ആദിത്യ ബിർള സൺ ലൈഫ് മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 6 മികച്ച ബാലൻസ്ഡ് ഫണ്ടുകൾ

Updated on September 28, 2025 , 4790 views

വളരെക്കാലമായി, സമതുലിതമായിമ്യൂച്വൽ ഫണ്ടുകൾ നിക്ഷേപകർക്ക് വലിയ വരുമാനം നൽകുകയും അവരെ നേരിടാൻ സഹായിക്കുകയും ചെയ്തുസാമ്പത്തിക ലക്ഷ്യങ്ങൾ. ഹൈബ്രിഡ് ഫണ്ടുകൾ എന്നറിയപ്പെടുന്ന ഈ ഫണ്ടുകൾ കടത്തിലും പണം നിക്ഷേപിക്കുന്നുഇക്വിറ്റി ഫണ്ടുകൾ. ദിബാലൻസ്ഡ് ഫണ്ട് സാധാരണയായി അതിന്റെ പോർട്ട്‌ഫോളിയോ ആസ്തികളുടെ 65 - 75% വരെ ഇക്വിറ്റികളിലും ബാലൻസ് സ്ഥിരതയിലും കൈവശം വയ്ക്കുന്നുവരുമാനം സെക്യൂരിറ്റികൾ.

ബിർള സൺ ലൈഫ് മ്യൂച്വൽ ഫണ്ട് എന്നതിലെ ഏറ്റവും പഴയ സമതുലിതമായ സ്കീമുകൾ കൈവശമുണ്ട്വിപണി. ഉദാഹരണത്തിന്, ആദിത്യ ബിർള സൺ ലൈഫ് ഇക്വിറ്റി ഹൈബ്രിഡ് 95 ഫണ്ട് മികച്ച ട്രാക്ക് റെക്കോർഡുള്ള ഏറ്റവും പഴയ ബാലൻസ്ഡ് ഫണ്ട് സ്കീമുകളിൽ ഒന്നാണ്. 10 വർഷത്തിലേറെയായി, ഫണ്ട് നിരന്തരം വിപണിയിൽ മികച്ച പ്രകടനം കാഴ്ചവച്ചു.

ഇതുപയോഗിച്ച് നിക്ഷേപം നടത്താൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർഎഎംസി, ബിർള സൺ ലൈഫ് മ്യൂച്വൽ ഫണ്ടിന്റെ മികച്ച 6 മികച്ച ബാലൻസ്ഡ് ഫണ്ടുകൾ ഇതാ. AUM പോലുള്ള ചില പ്രധാന പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്യപ്പെടുന്നു,അല്ല, മുൻകാല പ്രകടനങ്ങൾ മുതലായവ.

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രണ്ടിലും മികച്ചത്

ബാലൻസ്ഡ് ഫണ്ടുകൾ അസ്ഥിരത കുറവാണ്. ഇക്വിറ്റിയിലും ഏറ്റവും മികച്ചത് അവർ വാഗ്ദാനം ചെയ്യുന്നുഡെറ്റ് ഫണ്ട് ഇക്വിറ്റി ഘടകത്തിലൂടെ ഉയർന്ന വരുമാനവും ഡെറ്റ് ഘടകത്തിലൂടെ സ്ഥിരതയും ഉറപ്പാക്കുന്നു.

ലോ/മിഡ് റിസ്ക്, ഉയർന്ന റിട്ടേൺ

ന്അടിസ്ഥാനം ആസ്തികളുടെ അലോക്കേഷൻ, ബാലൻസ്ഡ് ഫണ്ടുകളിലെ വരുമാനം റിസ്ക് അഡ്ജസ്റ്റ് ചെയ്തിട്ടുണ്ട്. എഴുതിയത്നിക്ഷേപിക്കുന്നു ഇൻചെറിയ തൊപ്പി ഒപ്പംമിഡ് ക്യാപ് ഓഹരികൾ, ഇക്വിറ്റി നേട്ടങ്ങൾ വളരെ ഉയർന്നതും അനുബന്ധ അപകടസാധ്യതയുമാണ്ഘടകം ഡെറ്റ് നിക്ഷേപത്താൽ നിയന്ത്രിക്കപ്പെടുന്നു.

