മികച്ച ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on October 29, 2026 , 55379 views

മുകളിൽബാലൻസ്ഡ് ഫണ്ട് ആകുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ മൊത്തത്തിലുള്ള നല്ല വരുമാനം ലഭിക്കുന്നതിന് അവരുടെ ആസ്തികൾ ഇക്വിറ്റികളിലും ഡെറ്റ് ഉപകരണങ്ങളിലും നിക്ഷേപിക്കുന്നു. ഒരു എടുക്കാൻ തയ്യാറുള്ള നിക്ഷേപകർക്ക് ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ പ്രയോജനകരമാണ്വിപണി ചില ഫിക്സഡ് റിട്ടേണുകൾക്കായി നോക്കുമ്പോൾ റിസ്ക്.

ഇക്വിറ്റികളിലും സ്റ്റോക്കുകളിലും നിക്ഷേപിച്ച ആസ്തികൾ മാർക്കറ്റ്-ലിങ്ക്ഡ് റിട്ടേൺ വാഗ്ദാനം ചെയ്യുമ്പോൾ ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിച്ച ആസ്തികൾ സ്ഥിരമായ റിട്ടേൺ വാഗ്ദാനം ചെയ്യുന്നു. ഇക്വിറ്റി, ഡെറ്റ് എന്നിവയുടെ സംയോജനമായതിനാൽ, നിക്ഷേപകർ വളരെ ശ്രദ്ധാലുവായിരിക്കണംനിക്ഷേപിക്കുന്നു ഈ ഫണ്ടുകളിൽ. ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന് മുമ്പ് മികച്ച ബാലൻസ്ഡ് ഫണ്ടുകൾ നോക്കാൻ നിക്ഷേപകർ നിർദ്ദേശിക്കുന്നു. മികച്ച ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ ഞങ്ങൾ താഴെ ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്.

എന്തുകൊണ്ടാണ് ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത്?

സാധാരണയായി, നിക്ഷേപകർ തങ്ങളുടെ നിക്ഷേപങ്ങൾ കുറഞ്ഞ സമയത്തിനുള്ളിൽ കുറഞ്ഞ അപകടസാധ്യതയോടെ വൈവിധ്യവത്കരിക്കാനുള്ള വഴികൾ തേടുന്നു. ഇക്വിറ്റിയുടെയും ഡെറ്റ് ഉപകരണങ്ങളുടെയും സംയോജനമായതിനാൽ, ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ ഈ രണ്ട് ലോകങ്ങളിലും ഏറ്റവും മികച്ചത് വാഗ്ദാനം ചെയ്യുന്നു. അതിനാൽ, ഈ ഫണ്ടുകൾ ഡെറ്റ് എക്സ്പോഷർ കാരണം ചില അടിസ്ഥാന വരുമാനങ്ങൾ കൈകാര്യം ചെയ്യുമ്പോൾ നിരന്തരം മാറിക്കൊണ്ടിരിക്കുന്ന വിപണി സാഹചര്യങ്ങൾ കാരണം തകർച്ചയുടെ അപകടസാധ്യത കുറയ്ക്കുന്നു. 100% നിക്ഷേപിക്കുന്നതിനേക്കാൾ അൽപ്പം കുറഞ്ഞ റിസ്കിൽ റിട്ടേൺ ലഭിക്കാനുള്ള മധ്യപാത തേടുന്ന നിക്ഷേപകർക്ക് ഇത് സമതുലിതമായ ഫണ്ടുകളെ വളരെ അനുയോജ്യമായ നിക്ഷേപ ഓപ്ഷനാക്കി മാറ്റുന്നു.ഇക്വിറ്റി ഫണ്ടുകൾ.

മികച്ച ബാലൻസ്ഡ് ഫണ്ടുകളുടെ ഗുണങ്ങളും ദോഷങ്ങളും

പ്രയോജനങ്ങൾ

35-40% ആസ്തികൾ സ്ഥിരമായി നിക്ഷേപിച്ച് സ്ഥിരമായ വരുമാനം നൽകുന്നുവരുമാനം ഓപ്ഷനുകൾ
ആസ്തിയുടെ 60-65% ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കുന്നതിലൂടെ വിപണി-ലിങ്ക്ഡ് റിട്ടേൺ വാഗ്ദാനം ചെയ്യുന്നു
മിതമായ റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള യാഥാസ്ഥിതിക നിക്ഷേപകർക്ക് അനുയോജ്യം

ദോഷങ്ങൾ

ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കുന്ന ഫണ്ടുകൾ അസ്ഥിരവും ഉയർന്ന അപകടസാധ്യതയുള്ളതുമാണ്ഘടകം
സംയോജിത റിട്ടേണുകൾ (കടത്തിന്റെയും ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകളുടെയും റിട്ടേൺസ്) ദീർഘകാലാടിസ്ഥാനത്തിൽ നല്ല വരുമാനം നൽകിയേക്കില്ല.

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FY 22 - 23 നിക്ഷേപിക്കാൻ മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന ബാലൻസ്ഡ് ഫണ്ടുകൾ അല്ലെങ്കിൽ ഹൈബ്രിഡ് ഫണ്ടുകൾ

മികച്ച പ്രകടനം നടത്തുന്ന അഗ്രസീവ് ഹൈബ്രിഡ് ഫണ്ടുകൾ

ഈ ഫണ്ട് അതിന്റെ മൊത്തം ആസ്തിയുടെ 65 മുതൽ 85 ശതമാനം വരെ ഇക്വിറ്റിയുമായി ബന്ധപ്പെട്ട ഉപകരണങ്ങളിലും അവരുടെ ആസ്തിയുടെ 20 മുതൽ 35 ശതമാനം വരെ ഡെറ്റ് ഉപകരണങ്ങളിലും നിക്ഷേപിക്കും.മ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ സമതുലിതമായ ഒരു ഹൈബ്രിഡ് അല്ലെങ്കിൽ ആക്രമണാത്മക ഹൈബ്രിഡ് ഫണ്ട് വാഗ്ദാനം ചെയ്യാൻ കഴിയും, രണ്ടും അല്ല.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	7.8	9.8	12.1	14.4	7.1
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹40.53 ↓ -0.57	₹2,196	-2.7	1.3	5.2	14	12.3	-0.9
Bandhan Hybrid Equity Fund Growth	₹27.032 ↓ -0.02	₹2,663	-2.7	2.1	-0.3	12.8	9.4	7.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	IDBI Hybrid Equity Fund	Baroda Pioneer Hybrid Equity Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	Bandhan Hybrid Equity Fund
Point 1	Lower mid AUM (₹1,954 Cr).	Bottom quartile AUM (₹179 Cr).	Bottom quartile AUM (₹389 Cr).	Upper mid AUM (₹2,196 Cr).	Highest AUM (₹2,663 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (10+ yrs).	Established history (23+ yrs).	Established history (10+ yrs).	Established history (9+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Top rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.20% (top quartile).	5Y return: 7.09% (bottom quartile).	5Y return: 11.17% (lower mid).	5Y return: 12.34% (upper mid).	5Y return: 9.41% (bottom quartile).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 14.43% (upper mid).	3Y return: 14.26% (lower mid).	3Y return: 13.98% (bottom quartile).	3Y return: 12.81% (bottom quartile).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 12.06% (lower mid).	1Y return: 14.82% (upper mid).	1Y return: 5.22% (bottom quartile).	1Y return: -0.30% (bottom quartile).
Point 8	1M return: 1.80% (upper mid).	1M return: 2.10% (top quartile).	1M return: -2.79% (bottom quartile).	1M return: -4.79% (bottom quartile).	1M return: -0.32% (lower mid).
Point 9	Alpha: 5.81 (lower mid).	Alpha: -0.26 (bottom quartile).	Alpha: 6.53 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 6.68 (top quartile).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 1.03 (lower mid).	Sharpe: 2.59 (upper mid).	Sharpe: 0.54 (bottom quartile).	Sharpe: 0.01 (bottom quartile).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (lower mid).
Sharpe: 2.64 (top quartile).

IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (upper mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (top quartile).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (lower mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (upper mid).
Sharpe: 2.59 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Upper mid AUM (₹2,196 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.34% (upper mid).
3Y return: 13.98% (bottom quartile).
1Y return: 5.22% (bottom quartile).
1M return: -4.79% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.54 (bottom quartile).

Bandhan Hybrid Equity Fund

Highest AUM (₹2,663 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.41% (bottom quartile).
3Y return: 12.81% (bottom quartile).
1Y return: -0.30% (bottom quartile).
1M return: -0.32% (lower mid).
Alpha: 6.68 (top quartile).
Sharpe: 0.01 (bottom quartile).

മികച്ച പ്രകടനം നടത്തുന്ന കൺസർവേറ്റീവ് ഹൈബ്രിഡ് ഫണ്ടുകൾ

ഈ സ്കീം പ്രധാനമായും ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കും. അവരുടെ മൊത്തം ആസ്തിയുടെ 75 മുതൽ 90 ശതമാനം വരെ ഡെറ്റ് ഉപകരണങ്ങളിലും ഏകദേശം 10 മുതൽ 25 ശതമാനം വരെ ഇക്വിറ്റിയുമായി ബന്ധപ്പെട്ട ഉപകരണങ്ങളിലുമാണ് നിക്ഷേപിക്കുക. ഈ സ്കീമിന് യാഥാസ്ഥിതികമെന്ന് പേരിട്ടു, കാരണം ഇത് അപകടസാധ്യതയില്ലാത്ത ആളുകൾക്കുള്ളതാണ്. തങ്ങളുടെ നിക്ഷേപത്തിൽ കൂടുതൽ റിസ്ക് എടുക്കാൻ ആഗ്രഹിക്കാത്ത നിക്ഷേപകർക്ക് ഈ സ്കീമിൽ നിക്ഷേപിക്കാൻ മുൻഗണന നൽകാം.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
ICICI Prudential MIP 25 Growth	₹77.7779 ↓ -0.04	₹3,270	-1.9	0.4	0.3	7.7	7.1	7.9
Nippon India Hybrid Bond Fund Growth	₹61.8338 ↑ 0.07	₹977	-0.2	2.1	4	7.6	7.2	9.7
DSP Regular Savings Fund Growth	₹60.1796 ↑ 0.04	₹175	-1.4	0.7	1.1	7.5	6.7	7.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	ICICI Prudential MIP 25	Nippon India Hybrid Bond Fund	DSP Regular Savings Fund
Point 1	Highest AUM (₹3,270 Cr).	Lower mid AUM (₹977 Cr).	Bottom quartile AUM (₹175 Cr).
Point 2	Oldest track record among peers (22 yrs).	Established history (22+ yrs).	Established history (22+ yrs).
Point 3	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 7.10% (lower mid).	5Y return: 7.23% (upper mid).	5Y return: 6.70% (bottom quartile).
Point 6	3Y return: 7.65% (upper mid).	3Y return: 7.63% (lower mid).	3Y return: 7.54% (bottom quartile).
Point 7	1Y return: 0.31% (bottom quartile).	1Y return: 3.98% (upper mid).	1Y return: 1.15% (lower mid).
Point 8	1M return: -0.54% (bottom quartile).	1M return: -0.17% (upper mid).	1M return: -0.32% (lower mid).
Point 9	Alpha: 0.00 (lower mid).	Alpha: 1.70 (upper mid).	Alpha: -0.32 (bottom quartile).
Point 10	Sharpe: -0.76 (bottom quartile).	Sharpe: 0.01 (upper mid).	Sharpe: -0.58 (lower mid).

ICICI Prudential MIP 25

Highest AUM (₹3,270 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 7.10% (lower mid).
3Y return: 7.65% (upper mid).
1Y return: 0.31% (bottom quartile).
1M return: -0.54% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.76 (bottom quartile).

Nippon India Hybrid Bond Fund

Lower mid AUM (₹977 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
5Y return: 7.23% (upper mid).
3Y return: 7.63% (lower mid).
1Y return: 3.98% (upper mid).
1M return: -0.17% (upper mid).
Alpha: 1.70 (upper mid).
Sharpe: 0.01 (upper mid).

DSP Regular Savings Fund

Bottom quartile AUM (₹175 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 6.70% (bottom quartile).
3Y return: 7.54% (bottom quartile).
1Y return: 1.15% (lower mid).
1M return: -0.32% (lower mid).
Alpha: -0.32 (bottom quartile).
Sharpe: -0.58 (lower mid).

