आवर्ती ठेव वि मुदत ठेव: कोणते चांगले आहे?

Updated on September 1, 2025 , 10344 views

आवर्ती ठेव मुदत ठेव वि? आपले पैसे कुठे वाचवायचे याचा विचार करत आहात? बरं, अनेक वेळा, गुंतवणूकदार आवर्ती ठेव (RD) किंवा मुदत ठेव (फिक्स्ड डिपॉझिट) मध्ये गुंतवणूक करावी की नाही याचा गोंधळ होतो.एफडी). जरी त्या सर्वात लोकप्रिय बचत योजना आहेत, विशेषत: जोखीम-प्रतिरोधक गुंतवणूकदारांमध्ये, हे समजून घेणे महत्त्वाचे आहे की आरडी आणि एफडी एकमेकांपासून कसे वेगळे आहेत आणि कोणते चांगले आहे.गुंतवणूक पर्याय.

आवर्ती ठेव (RD)

आरडी हे एआर्थिक साधन प्रामुख्याने बचतीला प्रोत्साहन देण्याच्या दिशेने निर्देशित केले आहे. या योजनेत, गुंतवणूकदारांना दर महिन्याला एक विशिष्ट रक्कम वाचवण्याची लवचिकता आहेबँकच्या किंवा वित्तीय संस्थेचे RD खाते पूर्वनिश्चित कालावधीसाठी आणि या रकमेवर व्याज मिळवा. मुदतपूर्तीच्या वेळी, मूळ रकमेसह व्याज दिले जाते.

मुदत ठेव (FD)

फिक्स्ड डिपॉझिट्स हे बँकांद्वारे निश्चित पूर्वनिर्धारित कालावधीसाठी प्रदान केलेल्या आर्थिक साधनांचा एक प्रकार आहे आणिनिश्चित व्याजदर. या योजनेत, FD खाते तयार करताना एकदा निश्चित रक्कम जमा केली जाते. कार्यकाळाच्या शेवटी, निवडलेल्या कालावधीसाठी व्याजाची रक्कम मूळ रकमेसह मोजली जाते आणि एकूण रक्कम एकत्रितपणे दिली जाते.

आवर्ती ठेव VS मुदत ठेव

पॅरामीटर्स	आवर्ती ठेव (RD)	मुदत ठेव (FD)
कार्यकाळ	आरडीचा कार्यकाळ साधारणपणे 6 महिने ते 10 वर्षांपर्यंत बदलतो	एफडी योजनेचा कालावधी 7 दिवस ते 10 वर्षांपर्यंत असतो
व्याज गणना	कंपाउंडिंग व्याज साधारणपणे प्रत्येक तिमाहीत आरडी योजनेसाठी येते	FD मध्ये, दरवर्षी जमा झालेल्या व्याजावर चक्रवाढ व्याज मोजले जाते
पात्रता	सर्व निवासी भारतीय आणि हिंदू अविभक्त कुटुंबे (HUF) आरडी खाते उघडण्यास पात्र आहेत. हे खाते अल्पवयीन मुलांसाठी त्यांचे पालक किंवा कायदेशीर पालक देखील उघडू शकतात	सर्व निवासी भारतीय आणि हिंदू अविभक्त कुटुंबे (HUFs) मुदत ठेव खाते उघडण्यास पात्र आहेत
कर लाभ	या योजनेत कोणताही कर लाभ दिला जात नाही	मुदत ठेवीसाठी, अंतर्गत कर सूटकलम 80C च्याआयकर कायदा 1961 लागू आहे. हे 5 वर्षांपेक्षा जास्त ठेवींसाठी लागू आहे (सध्याच्या कायद्यानुसार)
परताव्याचा दर	व्याज दर FD प्रमाणेच असतो परंतु सामान्यतः कालावधी आणि मासिक गुंतवणूक रकमेवर अवलंबून असतो	व्याज दर RD प्रमाणेच आहे परंतु त्यावर अवलंबून आहेभांडवल आणि कार्यकाळ निवडला
अतिरिक्त फायदे	बहुतेक बँका ठेव मूल्याच्या 90% पर्यंत कर्ज देतात	बहुतेक बँका ठेव मूल्याच्या 70%-90% पर्यंत कर्ज देतात.
पैसे काढणे	काही प्रकरणांमध्ये, दंडाशिवाय मुदतपूर्व पैसे काढण्याची परवानगी दिली जाते. काही बँका दंड आकारू शकतात	दंडासह मुदतपूर्व पैसे काढण्याची परवानगी आहे
उत्पन्न व्याज	RD वर मिळणारे व्याज करपात्र असते आणि बहुतेक बँका TDS कापतात	FD वर मिळणारे व्याज करपात्र असते आणि बहुतेक बँका TDS कापतात

