മികച്ച ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on September 17, 2026 , 55062 views

മുകളിൽബാലൻസ്ഡ് ഫണ്ട് ആകുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ മൊത്തത്തിലുള്ള നല്ല വരുമാനം ലഭിക്കുന്നതിന് അവരുടെ ആസ്തികൾ ഇക്വിറ്റികളിലും ഡെറ്റ് ഉപകരണങ്ങളിലും നിക്ഷേപിക്കുന്നു. ഒരു എടുക്കാൻ തയ്യാറുള്ള നിക്ഷേപകർക്ക് ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ പ്രയോജനകരമാണ്വിപണി ചില ഫിക്സഡ് റിട്ടേണുകൾക്കായി നോക്കുമ്പോൾ റിസ്ക്.

ഇക്വിറ്റികളിലും സ്റ്റോക്കുകളിലും നിക്ഷേപിച്ച ആസ്തികൾ മാർക്കറ്റ്-ലിങ്ക്ഡ് റിട്ടേൺ വാഗ്ദാനം ചെയ്യുമ്പോൾ ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിച്ച ആസ്തികൾ സ്ഥിരമായ റിട്ടേൺ വാഗ്ദാനം ചെയ്യുന്നു. ഇക്വിറ്റി, ഡെറ്റ് എന്നിവയുടെ സംയോജനമായതിനാൽ, നിക്ഷേപകർ വളരെ ശ്രദ്ധാലുവായിരിക്കണംനിക്ഷേപിക്കുന്നു ഈ ഫണ്ടുകളിൽ. ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന് മുമ്പ് മികച്ച ബാലൻസ്ഡ് ഫണ്ടുകൾ നോക്കാൻ നിക്ഷേപകർ നിർദ്ദേശിക്കുന്നു. മികച്ച ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ ഞങ്ങൾ താഴെ ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്.

എന്തുകൊണ്ടാണ് ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത്?

സാധാരണയായി, നിക്ഷേപകർ തങ്ങളുടെ നിക്ഷേപങ്ങൾ കുറഞ്ഞ സമയത്തിനുള്ളിൽ കുറഞ്ഞ അപകടസാധ്യതയോടെ വൈവിധ്യവത്കരിക്കാനുള്ള വഴികൾ തേടുന്നു. ഇക്വിറ്റിയുടെയും ഡെറ്റ് ഉപകരണങ്ങളുടെയും സംയോജനമായതിനാൽ, ബാലൻസ്ഡ് മ്യൂച്വൽ ഫണ്ടുകൾ ഈ രണ്ട് ലോകങ്ങളിലും ഏറ്റവും മികച്ചത് വാഗ്ദാനം ചെയ്യുന്നു. അതിനാൽ, ഈ ഫണ്ടുകൾ ഡെറ്റ് എക്സ്പോഷർ കാരണം ചില അടിസ്ഥാന വരുമാനങ്ങൾ കൈകാര്യം ചെയ്യുമ്പോൾ നിരന്തരം മാറിക്കൊണ്ടിരിക്കുന്ന വിപണി സാഹചര്യങ്ങൾ കാരണം തകർച്ചയുടെ അപകടസാധ്യത കുറയ്ക്കുന്നു. 100% നിക്ഷേപിക്കുന്നതിനേക്കാൾ അൽപ്പം കുറഞ്ഞ റിസ്കിൽ റിട്ടേൺ ലഭിക്കാനുള്ള മധ്യപാത തേടുന്ന നിക്ഷേപകർക്ക് ഇത് സമതുലിതമായ ഫണ്ടുകളെ വളരെ അനുയോജ്യമായ നിക്ഷേപ ഓപ്ഷനാക്കി മാറ്റുന്നു.ഇക്വിറ്റി ഫണ്ടുകൾ.

മികച്ച ബാലൻസ്ഡ് ഫണ്ടുകളുടെ ഗുണങ്ങളും ദോഷങ്ങളും

പ്രയോജനങ്ങൾ

35-40% ആസ്തികൾ സ്ഥിരമായി നിക്ഷേപിച്ച് സ്ഥിരമായ വരുമാനം നൽകുന്നുവരുമാനം ഓപ്ഷനുകൾ
ആസ്തിയുടെ 60-65% ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കുന്നതിലൂടെ വിപണി-ലിങ്ക്ഡ് റിട്ടേൺ വാഗ്ദാനം ചെയ്യുന്നു
മിതമായ റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള യാഥാസ്ഥിതിക നിക്ഷേപകർക്ക് അനുയോജ്യം

ദോഷങ്ങൾ

ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കുന്ന ഫണ്ടുകൾ അസ്ഥിരവും ഉയർന്ന അപകടസാധ്യതയുള്ളതുമാണ്ഘടകം
സംയോജിത റിട്ടേണുകൾ (കടത്തിന്റെയും ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകളുടെയും റിട്ടേൺസ്) ദീർഘകാലാടിസ്ഥാനത്തിൽ നല്ല വരുമാനം നൽകിയേക്കില്ല.

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FY 22 - 23 നിക്ഷേപിക്കാൻ മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന ബാലൻസ്ഡ് ഫണ്ടുകൾ അല്ലെങ്കിൽ ഹൈബ്രിഡ് ഫണ്ടുകൾ

