13.4%
2020	10.2%
2019	6.6%
2018	0.6%
2017	10.8%
2016	13%
2015	3.8%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	18.01 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.72 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Hybrid Debt Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	3.51%
Equity	20.23%
Debt	75.97%
Other	0.29%

Equity Sector Allocation

Sector	Value
Financial Services	8.15%
Energy	2.21%
Technology	1.81%
Health Care	1.74%
Industrials	1.52%
Utility	1.24%
Consumer Cyclical	1.13%
Communication Services	1.01%
Consumer Defensive	0.61%
Real Estate	0.61%
Basic Materials	0.18%

Debt Sector Allocation

Sector	Value
Government	52.59%
Corporate	23.38%
Cash Equivalent	3.51%

Credit Quality

Rating	Value
A	1.7%
AA	7.51%
AAA	90.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹141 Cr	14,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹113 Cr	11,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹104 Cr	10,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹86 Cr	8,500,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹83 Cr	800
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹72 Cr	7,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹71 Cr	7,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹71 Cr	500,000
HDFC Bank Ltd (Financial Services) Equity, Since 15 Dec 21 \| HDFCBANK	2%	₹68 Cr	700,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹67 Cr	6,739,400 ↓ -1,000,000

2. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

Lower mid AUM (₹3,261 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.94% (bottom quartile).
3Y return: 10.23% (upper mid).
1Y return: 5.90% (top quartile).
1M return: 0.71% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.06 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~67%).
High-quality debt (AAA/AA ~94%).
Largest holding 6.99% Govt Stock 2034 (~5.2%).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25 Growth
Launch Date	30 Mar 04
NAV (01 Oct 25)	₹76.7924 ↑ 0.25 (0.33 %)
Net Assets (Cr)	₹3,261 on 15 Sep 25
Category	Hybrid - Hybrid Debt
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.06
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹11,547
30 Sep 22	₹11,994
30 Sep 23	₹13,113
30 Sep 24	₹15,170
30 Sep 25	₹16,064

ICICI Prudential MIP 25 SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	1.2%
6 Month	5.1%
1 Year	5.9%
3 Year	10.2%
5 Year	9.9%
10 Year
15 Year
Since launch	9.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.4%
2023	11.4%
2022	5.1%
2021	9.9%
2020	10.9%
2019	9.6%
2018	5.1%
2017	12.9%
2016	10.9%
2015	6.4%

Fund Manager information for ICICI Prudential MIP 25

Name	Since	Tenure
Manish Banthia	19 Sep 13	11.96 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.
Roshan Chutkey	2 May 22	3.34 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.

Data below for ICICI Prudential MIP 25 as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	8.92%
Equity	23.68%
Debt	67.11%
Other	0.29%

Equity Sector Allocation

Sector	Value
Financial Services	6.97%
Consumer Cyclical	3.54%
Health Care	2.82%
Communication Services	1.87%
Real Estate	1.57%
Energy	1.32%
Technology	1.21%
Basic Materials	1.18%
Industrials	1.13%
Utility	1.12%
Consumer Defensive	0.96%

Debt Sector Allocation

Sector	Value
Corporate	42.58%
Government	25.92%
Cash Equivalent	5.22%
Securitized	2.3%

Credit Quality

Rating	Value
A	5.53%
AA	35.59%
AAA	58.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.99% Govt Stock 2034 Sovereign Bonds \| -	5%	₹169 Cr	16,574,750
6.9% Govt Stock 2065 Sovereign Bonds \| -	4%	₹143 Cr	15,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹111 Cr	10,775,880
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹101 Cr	10,000
State Bank Of India Debentures \| -	3%	₹100 Cr	1,000
L&T Metro Rail (Hyderabad) Limited Debentures \| -	2%	₹80 Cr	800
360 One Prime Limited Debentures \| -	2%	₹76 Cr	7,500
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹74 Cr	7,500,000 ↓ -2,500,000
Yes Bank Limited Debentures \| -	2%	₹65 Cr	650
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 19 \| ICICIBANK	2%	₹53 Cr	372,298

3. DSP Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

Research Highlights for DSP Regular Savings Fund

Bottom quartile AUM (₹177 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.00% (bottom quartile).
3Y return: 10.17% (lower mid).
1Y return: 4.62% (upper mid).
1M return: 0.54% (bottom quartile).
Alpha: 0.30 (top quartile).
Sharpe: -0.18 (upper mid).
Information ratio: 0.67 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~75%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.33% Govt Stock 2035 (~14.2%).
Top-3 holdings concentration ~38.1%.