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आवर्ती ठेव VS मुदत ठेव: अधिक कमाई कुठे करायची?

जोखीम-प्रतिरोधक गुंतवणूकदारांसाठी आरडी आणि एफडी दोन्ही योग्य असल्याने, अंतिम निवड एखाद्याच्या गरजांवर अवलंबून असते. एफडी खात्यामध्ये, जमा केलेल्या प्रारंभिक एकरकमीवर व्याज चक्रवाढ होते. संपूर्ण जमा रकमेवर एका वर्षासाठी व्याज मिळते. तथापि, RD मध्ये, फक्त 1ल्या ठेवीवर पहिल्या वर्षासाठी, म्हणजे 12 महिन्यांसाठी व्याज मिळते. दुसऱ्या ठेवीवर 11 महिन्यांसाठी, तिसऱ्या ठेवीवर 10 महिन्यांसाठी व्याज मिळते, इ. चक्रवाढ प्रभाव मुदत ठेवींना गुंतवणूकदारांना जास्त परतावा देण्यास सक्षम करतो.

जरी कालांतराने, एखादी व्यक्ती मुदत ठेवीसह अधिक पैसे कमवू शकते (खाली उदाहरण दिलेले आहे), परंतु त्यात आवर्ती ठेव खात्याची लवचिकता नाही जी दरमहा लहान रक्कम जमा करण्यास सक्षम आहे. त्यामुळे, ज्यांच्याकडे गुंतवणूक करण्यासाठी एकरकमी रक्कम नाही ते मासिक गुंतवणुकीला प्राधान्य देऊ शकतात.

चांगल्या प्रकारे समजून घेण्यासाठी, आम्ही दोन्ही योजनांमधील फरक स्पष्ट केला आहे. त्यामुळे वापरकर्ते स्पष्टपणे समजू शकतात आणि चांगले निवडू शकतात.

चित्रण:

समजा तुम्ही गुंतवणूक कराINR 1000 (एक वर्षासाठी मासिक) आवर्ती ठेवीमध्ये आणि तुम्ही एकरकमी गुंतवणूक केली आहेINR 12,000 वर्षाच्या सुरुवातीला मुदत ठेवीमध्ये. ही दोन्ही उत्पादने तुम्हाला तिमाहीत 9 टक्के चक्रवाढ व्याज देतात. तर, दकमाई या दोन योजनांमधून खालीलप्रमाणे-

विशेष	आवर्ती ठेव (RD)	मुदत ठेव (FD)
गुंतवणूक केलेली रक्कम	INR 5,000 (मासिक)	INR 60,000 (एकरकमी)
कार्यकाळ	12 महिने	12 महिने
वार्षिक व्याजदर	६%	६%
एकूण कमावलेली रक्कम	INR ६१,९८६	INR 63,701
निव्वळ नफा	INR 1,986	INR 3,701

आता जेव्हा तुम्हाला RD आणि FD मधील मुख्य फरक माहित असेल तेव्हा तुम्ही एक निवडू शकता आणि हुशारीने गुंतवणूक करू शकता. जरी FD RD च्या तुलनेने चांगली वाढ देते, बहुतेक वेळा, एका साधनासाठी तुमच्या सर्व गरजा पूर्ण करणे व्यवहार्य नसते. त्यामुळे, जेव्हा तुमच्याकडे गुंतवणुकीसाठी एकरकमी रक्कम नसते, तेव्हा तुम्ही तुमच्या उत्पन्नातून दरमहा एक छोटी रक्कम वाचवू शकता आणि आवर्ती ठेवीमध्ये गुंतवणूक करू शकता!