മികച്ച പ്രകടനം നടത്തുന്ന ആർബിട്രേജ് ഫണ്ടുകൾ

ഈ ഫണ്ട് ആർബിട്രേജ് തന്ത്രം പിന്തുടരുകയും അതിന്റെ ആസ്തിയുടെ 65 ശതമാനമെങ്കിലും ഇക്വിറ്റിയുമായി ബന്ധപ്പെട്ട ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കുകയും ചെയ്യും. മ്യൂച്വൽ ഫണ്ട് റിട്ടേണുകൾ സൃഷ്ടിക്കുന്നതിന് ക്യാഷ് മാർക്കറ്റും ഡെറിവേറ്റീവ് മാർക്കറ്റും തമ്മിലുള്ള വ്യത്യാസത്തിന്റെ വിലയെ സ്വാധീനിക്കുന്ന മ്യൂച്വൽ ഫണ്ടുകളാണ് ആർബിട്രേജ് ഫണ്ടുകൾ. ആർബിട്രേജ് ഫണ്ടുകൾ സൃഷ്ടിക്കുന്ന വരുമാനം സ്റ്റോക്ക് മാർക്കറ്റിന്റെ അസ്ഥിരതയെ ആശ്രയിച്ചിരിക്കുന്നു. ആർബിട്രേജ് മ്യൂച്വൽ ഫണ്ടുകൾ ഹൈബ്രിഡ് സ്വഭാവമാണ്, ഉയർന്നതോ സ്ഥിരമായതോ ആയ ചാഞ്ചാട്ടമുള്ള സമയങ്ങളിൽ, ഈ ഫണ്ടുകൾ നിക്ഷേപകർക്ക് താരതമ്യേന അപകടസാധ്യതയില്ലാത്ത വരുമാനം വാഗ്ദാനം ചെയ്യുന്നു.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Invesco India Arbitrage Fund Growth	₹34.4947 ↑ 0.06	₹30,396	1.4	3.1	6.2	6.7	6.4	6.5
Kotak Equity Arbitrage Fund Growth	₹40.4729 ↑ 0.07	₹75,275	1.4	3	6.1	6.8	6.3	6.4
HDFC Arbitrage Fund Growth	₹33.08 ↑ 0.05	₹25,407	1.4	3	6.1	6.7	6.2	6.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	Invesco India Arbitrage Fund	Kotak Equity Arbitrage Fund	HDFC Arbitrage Fund
Point 1	Lower mid AUM (₹30,396 Cr).	Highest AUM (₹75,275 Cr).	Bottom quartile AUM (₹25,407 Cr).
Point 2	Established history (19+ yrs).	Oldest track record among peers (21 yrs).	Established history (19+ yrs).
Point 3	Rating: 3★ (lower mid).	Top rated.	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	5Y return: 6.43% (upper mid).	5Y return: 6.34% (lower mid).	5Y return: 6.16% (bottom quartile).
Point 6	3Y return: 6.74% (lower mid).	3Y return: 6.79% (upper mid).	3Y return: 6.69% (bottom quartile).
Point 7	1Y return: 6.17% (upper mid).	1Y return: 6.10% (lower mid).	1Y return: 6.09% (bottom quartile).
Point 8	1M return: 0.58% (upper mid).	1M return: 0.51% (bottom quartile).	1M return: 0.51% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.85 (upper mid).	Sharpe: 0.77 (lower mid).	Sharpe: 0.72 (bottom quartile).

Invesco India Arbitrage Fund

Lower mid AUM (₹30,396 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
5Y return: 6.43% (upper mid).
3Y return: 6.74% (lower mid).
1Y return: 6.17% (upper mid).
1M return: 0.58% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.85 (upper mid).

Kotak Equity Arbitrage Fund

Highest AUM (₹75,275 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: Moderately Low.
5Y return: 6.34% (lower mid).
3Y return: 6.79% (upper mid).
1Y return: 6.10% (lower mid).
1M return: 0.51% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.77 (lower mid).

HDFC Arbitrage Fund

Bottom quartile AUM (₹25,407 Cr).
Established history (19+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.16% (bottom quartile).
3Y return: 6.69% (bottom quartile).
1Y return: 6.09% (bottom quartile).
1M return: 0.51% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.72 (bottom quartile).

മികച്ച പ്രകടനം നടത്തുന്ന ഡൈനാമിക് അസറ്റ് അലോക്കേഷൻ ഫണ്ടുകൾ

ഈ സ്കീം ഇക്വിറ്റിയിലും ഡെറ്റ് ഉപകരണങ്ങളിലുമുള്ള അവരുടെ നിക്ഷേപങ്ങളെ ചലനാത്മകമായി കൈകാര്യം ചെയ്യും. ഈ ഫണ്ടുകൾ കടത്തിലേക്കുള്ള വിഹിതം വർദ്ധിപ്പിക്കുകയും വിപണി ചെലവേറിയതായിരിക്കുമ്പോൾ ഇക്വിറ്റികളിലേക്കുള്ള വെയിറ്റേജ് കുറയ്ക്കുകയും ചെയ്യുന്നു. കൂടാതെ, ഈ ഫണ്ടുകൾ കുറഞ്ഞ റിസ്കിൽ സ്ഥിരത നൽകുന്നതിൽ ശ്രദ്ധ കേന്ദ്രീകരിക്കുന്നു.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Franklin India Multi - Asset Solution Fund Growth	₹22.5013 ↓ 0.00	₹142	0.9	2.6	5.3	12.3	9.6	14.1
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹110.21 ↓ -0.21	₹9,836	-2.5	1.6	1.1	10.4	8.4	10.1
Axis Dynamic Equity Fund Growth	₹20.95 ↑ 0.03	₹3,651	-2.9	-0.3	-2.6	10.2	7.8	7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	Franklin India Multi - Asset Solution Fund	Aditya Birla Sun Life Balanced Advantage Fund	Axis Dynamic Equity Fund
Point 1	Bottom quartile AUM (₹142 Cr).	Highest AUM (₹9,836 Cr).	Lower mid AUM (₹3,651 Cr).
Point 2	Established history (11+ yrs).	Oldest track record among peers (26 yrs).	Established history (9+ yrs).
Point 3	Not Rated.	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 9.62% (upper mid).	5Y return: 8.42% (lower mid).	5Y return: 7.79% (bottom quartile).
Point 6	3Y return: 12.28% (upper mid).	3Y return: 10.38% (lower mid).	3Y return: 10.19% (bottom quartile).
Point 7	1Y return: 5.32% (upper mid).	1Y return: 1.07% (lower mid).	1Y return: -2.56% (bottom quartile).
Point 8	1M return: 0.24% (lower mid).	1M return: -0.24% (bottom quartile).	1M return: 0.48% (upper mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.25 (upper mid).	Sharpe: -0.04 (lower mid).	Sharpe: -0.44 (bottom quartile).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹142 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.62% (upper mid).
3Y return: 12.28% (upper mid).
1Y return: 5.32% (upper mid).
1M return: 0.24% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.25 (upper mid).

Aditya Birla Sun Life Balanced Advantage Fund

Highest AUM (₹9,836 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.42% (lower mid).
3Y return: 10.38% (lower mid).
1Y return: 1.07% (lower mid).
1M return: -0.24% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.04 (lower mid).

Axis Dynamic Equity Fund

Lower mid AUM (₹3,651 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.79% (bottom quartile).
3Y return: 10.19% (bottom quartile).
1Y return: -2.56% (bottom quartile).
1M return: 0.48% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.44 (bottom quartile).

