2022 ਵਿੱਚ SIP ਨਿਵੇਸ਼ ਲਈ ਸਰਬੋਤਮ ELSS ਮਿਉਚੁਅਲ ਫੰਡ

Updated on September 29, 2026 , 6115 views

ਸਰਬੋਤਮ ਐਲਐਸ ਫੰਡ ਜਾਂ ਇਕੁਇਟੀ ਲਿੰਕਡ ਬਚਤ ਸਕੀਮਾਂ ਇਕੁਇਟੀ ਵਿਭਿੰਨ ਹਨਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਪ੍ਰਦਾਨ ਕਰਨ ਲਈ ਮੁੱਖ ਤੌਰ 'ਤੇ ਇਕੁਇਟੀ-ਲਿੰਕਡ ਯੰਤਰਾਂ (ਜਿਵੇਂ ਸ਼ੇਅਰ ਅਤੇ ਸਟਾਕ) ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਬਜ਼ਾਰ- ਲਿੰਕਡ ਰਿਟਰਨ। ਆਮ ਤੌਰ 'ਤੇ, ਫੰਡ ਕਾਰਪਸ ਦਾ 80% ਹਿੱਸਾ ਇਕੁਇਟੀ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਬਾਕੀ ਰਿਣ ਯੰਤਰਾਂ ਵਿੱਚ। ਵਧੀਆELSS ਫੰਡਾਂ ਨੂੰ ਟੈਕਸ ਬਚਾਉਣ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਜੋਂ ਵੀ ਜਾਣਿਆ ਜਾਂਦਾ ਹੈ ਕਿਉਂਕਿ ਉਹ ਅਧੀਨ ਟੈਕਸ ਲਾਭ ਪੇਸ਼ ਕਰਦੇ ਹਨਧਾਰਾ 80C ਦੀਆਮਦਨ ਟੈਕਸ ਐਕਟ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ELSS ਮਿਉਚੁਅਲ ਫੰਡ ਓਪਨ-ਐਂਡਡ ਹਨ ਅਤੇ ਨਿਵੇਸ਼ਾਂ ਦੇ 2 ਢੰਗਾਂ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੇ ਹਨ

ਇੱਕਮੁਸ਼ਤ ਨਿਵੇਸ਼
SIP (ਵਿਵਸਥਿਤਨਿਵੇਸ਼ ਯੋਜਨਾ) ਨਿਵੇਸ਼

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ਚੋਟੀ ਦੇ 5 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ELSS ਮਿਉਚੁਅਲ ਫੰਡ SIP ਵਿੱਤੀ ਸਾਲ 22 - 23

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Bottom quartile AUM (₹4,747 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.99% (upper mid).
3Y return: 9.98% (lower mid).
1Y return: 0.86% (upper mid).
Alpha: 6.01 (top quartile).
Sharpe: 0.40 (upper mid).
Information ratio: 0.18 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Bharti Airtel Ltd (~5.4%).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (01 Oct 26)	₹44.3688 ↓ -0.45 (-1.01 %)
Net Assets (Cr)	₹4,747 on 31 Aug 26
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	0.4
Information Ratio	0.18
Alpha Ratio	6.01
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,192
30 Sep 23	₹12,034
30 Sep 24	₹16,837
30 Sep 25	₹15,781
30 Sep 26	₹16,174

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-6.9%
3 Month	-4.2%
6 Month	7.3%
1 Year	0.9%
3 Year	10%
5 Year	10%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.9%
2024	19.5%
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	4.71 Yr.

