മികച്ച ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ ഇന്ത്യ 2022

Updated on September 2, 2025 , 16695 views

മുകളിൽബാലൻസ്ഡ് ഫണ്ട് ആകുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ അത് അവരുടെ ആസ്തിയുടെ 65% ത്തിലധികം നിക്ഷേപിക്കുന്നുഓഹരികൾ മൊത്തത്തിൽ നല്ല വരുമാനം ലഭിക്കുന്നതിന് ഡെറ്റ് ഉപകരണങ്ങളിൽ ശേഷിക്കുന്ന ആസ്തികളും. ഒരു എടുക്കാൻ തയ്യാറുള്ള നിക്ഷേപകർക്ക് ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ പ്രയോജനകരമാണ്വിപണി ചില ഫിക്സഡ് റിട്ടേണുകൾക്കായി നോക്കുമ്പോൾ റിസ്ക്. ഇക്വിറ്റികളിലും സ്റ്റോക്കുകളിലും നിക്ഷേപിച്ച ആസ്തികൾ മാർക്കറ്റ്-ലിങ്ക്ഡ് റിട്ടേൺ വാഗ്ദാനം ചെയ്യുമ്പോൾ ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിച്ച ആസ്തികൾ സ്ഥിരമായ റിട്ടേൺ വാഗ്ദാനം ചെയ്യുന്നു. ഇക്വിറ്റി, ഡെറ്റ് എന്നിവയുടെ സംയോജനമായതിനാൽ, നിക്ഷേപകർ വളരെ ശ്രദ്ധാലുവായിരിക്കണംനിക്ഷേപിക്കുന്നു ഈ ഫണ്ടുകളിൽ. ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന് മുമ്പ് മികച്ച ബാലൻസ്ഡ് ഫണ്ടുകൾ നോക്കാൻ നിക്ഷേപകർ നിർദ്ദേശിക്കുന്നു. മികച്ച ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ ഞങ്ങൾ താഴെ ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്.

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ഇന്ത്യയിലെ നിക്ഷേപങ്ങൾക്കായുള്ള മികച്ച 7 ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ 2022 - 2023

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	3.9	6.2	25.1	6.9	8.3
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	7.8	9.8	12.1	14.4	7.1
Franklin India Multi - Asset Solution Fund Growth	₹21.1181 ↑ 0.02	₹62	1.8	10.6	11.5	13.6	15	11.7
Essel Regular Savings Fund Growth	₹26.1285 ↑ 0.02	₹36	0.8	3.8	9.4	5.4	5.8
ICICI Prudential Multi-Asset Fund Growth	₹765.835 ↑ 3.49	₹63,001	2.8	11.1	7.8	19.5	23	16.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 7 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	SBI Dynamic Asset Allocation Fund	Baroda Pioneer Hybrid Equity Fund	IDBI Hybrid Equity Fund	Franklin India Multi - Asset Solution Fund	Essel Regular Savings Fund	ICICI Prudential Multi-Asset Fund
Point 1	Upper mid AUM (₹1,954 Cr).	Upper mid AUM (₹655 Cr).	Lower mid AUM (₹389 Cr).	Lower mid AUM (₹179 Cr).	Bottom quartile AUM (₹62 Cr).	Bottom quartile AUM (₹36 Cr).	Highest AUM (₹63,001 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (10+ yrs).	Established history (21+ yrs).	Established history (8+ yrs).	Established history (10+ yrs).	Established history (15+ yrs).	Established history (22+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Top rated.	Not Rated.	Not Rated.	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 14.20% (upper mid).	5Y return: 8.31% (lower mid).	5Y return: 11.17% (lower mid).	5Y return: 7.09% (bottom quartile).	5Y return: 15.03% (upper mid).	5Y return: 5.81% (bottom quartile).	5Y return: 22.97% (top quartile).
Point 6	3Y return: 16.03% (upper mid).	3Y return: 6.92% (bottom quartile).	3Y return: 14.26% (lower mid).	3Y return: 14.43% (upper mid).	3Y return: 13.65% (lower mid).	3Y return: 5.43% (bottom quartile).	3Y return: 19.50% (top quartile).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 25.12% (upper mid).	1Y return: 14.82% (upper mid).	1Y return: 12.06% (lower mid).	1Y return: 11.48% (lower mid).	1Y return: 9.39% (bottom quartile).	1Y return: 7.82% (bottom quartile).
Point 8	1M return: 1.80% (upper mid).	1M return: 1.04% (lower mid).	1M return: -2.79% (bottom quartile).	1M return: 2.10% (upper mid).	1M return: 0.02% (lower mid).	1M return: -0.76% (bottom quartile).	1M return: 2.39% (top quartile).
Point 9	Alpha: 5.81 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 6.53 (top quartile).	Alpha: -0.26 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: -0.73 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 2.59 (upper mid).	Sharpe: 2.59 (upper mid).	Sharpe: 1.03 (bottom quartile).	Sharpe: 1.08 (lower mid).	Sharpe: 1.55 (lower mid).	Sharpe: 0.14 (bottom quartile).