മികച്ച പ്രകടനം നടത്തുന്ന ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ

ഈ സ്കീം ഇക്വിറ്റി, ആർബിട്രേജ്, ഡെറ്റ് എന്നിവയിൽ നിക്ഷേപിക്കും. ഇക്വിറ്റി സേവിംഗ്സ് മൊത്തം ആസ്തിയുടെ 65 ശതമാനമെങ്കിലും ഓഹരികളിലും കുറഞ്ഞത് 10 ശതമാനം കടത്തിലും നിക്ഷേപിക്കും. സ്‌കീം ഇൻഫർമേഷൻ ഡോക്യുമെന്റിലെ ഏറ്റവും കുറഞ്ഞ ഹെഡ്‌ജഡ്, അൺഹെഡ്ഡ് നിക്ഷേപങ്ങൾ സ്‌കീം വ്യക്തമാക്കും.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Tata Equity Savings Fund Growth	₹56.3583 ↑ 0.03	₹285	-0.1	1.8	6.9	9.8	8
Edelweiss Equity Savings Fund Growth	₹27.0618 ↓ -0.01	₹1,704	0	3	4.3	9.8	8.1	8
Kotak Equity Savings Fund Growth	₹26.8857 ↓ -0.06	₹10,443	-2.3	-0.7	-0.5	8.3	8	7.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	Tata Equity Savings Fund	Edelweiss Equity Savings Fund	Kotak Equity Savings Fund
Point 1	Bottom quartile AUM (₹285 Cr).	Lower mid AUM (₹1,704 Cr).	Highest AUM (₹10,443 Cr).
Point 2	Oldest track record among peers (29 yrs).	Established history (12+ yrs).	Established history (12+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 8.02% (lower mid).	5Y return: 8.13% (upper mid).	5Y return: 7.98% (bottom quartile).
Point 6	3Y return: 9.85% (upper mid).	3Y return: 9.84% (lower mid).	3Y return: 8.26% (bottom quartile).
Point 7	1Y return: 6.88% (upper mid).	1Y return: 4.33% (lower mid).	1Y return: -0.47% (bottom quartile).
Point 8	1M return: 0.34% (upper mid).	1M return: -0.76% (lower mid).	1M return: -1.44% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.00 (lower mid).	Sharpe: 0.27 (upper mid).	Sharpe: -0.36 (bottom quartile).

Tata Equity Savings Fund

Bottom quartile AUM (₹285 Cr).
Oldest track record among peers (29 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.02% (lower mid).
3Y return: 9.85% (upper mid).
1Y return: 6.88% (upper mid).
1M return: 0.34% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.00 (lower mid).

Edelweiss Equity Savings Fund

Lower mid AUM (₹1,704 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.13% (upper mid).
3Y return: 9.84% (lower mid).
1Y return: 4.33% (lower mid).
1M return: -0.76% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.27 (upper mid).

Kotak Equity Savings Fund

Highest AUM (₹10,443 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.98% (bottom quartile).
3Y return: 8.26% (bottom quartile).
1Y return: -0.47% (bottom quartile).
1M return: -1.44% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.36 (bottom quartile).

മികച്ച പ്രകടനം നടത്തുന്ന മൾട്ടി അസറ്റ് അലോക്കേഷൻ ഫണ്ടുകൾ

ഈ സ്കീമിന് മൂന്ന് അസറ്റ് ക്ലാസുകളിൽ നിക്ഷേപിക്കാം, അതായത് ഇക്വിറ്റിക്കും കടത്തിനും പുറമെ അവർക്ക് ഒരു അധിക അസറ്റ് ക്ലാസിൽ നിക്ഷേപിക്കാം. ഓരോ അസറ്റ് ക്ലാസുകളിലും ഫണ്ട് കുറഞ്ഞത് 10 ശതമാനമെങ്കിലും നിക്ഷേപിക്കണം. വിദേശ സെക്യൂരിറ്റികളെ ഒരു പ്രത്യേക അസറ്റ് ക്ലാസായി പരിഗണിക്കില്ല.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI Multi Asset Allocation Fund Growth	₹64.1572 ↑ 0.27	₹21,044	-3.7	-2.8	1.7	12.9	11.6	18.6
UTI Multi Asset Fund Growth	₹74.9292 ↓ -0.03	₹6,634	-5.1	-3	-3.4	12.5	11.2	11.1
Axis Triple Advantage Fund Growth	₹43.3048 ↑ 0.16	₹2,616	-3	-0.8	0.9	12.4	6.9	15.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	SBI Multi Asset Allocation Fund	UTI Multi Asset Fund	Axis Triple Advantage Fund
Point 1	Highest AUM (₹21,044 Cr).	Lower mid AUM (₹6,634 Cr).	Bottom quartile AUM (₹2,616 Cr).
Point 2	Oldest track record among peers (20 yrs).	Established history (18+ yrs).	Established history (16+ yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.56% (upper mid).	5Y return: 11.20% (lower mid).	5Y return: 6.95% (bottom quartile).
Point 6	3Y return: 12.94% (upper mid).	3Y return: 12.50% (lower mid).	3Y return: 12.40% (bottom quartile).
Point 7	1Y return: 1.73% (upper mid).	1Y return: -3.40% (bottom quartile).	1Y return: 0.93% (lower mid).
Point 8	1M return: -2.08% (bottom quartile).	1M return: -1.26% (lower mid).	1M return: -1.09% (upper mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.21 (upper mid).	Sharpe: -0.17 (bottom quartile).	Sharpe: 0.09 (lower mid).

SBI Multi Asset Allocation Fund

Highest AUM (₹21,044 Cr).
Oldest track record among peers (20 yrs).
Top rated.
Risk profile: Moderate.
5Y return: 11.56% (upper mid).
3Y return: 12.94% (upper mid).
1Y return: 1.73% (upper mid).
1M return: -2.08% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.21 (upper mid).

UTI Multi Asset Fund

Lower mid AUM (₹6,634 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.20% (lower mid).
3Y return: 12.50% (lower mid).
1Y return: -3.40% (bottom quartile).
1M return: -1.26% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.17 (bottom quartile).

Axis Triple Advantage Fund

Bottom quartile AUM (₹2,616 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 6.95% (bottom quartile).
3Y return: 12.40% (bottom quartile).
1Y return: 0.93% (lower mid).
1M return: -1.09% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.09 (lower mid).

*ഹൈബ്രിഡ് ഫണ്ടുകളുടെ ലിസ്റ്റ് ചുവടെയുണ്ട്AUM >= 200 കോടി & അടുക്കി3 വർഷംസിഎജിആർ മടങ്ങുക.

1. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Bottom quartile AUM (₹1,954 Cr).
Established history (26+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Baroda Pioneer Hybrid Equity Fund

(Erstwhile Baroda Pioneer Balance Fund)

The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.

Research Highlights for Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (top quartile).
1Y return: 14.82% (top quartile).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (top quartile).
Information ratio: -0.07 (bottom quartile).

Below is the key information for Baroda Pioneer Hybrid Equity Fund

Baroda Pioneer Hybrid Equity Fund Growth
Launch Date	12 Sep 03
NAV (11 Mar 22)	₹81.2894 ↑ 0.36 (0.45 %)
Net Assets (Cr)	₹389 on 31 Jan 22
Category	Hybrid - Hybrid Equity
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.48
Sharpe Ratio	2.59
Information Ratio	-0.07
Alpha Ratio	6.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Baroda Pioneer Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Baroda Pioneer Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.8%
3 Month	-3.5%
6 Month	-0.8%
1 Year	14.8%
3 Year	14.3%
5 Year	11.2%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Baroda Pioneer Hybrid Equity Fund

Name	Since	Tenure

Data below for Baroda Pioneer Hybrid Equity Fund as on 31 Jan 22

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹2,196 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.34% (upper mid).
3Y return: 13.98% (upper mid).
1Y return: 5.22% (upper mid).
1M return: -4.79% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.54 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding Bank of Maharashtra (~3.3%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (30 Oct 26)	₹40.53 ↓ -0.57 (-1.39 %)
Net Assets (Cr)	₹2,196 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.04
Sharpe Ratio	0.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,013
31 Oct 23	₹12,110
31 Oct 24	₹16,781
31 Oct 25	₹16,958
31 Oct 26	₹17,894

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-4.8%
3 Month	-2.7%
6 Month	1.3%
1 Year	5.2%
3 Year	14%
5 Year	12.3%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.9%
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	9.63 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	15.42%
Equity	70.02%
Debt	14.56%

Equity Sector Allocation

Sector	Value
Financial Services	15.69%
Industrials	14.08%
Health Care	9.62%
Technology	9.52%
Basic Materials	7.21%
Consumer Cyclical	7.15%
Consumer Defensive	3.54%
Energy	1.04%
Real Estate	0.7%
Utility	0.48%
Communication Services	0.29%

Debt Sector Allocation

Sector	Value
Corporate	14.02%
Cash Equivalent	9.68%
Government	6.28%

Credit Quality

Rating	Value
AA	4.67%
AAA	95.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Maharashtra (Financial Services) Equity, Since 31 May 24 \| MAHABANK	3%	₹72 Cr	9,070,000 ↑ 2,970,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 26 \| FEDERALBNK	2%	₹54 Cr	1,700,004 ↑ 550,000
Sterlite Technologies Ltd (Technology) Equity, Since 30 Apr 26 \| STLTECH	2%	₹54 Cr	592,439
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 31 Jan 21 \| BALRAMCHIN	2%	₹44 Cr	670,000
Optiemus Infracom Ltd (Technology) Equity, Since 30 Sep 26 \| OPTIEMUS	2%	₹43 Cr	559,789 ↑ 559,789
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 30 Sep 25 \| QPOWER	2%	₹43 Cr	271,005 ↑ 9,427
Power Finance Corporation Limited Debentures \| -	2%	₹42 Cr	4,200,000
Abbott India Ltd (Healthcare) Equity, Since 31 Jan 23 \| ABBOTINDIA	2%	₹41 Cr	15,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 Jan 26 \| AUROPHARMA	2%	₹40 Cr	240,000
Mankind Pharma Ltd (Healthcare) Equity, Since 30 Jun 26 \| MANKIND	2%	₹40 Cr	160,000

4. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Upper mid AUM (₹21,044 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
5Y return: 11.56% (upper mid).
3Y return: 12.94% (upper mid).
1Y return: 1.73% (upper mid).
1M return: -2.08% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.21 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
High-quality debt (AAA/AA ~100%).
Largest holding SBI Gold ETF (~6.4%).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (29 Oct 26)	₹64.1572 ↑ 0.27 (0.43 %)
Net Assets (Cr)	₹21,044 on 30 Sep 26
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.41
Sharpe Ratio	0.21
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,388
31 Oct 23	₹11,995
31 Oct 24	₹15,127
31 Oct 25	₹16,916
31 Oct 26	₹17,166

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.1%
3 Month	-3.7%
6 Month	-2.8%
1 Year	1.7%
3 Year	12.9%
5 Year	11.6%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	18.6%
2024	12.8%
2023	24.4%
2022	6%
2021	13%
2020	14.2%
2019	10.6%
2018	0.4%
2017	10.9%
2016	8.7%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	4.92 Yr.
Mansi Sajeja	1 Dec 23	2.84 Yr.
Vandna Soni	1 Jan 24	2.75 Yr.

Data below for SBI Multi Asset Allocation Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	6.44%
Equity	50.54%
Debt	33.08%
Other	9.94%

Equity Sector Allocation

Sector	Value
Financial Services	13.33%
Consumer Cyclical	6.63%
Real Estate	6.26%
Health Care	4.47%
Utility	3.86%
Basic Materials	3.66%
Industrials	3.42%
Energy	3.37%
Consumer Defensive	2.75%
Communication Services	1.63%
Technology	0.9%

Debt Sector Allocation

Sector	Value
Corporate	29.68%
Cash Equivalent	5.74%
Government	4.11%

Credit Quality

Rating	Value
AA	64.3%
AAA	35.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	6%	₹1,351 Cr	107,591,000
SBI Silver ETF - \| -	4%	₹750 Cr	34,896,178
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| BIRET	2%	₹510 Cr	15,164,234
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹466 Cr	475
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	2%	₹414 Cr	9,520,000
GAIL (India) Ltd (Utilities) Equity, Since 31 Mar 21 \| 532155	2%	₹398 Cr	23,350,297
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	2%	₹373 Cr	5,262,000
Bandhan Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| BANDHANBNK	2%	₹365 Cr	20,500,000
Delhivery Ltd (Industrials) Equity, Since 15 Apr 26 \| 543529	2%	₹354 Cr	8,638,573
ICICI Bank Ltd (Financial Services) Equity, Since 15 Apr 22 \| ICICIBANK	1%	₹307 Cr	2,320,000

5. Bandhan Hybrid Equity Fund

(Erstwhile IDFC Balanced Fund)

The Fund seeks to generate long term capital appreciation along with current income by investing in a mix of equity and equity related securities, debt securities and money market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Hybrid Equity Fund

Lower mid AUM (₹2,663 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.41% (bottom quartile).
3Y return: 12.81% (upper mid).
1Y return: -0.30% (lower mid).
1M return: -0.32% (upper mid).
Alpha: 6.68 (top quartile).
Sharpe: 0.01 (lower mid).
Information ratio: 0.83 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.5%).