മികച്ച പ്രകടനം നടത്തുന്ന അഗ്രസീവ് ഹൈബ്രിഡ് ഫണ്ടുകൾ

ഈ ഫണ്ട് അതിന്റെ മൊത്തം ആസ്തിയുടെ 65 മുതൽ 85 ശതമാനം വരെ ഇക്വിറ്റിയുമായി ബന്ധപ്പെട്ട ഉപകരണങ്ങളിലും അവരുടെ ആസ്തിയുടെ 20 മുതൽ 35 ശതമാനം വരെ ഡെറ്റ് ഉപകരണങ്ങളിലും നിക്ഷേപിക്കും.മ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ സമതുലിതമായ ഒരു ഹൈബ്രിഡ് അല്ലെങ്കിൽ ആക്രമണാത്മക ഹൈബ്രിഡ് ഫണ്ട് വാഗ്ദാനം ചെയ്യാൻ കഴിയും, രണ്ടും അല്ല.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹43.33 ↑ 0.50	₹1,841	4	17	12.8	15.8	13.5	-0.9
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	7.8	9.8	12.1	14.4	7.1
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
Bandhan Hybrid Equity Fund Growth	₹27.702 ↑ 0.20	₹2,184	1.5	7.8	4	12.4	10	7.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	IDBI Hybrid Equity Fund	Baroda Pioneer Hybrid Equity Fund	Bandhan Hybrid Equity Fund
Point 1	Upper mid AUM (₹1,954 Cr).	Lower mid AUM (₹1,841 Cr).	Bottom quartile AUM (₹179 Cr).	Bottom quartile AUM (₹389 Cr).	Highest AUM (₹2,184 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (10+ yrs).	Established history (9+ yrs).	Established history (23+ yrs).	Established history (9+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.20% (top quartile).	5Y return: 13.52% (upper mid).	5Y return: 7.09% (bottom quartile).	5Y return: 11.17% (lower mid).	5Y return: 10.01% (bottom quartile).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 15.85% (upper mid).	3Y return: 14.43% (lower mid).	3Y return: 14.26% (bottom quartile).	3Y return: 12.40% (bottom quartile).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 12.75% (lower mid).	1Y return: 12.06% (bottom quartile).	1Y return: 14.82% (upper mid).	1Y return: 3.96% (bottom quartile).
Point 8	1M return: 1.80% (upper mid).	1M return: 0.74% (lower mid).	1M return: 2.10% (top quartile).	1M return: -2.79% (bottom quartile).	1M return: -1.78% (bottom quartile).
Point 9	Alpha: 5.81 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: -0.26 (bottom quartile).	Alpha: 6.53 (top quartile).	Alpha: 5.97 (upper mid).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 0.32 (bottom quartile).	Sharpe: 1.03 (lower mid).	Sharpe: 2.59 (upper mid).	Sharpe: 0.05 (bottom quartile).

Sundaram Equity Hybrid Fund

Upper mid AUM (₹1,954 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (lower mid).
Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Lower mid AUM (₹1,841 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.52% (upper mid).
3Y return: 15.85% (upper mid).
1Y return: 12.75% (lower mid).
1M return: 0.74% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.32 (bottom quartile).

IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (lower mid).
1Y return: 12.06% (bottom quartile).
1M return: 2.10% (top quartile).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (bottom quartile).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).

Bandhan Hybrid Equity Fund

Highest AUM (₹2,184 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.01% (bottom quartile).
3Y return: 12.40% (bottom quartile).
1Y return: 3.96% (bottom quartile).
1M return: -1.78% (bottom quartile).
Alpha: 5.97 (upper mid).
Sharpe: 0.05 (bottom quartile).

മികച്ച പ്രകടനം നടത്തുന്ന കൺസർവേറ്റീവ് ഹൈബ്രിഡ് ഫണ്ടുകൾ

ഈ സ്കീം പ്രധാനമായും ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കും. അവരുടെ മൊത്തം ആസ്തിയുടെ 75 മുതൽ 90 ശതമാനം വരെ ഡെറ്റ് ഉപകരണങ്ങളിലും ഏകദേശം 10 മുതൽ 25 ശതമാനം വരെ ഇക്വിറ്റിയുമായി ബന്ധപ്പെട്ട ഉപകരണങ്ങളിലുമാണ് നിക്ഷേപിക്കുക. ഈ സ്കീമിന് യാഥാസ്ഥിതികമെന്ന് പേരിട്ടു, കാരണം ഇത് അപകടസാധ്യതയില്ലാത്ത ആളുകൾക്കുള്ളതാണ്. തങ്ങളുടെ നിക്ഷേപത്തിൽ കൂടുതൽ റിസ്ക് എടുക്കാൻ ആഗ്രഹിക്കാത്ത നിക്ഷേപകർക്ക് ഈ സ്കീമിൽ നിക്ഷേപിക്കാൻ മുൻഗണന നൽകാം.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
ICICI Prudential MIP 25 Growth	₹78.682 ↑ 0.05	₹3,356	-0.1	2.3	2.1	7.8	7.6	7.9
DSP Regular Savings Fund Growth	₹60.7027 ↑ 0.04	₹180	0.1	2.2	2.7	7.8	6.6	7.2
SBI Debt Hybrid Fund Growth	₹76.457 ↑ 0.15	₹10,210	0.6	3.6	4.3	7.8	8.1	6.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	ICICI Prudential MIP 25	DSP Regular Savings Fund	SBI Debt Hybrid Fund
Point 1	Lower mid AUM (₹3,356 Cr).	Bottom quartile AUM (₹180 Cr).	Highest AUM (₹10,210 Cr).
Point 2	Established history (22+ yrs).	Established history (22+ yrs).	Oldest track record among peers (25 yrs).
Point 3	Top rated.	Rating: 3★ (bottom quartile).	Rating: 5★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 7.57% (lower mid).	5Y return: 6.61% (bottom quartile).	5Y return: 8.06% (upper mid).
Point 6	3Y return: 7.85% (upper mid).	3Y return: 7.76% (lower mid).	3Y return: 7.76% (bottom quartile).
Point 7	1Y return: 2.12% (bottom quartile).	1Y return: 2.72% (lower mid).	1Y return: 4.27% (upper mid).
Point 8	1M return: -0.81% (bottom quartile).	1M return: -0.65% (lower mid).	1M return: -0.65% (upper mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: -0.67 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: -0.28 (lower mid).	Sharpe: -0.38 (bottom quartile).	Sharpe: -0.07 (upper mid).

ICICI Prudential MIP 25

Lower mid AUM (₹3,356 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 7.57% (lower mid).
3Y return: 7.85% (upper mid).
1Y return: 2.12% (bottom quartile).
1M return: -0.81% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.28 (lower mid).

DSP Regular Savings Fund

Bottom quartile AUM (₹180 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 6.61% (bottom quartile).
3Y return: 7.76% (lower mid).
1Y return: 2.72% (lower mid).
1M return: -0.65% (lower mid).
Alpha: -0.67 (bottom quartile).
Sharpe: -0.38 (bottom quartile).

SBI Debt Hybrid Fund

Highest AUM (₹10,210 Cr).
Oldest track record among peers (25 yrs).
Rating: 5★ (lower mid).
Risk profile: Moderate.
5Y return: 8.06% (upper mid).
3Y return: 7.76% (bottom quartile).
1Y return: 4.27% (upper mid).
1M return: -0.65% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.07 (upper mid).