Sundaram Equity Hybrid Fund

Upper mid AUM (₹1,954 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (upper mid).
3Y return: 16.03% (upper mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).

SBI Dynamic Asset Allocation Fund

Upper mid AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (lower mid).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (upper mid).
1M return: 1.04% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 2.59 (upper mid).

Baroda Pioneer Hybrid Equity Fund

Lower mid AUM (₹389 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (lower mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).

IDBI Hybrid Equity Fund

Lower mid AUM (₹179 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (upper mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (upper mid).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (bottom quartile).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹62 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.03% (upper mid).
3Y return: 13.65% (lower mid).
1Y return: 11.48% (lower mid).
1M return: 0.02% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.08 (lower mid).

Essel Regular Savings Fund

Bottom quartile AUM (₹36 Cr).
Established history (15+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderate.
5Y return: 5.81% (bottom quartile).
3Y return: 5.43% (bottom quartile).
1Y return: 9.39% (bottom quartile).
1M return: -0.76% (bottom quartile).
Alpha: -0.73 (bottom quartile).
Sharpe: 1.55 (lower mid).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹63,001 Cr).
Established history (22+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.97% (top quartile).
3Y return: 19.50% (top quartile).
1Y return: 7.82% (bottom quartile).
1M return: 2.39% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.14 (bottom quartile).

മികച്ച 7 ബാലൻസ്ഡ് ഫണ്ടുകൾ

1. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Upper mid AUM (₹1,954 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (upper mid).
3Y return: 16.03% (upper mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (lower mid).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,231

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Upper mid AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (lower mid).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (upper mid).
1M return: 1.04% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 2.59 (upper mid).
Information ratio: 0.00 (top quartile).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Baroda Pioneer Hybrid Equity Fund

(Erstwhile Baroda Pioneer Balance Fund)

The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.

Research Highlights for Baroda Pioneer Hybrid Equity Fund

Lower mid AUM (₹389 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (lower mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).
Information ratio: -0.07 (lower mid).

Below is the key information for Baroda Pioneer Hybrid Equity Fund

Baroda Pioneer Hybrid Equity Fund Growth
Launch Date	12 Sep 03
NAV (11 Mar 22)	₹81.2894 ↑ 0.36 (0.45 %)
Net Assets (Cr)	₹389 on 31 Jan 22
Category	Hybrid - Hybrid Equity
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.48
Sharpe Ratio	2.59
Information Ratio	-0.07
Alpha Ratio	6.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,603

Baroda Pioneer Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Baroda Pioneer Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.8%
3 Month	-3.5%
6 Month	-0.8%
1 Year	14.8%
3 Year	14.3%
5 Year	11.2%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Baroda Pioneer Hybrid Equity Fund

Name	Since	Tenure

Data below for Baroda Pioneer Hybrid Equity Fund as on 31 Jan 22

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. IDBI Hybrid Equity Fund

(Erstwhile IDBI Prudence Fund)

The investment objective of the scheme would be to generate opportunities for capital appreciation along with income by investing in a diversified basket of equity and equity related instruments, debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for IDBI Hybrid Equity Fund

Lower mid AUM (₹179 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (upper mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (upper mid).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (bottom quartile).
Information ratio: -1.03 (bottom quartile).

