Table of Contents
ई-गोल्ड वि गोल्ड ईटीएफ? जे अधिक चांगले आहेसोन्याची गुंतवणूक पर्याय? कोणत्या मार्गावर जास्त उत्पन्न आहे? हे नेहमी विचारले जाणारे काही सामान्य प्रश्न आहेतगुंतवणूकदार या गैर-भौतिक सोन्यात गुंतवणूक करू इच्छित आहे. बरं, दोन्ही फॉर्म ट्रेडिंगमध्ये अद्वितीय आहेत आणि प्रत्येकाचे रिटर्न्स, कर आकारणी, होल्डिंग पीरियड इ. यासारख्या अत्यावश्यक बाबींमध्ये स्वतःचे फायदे आहेत. म्हणून, आपण पाहू या दोन्ही- गोल्ड ईटीएफ आणि ई-गोल्ड एकमेकांपासून कसे वेगळे आहेत आणि कोणते फॉर्म बनवतात. सोने गुंतवणुकीचा उत्तम पर्याय!
ई-गोल्ड हे नॅशनल स्पॉट एक्सचेंज लिमिटेड (NSEL) द्वारे लॉन्च केलेले एक अद्वितीय सोने गुंतवणूक उत्पादन आहे. हे उत्पादन गुंतवणूकदारांना सक्षम करतेसोने खरेदी करा एनएसईच्या ट्रेडिंग प्लॅटफॉर्मवर इलेक्ट्रॉनिक स्वरूपात आणि तुम्ही खरेदी केलेले सोने तुमच्यामध्ये प्रतिबिंबित होईलडीमॅट खाते.
ई-गोल्ड ही अशीच एक गुंतवणूक आहे जी गुंतवणूकदारांना 1gm, 2gm, 3gm इत्यादी सारख्या लहान मूल्यांमध्ये सोने खरेदी करण्यास अनुमती देते. तुम्ही येथे खरेदी कराल ती सोन्याची युनिट्स T+2 दिवसांत तुमच्या डीमॅट खात्यात जमा केली जातील. त्याचप्रमाणे, उदाहरणार्थ, जर तुम्ही आज विक्री केली असेल, तर ते तुमच्या डीमॅट खात्यातून 2 दिवसांत (विक्रीच्या तारखेपासून) डेबिट होईल.
गोल्ड ईटीएफच्या तुलनेत ई-गोल्ड कमी महाग आहे कारण नंतरचे विविध शुल्क जसे की मालमत्ता व्यवस्थापन शुल्क, सुरक्षा सेवा शुल्क इ.नाही त्या निधीचे परंतु ई-गोल्डच्या बाबतीत, मूल्य प्रचलित सोन्याच्या किमतीचे असते.
गोल्ड ईटीएफ हे सोन्याच्या गुंतवणुकीच्या सर्वात लोकप्रिय पद्धतींपैकी एक बनले आहे. गोल्ड ईटीएफ देखील आहेतअंतर्निहित ओपन-एंडेड सोन्याचेम्युच्युअल फंड जे तुम्हाला तुमचे पैसे सोन्यात गुंतवण्यास मदत करतात. अंतर्निहित सोन्याची शुद्धता 99.5% आहे. गोल्ड ईटीएफला पेपर गोल्ड असेही म्हणतात. हे प्रमुख स्टॉक एक्स्चेंजमध्ये सूचीबद्ध आणि व्यापार केले जातात आणि गुंतवणूकदारांना युनिट नियुक्त केले जातात जेथे प्रत्येक युनिट सामान्यतः एक ग्रॅम सोन्याचे प्रतिनिधित्व करते.
गोल्ड ईटीएफमध्ये, गुंतवणूकदार त्यांच्या विद्यमान डीमॅट खात्यात व्यापार करू शकतात. गोल्ड ईटीएफ गुंतवणूकदारांना सोने मिळवण्याचा सुरक्षित मार्ग देतातबाजार. चा लाभ देखील देताततरलता कारण ट्रेडिंग कालावधी दरम्यान कधीही त्याचा व्यवहार केला जाऊ शकतो.
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आठवड्याच्या दिवशी सकाळी 9:00 ते दुपारी 3:30 या वेळेत गोल्ड ETF चे व्यवहार करता येतात. तर, आठवड्याच्या दिवशी सकाळी 10:00 ते रात्री 11:30 पर्यंत ई-गोल्डचा व्यवहार करता येईल.
दोन्ही रूपे भौतिक सोन्यात रूपांतरित केली जाऊ शकतात, परंतु प्रत्येकासाठी किमान प्रमाण बदलते. ई-गोल्डसाठी किमान प्रमाण 8 ग्रॅम आहे, तर सोन्यात-ईटीएफ, जेव्हा ते 500gm ते 1Kg च्या विशिष्ट आकारापेक्षा जास्त असेल तेव्हाच रूपांतरित करू शकते.
कार्यक्षम स्वरूप आणि सोन्याच्या ETF पेक्षा सोन्याच्या किमती अधिक जवळून शोधण्यात सक्षम आहे. तथापि, कर आकारणीच्या बाबतीत ई-गोल्ड गोल्ड ईटीएफला गमावते.