മികച്ച പ്രകടനം നടത്തുന്ന ആർബിട്രേജ് ഫണ്ടുകൾ

ഈ ഫണ്ട് ആർബിട്രേജ് തന്ത്രം പിന്തുടരുകയും അതിന്റെ ആസ്തിയുടെ 65 ശതമാനമെങ്കിലും ഇക്വിറ്റിയുമായി ബന്ധപ്പെട്ട ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കുകയും ചെയ്യും. മ്യൂച്വൽ ഫണ്ട് റിട്ടേണുകൾ സൃഷ്ടിക്കുന്നതിന് ക്യാഷ് മാർക്കറ്റും ഡെറിവേറ്റീവ് മാർക്കറ്റും തമ്മിലുള്ള വ്യത്യാസത്തിന്റെ വിലയെ സ്വാധീനിക്കുന്ന മ്യൂച്വൽ ഫണ്ടുകളാണ് ആർബിട്രേജ് ഫണ്ടുകൾ. ആർബിട്രേജ് ഫണ്ടുകൾ സൃഷ്ടിക്കുന്ന വരുമാനം സ്റ്റോക്ക് മാർക്കറ്റിന്റെ അസ്ഥിരതയെ ആശ്രയിച്ചിരിക്കുന്നു. ആർബിട്രേജ് മ്യൂച്വൽ ഫണ്ടുകൾ ഹൈബ്രിഡ് സ്വഭാവമാണ്, ഉയർന്നതോ സ്ഥിരമായതോ ആയ ചാഞ്ചാട്ടമുള്ള സമയങ്ങളിൽ, ഈ ഫണ്ടുകൾ നിക്ഷേപകർക്ക് താരതമ്യേന അപകടസാധ്യതയില്ലാത്ത വരുമാനം വാഗ്ദാനം ചെയ്യുന്നു.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Kotak Equity Arbitrage Fund Growth	₹40.2443 ↑ 0.08	₹74,399	1.6	3	6.2	6.9	6.3	6.4
ICICI Prudential Equity Arbitrage Fund Growth	₹36.8429 ↑ 0.06	₹34,180	1.7	3	6.2	6.8	6.2	6.5
Invesco India Arbitrage Fund Growth	₹34.2675 ↑ 0.05	₹29,629	1.6	3	6.2	6.8	6.4	6.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	Kotak Equity Arbitrage Fund	ICICI Prudential Equity Arbitrage Fund	Invesco India Arbitrage Fund
Point 1	Highest AUM (₹74,399 Cr).	Lower mid AUM (₹34,180 Cr).	Bottom quartile AUM (₹29,629 Cr).
Point 2	Oldest track record among peers (20 yrs).	Established history (19+ yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.
Point 5	5Y return: 6.31% (lower mid).	5Y return: 6.15% (bottom quartile).	5Y return: 6.35% (upper mid).
Point 6	3Y return: 6.89% (upper mid).	3Y return: 6.78% (bottom quartile).	3Y return: 6.79% (lower mid).
Point 7	1Y return: 6.24% (upper mid).	1Y return: 6.24% (lower mid).	1Y return: 6.23% (bottom quartile).
Point 8	1M return: 0.59% (lower mid).	1M return: 0.61% (upper mid).	1M return: 0.56% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.50 (lower mid).	Sharpe: 0.49 (bottom quartile).	Sharpe: 0.60 (upper mid).

Kotak Equity Arbitrage Fund

Highest AUM (₹74,399 Cr).
Oldest track record among peers (20 yrs).
Top rated.
Risk profile: Moderately Low.
5Y return: 6.31% (lower mid).
3Y return: 6.89% (upper mid).
1Y return: 6.24% (upper mid).
1M return: 0.59% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.50 (lower mid).

ICICI Prudential Equity Arbitrage Fund

Lower mid AUM (₹34,180 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
5Y return: 6.15% (bottom quartile).
3Y return: 6.78% (bottom quartile).
1Y return: 6.24% (lower mid).
1M return: 0.61% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.49 (bottom quartile).

Invesco India Arbitrage Fund

Bottom quartile AUM (₹29,629 Cr).
Established history (19+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.35% (upper mid).
3Y return: 6.79% (lower mid).
1Y return: 6.23% (bottom quartile).
1M return: 0.56% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.60 (upper mid).

മികച്ച പ്രകടനം നടത്തുന്ന ഡൈനാമിക് അസറ്റ് അലോക്കേഷൻ ഫണ്ടുകൾ

ഈ സ്കീം ഇക്വിറ്റിയിലും ഡെറ്റ് ഉപകരണങ്ങളിലുമുള്ള അവരുടെ നിക്ഷേപങ്ങളെ ചലനാത്മകമായി കൈകാര്യം ചെയ്യും. ഈ ഫണ്ടുകൾ കടത്തിലേക്കുള്ള വിഹിതം വർദ്ധിപ്പിക്കുകയും വിപണി ചെലവേറിയതായിരിക്കുമ്പോൾ ഇക്വിറ്റികളിലേക്കുള്ള വെയിറ്റേജ് കുറയ്ക്കുകയും ചെയ്യുന്നു. കൂടാതെ, ഈ ഫണ്ടുകൾ കുറഞ്ഞ റിസ്കിൽ സ്ഥിരത നൽകുന്നതിൽ ശ്രദ്ധ കേന്ദ്രീകരിക്കുന്നു.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Franklin India Multi - Asset Solution Fund Growth	₹22.4397 ↑ 0.00	₹141	1.5	2.9	5.8	11.6	10	14.1
ICICI Prudential Balanced Advantage Fund Growth	₹77.98 ↑ 0.38	₹74,555	0.9	4.5	2.8	10.3	10	12.2
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹112.71 ↑ 0.73	₹9,804	1.8	6.8	4.5	10.3	8.9	10.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Sep 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	Franklin India Multi - Asset Solution Fund	ICICI Prudential Balanced Advantage Fund	Aditya Birla Sun Life Balanced Advantage Fund
Point 1	Bottom quartile AUM (₹141 Cr).	Highest AUM (₹74,555 Cr).	Lower mid AUM (₹9,804 Cr).
Point 2	Established history (11+ yrs).	Established history (19+ yrs).	Oldest track record among peers (26 yrs).
Point 3	Not Rated.	Top rated.	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 10.04% (lower mid).	5Y return: 10.05% (upper mid).	5Y return: 8.95% (bottom quartile).
Point 6	3Y return: 11.65% (upper mid).	3Y return: 10.29% (lower mid).	3Y return: 10.27% (bottom quartile).
Point 7	1Y return: 5.83% (upper mid).	1Y return: 2.81% (bottom quartile).	1Y return: 4.52% (lower mid).
Point 8	1M return: 0.29% (upper mid).	1M return: -2.32% (bottom quartile).	1M return: -1.36% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.12 (bottom quartile).	Sharpe: 0.23 (upper mid).	Sharpe: 0.16 (lower mid).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹141 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.04% (lower mid).
3Y return: 11.65% (upper mid).
1Y return: 5.83% (upper mid).
1M return: 0.29% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.12 (bottom quartile).