മികച്ച ബിർള സൺ ലൈഫ് ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
Aditya Birla Sun Life Regular Savings Fund Growth	₹67.5356 ↑ 0.12	₹1,542	0.5	4.6	5.7	9.2	10.9	10.5	Hybrid Debt
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth	₹1,520.09 ↑ 9.94	₹7,372	-2.3	6.5	-2.2	13.4	16	15.3	Hybrid Equity
Aditya Birla Sun Life Arbitrage Fund Growth	₹26.9112 ↑ 0.01	₹23,581	1.2	2.9	6.6	6.9	5.6	7.5	Arbitrage
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹106.13 ↑ 0.47	₹8,208	-1.7	5.4	1.4	12.8	13.9	13	Dynamic Allocation
Aditya Birla Sun Life Equity Savings Fund Growth	₹22.29 ↑ 0.06	₹857	1	5	5.8	9.1	9.5	8.2	Equity Savings
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Regular Savings Fund	Aditya Birla Sun Life Equity Hybrid 95 Fund	Aditya Birla Sun Life Arbitrage Fund	Aditya Birla Sun Life Balanced Advantage Fund	Aditya Birla Sun Life Equity Savings Fund
Point 1	Bottom quartile AUM (₹1,542 Cr).	Lower mid AUM (₹7,372 Cr).	Highest AUM (₹23,581 Cr).	Upper mid AUM (₹8,208 Cr).	Bottom quartile AUM (₹857 Cr).
Point 2	Established history (21+ yrs).	Oldest track record among peers (30 yrs).	Established history (16+ yrs).	Established history (25+ yrs).	Established history (10+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 10.92% (lower mid).	5Y return: 15.96% (top quartile).	5Y return: 5.62% (bottom quartile).	5Y return: 13.91% (upper mid).	5Y return: 9.52% (bottom quartile).
Point 6	3Y return: 9.21% (lower mid).	3Y return: 13.35% (top quartile).	3Y return: 6.94% (bottom quartile).	3Y return: 12.82% (upper mid).	3Y return: 9.14% (bottom quartile).
Point 7	1Y return: 5.73% (lower mid).	1Y return: -2.21% (bottom quartile).	1Y return: 6.61% (top quartile).	1Y return: 1.36% (bottom quartile).	1Y return: 5.76% (upper mid).
Point 8	1M return: 0.82% (top quartile).	1M return: 0.57% (lower mid).	1M return: 0.35% (bottom quartile).	1M return: 0.50% (bottom quartile).	1M return: 0.72% (upper mid).
Point 9	Alpha: 1.03 (top quartile).	Alpha: 0.62 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.04 (upper mid).	Sharpe: -0.55 (bottom quartile).	Sharpe: 0.88 (top quartile).	Sharpe: -0.33 (bottom quartile).	Sharpe: -0.05 (lower mid).

Aditya Birla Sun Life Regular Savings Fund

Bottom quartile AUM (₹1,542 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.92% (lower mid).
3Y return: 9.21% (lower mid).
1Y return: 5.73% (lower mid).
1M return: 0.82% (top quartile).
Alpha: 1.03 (top quartile).
Sharpe: 0.04 (upper mid).

Aditya Birla Sun Life Equity Hybrid 95 Fund

Lower mid AUM (₹7,372 Cr).
Oldest track record among peers (30 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.96% (top quartile).
3Y return: 13.35% (top quartile).
1Y return: -2.21% (bottom quartile).
1M return: 0.57% (lower mid).
Alpha: 0.62 (upper mid).
Sharpe: -0.55 (bottom quartile).

Aditya Birla Sun Life Arbitrage Fund

Highest AUM (₹23,581 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
5Y return: 5.62% (bottom quartile).
3Y return: 6.94% (bottom quartile).
1Y return: 6.61% (top quartile).
1M return: 0.35% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.88 (top quartile).

Aditya Birla Sun Life Balanced Advantage Fund

Upper mid AUM (₹8,208 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.91% (upper mid).
3Y return: 12.82% (upper mid).
1Y return: 1.36% (bottom quartile).
1M return: 0.50% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.33 (bottom quartile).

