फ्रँकलिन टेम्पलटन म्युच्युअल फंड 2022 द्वारे 6 सर्वोत्तम कर्ज निधी

Updated on September 18, 2025 , 8340 views

दकर्ज निधी फ्रँकलिन टेम्पलटन द्वारे ऑफर केलेले इष्टतम परतावा प्रदान करण्याचे उद्दिष्ट आहेगुंतवणूक उच्च दर्जाच्या सरकारी रोख्यांमध्ये. डेट फंडांद्वारे, गुंतवणूकदार त्यांच्या अल्प ते मध्यम मुदतीची योजना सहजपणे करू शकतातआर्थिक उद्दिष्टे. सारख्या योजनालिक्विड फंड, अल्ट्राअल्पकालीन निधी आणि फ्रँकलिन टेम्पलटनचे अल्पकालीन निधी एखाद्याची आर्थिक उद्दिष्टे पूर्ण करण्यात मदत करतात.

गुंतवणूक करण्याची योजना असलेले गुंतवणूकदार खालील टॉप ७ मधून फंड निवडू शकतातसर्वोत्तम कर्ज निधी द्वारेफ्रँकलिन टेम्पलटन म्युच्युअल फंड. हे फंड एयूएम सारखे काही महत्त्वाचे पॅरामीटर्स हाती घेऊन शॉर्टलिस्ट केले गेले आहेत.नाही, मागील कामगिरी, पोर्टफोलिओची सरासरी परिपक्वता, कालावधी इ.

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फ्रँकलिन टेम्पलटन म्युच्युअल फंडात गुंतवणूक का करावी?

अगुंतवणूकदार ए द्वारे INR 500 पेक्षा कमी रकमेच्या कर्ज योजनांमध्ये गुंतवणूक करू शकतातSIP आणि INR 5,000 एकरकमी गुंतवणुकीद्वारे
डेट फंड ही नियमित निर्मितीसाठी एक आदर्श गुंतवणूक मानली जातेउत्पन्न. उदाहरणार्थ, लाभांश पेआउट निवडणे हा नियमित उत्पन्नाचा पर्याय असू शकतो.
डेट फंड मोठ्या प्रमाणात सरकारी सिक्युरिटीज, कॉर्पोरेट डेट आणि इतर सिक्युरिटीज जसे की ट्रेझरी बिले इत्यादींमध्ये गुंतवणूक करतात, त्यामुळे त्यांचा इक्विटीवर परिणाम होत नाही.बाजार अस्थिरता

सर्वोत्तम फ्रँकलिन टेम्पलटन डेट फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Savings Fund Growth	₹50.9488 ↑ 0.01	₹3,865	1.5	4.1	7.8	7.4	7.7	6.08%	5M 26D	6M 7D
Franklin India Corporate Debt Fund Growth	₹101.038 ↑ 0.00	₹1,071	1.4	5.7	9.4	7.6	7.6	7.12%	2Y 11M 5D	6Y 4M 17D
Franklin India Banking And PSU Debt Fund Growth	₹22.7461 ↓ -0.01	₹500	1.3	4.3	7.8	7.3	7.7	7.14%	3Y 2M 8D	6Y 5M 8D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Franklin India Government Securities Fund Growth	₹58.6663 ↑ 0.09	₹149	0.4	2.2	5.5	6.1	7.3	7.54%	8Y 7M 24D	27Y 5M 5D
Franklin India Credit Risk Fund Growth	₹25.3348 ↑ 0.04	₹104	2.9	5	7.5	11		0%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 6 Funds showcased

Commentary	Franklin India Savings Fund	Franklin India Corporate Debt Fund	Franklin India Banking And PSU Debt Fund	Franklin India Ultra Short Bond Fund - Super Institutional Plan	Franklin India Government Securities Fund	Franklin India Credit Risk Fund
Point 1	Highest AUM (₹3,865 Cr).	Upper mid AUM (₹1,071 Cr).	Upper mid AUM (₹500 Cr).	Lower mid AUM (₹297 Cr).	Bottom quartile AUM (₹149 Cr).	Bottom quartile AUM (₹104 Cr).
Point 2	Established history (23+ yrs).	Oldest track record among peers (28 yrs).	Established history (11+ yrs).	Established history (17+ yrs).	Established history (23+ yrs).	Established history (13+ yrs).
Point 3	Top rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 7.83% (lower mid).	1Y return: 9.37% (upper mid).	1Y return: 7.85% (upper mid).	1Y return: 13.69% (top quartile).	1Y return: 5.48% (bottom quartile).	1Y return: 7.45% (bottom quartile).
Point 6	1M return: 0.46% (bottom quartile).	1M return: 0.49% (bottom quartile).	1M return: 0.52% (lower mid).	1M return: 0.59% (upper mid).	1M return: 1.17% (top quartile).	1M return: 0.91% (upper mid).
Point 7	Sharpe: 2.97 (top quartile).	Sharpe: 1.26 (upper mid).	Sharpe: 1.04 (lower mid).	Sharpe: 2.57 (upper mid).	Sharpe: -0.55 (bottom quartile).	Sharpe: 0.29 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.08% (lower mid).	Yield to maturity (debt): 7.12% (upper mid).	Yield to maturity (debt): 7.14% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.54% (top quartile).	Yield to maturity (debt): 0.00% (bottom quartile).
Point 10	Modified duration: 0.49 yrs (upper mid).	Modified duration: 2.93 yrs (lower mid).	Modified duration: 3.19 yrs (bottom quartile).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 8.65 yrs (bottom quartile).	Modified duration: 0.00 yrs (upper mid).

