गुंतवणुकीसाठी शीर्ष 10 सर्वोत्तम थेट म्युच्युअल फंड

Updated on April 17, 2026 , 21288 views

म्युच्युअल फंड योजना, दोन योजना ऑफर करतात- नियमित आणि थेट. बहुतेक गुंतवणूकदारगुंतवणूक मध्येम्युच्युअल फंड सामान्यतः नियमित निधीला प्राधान्य देतात, परंतु असे असले तरी, नवीन गुंतवणूकदारांमध्ये थेट निधीसाठी स्वारस्य वाढू लागले आहे. किल्लीघटक या दोन्ही प्लॅनमध्‍ये फरक आहे की खर्चाचे प्रमाण आहे, थेट योजनेचे खर्चाचे प्रमाण नियमित योजनेच्या तुलनेत कमी आहे.

थेट योजना या वेगळ्या योजना नसतात, परंतु त्या कमी खर्चाच्या गुणोत्तरासह नियमित योजनेतील फरक असतात. तर, अगुंतवणूकदार ज्यांना म्युच्युअल फंडात गुंतवणूक करायची आहे ते एकतर नियमित योजना किंवा थेट योजना निवडू शकतात. आदर्शपणे, एक गुंतवणूकदार जो स्वतंत्रपणे करू शकतोम्युच्युअल फंडात गुंतवणूक करा सल्लागाराची मदत न घेता थेट योजनांमध्ये गुंतवणूक करू शकता.

गुंतवणुकीसाठी काही सर्वोत्तम डायरेक्ट म्युच्युअल फंडांसह थेट फंड गुंतवणुकीबद्दल अधिक जाणून घेऊया.

डायरेक्ट म्युच्युअल फंड गुंतवणूक म्हणजे काय?

मर्यादित संख्येच्या चॅनेलद्वारे थेट निधी उपलब्ध आहे. गुंतवणूकदार मुख्यत्वे फंड हाऊसद्वारेच गुंतवणूक करू शकतो, थर्ड पार्टी सिक्युरिटीज मध्यस्थ, आरटीए जसे कीCAMS/कारवी, आणि फंड हाउसचे अधिकृत स्थानिक प्रतिनिधी. बहुतेक, थेट म्युच्युअल फंड गुंतवणुकीत, नाहीarn (अर्जसंदर्भ क्रमांक) गुंतवणूकदाराच्या अर्जात उद्धृत केले आहे. त्यामुळे गुंतवणूकदारांना दिले जाणारे कमिशन खूप कमी किंवा कधी कधी शून्य असते. यामुळे ग्राहक संपादनाची किंमत कमी होतेAMC.

एक्सपेन्स रेशो व्यतिरिक्त, डायरेक्ट प्लॅन्स अशा आहेत ज्यात फंड हाउस चार्ज करत नाहीवितरक खर्च/व्यवहार शुल्क/ट्रेल फी. निव्वळ मालमत्ता मूल्य (नाही) म्युच्युअल फंड-डायरेक्ट प्लॅन नियमित म्युच्युअल फंड योजनेच्या तुलनेत जास्त असू शकतो.

डायरेक्ट प्लॅनचे एक्सपेन्स रेशो कमी असल्याने, नियमित प्लॅनच्या तुलनेत गुंतवणूकदारांना जास्त परतावा मिळेल असे म्हटले जाते. फंड हाऊसच्या खर्चाच्या गुणोत्तरानुसार सुमारे ०.५ टक्के ते १.५ टक्के परतावा जास्त असेल. त्यामुळे, आदर्शपणे, ज्या गुंतवणूकदारांना खर्चाचे प्रमाण कमी करून परतावा वाढवायचा आहे ते थेट म्युच्युअल फंड योजनांमध्ये गुंतवणूक करू शकतात.