Below is the key information for DSP Regular Savings Fund

DSP Regular Savings Fund Growth
Launch Date	11 Jun 04
NAV (01 Oct 25)	₹58.9874 ↑ 0.17 (0.28 %)
Net Assets (Cr)	₹177 on 31 Aug 25
Category	Hybrid - Hybrid Debt
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.12
Sharpe Ratio	-0.18
Information Ratio	0.67
Alpha Ratio	0.3
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹11,494
30 Sep 22	₹11,509
30 Sep 23	₹12,628
30 Sep 24	₹14,710
30 Sep 25	₹15,389

DSP Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for DSP Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	0%
6 Month	2.8%
1 Year	4.6%
3 Year	10.2%
5 Year	9%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11%
2023	12%
2022	3.5%
2021	7.8%
2020	9.3%
2019	6.9%
2018	-5.3%
2017	11%
2016	10.7%
2015	4.8%

Fund Manager information for DSP Regular Savings Fund

Name	Since	Tenure
Abhishek Singh	31 May 21	4.26 Yr.
Shantanu Godambe	1 Aug 24	1.08 Yr.

Data below for DSP Regular Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	6.98%
Equity	16.45%
Debt	75.41%
Other	1.15%

Equity Sector Allocation

Sector	Value
Financial Services	6.84%
Health Care	2.55%
Consumer Cyclical	1.64%
Technology	1.18%
Consumer Defensive	1.09%
Utility	1.05%
Industrials	0.62%
Basic Materials	0.57%
Energy	0.56%
Communication Services	0.35%

Debt Sector Allocation

Sector	Value
Government	75.41%
Cash Equivalent	6.98%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.33% Govt Stock 2035 Sovereign Bonds \| -	14%	₹25 Cr	2,500,000
7.81% Govt Stock 2033 Sovereign Bonds \| -	12%	₹21 Cr	2,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	12%	₹21 Cr	2,000,000
Power Grid Corporation Of India Limited Debentures \| -	6%	₹11 Cr	100
7.1% Govt Stock 2029 Sovereign Bonds \| -	6%	₹11 Cr	1,000,000
7.06% Govt Stock 2028 Sovereign Bonds \| -	6%	₹11 Cr	1,000,000
7.37% Govt Stock 2028 Sovereign Bonds \| -	3%	₹5 Cr	500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹5 Cr	500,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹5 Cr	50
7.02% Govt Stock 2031 Sovereign Bonds \| -	3%	₹5 Cr	500,000

4. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Research Highlights for Kotak Debt Hybrid Fund

Bottom quartile AUM (₹3,065 Cr).
Established history (21+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
5Y return: 10.80% (lower mid).
3Y return: 10.14% (bottom quartile).
1Y return: 1.75% (bottom quartile).
1M return: 1.50% (top quartile).
Alpha: -2.87 (bottom quartile).
Sharpe: -0.77 (bottom quartile).
Information ratio: 0.48 (upper mid).
Top sector: Financial Services.
Top bond sector: Government.
Debt-heavy allocation (~73%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~18.6%).

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund Growth
Launch Date	2 Dec 03
NAV (01 Oct 25)	₹58.646 ↑ 0.23 (0.39 %)
Net Assets (Cr)	₹3,065 on 31 Aug 25
Category	Hybrid - Hybrid Debt
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.68
Sharpe Ratio	-0.78
Information Ratio	0.48
Alpha Ratio	-2.87
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,166
30 Sep 22	₹12,499
30 Sep 23	₹13,798
30 Sep 24	₹16,413
30 Sep 25	₹16,700

Kotak Debt Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	1.5%
3 Month	-0.2%
6 Month	2.8%
1 Year	1.8%
3 Year	10.1%
5 Year	10.8%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.4%
2023	13.9%
2022	4.3%
2021	13.3%
2020	13.9%
2019	11.2%
2018	-0.1%
2017	10.2%
2016	13%
2015	5.4%

Fund Manager information for Kotak Debt Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	1 Apr 08	17.43 Yr.
Shibani Kurian	3 Sep 24	0.99 Yr.