Franklin India Savings Fund

Highest AUM (₹3,865 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.83% (lower mid).
1M return: 0.46% (bottom quartile).
Sharpe: 2.97 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.08% (lower mid).
Modified duration: 0.49 yrs (upper mid).

Franklin India Corporate Debt Fund

Upper mid AUM (₹1,071 Cr).
Oldest track record among peers (28 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 9.37% (upper mid).
1M return: 0.49% (bottom quartile).
Sharpe: 1.26 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 2.93 yrs (lower mid).

Franklin India Banking And PSU Debt Fund

Upper mid AUM (₹500 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.85% (upper mid).
1M return: 0.52% (lower mid).
Sharpe: 1.04 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.14% (upper mid).
Modified duration: 3.19 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Lower mid AUM (₹297 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (upper mid).
Sharpe: 2.57 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Franklin India Government Securities Fund

Bottom quartile AUM (₹149 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.48% (bottom quartile).
1M return: 1.17% (top quartile).
Sharpe: -0.55 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.54% (top quartile).
Modified duration: 8.65 yrs (bottom quartile).

Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.45% (bottom quartile).
1M return: 0.91% (upper mid).
Sharpe: 0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).

1. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Research Highlights for Franklin India Savings Fund

Highest AUM (₹3,865 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.83% (lower mid).
1M return: 0.46% (bottom quartile).
Sharpe: 2.97 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.08% (lower mid).
Modified duration: 0.49 yrs (upper mid).
Average maturity: 0.52 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Corporate.
Conservative stance with elevated cash (~88%).
High-quality debt (AAA/AA ~100%).
Largest holding Export-Import Bank Of India (~6.6%).

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund Growth
Launch Date	11 Feb 02
NAV (19 Sep 25)	₹50.9488 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹3,865 on 31 Aug 25
Category	Debt - Money Market
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.3
Sharpe Ratio	2.97
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.08%
Effective Maturity	6 Months 7 Days
Modified Duration	5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,370
31 Aug 22	₹10,744
31 Aug 23	₹11,483
31 Aug 24	₹12,338
31 Aug 25	₹13,315

Franklin India Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	4.1%
1 Year	7.8%
3 Year	7.4%
5 Year	5.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.3%
2022	4.4%
2021	3.6%
2020	6%
2019	8.5%
2018	7.5%
2017	7.2%
2016	8.1%
2015	8.3%

Fund Manager information for Franklin India Savings Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	1.91 Yr.
Rohan Maru	10 Oct 24	0.89 Yr.
Chandni Gupta	30 Apr 24	1.34 Yr.

Data below for Franklin India Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	88.09%
Debt	11.67%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	41.85%
Cash Equivalent	32.94%
Government	24.97%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 Days Tbill (Md 05/03/2026) Sovereign Bonds \| -	5%	₹218 Cr	22,500,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹72 Cr	1,500
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	2%	₹70 Cr	7,000,000 ↑ 7,000,000
364 Days Tbill Red 12-03-2026 Sovereign Bonds \| -	1%	₹48 Cr	5,000,000
Indian Bank Domestic Bonds \| -	1%	₹48 Cr	1,000
HDFC Bank Ltd. Debentures \| -	1%	₹48 Cr	1,000
08.39 RJ UDAY 2026 Domestic Bonds \| -	1%	₹30 Cr	2,860,000
Corporate Debt Market Development Fund Class A2 Investment Fund \| -	0%	₹9 Cr	8,236
364 DTB 22012026 Sovereign Bonds \| -	0%	₹3 Cr	316,500
Export-Import Bank Of India Certificate of Deposit \| -	7%	₹266 Cr	5,500

2. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Research Highlights for Franklin India Corporate Debt Fund

Upper mid AUM (₹1,071 Cr).
Oldest track record among peers (28 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 9.37% (upper mid).
1M return: 0.49% (bottom quartile).
Sharpe: 1.26 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 2.93 yrs (lower mid).
Average maturity: 6.38 yrs (lower mid).
Exit load: 0-1 Years (0.5%),1 Years and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~7.5%).