Below is the key information for IDBI Hybrid Equity Fund

IDBI Hybrid Equity Fund Growth
Launch Date	24 Oct 16
NAV (28 Jul 23)	₹17.1253 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹179 on 30 Jun 23
Category	Hybrid - Hybrid Equity
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.03
Information Ratio	-1.03
Alpha Ratio	-0.26
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,169
31 Aug 22	₹13,480

IDBI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for IDBI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.1%
3 Month	7.8%
6 Month	9.8%
1 Year	12.1%
3 Year	14.4%
5 Year	7.1%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Hybrid Equity Fund

Name	Since	Tenure

Data below for IDBI Hybrid Equity Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Franklin India Multi - Asset Solution Fund

The Fund seeks to achieve capital appreciation and diversification through a mix of strategic and tactical allocation to various asset classes such as equity, debt, gold and cash by investing in funds investing in these asset classes. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Research Highlights for Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹62 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.03% (upper mid).
3Y return: 13.65% (lower mid).
1Y return: 11.48% (lower mid).
1M return: 0.02% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.08 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~43%).
High-quality debt (AAA/AA ~100%).
Largest holding Franklin India Corp Dbt Dir Gr (~19.9%).
Top-3 holdings concentration ~48.7%.

Below is the key information for Franklin India Multi - Asset Solution Fund

Franklin India Multi - Asset Solution Fund Growth
Launch Date	28 Nov 14
NAV (03 Sep 25)	₹21.1181 ↑ 0.02 (0.10 %)
Net Assets (Cr)	₹62 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	1.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,165
31 Aug 22	₹13,800
31 Aug 23	₹15,036
31 Aug 24	₹18,074
31 Aug 25	₹20,146

Franklin India Multi - Asset Solution Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Franklin India Multi - Asset Solution Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0%
3 Month	1.8%
6 Month	10.6%
1 Year	11.5%
3 Year	13.6%
5 Year	15%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.7%
2023	14.9%
2022	3.9%
2021	25.5%
2020	-14%
2019	8.2%
2018	0.4%
2017	11.1%
2016	7.8%
2015	0.8%

Fund Manager information for Franklin India Multi - Asset Solution Fund

Name	Since	Tenure
Rahul Goswami	4 Jul 25	0.16 Yr.
Pallab Roy	4 Jul 25	0.16 Yr.
Rohan Maru	4 Jul 25	0.16 Yr.

Data below for Franklin India Multi - Asset Solution Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	42.54%
Debt	57.49%
Other	0.14%

Equity Sector Allocation

Sector	Value
Financial Services	10.49%
Industrials	2.68%
Consumer Defensive	2.56%
Consumer Cyclical	2.53%
Technology	2.47%
Basic Materials	2.36%
Health Care	2.18%
Energy	1.71%
Communication Services	1.55%
Utility	1.42%
Real Estate	0.66%

Debt Sector Allocation

Sector	Value
Cash Equivalent	39.92%
Corporate	38.1%
Government	22.02%

Credit Quality

Rating	Value
AA	6%
AAA	94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin India Corp Dbt Dir Gr Investment Fund \| -	20%	₹12 Cr	1,129,602 ↑ 1,129,602
Franklin India Arbitrage Dir Gr Investment Fund \| -	20%	₹12 Cr	11,709,016 ↑ 11,709,016
Kotak Corporate Bond Dir Gr Investment Fund \| -	9%	₹5 Cr	13,741 ↑ 13,741
Axis Corporate Bond Dir Gr Investment Fund \| -	9%	₹5 Cr	2,994,043 ↑ 2,994,043
Bandhan Corporate Bond Dir Gr Investment Fund \| -	9%	₹5 Cr	2,734,146 ↑ 2,734,146
Franklin India Gov Sec Dir Gr Investment Fund \| -	9%	₹5 Cr	848,430 ↑ 848,430
Tata Arbitrage Dir Gr Investment Fund \| -	8%	₹5 Cr	3,139,861 ↑ 3,139,861
Aditya BSL Arbitrage Dir Gr Investment Fund \| -	8%	₹5 Cr	1,656,759 ↑ 1,656,759
Kotak Arbitrage Dir Gr Investment Fund \| -	8%	₹5 Cr	1,184,601 ↑ 1,184,601
Franklin India S/T Inc Sgtd Ptf3DirRetGr Investment Fund \| -	0%	₹0 Cr	23,974