परंतु, आता, जेव्हा तुम्हाला या दोन स्वरूपांमधील मुख्य फरक माहित असेल, तेव्हा चांगल्या परताव्यासह सुरक्षित गुंतवणूक ऑफर करणार्या मार्गामध्ये गुंतवणूक करा!
पॅरामीटर्स | गोल्ड ईटीएफ | ई-गोल्ड |
---|---|---|
वेगळे डिमॅट खाते | नाही | होय |
होल्डिंग्ज | च्या मालकीचेAMCs | होय |
भौतिक सोन्यामध्ये रूपांतरण | किमान 0.5-1 किलो | गुंतवणूकदार थेट डीमॅट खात्यात सोने ठेवतात |
अल्पकालीनभांडवल फायदा होतो | 1 वर्षापेक्षा कमी- रिटर्नवर 20% कर | 3 वर्षांपेक्षा कमी- रिटर्नवर 20% कर |
दीर्घकालीनभांडवली नफा | 1 वर्षानंतर- 10% कर परतावा | 3 वर्षानंतर- रिटर्नवर 10% कर |
आवर्ती खर्च | ०.४०% | 1% |
परतावा | सर्वात जास्त ते सर्वात किफायतशीर आहे | पेक्षा किंचित कमीसोने ETF |
किंमत | आंतरराष्ट्रीय सोन्याच्या किमतीशी जोडलेले | भारतीय सोन्याच्या किमतीशी जोडलेले |
दागिन्यांमध्ये रूपांतरित करा | उपलब्ध नाही | निवडक ज्वेलर्सकडे उपलब्ध |
गुंतवणूक करण्यासाठी काही सर्वोत्तम अंतर्निहित गोल्ड ईटीएफ खालीलप्रमाणे आहेत:
To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF). HDFC Gold Fund is a Gold - Gold fund was launched on 24 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Gold Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential Regular Gold Savings Fund is a Gold - Gold fund was launched on 11 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES. Nippon India Gold Savings Fund is a Gold - Gold fund was launched on 7 Mar 11. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Gold Savings Fund Returns up to 1 year are on An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF). Aditya Birla Sun Life Gold Fund is a Gold - Gold fund was launched on 20 Mar 12. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Gold Fund Returns up to 1 year are on To generate returns that closely correspond to returns generated by Axis Gold ETF. Axis Gold Fund is a Gold - Gold fund was launched on 20 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for Axis Gold Fund Returns up to 1 year are on 1. HDFC Gold Fund
CAGR/Annualized
return of 8.3% since its launch. Return for 2024 was 18.9% , 2023 was 14.1% and 2022 was 12.7% . HDFC Gold Fund
Growth Launch Date 24 Oct 11 NAV (22 Jul 25) ₹29.8454 ↑ 0.25 (0.85 %) Net Assets (Cr) ₹4,272 on 30 Jun 25 Category Gold - Gold AMC HDFC Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.49 Sharpe Ratio 1.69 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹9,497 30 Jun 22 ₹10,215 30 Jun 23 ₹11,479 30 Jun 24 ₹14,170 30 Jun 25 ₹18,504 Returns for HDFC Gold Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Jul 25 Duration Returns 1 Month 0.6% 3 Month 0.3% 6 Month 22.1% 1 Year 33.1% 3 Year 23.4% 5 Year 13.2% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.9% 2023 14.1% 2022 12.7% 2021 -5.5% 2020 27.5% 2019 21.7% 2018 6.6% 2017 2.8% 2016 10.1% 2015 -7.3% Fund Manager information for HDFC Gold Fund
Name Since Tenure Arun Agarwal 15 Feb 23 2.37 Yr. Nandita Menezes 29 Mar 25 0.26 Yr. Data below for HDFC Gold Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 1.63% Other 98.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -100% ₹4,086 Cr 497,286,946
↑ 22,291,782 Treps - Tri-Party Repo
CBLO/Reverse Repo | -1% ₹31 Cr Net Current Assets
Net Current Assets | -1% -₹28 Cr 2. ICICI Prudential Regular Gold Savings Fund
CAGR/Annualized
return of 8.5% since its launch. Return for 2024 was 19.5% , 2023 was 13.5% and 2022 was 12.7% . ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (22 Jul 25) ₹30.9348 ↑ 0.27 (0.88 %) Net Assets (Cr) ₹2,274 on 30 Jun 25 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.4 Sharpe Ratio 1.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹9,482 30 Jun 22 ₹10,251 30 Jun 23 ₹11,478 30 Jun 24 ₹14,165 30 Jun 25 ₹18,553 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Jul 25 Duration Returns 1 Month 0.7% 3 Month 0.2% 6 Month 22% 1 Year 32.9% 3 Year 23.6% 5 Year 13.2% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 13.5% 2022 12.7% 2021 -5.4% 2020 26.6% 2019 22.7% 2018 7.4% 2017 0.8% 2016 8.9% 2015 -5.1% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 12.68 Yr. Nishit Patel 29 Dec 20 4.42 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 1.4% Other 98.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -100% ₹2,151 Cr 261,439,202