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund Growth
Launch Date	23 Jun 97
NAV (19 Sep 25)	₹101.038 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹1,071 on 31 Aug 25
Category	Debt - Corporate Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	0.79
Sharpe Ratio	1.26
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	7.12%
Effective Maturity	6 Years 4 Months 17 Days
Modified Duration	2 Years 11 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,640
31 Aug 22	₹10,917
31 Aug 23	₹11,564
31 Aug 24	₹12,385
31 Aug 25	₹13,548

Franklin India Corporate Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	5.7%
1 Year	9.4%
3 Year	7.6%
5 Year	6.3%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	6.5%
2022	3.2%
2021	3.8%
2020	9%
2019	9.2%
2018	7.5%
2017	7.7%
2016	9%
2015	8.4%

Fund Manager information for Franklin India Corporate Debt Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	1.91 Yr.
Anuj Tagra	7 Mar 24	1.49 Yr.
Chandni Gupta	7 Mar 24	1.49 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	3.76%
Debt	95.96%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	75.58%
Government	20.38%
Cash Equivalent	3.76%

Credit Quality

Rating	Value
AA	11.03%
AAA	88.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	7%	₹79 Cr	8,054,500 ↑ 2,500,000
Jubilant Bevco Limited Debentures \| -	6%	₹68 Cr	6,576
HDFC Bank Limited Debentures \| -	6%	₹62 Cr	60
Small Industries Development Bank Of India Debentures \| -	5%	₹53 Cr	500
Summit Digitel Infrastructure Limited Debentures \| -	5%	₹52 Cr	5,000
Rec Limited Debentures \| -	5%	₹51 Cr	500
Sikka Ports & Terminals Limited Debentures \| -	5%	₹51 Cr	500
Embassy Office Parks Reit Debentures \| -	5%	₹51 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹51 Cr	5,000
Rec Limited Debentures \| -	5%	₹50 Cr	9,000

3. Franklin India Banking And PSU Debt Fund

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Research Highlights for Franklin India Banking And PSU Debt Fund

Upper mid AUM (₹500 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.85% (upper mid).
1M return: 0.52% (lower mid).
Sharpe: 1.04 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.14% (upper mid).
Modified duration: 3.19 yrs (bottom quartile).
Average maturity: 6.44 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding India Infrastructure Finance Company Limited (~9.9%).

Below is the key information for Franklin India Banking And PSU Debt Fund

Franklin India Banking And PSU Debt Fund Growth
Launch Date	25 Apr 14
NAV (19 Sep 25)	₹22.7461 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹500 on 31 Aug 25
Category	Debt - Banking & PSU Debt
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	1.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.14%
Effective Maturity	6 Years 5 Months 8 Days
Modified Duration	3 Years 2 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,554
31 Aug 22	₹10,849
31 Aug 23	₹11,511
31 Aug 24	₹12,356
31 Aug 25	₹13,329

Franklin India Banking And PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Franklin India Banking And PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	1.3%
6 Month	4.3%
1 Year	7.8%
3 Year	7.3%
5 Year	6%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	6.8%
2022	3.3%
2021	3.7%
2020	9.1%
2019	11.2%
2018	6.9%
2017	6.3%
2016	9.7%
2015	7.3%

Fund Manager information for Franklin India Banking And PSU Debt Fund

Name	Since	Tenure
Anuj Tagra	7 Mar 24	1.49 Yr.
Chandni Gupta	7 Mar 24	1.49 Yr.
Sandeep Manam	18 Oct 21	3.87 Yr.

Data below for Franklin India Banking And PSU Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	6.58%
Debt	93.05%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	73.73%
Government	23.92%
Cash Equivalent	1.98%

Credit Quality

Rating	Value
AA	10.32%
AAA	89.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India Infrastructure Finance Company Limited Debentures \| -	10%	₹53 Cr	5,000
Jubilant Bevco Limited Debentures \| -	8%	₹40 Cr	3,847
6.9% Govt Stock 2065 Sovereign Bonds \| -	6%	₹34 Cr	3,454,600 ↑ 2,500,000
Rec Limited Debentures \| -	6%	₹33 Cr	6,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹27 Cr	2,500
Small Industries Development Bank Of India Debentures \| -	5%	₹26 Cr	250
State Bank Of India Debentures \| -	5%	₹26 Cr	250
Power Finance Corporation Limited Debentures \| -	5%	₹26 Cr	2,500
Housing And Urban Development Corporation Limited Debentures \| -	5%	₹25 Cr	2,500
ICICI Bank Limited Debentures \| -	5%	₹25 Cr	25

4. Franklin India Ultra Short Bond Fund - Super Institutional Plan

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Research Highlights for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Lower mid AUM (₹297 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (upper mid).
Sharpe: 2.57 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).
Average maturity: 1.04 yrs (upper mid).
Exit load: NIL.