Aditya Birla Sun Life Equity Savings Fund

Bottom quartile AUM (₹857 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.52% (bottom quartile).
3Y return: 9.14% (bottom quartile).
1Y return: 5.76% (upper mid).
1M return: 0.72% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.05 (lower mid).

1. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Research Highlights for Aditya Birla Sun Life Regular Savings Fund

Bottom quartile AUM (₹1,542 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.92% (lower mid).
3Y return: 9.21% (lower mid).
1Y return: 5.73% (lower mid).
1M return: 0.82% (top quartile).
Alpha: 1.03 (top quartile).
Sharpe: 0.04 (upper mid).
Information ratio: 0.18 (upper mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~71%).
High-quality debt (AAA/AA ~98%).
Largest holding Cholamandalam Investment And Finance Company Limited (~3.6%).

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund Growth
Launch Date	22 May 04
NAV (01 Oct 25)	₹67.5356 ↑ 0.12 (0.18 %)
Net Assets (Cr)	₹1,542 on 15 Sep 25
Category	Hybrid - Hybrid Debt
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.91
Sharpe Ratio	0.04
Information Ratio	0.18
Alpha Ratio	1.03
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,391
30 Sep 22	₹12,891
30 Sep 23	₹13,951
30 Sep 24	₹15,880
30 Sep 25	₹16,791

Aditya Birla Sun Life Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	0.5%
6 Month	4.6%
1 Year	5.7%
3 Year	9.2%
5 Year	10.9%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	9.6%
2022	5.3%
2021	13.4%
2020	9.2%
2019	5.8%
2018	-2.2%
2017	15.5%
2016	13.1%
2015	5.4%

Fund Manager information for Aditya Birla Sun Life Regular Savings Fund

Name	Since	Tenure
Mohit Sharma	31 Oct 24	0.84 Yr.
Harshil Suvarnkar	22 Mar 21	4.45 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	7.23%
Equity	21.73%
Debt	70.73%
Other	0.31%

Equity Sector Allocation

Sector	Value
Financial Services	7.1%
Health Care	2.63%
Technology	2.13%
Consumer Cyclical	1.81%
Industrials	1.78%
Basic Materials	1.76%
Real Estate	1.42%
Communication Services	1.11%
Consumer Defensive	1.07%
Energy	0.68%
Utility	0.24%

Debt Sector Allocation

Sector	Value
Corporate	41.7%
Government	29.66%
Cash Equivalent	6.59%

Credit Quality

Rating	Value
A	2.19%
AA	19.02%
AAA	78.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cholamandalam Investment And Finance Company Limited Debentures \| -	4%	₹56 Cr	5,500
Power Grid Corporation Of India Limited Debentures \| -	3%	₹45 Cr	4,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹31 Cr	300
LIC Housing Finance Ltd Debentures \| -	2%	₹30 Cr	3,000
Nuvama Wealth Finance Limited Debentures \| -	2%	₹30 Cr	3,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| HDFCBANK	2%	₹29 Cr	300,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹28 Cr	2,783,500 ↑ 2,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	2%	₹26 Cr	185,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹26 Cr	250
Jubilant Bevco Limited Debentures \| -	2%	₹26 Cr	2,500

2. Aditya Birla Sun Life Equity Hybrid 95 Fund

(Erstwhile Aditya Birla Sun Life Balanced 95 Fund)

An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Research Highlights for Aditya Birla Sun Life Equity Hybrid 95 Fund

Lower mid AUM (₹7,372 Cr).
Oldest track record among peers (30 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.96% (top quartile).
3Y return: 13.35% (top quartile).
1Y return: -2.21% (bottom quartile).
1M return: 0.57% (lower mid).
Alpha: 0.62 (upper mid).
Sharpe: -0.55 (bottom quartile).
Information ratio: 0.22 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~79%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~6.7%).