ICICI Prudential Balanced Advantage Fund

Highest AUM (₹74,555 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.05% (upper mid).
3Y return: 10.29% (lower mid).
1Y return: 2.81% (bottom quartile).
1M return: -2.32% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.23 (upper mid).

Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹9,804 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 8.95% (bottom quartile).
3Y return: 10.27% (bottom quartile).
1Y return: 4.52% (lower mid).
1M return: -1.36% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.16 (lower mid).

മികച്ച പ്രകടനം നടത്തുന്ന ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ

ഈ സ്കീം ഇക്വിറ്റി, ആർബിട്രേജ്, ഡെറ്റ് എന്നിവയിൽ നിക്ഷേപിക്കും. ഇക്വിറ്റി സേവിംഗ്സ് മൊത്തം ആസ്തിയുടെ 65 ശതമാനമെങ്കിലും ഓഹരികളിലും കുറഞ്ഞത് 10 ശതമാനം കടത്തിലും നിക്ഷേപിക്കും. സ്‌കീം ഇൻഫർമേഷൻ ഡോക്യുമെന്റിലെ ഏറ്റവും കുറഞ്ഞ ഹെഡ്‌ജഡ്, അൺഹെഡ്ഡ് നിക്ഷേപങ്ങൾ സ്‌കീം വ്യക്തമാക്കും.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Edelweiss Equity Savings Fund Growth	₹27.3844 ↑ 0.11	₹1,530	2.5	6.4	6.7	10.1	8.4	8
Tata Equity Savings Fund Growth	₹56.3583 ↑ 0.03	₹285	-0.1	1.8	6.9	9.8	8
Kotak Equity Savings Fund Growth	₹27.5444 ↑ 0.16	₹10,409	1.4	3.9	3	9	9	7.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	Edelweiss Equity Savings Fund	Tata Equity Savings Fund	Kotak Equity Savings Fund
Point 1	Lower mid AUM (₹1,530 Cr).	Bottom quartile AUM (₹285 Cr).	Highest AUM (₹10,409 Cr).
Point 2	Established history (11+ yrs).	Oldest track record among peers (29 yrs).	Established history (11+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 8.36% (lower mid).	5Y return: 8.02% (bottom quartile).	5Y return: 8.97% (upper mid).
Point 6	3Y return: 10.15% (upper mid).	3Y return: 9.85% (lower mid).	3Y return: 8.95% (bottom quartile).
Point 7	1Y return: 6.67% (lower mid).	1Y return: 6.88% (upper mid).	1Y return: 2.99% (bottom quartile).
Point 8	1M return: 0.14% (lower mid).	1M return: 0.34% (upper mid).	1M return: -0.52% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.37 (upper mid).	Sharpe: 0.00 (bottom quartile).	Sharpe: 0.09 (lower mid).

Edelweiss Equity Savings Fund

Lower mid AUM (₹1,530 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.36% (lower mid).
3Y return: 10.15% (upper mid).
1Y return: 6.67% (lower mid).
1M return: 0.14% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.37 (upper mid).

Tata Equity Savings Fund

Bottom quartile AUM (₹285 Cr).
Oldest track record among peers (29 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.02% (bottom quartile).
3Y return: 9.85% (lower mid).
1Y return: 6.88% (upper mid).
1M return: 0.34% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.00 (bottom quartile).

Kotak Equity Savings Fund

Highest AUM (₹10,409 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.97% (upper mid).
3Y return: 8.95% (bottom quartile).
1Y return: 2.99% (bottom quartile).
1M return: -0.52% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.09 (lower mid).

മികച്ച പ്രകടനം നടത്തുന്ന മൾട്ടി അസറ്റ് അലോക്കേഷൻ ഫണ്ടുകൾ

ഈ സ്കീമിന് മൂന്ന് അസറ്റ് ക്ലാസുകളിൽ നിക്ഷേപിക്കാം, അതായത് ഇക്വിറ്റിക്കും കടത്തിനും പുറമെ അവർക്ക് ഒരു അധിക അസറ്റ് ക്ലാസിൽ നിക്ഷേപിക്കാം. ഓരോ അസറ്റ് ക്ലാസുകളിലും ഫണ്ട് കുറഞ്ഞത് 10 ശതമാനമെങ്കിലും നിക്ഷേപിക്കണം. വിദേശ സെക്യൂരിറ്റികളെ ഒരു പ്രത്യേക അസറ്റ് ക്ലാസായി പരിഗണിക്കില്ല.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI Multi Asset Allocation Fund Growth	₹66.6995 ↑ 0.38	₹20,240	0.2	2.9	9.3	13.9	12.5	18.6
UTI Multi Asset Fund Growth	₹77.8573 ↑ 0.36	₹6,998	-0.9	2.2	2.1	13.7	12	11.1
ICICI Prudential Multi-Asset Fund Growth	₹799.571 ↑ 3.33	₹86,785	-0.9	1.8	2.5	13	15	18.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 3 Funds showcased

Commentary	SBI Multi Asset Allocation Fund	UTI Multi Asset Fund	ICICI Prudential Multi-Asset Fund
Point 1	Lower mid AUM (₹20,240 Cr).	Bottom quartile AUM (₹6,998 Cr).	Highest AUM (₹86,785 Cr).
Point 2	Established history (20+ yrs).	Established history (17+ yrs).	Oldest track record among peers (23 yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.48% (lower mid).	5Y return: 12.00% (bottom quartile).	5Y return: 14.97% (upper mid).
Point 6	3Y return: 13.86% (upper mid).	3Y return: 13.69% (lower mid).	3Y return: 13.02% (bottom quartile).
Point 7	1Y return: 9.33% (upper mid).	1Y return: 2.06% (bottom quartile).	1Y return: 2.49% (lower mid).
Point 8	1M return: -1.00% (upper mid).	1M return: -2.32% (lower mid).	1M return: -2.72% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.63 (upper mid).	Sharpe: 0.17 (bottom quartile).	Sharpe: 0.28 (lower mid).

SBI Multi Asset Allocation Fund

Lower mid AUM (₹20,240 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 12.48% (lower mid).
3Y return: 13.86% (upper mid).
1Y return: 9.33% (upper mid).
1M return: -1.00% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.63 (upper mid).

UTI Multi Asset Fund

Bottom quartile AUM (₹6,998 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.00% (bottom quartile).
3Y return: 13.69% (lower mid).
1Y return: 2.06% (bottom quartile).
1M return: -2.32% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.17 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹86,785 Cr).
Oldest track record among peers (23 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.97% (upper mid).
3Y return: 13.02% (bottom quartile).
1Y return: 2.49% (lower mid).
1M return: -2.72% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.28 (lower mid).