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भारतात गुंतवणूक करण्यासाठी सर्वोत्तम थेट म्युच्युअल फंड

येथे काही उत्तम थेट म्युच्युअल फंड आधारित योजना आहेत, ऑन-इक्विटी आणि हायब्रिड 3 वर्षांचा परतावा, 1 वर्षाच्या परताव्यावर कर्ज, ज्यांचा तुम्ही गुंतवणूक करताना विचार करू शकता.

सर्वोत्तम थेट म्युच्युअल फंड योजना- इक्विटी श्रेणी

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin India Opportunities Fund - Direct Growth	₹278.356 ↑ 2.29	₹7,578	-2.3	-3.2	8.4	28.6	21.4	4.4
Franklin Build India Fund - Direct Growth	₹171.69 ↑ 0.69	₹2,858	5.2	3.3	13.5	28.4	26.1	4.8
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth	₹97.237 ↑ 1.31	₹4,408	4.7	8.2	39.5	24.5	10.8	12.4
DSP Micro Cap Fund - Direct Growth	₹221.188 ↓ -1.28	₹15,300	5.4	4.9	17.8	22.5	21.3	-1.9
Franklin India Prima Fund - Direct Growth	₹3,025.38 ↓ -3.11	₹10,899	-2.4	-2.5	6.4	22.3	17.7	2.4
Sundaram SMILE Fund - Direct Growth	₹292.934 ↓ -0.37	₹2,983	2.5	0.9	14.4	21.9	20.8	1.5
IDBI Small Cap Fund - Direct Growth	₹34.1107 ↓ -0.14	₹552	7.8	0.6	8	20.6	20.6	-12.1
Edelweiss Economic Resurgence Fund - Direct Growth	₹44.714 ↑ 0.09	₹2,957	-3	-1.9	9.1	20.3	17.4	7
Franklin India Smaller Companies Fund - Direct Growth	₹189.417 ↓ -0.10	₹11,724	2.5	-0.8	6.9	20	21.3	-7.6
Franklin India Prima Plus - Direct Growth	₹1,780.55 ↑ 0.95	₹17,536	-3	-4	3.1	18.5	16.8	4.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin India Opportunities Fund - Direct	Franklin Build India Fund - Direct	Franklin India Feeder - Franklin U S Opportunities Fund - Direct	DSP Micro Cap Fund - Direct	Franklin India Prima Fund - Direct	Sundaram SMILE Fund - Direct	IDBI Small Cap Fund - Direct	Edelweiss Economic Resurgence Fund - Direct	Franklin India Smaller Companies Fund - Direct	Franklin India Prima Plus - Direct
Point 1	Upper mid AUM (₹7,578 Cr).	Bottom quartile AUM (₹2,858 Cr).	Lower mid AUM (₹4,408 Cr).	Top quartile AUM (₹15,300 Cr).	Upper mid AUM (₹10,899 Cr).	Lower mid AUM (₹2,983 Cr).	Bottom quartile AUM (₹552 Cr).	Bottom quartile AUM (₹2,957 Cr).	Upper mid AUM (₹11,724 Cr).	Highest AUM (₹17,536 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (8+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.40% (top quartile).	5Y return: 26.10% (top quartile).	5Y return: 10.85% (bottom quartile).	5Y return: 21.30% (upper mid).	5Y return: 17.69% (lower mid).	5Y return: 20.75% (upper mid).	5Y return: 20.59% (lower mid).	5Y return: 17.44% (bottom quartile).	5Y return: 21.32% (upper mid).	5Y return: 16.82% (bottom quartile).
Point 6	3Y return: 28.55% (top quartile).	3Y return: 28.38% (top quartile).	3Y return: 24.52% (upper mid).	3Y return: 22.51% (upper mid).	3Y return: 22.31% (upper mid).	3Y return: 21.94% (lower mid).	3Y return: 20.61% (lower mid).	3Y return: 20.28% (bottom quartile).	3Y return: 20.04% (bottom quartile).	3Y return: 18.47% (bottom quartile).
Point 7	1Y return: 8.35% (lower mid).	1Y return: 13.49% (upper mid).	1Y return: 39.52% (top quartile).	1Y return: 17.79% (top quartile).	1Y return: 6.40% (bottom quartile).	1Y return: 14.37% (upper mid).	1Y return: 8.00% (lower mid).	1Y return: 9.08% (upper mid).	1Y return: 6.93% (bottom quartile).	1Y return: 3.11% (bottom quartile).
Point 8	Alpha: 2.07 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: -6.27 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: -6.44 (bottom quartile).	Alpha: 5.60 (top quartile).	Alpha: -2.77 (bottom quartile).	Alpha: 2.79 (top quartile).	Alpha: -0.53 (lower mid).	Alpha: -1.79 (lower mid).
Point 9	Sharpe: -0.33 (lower mid).	Sharpe: -0.05 (upper mid).	Sharpe: 1.07 (top quartile).	Sharpe: -0.01 (top quartile).	Sharpe: -0.53 (bottom quartile).	Sharpe: -0.13 (upper mid).	Sharpe: -0.65 (bottom quartile).	Sharpe: -0.29 (upper mid).	Sharpe: -0.50 (lower mid).	Sharpe: -0.61 (bottom quartile).
Point 10	Information ratio: 1.49 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -1.44 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.48 (bottom quartile).	Information ratio: -0.18 (lower mid).	Information ratio: -0.41 (lower mid).	Information ratio: 1.20 (top quartile).	Information ratio: -0.48 (bottom quartile).	Information ratio: 0.79 (upper mid).