इतर पर्याय

लिक्विड/अल्ट्रा शॉर्ट डेट म्युच्युअल फंड

1. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (bottom quartile).
1M return: 0.52% (top quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.83% (top quartile).
Modified duration: 0.19 yrs (top quartile).
Average maturity: 0.23 yrs (top quartile).
Exit load: NIL.

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund Growth
Launch Date	3 Sep 10
NAV (28 Jul 23)	₹2,424.68 ↑ 0.44 (0.02 %)
Net Assets (Cr)	₹146 on 30 Jun 23
Category	Debt - Ultrashort Bond
AMC	IDBI Asset Management Limited
Rating	☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	-0.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.83%
Effective Maturity	2 Months 23 Days
Modified Duration	2 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,388
31 Aug 22	₹10,824

IDBI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.4%
1 Year	6.4%
3 Year	4.8%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Ultra Short Term Fund

Name	Since	Tenure

Data below for IDBI Ultra Short Term Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Ultra Short Duration Fund

Upper mid AUM (₹10,252 Cr).
Established history (23+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 7.18% (lower mid).
1M return: 0.45% (lower mid).
Sharpe: 2.22 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.72% (top quartile).
Modified duration: 0.45 yrs (lower mid).
Average maturity: 0.67 yrs (bottom quartile).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~44%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~4.5%).

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (03 Sep 25)	₹4,072.63 ↑ 0.55 (0.01 %)
Net Assets (Cr)	₹10,252 on 31 Jul 25
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	1.12
Sharpe Ratio	2.22
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.72%
Effective Maturity	8 Months 1 Day
Modified Duration	5 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,877
31 Aug 22	₹11,305
31 Aug 23	₹12,027
31 Aug 24	₹12,869
31 Aug 25	₹13,794

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.7%
1 Year	7.2%
3 Year	6.9%
5 Year	6.6%
10 Year
15 Year
Since launch	6.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.7%
2022	4.6%
2021	7.8%
2020	4.9%
2019	0.9%
2018	7.3%
2017	5.8%
2016	6.8%
2015	7.6%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Oct 13	11.93 Yr.
Kinjal Desai	25 May 18	7.28 Yr.
Akshay Sharma	1 Dec 22	2.75 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	43.78%
Debt	55.97%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	65.48%
Cash Equivalent	19.47%
Government	14.8%

Credit Quality

Rating	Value
AA	19.5%
AAA	80.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹488 Cr	48,500 ↑ 3,500
Power Finance Corporation Limited Debentures \| -	3%	₹353 Cr	35,000
Vedanta Limited Debentures \| -	2%	₹241 Cr	24,000
TATA Communications Limited Debentures \| -	2%	₹227 Cr	22,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹202 Cr	20,000
Small Industries Development Bank Of India Debentures \| -	2%	₹201 Cr	2,000
182 Days Tbill Sovereign Bonds \| -	2%	₹199 Cr	20,000,000
India (Republic of) - \| -	2%	₹198 Cr	20,000,000 ↑ 20,000,000
364 DTB 27112025 Sovereign Bonds \| -	2%	₹197 Cr	20,000,000 ↑ 20,000,000
Piramal Finance Limited Debentures \| -	2%	₹196 Cr	19,500

3. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.55% (bottom quartile).
1M return: 0.53% (top quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (upper mid).
Modified duration: 0.10 yrs (top quartile).
Average maturity: 0.11 yrs (top quartile).
Exit load: NIL.

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund Growth
Launch Date	9 Jul 10
NAV (28 Jul 23)	₹2,454.04 ↑ 0.35 (0.01 %)
Net Assets (Cr)	₹503 on 30 Jun 23
Category	Debt - Liquid Fund
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.17
Sharpe Ratio	0.2
Information Ratio	-5.96
Alpha Ratio	-0.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.66%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,338
31 Aug 22	₹10,745

IDBI Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.4%
1 Year	6.6%
3 Year	4.5%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Liquid Fund