*ഹൈബ്രിഡ് ഫണ്ടുകളുടെ ലിസ്റ്റ് ചുവടെയുണ്ട്AUM >= 200 കോടി & അടുക്കി3 വർഷംസിഎജിആർ മടങ്ങുക.

1. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Established history (26+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,841 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.52% (upper mid).
3Y return: 15.85% (top quartile).
1Y return: 12.75% (upper mid).
1M return: 0.74% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.32 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~100%).
Largest holding Abbott India Ltd (~2.3%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (18 Sep 26)	₹43.33 ↑ 0.50 (1.17 %)
Net Assets (Cr)	₹1,841 on 31 Jul 26
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	0.32
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,086
31 Aug 23	₹12,166
31 Aug 24	₹17,942
31 Aug 25	₹16,731
31 Aug 26	₹19,518

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.7%
3 Month	4%
6 Month	17%
1 Year	12.8%
3 Year	15.8%
5 Year	13.5%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.9%
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	9.54 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	18.74%
Equity	67.83%
Debt	13.43%

Equity Sector Allocation

Sector	Value
Financial Services	14.17%
Industrials	12.81%
Health Care	11.36%
Consumer Cyclical	8.73%
Basic Materials	7.58%
Technology	5.85%
Consumer Defensive	3.88%
Energy	1.22%
Real Estate	0.94%
Utility	0.64%
Communication Services	0.39%

Debt Sector Allocation

Sector	Value
Corporate	14.33%
Cash Equivalent	11.46%
Government	6.37%

Credit Quality

Rating	Value
AA	5.14%
AAA	94.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Abbott India Ltd (Healthcare) Equity, Since 31 Jan 23 \| ABBOTINDIA	2%	₹42 Cr	15,000
Bank of Maharashtra (Financial Services) Equity, Since 31 May 24 \| MAHABANK	2%	₹40 Cr	5,000,000 ↑ 1,090,000
Mankind Pharma Ltd (Healthcare) Equity, Since 30 Jun 26 \| MANKIND	2%	₹40 Cr	160,000 ↑ 60,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	2%	₹39 Cr	331,037
Shreeji Shipping Global Ltd (Industrials) Equity, Since 31 Aug 25 \| SHREEJISPG	2%	₹38 Cr	590,000 ↓ -10,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 Jan 26 \| AUROPHARMA	2%	₹38 Cr	240,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 26 \| FEDERALBNK	2%	₹36 Cr	1,010,004 ↑ 585,004
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 31 Jan 21 \| BALRAMCHIN	2%	₹35 Cr	598,000 ↑ 162,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 24 \| 540767	2%	₹35 Cr	300,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 25 \| 532296	2%	₹34 Cr	150,000

3. Baroda Pioneer Hybrid Equity Fund

(Erstwhile Baroda Pioneer Balance Fund)

The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.

Research Highlights for Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (upper mid).
1Y return: 14.82% (top quartile).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (top quartile).
Information ratio: -0.07 (bottom quartile).

Below is the key information for Baroda Pioneer Hybrid Equity Fund

Baroda Pioneer Hybrid Equity Fund Growth
Launch Date	12 Sep 03
NAV (11 Mar 22)	₹81.2894 ↑ 0.36 (0.45 %)
Net Assets (Cr)	₹389 on 31 Jan 22
Category	Hybrid - Hybrid Equity
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.48
Sharpe Ratio	2.59
Information Ratio	-0.07
Alpha Ratio	6.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Baroda Pioneer Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Baroda Pioneer Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.8%
3 Month	-3.5%
6 Month	-0.8%
1 Year	14.8%
3 Year	14.3%
5 Year	11.2%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Baroda Pioneer Hybrid Equity Fund

Name	Since	Tenure

Data below for Baroda Pioneer Hybrid Equity Fund as on 31 Jan 22

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Upper mid AUM (₹20,240 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 12.48% (upper mid).
3Y return: 13.86% (upper mid).
1Y return: 9.33% (upper mid).
1M return: -1.00% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.63 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
High-quality debt (AAA/AA ~97%).
Largest holding SBI Gold ETF (~6.7%).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (18 Sep 26)	₹66.6995 ↑ 0.38 (0.58 %)
Net Assets (Cr)	₹20,240 on 31 Jul 26
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	0.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,559
31 Aug 23	₹12,175
31 Aug 24	₹15,332
31 Aug 25	₹16,168
31 Aug 26	₹18,476

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1%
3 Month	0.2%
6 Month	2.9%
1 Year	9.3%
3 Year	13.9%
5 Year	12.5%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	18.6%
2024	12.8%
2023	24.4%
2022	6%
2021	13%
2020	14.2%
2019	10.6%
2018	0.4%
2017	10.9%
2016	8.7%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	4.75 Yr.
Mansi Sajeja	1 Dec 23	2.67 Yr.
Vandna Soni	1 Jan 24	2.58 Yr.

Data below for SBI Multi Asset Allocation Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	6.72%
Equity	50.58%
Debt	32.36%
Other	10.33%

Equity Sector Allocation

Sector	Value
Financial Services	14.24%
Consumer Cyclical	5.51%
Health Care	4.8%
Real Estate	4.52%
Utility	4.31%
Industrials	3.74%
Energy	3.62%
Basic Materials	3.32%
Consumer Defensive	2.86%
Technology	1.94%
Communication Services	1.71%

Debt Sector Allocation

Sector	Value
Corporate	26.86%
Government	6.22%
Cash Equivalent	6.01%

Credit Quality

Rating	Value
A	2.74%
AA	53.23%
AAA	44.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	7%	₹1,389 Cr	107,591,000
SBI Silver ETF - \| -	4%	₹791 Cr	34,896,178
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| 543261	3%	₹523 Cr	15,164,234
GAIL (India) Ltd (Utilities) Equity, Since 31 Mar 21 \| 532155	2%	₹408 Cr	23,350,297
Delhivery Ltd (Industrials) Equity, Since 15 Apr 26 \| 543529	2%	₹397 Cr	8,638,573
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	2%	₹383 Cr	5,262,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	2%	₹380 Cr	37,500,000
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 15 Oct 25 \| M&MFIN	2%	₹360 Cr	9,232,926
Bandhan Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| 541153	2%	₹358 Cr	20,500,000
Biocon Ltd (Healthcare) Equity, Since 30 Nov 24 \| 532523	2%	₹330 Cr	7,920,476

5. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Upper mid AUM (₹6,998 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.00% (lower mid).
3Y return: 13.69% (upper mid).
1Y return: 2.06% (lower mid).
1M return: -2.32% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.17 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~72%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~12.4%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (18 Sep 26)	₹77.8573 ↑ 0.36 (0.46 %)
Net Assets (Cr)	₹6,998 on 31 Jul 26
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,212
31 Aug 23	₹11,844
31 Aug 24	₹16,754
31 Aug 25	₹16,907
31 Aug 26	₹18,398

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.3%
3 Month	-0.9%
6 Month	2.2%
1 Year	2.1%
3 Year	13.7%
5 Year	12%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	11.1%
2024	20.7%
2023	29.1%
2022	4.4%
2021	11.8%
2020	13.1%
2019	3.9%
2018	-0.5%
2017	17.1%
2016	7.3%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Goyal	12 Nov 21	4.8 Yr.
Jaydeep Bhowal	1 Oct 24	1.92 Yr.
Lokesh Kulthia	19 Jun 26	0.2 Yr.