Franklin India Opportunities Fund - Direct

Upper mid AUM (₹7,578 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.40% (top quartile).
3Y return: 28.55% (top quartile).
1Y return: 8.35% (lower mid).
Alpha: 2.07 (upper mid).
Sharpe: -0.33 (lower mid).
Information ratio: 1.49 (top quartile).

Franklin Build India Fund - Direct

Bottom quartile AUM (₹2,858 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 26.10% (top quartile).
3Y return: 28.38% (top quartile).
1Y return: 13.49% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.05 (upper mid).
Information ratio: 0.00 (upper mid).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Lower mid AUM (₹4,408 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.85% (bottom quartile).
3Y return: 24.52% (upper mid).
1Y return: 39.52% (top quartile).
Alpha: -6.27 (bottom quartile).
Sharpe: 1.07 (top quartile).
Information ratio: -1.44 (bottom quartile).

DSP Micro Cap Fund - Direct

Top quartile AUM (₹15,300 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.30% (upper mid).
3Y return: 22.51% (upper mid).
1Y return: 17.79% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (top quartile).
Information ratio: 0.00 (upper mid).

Franklin India Prima Fund - Direct

Upper mid AUM (₹10,899 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.69% (lower mid).
3Y return: 22.31% (upper mid).
1Y return: 6.40% (bottom quartile).
Alpha: -6.44 (bottom quartile).
Sharpe: -0.53 (bottom quartile).
Information ratio: -0.48 (bottom quartile).

Sundaram SMILE Fund - Direct

Lower mid AUM (₹2,983 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.75% (upper mid).
3Y return: 21.94% (lower mid).
1Y return: 14.37% (upper mid).
Alpha: 5.60 (top quartile).
Sharpe: -0.13 (upper mid).
Information ratio: -0.18 (lower mid).

IDBI Small Cap Fund - Direct

Bottom quartile AUM (₹552 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.59% (lower mid).
3Y return: 20.61% (lower mid).
1Y return: 8.00% (lower mid).
Alpha: -2.77 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: -0.41 (lower mid).

Edelweiss Economic Resurgence Fund - Direct

Bottom quartile AUM (₹2,957 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.44% (bottom quartile).
3Y return: 20.28% (bottom quartile).
1Y return: 9.08% (upper mid).
Alpha: 2.79 (top quartile).
Sharpe: -0.29 (upper mid).
Information ratio: 1.20 (top quartile).