Data below for Tata India Tax Savings Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	35.22%
Industrials	17.22%
Consumer Cyclical	13.15%
Health Care	6.74%
Communication Services	5.44%
Energy	4.66%
Basic Materials	4.52%
Technology	3.12%
Utility	2.38%
Real Estate	2.26%
Consumer Defensive	1.57%

Asset Allocation

Asset Class	Value
Cash	3.73%
Equity	96.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	5%	₹258 Cr	1,426,428
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	5%	₹238 Cr	1,639,000
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	5%	₹228 Cr	3,210,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	5%	₹216 Cr	2,040,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹172 Cr	1,350,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹154 Cr	9,000,000 ↓ -850,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 26 \| POLICYBZR	3%	₹153 Cr	814,850
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹142 Cr	352,147
Pricol Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| PRICOLLTD	3%	₹135 Cr	1,682,941
Motilal Oswal Financial Services Ltd (Financial Services) Equity, Since 30 Nov 25 \| MOTILALOFS	3%	₹128 Cr	1,231,123

2. Bandhan Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for Bandhan Tax Advantage (ELSS) Fund

Lower mid AUM (₹7,005 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.33% (bottom quartile).
3Y return: 7.25% (bottom quartile).
1Y return: -2.49% (lower mid).
Alpha: -0.02 (lower mid).
Sharpe: 0.03 (lower mid).
Information ratio: -0.92 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~7.7%).

Below is the key information for Bandhan Tax Advantage (ELSS) Fund

Bandhan Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (01 Oct 26)	₹147.425 ↓ -0.82 (-0.56 %)
Net Assets (Cr)	₹7,005 on 31 Jul 26
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	0.03
Information Ratio	-0.92
Alpha Ratio	-0.02
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,337
30 Sep 23	₹12,656
30 Sep 24	₹16,987
30 Sep 25	₹15,870
30 Sep 26	₹15,699

Bandhan Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Bandhan Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-5.2%
3 Month	-4.1%
6 Month	5.2%
1 Year	-2.5%
3 Year	7.2%
5 Year	9.3%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8%
2024	13.1%
2023	28.3%
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%

Fund Manager information for Bandhan Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	9.87 Yr.
Ritika Behera	7 Oct 23	2.9 Yr.
Gaurav Satra	10 Jun 24	2.23 Yr.

Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	36.02%
Consumer Defensive	9.84%
Technology	8.96%
Consumer Cyclical	8.27%
Energy	7.9%
Health Care	6.96%
Basic Materials	6.72%
Industrials	3.96%
Communication Services	2.47%
Real Estate	2.39%
Utility	1.69%

Asset Allocation

Asset Class	Value
Cash	4.82%
Equity	95.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	8%	₹539 Cr	7,600,000 ↑ 200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	6%	₹440 Cr	10,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	6%	₹434 Cr	3,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	6%	₹393 Cr	2,700,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	4%	₹300 Cr	1,250,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	3%	₹215 Cr	1,900,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	3%	₹208 Cr	1,600,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| MARUTI	3%	₹183 Cr	135,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	2%	₹172 Cr	950,000
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 24 \| LT	2%	₹162 Cr	400,000

3. Aditya Birla Sun Life Tax Relief '96

An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Research Highlights for Aditya Birla Sun Life Tax Relief '96

Upper mid AUM (₹14,543 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 6.37% (bottom quartile).
3Y return: 8.64% (bottom quartile).
1Y return: -4.14% (bottom quartile).
Alpha: -1.26 (bottom quartile).
Sharpe: -0.01 (bottom quartile).
Information ratio: -0.23 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~7.7%).

Below is the key information for Aditya Birla Sun Life Tax Relief '96

Aditya Birla Sun Life Tax Relief '96 Growth
Launch Date	6 Mar 08
NAV (01 Oct 26)	₹57.92 ↓ -0.46 (-0.79 %)
Net Assets (Cr)	₹14,543 on 31 Aug 26
Category	Equity - ELSS
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.69
Sharpe Ratio	-0.01
Information Ratio	-0.23
Alpha Ratio	-1.26
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,349
30 Sep 23	₹10,574
30 Sep 24	₹14,616
30 Sep 25	₹14,043
30 Sep 26	₹13,666

Aditya Birla Sun Life Tax Relief '96 SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Aditya Birla Sun Life Tax Relief '96

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-6.6%
3 Month	-5.4%
6 Month	4.2%
1 Year	-4.1%
3 Year	8.6%
5 Year	6.4%
10 Year
15 Year
Since launch	9.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.3%
2024	16.4%
2023	18.9%
2022	-1.4%
2021	12.7%
2020	15.2%
2019	4.3%
2018	-4.5%
2017	43.2%
2016	3.4%

Fund Manager information for Aditya Birla Sun Life Tax Relief '96

Name	Since	Tenure
Dhaval Shah	31 Oct 24	1.84 Yr.