Name	Since	Tenure

Data below for IDBI Liquid Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Top quartile AUM (₹16,382 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.44% (top quartile).
1M return: 0.47% (upper mid).
Sharpe: 2.80 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.63% (upper mid).
Modified duration: 0.40 yrs (upper mid).
Average maturity: 0.60 yrs (bottom quartile).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Top bond sector: Corporate.
Conservative stance with elevated cash (~51%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.11% Govt Stock 2028 (~4.9%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (03 Sep 25)	₹28.0213 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹16,382 on 31 Jul 25
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.8
Sharpe Ratio	2.8
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	6.63%
Effective Maturity	7 Months 6 Days
Modified Duration	4 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,458
31 Aug 22	₹10,855
31 Aug 23	₹11,576
31 Aug 24	₹12,413
31 Aug 25	₹13,338

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.9%
1 Year	7.4%
3 Year	7.1%
5 Year	5.9%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	6.9%
2022	4.5%
2021	4%
2020	6.5%
2019	8.4%
2018	7.5%
2017	6.9%
2016	9.8%
2015	9.1%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	8.8 Yr.
Ritesh Lunawat	15 Jun 17	8.22 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	51%
Debt	48.73%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	56.96%
Cash Equivalent	25.24%
Government	17.52%

Credit Quality

Rating	Value
AA	16.19%
AAA	83.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.11% Govt Stock 2028 Sovereign Bonds \| -	5%	₹834 Cr	82,500,000
LIC Housing Finance Ltd Debentures \| -	4%	₹602 Cr	6,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹581 Cr	57,500
182 Days Tbill Sovereign Bonds \| -	3%	₹498 Cr	50,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹377 Cr	3,750
Vedanta Limited Debentures \| -	2%	₹301 Cr	30,000
Piramal Finance Limited Debentures \| -	2%	₹276 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	1%	₹252 Cr	25,000
Larsen And Toubro Limited Debentures \| -	1%	₹251 Cr	25,000
LIC Housing Finance Ltd Debentures \| -	1%	₹226 Cr	2,250

5. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

Highest AUM (₹20,795 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.92% (top quartile).
1M return: 0.47% (upper mid).
Sharpe: 3.76 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.60% (upper mid).
Modified duration: 0.49 yrs (bottom quartile).
Average maturity: 0.59 yrs (bottom quartile).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Corporate.
Conservative stance with elevated cash (~44%).
High-quality debt (AAA/AA ~100%).
Largest holding Shriram Finance Limited (~2.9%).

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (03 Sep 25)	₹555.061 ↑ 0.07 (0.01 %)
Net Assets (Cr)	₹20,795 on 31 Jul 25
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.55
Sharpe Ratio	3.76
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.6%
Effective Maturity	7 Months 2 Days
Modified Duration	5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,454
31 Aug 22	₹10,863
31 Aug 23	₹11,610
31 Aug 24	₹12,473
31 Aug 25	₹13,462

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	4.1%
1 Year	7.9%
3 Year	7.4%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	11.21 Yr.
Kaustubh Gupta	15 Jul 11	14.14 Yr.
Monika Gandhi	22 Mar 21	4.45 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	43.54%
Debt	56.21%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	63.99%
Cash Equivalent	23.22%
Government	12.53%

Credit Quality

Rating	Value
AA	30.21%
AAA	69.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shriram Finance Limited Debentures \| -	3%	₹614 Cr	60,000
Nirma Limited Debentures \| -	2%	₹488 Cr	48,500
91 Days Tbill Red 30-10-2025 Sovereign Bonds \| -	2%	₹415 Cr	42,000,000
07.22 GJ Sdl 2028 Sovereign Bonds \| -	2%	₹378 Cr	37,500,000
Bharti Telecom Limited Debentures \| -	2%	₹361 Cr	3,600
Mankind Pharma Limited Debentures \| -	2%	₹349 Cr	34,500
Bharti Telecom Limited Debentures \| -	1%	₹321 Cr	3,200
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹316 Cr	3,150
Avanse Financial Services Limited Debentures \| -	1%	₹301 Cr	30,000
Power Finance Corporation Limited Debentures \| -	1%	₹298 Cr	30,000

6. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for UTI Ultra Short Term Fund

Lower mid AUM (₹4,337 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately Low.
1Y return: 7.11% (lower mid).
1M return: 0.44% (bottom quartile).
Sharpe: 2.14 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.42% (lower mid).
Modified duration: 0.47 yrs (bottom quartile).
Average maturity: 0.53 yrs (lower mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~56%).
High-quality debt (AAA/AA ~100%).
Largest holding Small Industries Development Bank Of India (~4.4%).