Franklin India Smaller Companies Fund - Direct

Upper mid AUM (₹11,724 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.32% (upper mid).
3Y return: 20.04% (bottom quartile).
1Y return: 6.93% (bottom quartile).
Alpha: -0.53 (lower mid).
Sharpe: -0.50 (lower mid).
Information ratio: -0.48 (bottom quartile).

Franklin India Prima Plus - Direct

Highest AUM (₹17,536 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.82% (bottom quartile).
3Y return: 18.47% (bottom quartile).
1Y return: 3.11% (bottom quartile).
Alpha: -1.79 (lower mid).
Sharpe: -0.61 (bottom quartile).
Information ratio: 0.79 (upper mid).

सर्वोत्तम थेट म्युच्युअल फंड योजना- कर्ज श्रेणी

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin India Income Builder Account - Plan A - Direct Growth	₹113.413 ↑ 0.06	₹1,255	1.7	2.7	8	8.1	6.7	9.7
Franklin India Savings Plus Fund Retail Option - Direct Growth	₹54.6037 ↑ 0.03	₹3,959	1.7	3.1	6.7	7.5	6.4	7.6
Edelweiss Bond Fund - Direct Growth	₹33.0139 ↑ 0.02	₹2,508	1.8	3.2	6.7	7.4	6.2	7.6
UTI Money Market Fund - Direct Growth	₹3,287.17 ↑ 1.65	₹18,344	1.7	3.1	6.7	7.5	6.5	7.6
UTI Treasury Advantage Fund - Direct Growth	₹3,789.68 ↑ 1.68	₹2,246	1.7	2.9	6.6	7.4	7.4	7.7
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth	₹53.5753 ↑ 0.02	₹16,415	1.7	2.8	6.5	8	6.9	8.1
Edelweiss Liquid Fund - Direct Growth	₹3,580.83 ↑ 0.66	₹8,877	1.8	3.2	6.4	7.1	6.1	6.6
Mahindra Liquid Fund - Direct Growth	₹1,804.55 ↑ 0.33	₹1,012	1.8	3.2	6.4	7.1	6.1	6.6
UTI Liquid Cash Plan - Direct Growth	₹4,541.93 ↑ 0.74	₹19,763	1.8	3.2	6.4	7	6.1	6.6
Franklin India Treasury Management Account - Regular Plan - Direct Growth	₹4,163.18 ↑ 0.68	₹2,123	1.7	3.2	6.4	7	6.1	6.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin India Income Builder Account - Plan A - Direct	Franklin India Savings Plus Fund Retail Option - Direct	Edelweiss Bond Fund - Direct	UTI Money Market Fund - Direct	UTI Treasury Advantage Fund - Direct	HDFC Floating Rate Income Fund - Short Term Plan - Direct	Edelweiss Liquid Fund - Direct	Mahindra Liquid Fund - Direct	UTI Liquid Cash Plan - Direct	Franklin India Treasury Management Account - Regular Plan - Direct
Point 1	Bottom quartile AUM (₹1,255 Cr).	Upper mid AUM (₹3,959 Cr).	Lower mid AUM (₹2,508 Cr).	Top quartile AUM (₹18,344 Cr).	Lower mid AUM (₹2,246 Cr).	Upper mid AUM (₹16,415 Cr).	Upper mid AUM (₹8,877 Cr).	Bottom quartile AUM (₹1,012 Cr).	Highest AUM (₹19,763 Cr).	Bottom quartile AUM (₹2,123 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (9+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 7.96% (top quartile).	1Y return: 6.70% (top quartile).	1Y return: 6.69% (upper mid).	1Y return: 6.69% (upper mid).	1Y return: 6.59% (upper mid).	1Y return: 6.52% (lower mid).	1Y return: 6.40% (lower mid).	1Y return: 6.39% (bottom quartile).	1Y return: 6.38% (bottom quartile).	1Y return: 6.36% (bottom quartile).
Point 6	1M return: 0.50% (bottom quartile).	1M return: 0.80% (top quartile).	1M return: 0.83% (top quartile).	1M return: 0.80% (upper mid).	1M return: 0.70% (bottom quartile).	1M return: 0.58% (bottom quartile).	1M return: 0.76% (upper mid).	1M return: 0.75% (lower mid).	1M return: 0.77% (upper mid).	1M return: 0.74% (lower mid).
Point 7	Sharpe: 0.98 (bottom quartile).	Sharpe: 1.90 (upper mid).	Sharpe: 1.83 (lower mid).	Sharpe: 1.85 (lower mid).	Sharpe: 1.40 (bottom quartile).	Sharpe: 1.00 (bottom quartile).	Sharpe: 3.70 (upper mid).	Sharpe: 3.58 (upper mid).	Sharpe: 3.76 (top quartile).	Sharpe: 3.99 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.43% (upper mid).	Yield to maturity (debt): 6.40% (lower mid).	Yield to maturity (debt): 7.23% (upper mid).	Yield to maturity (debt): 6.03% (bottom quartile).	Yield to maturity (debt): 6.85% (lower mid).	Yield to maturity (debt): 7.76% (top quartile).	Yield to maturity (debt): 7.42% (upper mid).	Yield to maturity (debt): 7.58% (top quartile).	Yield to maturity (debt): 6.03% (bottom quartile).	Yield to maturity (debt): 6.30% (bottom quartile).
Point 10	Modified duration: 2.93 yrs (bottom quartile).	Modified duration: 0.53 yrs (upper mid).	Modified duration: 0.80 yrs (bottom quartile).	Modified duration: 0.58 yrs (lower mid).	Modified duration: 0.77 yrs (lower mid).	Modified duration: 1.77 yrs (bottom quartile).	Modified duration: 0.19 yrs (upper mid).	Modified duration: 0.15 yrs (top quartile).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 0.15 yrs (upper mid).