Below is the key information for Aditya Birla Sun Life Equity Hybrid 95 Fund

Aditya Birla Sun Life Equity Hybrid 95 Fund Growth
Launch Date	10 Feb 95
NAV (01 Oct 25)	₹1,520.09 ↑ 9.94 (0.66 %)
Net Assets (Cr)	₹7,372 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.86
Sharpe Ratio	-0.55
Information Ratio	0.22
Alpha Ratio	0.62
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,965
30 Sep 22	₹14,396
30 Sep 23	₹16,305
30 Sep 24	₹21,439
30 Sep 25	₹20,966

Aditya Birla Sun Life Equity Hybrid 95 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Aditya Birla Sun Life Equity Hybrid 95 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.6%
3 Month	-2.3%
6 Month	6.5%
1 Year	-2.2%
3 Year	13.4%
5 Year	16%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.3%
2023	21.3%
2022	-1.7%
2021	24.2%
2020	11.7%
2019	4.8%
2018	-5%
2017	25.9%
2016	8.9%
2015	3.4%

Fund Manager information for Aditya Birla Sun Life Equity Hybrid 95 Fund

Name	Since	Tenure
Chanchal Khandelwal	17 Feb 23	2.54 Yr.
Harshil Suvarnkar	22 Mar 21	4.45 Yr.
Dhaval Joshi	21 Nov 22	2.78 Yr.

Data below for Aditya Birla Sun Life Equity Hybrid 95 Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	1.56%
Equity	78.74%
Debt	19.7%

Equity Sector Allocation

Sector	Value
Financial Services	24.59%
Consumer Cyclical	11.75%
Industrials	8.5%
Technology	7.33%
Basic Materials	5.9%
Health Care	5.88%
Consumer Defensive	4.9%
Energy	3.83%
Communication Services	2.97%
Utility	1.58%
Real Estate	1.51%

Debt Sector Allocation

Sector	Value
Corporate	13.23%
Government	6.37%
Cash Equivalent	1.66%

Credit Quality

Rating	Value
AA	24.08%
AAA	75.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 13 \| ICICIBANK	7%	₹493 Cr	3,528,915
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| HDFCBANK	6%	₹448 Cr	4,703,284
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	4%	₹282 Cr	2,078,812
Infosys Ltd (Technology) Equity, Since 31 May 11 \| INFY	3%	₹246 Cr	1,675,179
Bharti Airtel Ltd (Communication Services) Equity, Since 15 Aug 21 \| BHARTIARTL	3%	₹219 Cr	1,160,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 15 Jul 22 \| M&M	2%	₹159 Cr	496,602
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 23 \| LT	2%	₹158 Cr	439,235
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹156 Cr	15,500
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| AXISBANK	2%	₹153 Cr	1,467,860
LIC Housing Finance Ltd Debentures \| -	2%	₹143 Cr	14,000

3. Aditya Birla Sun Life Arbitrage Fund

(Erstwhile Aditya Birla Sun Life Enhanced Arbitrage Fund)

An Open ended Equity Scheme with an investment objective to generate income by investing predominantly in equity and equity related instruments. Scheme intends to take advantage from the price differentials / mis-pricing prevailing for stock / index in various market segments (Cash & Futures).

Research Highlights for Aditya Birla Sun Life Arbitrage Fund

Highest AUM (₹23,581 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
5Y return: 5.62% (bottom quartile).
3Y return: 6.94% (bottom quartile).
1Y return: 6.61% (top quartile).
1M return: 0.35% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.88 (top quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~90%).
High-quality debt (AAA/AA ~100%).
Largest holding Aditya BSL Money Mgr Dir Gr (~10.4%).

Below is the key information for Aditya Birla Sun Life Arbitrage Fund

Aditya Birla Sun Life Arbitrage Fund Growth
Launch Date	24 Jul 09
NAV (01 Oct 25)	₹26.9112 ↑ 0.01 (0.06 %)
Net Assets (Cr)	₹23,581 on 31 Aug 25
Category	Hybrid - Arbitrage
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.01
Sharpe Ratio	0.88
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-30 Days (0.5%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,383
30 Sep 22	₹10,747
30 Sep 23	₹11,484
30 Sep 24	₹12,328
30 Sep 25	₹13,143

Aditya Birla Sun Life Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Aditya Birla Sun Life Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.4%
3 Month	1.2%
6 Month	2.9%
1 Year	6.6%
3 Year	6.9%
5 Year	5.6%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	7.1%
2022	4.1%
2021	3.8%
2020	4.1%
2019	6.2%
2018	6%
2017	5.6%
2016	6.5%
2015	7.6%

Fund Manager information for Aditya Birla Sun Life Arbitrage Fund

Name	Since	Tenure
Lovelish Solanki	15 Dec 14	10.72 Yr.
Mohit Sharma	3 Mar 25	0.5 Yr.