Below is the key information for Bandhan Hybrid Equity Fund

Bandhan Hybrid Equity Fund Growth
Launch Date	30 Dec 16
NAV (30 Oct 26)	₹27.032 ↓ -0.02 (-0.07 %)
Net Assets (Cr)	₹2,663 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	IDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.15
Sharpe Ratio	0.01
Information Ratio	0.83
Alpha Ratio	6.68
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,129
31 Oct 23	₹10,877
31 Oct 24	₹14,191
31 Oct 25	₹15,645
31 Oct 26	₹15,679

Bandhan Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Bandhan Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-0.3%
3 Month	-2.7%
6 Month	2.1%
1 Year	-0.3%
3 Year	12.8%
5 Year	9.4%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	21%
2023	20.4%
2022	-1.1%
2021	30.8%
2020	13.9%
2019	4.7%
2018	-3.8%
2017	16.2%
2016

Fund Manager information for Bandhan Hybrid Equity Fund

Name	Since	Tenure
Harshal Joshi	28 Jul 21	5.18 Yr.
Brijesh Shah	10 Jun 24	2.31 Yr.
Prateek Poddar	7 Jun 24	2.32 Yr.
Ritika Behera	7 Oct 23	2.98 Yr.
Gaurav Satra	7 Jun 24	2.32 Yr.

Data below for Bandhan Hybrid Equity Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	4.13%
Equity	78.35%
Debt	17.51%
Other	0%

Equity Sector Allocation

Sector	Value
Financial Services	22.79%
Consumer Cyclical	12.51%
Industrials	8.01%
Technology	7.74%
Health Care	6.12%
Basic Materials	6.06%
Consumer Defensive	4.12%
Energy	3.6%
Utility	3.43%
Communication Services	2.63%
Real Estate	1.33%

Debt Sector Allocation

Sector	Value
Corporate	15.24%
Cash Equivalent	3.44%
Government	2.97%

Credit Quality

Rating	Value
AA	2.38%
AAA	97.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| ICICIBANK	5%	₹145 Cr	1,100,588 ↑ 65,081
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	5%	₹125 Cr	1,764,594 ↑ 129,696
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹96 Cr	808,517 ↑ 31,144
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹77 Cr	807,383 ↑ 34,077
NTPC Ltd (Utilities) Equity, Since 28 Feb 23 \| 532555	3%	₹73 Cr	2,251,786 ↑ 39,877
Power Finance Corporation Limited Debentures \| -	3%	₹70 Cr	7,000,000 ↑ 2,500,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	2%	₹55 Cr	187,507 ↑ 16,570
7.3% Govt Stock 2053 Sovereign Bonds \| -	2%	₹53 Cr	5,500,000
JSW Steel Ltd (Basic Materials) Equity, Since 31 Mar 25 \| JSWSTEEL	2%	₹53 Cr	420,659 ↑ 29,496
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 17 \| LT	2%	₹51 Cr	135,989 ↑ 3,229

6. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Upper mid AUM (₹6,634 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.20% (lower mid).
3Y return: 12.50% (lower mid).
1Y return: -3.40% (bottom quartile).
1M return: -1.26% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.17 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~72%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~13.6%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (30 Oct 26)	₹74.9292 ↓ -0.03 (-0.04 %)
Net Assets (Cr)	₹6,634 on 30 Sep 26
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.72
Sharpe Ratio	-0.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,235
31 Oct 23	₹11,914
31 Oct 24	₹16,217
31 Oct 25	₹17,557
31 Oct 26	₹17,001

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1.3%
3 Month	-5.1%
6 Month	-3%
1 Year	-3.4%
3 Year	12.5%
5 Year	11.2%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	11.1%
2024	20.7%
2023	29.1%
2022	4.4%
2021	11.8%
2020	13.1%
2019	3.9%
2018	-0.5%
2017	17.1%
2016	7.3%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Goyal	12 Nov 21	4.89 Yr.
Jaydeep Bhowal	1 Oct 24	2 Yr.
Lokesh Kulthia	19 Jun 26	0.28 Yr.

Data below for UTI Multi Asset Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	2.45%
Equity	71.64%
Debt	10.77%
Other	15.14%

Equity Sector Allocation

Sector	Value
Financial Services	20.34%
Industrials	10.26%
Consumer Defensive	9.49%
Technology	7.31%
Basic Materials	5.78%
Consumer Cyclical	5.61%
Real Estate	4.18%
Health Care	3.79%
Energy	2.16%
Communication Services	1.53%
Utility	0.04%

Debt Sector Allocation

Sector	Value
Government	5.42%
Corporate	5.4%
Cash Equivalent	2.4%

Credit Quality

Rating	Value
AA	7.54%
AAA	92.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	14%	₹904 Cr	73,012,656
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| ICICIBANK	3%	₹214 Cr	1,619,611
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| KOTAKBANK	3%	₹208 Cr	4,999,306 ↓ -5,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	3%	₹195 Cr	2,752,846 ↑ 260,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹171 Cr	6,498,903 ↓ -17,272
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	3%	₹170 Cr	1,297,036 ↑ 7,847
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹157 Cr	765,007 ↓ -1,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 25 \| BEL	2%	₹121 Cr	3,118,720
UTI Silver Exchange Traded Fund - \| -	2%	₹113 Cr	5,340,659 ↑ 849,800
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jul 23 \| INDIGO	2%	₹112 Cr	225,484

7. Axis Triple Advantage Fund

To generate long term capital appreciation by investing in a diversified portfolio of equity and equity related instruments, fixed income instruments & gold exchange traded funds.

Research Highlights for Axis Triple Advantage Fund

Lower mid AUM (₹2,616 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 6.95% (bottom quartile).
3Y return: 12.40% (lower mid).
1Y return: 0.93% (upper mid).
1M return: -1.09% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.09 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~66%).
High-quality debt (AAA/AA ~98%).
Largest holding Axis Gold ETF (~11.8%).