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth
Launch Date	18 Dec 07
NAV (07 Aug 22)	₹34.9131 ↑ 0.04 (0.11 %)
Net Assets (Cr)	₹297 on 31 Jul 22
Category	Debt - Ultrashort Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity	1 Year 15 Days
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,879

Franklin India Ultra Short Bond Fund - Super Institutional Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Purchase not allowed

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	5.9%
1 Year	13.7%
3 Year	8.8%
5 Year	8.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Name	Since	Tenure

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Franklin India Government Securities Fund

(Erstwhile Franklin India Government Securities Fund - Long Term Plan)

Aims to invest exclusively in government securities of Zero credit or default risk

Research Highlights for Franklin India Government Securities Fund

Bottom quartile AUM (₹149 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.48% (bottom quartile).
1M return: 1.17% (top quartile).
Sharpe: -0.55 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.54% (top quartile).
Modified duration: 8.65 yrs (bottom quartile).
Average maturity: 27.43 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~77%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~62.3%).
Top-3 holdings concentration ~87.9%.

Below is the key information for Franklin India Government Securities Fund

Franklin India Government Securities Fund Growth
Launch Date	7 Dec 01
NAV (19 Sep 25)	₹58.6663 ↑ 0.09 (0.15 %)
Net Assets (Cr)	₹149 on 31 Aug 25
Category	Debt - Government Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.14
Sharpe Ratio	-0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.54%
Effective Maturity	27 Years 5 Months 5 Days
Modified Duration	8 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,375
31 Aug 22	₹10,609
31 Aug 23	₹11,102
31 Aug 24	₹11,870
31 Aug 25	₹12,389

Franklin India Government Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Franklin India Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

Duration	Returns
1 Month	1.2%
3 Month	0.4%
6 Month	2.2%
1 Year	5.5%
3 Year	6.1%
5 Year	4.7%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	5.5%
2022	2.5%
2021	2.1%
2020	8.5%
2019	8%
2018	4.3%
2017	0.1%
2016	15.7%
2015	5.4%

Fund Manager information for Franklin India Government Securities Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	1.9 Yr.
Anuj Tagra	7 Mar 24	1.49 Yr.

Data below for Franklin India Government Securities Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	23.16%
Debt	76.84%

Debt Sector Allocation

Sector	Value
Government	76.84%
Cash Equivalent	23.16%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	62%	₹97 Cr	9,829,400 ↑ 1,500,000
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	16%	₹25 Cr	2,500,000 ↑ 2,500,000
Andhra Pradesh (Government of) 6.84% - \| -	10%	₹15 Cr	1,500,000
7.24% Goi 2055 (18-Aug-2055) Sovereign Bonds \| -	4%	₹6 Cr	623,000 ↑ 623,000
07.32% Chattisgarh Sdl Sovereign Bonds \| -	0%	₹1 Cr	52,560
7.32% State Government Securities Sovereign Bonds \| -	0%	₹1 Cr	50,000
Rajasthan (Government of ) 7.1% - \| -	0%	₹0 Cr	41,700
Call, Cash & Other Assets CBLO \| -	7%	₹11 Cr
Margin On Derivatives CBLO \| -	0%	₹0 Cr
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -		₹0 Cr	00 ↓ -2,500,000

6. Franklin India Credit Risk Fund

(Erstwhile Franklin India Corporate Bond Opportunities Fund)

The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities.

Research Highlights for Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.45% (bottom quartile).
1M return: 0.91% (upper mid).
Sharpe: 0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).
Average maturity: 0.00 yrs (top quartile).
Exit load: 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL).

Below is the key information for Franklin India Credit Risk Fund

Franklin India Credit Risk Fund Growth
Launch Date	30 Nov 11
NAV (11 Jun 23)	₹25.3348 ↑ 0.04 (0.14 %)
Net Assets (Cr)	₹104 on 15 Jul 23
Category	Debt - Credit Risk
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.04
Sharpe Ratio	0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL)
Yield to Maturity	0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹11,467
31 Aug 22	₹12,913

Franklin India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Purchase not allowed

Returns for Franklin India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

Duration	Returns
1 Month	0.9%
3 Month	2.9%
6 Month	5%
1 Year	7.5%
3 Year	11%
5 Year	7%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Franklin India Credit Risk Fund

Name	Since	Tenure

Data below for Franklin India Credit Risk Fund as on 15 Jul 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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