6. Essel Regular Savings Fund

(Erstwhile Essel Income Plus Fund)

To generate regular income through a portfolio of predominantly high quality fixed income securities and with a marginal exposure to equity & equity related securities. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Research Highlights for Essel Regular Savings Fund

Bottom quartile AUM (₹36 Cr).
Established history (15+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderate.
5Y return: 5.81% (bottom quartile).
3Y return: 5.43% (bottom quartile).
1Y return: 9.39% (bottom quartile).
1M return: -0.76% (bottom quartile).
Alpha: -0.73 (bottom quartile).
Sharpe: 1.55 (lower mid).
Information ratio: -0.87 (bottom quartile).

Below is the key information for Essel Regular Savings Fund

Essel Regular Savings Fund Growth
Launch Date	29 Jul 10
NAV (14 Nov 24)	₹26.1285 ↑ 0.02 (0.06 %)
Net Assets (Cr)	₹36 on 30 Sep 24
Category	Hybrid - Hybrid Debt
AMC	Essel Funds Management Company Ltd
Rating	☆
Risk	Moderate
Expense Ratio	1.95
Sharpe Ratio	1.55
Information Ratio	-0.87
Alpha Ratio	-0.73
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,952
31 Aug 22	₹11,191
31 Aug 23	₹11,806
31 Aug 24	₹13,059

Essel Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Essel Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-0.8%
3 Month	0.8%
6 Month	3.8%
1 Year	9.4%
3 Year	5.4%
5 Year	5.8%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Essel Regular Savings Fund

Name	Since	Tenure

Data below for Essel Regular Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Highest AUM (₹63,001 Cr).
Established history (22+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.97% (top quartile).
3Y return: 19.50% (top quartile).
1Y return: 7.82% (bottom quartile).
1M return: 2.39% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.14 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~28%).
High-quality debt (AAA/AA ~97%).
Largest holding ICICI Bank Ltd (~3.8%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (03 Sep 25)	₹765.835 ↑ 3.49 (0.46 %)
Net Assets (Cr)	₹63,001 on 31 Jul 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,307
31 Aug 22	₹16,743
31 Aug 23	₹19,905
31 Aug 24	₹26,211
31 Aug 25	₹27,997

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.4%
3 Month	2.8%
6 Month	11.1%
1 Year	7.8%
3 Year	19.5%
5 Year	23%
10 Year
15 Year
Since launch	20.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%
2015	-1.4%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	13.59 Yr.
Manish Banthia	22 Jan 24	1.61 Yr.
Ihab Dalwai	3 Jun 17	8.25 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.
Sri Sharma	30 Apr 21	4.34 Yr.
Gaurav Chikane	2 Aug 21	4.08 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.82 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	27.92%
Equity	54.47%
Debt	7.46%
Other	10.15%

Equity Sector Allocation

Sector	Value
Financial Services	17.81%
Consumer Cyclical	8.67%
Basic Materials	7.79%
Industrials	6.51%
Energy	5.92%
Technology	5.52%
Consumer Defensive	5.14%
Health Care	4.64%
Utility	2.46%
Communication Services	1.77%
Real Estate	1.31%

Debt Sector Allocation

Sector	Value
Cash Equivalent	23.39%
Corporate	6.87%
Government	5.12%

Credit Quality

Rating	Value
A	2.77%
AA	17.73%
AAA	79.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹2,370 Cr	15,996,800 ↓ -910,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	4%	₹2,306 Cr	16,590,305 ↑ 600,000
ICICI Prudential Silver ETF - \| -	3%	₹2,067 Cr	185,761,419 ↓ -24,224,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	3%	₹1,919 Cr	1,521,780 ↑ 18,000
ICICI Pru Gold ETF - \| -	3%	₹1,906 Cr	224,590,882
Gold (1 Kg-1000 Gms) Commodity October 2025 Future Others \| -	3%	₹1,807 Cr	1,830 ↑ 1,830
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 19 \| LT	3%	₹1,690 Cr	4,647,092 ↓ -148,850
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	2%	₹1,493 Cr	7,396,399
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	2%	₹1,446 Cr	13,534,762 ↑ 2,555,520
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,326 Cr	2,242,947

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