Franklin India Income Builder Account - Plan A - Direct

Bottom quartile AUM (₹1,255 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 7.96% (top quartile).
1M return: 0.50% (bottom quartile).
Sharpe: 0.98 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.43% (upper mid).
Modified duration: 2.93 yrs (bottom quartile).

Franklin India Savings Plus Fund Retail Option - Direct

Upper mid AUM (₹3,959 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 6.70% (top quartile).
1M return: 0.80% (top quartile).
Sharpe: 1.90 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.40% (lower mid).
Modified duration: 0.53 yrs (upper mid).

Edelweiss Bond Fund - Direct

Lower mid AUM (₹2,508 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 6.69% (upper mid).
1M return: 0.83% (top quartile).
Sharpe: 1.83 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.23% (upper mid).
Modified duration: 0.80 yrs (bottom quartile).

UTI Money Market Fund - Direct

Top quartile AUM (₹18,344 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.69% (upper mid).
1M return: 0.80% (upper mid).
Sharpe: 1.85 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.03% (bottom quartile).
Modified duration: 0.58 yrs (lower mid).

UTI Treasury Advantage Fund - Direct

Lower mid AUM (₹2,246 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 6.59% (upper mid).
1M return: 0.70% (bottom quartile).
Sharpe: 1.40 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.85% (lower mid).
Modified duration: 0.77 yrs (lower mid).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

Upper mid AUM (₹16,415 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 6.52% (lower mid).
1M return: 0.58% (bottom quartile).
Sharpe: 1.00 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.76% (top quartile).
Modified duration: 1.77 yrs (bottom quartile).

Edelweiss Liquid Fund - Direct

Upper mid AUM (₹8,877 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.40% (lower mid).
1M return: 0.76% (upper mid).
Sharpe: 3.70 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.42% (upper mid).
Modified duration: 0.19 yrs (upper mid).

Mahindra Liquid Fund - Direct

Bottom quartile AUM (₹1,012 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.39% (bottom quartile).
1M return: 0.75% (lower mid).
Sharpe: 3.58 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.58% (top quartile).
Modified duration: 0.15 yrs (top quartile).