Below is the key information for Axis Triple Advantage Fund

Axis Triple Advantage Fund Growth
Launch Date	23 Aug 10
NAV (29 Oct 26)	₹43.3048 ↑ 0.16 (0.38 %)
Net Assets (Cr)	₹2,616 on 30 Sep 26
Category	Hybrid - Multi Asset
AMC	Axis Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2
Sharpe Ratio	0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹9,537
31 Oct 23	₹9,850
31 Oct 24	₹12,497
31 Oct 25	₹13,786
31 Oct 26	₹13,957

Axis Triple Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Axis Triple Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1.1%
3 Month	-3%
6 Month	-0.8%
1 Year	0.9%
3 Year	12.4%
5 Year	6.9%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	15.3%
2024	15.4%
2023	12.9%
2022	-5.8%
2021	22.8%
2020	18%
2019	15.3%
2018	1.9%
2017	15.9%
2016	7.1%

Fund Manager information for Axis Triple Advantage Fund

Name	Since	Tenure
Devang Shah	5 Apr 24	2.49 Yr.
Aditya Pagaria	1 Jun 24	2.33 Yr.
Ashish Naik	22 Jun 16	10.28 Yr.
Hardik Shah	5 Apr 24	2.49 Yr.
Pratik Tibrewal	1 Feb 25	1.66 Yr.
Krishnaa N	16 Dec 24	1.79 Yr.

Data below for Axis Triple Advantage Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	9.49%
Equity	66.31%
Debt	9.39%
Other	14.82%

Equity Sector Allocation

Sector	Value
Financial Services	20.77%
Consumer Cyclical	10.53%
Industrials	9.25%
Health Care	6.6%
Basic Materials	4.64%
Technology	3.99%
Energy	2.96%
Consumer Defensive	2.7%
Communication Services	2.14%
Real Estate	2.12%
Utility	0.98%

Debt Sector Allocation

Sector	Value
Corporate	8.42%
Cash Equivalent	8.34%
Government	2.09%

Credit Quality

Rating	Value
A	1.82%
AA	50.18%
AAA	48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	12%	₹308 Cr	25,164,451 ↑ 100,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| ICICIBANK	6%	₹146 Cr	1,101,670 ↑ 56,872
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| HDFCBANK	4%	₹111 Cr	1,563,101 ↑ 217,844
Axis Silver ETF - \| -	3%	₹87 Cr	4,012,398 ↑ 1,077,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	3%	₹73 Cr	416,046 ↑ 102,600
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 532215	3%	₹68 Cr	555,654 ↑ 105,833
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 19 \| RELIANCE	2%	₹65 Cr	546,750 ↑ 118,716
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| LT	2%	₹56 Cr	147,990 ↓ -13,916
State Bank of India (Financial Services) Equity, Since 30 Nov 22 \| SBIN	2%	₹55 Cr	568,247 ↑ 54,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| M&M	2%	₹40 Cr	137,218

8. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Top quartile AUM (₹84,108 Cr).
Established history (24+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.16% (top quartile).
3Y return: 12.11% (lower mid).
1Y return: -4.27% (bottom quartile).
1M return: -1.76% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~99%).
Largest holding ICICI Pru Gold ETF (~10.1%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (29 Oct 26)	₹769.561 ↑ 2.94 (0.38 %)
Net Assets (Cr)	₹84,108 on 30 Sep 26
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	-0.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹11,243
31 Oct 23	₹13,152
31 Oct 24	₹17,069
31 Oct 25	₹19,240
31 Oct 26	₹18,530

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1.8%
3 Month	-5.2%
6 Month	-4.1%
1 Year	-4.3%
3 Year	12.1%
5 Year	13.2%
10 Year
15 Year
Since launch	19.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	18.6%
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	14.67 Yr.
Manish Banthia	22 Jan 24	2.69 Yr.
Akhil Kakkar	22 Jan 24	2.69 Yr.
Gaurav Chikane	2 Aug 21	5.17 Yr.
Sharmila D'Silva	31 Jul 22	4.17 Yr.
Masoomi Jhurmarvala	4 Nov 24	1.91 Yr.
Antariksha Banerjee	15 Jun 26	0.29 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	6.21%
Equity	67.82%
Debt	14.14%
Other	11.83%

Equity Sector Allocation

Sector	Value
Financial Services	26.67%
Consumer Cyclical	9.15%
Consumer Defensive	6.09%
Basic Materials	4.79%
Industrials	4.78%
Energy	4.63%
Health Care	3.87%
Technology	2.68%
Communication Services	2.36%
Real Estate	1.83%
Utility	1.75%

Debt Sector Allocation

Sector	Value
Government	8.22%
Corporate	7.85%
Cash Equivalent	4.29%

Credit Quality

Rating	Value
A	1.01%
AA	28.05%
AAA	70.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	10%	₹8,469 Cr	671,777,975
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	6%	₹5,108 Cr	72,074,542 ↑ 2,875,000
Life Insurance Corporation of India (Financial Services) Equity, Since 31 Oct 24 \| LICI	4%	₹3,166 Cr	80,107,788
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹3,004 Cr	22,730,775
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	3%	₹2,663 Cr	22,432,703
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532978	3%	₹2,146 Cr	12,397,312 ↑ 1,163,563
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	2%	₹1,970 Cr	16,068,164
6.94% Govt Stock 2036 Sovereign Bonds \| -	2%	₹1,771 Cr	180,083,800 ↑ 147,500,000
Future on Gold - \| -	2%	₹1,639 Cr	1,100 ↑ 1,100
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,592 Cr	3,193,251 ↑ 46,793

9. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹50,706 Cr).
Oldest track record among peers (27 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.24% (upper mid).
3Y return: 11.63% (bottom quartile).
1Y return: -5.24% (bottom quartile).
1M return: -1.32% (lower mid).
Alpha: -0.22 (bottom quartile).
Sharpe: -0.47 (bottom quartile).
Information ratio: 1.31 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~75%).
High-quality debt (AAA/AA ~98%).
Largest holding HDFC Bank Ltd (~5.9%).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (30 Oct 26)	₹387.67 ↓ -0.42 (-0.11 %)
Net Assets (Cr)	₹50,706 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.55
Sharpe Ratio	-0.47
Information Ratio	1.31
Alpha Ratio	-0.22
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹11,059
31 Oct 23	₹12,767
31 Oct 24	₹17,111
31 Oct 25	₹18,712
31 Oct 26	₹17,816

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1.3%
3 Month	-4.8%
6 Month	-3%
1 Year	-5.2%
3 Year	11.6%
5 Year	12.2%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	13.3%
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	10.82 Yr.
Manish Banthia	19 Sep 13	13.04 Yr.
Mittul Kalawadia	29 Dec 20	5.76 Yr.
Akhil Kakkar	22 Jan 24	2.69 Yr.
Sharmila D'Silva	31 Jul 22	4.17 Yr.
Nitya Mishra	4 Nov 24	1.91 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	2.87%
Equity	74.93%
Debt	22.19%

Equity Sector Allocation

Sector	Value
Financial Services	22.85%
Consumer Cyclical	10.79%
Industrials	7.48%
Energy	6.62%
Consumer Defensive	6.43%
Health Care	5.38%
Utility	4.18%
Basic Materials	3.54%
Real Estate	2.68%
Communication Services	2.35%
Technology	1.35%