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (03 Sep 25)	₹4,284.19 ↑ 0.53 (0.01 %)
Net Assets (Cr)	₹4,337 on 31 Jul 25
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.93
Sharpe Ratio	2.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.42%
Effective Maturity	6 Months 10 Days
Modified Duration	5 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,383
31 Aug 22	₹11,029
31 Aug 23	₹11,734
31 Aug 24	₹12,552
31 Aug 25	₹13,447

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	3.6%
1 Year	7.1%
3 Year	6.8%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.7%
2022	4.2%
2021	6.1%
2020	5.3%
2019	3.3%
2018	7%
2017	6.6%
2016	8.9%
2015	8.5%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Anurag Mittal	21 Jan 25	0.61 Yr.

Data below for UTI Ultra Short Term Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	56.47%
Debt	43.23%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	66.15%
Cash Equivalent	25.23%
Government	8.32%

Credit Quality

Rating	Value
AA	13.65%
AAA	86.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank Of India Debentures \| -	4%	₹180 Cr	1,800
Shriram Finance Limited Debentures \| -	2%	₹101 Cr	10,000 ↑ 5,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹101 Cr	10,000
LIC Housing Finance Ltd Debentures \| -	2%	₹101 Cr	1,000
182 Days Tbill Sovereign Bonds \| -	2%	₹100 Cr	1,000,000,000
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	2%	₹99 Cr	1,000,000,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹76 Cr	750 ↓ -250
Indian Bank Domestic Bonds \| -	2%	₹72 Cr	750,000,000
Indian Bank Domestic Bonds \| -	2%	₹72 Cr	750,000,000
LIC Housing Finance Ltd Debentures \| -	1%	₹51 Cr	500

7. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Kotak Savings Fund

Upper mid AUM (₹15,954 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.18% (upper mid).
1M return: 0.42% (bottom quartile).
Sharpe: 2.11 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.36% (lower mid).
Modified duration: 0.47 yrs (bottom quartile).
Average maturity: 0.50 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Corporate.
Conservative stance with elevated cash (~56%).
High-quality debt (AAA/AA ~100%).
Largest holding 8.2% Govt Stock 2025 (~5.2%).

Below is the key information for Kotak Savings Fund

Kotak Savings Fund Growth
Launch Date	13 Aug 04
NAV (03 Sep 25)	₹43.3407 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹15,954 on 31 Jul 25
Category	Debt - Ultrashort Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.81
Sharpe Ratio	2.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.36%
Effective Maturity	6 Months
Modified Duration	5 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,360
31 Aug 22	₹10,730
31 Aug 23	₹11,433
31 Aug 24	₹12,232
31 Aug 25	₹13,113

Kotak Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	3.7%
1 Year	7.2%
3 Year	6.9%
5 Year	5.6%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.8%
2022	4.5%
2021	3.2%
2020	5.8%
2019	7.8%
2018	7.4%
2017	6.7%
2016	8.2%
2015	8.6%

Fund Manager information for Kotak Savings Fund

Name	Since	Tenure
Deepak Agrawal	15 Apr 08	17.39 Yr.
Manu Sharma	1 Nov 22	2.84 Yr.

Data below for Kotak Savings Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	55.86%
Debt	43.85%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	60.67%
Cash Equivalent	21.41%
Government	17.63%

Credit Quality

Rating	Value
AA	8.74%
AAA	91.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
8.2% Govt Stock 2025 Sovereign Bonds \| -	5%	₹802 Cr	80,000,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹689 Cr	68,500
Bajaj Housing Finance Limited Debentures \| -	4%	₹647 Cr	6,420
Rec Limited Debentures \| -	3%	₹478 Cr	47,500
Mankind Pharma Limited Debentures \| -	2%	₹303 Cr	30,000
364 DTB 19mar2026 Sovereign Bonds \| -	2%	₹242 Cr	25,000,000
364 Days Tbill Red 28-05-2026 Sovereign Bonds \| -	2%	₹240 Cr	25,000,000
Bharti Telecom Limited Debentures \| -	1%	₹226 Cr	2,250
08.49 Tn SDL 2026 Sovereign Bonds \| -	1%	₹203 Cr	20,080,000
Vedanta Limited Debentures \| -	1%	₹201 Cr	20,000

8. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Research Highlights for Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,191 Cr).
Established history (14+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.29% (upper mid).
1M return: 0.46% (lower mid).
Sharpe: 2.75 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.23% (bottom quartile).
Modified duration: 0.44 yrs (upper mid).
Average maturity: 0.47 yrs (upper mid).
Exit load: NIL.
Top bond sector: Corporate.
Conservative stance with elevated cash (~52%).
High-quality debt (AAA/AA ~100%).
Largest holding Small Industries Development Bank Of India (~4.2%).

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund Growth
Launch Date	30 Dec 10
NAV (03 Sep 25)	₹2,726.9 ↑ 0.39 (0.01 %)
Net Assets (Cr)	₹1,191 on 31 Jul 25
Category	Debt - Ultrashort Bond
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.74
Sharpe Ratio	2.75
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.23%
Effective Maturity	5 Months 19 Days
Modified Duration	5 Months 9 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,328
31 Aug 22	₹10,663
31 Aug 23	₹11,332
31 Aug 24	₹12,145
31 Aug 25	₹13,033

Invesco India Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.7%
1 Year	7.3%
3 Year	6.9%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	6.6%
2022	4.1%
2021	3%
2020	5.1%
2019	7.6%
2018	7.3%
2017	7.1%
2016	9.1%
2015	8.3%

Fund Manager information for Invesco India Ultra Short Term Fund

Name	Since	Tenure
Krishna Cheemalapati	4 Jan 20	5.66 Yr.
Vikas Garg	27 Jul 21	4.1 Yr.

Data below for Invesco India Ultra Short Term Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	52.03%
Debt	47.64%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	53.64%
Cash Equivalent	37.75%
Government	8.28%

Credit Quality

Rating	Value
AA	21.95%
AAA	78.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank Of India Debentures \| -	4%	₹50 Cr	5,000,000 ↑ 5,000,000
91 Days Tbill Red 30-10-2025 Sovereign Bonds \| -	4%	₹49 Cr	5,000,000
India (Republic of) - \| -	4%	₹49 Cr	5,000,000
Summit Digitel Infrastructure Limited Debentures \| -	3%	₹40 Cr	4,000,000
Sundaram Home Finance Limited Debentures \| -	3%	₹35 Cr	3,500,000 ↑ 3,500,000
Power Finance Corporation Limited Debentures \| -	2%	₹25 Cr	2,500,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹25 Cr	2,500,000 ↑ 2,500,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹25 Cr	2,500,000
ICICI Home Finance Company Limited Debentures \| -	2%	₹25 Cr	2,500,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹25 Cr	2,500,000

9. DSP Money Manager Fund

"The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP Money Manager Fund

Lower mid AUM (₹3,964 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 7.09% (bottom quartile).
1M return: 0.41% (bottom quartile).
Sharpe: 1.67 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.20% (bottom quartile).
Modified duration: 0.46 yrs (lower mid).
Average maturity: 0.51 yrs (lower mid).
Exit load: NIL.
Top bond sector: Corporate.
Conservative stance with elevated cash (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding Small Industries Development Bank Of India (~2.8%).

Below is the key information for DSP Money Manager Fund

DSP Money Manager Fund Growth
Launch Date	31 Jul 06
NAV (03 Sep 25)	₹3,441.15 ↑ 0.51 (0.01 %)
Net Assets (Cr)	₹3,964 on 31 Jul 25
Category	Debt - Ultrashort Bond
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately Low
Expense Ratio	1.02
Sharpe Ratio	1.67
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.2%
Effective Maturity	6 Months 4 Days
Modified Duration	5 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,315
31 Aug 22	₹10,642
31 Aug 23	₹11,300
31 Aug 24	₹12,082
31 Aug 25	₹12,940

DSP Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for DSP Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	3.6%
1 Year	7.1%
3 Year	6.7%
5 Year	5.3%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.9%
2023	6.7%
2022	4.1%
2021	2.9%
2020	4.7%
2019	7.3%
2018	5%
2017	6%
2016	7.5%
2015	7.9%

Fund Manager information for DSP Money Manager Fund

Name	Since	Tenure
Karan Mundhra	31 May 21	4.25 Yr.
Shalini Vasanta	1 Jan 25	0.66 Yr.