Data below for Aditya Birla Sun Life Tax Relief '96 as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	33.35%
Consumer Cyclical	15.22%
Technology	9.27%
Health Care	8.78%
Consumer Defensive	7.72%
Industrials	6.49%
Basic Materials	5.81%
Energy	3.74%
Utility	2.71%
Communication Services	2.69%
Real Estate	1.57%

Asset Allocation

Asset Class	Value
Cash	2.64%
Equity	97.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	8%	₹1,127 Cr	7,747,842
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	6%	₹854 Cr	12,050,504
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 08 \| 532215	4%	₹554 Cr	4,260,879
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	4%	₹544 Cr	4,260,426
State Bank of India (Financial Services) Equity, Since 31 Jan 22 \| SBIN	4%	₹514 Cr	4,851,415
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	3%	₹461 Cr	14,042,983
The Federal Bank Ltd (Financial Services) Equity, Since 31 May 25 \| FEDERALBNK	3%	₹437 Cr	12,256,437
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| M&M	3%	₹415 Cr	1,264,660
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 22 \| BHARTIARTL	3%	₹392 Cr	2,161,864
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 24 \| 532755	3%	₹375 Cr	2,301,590

4. DSP Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Research Highlights for DSP Tax Saver Fund

Highest AUM (₹16,666 Cr).
Established history (19+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.86% (lower mid).
3Y return: 10.43% (upper mid).
1Y return: -5.69% (bottom quartile).
Alpha: -1.36 (bottom quartile).
Sharpe: -0.01 (bottom quartile).
Information ratio: 0.37 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~10.0%).

Below is the key information for DSP Tax Saver Fund

DSP Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (01 Oct 26)	₹130.23 ↓ -0.77 (-0.59 %)
Net Assets (Cr)	₹16,666 on 31 Aug 26
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.64
Sharpe Ratio	-0.01
Information Ratio	0.37
Alpha Ratio	-1.36
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,844
30 Sep 23	₹11,874
30 Sep 24	₹17,741
30 Sep 25	₹16,837
30 Sep 26	₹16,087

DSP Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for DSP Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-6.4%
3 Month	-6.1%
6 Month	2.9%
1 Year	-5.7%
3 Year	10.4%
5 Year	9.9%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.5%
2024	23.9%
2023	30%
2022	4.5%
2021	35.1%
2020	15%
2019	14.8%
2018	-7.6%
2017	36.3%
2016	11.3%

Fund Manager information for DSP Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	11.14 Yr.

Data below for DSP Tax Saver Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	45.2%
Consumer Cyclical	9.21%
Health Care	8.95%
Energy	7.64%
Basic Materials	7.14%
Technology	5.85%
Communication Services	4.76%
Industrials	3.95%
Consumer Defensive	3.78%
Utility	2.17%

Asset Allocation

Asset Class	Value
Cash	1.28%
Equity	98.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	10%	₹1,660 Cr	11,414,063
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	8%	₹1,397 Cr	19,697,085
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	8%	₹1,315 Cr	10,117,590 ↑ 339,845
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	6%	₹962 Cr	9,072,764 ↑ 406,696
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	4%	₹609 Cr	14,515,766
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	3%	₹541 Cr	2,985,560
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 26 \| RELIANCE	3%	₹475 Cr	3,722,421 ↑ 319,498
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	3%	₹421 Cr	1,284,132
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	2%	₹404 Cr	3,563,404
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jan 21 \| 500271	2%	₹340 Cr	2,160,559

5. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।