Data below for Aditya Birla Sun Life Arbitrage Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	90.19%
Debt	10.13%
Other	0.04%

Equity Sector Allocation

Sector	Value
Financial Services	22.41%
Consumer Cyclical	9.19%
Basic Materials	6.44%
Energy	6.31%
Industrials	5.86%
Consumer Defensive	4.61%
Technology	4.46%
Health Care	3.75%
Communication Services	3.45%
Utility	2.93%
Real Estate	1.29%

Debt Sector Allocation

Sector	Value
Cash Equivalent	81.74%
Corporate	13.32%
Government	5.26%

Credit Quality

Rating	Value
AA	7.88%
AAA	92.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Money Mgr Dir Gr Investment Fund \| -	10%	₹2,460 Cr	64,799,248 ↑ 3,965,287
Aditya BSL FRF Dir Gr Investment Fund \| -	6%	₹1,344 Cr	37,135,768
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	4%	₹1,022 Cr	7,529,500 ↑ 1,492,500
Reliance_(30/09/2025) Derivatives \| -	4%	-₹922 Cr	6,756,000 ↑ 6,162,000
Future on ICICI Bank Ltd Derivatives \| -	3%	-₹806 Cr	5,705,525 ↑ 1,197,525
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 24 \| ICICIBANK	3%	₹788 Cr	5,635,000 ↑ 1,127,000
Future on HDFC Bank Ltd Derivatives \| -	3%	-₹753 Cr	7,841,900 ↑ 4,868,050
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 21 \| HDFCBANK	3%	₹746 Cr	7,841,900 ↑ 1,894,200
Future on Eternal Ltd Derivatives \| -	3%	-₹596 Cr	18,861,650 ↑ 15,224,150
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| 543320	3%	₹592 Cr	18,861,650 ↑ 15,224,150

4. Aditya Birla Sun Life Balanced Advantage Fund

The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities.

Research Highlights for Aditya Birla Sun Life Balanced Advantage Fund

Upper mid AUM (₹8,208 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.91% (upper mid).
3Y return: 12.82% (upper mid).
1Y return: 1.36% (bottom quartile).
1M return: 0.50% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.33 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~4.6%).

Below is the key information for Aditya Birla Sun Life Balanced Advantage Fund

Aditya Birla Sun Life Balanced Advantage Fund Growth
Launch Date	25 Apr 00
NAV (01 Oct 25)	₹106.13 ↑ 0.47 (0.44 %)
Net Assets (Cr)	₹8,208 on 31 Aug 25
Category	Hybrid - Dynamic Allocation
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,298
30 Sep 22	₹13,352
30 Sep 23	₹15,093
30 Sep 24	₹18,918
30 Sep 25	₹19,176

Aditya Birla Sun Life Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Aditya Birla Sun Life Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	-1.7%
6 Month	5.4%
1 Year	1.4%
3 Year	12.8%
5 Year	13.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13%
2023	16.5%
2022	4.2%
2021	13.4%
2020	15.4%
2019	8.1%
2018	0.7%
2017	15.2%
2016	16.3%
2015	3.6%

Fund Manager information for Aditya Birla Sun Life Balanced Advantage Fund

Name	Since	Tenure
Harish Krishnan	31 Oct 24	0.84 Yr.
Lovelish Solanki	9 Oct 19	5.9 Yr.
Mohit Sharma	1 Apr 17	8.42 Yr.