Data below for UTI Multi Asset Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	4.45%
Equity	72.19%
Debt	10.09%
Other	13.27%

Equity Sector Allocation

Sector	Value
Financial Services	20.09%
Consumer Defensive	10.07%
Industrials	9.02%
Technology	8.52%
Consumer Cyclical	6.37%
Basic Materials	5.7%
Real Estate	4.21%
Health Care	3.47%
Communication Services	2.21%
Energy	2.07%
Utility	0.04%

Debt Sector Allocation

Sector	Value
Government	6.12%
Corporate	4.35%
Cash Equivalent	4.05%

Credit Quality

Rating	Value
AA	7.25%
AAA	92.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	12%	₹870 Cr	73,012,656
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| ICICIBANK	3%	₹232 Cr	1,619,611
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	3%	₹196 Cr	1,299,989
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| KOTAKBANK	3%	₹195 Cr	4,993,006
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	3%	₹187 Cr	2,497,446
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹183 Cr	6,527,975
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	3%	₹181 Cr	766,007
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	2%	₹127 Cr	1,121,776
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 25 \| BEL	2%	₹121 Cr	3,118,720
Asian Paints Ltd (Basic Materials) Equity, Since 31 Oct 24 \| 500820	2%	₹119 Cr	431,396

6. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Highest AUM (₹86,785 Cr).
Established history (23+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.97% (top quartile).
3Y return: 13.02% (lower mid).
1Y return: 2.49% (lower mid).
1M return: -2.72% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.28 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~67%).
High-quality debt (AAA/AA ~99%).
Largest holding ICICI Pru Gold ETF (~9.7%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (17 Sep 26)	₹799.571 ↑ 3.33 (0.42 %)
Net Assets (Cr)	₹86,785 on 31 Jul 26
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,702
31 Aug 23	₹13,912
31 Aug 24	₹18,320
31 Aug 25	₹19,568
31 Aug 26	₹21,172

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.7%
3 Month	-0.9%
6 Month	1.8%
1 Year	2.5%
3 Year	13%
5 Year	15%
10 Year
15 Year
Since launch	20.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	18.6%
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	14.59 Yr.
Manish Banthia	22 Jan 24	2.61 Yr.
Akhil Kakkar	22 Jan 24	2.61 Yr.
Gaurav Chikane	2 Aug 21	5.08 Yr.
Sharmila D'Silva	31 Jul 22	4.09 Yr.
Masoomi Jhurmarvala	4 Nov 24	1.82 Yr.
Antariksha Banerjee	15 Jun 26	0.21 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	10.62%
Equity	67.25%
Debt	11.74%
Other	10.39%

Equity Sector Allocation

Sector	Value
Financial Services	23.57%
Consumer Cyclical	10.62%
Consumer Defensive	6.07%
Industrials	5.17%
Energy	4.66%
Basic Materials	4.63%
Technology	3.53%
Health Care	3.1%
Real Estate	2.02%
Utility	1.86%
Communication Services	1.76%

Debt Sector Allocation

Sector	Value
Corporate	8.27%
Cash Equivalent	8.11%
Government	5.98%

Credit Quality

Rating	Value
A	1.02%
AA	26.05%
AAA	72.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	10%	₹8,386 Cr	691,140,357
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	6%	₹5,177 Cr	69,199,542 ↑ 2,277,259
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹3,263 Cr	22,730,775 ↑ 3,944,500
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	3%	₹2,966 Cr	22,682,703 ↑ 1,035,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532978	3%	₹2,279 Cr	11,233,749 ↓ -300,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	2%	₹1,976 Cr	16,068,164 ↑ 1,250,000
Infosys Ltd (Technology) Equity, Since 31 Oct 19 \| INFY	2%	₹1,588 Cr	14,052,002 ↓ -3,856,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,563 Cr	3,021,822 ↑ 11,166
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	2%	₹1,536 Cr	54,664,918
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	2%	₹1,471 Cr	1,033,422 ↓ -13,600

7. Axis Triple Advantage Fund

To generate long term capital appreciation by investing in a diversified portfolio of equity and equity related instruments, fixed income instruments & gold exchange traded funds.

Research Highlights for Axis Triple Advantage Fund

Lower mid AUM (₹2,499 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 7.93% (bottom quartile).
3Y return: 12.51% (lower mid).
1Y return: 7.94% (upper mid).
1M return: -1.35% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.58 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~67%).
High-quality debt (AAA/AA ~91%).
Largest holding Axis Gold ETF (~12.7%).

Below is the key information for Axis Triple Advantage Fund

Axis Triple Advantage Fund Growth
Launch Date	23 Aug 10
NAV (18 Sep 26)	₹45.0881 ↑ 0.47 (1.06 %)
Net Assets (Cr)	₹2,499 on 31 Jul 26
Category	Hybrid - Multi Asset
AMC	Axis Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2
Sharpe Ratio	0.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹9,933
31 Aug 23	₹10,252
31 Aug 24	₹12,999
31 Aug 25	₹13,298
31 Aug 26	₹15,184

Axis Triple Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Axis Triple Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1.4%
3 Month	2%
6 Month	3.7%
1 Year	7.9%
3 Year	12.5%
5 Year	7.9%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	15.3%
2024	15.4%
2023	12.9%
2022	-5.8%
2021	22.8%
2020	18%
2019	15.3%
2018	1.9%
2017	15.9%
2016	7.1%

Fund Manager information for Axis Triple Advantage Fund

Name	Since	Tenure
Devang Shah	5 Apr 24	2.41 Yr.
Aditya Pagaria	1 Jun 24	2.25 Yr.
Ashish Naik	22 Jun 16	10.2 Yr.
Hardik Shah	5 Apr 24	2.41 Yr.
Pratik Tibrewal	1 Feb 25	1.58 Yr.
Krishnaa N	16 Dec 24	1.71 Yr.