UTI Liquid Cash Plan - Direct

Highest AUM (₹19,763 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.38% (bottom quartile).
1M return: 0.77% (upper mid).
Sharpe: 3.76 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.03% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

Franklin India Treasury Management Account - Regular Plan - Direct

Bottom quartile AUM (₹2,123 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.36% (bottom quartile).
1M return: 0.74% (lower mid).
Sharpe: 3.99 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.30% (bottom quartile).
Modified duration: 0.15 yrs (upper mid).

सर्वोत्तम थेट म्युच्युअल फंड योजना- हायब्रिड श्रेणी

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Wealth Builder Fund - Direct Growth	₹87.3158 ↑ 0.02	₹6,379	-1.6	0.2	11.3	19.9	15.4	12.4
JM Balanced Fund - Direct Growth	₹133.996 ↓ -0.20	₹652	-2.1	-4.7	2.1	19.2	16.4	-1.6
Edelweiss Prudent Advantage Fund - Direct Growth	₹73.93 ↑ 0.07	₹3,309	-0.6	-1.6	7.1	17.7	16.8	7.6
UTI Balanced Fund - Direct Growth	₹437.283 ↓ -0.74	₹6,115	-2.3	-0.1	5.5	16.4	15.2	7.1
BNP Paribas Balanced Fund - Direct Growth	₹32.0508 ↑ 0.03	₹1,146	-0.8	-0.6	6.7	15.7	13.9	5.3
Axis Dynamic Equity Fund - Direct Growth	₹23.84	₹3,558	-1	0	5.5	15.5	12.2	8.2
Franklin India Balanced Fund - Direct Growth	₹306.848 ↑ 0.28	₹2,164	-1.6	-2.6	3.7	15.1	13.2	4.7
Edelweiss Equity Savings Advantage Fund - Direct Growth	₹29.2336 ↑ 0.04	₹1,233	1.1	1.9	8.8	12.5	10.6	9
UTI SPREAD Fund - Direct Growth	₹39.2999 ↑ 0.05	₹10,500	1.7	3.3	6.6	7.7	6.6	7.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Wealth Builder Fund - Direct	JM Balanced Fund - Direct	Edelweiss Prudent Advantage Fund - Direct	UTI Balanced Fund - Direct	BNP Paribas Balanced Fund - Direct	Axis Dynamic Equity Fund - Direct	Franklin India Balanced Fund - Direct	Edelweiss Equity Savings Advantage Fund - Direct	UTI SPREAD Fund - Direct
Point 1	Top quartile AUM (₹6,379 Cr).	Bottom quartile AUM (₹652 Cr).	Lower mid AUM (₹3,309 Cr).	Upper mid AUM (₹6,115 Cr).	Bottom quartile AUM (₹1,146 Cr).	Upper mid AUM (₹3,558 Cr).	Lower mid AUM (₹2,164 Cr).	Bottom quartile AUM (₹1,233 Cr).	Highest AUM (₹10,500 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (9+ yrs).	Established history (8+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.
Point 5	5Y return: 15.40% (upper mid).	5Y return: 16.40% (top quartile).	5Y return: 16.76% (top quartile).	5Y return: 15.19% (upper mid).	5Y return: 13.87% (lower mid).	5Y return: 12.23% (bottom quartile).	5Y return: 13.20% (lower mid).	5Y return: 10.63% (bottom quartile).	5Y return: 6.57% (bottom quartile).
Point 6	3Y return: 19.88% (top quartile).	3Y return: 19.17% (top quartile).	3Y return: 17.66% (upper mid).	3Y return: 16.39% (upper mid).	3Y return: 15.67% (lower mid).	3Y return: 15.48% (lower mid).	3Y return: 15.11% (bottom quartile).	3Y return: 12.48% (bottom quartile).	3Y return: 7.66% (bottom quartile).
Point 7	1Y return: 11.28% (top quartile).	1Y return: 2.08% (bottom quartile).	1Y return: 7.06% (upper mid).	1Y return: 5.54% (lower mid).	1Y return: 6.73% (upper mid).	1Y return: 5.49% (bottom quartile).	1Y return: 3.68% (bottom quartile).	1Y return: 8.80% (top quartile).	1Y return: 6.58% (lower mid).
Point 8	1M return: 3.40% (lower mid).	1M return: 5.61% (top quartile).	1M return: 4.22% (top quartile).	1M return: 3.36% (lower mid).	1M return: 3.96% (upper mid).	1M return: 2.76% (bottom quartile).	1M return: 3.65% (upper mid).	1M return: 2.48% (bottom quartile).	1M return: 0.60% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: -3.77 (bottom quartile).	Alpha: 0.70 (top quartile).	Alpha: 0.61 (top quartile).	Alpha: 0.44 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -1.76 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.05 (upper mid).	Sharpe: -0.82 (bottom quartile).	Sharpe: -0.47 (upper mid).	Sharpe: -0.48 (lower mid).	Sharpe: -0.49 (lower mid).	Sharpe: -0.52 (bottom quartile).	Sharpe: -0.71 (bottom quartile).	Sharpe: 0.06 (top quartile).	Sharpe: 2.98 (top quartile).