Data below for Kotak Debt Hybrid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	4%
Equity	22.46%
Debt	73.25%
Other	0.28%

Equity Sector Allocation

Sector	Value
Financial Services	6.47%
Consumer Cyclical	3.18%
Technology	2.71%
Health Care	1.83%
Consumer Defensive	1.6%
Utility	1.56%
Communication Services	1.43%
Industrials	1.39%
Energy	1.35%
Basic Materials	0.82%
Real Estate	0.12%

Debt Sector Allocation

Sector	Value
Government	56.1%
Corporate	12.33%
Securitized	4.83%
Cash Equivalent	4%

Credit Quality

Rating	Value
A	0.02%
AA	5.57%
AAA	94.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	19%	₹576 Cr	57,268,400
7.3% Govt Stock 2053 Sovereign Bonds \| -	10%	₹322 Cr	31,941,510 ↓ -500,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	6%	₹177 Cr	18,000,000 ↑ 15,000,000
National Housing Bank Debentures \| -	5%	₹148 Cr	15,000
7.09% Govt Stock 2074 Sovereign Bonds \| -	4%	₹138 Cr	14,250,000 ↑ 1,500,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	4%	₹124 Cr	13,000,020 ↓ -4,999,990
6.68% Govt Stock 2040 Sovereign Bonds \| -	3%	₹84 Cr	8,500,000
Bharti Telecom Limited Debentures \| -	2%	₹77 Cr	7,500 ↓ -5,000
Ptc Shivshakti Securitisation Trust 28/09/2029(Shivshakti Trust)** So Unlisted bonds \| -	2%	₹75 Cr	75 ↑ 75
Ptc Siddhivinayak Securitisation Trust 28/09/2030(Siddhivinayak Trust)** So Unlisted bonds \| -	2%	₹75 Cr	75 ↑ 75

5. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Debt Hybrid Fund

Highest AUM (₹9,859 Cr).
Oldest track record among peers (24 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 11.25% (upper mid).
3Y return: 10.03% (bottom quartile).
1Y return: 4.18% (lower mid).
1M return: 0.84% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.46 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~73%).
High-quality debt (AAA/AA ~97%).
Largest holding 7.24% Govt Stock 2055 (~5.1%).

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund Growth
Launch Date	9 Apr 01
NAV (01 Oct 25)	₹73.2263 ↑ 0.11 (0.15 %)
Net Assets (Cr)	₹9,859 on 15 Sep 25
Category	Hybrid - Hybrid Debt
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.23
Sharpe Ratio	-0.46
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,092
30 Sep 22	₹12,793
30 Sep 23	₹14,240
30 Sep 24	₹16,361
30 Sep 25	₹17,044

SBI Debt Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	0.5%
6 Month	4.5%
1 Year	4.2%
3 Year	10%
5 Year	11.3%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11%
2023	12.2%
2022	4.5%
2021	14.1%
2020	13.5%
2019	8.1%
2018	-0.2%
2017	8.5%
2016	12.5%
2015	8.2%

Fund Manager information for SBI Debt Hybrid Fund

Name	Since	Tenure
Saurabh Pant	1 Jan 22	3.67 Yr.
Mansi Sajeja	30 Jun 21	4.18 Yr.
Milind Agrawal	1 Aug 25	0.08 Yr.

Data below for SBI Debt Hybrid Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	3.74%
Equity	22.9%
Debt	73.07%
Other	0.29%

Equity Sector Allocation

Sector	Value
Financial Services	6.44%
Industrials	5.21%
Basic Materials	3.62%
Energy	2.2%
Consumer Defensive	1.85%
Consumer Cyclical	1.82%
Health Care	1.75%

Debt Sector Allocation

Sector	Value
Corporate	57.04%
Government	13.5%
Cash Equivalent	3.74%
Securitized	2.54%

Credit Quality

Rating	Value
A	2.54%
AA	40.24%
AAA	57.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.24% Govt Stock 2055 Sovereign Bonds \| -	5%	₹501 Cr	50,000,000 ↑ 50,000,000
TATA Power Renewable Energy Limited Debentures \| -	3%	₹307 Cr	30,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹304 Cr	30,000
Infopark Properties Limited Debentures \| -	3%	₹302 Cr	30,000
Bajaj Finance Limited Debentures \| -	3%	₹254 Cr	25,000
State Bank Of India Debentures \| -	3%	₹250 Cr	2,500
LIC Housing Finance Ltd Debentures \| -	2%	₹228 Cr	22,500
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 23 \| RELIANCE	2%	₹217 Cr	1,550,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹204 Cr	20,000
TATA Communications Limited Debentures \| -	2%	₹202 Cr	20,000

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.