Data below for Axis Triple Advantage Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	6.58%
Equity	67.03%
Debt	11.87%
Other	14.53%

Equity Sector Allocation

Sector	Value
Financial Services	22.91%
Consumer Cyclical	12.73%
Industrials	9.02%
Health Care	6.76%
Basic Materials	4.58%
Consumer Defensive	3.77%
Energy	3.42%
Communication Services	2.47%
Technology	2.27%
Utility	1.3%
Real Estate	0.34%

Debt Sector Allocation

Sector	Value
Corporate	9.03%
Cash Equivalent	6.61%
Government	2.84%

Credit Quality

Rating	Value
A	9.19%
AA	37.15%
AAA	53.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	13%	₹319 Cr	27,003,424 ↑ 8,247,127
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| ICICIBANK	6%	₹162 Cr	1,131,828
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| HDFCBANK	4%	₹110 Cr	1,464,575 ↑ 115,926
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| LT	3%	₹64 Cr	161,906
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	2%	₹62 Cr	313,446 ↑ 138,036
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| M&M	2%	₹61 Cr	180,322 ↑ 26,683
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 19 \| RELIANCE	2%	₹55 Cr	418,034
Future on BANK Index - \| -	2%	-₹53 Cr	461,500 ↑ 188,500
State Bank of India (Financial Services) Equity, Since 30 Nov 22 \| SBIN	2%	₹53 Cr	514,247 ↓ -84,032
Axis Silver ETF - \| -	2%	₹52 Cr	2,425,398 ↑ 740,000

8. Bandhan Hybrid Equity Fund

(Erstwhile IDFC Balanced Fund)

The Fund seeks to generate long term capital appreciation along with current income by investing in a mix of equity and equity related securities, debt securities and money market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Hybrid Equity Fund

Lower mid AUM (₹2,184 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.01% (bottom quartile).
3Y return: 12.40% (lower mid).
1Y return: 3.96% (lower mid).
1M return: -1.78% (lower mid).
Alpha: 5.97 (top quartile).
Sharpe: 0.05 (lower mid).
Information ratio: 0.71 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~80%).
High-quality debt (AAA/AA ~100%).
Largest holding Bandhan Low Duration Dir Gr (~6.3%).

Below is the key information for Bandhan Hybrid Equity Fund

Bandhan Hybrid Equity Fund Growth
Launch Date	30 Dec 16
NAV (18 Sep 26)	₹27.702 ↑ 0.20 (0.71 %)
Net Assets (Cr)	₹2,184 on 30 Jun 26
Category	Hybrid - Hybrid Equity
AMC	IDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.35
Sharpe Ratio	0.05
Information Ratio	0.71
Alpha Ratio	5.97
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,182
31 Aug 23	₹11,301
31 Aug 24	₹14,772
31 Aug 25	₹15,179
31 Aug 26	₹16,768

Bandhan Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Bandhan Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1.8%
3 Month	1.5%
6 Month	7.8%
1 Year	4%
3 Year	12.4%
5 Year	10%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	21%
2023	20.4%
2022	-1.1%
2021	30.8%
2020	13.9%
2019	4.7%
2018	-3.8%
2017	16.2%
2016

Fund Manager information for Bandhan Hybrid Equity Fund

Name	Since	Tenure
Harshal Joshi	28 Jul 21	5.1 Yr.
Brijesh Shah	10 Jun 24	2.22 Yr.
Prateek Poddar	7 Jun 24	2.23 Yr.
Ritika Behera	7 Oct 23	2.9 Yr.
Gaurav Satra	7 Jun 24	2.23 Yr.

Data below for Bandhan Hybrid Equity Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	4.05%
Equity	79.56%
Debt	16.37%
Other	0.02%

Equity Sector Allocation

Sector	Value
Financial Services	23.56%
Consumer Cyclical	13.26%
Technology	7.36%
Industrials	6.99%
Health Care	6.26%
Basic Materials	6.14%
Consumer Defensive	4.33%
Energy	4.06%
Utility	3.26%
Communication Services	2.72%
Real Estate	1.62%

Debt Sector Allocation

Sector	Value
Corporate	13.36%
Government	5.01%
Cash Equivalent	2.05%

Credit Quality

Rating	Value
AA	3.79%
AAA	96.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bandhan Low Duration Dir Gr Investment Fund \| -	6%	₹151 Cr	35,739,309
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| ICICIBANK	6%	₹142 Cr	991,719 ↑ 32,515
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹106 Cr	1,418,014 ↑ 99,679
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹98 Cr	748,094 ↑ 92,900
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹75 Cr	726,590 ↑ 70,807
NTPC Ltd (Utilities) Equity, Since 28 Feb 23 \| 532555	3%	₹68 Cr	1,944,414 ↑ 105,958
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	2%	₹54 Cr	159,285 ↑ 11,307
7.3% Govt Stock 2053 Sovereign Bonds \| -	2%	₹54 Cr	5,500,000 ↑ 3,000,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹50 Cr	5,000,000 ↑ 5,000,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	2%	₹50 Cr	246,773 ↑ 14,646

9. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Top quartile AUM (₹52,433 Cr).
Established history (26+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.95% (upper mid).
3Y return: 12.14% (bottom quartile).
1Y return: -1.08% (bottom quartile).
1M return: -1.97% (lower mid).
Alpha: 1.02 (upper mid).
Sharpe: -0.03 (bottom quartile).
Information ratio: 1.49 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~74%).
High-quality debt (AAA/AA ~98%).
Largest holding HDFC Bank Ltd (~6.4%).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (18 Sep 26)	₹400.31 ↑ 2.05 (0.51 %)
Net Assets (Cr)	₹52,433 on 31 Jul 26
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.03
Information Ratio	1.49
Alpha Ratio	1.02
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,550
31 Aug 23	₹13,534
31 Aug 24	₹18,821
31 Aug 25	₹19,356
31 Aug 26	₹20,137

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2%
3 Month	-0.7%
6 Month	2.2%
1 Year	-1.1%
3 Year	12.1%
5 Year	13.9%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	13.3%
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	10.74 Yr.
Manish Banthia	19 Sep 13	12.96 Yr.
Mittul Kalawadia	29 Dec 20	5.67 Yr.
Akhil Kakkar	22 Jan 24	2.61 Yr.
Sharmila D'Silva	31 Jul 22	4.09 Yr.
Nitya Mishra	4 Nov 24	1.82 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	6.19%
Equity	74.17%
Debt	19.61%