UTI Wealth Builder Fund - Direct

Top quartile AUM (₹6,379 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.40% (upper mid).
3Y return: 19.88% (top quartile).
1Y return: 11.28% (top quartile).
1M return: 3.40% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.05 (upper mid).

JM Balanced Fund - Direct

Bottom quartile AUM (₹652 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.40% (top quartile).
3Y return: 19.17% (top quartile).
1Y return: 2.08% (bottom quartile).
1M return: 5.61% (top quartile).
Alpha: -3.77 (bottom quartile).
Sharpe: -0.82 (bottom quartile).

Edelweiss Prudent Advantage Fund - Direct

Lower mid AUM (₹3,309 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.76% (top quartile).
3Y return: 17.66% (upper mid).
1Y return: 7.06% (upper mid).
1M return: 4.22% (top quartile).
Alpha: 0.70 (top quartile).
Sharpe: -0.47 (upper mid).

UTI Balanced Fund - Direct

Upper mid AUM (₹6,115 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.19% (upper mid).
3Y return: 16.39% (upper mid).
1Y return: 5.54% (lower mid).
1M return: 3.36% (lower mid).
Alpha: 0.61 (top quartile).
Sharpe: -0.48 (lower mid).

BNP Paribas Balanced Fund - Direct

Bottom quartile AUM (₹1,146 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.87% (lower mid).
3Y return: 15.67% (lower mid).
1Y return: 6.73% (upper mid).
1M return: 3.96% (upper mid).
Alpha: 0.44 (upper mid).
Sharpe: -0.49 (lower mid).

Axis Dynamic Equity Fund - Direct

Upper mid AUM (₹3,558 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.23% (bottom quartile).
3Y return: 15.48% (lower mid).
1Y return: 5.49% (bottom quartile).
1M return: 2.76% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (bottom quartile).

Franklin India Balanced Fund - Direct

Lower mid AUM (₹2,164 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.20% (lower mid).
3Y return: 15.11% (bottom quartile).
1Y return: 3.68% (bottom quartile).
1M return: 3.65% (upper mid).
Alpha: -1.76 (bottom quartile).
Sharpe: -0.71 (bottom quartile).

Edelweiss Equity Savings Advantage Fund - Direct

Bottom quartile AUM (₹1,233 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.63% (bottom quartile).
3Y return: 12.48% (bottom quartile).
1Y return: 8.80% (top quartile).
1M return: 2.48% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.06 (top quartile).

UTI SPREAD Fund - Direct

Highest AUM (₹10,500 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
5Y return: 6.57% (bottom quartile).
3Y return: 7.66% (bottom quartile).
1Y return: 6.58% (lower mid).
1M return: 0.60% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.98 (top quartile).

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.