↑ 9,767,648 Treps
CBLO/Reverse Repo | -1% ₹14 Cr Net Current Assets
Net Current Assets | -1% -₹12 Cr 3. Nippon India Gold Savings Fund
CAGR/Annualized
return of 9.8% since its launch. Return for 2024 was 19% , 2023 was 14.3% and 2022 was 12.3% . Nippon India Gold Savings Fund
Growth Launch Date 7 Mar 11 NAV (22 Jul 25) ₹38.2165 ↑ 0.30 (0.78 %) Net Assets (Cr) ₹3,126 on 30 Jun 25 Category Gold - Gold AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.34 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (2%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹9,476 30 Jun 22 ₹10,190 30 Jun 23 ₹11,443 30 Jun 24 ₹14,022 30 Jun 25 ₹18,432 Returns for Nippon India Gold Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Jul 25 Duration Returns 1 Month 0.6% 3 Month -0.2% 6 Month 22.2% 1 Year 32.8% 3 Year 23.3% 5 Year 13.1% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 19% 2023 14.3% 2022 12.3% 2021 -5.5% 2020 26.6% 2019 22.5% 2018 6% 2017 1.7% 2016 11.6% 2015 -8.1% Fund Manager information for Nippon India Gold Savings Fund
Name Since Tenure Himanshu Mange 23 Dec 23 1.44 Yr. Data below for Nippon India Gold Savings Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 1.44% Other 98.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India ETF Gold BeES
- | -100% ₹3,042 Cr 382,751,739
↑ 8,462,642 Triparty Repo
CBLO/Reverse Repo | -0% ₹7 Cr Net Current Assets
Net Current Assets | -0% -₹5 Cr Cash Margin - Ccil
CBLO | -0% ₹0 Cr Cash
Net Current Assets | -0% ₹0 Cr 00 4. Aditya Birla Sun Life Gold Fund
CAGR/Annualized
return of 8.3% since its launch. Return for 2024 was 18.7% , 2023 was 14.5% and 2022 was 12.3% . Aditya Birla Sun Life Gold Fund
Growth Launch Date 20 Mar 12 NAV (22 Jul 25) ₹29.0588 ↑ 0.31 (1.09 %) Net Assets (Cr) ₹636 on 30 Jun 25 Category Gold - Gold AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.51 Sharpe Ratio 1.79 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹9,528 30 Jun 22 ₹10,192 30 Jun 23 ₹11,461 30 Jun 24 ₹14,055 30 Jun 25 ₹18,479 Returns for Aditya Birla Sun Life Gold Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Jul 25 Duration Returns 1 Month 0.9% 3 Month 0.1% 6 Month 22.3% 1 Year 32.8% 3 Year 23.5% 5 Year 13.3% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.7% 2023 14.5% 2022 12.3% 2021 -5% 2020 26% 2019 21.3% 2018 6.8% 2017 1.6% 2016 11.5% 2015 -7.2% Fund Manager information for Aditya Birla Sun Life Gold Fund
Name Since Tenure Priya Sridhar 31 Dec 24 0.42 Yr. Data below for Aditya Birla Sun Life Gold Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 1.71% Other 98.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Gold ETF
- | -100% ₹611 Cr 72,641,034
↑ 1,140,000 Clearing Corporation Of India Limited
CBLO/Reverse Repo | -0% ₹3 Cr Net Receivables / (Payables)
Net Current Assets | -0% -₹2 Cr 5. Axis Gold Fund
CAGR/Annualized
return of 8.1% since its launch. Return for 2024 was 19.2% , 2023 was 14.7% and 2022 was 12.5% . Axis Gold Fund
Growth Launch Date 20 Oct 11 NAV (22 Jul 25) ₹29.1137 ↑ 0.23 (0.78 %) Net Assets (Cr) ₹1,121 on 30 Jun 25 Category Gold - Gold AMC Axis Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.24 Sharpe Ratio 1.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹9,547 30 Jun 22 ₹10,329 30 Jun 23 ₹11,625 30 Jun 24 ₹14,281 30 Jun 25 ₹18,661 Returns for Axis Gold Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Jul 25 Duration Returns 1 Month 0.8% 3 Month -0.1% 6 Month 21.6% 1 Year 32.5% 3 Year 23.4% 5 Year 13.5% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.2% 2023 14.7% 2022 12.5% 2021 -4.7% 2020 26.9% 2019 23.1% 2018 8.3% 2017 0.7% 2016 10.7% 2015 -11.9% Fund Manager information for Axis Gold Fund
Name Since Tenure Aditya Pagaria 9 Nov 21 3.56 Yr. Pratik Tibrewal 1 Feb 25 0.33 Yr. Data below for Axis Gold Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 3.78% Other 96.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Gold ETF
- | -98% ₹1,041 Cr 130,038,438
↑ 3,207,030 Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -2% ₹26 Cr Net Receivables / (Payables)
CBLO | -0% -₹1 Cr
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