Equity Sector Allocation

Sector	Value
Financial Services	21.26%
Consumer Cyclical	10.43%
Industrials	7.97%
Energy	6.89%
Consumer Defensive	6.14%
Health Care	4.92%
Utility	4.1%
Basic Materials	3.57%
Technology	2.8%
Real Estate	2.54%
Communication Services	2.52%

Debt Sector Allocation

Sector	Value
Corporate	11.91%
Government	10.51%
Cash Equivalent	3.42%

Credit Quality

Rating	Value
A	1.74%
AA	26.44%
AAA	71.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	6%	₹3,352 Cr	44,807,166 ↑ 1,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	5%	₹2,696 Cr	18,783,840 ↑ 770,000
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	5%	₹2,444 Cr	18,689,980
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹1,961 Cr	9,853,039 ↓ -104,359
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	3%	₹1,804 Cr	51,962,814
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	3%	₹1,717 Cr	3,981,427
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| 532215	2%	₹1,295 Cr	10,531,926 ↑ 500,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,280 Cr	2,475,671 ↑ 397,830
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| 540376	2%	₹1,236 Cr	3,152,563 ↓ -15,900
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 16 \| BHARTIARTL	2%	₹894 Cr	4,535,783

10. Kotak Equity Hybrid Fund

(Erstwhile Kotak Balance Fund)

The objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Research Highlights for Kotak Equity Hybrid Fund

Upper mid AUM (₹9,205 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.76% (bottom quartile).
3Y return: 11.22% (bottom quartile).
1Y return: 1.45% (bottom quartile).
1M return: -1.59% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding Eternal Ltd (~4.4%).

Below is the key information for Kotak Equity Hybrid Fund

Kotak Equity Hybrid Fund Growth
Launch Date	3 Nov 14
NAV (18 Sep 26)	₹64.863 ↑ 0.59 (0.91 %)
Net Assets (Cr)	₹9,205 on 31 Jul 26
Category	Hybrid - Hybrid Equity
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	0.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,796
31 Aug 23	₹12,087
31 Aug 24	₹16,222
31 Aug 25	₹16,058
31 Aug 26	₹17,265

Kotak Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Kotak Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1.6%
3 Month	0.7%
6 Month	6.6%
1 Year	1.4%
3 Year	11.2%
5 Year	10.8%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.1%
2024	21.7%
2023	20.1%
2022	5%
2021	28.9%
2020	15.4%
2019	14.1%
2018	-6.2%
2017	23.2%
2016	11%

Fund Manager information for Kotak Equity Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	4 Jun 09	17.17 Yr.
Atul Bhole	22 Jan 24	2.53 Yr.

Data below for Kotak Equity Hybrid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	9.48%
Equity	78.4%
Debt	12.12%

Equity Sector Allocation

Sector	Value
Financial Services	28.54%
Industrials	10.13%
Consumer Cyclical	8.64%
Health Care	8.32%
Basic Materials	8.17%
Technology	6.31%
Communication Services	3.41%
Consumer Defensive	1.92%
Energy	1.51%
Utility	0.83%
Real Estate	0.61%

Debt Sector Allocation

Sector	Value
Government	7.85%
Cash Equivalent	7.2%
Corporate	6.56%

Credit Quality

Rating	Value
AA	9.84%
AAA	90.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| ETERNAL	4%	₹403 Cr	13,329,208
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 24 \| BHARTIARTL	3%	₹314 Cr	1,591,129
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 11 \| HDFCBANK	3%	₹314 Cr	4,191,624 ↑ 400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| ICICIBANK	3%	₹307 Cr	2,140,708 ↑ 600,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	3%	₹303 Cr	3,201,167
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Jul 25 \| CHOLAFIN	3%	₹290 Cr	1,567,811
State Bank of India (Financial Services) Equity, Since 31 Aug 25 \| SBIN	3%	₹277 Cr	2,700,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	3%	₹244 Cr	2,334,465
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	2%	₹227 Cr	1,990,321
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 24 \| 532538	2%	₹214 Cr	179,764

11. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹704 Cr).
Oldest track record among peers (31 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.61% (lower mid).
3Y return: 11.13% (bottom quartile).
1Y return: -1.67% (bottom quartile).
1M return: -0.87% (upper mid).
Alpha: -2.74 (bottom quartile).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.37 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~79%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.36% Govt Stock 2031 (~3.6%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (18 Sep 26)	₹120.439 ↑ 1.14 (0.95 %)
Net Assets (Cr)	₹704 on 31 Jul 26
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.26
Sharpe Ratio	-0.31
Information Ratio	0.37
Alpha Ratio	-2.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,205
31 Aug 23	₹12,791
31 Aug 24	₹19,153
31 Aug 25	₹17,435
31 Aug 26	₹18,092

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-0.9%
3 Month	3.9%
6 Month	8%
1 Year	-1.7%
3 Year	11.1%
5 Year	11.6%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.1%
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.83 Yr.
Asit Bhandarkar	31 Dec 21	4.59 Yr.
Ruchi Fozdar	4 Oct 24	1.82 Yr.
Deepak Gupta	11 Apr 25	1.31 Yr.

Data below for JM Equity Hybrid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	5.64%
Equity	78.66%
Debt	15.7%

Equity Sector Allocation

Sector	Value
Financial Services	21.83%
Consumer Cyclical	13.13%
Technology	12.44%
Industrials	8.36%
Health Care	5.38%
Basic Materials	3.99%
Energy	3.75%
Communication Services	3.04%
Utility	2.79%
Consumer Defensive	2.79%
Real Estate	1.15%

Debt Sector Allocation

Sector	Value
Corporate	12.57%
Government	7.45%
Cash Equivalent	1.32%

Credit Quality

Rating	Value
AA	15.82%
AAA	84.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.36% Govt Stock 2031 Sovereign Bonds \| -	4%	₹25 Cr	2,525,000 ↑ 1,025,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	4%	₹25 Cr	218,040
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	3%	₹21 Cr	108,446 ↓ -15,300
One97 Communications Ltd (Technology) Equity, Since 30 Jun 25 \| PAYTM	3%	₹21 Cr	157,147
Coforge Ltd (Technology) Equity, Since 31 May 25 \| COFORGE	3%	₹20 Cr	116,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	3%	₹18 Cr	600,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 26 \| RELIANCE	2%	₹17 Cr	133,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 25 \| APOLLOHOSP	2%	₹15 Cr	17,014 ↓ -1,650
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 26 \| KOTAKBANK	2%	₹15 Cr	380,000 ↑ 40,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	2%	₹14 Cr	100,500

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