Debt Sector Allocation

Sector	Value
Government	12.87%
Corporate	10.63%
Cash Equivalent	1.57%

Credit Quality

Rating	Value
A	1.76%
AA	26.53%
AAA	71.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	6%	₹3,014 Cr	42,532,166 ↓ -2,275,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	5%	₹2,483 Cr	18,783,840
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	4%	₹2,219 Cr	18,689,980
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹1,790 Cr	9,853,039
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	3%	₹1,677 Cr	51,962,814
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	3%	₹1,635 Cr	3,981,427
Life Insurance Corporation of India (Financial Services) Equity, Since 31 Dec 25 \| LICI	3%	₹1,463 Cr	37,007,543
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| 540376	3%	₹1,370 Cr	3,604,932 ↑ 79,050
6.94% Govt Stock 2036 Sovereign Bonds \| -	3%	₹1,359 Cr	138,183,800 ↑ 120,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| 532215	3%	₹1,291 Cr	10,531,926

10. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

Research Highlights for SBI Equity Hybrid Fund

Highest AUM (₹86,163 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.35% (bottom quartile).
3Y return: 11.10% (bottom quartile).
1Y return: -2.13% (lower mid).
1M return: -0.39% (upper mid).
Alpha: 3.76 (upper mid).
Sharpe: -0.17 (lower mid).
Information ratio: 0.91 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~73%).
High-quality debt (AAA/AA ~97%).
Largest holding ICICI Bank Ltd (~4.1%).

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund Growth
Launch Date	19 Jan 05
NAV (30 Oct 26)	₹304.522 ↓ -0.39 (-0.13 %)
Net Assets (Cr)	₹86,163 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.38
Sharpe Ratio	-0.17
Information Ratio	0.91
Alpha Ratio	3.76
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,210
31 Oct 23	₹10,872
31 Oct 24	₹13,511
31 Oct 25	₹15,190
31 Oct 26	₹14,934

SBI Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-0.4%
3 Month	-4%
6 Month	-0.9%
1 Year	-2.1%
3 Year	11.1%
5 Year	8.4%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	12.3%
2024	14.2%
2023	16.4%
2022	2.3%
2021	23.6%
2020	12.9%
2019	13.5%
2018	-0.1%
2017	27.7%
2016	3.7%

Fund Manager information for SBI Equity Hybrid Fund

Name	Since	Tenure
R. Srinivasan	1 Jan 12	14.76 Yr.
Rajeev Radhakrishnan	1 Dec 23	2.84 Yr.

Data below for SBI Equity Hybrid Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	6.96%
Equity	73.26%
Debt	19.78%

Equity Sector Allocation

Sector	Value
Financial Services	21.09%
Industrials	7.53%
Utility	7.41%
Basic Materials	7.4%
Health Care	6.08%
Consumer Cyclical	5.57%
Energy	5.24%
Technology	4.99%
Consumer Defensive	4.4%
Communication Services	2.24%
Real Estate	1.3%

Debt Sector Allocation

Sector	Value
Corporate	15.44%
Cash Equivalent	6.85%
Government	4.46%

Credit Quality

Rating	Value
A	2.87%
AA	48.26%
AAA	48.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| ICICIBANK	4%	₹3,569 Cr	27,000,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	4%	₹3,498 Cr	1,775,495 ↓ -14,505
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	4%	₹3,166 Cr	33,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| KOTAKBANK	3%	₹2,919 Cr	70,000,000
Adani Power Ltd (Utilities) Equity, Since 30 Sep 25 \| 533096	3%	₹2,652 Cr	130,000,000
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 Aug 25 \| ADANIENSOL	3%	₹2,498 Cr	19,000,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	3%	₹2,207 Cr	23,000,000
Adani Enterprises Ltd (Energy) Equity, Since 30 Jun 26 \| 512599	3%	₹2,166 Cr	7,460,874
MRF Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| 500290	2%	₹2,130 Cr	170,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 11 \| HDFCBANK	2%	₹2,126 Cr	30,000,000 ↑ 3,000,000

11. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,875 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.74% (lower mid).
3Y return: 11.02% (bottom quartile).
1Y return: -3.38% (lower mid).
1M return: -0.24% (top quartile).
Alpha: 1.27 (upper mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: 0.84 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~100%).
Largest holding Edelweiss Money Market Dir Gr (~5.2%).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Growth
Launch Date	12 Aug 09
NAV (30 Oct 26)	₹62.85 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹3,875 on 30 Sep 26
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.35
Information Ratio	0.84
Alpha Ratio	1.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,734
31 Oct 23	₹12,146
31 Oct 24	₹16,113
31 Oct 25	₹17,175
31 Oct 26	₹16,653

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-0.2%
3 Month	-3.4%
6 Month	-0.6%
1 Year	-3.4%
3 Year	11%
5 Year	10.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6%
2024	20.2%
2023	25.4%
2022	5.3%
2021	27.1%
2020	12.7%
2019	10.4%
2018	-0.1%
2017	26.1%
2016	0.2%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Kedar Karnik	15 Jan 26	0.71 Yr.
Bhavesh Jain	14 Oct 15	10.97 Yr.
Bharat Lahoti	1 Oct 21	5 Yr.
Rahul Dedhia	1 Jul 24	2.25 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	11.48%
Equity	77.28%
Debt	11.22%
Other	0.02%

Equity Sector Allocation

Sector	Value
Financial Services	20.87%
Consumer Cyclical	13.13%
Health Care	8.01%
Basic Materials	7.05%
Industrials	6.87%
Technology	5.1%
Consumer Defensive	4.4%
Communication Services	3.56%
Energy	3.2%
Utility	2.42%
Real Estate	2.28%

Debt Sector Allocation

Sector	Value
Corporate	14.12%
Cash Equivalent	5.7%
Government	2.88%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Edelweiss Money Market Dir Gr Investment Fund \| -	5%	₹202 Cr	59,337,499 ↑ 44,152,321
Edelweiss Ultra Short Term Dir Gr Investment Fund \| -	5%	₹201 Cr	1,996,855 ↑ 496,930
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	4%	₹161 Cr	1,218,490
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹118 Cr	673,607
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	3%	₹118 Cr	1,667,382
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	3%	₹106 Cr	890,965
State Bank of India (Financial Services) Equity, Since 30 Jun 15 \| SBIN	3%	₹102 Cr	1,066,853
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 19 \| SUNPHARMA	2%	₹82 Cr	451,425
NTPC Ltd (Utilities) Equity, Since 30 Nov 21 \| 532555	2%	₹75 Cr	2,337,397
Aditya Birla Capital Limited Debentures \| -	2%	₹75 Cr	7,500,000

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