Data below for DSP Money Manager Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	70.06%
Debt	29.52%
Other	0.42%

Debt Sector Allocation

Sector	Value
Corporate	60.07%
Cash Equivalent	24.62%
Government	14.89%

Credit Quality

Rating	Value
AA	2.74%
AAA	97.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank Of India Debentures \| -	3%	₹104 Cr	10,000 ↑ 5,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹101 Cr	10,000
364 DTB 06112025 Sovereign Bonds \| -	3%	₹99 Cr	10,000,000
LIC Housing Finance Ltd Debentures \| -	2%	₹79 Cr	750
7.59% Govt Stock 2026 Sovereign Bonds \| -	2%	₹76 Cr	7,500,000
Aditya Birla Renewables Limited Debentures \| -	1%	₹55 Cr	5,000
Power Finance Corporation Limited Debentures \| -	1%	₹54 Cr	500
Mahindra Rural Housing Finance Limited Debentures \| -	1%	₹53 Cr	5,000
LIC Housing Finance Ltd Debentures \| -	1%	₹52 Cr	5,000
Nuvama Wealth Finance Limited Debentures \| -	1%	₹50 Cr	5,000 ↑ 5,000

10. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

Research Highlights for SBI Magnum Ultra Short Duration Fund

Upper mid AUM (₹15,902 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 7.34% (upper mid).
1M return: 0.46% (upper mid).
Sharpe: 2.77 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.13% (bottom quartile).
Modified duration: 0.39 yrs (upper mid).
Average maturity: 0.45 yrs (upper mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~59%).
High-quality debt (AAA/AA ~100%).
Largest holding 5.63% Govt Stock 2026 (~4.2%).

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund Growth
Launch Date	21 May 99
NAV (03 Sep 25)	₹6,041.43 ↑ 0.85 (0.01 %)
Net Assets (Cr)	₹15,902 on 31 Jul 25
Category	Debt - Ultrashort Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.54
Sharpe Ratio	2.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.13%
Effective Maturity	5 Months 12 Days
Modified Duration	4 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,370
31 Aug 22	₹10,742
31 Aug 23	₹11,455
31 Aug 24	₹12,287
31 Aug 25	₹13,192

SBI Magnum Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.7%
1 Year	7.3%
3 Year	7.1%
5 Year	5.7%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.5%
2021	3.4%
2020	5.9%
2019	8%
2018	7.9%
2017	6.6%
2016	7.7%
2015	8.3%

Fund Manager information for SBI Magnum Ultra Short Duration Fund

Name	Since	Tenure
Sudhir Agrawal	15 May 25	0.3 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	59.08%
Debt	40.63%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	54.3%
Cash Equivalent	28.55%
Government	16.86%

Credit Quality

Rating	Value
AA	2.14%
AAA	97.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
5.63% Govt Stock 2026 Sovereign Bonds \| -	4%	₹685 Cr	68,500,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹517 Cr	5,150
HDFC Bank Ltd. Debentures \| -	3%	₹482 Cr	10,000
Bharti Telecom Limited Debentures \| -	2%	₹372 Cr	3,700
Bank of Baroda Debentures \| -	2%	₹291 Cr	6,000 ↑ 6,000
Citicorp Finance (India) Limited Debentures \| -	2%	₹251 Cr	25,000
182 DTB 18102024 Sovereign Bonds \| -	2%	₹249 Cr	25,000,000
Rec Limited Debentures \| -	2%	₹245 Cr	2,450
INDIA UNIVERSAL TRUST AL2 Unlisted bonds \| -	1%	₹243 Cr	400
Axis Bank Ltd. Debentures \| -	1%	₹235 Cr	5,000 ↑ 5,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.