Data below for Aditya Birla Sun Life Balanced Advantage Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	18.02%
Equity	60.72%
Debt	21.26%

Equity Sector Allocation

Sector	Value
Financial Services	22.55%
Technology	8.54%
Industrials	7.77%
Basic Materials	6.92%
Consumer Cyclical	6.67%
Consumer Defensive	5.99%
Health Care	4.43%
Energy	3.3%
Real Estate	3.02%
Utility	2.22%
Communication Services	1.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	19.8%
Corporate	12.6%
Government	6.88%

Credit Quality

Rating	Value
AA	27.54%
AAA	72.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹378 Cr	2,706,484 ↑ 145,251
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	4%	₹299 Cr	3,137,592 ↑ 213,040
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 18 \| RELIANCE	3%	₹229 Cr	1,683,756 ↓ -50,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| KOTAKBANK	3%	₹225 Cr	1,146,736 ↑ 25,445
Infosys Ltd (Technology) Equity, Since 31 Dec 07 \| INFY	3%	₹222 Cr	1,511,235 ↑ 153,365
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹184 Cr	18,000,000
Nifty_(30/09/2025) - \| -	2%	-₹173 Cr	70,575 ↑ 70,575
Banknifty_(30/09/2025) - \| -	2%	-₹171 Cr	31,570 ↑ 31,570
State Bank of India (Financial Services) Equity, Since 31 Oct 20 \| SBIN	2%	₹160 Cr	1,996,482 ↑ 155,583
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 18 \| AXISBANK	2%	₹156 Cr	1,491,363

5. Aditya Birla Sun Life Equity Savings Fund

To provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Equity Savings Fund

Bottom quartile AUM (₹857 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.52% (bottom quartile).
3Y return: 9.14% (bottom quartile).
1Y return: 5.76% (upper mid).
1M return: 0.72% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.05 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~61%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.6%).

Below is the key information for Aditya Birla Sun Life Equity Savings Fund

Aditya Birla Sun Life Equity Savings Fund Growth
Launch Date	28 Nov 14
NAV (01 Oct 25)	₹22.29 ↑ 0.06 (0.27 %)
Net Assets (Cr)	₹857 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	Birla Sun Life Asset Management Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.12
Sharpe Ratio	-0.05
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,417
30 Sep 22	₹12,119
30 Sep 23	₹13,338
30 Sep 24	₹14,897
30 Sep 25	₹15,755

Aditya Birla Sun Life Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Aditya Birla Sun Life Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	1%
6 Month	5%
1 Year	5.8%
3 Year	9.1%
5 Year	9.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	11.6%
2022	-1%
2021	12.8%
2020	11%
2019	7.8%
2018	-1.7%
2017	17.3%
2016	7.6%
2015	3.8%

Fund Manager information for Aditya Birla Sun Life Equity Savings Fund

Name	Since	Tenure
Atul Penkar	31 Oct 24	0.84 Yr.
Lovelish Solanki	27 Sep 24	0.93 Yr.
Harshil Suvarnkar	22 Mar 21	4.45 Yr.

Data below for Aditya Birla Sun Life Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	61.12%
Equity	21.75%
Debt	15.74%
Other	1.38%

Equity Sector Allocation

Sector	Value
Financial Services	27.49%
Industrials	9.01%
Consumer Cyclical	7.05%
Energy	6.56%
Technology	6.1%
Real Estate	3.5%
Consumer Defensive	3.21%
Communication Services	2.72%
Basic Materials	2.58%
Utility	2.17%
Health Care	1.9%

Debt Sector Allocation

Sector	Value
Cash Equivalent	59.66%
Government	14.08%
Corporate	3.13%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 14 \| HDFCBANK	8%	₹65 Cr	682,764 ↑ 64,900
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	6%	₹53 Cr	376,492
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹47 Cr	489,500 ↑ 277,200
Reliance Industries Ltd (Energy) Equity, Since 31 May 20 \| RELIANCE	5%	₹43 Cr	317,404
Future on ICICI Bank Ltd Derivatives \| -	5%	-₹40 Cr	287,000
Aditya BSL Money Mgr Dir Gr Investment Fund \| -	5%	₹40 Cr	1,046,731
7.18% Govt Stock 2033 Sovereign Bonds \| -	4%	₹36 Cr	3,507,300 ↑ 1,507,300
Reliance_(30/09/2025) Derivatives \| -	4%	-₹32 Cr	231,500 ↑ 231,500
State Bank of India (Financial Services) Equity, Since 15 Aug 21 \| SBIN	4%	₹31 Cr	389,365
Future on GMR Airports Ltd Derivatives \| -	3%	-₹26 Cr	2,957,400

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